Motor Vehicle Accident Lawyers in Glenn Heights, Texas

If You’ve Been Injured in a Glenn Heights Car Accident, We’re Here to Help

Every year, thousands of Texas families have their lives turned upside down by motor vehicle accidents. If you or a loved one has been injured in a car crash, truck collision, or any other type of accident in Glenn Heights, Texas, you’re not alone. At Attorney911, we understand the physical, emotional, and financial toll these incidents can take. With over 25 years of experience serving accident victims across Texas, our team is ready to fight for the compensation you deserve.

Glenn Heights sits in the heart of Dallas County, where traffic on I-35E, I-20, and the surrounding highways creates a high-risk environment for accidents. Whether you were rear-ended on I-35E near the Glenn Heights exit, involved in a T-bone collision at the intersection of FM 664 and US 67, or struck by a distracted driver on one of our local roads, our Glenn Heights car accident lawyers have the expertise to handle your case.

Ralph Manginello, our founding attorney, has been protecting the rights of accident victims since 1998. His extensive experience in both state and federal courts—including his admission to the U.S. District Court for the Southern District of Texas—means he’s prepared to take on even the most complex cases. Lupe Peña, our associate attorney with years of experience working for insurance defense firms, brings insider knowledge that gives our clients a significant advantage when dealing with insurance companies.

When you call Attorney911 at 1-888-ATTY-911, you’re not just getting a law firm—you’re getting a team that treats you like family. As client Chad Harris shared, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” We know how overwhelming this time can be, and we’re here to guide you through every step of the legal process.

The Reality of Motor Vehicle Accidents in Glenn Heights and Dallas County

Texas consistently ranks among the most dangerous states for motor vehicle accidents. In 2024 alone, there were 251,977 people injured in Texas motor vehicle crashes—that’s one person injured every 2 minutes and 5 seconds. In Dallas County, where Glenn Heights is located, the situation is particularly concerning. With major highways like I-35E, I-20, and US 67 running through the area, along with busy local roads like FM 664 and Belt Line Road, our community sees more than its share of accidents.

In Glenn Heights specifically, we’ve observed several dangerous patterns:

• Rear-end collisions on I-35E during rush hour traffic
• Intersection accidents at high-traffic crossings like FM 664 and US 67
• Distracted driving incidents on local roads
• Truck accidents involving commercial vehicles traveling through our area
• Hit-and-run incidents that leave victims without clear recourse

The Texas Department of Transportation reports that in 2024, there was one reportable crash every 57 seconds in Texas. In Dallas County, where Glenn Heights is located, the numbers are equally sobering. These statistics aren’t just numbers—they represent real people whose lives have been disrupted by accidents that could have been prevented.

At Attorney911, we’ve seen firsthand how these accidents affect Glenn Heights families. Whether it’s a parent unable to work after a collision, a student facing mounting medical bills, or a family dealing with the loss of a loved one, the consequences can be devastating. That’s why we’re committed to helping Glenn Heights accident victims get the compensation they need to move forward.

Common Types of Motor Vehicle Accidents in Glenn Heights

Car Accidents (Tier 1 – Most Common)

Car accidents are by far the most common type of motor vehicle accident in Glenn Heights and throughout Dallas County. In 2024, there were over 250,000 people injured in car crashes across Texas, and many of these occurred right here in our community.

Common causes of car accidents in Glenn Heights:

• Distracted driving (texting, phone use, eating)
• Speeding and aggressive driving
• Failure to yield right-of-way
• Running red lights or stop signs
• Following too closely (tailgating)
• Driving under the influence of alcohol or drugs
• Poor weather conditions (rain, fog)
• Vehicle defects or maintenance issues

Common injuries from car accidents:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Lacerations and abrasions
• Psychological trauma (PTSD, anxiety, depression)

Why Glenn Heights sees so many car accidents:
Glenn Heights is situated at the intersection of several major highways and busy local roads. I-35E runs along the eastern edge of the city, while US 67 and FM 664 intersect in the heart of Glenn Heights. This high-traffic environment, combined with the area’s growing population, creates significant accident risks.

Attorney911’s experience with car accidents:
We’ve helped countless Glenn Heights residents recover compensation after car accidents. In one recent case, our client’s leg was injured in a car accident. Complications during treatment led to a partial amputation. This case settled in the millions, demonstrating our ability to handle even the most complex car accident cases.

As client Chavodrian Miles shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” This level of personalized care and attention is what sets Attorney911 apart from other firms.

What to do after a Glenn Heights car accident:

1. Seek medical attention immediately, even if you feel fine
2. Document everything with photos and videos
3. Exchange information with the other driver
4. Get contact information from any witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to insurance companies
7. Call Attorney911 at 1-888-ATTY-911 for a free consultation

Trucking and 18-Wheeler Accidents (Tier 1 – Most Dangerous)

Truck accidents are among the most dangerous types of motor vehicle collisions. In Texas, which leads the nation in fatal truck crashes, the statistics are alarming. In 2024, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries.

