city-of-elmendorf-featured-image.png

Elmendorf 18-Wheeler & Motor Vehicle Crash Lawyers | Glenn Highway & Parks Highway Accidents | Former Insurance Defense—We Expose Their Playbook | $2.5M Commercial Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court • BP Explosion Litigation • 25+ Years | 1-888-ATTY-911

Motor Vehicle Accident Lawyers in Elmendorf, Texas | Attorney911

Houston-Area Car Accident Attorneys Fighting for Elmendorf Victims

If you’ve been injured in a motor vehicle accident in Elmendorf, Texas, you’re not alone. With one crash occurring every 57 seconds on Texas roads, accidents are an unfortunate reality for thousands of families each year. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. Our experienced Elmendorf car accident lawyers are here to help you navigate the complex legal process and fight for the compensation you deserve.

Founded by Ralph Manginello, who has over 25 years of experience handling personal injury cases in Texas, Attorney911 brings a unique advantage to Elmendorf accident victims. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies evaluate claims and build cases against victims. This insider knowledge gives us an edge in securing maximum compensation for our clients.

Why Elmendorf Residents Choose Attorney911

Elmendorf, located in Bexar County just southeast of San Antonio, is a growing community with unique traffic challenges. Whether you’re commuting to work in San Antonio, traveling along FM 327, or navigating local roads, the risk of accidents is ever-present. When accidents happen, Elmendorf residents need legal representation that understands both the local landscape and the broader Texas legal framework.

At Attorney911, we serve Elmendorf and the surrounding communities with the same dedication we bring to all our clients across Texas. Our attorneys regularly handle cases in Bexar County courts and are familiar with the local judges, insurance adjusters, and accident patterns in the area. When you call our legal emergency hotline at 1-888-ATTY-911, you’re reaching neighbors who are ready to fight for you.

Comprehensive Motor Vehicle Accident Coverage for Elmendorf

Car Accidents in Elmendorf

Car accidents are the most common type of motor vehicle collision we handle. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with one person injured every 2 minutes and 5 seconds. In Bexar County, these accidents often occur on major thoroughfares like I-10, I-37, and Loop 410, as well as local roads in Elmendorf and surrounding communities.

Common causes of car accidents in Elmendorf include:

  • Distracted driving (380 deaths in Texas in 2024)
  • Speeding
  • Failure to yield right of way
  • Running red lights
  • Following too closely
  • Driving under the influence (DUI)

Injuries from car accidents can range from minor to catastrophic:

  • Whiplash and soft tissue injuries
  • Herniated discs and spinal injuries
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Internal organ damage
  • Psychological trauma and PTSD

One of our recent cases involved a client whose leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions, demonstrating our ability to handle complex cases with severe complications.

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

If you’ve been involved in a car accident in Elmendorf, it’s crucial to act quickly. Evidence disappears daily, and insurance companies begin building their case against you immediately. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents

Commercial truck accidents are particularly devastating due to the size and weight disparity between large trucks and passenger vehicles. In Texas, we see 39,393 commercial motor vehicle crashes annually, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it a critical area for trucking safety.

Elmendorf’s proximity to major highways like I-10 and I-37 means residents are at risk for trucking accidents, especially when traveling to San Antonio or other nearby cities. These accidents often occur at high speeds and result in catastrophic injuries.

Key factors in trucking accidents include:

  • Driver fatigue (FMCSA Hours of Service violations)
  • Improper loading or secured cargo
  • Mechanical failures (brake, tire, or other equipment defects)
  • Distracted or impaired driving
  • Inadequate driver training
  • Poor road conditions or visibility

Our firm has extensive experience handling trucking cases. We’ve helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation. Our attorneys are admitted to federal court, which is particularly important for trucking cases that often involve federal regulations and out-of-state defendants.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Recent nuclear verdicts in Texas demonstrate the potential value of trucking cases:

  • 2024 Oncor Electric: $37.5 million verdict for distracted truck driver
  • 2024 New Prime I-35 pileup: $44.1 million verdict (6 deaths)
  • 2024 Ben E. Keith (Fort Worth): $35 million settlement

These verdicts show that juries are willing to hold trucking companies accountable for negligence. Insurance companies know this, which gives us leverage in settlement negotiations.

