Car Accident Lawyers in Hewitt, Texas – Protecting Your Rights After a Crash

If you’ve been injured in a car accident in Hewitt, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes in 2024 alone, the roads can be dangerous places. When you’re dealing with physical pain, emotional stress, and financial uncertainty after a collision in Hewitt or McLennan County, you need an experienced legal team that understands both the medical and legal complexities of car accident cases.

At Attorney911, we know how overwhelming this time can be. That’s why our Hewitt car accident lawyers are here to fight for you. With Ralph Manginello’s 25+ years of experience handling motor vehicle accident cases across Texas, we have the knowledge and resources to pursue maximum compensation for your injuries. Whether you were hit on I-35, involved in a collision at a busy Hewitt intersection, or injured in a crash anywhere in McLennan County, our team is ready to help.

The Reality of Car Accidents in Hewitt and McLennan County

In Texas, a car accident occurs every 57 seconds, and someone is injured every 2 minutes and 5 seconds. These aren’t just statistics – they represent real people whose lives are changed in an instant. Hewitt and the surrounding McLennan County area are no exception to these dangers.

Common causes of car accidents in Hewitt include:

• Distracted driving (a factor in 380 Texas traffic deaths in 2024)
• Speeding and aggressive driving
• Failure to yield right of way
• Running red lights and stop signs
• Drunk or impaired driving
• Poor weather conditions
• Vehicle equipment failures

Many of these accidents occur on busy local roads and highways like:

• I-35, which runs through the region
• US-84 (Waco Drive)
• Loop 340
• Hewitt Drive
• Sun Valley Boulevard

Dangerous intersections in the area often see high numbers of collisions due to heavy traffic patterns and driver inattention.

Common Injuries from Car Accidents in Hewitt

Car accidents can result in a wide range of injuries, from minor to life-altering. Some of the most common injuries we see in Hewitt car accident cases include:

Whiplash and Soft Tissue Injuries

These are among the most frequent injuries in car accidents, particularly in rear-end collisions. While often considered “minor,” whiplash can cause chronic pain and long-term complications.

Herniated or Bulging Discs

The force of a collision can cause damage to the spinal discs, leading to herniation. These injuries often require extensive treatment and can result in permanent limitations.

Broken Bones and Fractures

From simple fractures to complex breaks requiring surgery, broken bones are common in car accidents. Common fractures include:

• Arms and wrists (from bracing against impact)
• Legs and hips (from dashboard impact)
• Ribs (from seatbelt pressure)
• Facial bones (from airbag deployment)

Traumatic Brain Injuries (TBI)

Even “minor” accidents can cause brain injuries that may not be immediately apparent. Symptoms can develop days or weeks after the accident and may include:

• Headaches
• Memory problems
• Mood changes
• Cognitive difficulties
• Vision problems

Spinal Cord Injuries

These catastrophic injuries can result in partial or complete paralysis, requiring lifetime medical care and assistance.

Internal Organ Damage

The force of a collision can cause internal bleeding and organ damage that may not be immediately apparent but can be life-threatening.

Psychological Injuries

Many accident victims develop post-traumatic stress disorder (PTSD), anxiety, depression, or driving phobias after a serious accident.

Why Hewitt Car Accident Victims Need Legal Representation

After a car accident in Hewitt, you might think you can handle the insurance claim process on your own. Unfortunately, insurance companies have one goal: to pay you as little as possible. They use sophisticated tactics to minimize or deny valid claims, and without legal representation, you’re at a significant disadvantage.

Here’s what Hewitt car accident victims often face when dealing with insurance companies:

• Lowball settlement offers made before the full extent of injuries is known
• Recorded statements used to twist your words against you
• Delays and denials designed to pressure you into accepting less
• Surveillance to catch you in “gotcha” moments
• Independent Medical Exams (IMEs) with doctors hired to minimize your injuries
• Blame-shifting to reduce their liability

At Attorney911, we level the playing field. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies operate because he used to work for them. This insider knowledge is your advantage when fighting for fair compensation.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Now, Lupe uses that knowledge to fight for victims, not against them. He understands the tactics insurance companies use to undervalue claims, and he knows how to counter them effectively.

What Makes Attorney911 Different from Other Hewitt Car Accident Lawyers

When you’re searching for a “car accident lawyer near me” in Hewitt, you’ll find many options. What sets Attorney911 apart is our unique combination of experience, resources, and commitment to our clients.