Why truck accidents are so severe:

• Size disparity: An 18-wheeler can weigh up to 80,000 pounds, while a typical passenger car weighs around 4,000 pounds
• Stopping distance: Large trucks require significantly more distance to stop than passenger vehicles
• Blind spots: Trucks have large blind spots where smaller vehicles can disappear from the driver’s view
• Cargo issues: Improperly loaded or secured cargo can cause accidents

Common causes of truck accidents in Glenn Heights:

• Driver fatigue (violating Hours of Service regulations)
• Distracted driving
• Speeding
• Improper maintenance
• Faulty equipment
• Improper loading
• Driving under the influence
• Aggressive driving
• Poor weather conditions

Federal regulations that apply to truck drivers:
The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for commercial truck drivers:

• Hours of Service (HOS) Rules:

  • Maximum 11 hours of driving after 10 consecutive hours off-duty
  • Cannot drive beyond the 14th consecutive hour on duty
  • 30-minute break required after 8 hours of driving
  • 60/70-hour weekly limits

• Electronic Logging Devices (ELDs):

  • Mandatory since 2017
  • Record engine hours, vehicle movement, miles driven, and location
  • Tampering with ELD data is a federal crime

• Driver Qualifications:

  • Minimum age 21 for interstate driving
  • Commercial Driver’s License (CDL) required
  • Regular medical certifications
  • Background checks and drug testing

Why trucking cases are more complex:
Trucking accidents often involve multiple liable parties, including:

• The truck driver
• The trucking company
• The cargo loader
• The vehicle manufacturer
• The maintenance company
• The shipper

This means there are often multiple insurance policies available to compensate victims, but it also means the legal process is more complex. Having an attorney with federal court experience, like Ralph Manginello, is crucial for these cases.

Attorney911’s trucking accident experience:
At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation. Our firm’s involvement in the BP explosion litigation demonstrates our ability to take on large corporations in complex cases.

Recent Texas trucking verdicts that show what’s possible:

• 2024 Oncor Electric: $37.5 million verdict (distracted truck driver)
• 2024 New Prime I-35 pileup: $44.1 million verdict (6 deaths)
• 2024 Ben E. Keith (Fort Worth): $35 million settlement
• 2024 Lopez v. All Points 360 (Amazon): $105 million verdict

What to do after a Glenn Heights truck accident:

1. Call 911 immediately
2. Seek medical attention, even if you feel fine
3. Document the scene with photos and videos
4. Get the truck driver’s information and the trucking company’s details
5. Preserve evidence (don’t let the truck leave the scene)
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 immediately—evidence disappears quickly

Drunk Driving Accidents (Tier 1 – Most Preventable)

Drunk driving accidents are particularly tragic because they’re 100% preventable. In Texas, alcohol-impaired driving accounts for 25.37% of all traffic fatalities—1,053 deaths in 2024 alone. In Dallas County, where Glenn Heights is located, drunk driving remains a significant problem.

Texas drunk driving statistics:

• 24,000+ DWI-related crashes in 2023
• 1 death every 39 minutes nationally from alcohol-impaired driving
• BAC 0.08% or higher is legally intoxicated in Texas (Texas Penal Code § 49.04)

Why drunk driving cases are different:

1. Criminal and civil consequences: The drunk driver may face criminal charges, and victims can pursue civil claims for compensation.
2. Dram shop liability: Bars, restaurants, and other establishments can be held liable if they served alcohol to an obviously intoxicated person who then caused an accident.
3. Punitive damages: Drunk driving often qualifies for punitive damages, which are designed to punish the defendant and deter similar behavior.

Texas Dram Shop Law (TABC § 2.02):
Under Texas law, establishments can be held liable if:

1. They served alcohol to someone who was obviously intoxicated at the time of service
2. The over-service was the proximate cause of the accident and damages

Signs of obvious intoxication that can trigger dram shop liability:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol
• Difficulty standing
• Making inappropriate comments
• Memory lapses

Who can be held liable under dram shop laws:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers (concerts, festivals)
• Hotels with bars or room service

Attorney911’s experience with drunk driving cases:
Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives our firm unique capabilities in handling drunk driving cases. We understand both the criminal and civil aspects of these cases, which allows us to build stronger claims for our clients.

In three separate DWI cases, we achieved dismissals by exposing weaknesses in the prosecution’s evidence:

1. A client charged with drunk driving based on a breath test—we proved the breathalyzer machines weren’t properly maintained, leading to dismissal
2. A client who drove home, hit a curb, and rolled his car—we discovered missing EMS notes and no breath/blood test, resulting in dismissal on the day of trial
3. A client charged with DUI/DWI where the primary evidence was a video field sobriety test—we proved the client didn’t appear drunk in the video, leading to dismissal

What to do after a Glenn Heights drunk driving accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene and the other driver’s behavior
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911—we’ll investigate both the drunk driver and any establishments that may have over-served them

Motorcycle Accidents (Tier 2 – High Risk)

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, there were 585 motorcyclist fatalities in Texas, and 37% of those killed were not wearing helmets.

Texas motorcycle accident statistics:

• 585 motorcyclist fatalities in 2024
• 90%+ of fatal victims are male
• Helmets reduce the risk of death by 37%
• Harris County leads Texas in motorcycle fatalities

Texas helmet law:

• Required for all riders under 21
• Riders 21+ may ride without a helmet if they:
  • Have completed an approved motorcycle safety course, OR
  • Have $10,000 or more in medical insurance coverage

Common causes of motorcycle accidents in Glenn Heights:

• Failure to yield right-of-way (most common cause)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents (often T-bone or head-on collisions)
• Speeding or reckless driving
• Road hazards (potholes, debris)
• Vehicle defects

The comparative negligence issue in motorcycle cases:
Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies often try to blame motorcyclists for accidents, even when the other driver was clearly at fault. Lupe Peña’s experience as a former insurance defense attorney gives us a significant advantage in countering these arguments.