If you or a loved one has been involved in a trucking accident in Elmendorf or anywhere in Bexar County, call Attorney911 immediately at 1-888-ATTY-911. Electronic logging device (ELD) data and other critical evidence can be overwritten within 30-180 days, so time is of the essence.

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas, with 1,053 alcohol-impaired driving deaths in 2024, accounting for 25.37% of all traffic fatalities. In Bexar County, these preventable tragedies devastate families and communities.

Drunk driving accidents often result in severe injuries or fatalities because:

  • Impaired drivers have slower reaction times
  • They may drive at excessive speeds
  • They’re more likely to cause head-on collisions
  • They often fail to brake or take evasive action

Texas has strong laws against drunk driving, including:

  • Criminal penalties for drivers (DWI charges)
  • Civil liability for injuries and damages
  • Dram shop liability for establishments that over-serve alcohol

Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is “obviously intoxicated” and that person then causes an accident. Signs of obvious intoxication include:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol

Our firm has unique experience with drunk driving cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us insight into both the criminal and civil aspects of these cases. We’ve successfully handled DWI cases that were dismissed due to:

  • Improperly maintained breathalyzer machines
  • Missing evidence and hospital notes
  • Video evidence showing the client was not impaired

This experience translates directly to our civil practice, where we fight for victims of drunk driving accidents. We pursue claims against both the drunk driver and any establishments that contributed to their intoxication.

If you’ve been injured by a drunk driver in Elmendorf or anywhere in Bexar County, call Attorney911 at 1-888-ATTY-911. We’ll investigate every angle of your case, including potential dram shop liability, to maximize your compensation.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. Bexar County has one of the highest numbers of motorcycle accidents in the state.

Common causes of motorcycle accidents include:

  • Drivers failing to yield right of way to motorcycles
  • Distracted or inattentive drivers
  • Unsafe lane changes by other vehicles
  • Left-turn accidents (where a car turns left in front of an oncoming motorcycle)
  • Speeding and reckless driving

Texas helmet laws require:

  • Riders under 21 must wear helmets
  • Riders 21 and over may ride without helmets if they have completed a safety course OR have at least $10,000 in medical insurance

Insurance companies often try to blame motorcyclists for accidents, using Texas’s 51% comparative fault rule to reduce or deny claims. This is where our firm’s experience makes a difference. Lupe Peña, our associate attorney, spent years working for insurance companies and knows exactly how they build cases against motorcyclists. Now, he uses that knowledge to fight for riders.

If you’ve been injured in a motorcycle accident in Elmendorf, don’t let insurance companies blame you for the accident. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Pedestrian Accidents

Pedestrian accidents are a growing concern in Texas, with 6,095 pedestrian crashes in 2024 resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths, highlighting their vulnerability.

In Bexar County, pedestrian safety is a significant issue, particularly in urban areas. Many drivers don’t realize that pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. This legal protection is crucial for pedestrian accident victims.

Common injuries in pedestrian accidents include:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Broken pelvis and legs
  • Internal organ damage
  • Fatalities

If you or a loved one has been struck by a vehicle while walking in Elmendorf or anywhere in Bexar County, call Attorney911 immediately at 1-888-ATTY-911. We’ll fight to protect your rights and secure the compensation you need for medical treatment and recovery.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become ubiquitous in Texas, with millions of trips taken annually. However, these services introduce complex insurance issues when accidents occur. In 2024, there were approximately 11 billion rideshare trips in the US, with a significant portion occurring in Texas.

The insurance coverage available in rideshare accidents depends on the driver’s status at the time of the crash:

Phase Driver Status Coverage Available
Period 0 App off, personal use Driver’s personal insurance ($30K/$60K/$25K minimum in Texas)
Period 1 App on, waiting for ride request $50K/$100K/$25K contingent coverage
Period 2 Ride accepted, en route to pickup $1,000,000 liability coverage
Period 3 Passenger in vehicle $1,000,000 liability coverage

This complex coverage structure means victims often face challenges getting fair compensation. Our firm understands these complexities and knows how to navigate the insurance maze to maximize recovery.

Interestingly, 58% of rideshare accident victims are third parties (other drivers, pedestrians, or passengers in other vehicles), while 21% are riders and 21% are drivers.

If you’ve been injured in a rideshare accident in Elmendorf, whether as a passenger, driver, or third party, call Attorney911 at 1-888-ATTY-911. We’ll determine the correct insurance coverage and fight for your rights.

