18-Wheeler & Trucking Accident Attorneys in Garfield, Colorado
When 80,000 Pounds Changes Everything: Your Fight Starts Here
The impact was catastrophic. One moment you’re driving through Garfield County on I-70, heading toward Glenwood Springs or maybe just commuting to work in Rifle. The next, an 80,000-pound semi-truck is jackknifing across three lanes, or barreling through a red light, or losing control on a mountain descent. In an instant, everything changes.
If you’re reading this, you or someone you love has been hurt in a trucking accident in Garfield, Colorado. You’re facing medical bills that are already piling up. You’re dealing with pain that won’t quit. And you’re probably getting calls from insurance adjusters who sound friendly but want you to sign away your rights for pennies on the dollar.
Here’s what you need to know: The trucking company that hit you has already called their lawyers. Their insurance adjuster is already looking for ways to pay you less. What are you doing?
At Attorney911, we don’t let trucking companies push Garfield County families around. Ralph Manginello has spent over 25 years taking on trucking companies and winning. He’s admitted to federal court, has litigated against Fortune 500 corporations, and has recovered multi-million dollar settlements for families just like yours. Our associate attorney Lupe Peña used to work for insurance companies—now he fights against them. He knows their playbook.
Call 1-888-ATTY-911 right now. The consultation is free. We work on contingency—you pay nothing unless we win. And we answer calls 24/7 because trucking accidents don’t wait for business hours.
Why Garfield County 18-Wheeler Accidents Are Different
Garfield County sits at the heart of Colorado’s most challenging trucking corridor. Interstate 70 cuts through the county from east to west, carrying massive freight traffic between Denver and the Western Slope. This isn’t flat Kansas highway—this is mountain driving at its most demanding.
The I-70 Mountain Corridor: A Perfect Storm for Trucking Accidents
The stretch of I-70 through Garfield County includes some of the most treacherous trucking terrain in America:
- Glenwood Canyon: Narrow lanes, tight curves, rockfall hazards, and no shoulder for emergencies
- Eisenhower Tunnel Approach: High altitude (11,000+ feet) where engines struggle and brakes overheat
- Steep Grades: 6-7% descents that require constant braking and specialized driving skills
- Weather Extremes: Sudden snowstorms, black ice, and fog that appear without warning
These conditions create unique accident risks that don’t exist on flat interstate highways. Brake failure on a 7% grade isn’t the same as brake failure on I-25 through Denver. A tire blowout in Glenwood Canyon can send a truck into the Colorado River or against the canyon wall with no escape route.
Local Industry Creates Specific Trucking Risks
Garfield County’s economy generates specific types of freight traffic with elevated accident risks:
- Oil and Gas Trucking: The Piceance Basin and surrounding fields create massive oilfield trucking traffic—water haulers, sand trucks, equipment movers, and hazmat transport
- Agricultural Freight: Hay, livestock, and produce movements create seasonal spikes in truck traffic on rural roads
- Tourism and Recreation: Ski traffic to Aspen (via I-70 through Garfield County) creates winter congestion and mixed vehicle types
- Construction Materials: The building boom in Garfield County and surrounding areas generates concrete, aggregate, and equipment hauling
Each of these freight types carries specific regulatory requirements and accident risks. Oilfield trucks often operate under pressure to meet drilling schedules, creating hours-of-service violations. Agricultural trucks may be overloaded during harvest season. Construction trucks frequently operate on routes not designed for heavy vehicles.
Colorado-Specific Legal Considerations
Garfield County trucking accidents are governed by Colorado law, which differs from neighboring states in important ways:
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Statute of Limitations: Colorado gives you 2 years from the date of your trucking accident to file a personal injury lawsuit. For wrongful death claims, you also have 2 years from the date of death. This is shorter than some states—don’t wait.
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Comparative Negligence: Colorado follows a modified comparative negligence rule with a 50% bar. If you’re found 50% or less at fault, your damages are reduced by your percentage of fault. If you’re 51% or more at fault, you recover nothing. This makes proving the truck driver was primarily at fault critical.
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Damage Caps: Colorado caps non-economic damages (pain and suffering) at $300,000, though this can increase to $500,000 with clear and convincing evidence. There is no cap on economic damages (medical bills, lost wages). Punitive damages are capped at the amount of compensatory damages awarded.
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Governmental Immunity: If your accident involved a government vehicle (CDOT truck, municipal vehicle), special rules apply. The Colorado Governmental Immunity Act limits liability and requires specific notice procedures within 180 days.
These legal nuances matter. A lawyer who handles routine car accidents in Denver may not understand how Colorado’s modified comparative negligence interacts with federal trucking regulations. You need attorneys who know both Colorado law AND the FMCSA regulations that govern interstate commerce.
The 10 Potentially Liable Parties in Your Garfield County Trucking Accident
Most law firms look at a trucking accident and see two potential defendants: the driver and the trucking company. At Attorney911, we see ten. And every additional defendant means another insurance policy, another source of compensation, and another way to maximize your recovery.
Here’s who we investigate in every Garfield County 18-wheeler accident:
1. The Truck Driver
The person behind the wheel is the most obvious defendant. We examine every aspect of their conduct:
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Hours of Service Violations: Did they exceed the 11-hour driving limit? Skip required breaks? Drive beyond the 14-hour duty window? ELD data reveals the truth.
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Distraction: Were they texting? Using a handheld phone? Communicating with dispatch? Eating? Cell phone records and in-cab camera footage provide answers.
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Impairment: Did they use drugs or alcohol? FMCSA requires post-accident testing, but results can be delayed or “lost” without immediate legal intervention.
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Fatigue: Were they driving while exhausted? Sleep apnea is epidemic among truck drivers and often goes untreated.
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Training: Did they receive proper training for mountain driving? The I-70 corridor through Garfield County requires specialized skills that many drivers lack.
2. The Trucking Company / Motor Carrier
This is where the deepest pockets usually are. Trucking companies carry $750,000 to $5 million in liability coverage, and we pursue every basis for holding them accountable:
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Vicarious Liability (Respondeat Superior): The company is responsible for its employee’s negligent acts. We prove the driver was acting within the scope of employment.
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Negligent Hiring: Did the company fail to check the driver’s background? Hire someone with a poor safety record? Skip the required three-year employment verification? The Driver Qualification File tells the story.
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Negligent Training: Did the company provide adequate safety training? Mountain driving instruction? Hours of service education? Cargo securement certification?
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Negligent Supervision: Did the company monitor ELD compliance? Respond to safety violations? Discipline drivers who broke rules?
