Motor Vehicle Accident Lawyers in Fulton, Texas – Attorney911 Fights for You
If you’ve been injured in a car accident in Fulton, Texas, you’re not just another statistic—you’re a person whose life has been disrupted in an instant. With one crash happening every 57 seconds in Texas and over 251,977 people injured annually, motor vehicle accidents are an unfortunate reality on our roads. But when it happens to you, the physical pain, emotional distress, and financial uncertainty can feel overwhelming. At Attorney911, we understand the chaos you’re facing, and we’re here to help you navigate the legal process with confidence and compassion.
Ralph Manginello, our founding attorney with over 25 years of experience, has built a firm that doesn’t just handle cases—we fight for justice. Whether you’ve been involved in a car crash on Fulton’s local roads, a trucking accident on nearby highways, or a collision caused by a drunk driver, our team has the expertise to secure the compensation you deserve. We know the tactics insurance companies use to minimize your claim, and with Lupe Peña—a former insurance defense attorney—on our team, we have the insider knowledge to counter their strategies effectively.
Don’t let insurance adjusters pressure you into accepting a lowball settlement. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case, so you have nothing to lose and everything to gain.
Why Fulton, Texas, Residents Trust Attorney911 After a Motor Vehicle Accident
Fulton, Texas, is a tight-knit community where residents value trust, integrity, and hard work. When you’re injured in an accident, you need a law firm that shares those values—one that will fight tirelessly for your rights while treating you like family. At Attorney911, we’re proud to serve Fulton and the surrounding areas, including Rockport, Aransas Pass, and Corpus Christi. Our deep roots in Texas and our commitment to personalized legal representation set us apart from larger, impersonal firms.
The Reality of Motor Vehicle Accidents in Fulton and Aransas County
Motor vehicle accidents are a growing concern in Fulton and across Aransas County. Whether you’re commuting to work, running errands, or enjoying a scenic drive along the coast, the risk of a collision is ever-present. Some of the most dangerous roads and intersections in the area include:
- Highway 35 (SH 35): This busy corridor connects Fulton to Rockport and Corpus Christi, making it a high-traffic area prone to accidents, especially during peak travel times.
- Park Road 13 (PR 13): A popular route for locals and tourists alike, this road can be hazardous due to its narrow lanes and heavy traffic.
- Intersection of Business Highway 35 and Market Street: This intersection in Rockport sees frequent collisions, often due to distracted driving or failure to yield.
No matter where your accident occurred, Attorney911 has the local knowledge and legal expertise to handle your case. We understand the unique challenges of navigating the legal system in Aransas County, and we’re here to guide you every step of the way.
Comprehensive Coverage for All Types of Motor Vehicle Accidents in Fulton, Texas
At Attorney911, we handle all types of motor vehicle accidents, from minor fender benders to catastrophic collisions. Our team has successfully represented clients in a wide range of cases, securing multi-million-dollar settlements and verdicts. Below, we break down the most common types of accidents we handle and how we can help you recover the compensation you deserve.
Car Accidents in Fulton, Texas – Protecting Your Rights After a Crash
Car accidents are the most common type of motor vehicle collision in Fulton, Texas, and they can result in a wide range of injuries, from minor cuts and bruises to life-altering trauma. In 2024 alone, Texas saw over 251,977 people injured in car crashes, with one person injured every 2 minutes and 5 seconds. If you’ve been involved in a car accident in Fulton, it’s crucial to act quickly to protect your rights and preserve evidence.
Common Causes of Car Accidents in Fulton
Car accidents in Fulton can happen for a variety of reasons, but some of the most common causes include:
- Distracted Driving: Whether it’s texting, eating, or adjusting the radio, distracted driving is a leading cause of accidents in Texas. In 2024, distracted driving contributed to 380 deaths statewide.
- Speeding: Excessive speed reduces reaction time and increases the severity of collisions. Speeding is a factor in nearly one-third of all traffic fatalities in Texas.
- Failure to Yield: Many accidents occur at intersections or when drivers fail to yield the right of way to other vehicles or pedestrians.
- Drunk Driving: Despite strict laws, drunk driving remains a significant problem in Texas, contributing to 1,053 fatalities in 2024 alone.
- Weather Conditions: Fulton’s coastal location means drivers must contend with rain, fog, and even the occasional hurricane, all of which can make roads hazardous.
Common Injuries in Car Accidents
Car accidents can result in a wide range of injuries, some of which may not be immediately apparent. Common injuries include:
- Whiplash and Soft Tissue Injuries: These injuries often occur in rear-end collisions and can cause chronic pain if not properly treated.
- Herniated Discs: The force of a collision can cause discs in the spine to rupture or bulge, leading to severe pain and mobility issues.
- Broken Bones: Fractures are common in high-impact collisions and may require surgery and extensive rehabilitation.
- Traumatic Brain Injuries (TBI): Even a minor bump to the head can result in a TBI, which may have long-term cognitive and physical effects.
- Spinal Cord Injuries: These injuries can result in partial or complete paralysis, requiring lifelong medical care.
- Internal Organ Damage: The force of a collision can cause internal bleeding or damage to organs, which may not be immediately apparent.
Why You Need an Attorney After a Car Accident in Fulton
After a car accident, insurance companies will often try to minimize your claim or deny it altogether. They may pressure you into giving a recorded statement, offer a quick but inadequate settlement, or argue that your injuries are pre-existing. At Attorney911, we know how to counter these tactics. Lupe Peña, our associate attorney, spent years working for insurance companies, so he understands their playbook inside and out. We’ll fight to ensure you receive the full compensation you deserve for your medical bills, lost wages, and pain and suffering.
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
Client Testimonial: A Fulton Resident’s Experience
“Leonor got me into the doctor the same day after my accident in Fulton. She kept me updated every step of the way, and it only took 6 months to get a great settlement. I couldn’t have asked for better service.” — Chavodrian M., Fulton, TX
If you’ve been injured in a car accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
18-Wheeler and Trucking Accidents in Fulton, Texas – Holding Negligent Trucking Companies Accountable
Trucking accidents are among the most devastating motor vehicle collisions, often resulting in catastrophic injuries or wrongful death. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. With Fulton’s proximity to major highways like SH 35 and I-37, trucking accidents are a serious concern for local residents.
Why Trucking Accidents Are So Dangerous
The sheer size and weight of 18-wheelers make them particularly dangerous. A fully loaded truck can weigh up to 80,000 pounds—20 times more than the average passenger car. When a truck collides with a smaller vehicle, the results are often catastrophic. Common injuries in trucking accidents include:
- Traumatic Brain Injuries (TBI): The force of a collision with a truck can cause severe head trauma, leading to long-term cognitive and physical impairments.
- Spinal Cord Injuries: These injuries can result in partial or complete paralysis, requiring lifelong medical care and assistance.