What to Do After a Motor Vehicle Accident in Elmendorf

48-Hour Immediate Action Protocol

If you’ve been in an accident in Elmendorf, taking the right steps immediately can protect your health and your legal rights. Here’s what to do:

Hour 1-6 (Immediate Crisis):

  1. Safety First: If you can move safely, get to a secure location away from traffic.
  2. Call 911: Report the accident and request medical assistance if anyone is injured.
  3. Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask serious injuries.
  4. Document Everything:
    • Take photos of all vehicle damage (every angle)
    • Photograph the accident scene, road conditions, and traffic signals
    • Take photos of visible injuries
    • Screenshot any messages visible on your phone
  5. Exchange Information:
    • Other driver’s name, phone number, and address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, and color
  6. Witnesses: Get names and phone numbers of any witnesses.
  7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24 (Evidence Preservation):

  1. Digital Preservation:
    • Preserve all texts, calls, photos, and videos related to the accident
    • Do NOT delete anything from your phone
    • Screenshot everything relevant
    • Email copies to yourself for backup
  2. Physical Evidence:
    • Secure damaged clothing, glasses, or personal items
    • Keep receipts for any expenses (towing, rental car, medications)
    • Do NOT repair your vehicle yet—preserve the damage
  3. Medical Records:
    • Request copies of all ER/hospital records
    • Keep all discharge paperwork
    • Follow up with your primary care physician within 24-48 hours
  4. Insurance Communications:
    • Note any calls from insurance companies
    • Do NOT give recorded statements yet
    • Do NOT sign anything
    • Do NOT accept any settlement offers
    • Say: “I need to speak with my attorney first”
  5. Social Media:
    • Make ALL profiles private immediately
    • Do NOT post about the accident
    • Do NOT post photos of injuries or activities
    • Tell friends and family not to tag you in posts

Hour 24-48 (Strategic Decisions):

  1. Legal Consultation:
    • Speak with an experienced motor vehicle accident attorney
    • Call Attorney911: 1-888-ATTY-911 for a free consultation
  2. Insurance Response:
    • If insurance contacts you, refer them to your attorney
    • Say: “My attorney will be in touch with you”
    • Provide only basic information: name, date of accident, that you were involved
  3. Settlement Offers:
    • Do NOT accept or sign anything without lawyer review
    • Early offers are ALWAYS lowball offers
    • You don’t know the extent of your injuries yet
  4. Evidence Backup:
    • Upload all screenshots and photos to cloud storage
    • Email copies to yourself and a family member
    • Create a written timeline of events while your memory is fresh

Week One Priorities:

  1. Medical Follow-Up:
    • Continue documenting all injuries
    • See specialists if recommended
    • Follow ALL doctor’s recommendations (insurance watches for gaps)
    • Get written work restrictions if needed
  2. Investigation Begins:
    • Attorney obtains police report
    • Preservation letters sent to all parties
    • Surveillance footage secured before deletion
    • Witness statements recorded
  3. Communication:
    • Attorney handles ALL insurance communication
    • You focus on recovery
    • Document any pressure from insurance or other parties

Evidence Deterioration Timeline

Time is critical after an accident because evidence disappears on a predictable schedule:

  • Day 1-7: Witness memories begin fading immediately. Physical evidence like skid marks and debris is cleared.
  • Day 7-30: Surveillance footage is typically deleted (gas stations: 7-14 days, retail stores: 30 days). Witnesses become harder to locate.
  • Month 1-2: Insurance companies solidify their defense position. Vehicle repairs destroy evidence.
  • Month 2-6: Electronic data from trucks (ELD, black box) can be overwritten (30-180 days). Cell phone records become harder to obtain.
  • Month 6-12: Witness memories severely degrade. Medical evidence becomes harder to link to the accident.
  • Month 12-24: Approaching the 2-year statute of limitations creates pressure to settle.

At Attorney911, we act quickly to preserve evidence. Within 24 hours of retention, we send preservation letters to:

  • Other driver’s insurance company
  • Trucking companies (for commercial vehicle accidents)
  • Businesses near the accident scene
  • Employers (if the accident was work-related)
  • Property owners
  • Government entities
  • Vehicle manufacturers

These letters legally require evidence preservation before automatic deletion. Every day you wait, evidence is lost forever. Call Attorney911 now at 1-888-ATTY-911.