1. Insurance Defense Insider Knowledge

Lupe Peña’s years working for insurance companies give us an unfair advantage. He knows:

• How insurance companies value claims internally
• Which doctors they use for IMEs (he hired them)
• How they calculate settlement offers
• Their delay and deny tactics
• How to beat their algorithms

This insider knowledge means we don’t accept lowball offers – we know what your case is really worth.

2. Multi-Million Dollar Results

Our track record speaks for itself. We’ve recovered millions for car accident victims, including:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

These results prove we don’t settle cheap. We fight for the compensation our clients deserve.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission means we can handle complex cases that other firms can’t, including:

• Cases involving out-of-state defendants
• Federal regulatory violations (like FMCSA trucking regulations)
• Complex liability disputes
• Cases against large corporations

4. Personal Attention from Experienced Attorneys

Unlike high-volume firms where you’re just a case number, at Attorney911 you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means:

• Free consultation
• No upfront costs
• We don’t get paid unless we win your case
• You pay nothing unless we recover compensation for you

What to Do After a Car Accident in Hewitt, Texas

The actions you take in the hours and days after a car accident can significantly impact your ability to recover fair compensation. Here’s what you should do:

Immediate Steps (First 48 Hours)

1. Call 911 and Report the Accident

   • Even if the accident seems minor, call police to the scene
   • A police report is crucial evidence for your claim

2. Seek Medical Attention

   • Get checked by paramedics at the scene
   • Visit the emergency room or your doctor as soon as possible
   • Adrenaline can mask pain, so you may not feel injuries immediately
   • Delaying treatment gives insurance companies ammunition to deny your claim

3. Document Everything

   • Take photos of all vehicle damage (all angles)
   • Photograph the accident scene, road conditions, and traffic signals
   • Take pictures of visible injuries
   • Get contact information for all witnesses
   • Note the names and badge numbers of responding officers

4. Exchange Information

   • Other driver’s name, phone number, and address
   • Insurance company and policy number
   • Driver’s license number
   • Vehicle make, model, color, and license plate number

5. Call Attorney911 Immediately

   • 1-888-ATTY-911 (1-888-288-9911)
   • Don’t give recorded statements to any insurance company without legal representation
   • Don’t sign anything without consulting an attorney

Next Steps (Days 2-7)

1. Follow Up with Medical Care

   • Attend all follow-up appointments
   • Follow your doctor’s treatment plan
   • Keep records of all medical visits and expenses

2. Preserve Evidence

   • Save all accident-related documents
   • Don’t delete any photos, videos, or messages
   • Keep damaged clothing and personal items

3. Be Cautious with Insurance Companies

   • Refer all calls to your attorney
   • Don’t discuss your injuries or the accident
   • Don’t accept quick settlement offers

4. Stay Off Social Media

   • Insurance companies monitor social media for evidence to use against you
   • Make all profiles private
   • Don’t post about the accident, your injuries, or your activities

Long-Term Actions

1. Continue Medical Treatment

   • Follow through with all recommended care
   • Don’t have gaps in treatment (insurance will use this against you)

2. Document Your Recovery

   • Keep a journal of your pain levels and limitations
   • Note how the injuries affect your daily life

3. Work with Your Attorney

   • Provide all requested information promptly
   • Keep your attorney updated on your medical status
   • Don’t discuss your case with anyone except your legal team

How Attorney911 Handles Your Hewitt Car Accident Case

When you hire Attorney911 to handle your Hewitt car accident case, here’s what you can expect:

1. Immediate Evidence Preservation

Within 24 hours of being retained, we send preservation letters to:

• The other driver’s insurance company
• Any businesses near the accident scene (to preserve surveillance footage)
• The other driver’s employer (if applicable)
• Any government entities involved

These letters legally require evidence to be preserved before it’s automatically deleted.