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Negligent Maintenance: Did the company maintain its fleet properly? Document repairs? Conduct required inspections? The maintenance records reveal deferred repairs and known defects.
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Pressure to Violate Regulations: Did dispatchers pressure drivers to exceed hours of service? Skip required breaks? Drive in unsafe conditions? Dispatch records and communications prove this.
3. The Cargo Owner / Shipper
The company that owned the cargo being transported may share liability:
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Improper Loading Instructions: Did they provide inadequate guidance on how to secure the load?
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Hazardous Materials: Did they fail to disclose dangerous cargo? Provide improper hazmat documentation?
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Overweight Loads: Did they pressure the carrier to accept cargo exceeding weight limits?
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Expedited Delivery Pressure: Did they demand delivery schedules that forced HOS violations?
In Garfield County’s oil and gas industry, cargo owners frequently pressure carriers to meet drilling schedules regardless of safety. We investigate these relationships.
4. The Cargo Loading Company
Third-party loading companies that physically placed cargo on the truck may be liable for:
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Improper Securement: Failure to use adequate tiedowns, blocking, or bracing per 49 CFR 393
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Unbalanced Loading: Uneven weight distribution causing instability
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Overloading: Exceeding vehicle weight ratings
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Failure to Inspect: Not checking securement before releasing the load
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Inadequate Training: Loaders not trained on FMCSA cargo securement requirements
Cargo shifts are a leading cause of rollover accidents on mountain highways like I-70 through Glenwood Canyon.
5. The Truck and Trailer Manufacturer
Defective design or manufacturing can create liability for:
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Brake System Defects: Design flaws causing premature failure or inadequate stopping power
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Stability Control Failures: Lack of electronic stability control or defective systems
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Fuel Tank Placement: Dangerous positioning increasing fire risk in collisions
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Cab Design: Poor crashworthiness, inadequate occupant protection
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Trailer Underride Guards: Inadequate rear impact protection (though guards are often aftermarket)
We work with automotive engineers to identify design defects that contributed to accidents.
6. The Parts Manufacturer
Component part failures can implicate manufacturers of:
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Brake Components: Defective brake pads, drums, rotors, air brake systems
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Tires: Manufacturing defects causing blowouts, tread separation
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Steering Components: Defective linkages, power steering failures
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Lighting: Non-functioning lights, defective wiring
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Coupling Devices: Fifth wheel failures, kingpin defects
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Suspension: Defective springs, air ride systems
Product liability claims against parts manufacturers can provide additional recovery when component failures contributed to accidents.
7. The Maintenance Company
Third-party maintenance providers may be liable for:
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Negligent Repairs: Repairs that failed to fix identified problems
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Failure to Identify Defects: Missing critical safety issues during inspections
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Improper Brake Adjustments: Brakes not adjusted to specifications
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Use of Substandard Parts: Installing inferior or incorrect components
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Returning Unsafe Vehicles: Putting vehicles back in service with known defects
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Inadequate Documentation: Failing to document maintenance performed
Maintenance records often reveal a pattern of deferred repairs and cost-cutting that puts profits over safety.
8. The Freight Broker
Freight brokers who arrange transportation without owning trucks may be liable for:
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Negligent Carrier Selection: Choosing carriers with poor safety records, inadequate insurance, or conditional safety ratings
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Failure to Verify Authority: Not confirming the carrier’s operating authority with FMCSA
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Failure to Check Insurance: Not verifying adequate insurance coverage
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Failure to Review CSA Scores: Ignoring the carrier’s safety performance data
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Selecting Cheapest Carrier: Choosing based solely on price despite safety concerns
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Double-Brokering: Allowing carriers to subcontract without proper vetting
Freight brokers have a duty to select safe, qualified carriers. When they prioritize cost over safety, they share liability for resulting accidents.
9. The Truck Owner (If Different from Carrier)
In owner-operator arrangements, the person or company that owns the truck may have separate liability:
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Negligent Entrustment: Allowing an unqualified or unsafe driver to operate their vehicle
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Failure to Maintain Owned Equipment: Not properly maintaining the truck they own
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Knowledge of Driver Unfitness: Knowing the driver had safety issues but allowing them to drive anyway
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Lease Agreement Violations: Failing to meet obligations under lease agreements with carriers
Owner-operators often carry separate insurance policies, creating additional coverage for accident victims.
10. Government Entities
Federal, state, or local government may share liability in limited circumstances:
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Dangerous Road Design: Inadequate banking on curves, poor sightlines, insufficient truck lanes
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Failure to Maintain Roads: Potholes, debris, worn lane markings, inadequate signage
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Inadequate Warning Signs: Missing or insufficient warnings for steep grades, sharp curves, or hazardous conditions
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Failure to Install Safety Barriers: Missing guardrails, inadequate bridge protection
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Improper Work Zone Setup: Dangerous construction zone configurations
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Inadequate Runaway Truck Ramps: Missing or poorly maintained emergency ramps on steep descents
Special Considerations for Government Claims:
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Sovereign Immunity: Government entities have limited liability under Colorado’s Governmental Immunity Act
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Strict Notice Requirements: Claims against Colorado state or local government require written notice within 180 days of the incident
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Damage Caps: The Colorado Governmental Immunity Act caps damages at:
- $150,000 per person
- $600,000 per occurrence
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Procedural Requirements: Specific forms and procedures must be followed precisely
Government liability claims are complex and time-sensitive. The 180-day notice deadline is much shorter than the general 2-year statute of limitations, and missing it can bar your claim entirely.
FMCSA Regulations: The Rules Trucking Companies Break
Every 18-wheeler on American highways must comply with federal regulations enforced by the Federal Motor Carrier Safety Administration (FMCSA). These rules are codified in Title 49 of the Code of Federal Regulations (49 CFR), Parts 390-399. When trucking companies and drivers violate these regulations, they create dangerous conditions that cause catastrophic accidents.
Proving FMCSA violations is often the key to establishing negligence and securing maximum compensation in your Garfield County trucking accident case.