Texas Motor Vehicle Law Framework

Statute of Limitations

In Texas, you have a limited time to file a lawsuit after a motor vehicle accident:

Claim Type Time Limit Starts From
Personal Injury 2 years Date of accident
Wrongful Death 2 years Date of death
Property Damage 2 years Date of damage
Government Claims 6 months notice Date of incident

Exceptions:

  • Discovery Rule: The statute may start later if the injury or its cause wasn’t immediately discoverable.
  • Defendant Absence: The clock may be paused if the defendant leaves Texas.
  • Mental Incapacity: The clock may be paused during incapacity.

Critical: If you miss the deadline, your case is barred forever. You cannot extend or waive this deadline.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar:

  • If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
  • If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

This is where our firm’s experience makes a difference. Lupe Peña, our associate attorney, spent years working for insurance companies and knows exactly how they build comparative fault arguments. Now, he uses that knowledge to fight for victims.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

Coverage Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured Motorist Statistics:

  • 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
  • Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protection
  • Texas allows inter-policy stacking (combining multiple UM policies)

Proving Liability in Your Elmendorf Accident Case

To win your motor vehicle accident case in Texas, we must prove four elements of negligence:

  1. Duty of Care: All drivers have a legal duty to operate their vehicles safely and obey traffic laws.
  2. Breach of Duty: The at-fault driver violated their duty of care through action or inaction (e.g., speeding, running a red light, texting while driving).
  3. Causation: The breach of duty directly caused your injuries. We use the “but for” test: But for the defendant’s actions, you would not have been injured.
  4. Damages: You suffered actual harm (physical, financial, or emotional) that can be compensated.

Types of Evidence We Use to Prove Liability

Physical Evidence:

  • Vehicle damage photographs (all angles)
  • Skid marks, debris, and road damage
  • Damaged personal property (clothing, glasses, phone)
  • Weather and road condition documentation

Documentary Evidence:

  • Police accident report
  • 911 call recordings
  • Traffic camera footage
  • Surveillance footage from nearby businesses
  • Medical records and bills
  • Employment records (for lost wages)
  • Cell phone records (proving distraction)

Electronic Evidence:

  • Electronic Logging Device (ELD) data from trucks
  • Vehicle black box/Event Data Recorder (EDR)
  • GPS/telematics data
  • Dashcam footage
  • Social media posts (theirs, not yours)

Testimonial Evidence:

  • Witness statements
  • Expert witness testimony
  • Medical expert opinions
  • Accident reconstruction specialists

Multiple Liable Parties

In many accidents, multiple parties may share liability:

Trucking Accidents:

  • Truck driver (negligent operation)
  • Trucking company (negligent hiring, supervision, maintenance)
  • Cargo loader (improper loading causing instability)
  • Vehicle manufacturer (defective parts)
  • Maintenance company (improper repairs)

Rideshare Accidents:

  • Rideshare driver
  • Rideshare company (Uber/Lyft)
  • Other at-fault drivers
  • Vehicle owner (if different from driver)

Drunk Driving Accidents:

  • Drunk driver
  • Bar or restaurant (dram shop liability)
  • Social host (limited circumstances)
  • Liquor store (serving obviously intoxicated person)

The more liable parties we identify, the more insurance policies we can access, increasing your potential recovery.

Damages and Compensation in Elmendorf Accident Cases

Types of Damages You Can Recover

Economic Damages (No Cap in Texas):

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Property damage
  • Out-of-pocket expenses (transportation, home modifications, household help)

Non-Economic Damages (No Cap Except Medical Malpractice):

  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of consortium (impact on marriage/family relationships)
  • Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

  • Available for gross negligence, fraud, or malice
  • Common in drunk driving cases
  • Cap: Greater of $200,000 OR (2x economic + 1x non-economic damages capped at $750,000)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical Treatment: $6,000-$16,000
  • Lost Wages: $2,000-$10,000
  • Pain & Suffering: $8,000-$35,000
  • Settlement Range: $15,000-$60,000

Broken Bone (Simple Fracture):

  • Medical Treatment: $10,000-$20,000
  • Lost Wages: $5,000-$15,000
  • Pain & Suffering: $20,000-$60,000
  • Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

  • Medical Treatment: $47,000-$98,000
  • Lost Wages: $10,000-$30,000
  • Pain & Suffering: $75,000-$200,000
  • Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