- Amputations: The impact of a trucking accident can crush limbs, sometimes necessitating surgical amputation.
- Internal Organ Damage: The force of a collision can cause internal bleeding or damage to organs, which may not be immediately apparent.
- Wrongful Death: Tragically, many trucking accidents result in fatalities, leaving families devastated and in need of legal recourse.
Common Causes of Trucking Accidents in Fulton
Trucking accidents can occur for a variety of reasons, but some of the most common causes include:
- Driver Fatigue: Federal regulations limit truck drivers to 11 hours of driving after 10 consecutive hours off-duty, but many drivers violate these rules to meet tight deadlines.
- Distracted Driving: Truck drivers may be distracted by their phones, GPS devices, or other factors while behind the wheel.
- Improper Maintenance: Trucking companies are required to maintain their vehicles, but some cut corners to save money, leading to brake failures, tire blowouts, and other mechanical issues.
- Overloaded or Improperly Loaded Cargo: When cargo is not properly secured, it can shift during transit, causing the truck to become unstable and increasing the risk of a rollover.
- Speeding: Trucks require more time and distance to stop than passenger vehicles, so speeding significantly increases the risk of a collision.
- Drunk or Impaired Driving: While less common than in passenger vehicles, some truck drivers operate their vehicles while under the influence of drugs or alcohol.
Federal Regulations and Trucking Accidents
The Federal Motor Carrier Safety Administration (FMCSA) sets strict regulations for the trucking industry to ensure safety on the roads. These regulations include:
- Hours of Service (HOS) Rules: Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty and cannot drive beyond the 14th consecutive hour on duty.
- Electronic Logging Devices (ELDs): ELDs are mandatory for commercial trucks and record driving hours, vehicle movement, and other data. This information can be critical in proving negligence in a trucking accident.
- Drug and Alcohol Testing: Truck drivers are subject to random drug and alcohol testing, and they must undergo testing after any accident involving a fatality or serious injury.
- Vehicle Maintenance Requirements: Trucking companies are required to maintain their vehicles and keep detailed records of inspections and repairs.
When trucking companies or drivers violate these regulations, they can be held liable for any resulting accidents. At Attorney911, we have the expertise to investigate trucking accidents thoroughly and hold negligent parties accountable.
Why You Need an Attorney After a Trucking Accident in Fulton
Trucking accidents are complex cases that often involve multiple liable parties, including the truck driver, the trucking company, the cargo loader, and even the vehicle manufacturer. Insurance companies representing these parties will often try to shift blame onto the victim or offer a quick but inadequate settlement. At Attorney911, we have the resources and experience to investigate your case thoroughly and fight for the compensation you deserve.
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
Client Testimonial: A Trucking Accident Victim’s Story
“I was hit by a truck on SH 35, and the insurance company tried to blame me for the accident. Attorney911 fought for me every step of the way, and we ended up settling for a amount that covered all my medical bills and more. I couldn’t have done it without them.” — MONGO S., Rockport, TX
If you’ve been injured in a trucking accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Drunk Driving Accidents in Fulton, Texas – Holding Drunk Drivers and Establishments Accountable
Drunk driving is a serious problem in Texas, contributing to 1,053 fatalities in 2024 alone—nearly 25% of all traffic deaths in the state. If you’ve been injured in a drunk driving accident in Fulton, you may be entitled to compensation not only from the drunk driver but also from the establishment that served them alcohol.
Texas Dram Shop Law: Holding Bars and Restaurants Accountable
Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable for serving alcohol to an obviously intoxicated person who later causes an accident. To prove dram shop liability, we must show that:
- The establishment served alcohol to someone who was obviously intoxicated at the time of service.
- The over-service was the proximate cause of the accident and your injuries.
Signs of obvious intoxication include slurred speech, bloodshot or glassy eyes, unsteady gait, impaired coordination, and aggressive or erratic behavior. If an establishment served alcohol to someone displaying these signs, they may be held liable for your injuries.
Punitive Damages in Drunk Driving Cases
In addition to compensatory damages (medical bills, lost wages, pain and suffering), drunk driving cases may also qualify for punitive damages. These damages are designed to punish the defendant for gross negligence or malice and deter similar conduct in the future. In Texas, punitive damages are capped at the greater of $200,000 or two times the amount of economic damages plus one times the amount of non-economic damages (capped at $750,000 for non-economic damages).
Why You Need an Attorney After a Drunk Driving Accident in Fulton
Drunk driving cases are complex and often involve multiple liable parties, including the drunk driver, the establishment that served them, and even the vehicle owner. Insurance companies representing these parties will often try to minimize your claim or deny it altogether. At Attorney911, we have the expertise to investigate your case thoroughly and fight for the compensation you deserve.
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us unique insight into both the civil and criminal aspects of drunk driving cases. We’ve successfully handled numerous DWI-related cases, including:
- DWI Dismissal #1: Our client was charged with drunk driving based on a breath test. Our investigation revealed that the police department was not properly maintaining the breathalyzer machines, and the charges were dismissed.
- DWI Dismissal #2: Our client was involved in a single-vehicle accident at 2:30 a.m. We discovered that the police had not conducted a breath or blood test, EMS had not noted any signs of intoxication, and the hospital’s nurse notes were missing. The case was dismissed on the day of trial.
- DWI Dismissal #3: Our client was charged with DUI/DWI based on a field sobriety test video. We successfully argued that the video did not show any signs of intoxication, and the case was dismissed.
Client Testimonial: A Drunk Driving Accident Victim’s Experience
“I was hit by a drunk driver in Fulton, and the bar that served them tried to deny responsibility. Attorney911 investigated the case thoroughly and proved that the bar had over-served the driver. We ended up settling for a significant amount, and I’m grateful for their hard work.” — Glenda W., Aransas Pass, TX
If you’ve been injured in a drunk driving accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Motorcycle Accidents in Fulton, Texas – Protecting Riders’ Rights
Motorcycle accidents are particularly devastating due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. If you’ve been injured in a motorcycle accident in Fulton, it’s crucial to seek legal representation to protect your rights and ensure you receive the compensation you deserve.
Texas Helmet Law
In Texas, riders under the age of 21 are required to wear helmets. Riders over 21 may ride without a helmet if they have completed an approved motorcycle safety course or have at least $10,000 in medical insurance coverage. However, even if you were not wearing a helmet at the time of your accident, you may still be entitled to compensation for your injuries.
Common Causes of Motorcycle Accidents in Fulton
Motorcycle accidents can occur for a variety of reasons, but some of the most common causes include:
- Failure to Yield: Many motorcycle accidents occur when drivers fail to yield the right of way to riders, particularly at intersections.
- Distracted Driving: Drivers may not see motorcycles due to distractions like texting, eating, or adjusting the radio.