The Six Critical Parts of FMCSA Regulations
| Part | Title | What It Covers | Why It Matters for Your Case |
|---|---|---|---|
| Part 390 | General Applicability | Definitions, who regulations apply to | Establishes that the trucking company and driver were subject to federal safety requirements |
| Part 391 | Driver Qualification | Who can drive, medical requirements, training, background checks | Proves negligent hiring if driver was unqualified; shows driver fatigue or medical issues |
| Part 392 | Driving Rules | Safe operation, fatigue, drugs, alcohol, speeding, following distance | Direct evidence of driver negligence—speeding, distraction, impairment, fatigue |
| Part 393 | Vehicle Safety | Equipment, cargo securement, brakes, lights, tires | Proves equipment failure, improper loading, maintenance neglect |
| Part 395 | Hours of Service | How long drivers can drive, required rest periods | Fatigue is a factor in 31% of fatal truck crashes—HOS violations prove exhaustion |
| Part 396 | Inspection & Maintenance | Vehicle upkeep, inspections, repair records | Deferred maintenance, skipped inspections, and known defects create liability |
Part 390: General Applicability—Who Must Comply
49 CFR § 390.3 establishes that these regulations apply to:
- All motor carriers operating commercial motor vehicles (CMVs) in interstate commerce
- All drivers of CMVs in interstate commerce
- All vehicles with Gross Vehicle Weight Rating (GVWR) over 10,001 pounds
- All vehicles designed to transport 16 or more passengers (including the driver)
- All vehicles transporting hazardous materials requiring placards
Why This Matters: If the truck that hit you meets any of these criteria—and virtually all 18-wheelers do—the driver and trucking company were legally required to follow federal safety regulations. Violations of these regulations constitute negligence per se—negligence as a matter of law.
Part 391: Driver Qualification—Who’s Allowed Behind the Wheel
Federal law establishes strict requirements for who can operate a commercial motor vehicle. 49 CFR § 391.11 requires that a driver must:
- Be at least 21 years old (for interstate commerce) or 18 years old (for intrastate)
- Be able to read and speak English sufficiently to understand road signs, respond to official inquiries, and make entries on reports
- Be physically qualified to operate the vehicle safely
- Have a valid commercial driver’s license (CDL) for the vehicle class being operated
- Complete a road test or equivalent training
- Not be disqualified under § 391.15 (DUI, leaving accident scene, felony involving vehicle, etc.)
The Driver Qualification File (DQ File): 49 CFR § 391.51 requires motor carriers to maintain a complete file for every driver containing:
| Required Document | What It Proves |
|---|---|
| Employment application | Whether company verified qualifications |
| Motor vehicle record from each state | Driving history, violations, suspensions |
| Road test certificate or equivalent | Whether driver demonstrated competence |
| Medical examiner’s certificate | Physical fitness to drive (valid max 2 years) |
| Annual driving record review | Whether company monitored ongoing safety |
| Previous employer inquiries (3 years) | Whether company verified employment history |
| Drug and alcohol test records | Pre-employment and random testing compliance |
Why This Matters for Your Case: Missing or incomplete DQ file documents prove negligent hiring. If the trucking company failed to verify the driver’s qualifications, check their driving record, or confirm their medical fitness, they put an unqualified driver on the road—and they’re liable for the consequences.
In Garfield County’s challenging mountain terrain, driver qualification isn’t a formality—it’s a matter of life and death. A driver without proper mountain training has no business on I-70 through Glenwood Canyon.
Part 392: Driving Rules—How CMVs Must Be Operated
49 CFR § 392.3 prohibits operating a CMV while impaired:
“No driver shall operate a commercial motor vehicle, and a motor carrier shall not require or permit a driver to operate a commercial motor vehicle, while the driver’s ability or alertness is so impaired, or so likely to become impaired, through fatigue, illness, or any other cause, as to make it unsafe for him/her to begin or continue to operate the commercial motor vehicle.”
This regulation makes BOTH the driver AND the trucking company liable when a fatigued driver causes an accident.
Other Critical Driving Rules:
| Regulation | Requirement | Common Violation |
|---|---|---|
| § 392.4 | No drugs or Schedule I substances | Operating under influence of amphetamines, narcotics |
| § 392.5 | No alcohol within 4 hours of driving; .04 BAC limit | Drinking before shift, alcohol impairment |
| § 392.6 | Cannot schedule runs requiring speeding | Unrealistic delivery schedules forcing violations |
| § 392.11 | No following too closely | Tailgating, inadequate stopping distance |
| § 392.82 | No hand-held mobile phone use | Texting, calling while driving |
Part 393: Vehicle Safety—Equipment and Cargo Standards
Cargo Securement (§§ 393.100-136): Federal law requires cargo to be contained, immobilized, or secured to prevent:
- Leaking, spilling, blowing, or falling from the vehicle
- Shifting that affects vehicle stability or maneuverability
- Blocking the driver’s view or interfering with operation
Performance Criteria: Securement systems must withstand:
- Forward: 0.8 g deceleration (sudden stop)
- Rearward: 0.5 g acceleration
- Lateral: 0.5 g (side-to-side forces)
- Downward: At least 20% of cargo weight
Brake Requirements (§§ 393.40-55): All CMVs must have properly functioning:
- Service brakes on all wheels
- Parking/emergency brake system
- Air brake systems meeting specific requirements
- Brake adjustment within specifications
Lighting Requirements (§§ 393.11-26): Required equipment includes:
- Headlamps, tail lamps, stop lamps
- Clearance and side marker lamps
- Reflectors and retroreflective sheeting
- Turn signal lamps
Part 395: Hours of Service—Preventing Driver Fatigue
The Most Commonly Violated Regulations in Trucking Accidents
Fatigue is a factor in approximately 31% of fatal truck crashes. Federal hours of service rules are designed to prevent exhausted driving, but trucking companies often pressure drivers to violate these limits.
Property-Carrying Driver Limits:
| Rule | Requirement | Violation Consequence |
|---|---|---|
| 11-Hour Driving Limit | Cannot drive more than 11 hours after 10 consecutive hours off duty | Fatigue-related accidents, delayed reaction times |
| 14-Hour Duty Window | Cannot drive beyond 14th consecutive hour after coming on duty | Driver exhaustion, impaired judgment |
| 30-Minute Break | Must take 30-minute break after 8 cumulative hours of driving | Sustained fatigue without recovery period |
| 60/70-Hour Weekly Limit | Cannot drive after 60 hours in 7 days or 70 hours in 8 days | Cumulative fatigue, chronic exhaustion |
| 34-Hour Restart | Can restart 60/70-hour clock with 34 consecutive hours off duty | Inadequate recovery, sleep debt |
| 10-Hour Off-Duty | Must have minimum 10 consecutive hours off duty before driving | Insufficient rest, fatigue accumulation |
Sleeper Berth Provision (§ 395.1(g)): Drivers using sleeper berths may split their 10-hour off-duty period into:
- At least 7 consecutive hours in the sleeper berth
- Plus at least 2 consecutive hours off-duty (in berth or otherwise)
- Neither period counts against the 14-hour driving window
Electronic Logging Device (ELD) Mandate (§ 395.8): Since December 18, 2017, most CMV drivers must use ELDs that:
- Automatically record driving time by synchronizing with the vehicle engine
- Cannot be altered after the fact (unlike paper logs)
- Record GPS location, speed, engine hours, and duty status changes
Why ELD Data Wins Cases: ELDs provide objective, tamper-resistant proof of:
- Exactly how long the driver was on duty
- Whether required breaks were taken
- Any hours of service violations
- Speed and location history
This data often directly contradicts driver claims and company records.