  • Medical Treatment: $22,000-$46,000
  • Lost Wages: $8,000-$25,000
  • Pain & Suffering: $40,000-$100,000
  • Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

  • Past Medical: $96,000-$205,000
  • Future Medical: $30,000-$100,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $50,000-$400,000
  • Pain & Suffering: $150,000-$450,000
  • Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Past Medical: $198,000-$638,000
  • Future Medical: $300,000-$3,000,000+
  • Lost Wages: $50,000-$200,000
  • Lost Earning Capacity: $500,000-$3,000,000+
  • Pain & Suffering: $500,000-$3,000,000+
  • Settlement Range: $1,548,000-$9,838,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis:

Injury Level First Year Cost Each Year After Lifetime Total
High Tetraplegia (C1-C4) $1,200,000-$1,500,000 $200,000-$250,000 $6,000,000-$13,000,000+
Low Tetraplegia (C5-C8) $850,000-$1,100,000 $75,000-$100,000 $3,700,000-$6,100,000+
Paraplegia (T1-L5) $500,000-$750,000 $70,000-$90,000 $2,500,000-$5,250,000+
  • Settlement Range: $4,770,000-$25,880,000

Amputation:

  • Past Medical: $170,000-$480,000
  • Future Medical: $500,000-$2,000,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $500,000-$2,000,000
  • Pain & Suffering: $500,000-$2,000,000
  • Settlement Range: $1,945,000-$8,630,000

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult):

  • Economic Damages: $1,050,000-$4,520,000
  • Non-Economic Damages: $850,000-$5,000,000
  • Settlement Range: $1,910,000-$9,520,000

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts in Texas

Texas has seen a surge in nuclear verdicts (awards exceeding $10 million) in recent years. These verdicts demonstrate the potential value of serious injury cases and give us leverage in settlement negotiations:

  • 2024 Hatch v. Jones: $81.7 million (car accident wrongful death)
  • 2024 Frito-Lay Warehouse: $72 million (vehicle collision)
  • 2024 Lopez v. All Points 360: $105 million (Amazon DSP)
  • 2024 New Prime I-35 pileup: $44.1 million (6 deaths)
  • 2024 Oncor Electric: $37.5 million (distracted truck driver)
  • 2023 Johnson v. Union Pacific: $557 million (train accident)

Insurance companies fear these verdicts, which increases settlement values across all serious injury cases.

Insurance Tactics Exposed: How Companies Try to Minimize Your Claim

At Attorney911, we have a unique advantage in dealing with insurance companies. Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how insurance companies evaluate claims and build cases against victims. Now, he uses that knowledge to fight for accident victims in Elmendorf and across Texas.

Here are the tactics insurance companies use—and how we counter them:

Tactic #1: Quick Contact and Recorded Statement

What They Do:
Within hours or days of your accident, insurance adjusters will contact you, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

  • “We just want to help you”
  • “We need to get your side of the story”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you:

Question They Ask What They Want You to Say
“You’re feeling better now though, right?” Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?” Minimize collision severity
“You were able to walk away from the scene?” Suggest injuries aren’t serious
“Were you distracted at all?” Get you to admit distraction
“How fast were you going?” Hope you overestimate or say “I don’t know”

Everything is documented, recorded, transcribed, and will be used against you. You cannot take it back.

The Truth:

  • You are NOT required to give a recorded statement to the other driver’s insurance company.
  • Giving a statement without an attorney almost always hurts your case.
  • Insurance companies know this—that’s why they push so hard.

How Attorney911 Counters:
Once you hire us, we become your voice. We handle all communications with insurance companies. We prepare you properly if a statement becomes absolutely necessary. We know their questions because Lupe asked them for years.

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” – Lupe Peña

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks of your accident, the insurance company may offer you quick money:

  • Typical offers: $2,000-$5,000
  • Sometimes $10,000-$15,000 if they’re scared
  • Sounds good when you have zero money and mounting bills

They create artificial urgency:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”
  • “This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet. Consider this scenario:

What Happens Result
Day 3: Insurance offers $3,500 “final settlement” You’re desperate, in pain, scared
You sign the release You think it’s over
Week 6: MRI shows herniated disc requiring surgery Surgery costs $100,000
TOO LATE You signed the release, can’t reopen claim
You pay $100,000 out of pocket Insurance pays nothing more

The release is permanent and final.