What to do after a Glenn Heights motorcycle accident:

1. Seek medical attention immediately
2. Document the scene with photos and videos
3. Get contact information from witnesses
4. Preserve your helmet and riding gear as evidence
5. Do NOT give a recorded statement to insurance companies
6. Call Attorney911 at 1-888-ATTY-911—we know how to fight the insurance company’s blame game

Pedestrian Accidents (Tier 2 – Most Vulnerable)

Pedestrians are the most vulnerable road users, and accidents involving pedestrians often result in severe injuries or fatalities. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

Critical legal point for pedestrians:
Under Texas law, pedestrians ALWAYS have the right-of-way at intersections—even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. This legal protection gives pedestrians a significant advantage in accident claims.

Common causes of pedestrian accidents in Glenn Heights:

• Drivers failing to yield at crosswalks
• Distracted driving (texting, phone use)
• Speeding
• Failure to stop at stop signs or red lights
• Driving under the influence
• Poor visibility conditions
• Backing up without checking

Common injuries from pedestrian accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Severe lacerations
• Wrongful death

What to do after a Glenn Heights pedestrian accident:

1. Call 911 immediately
2. Seek medical attention, even if you feel fine
3. Document the scene with photos and videos
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to insurance companies
7. Call Attorney911 at 1-888-ATTY-911—we’ll protect your rights as a pedestrian

Rideshare Accidents (Uber/Lyft) (Tier 2 – Complex Insurance)

Rideshare services like Uber and Lyft have transformed transportation in Glenn Heights and across Texas. While these services offer convenience, they’ve also introduced complex insurance issues when accidents occur.

Rideshare industry scale:

• 11 billion trips in the US since 2010
• 17.4 million Uber trips daily
• 118 million Uber users worldwide

The critical issue: Rideshare insurance phases

One of the most confusing aspects of rideshare accidents is that insurance coverage varies dramatically depending on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only (Texas minimum: $30,000/$60,000/$25,000)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50,000/$100,000/$25,000
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Why this matters for victims:
The amount of insurance coverage available depends entirely on what the rideshare driver was doing at the exact moment of the accident. This creates a complex situation where victims may not know which insurance policy applies or how much coverage is available.

Who can be injured in rideshare accidents:

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Attorney911’s advantage in rideshare cases:
Lupe Peña’s experience working for insurance companies gives us unique insight into how rideshare insurance claims are handled. We know how to identify the correct insurance phase and maximize recovery for our clients.

What to do after a Glenn Heights rideshare accident:

1. Call 911 and report the accident
2. Seek medical attention
3. Document the scene with photos and videos
4. Get the rideshare driver’s information and the rideshare company’s details
5. Note whether the driver had a passenger or was on the way to pick one up
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911—we’ll navigate the complex insurance maze

Hit and Run Accidents (Tier 2 – Evidence Critical)

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims without clear recourse. In the US, someone is involved in a hit and run accident every 43 seconds.

Texas hit and run penalties (Texas Transportation Code § 550.021):

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in jail, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

The solution: Uninsured Motorist (UM) coverage
When the at-fault driver in a hit and run accident is unidentified, your own UM coverage can compensate you. This is why UM coverage is so important—it protects you when the other driver doesn’t have insurance or can’t be identified.

The evidence urgency in hit and run cases:

• Surveillance footage is typically deleted within 7-30 days
• Witnesses become harder to locate as time passes
• Physical evidence at the scene disappears quickly

What Attorney911 does for hit and run victims:
We send preservation letters to businesses near the accident scene to secure surveillance footage before it’s deleted. We also work with law enforcement to track down the at-fault driver and pursue all available insurance coverage.

What to do after a Glenn Heights hit and run accident:

1. Call 911 immediately
2. Seek medical attention
3. Document everything you remember about the other vehicle
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to your insurance company without consulting an attorney
7. Call Attorney911 at 1-888-ATTY-911—evidence disappears quickly

Tesla and Autopilot Accidents (Tier 2 – Emerging Issue)

As electric vehicles become more common in Glenn Heights and across Texas, we’re seeing a rise in accidents involving advanced driver-assistance systems like Tesla’s Autopilot and Full Self-Driving (FSD) features.

Notable Tesla/Autopilot crashes:

• May 2016, Williston, FL: Joshua Brown killed when Autopilot failed to detect a white 18-wheeler
• March 2018, Mountain View, CA: Apple engineer Walter Huang killed (case settled April 2024)
• December 2024, California: Genesis Mendoza killed in an Autopilot-related crash
• August 2025, Miami, FL: $240 million+ jury verdict against Tesla (landmark case)

Key liability arguments in Tesla/Autopilot cases:

1. Marketing claims: Tesla has marketed Autopilot and FSD as safer than human drivers, which may have led to overconfidence
2. Overreliance: Tesla’s marketing may have fostered driver overreliance on the systems
3. Known defects: Tesla knew about system limitations (e.g., inability to detect emergency vehicles) but continued selling the technology
4. Software updates: Tesla uses over-the-air (OTA) software updates instead of comprehensive fixes, which may be inadequate

NHTSA data on Tesla:

• Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
• December 2023: Tesla recalled 2+ million vehicles for Autopilot-related issues

Crash patterns in Tesla accidents:

• Tractor-trailer crossings
• Emergency vehicles with lights flashing
• Gore points and barriers
• Situations where drivers had their hands off the wheel

Attorney911’s experience with complex product liability cases:
Our firm’s involvement in the BP explosion litigation demonstrates our ability to take on large corporations in complex cases. Ralph Manginello’s admission to federal court is particularly valuable for Tesla cases, as product liability claims against manufacturers often end up in federal court.