- Unsafe Lane Changes: Drivers may change lanes without checking their blind spots, leading to collisions with motorcycles.
- Left-Turn Accidents: Drivers making left turns often fail to see motorcycles, resulting in T-bone or head-on collisions.
- Speeding: Excessive speed reduces reaction time and increases the severity of collisions.
Comparative Negligence in Motorcycle Accidents
Texas follows a modified comparative negligence rule, which means that if you are found to be 51% or more at fault for the accident, you cannot recover any compensation. If you are found to be 50% or less at fault, your compensation will be reduced by your percentage of fault. Insurance companies often try to blame motorcyclists for accidents, so it’s crucial to have an experienced attorney on your side to counter these arguments.
Lupe Peña, our associate attorney, spent years working for insurance companies, so he knows exactly how they try to shift blame onto motorcyclists. We’ll fight to ensure you receive the full compensation you deserve.
Client Testimonial: A Motorcycle Accident Victim’s Story
“I was hit by a car while riding my motorcycle in Fulton, and the insurance company tried to blame me for the accident. Attorney911 fought for me and proved that the other driver was at fault. I received a settlement that covered all my medical bills and more.” — Kiimarii Y., Corpus Christi, TX
If you’ve been injured in a motorcycle accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Pedestrian Accidents in Fulton, Texas – Protecting the Most Vulnerable Road Users
Pedestrian accidents are a growing concern in Fulton and across Texas. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians are particularly vulnerable on the road, and accidents involving pedestrians often result in severe injuries or death.
Pedestrians Have the Right of Way in Texas
Under Texas law, pedestrians always have the right of way at intersections, even if the crosswalk is unmarked. This means that drivers must yield to pedestrians crossing the street, whether at a marked crosswalk or between two intersections. Unfortunately, many drivers are unaware of this law, leading to preventable accidents.
Common Causes of Pedestrian Accidents in Fulton
Pedestrian accidents can occur for a variety of reasons, but some of the most common causes include:
- Distracted Driving: Drivers may not see pedestrians due to distractions like texting, eating, or adjusting the radio.
- Failure to Yield: Drivers may fail to yield the right of way to pedestrians at crosswalks or intersections.
- Speeding: Excessive speed reduces reaction time and increases the severity of collisions.
- Drunk Driving: Alcohol impairs a driver’s ability to see and react to pedestrians.
- Poor Visibility: Pedestrians may be difficult to see at night or in bad weather conditions.
Common Injuries in Pedestrian Accidents
Pedestrian accidents often result in severe injuries due to the lack of protection for pedestrians. Common injuries include:
- Traumatic Brain Injuries (TBI): Even a minor bump to the head can result in a TBI, which may have long-term cognitive and physical effects.
- Spinal Cord Injuries: These injuries can result in partial or complete paralysis, requiring lifelong medical care.
- Broken Bones: Fractures are common in pedestrian accidents and may require surgery and extensive rehabilitation.
- Internal Organ Damage: The force of a collision can cause internal bleeding or damage to organs, which may not be immediately apparent.
- Wrongful Death: Tragically, many pedestrian accidents result in fatalities, leaving families devastated and in need of legal recourse.
Why You Need an Attorney After a Pedestrian Accident in Fulton
After a pedestrian accident, insurance companies will often try to minimize your claim or deny it altogether. They may argue that you were jaywalking or that you were partially at fault for the accident. At Attorney911, we know how to counter these tactics and fight for the compensation you deserve.
Client Testimonial: A Pedestrian Accident Victim’s Experience
“I was hit by a car while crossing the street in Fulton, and the insurance company tried to blame me for the accident. Attorney911 proved that the driver was at fault, and I received a settlement that covered all my medical bills and more.” — Stephanie H., Rockport, TX
If you’ve been injured in a pedestrian accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Rideshare Accidents in Fulton, Texas – Navigating the Complexities of Uber and Lyft Claims
Rideshare services like Uber and Lyft have transformed transportation in Fulton and across Texas, but they’ve also introduced new complexities when it comes to accident claims. If you’ve been injured in a rideshare accident, whether as a passenger, driver, or third party, it’s crucial to understand the unique insurance coverage phases that apply to your case.
Rideshare Insurance Coverage Phases
Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the accident. There are four distinct phases:
| Phase | Driver Status | Coverage Available |
|---|---|---|
| Phase 0 – Offline | App off, personal use | Personal auto insurance only (Texas minimum: $30,000/$60,000/$25,000) |
| Phase 1 – Waiting | App on, no ride request | Contingent coverage: $50,000 per person / $100,000 per accident / $25,000 property damage |
| Phase 2 – Accepted | Ride accepted, en route to pickup | Full commercial coverage: $1,000,000 liability |
| Phase 3 – Transporting | Passenger in vehicle | Full commercial coverage: $1,000,000 liability |
Who Can Be Injured in a Rideshare Accident?
Rideshare accidents can injure a variety of people, including:
- Riders (21%): Passengers in the rideshare vehicle.
- Drivers (21%): The rideshare driver themselves.
- Third Parties (58%): Other drivers, pedestrians, or cyclists involved in the accident.
Why You Need an Attorney After a Rideshare Accident in Fulton
Rideshare accidents are complex cases that often involve multiple insurance policies and liable parties. Insurance companies representing Uber, Lyft, or the rideshare driver will often try to minimize your claim or deny it altogether. At Attorney911, we have the expertise to navigate the complexities of rideshare insurance and fight for the compensation you deserve.
Lupe Peña, our associate attorney, spent years working for insurance companies, so he understands how they evaluate claims involving rideshare accidents. We’ll ensure you receive the full compensation you’re entitled to.
Client Testimonial: A Rideshare Accident Victim’s Story
“I was injured in an Uber accident in Fulton, and the insurance company tried to lowball my claim. Attorney911 fought for me and secured a settlement that covered all my medical bills and lost wages.” — Chelsea M., Corpus Christi, TX
If you’ve been injured in a rideshare accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
Hit and Run Accidents in Fulton, Texas – Protecting Your Rights When the At-Fault Driver Flees
Hit and run accidents are a serious problem in Texas, with one occurring every 43 seconds nationwide. If you’ve been injured in a hit and run accident in Fulton, it’s crucial to act quickly to protect your rights and preserve evidence.
Texas Penalties for Hit and Run Offenses
Hit and run is a criminal offense in Texas, and the penalties vary depending on the severity of the accident:
| Severity | Charge | Penalty |
|---|---|---|
| Death | 2nd Degree Felony | 2-20 years in prison, up to $10,000 fine |
| Serious Bodily Injury | 3rd Degree Felony | 2-10 years in prison, up to $10,000 fine |
| Minor Injury | State Jail Felony | Up to 2 years in jail, up to $10,000 fine |
| Property Damage ≥$200 | Class B Misdemeanor | Up to 180 days in jail, up to $2,000 fine |
Uninsured/Underinsured Motorist (UM/UIM) Coverage
If the at-fault driver in a hit and run accident is never identified, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you for your injuries. UM/UIM coverage is optional in Texas, but it’s a critical protection for hit and run victims. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on the same policy to increase your available compensation.