How Attorney911 Counters:
We never settle before you’ve reached Maximum Medical Improvement (MMI)—the point where you’re as good as you’re going to get medically. This could be 6 months, 12 months, or 24+ months depending on your injuries. We know their offers are always lowball. Lupe calculated these lowball offers for years—he knows they’re offering 10-20% of the true value.

Tactic #3: “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They select doctors based on:

  • Who gives insurance-favorable reports (not who’s most qualified)
  • Doctors who consistently find “no injury” or “pre-existing condition”
  • Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
  • Repeat business = repeat favorable reports

What Happens at the IME:

  • Cursory 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
  • Rarely review your complete medical records beforehand
  • Ask questions designed to elicit “I’m feeling better” responses
  • Look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say What It Means
“Patient has pre-existing degenerative changes” Everyone over 40 has some arthritis—used to deny claims
“Injuries consistent with minor trauma” Minimizes your pain and suffering
“Patient can return to full duty work” Eliminates lost wage claims
“Treatment has been excessive” Attacks your treating doctors
“Subjective complaints out of proportion to objective findings” Medical speak for calling you a liar

How Attorney911 Counters:

  • We prepare you extensively before the exam
  • We send complete medical records to the IME doctor first (forcing them to review)
  • We challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure

What They Do:
Insurance companies drag out your case, hoping you’ll get desperate:

  • “Still investigating your claim”
  • “Waiting for medical records” (that we sent months ago)
  • “Reviewing your file”
  • “Need additional information”
  • Ignore calls and emails
  • Take weeks to respond to simple questions

Why Delay Works:
Insurance companies have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on YOUR settlement money while delaying

You have:

  • Mounting bills
  • Zero income
  • Creditors threatening
  • Need money NOW

Financial Desperation Makes You Accept Less:

  • Month 1: You’d reject a $5,000 offer
  • Month 6: You’d seriously consider $5,000
  • Month 12: You’d beg for $5,000 just to end the nightmare

How Attorney911 Counters:

  • We file lawsuits to force deadlines
  • We set depositions, compelling them to produce witnesses
  • We prepare for trial, showing we’re serious
  • Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

  • Video you doing daily activities
  • Film from public places (your driveway, street, stores)
  • Follow you to appointments, errands, social activities
  • Look for any activity that contradicts your injury claims
  • One video of you bending over = “Not really injured”

They monitor ALL your social media:

  • Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
  • Screenshot everything: photos, posts, check-ins, comments, likes
  • Monitor your friends’ profiles for posts mentioning you
  • Use facial recognition to find photos you’re tagged in
  • Archive your entire social media history

Examples We’ve Defended:

Example What Happened Insurance Claimed Reality
Old Photo Gym photo from 3 years ago Presented as recent, contradicts injury We proved metadata was pre-accident
Restaurant Check-in Facebook check-in at restaurant “Partying and having fun” Sitting quietly having dinner
Friend’s Comment Friend posted “Had fun yesterday!” Evidence of non-injury Client was resting at home
Walking Dog Video of client walking dog slowly “Not disabled” Doctor recommended short walks
Smiling in Photo Family photo smiling “Not in pain—she’s smiling!” Everyone smiles for photos

7 Rules for Clients:

  1. Make ALL profiles private immediately
  2. DON’T post about the accident, injuries, activities, emotions, or your case
  3. DON’T check in anywhere
  4. Tell friends and family: don’t tag you, don’t post about you
  5. Don’t accept friend requests from strangers (fake profiles)
  6. BEST: Stay off social media entirely during your case
  7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What They Do:
Insurance companies try to assign you maximum fault to reduce their payment:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’s 51% bar rule means:

  • If you’re 51% or more at fault → You get NOTHING
  • If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

How Attorney911 Counters:
We conduct aggressive liability investigations:

  • Accident reconstruction proving the other driver’s fault
  • Witness statements supporting your version
  • Police report analysis emphasizing citations
  • Expert testimony on perception-reaction time
  • Lupe knows their fault arguments because he made them for years—now he defeats them

Colossus: The Software Insurance Companies Use to Undervalue Your Claim

Insurance companies use a computerized system called Colossus to calculate the minimum they can pay you. Lupe Peña used to work with this system when he was on the insurance side. Now, he knows exactly how to beat it.