What to do after a Glenn Heights Tesla/Autopilot accident:

1. Preserve all vehicle data
2. Document the scene thoroughly
3. Note whether Autopilot or FSD was engaged
4. Get contact information from witnesses
5. Do NOT give a recorded statement to Tesla or any insurance company
6. Call Attorney911 at 1-888-ATTY-911—we have experience taking on billion-dollar corporations

E-Scooter and E-Bike Accidents (Tier 3 – Growing Concern)

E-scooters and e-bikes have become increasingly popular in Glenn Heights and across Texas, but they’ve also introduced new safety concerns. These vehicles can travel at significant speeds and often share the road with larger vehicles, creating accident risks.

Texas e-bike classifications:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

Legal requirements for e-bikes in Texas:

• No license required for standard e-bikes
• No registration required
• Motor limit: 750W (1 horsepower) or less
• Speed limit: 28 mph maximum assisted speed
• No statewide helmet requirement (some cities like Austin require helmets for riders under 17)

If an e-bike exceeds these standards:

• Motor over 750W, speed over 28 mph, or throttle on Class 3 = NOT an “electric bicycle” under Texas law
• May require registration as a motor vehicle
• Different insurance and liability implications

E-bike accident liability:

• Motorists who strike e-bike riders
• E-bike manufacturers (product defects like battery fires or brake failures)
• Pedestrians struck by e-bikes
• Property owners (premises liability for poorly maintained paths)

What to do after a Glenn Heights e-scooter/e-bike accident:

1. Seek medical attention
2. Document the scene with photos and videos
3. Preserve the e-scooter or e-bike as evidence
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to insurance companies
7. Call Attorney911 at 1-888-ATTY-911—we understand the unique legal issues in these cases

Bus Accidents (Tier 3 – Complex Liability)

Bus accidents can involve multiple victims and complex liability issues. In 2024, there were 1,110 bus accidents in Texas, making our state the leader in total bus crashes nationwide.

Texas bus accident statistics:

• 1,110 bus accidents in 2024
• 17 fatal crashes
• 549 injury crashes
• Texas leads all states in total bus crashes

School bus statistics (2023):

• 2,523 school bus crashes
• 11 school bus deaths
• 63 serious injuries
• 10,000+ students injured during the 2021-22 school year

Liable parties in bus accidents:

• The bus driver (fatigue, distraction, impairment)
• The bus operator/company (inadequate training, negligent maintenance)
• The manufacturer (brake, tire, or safety equipment defects)
• Other drivers (third-party vehicles)
• Government entities (poor signage, road defects) – special notice requirements apply

What to do after a Glenn Heights bus accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene with photos and videos
4. Get the bus driver’s information and the bus company’s details
5. Get contact information from witnesses
6. Report the accident to police
7. Do NOT give a recorded statement to any insurance company
8. Call Attorney911 at 1-888-ATTY-911—bus accident cases require specialized legal knowledge

Construction Zone Accidents (Tier 3 – Preventable Tragedies)

Construction zones are particularly dangerous areas for accidents. In 2024, there were nearly 28,000 crashes in Texas work zones, resulting in 215 deaths—a 12% increase over the previous year.

Construction zone accident statistics:

• Nearly 28,000 crashes in Texas work zones (2024)
• 215 deaths (12% increase from previous year)
• Work zone fatalities increased 50% nationally from 2013 to 2023
• 60% of highway contractors reported crashes into work zones (2025 survey)
• 43% of contractors reported worker injuries from work zone crashes (2025 survey)

Real case example from Texas:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted to receiving a text message) rear-ended her. The force of the collision pushed her car into the path of another truck, resulting in a fatal accident.

Common causes of construction zone accidents:

• Speeding through work zones
• Failure to merge properly
• Distracted driving
• Improper signage
• Poorly marked lanes
• Confusing traffic patterns
• Driver unfamiliarity with the area

What to do after a Glenn Heights construction zone accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene with photos and videos, including any construction signage
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911—we’ll investigate all liable parties

Distracted Driving Accidents (Tier 3 – Modern Epidemic)

Distracted driving has become one of the most significant safety issues on Glenn Heights roads. In 2024, distracted driving caused 380 deaths in Texas.

Modern distractions contributing to accidents:

• Texting while driving
• Using social media apps (TikTok, Instagram, Snapchat)
• Streaming videos
• Using GPS navigation
• Eating and drinking
• Adjusting music or climate controls
• Talking to passengers
• Daydreaming

Texas law on distracted driving:
Texas bans texting while driving statewide. Some cities, including Dallas, have additional restrictions on cell phone use while driving.