Part 396: Inspection, Repair, and Maintenance
Systematic Maintenance Required (§ 396.3):
“Every motor carrier and intermodal equipment provider must systematically inspect, repair, and maintain, or cause to be systematically inspected, repaired, and maintained, all motor vehicles and intermodal equipment subject to its control.”
Driver Inspection Requirements:
| Inspection Type | When Required | What Must Be Checked |
|---|---|---|
| Pre-Trip Inspection | Before every trip | Vehicle condition, brakes, tires, lights, cargo securement |
| Post-Trip Report | After each day’s driving | Service brakes, parking brake, steering, lighting, tires, horn, wipers, mirrors, coupling devices, wheels, emergency equipment |
| Annual Inspection | Every 12 months | Comprehensive 16+ point inspection by qualified inspector |
Maintenance Record Retention (§ 396.3): Motor carriers must maintain records for each vehicle showing:
- Vehicle identification (make, serial number, year, tire size)
- Schedule for inspection, repair, and maintenance
- Record of all repairs and maintenance performed
- Records must be retained for 1 year
Why This Matters: Brake failures cause approximately 29% of truck accidents. If the trucking company failed to maintain proper records, deferred maintenance, or ignored known defects, they are directly liable for negligence. Maintenance records often reveal a pattern of cost-cutting that puts profits over safety.
The 48-Hour Evidence Preservation Protocol: Why Time Is Your Enemy
In 18-wheeler accident cases, evidence disappears fast. Trucking companies have rapid-response teams that begin protecting their interests within hours of an accident. If you don’t act quickly, critical evidence will be lost forever.
Critical Evidence Destruction Timelines
| Evidence Type | Destruction Risk | Why It Matters |
|---|---|---|
| ECM/Black Box Data | Overwrites in 30 days or with new driving events | Proves speed, braking, throttle position, and fault |
| ELD Data | May be retained only 6 months | Proves hours of service violations and driver fatigue |
| Dashcam Footage | Often deleted within 7-14 days | Shows actual accident and driver behavior |
| Surveillance Video | Business cameras typically overwrite in 7-30 days | Independent witness to accident |
| Witness Memory | Fades significantly within weeks | Critical for establishing facts and fault |
| Physical Evidence | Vehicle may be repaired, sold, or scrapped | Proves mechanical failures and damage patterns |
| Drug/Alcohol Tests | Must be conducted within specific windows | Proves impairment at time of accident |
The Spoliation Letter: Your Legal Shield
A spoliation letter is a formal legal notice sent to the trucking company, their insurer, and all potentially liable parties demanding preservation of all evidence related to the accident.
Why It Matters:
- Puts defendants on legal notice of their preservation obligation
- Creates serious consequences if evidence is destroyed
- Courts can impose sanctions, adverse inferences, or even default judgment for spoliation
- The sooner sent, the more weight it carries in court
When We Send It: IMMEDIATELY—within 24-48 hours of being retained. We don’t wait.
What Our Spoliation Letter Demands
Electronic Data:
- Engine Control Module (ECM) / Electronic Control Unit (ECU) data
- Event Data Recorder (EDR) data
- Electronic Logging Device (ELD) records
- GPS and telematics data
- Dashcam and forward-facing camera footage
- Dispatch communications and messaging
- Cell phone records and text messages
- Qualcomm or fleet management system data
Driver Records:
- Complete Driver Qualification File
- Employment application and resume
- Background check and driving record
- Medical certification and exam records
- Drug and alcohol test results (pre-employment and random)
- Training records and certifications
- Previous accident and violation history
- Performance reviews and disciplinary records
Vehicle Records:
- Maintenance and repair records
- Inspection reports (pre-trip, post-trip, annual)
- Out-of-service orders and repairs
- Tire records and replacement history
- Brake inspection and adjustment records
- Parts purchase and installation records
Company Records:
- Hours of service records for 6 months prior
- Dispatch logs and trip records
- Bills of lading and cargo documentation
- Insurance policies
- Safety policies and procedures
- Training curricula
- Hiring and supervision policies
Physical Evidence:
- The truck and trailer themselves
- Failed or damaged components
- Cargo and securement devices
- Tire remnants if blowout involved
ECM/Black Box Data: The Objective Truth
Commercial trucks have electronic systems that continuously record operational data—similar to an airplane’s black box but for trucks.
Types of Electronic Recording:
| System | What It Records | Why It Wins Cases |
|---|---|---|
| ECM (Engine Control Module) | Engine performance, speed, throttle, RPM, cruise control, fault codes | Proves speeding, aggressive driving, mechanical issues |
| EDR (Event Data Recorder) | Pre-crash data triggered by sudden deceleration or airbag deployment | Captures seconds before impact: speed, braking, steering |
| ELD (Electronic Logging Device) | Driver hours, duty status, GPS location, driving time | Proves fatigue, HOS violations, schedule pressure |
| Telematics | Real-time GPS tracking, speed, route, driver behavior | Shows patterns of unsafe driving, route violations |
| Dashcam | Video of road ahead, some record cab interior | Captures actual accident, driver behavior, road conditions |
Critical Data Points:
- Speed Before Crash: Proves speeding or excessive speed for conditions
- Brake Application: Shows when and how hard brakes were applied
- Throttle Position: Reveals if driver was accelerating or coasting
- Following Distance: Calculated from speed and deceleration data
- Hours of Service: Proves fatigue and HOS violations
- GPS Location: Confirms route and timing
- Fault Codes: May reveal known mechanical issues driver ignored
Why This Data Wins Cases: ECM/ELD data is objective and tamper-resistant. It directly contradicts driver claims of “I wasn’t speeding” or “I hit my brakes immediately.” This data has led to multi-million dollar verdicts in trucking cases.
The 30-Day Danger: ECM data can be overwritten in as little as 30 days—or immediately if the truck is put back in service. ELD data may only be retained for 6 months. Once gone, this evidence is gone forever.