2. Thorough Investigation

Our team conducts a comprehensive investigation, including:

• Obtaining police reports and 911 recordings
• Interviewing witnesses
• Reviewing medical records
• Analyzing accident scene photos
• Consulting with accident reconstruction experts when needed
• Obtaining electronic data (black boxes, ELDs for commercial vehicles)

3. Medical Documentation

We work with your medical providers to:

• Obtain complete medical records
• Document the full extent of your injuries
• Project future medical needs
• Establish the connection between the accident and your injuries

4. Insurance Negotiation

Using Lupe Peña’s insider knowledge, we:

• Calculate the true value of your claim
• Counter insurance company tactics
• Negotiate aggressively for fair compensation
• Prepare for trial if necessary

5. Settlement or Litigation

We prepare every case as if it’s going to trial. This approach:

• Shows insurance companies we’re serious
• Gives us maximum leverage in negotiations
• Ensures we’re ready if the case goes to court

Types of Compensation Available in Hewitt Car Accident Cases

If you’ve been injured in a car accident in Hewitt, you may be entitled to various types of compensation, including:

Economic Damages

These are quantifiable financial losses:

• Past and future medical expenses
• Lost wages
• Lost earning capacity (if you can’t return to your previous job)
• Property damage (vehicle repair or replacement)
• Out-of-pocket expenses (transportation to medical appointments, home modifications)

Non-Economic Damages

These compensate for intangible losses:

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement (scarring, permanent injuries)
• Loss of enjoyment of life
• Loss of consortium (impact on marital relationship)

Punitive Damages

In cases of gross negligence or intentional misconduct (like drunk driving), you may be entitled to punitive damages designed to punish the wrongdoer.

How Much Is My Hewitt Car Accident Case Worth?

The value of your car accident case depends on many factors, including:

1. Severity of Your Injuries

   • More severe injuries generally result in higher settlements
   • Permanent disabilities significantly increase case value

2. Medical Treatment Required

   • Cases requiring surgery are typically worth more
   • Long-term or ongoing treatment increases value

3. Impact on Your Life

   • How the injuries affect your daily activities
   • Whether you can return to work
   • Impact on your relationships and quality of life

4. Liability

   • Clear liability (other driver 100% at fault) increases value
   • Comparative fault (if you share some blame) reduces value

5. Insurance Coverage Available

   • Higher policy limits mean potential for higher recovery
   • Multiple insurance policies can increase available compensation

6. Evidence Strength

   • Strong evidence of fault increases case value
   • Clear medical documentation of injuries improves settlement potential

While we can’t guarantee a specific outcome, here are some general settlement ranges based on injury severity:

Injury Type	Medical Costs	Settlement Range
Soft Tissue (Whiplash, Sprains)	$6,000-$16,000	$15,000-$60,000
Broken Bone (Simple Fracture)	$10,000-$20,000	$35,000-$95,000
Broken Bone (Requiring Surgery)	$47,000-$98,000	$132,000-$328,000
Herniated Disc (Conservative Treatment)	$22,000-$46,000	$70,000-$171,000
Herniated Disc (Requiring Surgery)	$96,000-$205,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000+	$1,548,000-$9,838,000
Spinal Cord Injury/Paralysis	$500,000-$1,500,000+	$4,770,000-$25,880,000
Amputation	$170,000-$480,000+	$1,945,000-$8,630,000
Wrongful Death	Varies	$1,910,000-$9,520,000

Remember, every case is unique, and these ranges are general guidelines. The best way to understand the potential value of your specific case is to consult with an experienced Hewitt car accident lawyer.

Why Hewitt Car Accident Victims Choose Attorney911

When you’re searching for the “best car accident lawyer in Hewitt,” you want a firm that combines experience, resources, and a track record of success. Here’s why Hewitt residents choose Attorney911:

1. We Know Hewitt and McLennan County

While we serve clients across Texas, we have deep roots in the Hewitt area. We understand:

• Local traffic patterns and dangerous intersections
• The courts and judges in McLennan County
• The insurance adjusters who handle claims in this area
• The local medical providers and treatment options

2. We Prepare Every Case for Trial

Many car accident lawyers claim to be trial attorneys, but few actually go to trial. At Attorney911, we prepare every case as if it’s going to trial. This approach:

• Shows insurance companies we’re serious
• Gives us maximum leverage in negotiations
• Ensures we’re ready if the case goes to court

Our trial readiness is backed by real results, including multi-million dollar settlements and verdicts.

3. We Have the Resources to Fight for You

Handling a car accident case properly requires significant resources:

• Access to top medical experts
• Accident reconstruction specialists
• Investigative teams
• Advanced legal technology

We have these resources and aren’t afraid to use them to build the strongest possible case for you.