Why distracted driving cases can be complex:

• Proving distraction often requires cell phone records
• Insurance companies may argue comparative negligence
• New technologies create new types of distractions

What to do after a Glenn Heights distracted driving accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene with photos and videos
4. Note any signs the other driver was distracted
5. Get contact information from witnesses
6. Report the accident to police
7. Do NOT give a recorded statement to any insurance company
8. Call Attorney911 at 1-888-ATTY-911—we know how to prove distraction

Weather-Related Accidents (Tier 3 – Texas Challenges)

Texas weather can be unpredictable, and severe weather conditions often contribute to accidents in Glenn Heights and across Dallas County.

Common weather-related accident causes:

• Rain and flooding (hydroplaning)
• Fog (reduced visibility)
• Ice and winter weather (Texas drivers are often unprepared)
• High winds (affecting large vehicles)
• Hail (damaging vehicles and distracting drivers)
• Sun glare (temporary blindness)

Why weather-related accidents can be complex:

• Insurance companies may argue that weather was the primary cause
• Comparative negligence issues often arise
• Determining liability requires careful investigation

What to do after a Glenn Heights weather-related accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene with photos and videos, including weather conditions
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911—we’ll investigate all factors contributing to the accident

Intersection Accidents (Tier 3 – High Risk Areas)

Intersections are among the most dangerous locations for accidents. In 2024, there were 1,050 deaths at intersections in Texas.

Common types of intersection accidents:

• T-bone collisions (side-impact)
• Left-turn accidents
• Rear-end collisions
• Head-on collisions
• Pedestrian accidents
• Bicycle accidents

Common causes of intersection accidents:

• Running red lights
• Failure to yield right-of-way
• Distracted driving
• Speeding
• Impaired driving
• Poor visibility
• Confusing signage

Dangerous intersections in the Glenn Heights area:
While specific statistics for Glenn Heights aren’t available, the following intersections in the broader Dallas County area are known to be particularly dangerous:

• I-35E and I-20 interchange
• US 67 and FM 664
• Belt Line Road and I-35E
• FM 1382 and US 67

What to do after a Glenn Heights intersection accident:

1. Call 911 immediately
2. Seek medical attention
3. Document the scene with photos and videos, including traffic signals
4. Get contact information from witnesses
5. Report the accident to police
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911—we’ll investigate all factors contributing to the accident

What to Do Immediately After a Glenn Heights Motor Vehicle Accident

The moments after a motor vehicle accident are critical. What you do in the first 48 hours can significantly impact your ability to recover compensation for your injuries.

Hour 1-6: Immediate Crisis Response

✅ Safety First: If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and set up warning triangles if available.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if injuries seem minor, it’s important to get checked by medical professionals.

✅ Medical Attention: If you’re injured, get to the ER immediately. Adrenaline can mask injuries—you may be hurt and not know it yet. In Glenn Heights, you can go to:

• Methodist Charlton Medical Center (nearest Level III trauma center)
• Baylor Scott & White Medical Center – Waxahachie
• Medical City Dallas Hospital (Level I trauma center)

✅ Document Everything:

• Take photos of ALL vehicle damage (every angle)
• Photograph the accident scene, road conditions, and traffic signals
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange Information:

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

✅ Witnesses:

• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup

✅ Physical Evidence:

• Secure damaged clothing, glasses, and personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet—preserve the damage

✅ Medical Records:

• Request copies of all ER and hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

✅ Insurance Communications:

• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

✅ Social Media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

• Speak with an experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for a free consultation
• Have your documentation ready

✅ Insurance Response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the extent of your injuries yet

✅ Evidence Backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and a family member
• Create a written timeline of events while your memory is fresh

Week One Priorities

✅ Medical Follow-Up:

• Continue documenting all injuries
• See specialists if recommended
• Follow ALL doctor recommendations (insurance watches for gaps)
• Get written work restrictions if needed

✅ Investigation Begins:

• Attorney obtains police report
• Preservation letters sent to all parties
• Surveillance footage secured before deletion
• Witness statements recorded

✅ Communication:

• Attorney handles ALL insurance communication
• You focus on recovery
• Document any pressure from insurance or other parties

Why Evidence Disappears So Quickly

One of the most important reasons to act quickly after an accident is that evidence disappears on a predictable schedule. Insurance companies know this, and they often delay cases hoping that evidence will be lost.

Evidence Deterioration Timeline

Timeframe	What Disappears	Why It Matters
Day 1-7	Witness memories peak, then begin fading immediately	Witnesses are harder to locate as days pass, and details become uncertain
Day 7-30	Surveillance footage is typically deleted	Gas stations: 7-14 days, Retail stores: 30 days, Ring doorbells: 30-60 days, Traffic cameras: 30 days
Month 1-2	Insurance companies solidify their defense position	Adjusters have built a file against you, and their settlement position hardens
Month 2-6	Trucking electronic data is deleted	ELD (Electronic Logging Device) data: 30-180 days, Black box data: can be overwritten, GPS/telematics: varies by company
Month 6-12	Witnesses graduate, move away, or their memories degrade	Witnesses become unreachable, and their memories are severely degraded
Month 12-24	Approaching the statute of limitations	Creates pressure to settle, and evidence is severely degraded

What Attorney911 Does to Preserve Evidence

Within 24 hours of being retained, we send preservation letters to ALL parties involved in your case. These letters legally require evidence to be preserved before automatic deletion.