Evidence Preservation in Hit and Run Cases
Evidence disappears quickly in hit and run cases, so it’s crucial to act fast. Key evidence includes:
- Surveillance Footage: Businesses, traffic cameras, and doorbell cameras may have captured the accident. However, this footage is typically deleted within 7-30 days.
- Witness Statements: Witnesses may have seen the accident or the fleeing vehicle. Their memories fade quickly, so it’s important to document their statements as soon as possible.
- Vehicle Damage: Photographs of your vehicle’s damage can help identify the type of vehicle involved in the hit and run.
- Police Report: A police report is critical evidence in any hit and run case. Be sure to file a report as soon as possible.
At Attorney911, we send preservation letters to businesses and government entities near the accident scene to ensure that critical evidence is not deleted. We also work with accident reconstruction experts to piece together what happened and identify the at-fault driver.
Client Testimonial: A Hit and Run Accident Victim’s Experience
“I was hit by a driver who fled the scene in Fulton, and I didn’t know what to do. Attorney911 helped me file a UM/UIM claim and secured a settlement that covered all my medical bills and more.” — Donald W., Rockport, TX
If you’ve been injured in a hit and run accident in Fulton, don’t wait to seek legal help. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.
What to Do After a Motor Vehicle Accident in Fulton, Texas – The 48-Hour Protocol
After a motor vehicle accident, every moment counts. Evidence disappears quickly, and insurance companies begin building their case against you from day one. At Attorney911, we’ve developed a 48-hour protocol to help you protect your rights and preserve critical evidence.
Hour 1-6: Immediate Crisis Response
✅ Safety First: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up flares or warning triangles if available.
✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask injuries, so it’s important to get checked out.
✅ Document Everything:
- Take photos of all vehicle damage from multiple angles.
- Photograph the accident scene, including road conditions, traffic signals, and skid marks.
- Take photos of any visible injuries.
- Screenshot any messages visible on your phone (do not delete anything).
✅ Exchange Information:
- Other driver’s name, phone number, and address.
- Other driver’s insurance company and policy number.
- Other driver’s driver’s license number.
- License plate number.
- Vehicle make, model, and color.
✅ Witnesses:
- Get names and phone numbers of any witnesses.
- Ask if they saw what happened.
- Record their statements if possible.
✅ Call Attorney911: Call 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.
Hour 6-24: Evidence Preservation
✅ Digital Preservation:
- Preserve all texts, calls, photos, and videos related to the accident.
- Do not delete anything from your phone.
- Screenshot everything relevant.
- Email copies to yourself for backup.
✅ Physical Evidence:
- Secure damaged clothing, glasses, or personal items.
- Keep receipts for any expenses (towing, rental car, medications).
- Do not repair your vehicle yet—preserve the damage.
✅ Medical Records:
- Request copies of all ER and hospital records.
- Keep all discharge paperwork.
- Follow up with your primary care physician within 24-48 hours.
✅ Insurance Communications:
- Note any calls from insurance companies.
- Do not give recorded statements yet.
- Do not sign anything.
- Do not accept any settlement offers.
- Say: “I need to speak with my attorney first.”
✅ Social Media:
- Make all profiles private immediately.
- Do not post about the accident.
- Do not post photos of injuries or activities.
- Tell friends and family not to tag you in posts.
Hour 24-48: Strategic Decisions
✅ Legal Consultation:
- Speak with an experienced motor vehicle accident attorney.
- Call Attorney911 at 1-888-ATTY-911 for a free consultation.
- Have your documentation ready.
✅ Insurance Response:
- If insurance contacts you, refer them to your attorney.
- Say: “My attorney will be in touch with you.”
- Provide only basic information: name, date of accident, that you were involved.
✅ Settlement Offers:
- Do not accept or sign anything without lawyer review.
- Early offers are always lowball offers.
- You don’t know the extent of your injuries yet.
✅ Evidence Backup:
- Upload all screenshots and photos to cloud storage.
- Email copies to yourself and a family member.
- Create a written timeline of events while your memory is fresh.
Week One Priorities
✅ Medical Follow-Up:
- Continue documenting all injuries.
- See specialists if recommended.
- Follow all doctor recommendations (insurance watches for gaps).
- Get written work restrictions if needed.
✅ Investigation Begins:
- Attorney obtains police report.
- Preservation letters sent to all parties.
- Surveillance footage secured before deletion.
- Witness statements recorded.
✅ Communication:
- Attorney handles all insurance communication.
- You focus on recovery.
- Document any pressure from insurance or other parties.
Why Evidence Disappears So Quickly – The Timeline of Loss
After a motor vehicle accident, evidence begins disappearing almost immediately. Here’s what you stand to lose if you don’t act fast:
Day 1-7:
- Witness memories begin fading immediately. Details become uncertain, and witnesses become harder to locate.
- Physical evidence like skid marks and debris are cleared from the scene.
- Your memory of the accident starts to degrade.
Day 7-30:
- Surveillance footage is deleted:
- Gas stations: 7-14 days
- Retail stores: 30 days
- Ring doorbells: 30-60 days
- Traffic cameras: 30 days
- Once deleted, this footage is gone forever—it cannot be recovered.
- Witnesses may change jobs, move, or become unreachable.
- Scene changes due to road repairs, new striping, or adjusted traffic signals.
Month 1-2:
- Insurance companies solidify their defense position and build a case against you.
- Adjusters harden their settlement position, making it more difficult to negotiate a fair offer.
- Vehicle repairs destroy evidence from your vehicle once it’s repaired.
Month 2-6:
- Trucking electronic data is deleted:
- ELD (Electronic Logging Device) data: 30-180 days
- Black box data: can be automatically overwritten
- GPS/telematics data: varies by company
- Cell phone records become harder to obtain as time passes.
- Social media posts may be deleted or accounts deactivated.
Month 6-12:
- Witnesses may graduate, move away, or have severely degraded memories.
- Medical evidence becomes harder to link to the accident.
- Treatment gaps are used against you by insurance companies.
- Financial desperation mounts, making you more vulnerable to lowball offers.
Month 12-24:
- Approaching the statute of limitations creates pressure to settle.
- Evidence is severely degraded, diminishing your case value.
- Insurance companies know you’re desperate and may offer inadequate settlements.
Texas Motor Vehicle Law: What You Need to Know
Navigating the legal system after a motor vehicle accident in Texas can be overwhelming, especially when you’re dealing with injuries and financial stress. At Attorney911, we’re here to help you understand your rights and the legal framework that applies to your case.