4. We Provide Personal Attention

As client Stephanie Hernandez shared:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

You’re not just a case number at Attorney911. You’ll work directly with Ralph Manginello, Lupe Peña, and our dedicated staff throughout your case.

5. We Speak Your Language

With Lupe Peña’s fluency in Spanish and our bilingual staff, we can communicate clearly with Spanish-speaking clients. As client Celia Dominguez said:

“Especially Miss Zulema, who is always very kind and always translates.”

6. We Don’t Get Paid Unless We Win

We work on a contingency fee basis, which means:

• Free initial consultation
• No upfront costs
• We advance all case expenses
• You pay nothing unless we recover compensation for you

Common Types of Car Accidents in Hewitt, Texas

Car accidents can happen in many ways, but some types are more common in the Hewitt area:

Rear-End Collisions

These are among the most common types of car accidents. They often occur when:

• Drivers are distracted (texting, eating, adjusting the radio)
• Following too closely
• Sudden stops in traffic
• Poor weather conditions

Even low-speed rear-end collisions can cause serious injuries like whiplash and herniated discs.

Head-On Collisions

These catastrophic accidents often result in severe injuries or fatalities. Common causes include:

• Wrong-way driving
• Crossing the center line
• Distracted driving
• Drunk driving

Side-Impact (T-Bone) Collisions

These accidents often occur at intersections when one driver fails to yield the right of way. They can be particularly dangerous because the side of a vehicle offers less protection than the front or rear.

Single-Vehicle Accidents

These accidents involve only one vehicle and can be caused by:

• Hitting a fixed object (tree, guardrail, utility pole)
• Rolling over
• Running off the road
• Hitting an animal

Even in single-vehicle accidents, you may have a claim against:

• The vehicle manufacturer (for defective parts)
• A government entity (for poor road design or maintenance)
• Another driver who caused you to swerve

Multi-Vehicle Pileups

These complex accidents often occur on highways like I-35 and can involve multiple liable parties. Determining fault in these cases requires thorough investigation.

Hit and Run Accidents

Unfortunately, hit and run accidents are common in Texas. If you’re the victim of a hit and run in Hewitt, your own uninsured motorist (UM) coverage may provide compensation.

Drunk Driving Accidents

With over 1,000 alcohol-related traffic deaths in Texas each year, drunk driving is a serious problem. If you’ve been injured by a drunk driver in Hewitt, you may be entitled to punitive damages in addition to compensatory damages.

How Long Do I Have to File a Car Accident Lawsuit in Texas?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This is known as the statute of limitations (Texas Civil Practice & Remedies Code § 16.003).

However, there are important exceptions and considerations:

• Wrongful death claims also have a 2-year statute of limitations, but it starts from the date of death, not the accident date.
• Claims against government entities (like city buses or road maintenance vehicles) have much shorter deadlines – typically 6 months.
• Minors have until their 20th birthday to file a claim (2 years after turning 18).

It’s critical to act quickly. Evidence disappears over time:

• Surveillance footage is typically deleted within 7-30 days
• Witness memories fade
• Vehicle damage is repaired
• Medical records may become harder to obtain

The sooner you contact a Hewitt car accident lawyer, the better your chances of preserving critical evidence and building a strong case.

What If I Was Partially at Fault for the Accident?

Texas uses a “modified comparative negligence” system with a 51% bar rule. This means:

• If you were 50% or less at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault.
• If you were 51% or more at fault, you cannot recover any damages.

For example:

• If you’re found 20% at fault and your damages are $100,000, you would recover $80,000.
• If you’re found 51% at fault and your damages are $100,000, you would recover $0.

Insurance companies often try to assign maximum fault to accident victims to reduce their payouts. Having an experienced Hewitt car accident lawyer on your side can help ensure fault is assigned fairly.

Should I Give a Recorded Statement to the Insurance Company?

No. Insurance adjusters often contact accident victims within days of the accident, asking for a recorded statement. They may sound friendly and helpful, but their goal is to gather information to use against you.

Common questions they ask and why they’re dangerous:

• “You’re feeling better now, right?” → They want you to say you’re improving so they can minimize your injuries.
• “It wasn’t that bad of an impact, was it?” → They want to minimize the severity of the accident.
• “You were able to walk away from the scene?” → They want to suggest your injuries aren’t serious.
• “Were you distracted at all?” → They want you to admit distraction so they can assign you fault.