Preservation letters are sent to:

• The other driver and their insurance company
• Trucking companies (for commercial vehicle accidents)
• Businesses near the accident scene (for surveillance footage)
• Employers (if the accident was work-related)
• Property owners (if premises liability may be involved)
• Government entities (if applicable)

Why this matters:
These letters legally require evidence preservation. Without them:

• Surveillance footage is deleted in 7-30 days
• ELD data is overwritten in 30-180 days
• Black box data can be overwritten
• Witnesses become unreachable
• Physical evidence at the scene disappears

Texas Motor Vehicle Law: What You Need to Know

Understanding Texas motor vehicle law is crucial for protecting your rights after an accident. Here’s what you need to know:

Statute of Limitations

The statute of limitations is the legal deadline for filing a lawsuit. In Texas, the statute of limitations for motor vehicle accident cases is governed by the Texas Civil Practice & Remedies Code § 16.003.

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident
Minors	Tolled until 18	Then 2 years

Exceptions:

• Discovery Rule: The statute of limitations may start later if the injury or its cause wasn’t immediately discoverable
• Defendant Absence: The statute is tolled if the defendant leaves Texas
• Mental Incapacity: The statute is tolled during incapacity

Critical Point: If you miss the deadline, your case is barred forever. You cannot extend or waive the statute of limitations.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This is governed by the Texas Civil Practice & Remedies Code § 33.001.

How it works:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you are 51% or more at fault, you recover nothing

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters:
Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Attorney911’s advantage:
Lupe Peña’s experience as a former insurance defense attorney gives us unique insight into how insurance companies assign fault. He knows the arguments they use and how to counter them effectively.

Texas Minimum Auto Insurance Requirements

Texas is an at-fault state, meaning the at-fault driver’s insurance is responsible for compensating victims. Texas law requires all drivers to carry minimum auto insurance coverage:

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
• Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage is critical for protection
• Texas allows inter-policy stacking (combining coverage from multiple policies)

Texas Legal Terms You Should Know

Term	Definition
Negligence	Failure to act with the level of care a reasonable person would exercise. To prove negligence, you must show: duty, breach, causation, and damages.
Duty of Care	The legal obligation to act reasonably. Drivers must obey traffic laws, maintain proper lookout, and control their speed.
Breach of Duty	A violation of the duty of care through action or inaction.
Causation	The defendant’s breach directly caused the plaintiff’s injuries (“but for” test).
Proximate Cause	The injuries were a foreseeable result of the defendant’s actions.
Liability	Legal responsibility for harm caused. The defendant is “liable” when proven negligent.
Economic Damages	Quantifiable financial losses: medical bills, lost wages, property damage, future earnings. There is NO CAP on economic damages in Texas.
Non-Economic Damages	Intangible losses: pain and suffering, mental anguish, physical impairment, loss of consortium, disfigurement. There is NO CAP on non-economic damages except in medical malpractice cases.
Punitive/Exemplary Damages	Damages designed to punish the defendant for gross negligence or malice. Capped at the greater of $200,000 OR 2x economic damages + 1x non-economic damages (max $750,000 for non-economic portion).
Dram Shop Liability	Bars and restaurants can be held liable if they serve alcohol to an obviously intoxicated person who then causes an accident (Texas Alcoholic Beverage Code § 2.02).
Respondeat Superior	An employer can be held liable for an employee’s negligence if it occurred within the scope of employment. This is critical for trucking and rideshare accidents.
Vicarious Liability	One party can be held liable for another’s actions (e.g., a parent company for a subsidiary).
UM/UIM Coverage	Uninsured/Underinsured Motorist coverage. Texas allows inter-policy stacking.
Bad Faith	An insurance company’s unreasonable denial or delay of a valid claim. This can lead to violations of the Texas Insurance Code.
Contingency Fee	An attorney fee structure where you pay nothing unless the case wins. Typically 33-40% of the recovery.
Subrogation	Your health insurer’s right to recover from your settlement what they paid for your treatment.
Lien	A third party’s claim against your settlement (e.g., medical providers, Medicare, Medicaid).
Wrongful Death	A claim brought by surviving family members for the death of a loved one caused by negligence.
Survival Action	A claim for damages the deceased would have recovered if they had survived (e.g., pain before death, medical bills).

Proving Liability: Building Your Case

To win your motor vehicle accident case in Texas, you must prove four elements of negligence:

1. Duty of Care

All drivers have a legal duty to operate their vehicles safely. This includes:

• Obeying traffic laws
• Maintaining a proper lookout
• Controlling speed
• Being prepared to react to changing conditions

Commercial drivers, like truck drivers, have an even higher duty of care due to the size and potential danger of their vehicles.

2. Breach of Duty

You must show that the at-fault driver violated their duty of care. Examples include:

• Speeding
• Running a red light or stop sign
• Texting while driving
• Driving under the influence
• Following too closely
• Failing to yield right-of-way
• Driving while fatigued

3. Causation

You must prove that the breach of duty directly caused your injuries. This involves two parts:

• Actual Cause (“But For” Test): But for the defendant’s actions, you would not have been injured
• Proximate Cause: Your injuries were a foreseeable result of the defendant’s negligent conduct

4. Damages

You must show that you suffered actual harm. This can include:

• Physical injuries
• Medical expenses
• Lost wages
• Property damage
• Pain and suffering
• Emotional distress

Evidence Types and Sources

Building a strong case requires gathering various types of evidence:

Physical Evidence:

• Vehicle damage photographs (all angles)
• Skid marks, debris, and road damage
• Damaged personal property (clothing, glasses, phone)
• Weather and road conditions at the time of the accident