Statute of Limitations: The 2-Year Deadline
In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—if you miss it, your case will be barred forever, and you won’t be able to recover any compensation for your injuries. It’s crucial to act quickly to preserve your rights.
Exceptions to the 2-Year Rule:
- Discovery Rule: In some cases, the statute of limitations may start later if your injury or its cause wasn’t immediately discoverable.
- Defendant’s Absence: If the defendant leaves Texas, the statute of limitations may be tolled (paused) until they return.
- Mental Incapacity: If you were mentally incapacitated at the time of the accident, the statute of limitations may be tolled until you regain capacity.
Comparative Negligence: The 51% Bar Rule
Texas follows a modified comparative negligence rule, which means that if you are found to be 51% or more at fault for the accident, you cannot recover any compensation. If you are found to be 50% or less at fault, your compensation will be reduced by your percentage of fault.
Example:
- If you are found to be 20% at fault for an accident with a total case value of $100,000, your recovery would be reduced by 20%, leaving you with $80,000.
- If you are found to be 51% at fault, you would recover $0.
Insurance companies often try to assign maximum fault to you to reduce their payment. At Attorney911, we know how to counter these arguments and fight for the compensation you deserve.
Texas Minimum Auto Insurance Requirements
Texas is an at-fault state, which means that the at-fault driver’s insurance is responsible for compensating injured parties. The minimum auto insurance requirements in Texas are:
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury – Per Person | $30,000 |
| Bodily Injury – Per Accident | $60,000 |
| Property Damage – Per Accident | $25,000 |
However, many drivers in Texas are uninsured or underinsured, which is why Uninsured/Underinsured Motorist (UM/UIM) coverage is so important. UM/UIM coverage can compensate you if the at-fault driver doesn’t have enough insurance to cover your injuries.
Dram Shop Liability: Holding Bars and Restaurants Accountable
Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable for serving alcohol to an obviously intoxicated person who later causes an accident. To prove dram shop liability, we must show that:
- The establishment served alcohol to someone who was obviously intoxicated at the time of service.
- The over-service was the proximate cause of the accident and your injuries.
Signs of obvious intoxication include slurred speech, bloodshot or glassy eyes, unsteady gait, impaired coordination, and aggressive or erratic behavior.
Proving Liability: Building a Strong Case
To win a motor vehicle accident case in Texas, you must prove that the other driver was negligent and that their negligence caused your injuries. Negligence is established by proving four key elements:
1. Duty of Care
All drivers have a legal duty to operate their vehicles safely and obey traffic laws. This includes maintaining a proper lookout, controlling speed, and yielding the right of way.
2. Breach of Duty
The at-fault driver violated their duty of care by acting negligently. Examples of breach of duty include:
- Speeding
- Running a red light
- Texting while driving
- Driving under the influence
- Failing to yield the right of way
3. Causation
The at-fault driver’s breach of duty directly caused your injuries. This means that “but for” the defendant’s actions, you would not have been injured.
4. Damages
You suffered actual harm, such as physical injuries, financial losses, or emotional distress. Damages must be quantifiable or demonstrable.
Damages and Compensation: What You Can Recover
If you’ve been injured in a motor vehicle accident in Fulton, Texas, you may be entitled to compensation for a variety of damages. At Attorney911, we fight to ensure you receive the full compensation you deserve.
Economic Damages (No Cap in Texas)
Economic damages are quantifiable financial losses, including:
| Damage Type | What It Covers |
|---|---|
| Medical Expenses (Past) | ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment |
| Medical Expenses (Future) | Ongoing treatment, future surgeries, lifetime medications, long-term care |
| Lost Wages (Past) | Income lost from the date of the accident to the present |
| Lost Earning Capacity (Future) | Reduced ability to earn income in the future due to permanent injuries |
| Property Damage | Vehicle repair or replacement, personal property damage |
| Out-of-Pocket Expenses | Transportation to medical appointments, home modifications, household help |
Non-Economic Damages (No Cap Except Medical Malpractice)
Non-economic damages are intangible losses, including:
| Damage Type | What It Covers |
|---|---|
| Pain and Suffering | Physical pain from injuries, both past and future |
| Mental Anguish | Emotional distress, anxiety, depression, fear, PTSD |
| Physical Impairment | Loss of physical function, disability, limitations |
| Disfigurement | Scarring, permanent visible injuries affecting appearance |
| Loss of Consortium | Impact on marriage/family relationships, loss of companionship |
| Loss of Enjoyment of Life | Inability to participate in activities you previously enjoyed |
Punitive Damages (Capped in Texas)
Punitive damages are available in cases involving gross negligence, fraud, or malice, such as drunk driving accidents. In Texas, punitive damages are capped at the greater of:
- $200,000, or
- Two times the amount of economic damages plus one times the amount of non-economic damages (capped at $750,000 for non-economic damages).
Insurance Tactics: How They Try to Minimize Your Claim
Insurance companies are not on your side. Their goal is to pay you as little as possible, and they’ll use a variety of tactics to achieve that. At Attorney911, we know their playbook because Lupe Peña, our associate attorney, spent years working for insurance companies. Here’s how they try to minimize your claim and how we counter their tactics.
Tactic #1: The Quick Contact and Recorded Statement Trap
What They Do:
Within hours or days of your accident, an insurance adjuster will contact you, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:
- “We just want to help you.”
- “We need your side of the story to process your claim.”
- “This is routine—everyone does this.”
- “It’ll only take a few minutes.”
What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you into saying something that hurts your case. Here are some examples:
| Question They Ask | What They Want You to Say |
|---|---|
| “You’re feeling better now though, right?” | Trap you into saying you’re improving |
| “It wasn’t that bad of an impact, was it?” | Minimize the severity of the collision |
| “You were able to walk away from the scene?” | Suggest your injuries aren’t serious |
| “Were you distracted at all?” | Get you to admit distraction |
| “How fast were you going?” | Hope you overestimate or say “I don’t know” |
Everything you say is documented, recorded, transcribed, and will be used against you. You cannot take it back.
How Attorney911 Counters:
- Do NOT give a recorded statement without us.
- Once you hire Attorney911, we become your voice.
- All calls go through us—you don’t talk to adjusters.
- We prepare you properly if a statement becomes absolutely necessary.
- We know their questions because Lupe asked them for years.
Tactic #2: The Quick Settlement Offer
What They Do:
Within days or weeks of your accident, the insurance company will offer you a quick settlement, often between $2,000 and $5,000. They’ll create artificial urgency, saying:
- “This offer expires in 48 hours.”
- “I can only get approval for this amount right now.”
- “Take it or leave it.”
- “This is our final offer.” (It’s not.)