That’s why we send spoliation letters within 24 hours. Every day you wait, critical evidence disappears.
Catastrophic Injuries: When Life Changes Forever
The physics of 18-wheeler accidents make catastrophic injuries the norm, not the exception. Understanding these injuries—and their lifetime costs—is essential to pursuing full compensation.
The Physics of Devastation
Size and Weight Disparity:
- Fully loaded 18-wheeler: Up to 80,000 pounds
- Average passenger car: 3,500-4,000 pounds
- The truck is 20-25 times heavier than your car
Impact Force: Force = Mass × Acceleration. An 80,000-pound truck at 65 mph carries approximately 80 times the kinetic energy of a car. This energy transfers to the smaller vehicle in a crash.
Stopping Distance: An 18-wheeler at 65 mph needs approximately 525 feet to stop—nearly two football fields. A car at 65 mph needs about 300 feet. This 40% longer stopping distance means trucks cannot avoid obstacles as quickly.
Traumatic Brain Injury (TBI)
What It Is: TBI occurs when sudden trauma causes damage to the brain. In 18-wheeler accidents, extreme forces cause the brain to impact the inside of the skull.
Severity Levels:
| Level | Symptoms | Prognosis |
|---|---|---|
| Mild (Concussion) | Confusion, headache, brief loss of consciousness | Usually recovers, but may have lasting effects |
| Moderate | Extended unconsciousness, memory problems, cognitive deficits | Significant recovery possible with rehabilitation |
| Severe | Extended coma, permanent cognitive impairment | Lifelong disability, may require 24/7 care |
Common Symptoms:
- Headaches, dizziness, nausea
- Memory loss, confusion
- Difficulty concentrating
- Mood changes, depression, anxiety
- Sleep disturbances
- Sensory problems (vision, hearing, taste)
- Speech difficulties
- Personality changes
Long-Term Consequences:
- Permanent cognitive impairment
- Inability to work
- Need for ongoing care and supervision
- Increased risk of dementia and Alzheimer’s
- Depression and emotional disorders
Lifetime Care Costs: $85,000 to $3,000,000+ depending on severity
Attorney911 Experience: We’ve recovered $1.5 million to $9.8 million for traumatic brain injury victims. As client Glenda Walker told us after her case settled, “They fought for me to get every dime I deserved.”
Spinal Cord Injury
What It Is: Damage to the spinal cord that disrupts communication between the brain and body, often resulting in paralysis.
Types of Paralysis:
| Type | Definition | Impact |
|---|---|---|
| Paraplegia | Loss of function below the waist | Cannot walk, may affect bladder/bowel control |
| Quadriplegia | Loss of function in all four limbs | Cannot walk or use arms, may need breathing assistance |
| Incomplete Injury | Some nerve function remains | Variable—may have some sensation or movement |
| Complete Injury | No nerve function below injury | Total loss of sensation and movement |
Level of Injury Matters:
- Higher injuries (cervical spine) affect more body functions
- C1-C4 injuries may require ventilator for breathing
- Lower injuries (lumbar) affect legs but not arms
Lifetime Care Costs:
- Paraplegia (low): $1.1 million+
- Paraplegia (high): $2.5 million+
- Quadriplegia (low): $3.5 million+
- Quadriplegia (high): $5 million+
These figures represent direct medical costs only—not lost wages, pain and suffering, or loss of quality of life.
Amputation
Types of Amputation:
- Traumatic Amputation: Limb severed at the scene due to crash forces
- Surgical Amputation: Limb so severely damaged it must be surgically removed
Common in 18-Wheeler Accidents Due To:
- Crushing forces from truck impact
- Entrapment requiring amputation for extraction
- Severe burns requiring surgical removal
- Infections from open wounds
Ongoing Medical Needs:
- Initial surgery and hospitalization
- Prosthetic limbs ($5,000 – $50,000+ per prosthetic)
- Replacement prosthetics throughout lifetime
- Physical therapy and rehabilitation
- Occupational therapy for daily living skills
- Psychological counseling
Impact on Life:
- Permanent disability
- Career limitations or total disability
- Phantom limb pain
- Body image and psychological trauma
- Need for home modifications
- Dependency on others for daily activities
Attorney911 Experience: We’ve recovered $1.9 million to $8.6 million for amputation victims. In one case, we secured $3.8 million for a client who lost a limb after a car crash led to medical complications.
Severe Burns
How Burns Occur in 18-Wheeler Accidents:
- Fuel tank rupture and fire
- Hazmat cargo spills and ignition
- Electrical fires from battery/wiring damage
- Friction burns from road contact
- Chemical burns from hazmat exposure
Burn Classification:
| Degree | Depth | Treatment |
|---|---|---|
| First | Epidermis only | Minor, heals without scarring |
| Second | Epidermis and dermis | May scar, may need grafting |
| Third | Full thickness | Requires skin grafts, permanent scarring |
| Fourth | Through skin to muscle/bone | Multiple surgeries, amputation may be required |
Long-Term Consequences:
- Permanent scarring and disfigurement
- Multiple reconstructive surgeries
- Skin graft procedures
- Chronic pain
- Infection risks
- Psychological trauma
Internal Organ Damage
Common Internal Injuries:
- Liver laceration or rupture
- Spleen damage requiring removal
- Kidney damage
- Lung contusion or collapse (pneumothorax)
- Internal bleeding (hemorrhage)
- Bowel and intestinal damage
Why Dangerous:
- May not show immediate symptoms
- Internal bleeding can be life-threatening
- Requires emergency surgery
- Organ removal affects long-term health
Wrongful Death
When a Trucking Accident Kills:
Wrongful death claims allow surviving family members to recover compensation when a loved one is killed by another’s negligence.
Who Can Bring a Wrongful Death Claim in Colorado:
- Surviving spouse
- Children (minor and adult)
- Parents (if no spouse or children)
- Estate representative
Types of Claims:
- Wrongful Death Action: Compensation for survivors’ losses (grief, loss of companionship, financial support)
- Survival Action: Compensation for decedent’s pain and suffering before death, medical expenses, and funeral costs
Damages Available:
- Lost future income and benefits
- Loss of consortium (companionship, care, guidance)
- Mental anguish and emotional suffering
- Funeral and burial expenses
- Medical expenses before death
- Pain and suffering experienced by decedent
- Punitive damages (if gross negligence or willful misconduct)
Colorado Wrongful Death Specifics:
- Statute of Limitations: 2 years from date of death
- Damage Caps: Colorado caps non-economic damages at $300,000 (adjustable to $500,000 with clear and convincing evidence)
- No cap on economic damages: Lost income, medical expenses, funeral costs are fully recoverable
Attorney911 Experience: We’ve recovered $1.9 million to $9.5 million for families who lost loved ones in trucking accidents. We understand that no amount of money can replace your family member—but holding the trucking company accountable can provide resources for your family’s future and prevent similar tragedies.