Documentary Evidence:

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses
• Medical records and bills
• Employment records (for lost wages)
• Cell phone records (proving distraction)

Electronic Evidence:

• ELD (Electronic Logging Device) data from trucks
• Vehicle black box/EDR (Event Data Recorder)
• GPS/telematics data
• Dashcam footage
• Social media posts (theirs, not yours)

Testimonial Evidence:

• Witness statements
• Expert witness testimony
• Medical expert opinions
• Accident reconstruction specialists

Multiple Liable Parties

In many motor vehicle accidents, there are multiple parties who may be liable:

Trucking Accidents:

• Truck driver (negligent operation)
• Trucking company (negligent hiring, supervision, or maintenance)
• Cargo loader (improper loading causing instability)
• Vehicle manufacturer (defective parts)
• Maintenance company (improper repairs)

Rideshare Accidents:

• Rideshare driver
• Rideshare company (Uber/Lyft)
• Other at-fault drivers
• Vehicle owner (if different from driver)

Drunk Driving Accidents:

• Drunk driver
• Bar or restaurant (dram shop liability)
• Social host (in limited circumstances)
• Liquor store (if they sold alcohol to an obviously intoxicated person)

The more liable parties there are, the more insurance policies may be available to compensate you.

Expert Witnesses

Attorney911 works with various types of expert witnesses to build strong cases:

Expert Type	What They Prove
Accident Reconstructionist	How the crash occurred, who was at fault, speeds, angles of impact
Medical Experts	The extent of your injuries, future treatment needs, permanent impairment
Life Care Planner	The lifetime cost of care for catastrophic injuries
Vocational Expert	Your lost earning capacity and inability to return to prior work
Economist	The present value of future losses and wage calculations
Biomechanical Engineer	How your injuries were caused by the collision forces
Trucking Industry Expert	FMCSA violations and industry standards
Human Factors Expert	Perception-reaction time and visibility issues

Damages and Compensation: What You Can Recover

If you’ve been injured in a motor vehicle accident in Glenn Heights, you may be entitled to various types of compensation.

Types of Damages

Economic Damages (No Cap in Texas):
These are quantifiable financial losses:

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from the date of the accident to the present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries
Property Damage	Vehicle repair or replacement, personal property (e.g., damaged phone, glasses)
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):
These are intangible losses:

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations
Disfigurement	Scarring, permanent visible injuries affecting your appearance
Loss of Consortium	Impact on your marriage and family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):
These are available in cases of gross negligence, fraud, or malice. In Texas, they’re capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (max $750,000 for non-economic portion)

Punitive damages are often available in drunk driving cases.

Settlement Ranges by Injury Type

Settlement amounts vary widely based on the severity of injuries, the clarity of liability, and other factors. Here are general ranges for common injury types:

Soft Tissue Injuries (Whiplash, Sprains, Strains):

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain & Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain & Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain & Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain & Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

• Past Medical: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain & Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

• Past Medical: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain & Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis:
Lifetime care costs vary significantly based on the level of injury:

Injury Level	First Year Costs	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

Settlement Range: $4,770,000-$25,880,000

Amputation:

• Past Medical: $170,000-$480,000
• Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
• Lost Wages: $20,000-$100,000
• Lost Earning Capacity: $200,000-$1,000,000
• Pain & Suffering: $1,000,000-$5,000,000
• Settlement Range: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult):

• Funeral and Burial: $10,000-$20,000
• Medical Expenses Before Death: $50,000-$500,000
• Lost Financial Support: $1,000,000-$4,000,000
• Loss of Companionship: $500,000-$3,000,000
• Mental Anguish: $250,000-$1,500,000
• Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Nuclear Verdicts: What They Mean for Your Case

Nuclear verdicts are jury awards exceeding $10 million. In recent years, Texas has seen a significant increase in these large verdicts, particularly in motor vehicle accident cases.

Recent Texas Motor Vehicle Nuclear Verdicts:

Year	Case	Amount
2024	Hatch v. Jones (car accident wrongful death)	$81,720,000
2024	Frito-Lay Warehouse (vehicle collision)	$72,000,000
2024	Lopez v. All Points 360 (Amazon)	$105,000,000
2024	New Prime I-35 pileup (6 deaths)	$44,100,000
2024	Oncor Electric (trucking)	$37,500,000
2024	Ben E. Keith (Fort Worth trucking)	$35,000,000
2023	Johnson v. Union Pacific (train)	$557,000,000
2021	Ramsey v. Landstar (trucking)	$730,000,000
2017	Kindred v. Delbosque (drunk driving)	$301,000,000,000 (largest jury verdict in US history)

Why nuclear verdicts matter for your case:
Insurance companies fear nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those that go to trial. Attorney911’s trial readiness and multi-million dollar track record give us leverage in every negotiation.