The Trap:
You don’t know the extent of your injuries yet. Here’s what often happens:
| What Happens | Result |
|---|---|
| Day 3: Insurance offers $3,500 “final settlement” | You’re desperate, in pain, scared |
| You sign the release | You think it’s over |
| Week 6: MRI shows herniated disc requiring surgery | Surgery costs $100,000 |
| Too Late | You signed the release—can’t reopen the claim |
| You pay $100,000 out of pocket | Insurance pays nothing more |
The release is permanent and final.
How Attorney911 Counters:
- Never settle before Maximum Medical Improvement (MMI).
- MMI is the point at which your injuries have stabilized, and you’ve reached your best possible recovery.
- This could take 6 months, 12 months, or even longer depending on your injuries.
- We know their offers are always lowball—Lupe calculated these offers for years.
- We fight for what your case is truly worth.
Tactic #3: The “Independent” Medical Exam (IME) Scheme
What They Call It:
“Independent Medical Examination” (IME)
What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.
How Insurance Companies Choose IME Doctors:
They don’t choose the most qualified doctors—they choose doctors who give insurance-favorable reports. Here’s what they look for:
- Doctors who consistently find “no injury” or “pre-existing condition.”
- Doctors who are paid thousands of dollars by insurance companies for each exam.
- Doctors who provide repeat business by giving favorable reports.
What Happens at the IME:
You’ll undergo a 10-15 minute “examination” that includes:
- A cursory physical exam (compared to your treating doctor’s thorough evaluation).
- Rarely reviewing your complete medical records beforehand.
- Questions designed to elicit “I’m feeling better” responses.
- Looking for any reason to minimize your injuries.
Common IME Doctor Findings:
| What They Say | What It Means |
|---|---|
| “Patient has pre-existing degenerative changes” | Everyone over 40 has some arthritis—used to deny claims |
| “Injuries consistent with minor trauma” | Minimizes your pain and suffering |
| “Patient can return to full duty work” | Eliminates lost wage claims |
| “Treatment has been excessive” | Attacks your treating doctors |
| “Subjective complaints out of proportion to objective findings” | Medical speak for calling you a LIAR |
How Attorney911 Counters:
- We prepare you extensively before the exam.
- We send your complete medical records to the IME doctor first, forcing them to review them.
- We challenge biased IME reports with our own medical experts.
- Lupe knows these specific doctors and their biases—he hired them for years.
Tactic #4: Delay and Financial Pressure
What They Do:
Insurance companies will drag your case out, hoping you’ll get desperate and accept a lowball offer. They’ll say:
- “We’re still investigating your claim.”
- “We’re waiting for your medical records.” (Even if you sent them months ago.)
- “We’re reviewing your file.”
- They’ll ignore your calls and emails.
- They’ll take weeks to respond to simple questions.
Why Delay Works:
Insurance companies have:
- Unlimited time
- Unlimited resources
- No financial pressure
- Earning interest on YOUR settlement money while delaying
You have:
- Mounting bills
- Zero income
- Creditors threatening
- Need money NOW
Financial desperation makes you accept less:
- Month 1: You’d reject a $5,000 offer.
- Month 6: You’d seriously consider $5,000.
- Month 12: You’d beg for $5,000 just to end the nightmare.
How Attorney911 Counters:
- We file a lawsuit to force deadlines.
- We set depositions, forcing them to produce witnesses.
- We prepare for trial, showing we’re serious.
- Lupe understands delay tactics because he used them—he knows when to push.
Tactic #5: Surveillance and Social Media Monitoring
What They Do:
Insurance companies will hire private investigators to:
- Video you doing daily activities.
- Film you from public places (your driveway, the street, stores).
- Follow you to appointments, errands, and social activities.
- Look for any activity that contradicts your injury claims.
- One video of you bending over = “Not really injured.”
They Monitor ALL Your Social Media:
- Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat
- They screenshot everything: posts, photos, check-ins, comments, likes.
- They monitor your friends’ profiles for posts mentioning you.
- They use facial recognition to find photos you’re tagged in.
- They archive deleted content through third-party tools.
- They subpoena your private content if necessary.
Examples We’ve Defended:
| Example | What Happened | Insurance Claimed | Reality |
|---|---|---|---|
| Old Gym Photo | Gym photo from 3 years ago | Presented as recent, contradicts injury | We proved metadata was pre-accident |
| Restaurant Check-in | Facebook check-in at restaurant | “Partying and having fun” | Sitting quietly having dinner |
| Friend’s Comment | Friend posted “Had fun yesterday!” | Evidence of non-injury | Client was resting at home |
| Walking Dog | Video of client walking dog slowly | “Not disabled” | Doctor recommended short walks |
| Smiling in Photo | Family photo smiling | “Not in pain—she’s smiling!” | Everyone smiles for photos |
7 Rules for Clients:
- Make all profiles private immediately.
- Don’t post about the accident, injuries, activities, or emotions.
- Don’t check in anywhere.
- Tell friends and family: don’t tag you, don’t post about you.
- Don’t accept friend requests from strangers (fake profiles).
- Best option: Stay off social media entirely during your case.
- Assume everything is being monitored.
Lupe’s Insider Quote:
“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”
Tactic #6: Comparative Fault Arguments
What They Do:
Insurance companies will try to assign you maximum fault to reduce their payment. They’ll say:
- “You were speeding.” (Without evidence.)
- “You weren’t paying attention.” (Speculation.)
- “You could have avoided this.” (Hindsight bias.)
- “You were distracted.” (Guessing.)
- “You contributed to this accident.” (Shifting blame.)
Why They Do This:
Texas follows the 51% bar rule, which means:
- If you’re 51% or more at fault, you get nothing.
- If you’re 50% or less at fault, your compensation is reduced by your percentage of fault.
Even small fault percentages cost you thousands:
- 10% fault on a $100,000 case = $10,000 less for you.
- 25% fault on a $250,000 case = $62,500 less for you.
- 40% fault on a $500,000 case = $200,000 less for you.
How Attorney911 Counters:
- Aggressive liability investigation: We gather evidence to prove the other driver’s fault.
- Accident reconstruction: We work with experts to recreate the accident and prove fault.
- Witness statements: We interview witnesses to support your version of events.
- Police report analysis: We emphasize any citations issued to the other driver.
- Lupe’s experience: He knows their fault arguments because he made them for years—now he defeats them.
Tactic #7: Colossus and Claim Valuation Software
How Insurance Companies ACTUALLY Value Your Claim:
Most people think insurance adjusters personally evaluate claims. They don’t. They use a computerized system called Colossus.
How Colossus Works:
- Data Entry: The adjuster inputs injury codes, treatment types, medical costs, lost wages, and jurisdiction.
- Coding: Your injuries are coded using standardized medical terms. The same injury can be coded differently, leading to vastly different valuations.