Insurance Coverage: Why Trucking Cases Are High-Value
Federal law requires commercial trucking companies to carry minimum liability insurance far exceeding typical auto policies. This higher coverage means catastrophic injuries can actually be compensated, rather than leaving victims with unpaid medical bills.
Federal Minimum Liability Limits
| Cargo Type | Minimum Coverage | Typical Garfield County Applications |
|---|---|---|
| Non-Hazardous Freight (10,001+ lbs GVWR) | $750,000 | General freight, retail goods, most commercial loads |
| Oil/Petroleum (10,001+ lbs GVWR) | $1,000,000 | Oilfield equipment, water haulers, fracking supplies |
| Large Equipment (10,001+ lbs GVWR) | $1,000,000 | Heavy machinery, construction equipment, oversized loads |
| Hazardous Materials (All) | $5,000,000 | Chemical transport, explosives, radioactive materials, certain oilfield chemicals |
Many carriers carry $1-5 million or more in coverage, especially those operating in Colorado’s challenging mountain terrain where accident severity is higher.
Types of Damages Recoverable
Economic Damages (Calculable Losses):
| Category | What’s Included | Why It Matters in Garfield County |
|---|---|---|
| Medical Expenses | Past, present, and future medical costs | Mountain accidents often require air ambulance to Denver or Grand Junction—extremely expensive |
| Lost Wages | Income lost due to injury and recovery | Garfield County’s oil and gas jobs pay well—lost income can be substantial |
| Lost Earning Capacity | Reduction in future earning ability | Permanent injuries may end careers in physically demanding industries |
| Property Damage | Vehicle repair or replacement | Total loss common in truck collisions |
| Out-of-Pocket Expenses | Transportation to medical appointments, home modifications | Rural location means long drives to specialists |
| Life Care Costs | Ongoing care for catastrophic injuries | May require relocation to urban area for specialized care |
Non-Economic Damages (Quality of Life):
| Category | What’s Included | Colorado-Specific Considerations |
|---|---|---|
| Pain and Suffering | Physical pain from injuries | Colorado caps at $300,000 (adjustable to $500,000) |
| Mental Anguish | Psychological trauma, anxiety, depression | Part of non-economic damage cap |
| Loss of Enjoyment | Inability to participate in activities | Colorado’s outdoor lifestyle makes this significant |
| Disfigurement | Scarring, visible injuries | Separate from pain and suffering in some calculations |
| Loss of Consortium | Impact on marriage/family relationships | Spouse’s separate claim in Colorado |
| Physical Impairment | Reduced physical capabilities | Permanent disability compensation |
Punitive Damages (Punishment for Gross Negligence):
Punitive damages may be available when the trucking company or driver acted with:
- Gross negligence
- Willful misconduct
- Conscious indifference to safety
- Fraud (falsifying logs, destroying evidence)
Colorado-Specific Punitive Damage Rules:
- Capped at the amount of compensatory damages awarded
- Requires clear and convincing evidence of willful and wanton conduct
- Not available in all cases—requires egregious conduct beyond ordinary negligence
The Attorney911 Advantage: Why Garfield County Families Choose Us
When you’re facing a trucking company after a catastrophic accident, you need more than a lawyer—you need a fighter. Here’s what sets Attorney911 apart:
Ralph Manginello: 25+ Years of Trucking Litigation Experience
Ralph Manginello has been fighting for injury victims since 1998. His credentials include:
- Federal Court Admission: U.S. District Court, Southern District of Texas—critical for interstate trucking cases
- Dual-State Licensure: Texas and New York—handling cases that cross state lines
- Fortune 500 Experience: Litigated against BP in the Texas City Refinery explosion ($2.1 billion in total industry settlements)
- Multi-Million Dollar Results: Documented settlements including $5+ million for traumatic brain injury, $3.8+ million for amputation, $2.5+ million for truck crashes
Ralph doesn’t just handle cases—he personally involves himself in every major trucking accident. As client Dame Haskett said, “Ralph reached out personally. Consistent communication and not one time did I call and not get a clear answer.”
Lupe Peña: The Insurance Defense Advantage
Our associate attorney Lupe Peña spent years working at a national insurance defense firm before joining Attorney911. This gives our clients an unfair advantage:
| What He Learned on the Inside | How It Helps You |
|---|---|
| How insurance companies VALUE claims | He knows their formulas and can maximize your recovery |
| How adjusters are TRAINED | He recognizes their manipulation tactics immediately |
| What makes them SETTLE | He knows when they’re bluffing and when they’ll pay |
| How they MINIMIZE payouts | He counters every tactic they use against you |
| How they DENY claims | He knows how to fight wrongful denials |
| Claims valuation software (Colossus, etc.) | He understands how algorithms undervalue your suffering |
As Lupe told ABC13 Houston in our $10 million University of hazing lawsuit, “If this prevents harm to another person, that’s what we’re hoping to do. Let’s bring this to light. Enough is enough.”
Multi-Million Dollar Case Results
Our track record speaks for itself. We’ve recovered $50+ million for Texas families, with specific documented results including:
| Case Type | Injury | Settlement Result |
|---|---|---|
| Workplace/Logging Accident | Traumatic Brain Injury + Vision Loss | $5+ Million |
| Car Accident + Medical Complication | Partial Leg Amputation | $3.8+ Million |
| Commercial Trucking | Truck Crash Recovery | $2.5+ Million |
| Maritime/Jones Act | Back Injury | $2+ Million |
| Wrongful Death | Fatal 18-Wheeler Accidents | Millions (Multiple Cases) |
These aren’t just numbers—they represent lives rebuilt, families supported, and justice secured.
Client Satisfaction: 4.9 Stars, 251+ Reviews
Our clients consistently tell us we’re different from other law firms. Here’s what they say:
Chad Harris: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”
Donald Wilcox: “One company said they would not accept my case. Then I got a call from Manginello… I got a call to come pick up this handsome check.”
Glenda Walker: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”
Kiimarii Yup: “I lost everything… my car was at a total loss, and because of Attorney Manginello and my case worker Leonor, 1 year later I have gained so much in return plus a brand new truck.”
Ernest Cano: “Mr. Manginello and his firm are first class. Will fight tooth and nail for you.”