How Colossus Works:

  1. Data Entry: The adjuster inputs injury codes, treatment types, costs, and jurisdiction.
  2. Coding: Injuries are coded using standardized medical terms.
  3. Calculation: The software applies algorithms to determine a “value.”
  4. Range Output: The system provides a recommended settlement range.
  5. Authority: The adjuster typically cannot exceed this range without supervisor approval.

How Insurance Companies Manipulate Colossus:

Manipulation Effect
Low Injury Codes “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags Therapy beyond “normal” range triggers reductions
Conservative Treatment Penalty Chiropractic valued less than MD treatment
Pre-Existing Reduction Any prior condition used to reduce value
Jurisdiction Factor Low-verdict counties get lower values

Why Lupe’s Experience Matters:

  • He knows how to code injuries properly for maximum value
  • He knows which medical terms trigger higher valuations
  • He knows when Colossus output is artificially low
  • He knows how to present medical records to beat the algorithm
  • He calculated these values for years as a defense attorney

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that the medical aspects of your case are just as important as the legal ones. Here’s what you need to know about common injuries from motor vehicle accidents:

Traumatic Brain Injury (TBI)

Immediate Symptoms:

  • Loss of consciousness (even brief)
  • Confusion and disorientation
  • Vomiting and nausea
  • Seizures
  • Severe headache
  • Dilated pupils
  • Slurred speech
  • Weakness or numbness

Delayed Symptoms (Hours to Days Later):

  • Worsening headaches
  • Repeated vomiting
  • Seizures developing later
  • Slurred speech or difficulty speaking
  • Personality changes and mood swings
  • Sleep disturbances
  • Sensitivity to light and noise
  • Memory problems worsening

Severity Classifications:

Classification Characteristics
Mild TBI / Concussion Brief LOC, GCS 13-15, may seem “fine” initially
Moderate TBI LOC minutes to hours, GCS 9-12, lasting cognitive impairment
Severe TBI Extended unconsciousness or coma, GCS 3-8, permanent disability likely

Long-Term Complications:

  • Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration
  • Post-Concussive Syndrome: Headaches, dizziness lasting months or years
  • Increased Dementia Risk: Single moderate TBI doubles dementia risk
  • Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
  • Seizure Disorders: Can develop months or years after injury
  • Cognitive Impairment: Memory problems, difficulty concentrating

Spinal Cord Injury

Injury Levels and Impact:

  • Cervical Spine (C1-C8, Neck Region):
    • C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence, 24/7 care required
    • C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent
  • Thoracic Spine (T1-T12, Mid-Back): Paraplegia, lower body paralysis, wheelchair dependent
  • Lumbar Spine (L1-L5, Lower Back): Varying degrees of leg weakness/paralysis, may walk with assistive devices

ASIA Impairment Scale:

Grade Classification Prognosis
A Complete No motor or sensory function below injury – worst prognosis
B Sensory Incomplete Sensory function but no motor function
C Motor Incomplete Motor function but most muscles <3/5 strength
D Motor Incomplete Motor function with most muscles ≥3/5 strength
E Normal Full motor and sensory function (recovered)

Secondary Complications:

  • Pressure sores (leading cause of hospitalization)
  • Respiratory complications (pneumonia – leading cause of death)
  • Bowel and bladder dysfunction
  • Sexual dysfunction
  • Autonomic dysreflexia (life-threatening blood pressure crisis)
  • Depression (40-60% of patients)
  • Shortened life expectancy (5-15 years on average)

Amputation

Types:

  • Traumatic Amputation: Limb severed at the accident scene by collision impact
  • Surgical Amputation: Due to crush injuries or infections (like our documented case)

Levels:

  • Above-Knee: More difficult, less mobility, more expensive prosthetics
  • Below-Knee: Better mobility potential, easier prosthetic use
  • Upper Extremity: Arm, hand, fingers
  • Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

  • 80% of amputees experience phantom pain
  • Feeling pain in a limb that’s no longer there
  • Can be severe and debilitating
  • Often a permanent condition
  • Requires lifetime pain management

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Herniated Disc

Treatment Timeline:

  1. Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000
  2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic. Cost: $5,000-$12,000
  3. Interventional (If Conservative Fails): Epidural steroid injections. Cost: $3,000-$6,000
  4. Surgery (If Injections Fail): Microdiscectomy or fusion. Cost: $50,000-$120,000

Permanent Restrictions Impact:

  • Can’t return to physical labor jobs
  • Lost earning capacity claims
  • Ongoing pain management needs