- “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
- Same injury, different code = 50-100% difference in valuation
- Calculation: The software applies algorithms to determine your claim’s “value.”
- Range Output: Colossus provides a recommended settlement range.
- Authority: Adjusters typically cannot exceed the Colossus range without supervisor approval.
How Insurance Manipulates Colossus:
| Manipulation | Effect |
|---|---|
| Low Injury Codes | Using “soft tissue strain” instead of “disc herniation” reduces value by 50-100% |
| Excessive Treatment Flags | Therapy beyond “normal” range triggers reductions |
| Conservative Treatment Penalty | Chiropractic care is valued less than MD treatment |
| Pre-Existing Reduction | Any prior condition is used to reduce value |
| Jurisdiction Factor | Low-verdict counties get lower values |
Why Lupe’s Experience Matters:
- He calculated these multipliers for years using insurance company formulas.
- He knows how to code injuries properly for maximum value.
- He knows which medical terms trigger higher valuations.
- He knows when Colossus output is artificially low.
- He knows when to abandon Colossus and demand policy limits.
Why Choose Attorney911 for Your Fulton, Texas, Motor Vehicle Accident Case?
When you’ve been injured in a motor vehicle accident in Fulton, Texas, you need a law firm that combines expertise, experience, and a commitment to fighting for your rights. At Attorney911, we offer five unique advantages that set us apart from other firms.
Advantage #1: Insurance Defense Insider Knowledge
“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”
What This Means for Your Case:
- We know their tactics because Lupe used them.
- We anticipate their strategies before they deploy them.
- We know how they value claims internally.
- We know which IME doctors they favor—Lupe hired them.
- We know how to beat their algorithms.
- We speak their language.
No other firm in Fulton, Texas, has this advantage.
Advantage #2: Multi-Million Dollar Results
At Attorney911, we don’t just talk about results—we prove them. Our firm has recovered millions for victims of motor vehicle accidents, including:
- “Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”
- “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
- “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
- “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”
Our results speak for themselves.
Advantage #3: Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is critical for handling complex cases, including:
- Trucking accidents involving FMCSA regulations.
- Catastrophic injury cases with high damages.
- Cases against corporations (like the BP explosion litigation we were involved in).
- Multi-state defendants where federal jurisdiction applies.
Many firms can’t handle federal cases—we can.
Advantage #4: Personal Attention from Start to Finish
At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our clients consistently praise our communication and care:
“Melanie was excellent. She kept me informed, and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was run.” — Brian B., Houston, TX
“Leonor and Amanda were amazing. They walked me through everything with my car accident.” — Kelly H., Katy, TX
“You are NOT a pest to them, and you are NOT just some client… You are FAMILY to them.” — Chad H., Pasadena, TX
Advantage #5: Contingency Fee – No Risk to You
At Attorney911, we believe that everyone deserves access to justice, regardless of their financial situation. That’s why we work on a contingency fee basis—you pay nothing upfront, and we only get paid if we win your case.
- Free consultation: No obligation to hire us.
- No upfront costs: We advance all case expenses.
- No fee unless we win: If we don’t recover compensation for you, you owe us nothing.
- Percentage of recovery: Our fee is a percentage of your settlement or verdict.
You have nothing to lose and everything to gain.
Frequently Asked Questions About Motor Vehicle Accidents in Fulton, Texas
If you’ve been injured in a motor vehicle accident in Fulton, Texas, you likely have many questions. Below, we’ve answered some of the most common questions we receive from clients.
Immediate After-Accident Questions
1. What should I do immediately after a car accident in Fulton, Texas?
If you’ve been in an accident in Fulton:
- Call 911 and report the accident.
- Seek medical attention, even if you feel fine (adrenaline masks injuries).
- Document everything: Take photos of the damage, injuries, and scene.
- Exchange information with the other driver.
- Get witness names and phone numbers.
- Do NOT give a recorded statement to any insurance company.
- Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.
2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence for your case. In Texas, you must report accidents involving:
- Injuries
- Deaths
- Property damage over $1,000
3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately, including:
- Traumatic brain injuries (can take days to manifest).
- Internal bleeding (may not be obvious).
- Herniated discs (may not cause pain for weeks).
- Adrenaline masks pain at the scene.
Insurance companies use delays in treatment against you. Get checked immediately.
4. What information should I collect at the scene?
Collect the following information:
- Other driver: Name, phone, address, driver’s license number, insurance information.
- Vehicle: Make, model, color, license plate number.
- Witnesses: Names and phone numbers.
- Photos: All vehicle damage, injuries, road conditions, traffic signals.
- Police: Officer name, badge number, report number.
5. Should I talk to the other driver or admit fault?
- Exchange information only (name, insurance, contact details).
- Do NOT discuss fault or apologize.
- Do NOT say “I’m sorry”—this can be used as an admission of fault.
- Stick to the facts only.
6. How do I obtain a copy of the accident report?
In Fulton, you can obtain the police report from:
- The responding agency (e.g., Fulton Police Department, Aransas County Sheriff’s Office).
- The Texas Department of Transportation’s Crash Records Information System (CRIS).
Dealing with Insurance
7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.
8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do not give a recorded statement, discuss injuries, or accept fault.
9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer, and it’s usually far below the actual value of your claim. Attorney911 fights for what your case is truly worth.
10. Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money, even if you need surgery later.
11. What if the other driver is uninsured or underinsured?
Your Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on the same policy.
12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.
Legal Process Questions
13. Do I have a personal injury case?
You may have a case if:
- Someone else was at fault (even partially).
- You suffered injuries or damages.
- There is insurance to recover from.
Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.
14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily, and insurance companies start building their case against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.
15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.
16. What is comparative negligence, and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your fault %). If you’re 51% or more at fault, you get nothing.
17. Will my case go to trial?
Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations.
Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.
18. How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI)—the point at which your injuries have stabilized. This could take 6 months to 2+ years.
19. What is the legal process step-by-step?
- Investigation and evidence gathering
- Medical treatment to MMI
- Demand letter to insurance
- Negotiation
- Lawsuit if necessary
- Discovery (depositions, document requests)
- Mediation
- Trial if needed
Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.
Compensation Questions
20. What is my case worth?
It depends on:
- Injury severity (e.g., TBI vs. whiplash).
- Medical costs (past and future).
- Lost wages (past and future).
- Pain and suffering.
- Permanent impairment.
- Insurance available.
Cases range from $15,000 (soft tissue) to millions (catastrophic injury).
21. What types of damages can I recover?
- Medical expenses (past and future).
- Lost wages and earning capacity.
- Pain and suffering.
- Mental anguish.
- Physical impairment.
- Disfigurement.
- Loss of enjoyment of life.
- Property damage.
22. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).
23. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.
24. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specifics.
25. How is the value of my claim determined?
Based on:
- Medical bills (past and future).