Angel Walle: “They solved in a couple of months what others did nothing about in two years.”
Three Office Locations Serving Garfield County
With offices in Houston, Austin, and Beaumont, we serve trucking accident victims across Texas and beyond. For Garfield County clients, we offer:
- Remote consultations via phone and video
- Travel to Garfield County for case investigation and client meetings
- Coordination with local medical providers and experts
- Federal court capability for interstate trucking cases
Contingency Fee: No Fee Unless We Win
We work on a contingency fee basis:
- 33.33% if case settles before trial
- 40% if case goes to trial
You pay nothing upfront. We advance all investigation costs, expert fees, and litigation expenses. You never receive a bill from us. If we don’t win, you owe us nothing.
Spanish Language Services: Hablamos Español
Many trucking accident victims in Garfield County and across our service area speak Spanish as their primary language. Our associate attorney Lupe Peña is fluent in Spanish and provides direct representation without interpreters.
Hablamos Español. Llame al 1-888-ATTY-911.
Frequently Asked Questions: Garfield County 18-Wheeler Accidents
Immediate After-Accident Questions
What should I do immediately after an 18-wheeler accident in Garfield County?
If you’re able, take these steps immediately:
- Call 911 and report the accident—request medical assistance even if injuries seem minor
- Document the scene with photos and video if possible: all vehicles, damage, road conditions, skid marks, traffic signals, weather conditions
- Get the trucking company name, DOT number, driver information, and license plate numbers
- Collect witness contact information—names, phone numbers, email addresses
- Seek medical attention immediately, even if you feel okay—adrenaline masks serious injuries
- Do NOT give recorded statements to any insurance company
- Call an 18-wheeler accident attorney immediately—evidence disappears fast
Should I go to the hospital after a truck accident even if I feel okay?
Absolutely yes. Adrenaline masks pain after traumatic accidents. Internal injuries, traumatic brain injury, and spinal injuries may not show symptoms for hours or days. Garfield County’s rural location means you may need transport to Valley View Hospital in Glenwood Springs, St. Mary’s Hospital in Grand Junction, or even Denver for specialized trauma care. Delaying treatment also gives insurance companies ammunition to deny your claim by arguing your injuries weren’t caused by the accident.
What information should I collect at the truck accident scene in Garfield County?
Document everything possible:
- Truck and trailer license plates (front and rear)
- DOT number (required on truck door—usually starts with “USDOT”)
- Trucking company name and logo
- Driver’s name, CDL number, and contact information
- Photos of ALL vehicle damage (your vehicle, truck, trailer)
- Photos of the accident scene, road conditions, skid marks, debris field
- Photos of your injuries (bruises, cuts, visible trauma)
- Witness names and phone numbers
- Responding officer’s name and badge number
- Weather and road conditions
- Traffic signals, stop signs, road markings
Should I talk to the trucking company’s insurance adjuster?
No. Never. Do not give any recorded statements. Insurance adjusters work for the trucking company, not you. Anything you say will be used to minimize your claim. They’re trained to ask questions that make you admit partial fault or minimize your injuries. Our firm includes a former insurance defense attorney who knows exactly how these adjusters are trained to protect the trucking company’s interests. Let us handle all communications.
How quickly should I contact an 18-wheeler accident attorney in Garfield County?
Immediately—within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. The trucking company is already building their defense. We send spoliation letters within hours of being retained to preserve this evidence before it’s lost forever. In Garfield County’s remote location, physical evidence can also disappear—skid marks fade, debris gets cleared, vehicles get repaired or sold.
What is a spoliation letter and why is it important?
A spoliation letter is a legal notice demanding that the trucking company preserve all evidence related to the accident. This includes ECM/black box data, ELD logs, maintenance records, driver files, and more. Sending this letter immediately puts the trucking company on notice that destroying evidence will result in serious legal consequences—courts can instruct juries to assume destroyed evidence was unfavorable, impose monetary sanctions, or even enter default judgment.
Trucking Company & Driver Questions
Who can I sue after an 18-wheeler accident in Garfield County?
Multiple parties may be liable:
- The truck driver
- The trucking company/motor carrier
- The cargo owner or shipper
- The company that loaded the cargo
- Truck or parts manufacturers
- Maintenance companies
- Freight brokers
- The truck owner (if different from carrier)
- Government entities (for road defects)
We investigate every possible defendant to maximize your recovery. In Garfield County’s oil and gas economy, cargo owners and loading companies are frequently liable parties that other firms miss.
Is the trucking company responsible even if the driver caused the accident?
Usually yes. Under the doctrine of respondeat superior, employers are liable for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for negligent hiring, negligent training, negligent supervision, and negligent maintenance. The trucking company has deeper pockets and higher insurance limits—making them a critical defendant.
What if the truck driver says the accident was my fault?
Colorado uses a modified comparative negligence system with a 50% bar. If you’re found 50% or less at fault, your damages are reduced by your percentage of fault. If you’re 51% or more at fault, you recover nothing. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs—the data tells the true story.
What is an owner-operator and does that affect my case?
An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from all responsible parties. Owner-operators often carry separate insurance, creating additional coverage.
How do I find out if the trucking company has a bad safety record?
FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:
- CSA (Compliance, Safety, Accountability) scores
- Inspection history and out-of-service rates
- Crash history
- Safety rating
A poor safety record can prove the company knew it was putting dangerous drivers on the road. We also subpoena internal company records that aren’t publicly available.
Evidence & Investigation Questions
What is a truck’s “black box” and how does it help my case?
Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data—similar to airplane black boxes. This data shows:
- Speed before and during the crash
- Brake application timing
- Engine RPM and throttle position
- Whether cruise control was engaged
- GPS location
This objective data often directly contradicts what drivers claim happened. When a driver says “I wasn’t speeding” but the ECM shows 78 mph in a 65 zone, we have proof of negligence.
What is an ELD and why is it important?
Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents—and ELDs provide tamper-resistant proof.
How long does the trucking company keep black box and ELD data?
ECM data can be overwritten within 30 days or with new driving events. FMCSA only requires 6 months retention for ELD data. This is why we send spoliation letters immediately—once we notify them of litigation, they must preserve everything. Every day you wait, evidence disappears.
What records should my attorney get from the trucking company?
We pursue comprehensive documentation:
- ECM/Black box data
- ELD records
- Driver Qualification File
- Maintenance records
- Inspection reports
- Dispatch logs
- Drug and alcohol test results
- Training records
- Cell phone records
- Insurance policies
- The physical truck and trailer
Can the trucking company destroy evidence?