Why Choose Attorney911 for Your Elmendorf Accident Case

When you’ve been injured in a motor vehicle accident in Elmendorf, you need more than just a lawyer—you need a legal team with the experience, resources, and insider knowledge to fight for maximum compensation. Here’s why Elmendorf residents choose Attorney911:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our most powerful advantage. Lupe spent years working for insurance companies, learning:

  • How they value claims internally
  • What settlement authority adjusters have
  • Which IME doctors they favor
  • How they calculate pain and suffering
  • Their delay and denial tactics
  • How they build cases against victims

Now, he uses that knowledge to fight for victims, not against them. No other firm in Elmendorf has this advantage.

2. Multi-Million Dollar Results

Our results speak for themselves:

  • Multi-million dollar settlement for a client who suffered a brain injury with vision loss
  • Multi-million dollar settlement for a car accident victim whose leg injury led to amputation
  • Millions recovered for families in trucking-related wrongful death cases
  • Significant cash settlement for a maritime injury case

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court experience is crucial for:

  • Complex trucking cases involving FMCSA regulations
  • Cases against out-of-state defendants
  • High-value catastrophic injury cases
  • Cases involving multiple liable parties

Our firm is also one of the few in Texas involved in BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. You work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line.

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

Our clients consistently praise our communication and personal service:

  • “Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker
  • “Ralph reached out personally.” – Dame Haskett
  • “Consistent communication and not one time did I call and not get a clear answer.” – Dame Haskett

5. Contingency Fee – No Risk to You

We don’t get paid unless we win your case. This means:

  • Free consultation
  • No upfront costs
  • We advance all case expenses
  • You pay nothing unless we recover compensation for you

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

Frequently Asked Questions About Elmendorf Motor Vehicle Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Elmendorf?
If you’ve been in an accident in Elmendorf:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give a recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report?
In Elmendorf, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their case against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51% or more at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

  • Giving a recorded statement without an attorney
  • Accepting a quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

  • Injury severity
  • Permanency
  • Impact on life
  • Clear liability
  • Sympathetic plaintiff

For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” (this is a lie). We prove fault through:

  • Surveillance video
  • Witness statements
  • Damage analysis
  • Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Elmendorf-Specific Legal Considerations

Elmendorf, Texas, presents unique legal considerations for motor vehicle accident victims:

Local Courts and Legal Process

Elmendorf is served by the Bexar County court system. Our attorneys are familiar with:

  • Bexar County District Courts
  • Bexar County Courts at Law
  • Elmendorf Municipal Court
  • Local judges and their preferences
  • Jury pool characteristics in Bexar County

Common Accident Locations in Elmendorf

While Elmendorf is a smaller community, accidents often occur:

  • Along FM 327, the main thoroughfare through Elmendorf
  • At the intersection of FM 327 and FM 1518
  • On local roads like Elmendorf Road and Applewhite Road
  • On nearby highways like I-10 and I-37 when traveling to San Antonio

Local Medical Facilities

After an accident, you may be treated at:

  • University Hospital (Level I Trauma Center in San Antonio)
  • Methodist Hospital (San Antonio)
  • Baptist Medical Center (San Antonio)
  • Christus Santa Rosa Hospital (San Antonio)
  • Local urgent care centers in nearby communities

Our firm works with these facilities to ensure your medical records are properly documented and your treatment is appropriately linked to the accident.

Economic Factors in Elmendorf

Elmendorf has a mix of agricultural, industrial, and residential areas. Key economic factors that may affect your case:

  • Median household income in Bexar County
  • Local employment patterns (many residents work in San Antonio)
  • Common occupations and wage data
  • Local cost of living and medical expenses

This information helps us accurately calculate lost wages and future earning capacity.

Spanish Language Services

Bexar County has a significant Hispanic population. Our firm offers:

  • Bilingual consultations in Spanish
  • Spanish-speaking staff, including Zulema
  • Translation of all legal documents
  • Spanish language testimonials

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Elmendorf, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call our legal emergency hotline now: 1-888-ATTY-911 (1-888-288-9911)

We offer:

  • Free consultation
  • No fee unless we win
  • Spanish-speaking attorneys and staff
  • Personal attention from Ralph Manginello and Lupe Peña
  • Aggressive representation against insurance companies

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Don’t face this alone. Let Attorney911 fight for you. Call now: 1-888-ATTY-911