- Future treatment costs.
- Lost income.
- Permanent impairment rating.
- Comparable verdicts.
- Severity of injuries.
- Impact on daily life.
Attorney Relationship Questions
26. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis:
- 33.33% before trial
- 40% if trial is required
- No fee unless we win
Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc.
27. What does “no fee unless we win” mean?
You pay nothing upfront. If we don’t recover compensation for you, you owe us nothing. Our fee is a percentage of your recovery.
28. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”
29. Who will actually handle my case?
At Attorney911, you’ll work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”
30. What if I already hired another attorney?
You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case, although Manginello Law Firm was able to help me out.”
Mistakes to Avoid
31. What common mistakes can hurt my case?
- Giving a recorded statement without an attorney.
- Accepting a quick settlement before knowing your injuries.
- Delaying medical treatment.
- Gaps in treatment.
- Posting on social media about the accident or your activities.
- Signing releases or authorizations without attorney review.
- Not documenting everything.
Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY.
32. Should I post about my accident on social media?
No. Make all profiles private immediately. Don’t post about the accident, injuries, or activities. Insurance companies monitor everything.
33. Why shouldn’t I sign anything without a lawyer?
- Releases are permanent—once signed, you can’t undo it.
- Medical authorizations give unlimited access to your records.
- Settlement offers are binding—you can’t get more money later.
34. What if I didn’t see a doctor right away?
See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common, and we can still help.
35. What if I was partially at fault?
You can still recover if you were 50% or less at fault. Your compensation will be reduced by your percentage of fault. Lupe’s experience helps counter insurance arguments.
Additional Common Questions
36. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. We hire medical experts to prove the difference.
37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. Attorney911 has taken over many cases from other firms. As client Angel Walle said: “They solved in a couple of months what others did nothing about in two years.”
38. What if the insurance company is my own insurance (UM/UIM claim)?
Your insurance company will fight your claim just like the other driver’s insurance would. You need an attorney. Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.
39. How do you calculate pain and suffering?
Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering
The multiplier depends on:
- Injury severity
- Permanency
- Impact on life
- Clear liability
Lupe calculated these for years—he knows how to justify higher multipliers.
40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney.
41. What if the other driver fled the scene (hit and run)?
File a police report immediately. Your UM/UIM coverage applies. Surveillance footage is critical—most is deleted within 7-30 days. We send preservation letters immediately.
42. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Immigration status does not affect your right to compensation. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.
43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are “always 50/50 fault”—this is a lie. We prove fault through surveillance video, witness statements, and damage analysis.
44. What if I was a passenger in the at-fault vehicle?
You can sue the driver, even if you were riding with them (friend, family member, Uber driver). The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.
45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.
Fulton, Texas, Motor Vehicle Accident Resources
If you’ve been injured in a motor vehicle accident in Fulton, Texas, you may need additional resources to help you recover. Below are some local resources that may be helpful.
Local Hospitals and Trauma Centers
-
Aransas Pass Medical Center
- Address: 710 W Wheeler Ave, Aransas Pass, TX 78336
- Phone: (361) 758-8585
- Services: Emergency care, diagnostic imaging, surgical services
-
Christus Spohn Hospital Corpus Christi – Shoreline
- Address: 600 Elizabeth St, Corpus Christi, TX 78404
- Phone: (361) 881-3000
- Services: Level II trauma center, emergency care, specialized treatments
-
Driscoll Children’s Hospital (for pediatric injuries)
- Address: 3533 S Alameda St, Corpus Christi, TX 78411
- Phone: (361) 694-5000
- Services: Pediatric trauma care, emergency services
Local Law Enforcement Agencies
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Fulton Police Department
- Address: 201 S 7th St, Fulton, TX 78358
- Phone: (361) 729-1558
- Services: Accident reports, emergency response
-
Aransas County Sheriff’s Office
- Address: 301 N Live Oak St, Rockport, TX 78382
- Phone: (361) 790-0168
- Services: Accident reports, law enforcement
Local Courthouses
- Aransas County Courthouse
- Address: 301 N Live Oak St, Rockport, TX 78382
- Phone: (361) 790-0122
- Services: Civil court filings, legal proceedings
Local Support Groups
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Brain Injury Association of Texas – Coastal Bend Chapter
- Services: Support for traumatic brain injury survivors and their families
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Spinal Cord Injury Support Group – Corpus Christi
- Services: Peer support, resources, and advocacy for spinal cord injury survivors
Legal Resources
-
Texas State Bar Lawyer Referral Service
- Phone: (800) 252-9690
- Website: https://www.texasbar.com/Content/NavigationMenu/ForThePublic/FindALawyer/LRS/default.htm
-
Texas RioGrande Legal Aid (for low-income individuals)
- Phone: (888) 988-9996
- Website: https://www.trla.org/
Contact Attorney911 Today – Your Fulton, Texas, Motor Vehicle Accident Lawyers
If you’ve been injured in a motor vehicle accident in Fulton, Texas, don’t wait to seek legal help. Evidence disappears quickly, and insurance companies are already building their case against you. At Attorney911, we’re here to fight for your rights and ensure you receive the compensation you deserve.
Why Choose Attorney911?
✅ Insurance Defense Insider Knowledge: Lupe Peña, our associate attorney, spent years working for insurance companies. Now, he uses that knowledge to fight for you.
✅ Multi-Million Dollar Results: We’ve recovered millions for victims of motor vehicle accidents, including cases involving brain injuries, amputations, and wrongful death.
✅ Federal Court Experience: Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, giving us the expertise to handle complex cases.
✅ Personal Attention: You’ll work directly with Ralph or Lupe, not a case manager assembly line. Our clients consistently praise our communication and care.
✅ Contingency Fee – No Risk to You: We don’t get paid unless we win your case. Free consultation, no upfront costs.
How to Reach Us
Call 1-888-ATTY-911 (1-888-288-9911) for a free consultation. Our legal emergency line is available 24/7 to help you when you need it most.
Visit Our Website: https://attorney911.com
Email Us:
- Ralph Manginello: ralph@atty911.com
- Lupe Peña: lupe@atty911.com
Office Locations:
- Houston (Primary): Serving Harris, Montgomery, Fort Bend, Brazoria, and Galveston Counties
- Austin: Serving Travis, Williamson, Hays, and Bastrop Counties
- Beaumont: Serving Jefferson, Orange, and Hardin Counties
Se Habla Español: Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.
What to Expect During Your Free Consultation
During your free consultation, we’ll:
- Listen to your story and answer your questions.
- Evaluate the strength of your case.
- Explain your legal options and the next steps.
- Discuss our contingency fee structure—no upfront costs.
- Provide guidance on what to do next to protect your rights.
Don’t wait—call Attorney911 today at 1-888-ATTY-911. We’re here to fight for you.