Once they’re on notice of potential litigation, destroying evidence is spoliation—a serious legal violation. Courts can:
- Instruct juries to assume destroyed evidence was unfavorable
- Impose monetary sanctions
- Enter default judgment in extreme cases
- Award punitive damages
Our spoliation letters put them on notice immediately and create serious consequences if they destroy anything.
FMCSA Regulations Questions
What are hours of service regulations and how do violations cause accidents?
FMCSA regulations limit how long truck drivers can operate:
- Maximum 11 hours driving after 10 hours off
- Cannot drive beyond 14th consecutive hour on duty
- 30-minute break required after 8 hours driving
- 60/70 hour weekly limits
Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely—especially on demanding mountain highways like I-70 through Garfield County.
What FMCSA regulations are most commonly violated in accidents?
The top violations we find:
- Hours of service violations (driving too long)
- False log entries (lying about driving time)
- Brake system deficiencies
- Cargo securement failures
- Drug and alcohol violations
- Unqualified drivers (no valid CDL or medical certificate)
- Failure to inspect vehicles
What is a Driver Qualification File and why does it matter?
FMCSA requires trucking companies to maintain a file for every driver containing employment application, driving record check, previous employer verification, medical certification, drug test results, and training documentation. Missing or incomplete files prove negligent hiring.
How do pre-trip inspections relate to my accident case?
Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.
Injury & Medical Questions
What injuries are common in 18-wheeler accidents in Garfield County?
Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:
- Traumatic brain injury (TBI)
- Spinal cord injuries and paralysis
- Amputations
- Severe burns
- Internal organ damage
- Multiple fractures
- Wrongful death
The rural location of Garfield County can complicate emergency response—air ambulance may be required to reach Level I trauma centers in Denver, adding critical time and massive expense.
How much are 18-wheeler accident cases worth in Garfield County?
Case values depend on many factors:
- Severity of injuries
- Medical expenses (past and future)
- Lost income and earning capacity
- Pain and suffering
- Degree of defendant’s negligence
- Insurance coverage available
Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions.
Colorado’s damage caps affect some cases—non-economic damages are capped at $300,000 (adjustable to $500,000)—but economic damages have no cap, and multiple defendants can create substantial recovery.
What if my loved one was killed in a trucking accident in Garfield County?
Colorado allows wrongful death claims by surviving family members. You may recover:
- Lost future income
- Loss of companionship and guidance
- Mental anguish
- Funeral expenses
- Punitive damages if gross negligence
Time limits apply—2 years from date of death in Colorado. Contact us immediately to protect your rights. The emotional trauma of losing a loved one is compounded by financial uncertainty—we help families navigate both.
Legal Process Questions
How long do I have to file an 18-wheeler accident lawsuit in Garfield County?
Colorado’s statute of limitations is 2 years from the date of your trucking accident. For wrongful death, it’s 2 years from the date of death. However, you should never wait. Evidence disappears quickly in trucking cases. The sooner you contact us, the stronger your case will be.
Special deadlines apply for government claims: If a government vehicle was involved, written notice is required within 180 days—much shorter than the general 2-year limit.
How long do trucking accident cases take to resolve?
Timelines vary:
- Simple cases with clear liability: 6-12 months
- Complex cases with multiple parties: 1-3 years
- Cases that go to trial: 2-4 years
We work to resolve cases as quickly as possible while maximizing your recovery. Colorado’s court system, particularly in rural jurisdictions like Garfield County, can have significant backlogs—we navigate these efficiently.
Will my trucking accident case go to trial?
Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court—and they offer better settlements to clients with trial-ready attorneys. We have the resources and experience to take your case all the way if necessary.
Do I need to pay anything upfront to hire your firm?
No. We work on contingency—you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.
Insurance Questions
How much insurance do trucking companies carry?
Federal law requires minimum liability coverage:
- $750,000 for non-hazardous freight
- $1,000,000 for oil, large equipment
- $5,000,000 for hazardous materials
Many carriers carry $1-5 million or more. This higher coverage means catastrophic injuries can actually be compensated.
What if multiple insurance policies apply to my accident?
Trucking cases often involve multiple policies:
- Motor carrier’s liability policy
- Trailer interchange coverage
- Cargo insurance
- Owner-operator’s policy
- Excess/umbrella coverage
- Your own UM/UIM coverage
We identify all available coverage to maximize your recovery. In Garfield County’s oil and gas industry, additional policies often apply through drilling contractors and equipment lessors.
Will the trucking company’s insurance try to settle quickly?
Often yes—and that’s a red flag. Quick settlement offers are designed to pay you far less than your case is worth before you understand the full extent of your injuries. Never accept any settlement without consulting an experienced trucking accident attorney first. Once you accept, you waive all future claims—even for injuries that haven’t appeared yet.
Your Next Step: Call Attorney911 Today
You’ve read about the physics that make 18-wheeler accidents catastrophic. You’ve learned about the federal regulations trucking companies violate. You understand that evidence disappears in 30 days and that multiple parties may be liable for your injuries.
Now you have a choice. The trucking company that hit you has already called their lawyers. Their insurance adjuster is already building a case against you. Every hour you wait, evidence is disappearing and their defense is getting stronger.
What are you going to do?
At Attorney911, we’re ready to fight for you. Ralph Manginello has spent 25+ years making trucking companies pay. Lupe Peña knows every insurance company tactic because he used to work for them. Our team has recovered $50+ million for families just like yours.
We offer:
- Free consultation—no cost, no obligation, just answers
- 24/7 availability—call anytime, day or night
- Contingency fee—you pay nothing unless we win
- Immediate evidence preservation—spoliation letters sent within 24 hours
- Spanish language services—Lupe Peña provides direct representation
Call 1-888-ATTY-911 right now. That’s 1-888-288-9911. Or call our direct line at (713) 528-9070.
The consultation is free. The advice is invaluable. And the sooner you call, the stronger your case will be.
Don’t let the trucking company win. Don’t let them push you around. Don’t let them pay you less than you deserve.
Fight back. Call Attorney911 today.
Attorney911 / The Manginello Law Firm, PLLC
Managing Partner: Ralph P. Manginello
Associate Attorney: Lupe E. Peña
Offices: Houston (Main), Austin, Beaumont
Serving Garfield County, Colorado and nationwide
1-888-ATTY-911 (1-888-288-9911)
ralph@atty911.com | lupe@atty911.com
attorney911.com
Hablamos Español. Llame a Lupe Peña al 1-888-ATTY-911 para una consulta gratis.