Settlement Multiplier Method: How Insurance Calculates Your Claim

Insurance companies often use a multiplier method to calculate settlement offers. Here’s how it works:

The Formula:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (soft tissue, quick recovery)	1.5 – 2
Moderate injuries (broken bones, months recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

Example – Minor Injury:

• Medical expenses: $10,000
• Multiplier: 1.5
• Pain & suffering: $15,000
• Lost wages: $3,000
• Total: $28,000

Example – Severe Injury:

• Medical expenses: $100,000
• Multiplier: 4
• Pain & suffering: $400,000
• Lost wages: $50,000
• Total: $550,000

Factors That Increase the Multiplier (Push Toward 4-5):

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct was egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)
• Permanent restrictions on work or activities

Factors That Decrease the Multiplier (Push Toward 1.5-2):

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Why Lupe’s Experience Matters:
Lupe Peña calculated these multipliers for years using insurance company formulas. He knows:

• When to push for a higher multiplier (4-5 vs. 2-3)
• Which factors insurance weighs most heavily
• How to document cases to justify higher multipliers
• When the multiplier method undervalues a case (catastrophic injuries)
• When to abandon the multiplier method and demand policy limits

We Don’t Accept Low Multipliers:

• Insurance offers a 1.5× multiplier for a severe injury? We fight for 4-5×
• We document permanency, impact, and severity
• We prepare for trial if they won’t pay a fair multiplier
• Our multi-million dollar results prove we don’t accept low multipliers

Factors That Maximize Your Case Value

Clear Liability Factors:

• Other driver ran a red light (traffic camera proof)
• Other driver was drunk (BAC 0.15+)
• Other driver fled the scene (hit and run)
• Other driver was cited by police
• Multiple witnesses confirm fault

Severe Injury Factors:

• Surgery required
• Permanent disability
• Scarring or disfigurement
• Traumatic brain injury
• Spinal cord injury
• Amputation

High Medical Bills:

• Emergency surgery
• ICU stay
• Months of physical therapy
• Future medical needs
• Life care plan

Significant Lost Wages:

• High earner ($100,000+ salary)
• Can’t return to work
• Permanent career change required
• Lost earning capacity over decades

Sympathetic Plaintiff:

• Young (long life ahead)
• Children depending on you
• Pregnant at the time of the accident
• Elderly (vulnerable)
• Hard worker, good person

Egregious Defendant Conduct:

• Drunk driving
• Texting while driving
• Fleeing the scene
• Prior DWI convictions
• Commercial driver violations

Strong Evidence:

• Video of the accident
• Multiple witnesses
• Police report favors you
• Electronic data (black box, ELD)
• Expert witness testimony

Factors That Decrease Case Value (What to Avoid)

Disputed Liability:

• No witnesses
• Conflicting accounts
• No police report
• Comparative fault issues

Gaps in Medical Treatment:

• Missed appointments
• Stopped treating
• Didn’t follow doctor’s orders
• Long gaps between visits

Pre-Existing Conditions:

• Prior injuries to the same body part
• Existing medical conditions
• Previous accidents
• (Note: You can still recover for aggravation of pre-existing conditions, but it complicates the case)

Social Media Mistakes:

• Posted about the accident
• Photos showing activity
• Check-ins at locations
• Friends posting about you

Recorded Statements:

• Gave a statement to insurance without an attorney
• Said something that hurts your case
• Minimized your injuries
• Accepted partial fault

Delayed Attorney Hiring:

• Waited months to hire an attorney
• Evidence already lost
• Surveillance footage deleted
• Witnesses gone

This is why calling Attorney911 immediately (1-888-ATTY-911) maximizes your case value.

Insurance Tactics: How They Try to Screw You

At Attorney911, we have a unique advantage in dealing with insurance companies. Lupe Peña, our associate attorney, spent years working for a national insurance defense firm. He knows exactly how insurance companies operate because he used to be on their side.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Now, he uses that insider knowledge to fight for accident victims like you. Here are the tactics insurance companies use to minimize or deny your claim—and how we counter them:

Tactic #1: Quick Contact & Recorded Statement Trap (Days 1-3)

What Insurance Companies Do:
Within hours or days of your accident, insurance adjusters will contact you. They’ll act friendly and helpful, saying things like:

• “We just want to help you”
• “We need to get your side of the story to process your claim”
• “This is routine, everyone does this”
• “It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize the severity of the collision
“You were able to walk away from the scene?”	Suggest your injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

Everything you say is documented, recorded, transcribed, and will be used against you. You cannot take it back.

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company
• Giving a statement without an attorney almost always hurts your case
• Insurance companies know this—that’s why they push so hard

How Attorney911 Counters:

• DO NOT give a recorded statement without us
• Once you hire Attorney911, we become your voice
• All calls go through us
• You don’t talk to adjusters
• We prepare you properly if a statement becomes absolutely necessary
• We sit with you during any statements
• We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer Trap (Weeks 1-3)

What Insurance Companies Do:
Within days or weeks of your accident, the insurance company will offer you quick money:

• Typical offers: $2,000-$5,000
• Sometimes $10,000-$15,000 if they’re scared
• Sounds good when you have zero money and mounting bills

They Create Artificial Urgency:

• “This offer expires in 48 hours”
• “I can only get approval for this amount right now”
• “Take it or leave it”
• “This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet. Here’s what often happens:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release, can’t reopen the claim
You pay $100,000 out of pocket	Insurance pays nothing more

The release is permanent and final.

How Attorney911 Counters:

• NEVER settle before Maximum Medical Improvement (MMI)
• MMI is when you’ve reached your maximum medical recovery
• Could be 6 months, 12 months, or 24+ months depending on your injuries
• You can’t know the true value of your case until MMI
• We know their offers are always lowball
• Lupe calculated these lowball offers for years—he knows they’re offering 10-20% of the true value

Tactic #3: “Independent” Medical Exam (IME) Scheme (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They select doctors based on:

• Who gives