What to do instead:

• Politely decline to give a statement
• Refer them to your attorney
• Say: “I need to speak with my lawyer first”

At Attorney911, we handle all communication with insurance companies so you don’t have to worry about saying something that could hurt your case.

How Long Will My Car Accident Case Take?

The timeline for a car accident case varies depending on several factors:

1. Severity of Your Injuries

   • We don’t settle your case until you’ve reached “Maximum Medical Improvement” (MMI) – the point where your condition has stabilized and future medical needs can be accurately assessed.
   • For minor injuries, this might take 3-6 months.
   • For serious injuries, it could take 12-24 months or longer.

2. Liability Disputes

   • If fault is clear, cases often settle more quickly.
   • If liability is disputed, we may need to conduct a thorough investigation, which takes time.

3. Insurance Company Cooperation

   • Some insurance companies negotiate in good faith.
   • Others use delay tactics, hoping you’ll accept a low offer out of frustration.

4. Court Schedules

   • If your case goes to trial, court schedules can add significant time.

While we can’t predict exactly how long your case will take, here’s a general timeline:

• First 3 months: Investigation, evidence gathering, initial treatment
• 3-12 months: Continued medical treatment, demand package preparation
• 6-18 months: Negotiation with insurance company
• 12-24 months: Filing lawsuit if necessary
• 18-36 months: Discovery, mediation, potential trial

What If the Other Driver Doesn’t Have Insurance?

Texas has one of the highest rates of uninsured drivers in the country – approximately 1 in 7 drivers on the road doesn’t have insurance. If you’re hit by an uninsured driver in Hewitt, you have several options:

1. Uninsured Motorist (UM) Coverage

If you have UM coverage on your own auto insurance policy, it can compensate you for:

• Medical expenses
• Lost wages
• Pain and suffering
• Property damage

2. Underinsured Motorist (UIM) Coverage

If the at-fault driver has insurance but not enough to cover your damages, UIM coverage can make up the difference.

3. Personal Injury Lawsuit

You can sue the at-fault driver directly, but if they don’t have insurance, they may not have assets to pay a judgment.

4. Other Insurance Policies

In some cases, other insurance policies may provide coverage, such as:

• Health insurance
• Homeowner’s insurance (if the accident happened on their property)
• Umbrella policies

At Attorney911, we thoroughly investigate all potential sources of compensation for our clients.

Can I Still Recover Compensation If I Wasn’t Wearing a Seatbelt?

Yes. Texas law does not prohibit you from recovering compensation if you weren’t wearing a seatbelt at the time of the accident. However, the insurance company may try to argue that your injuries would have been less severe if you had been wearing a seatbelt.

This is an example of comparative negligence – the insurance company may argue that you share some fault for your injuries. Under Texas law, as long as you’re found to be 50% or less at fault, you can still recover damages, though your compensation may be reduced by your percentage of fault.

What If I Was Injured as a Passenger?

If you were injured as a passenger in a car accident in Hewitt, you have the right to pursue compensation from:

• The driver of the vehicle you were in (if they were at fault)
• The driver of the other vehicle (if they were at fault)
• Both drivers (if both share fault)

As a passenger, you’re generally considered an innocent victim, which can make your case stronger. However, insurance companies may still try to minimize your claim, so it’s important to have legal representation.

What If My Loved One Was Killed in a Car Accident?

If you’ve lost a loved one in a car accident in Hewitt, you may be entitled to file a wrongful death claim. Texas law allows certain family members to pursue compensation for:

• Loss of financial support
• Loss of companionship
• Mental anguish
• Funeral and burial expenses
• Loss of inheritance

In addition to a wrongful death claim, you may be able to file a survival action, which seeks compensation for the damages the deceased would have been entitled to if they had survived, such as:

• Pain and suffering before death
• Medical expenses incurred before death
• Lost wages before death

At Attorney911, we handle wrongful death cases with compassion and dedication. As we’ve shared before:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

How Attorney911 Fights Insurance Company Tactics

Insurance companies use sophisticated tactics to minimize or deny valid claims. At Attorney911, we know these tactics inside and out – because Lupe Peña used them for years when he worked for insurance companies. Here are some of the most common tactics we see and how we counter them:

1. The Quick Cash Trap

What they do: Offer a quick, lowball settlement within days of the accident, before you know the full extent of your injuries.

Why it’s dangerous: If you accept their offer and later discover you need surgery or have permanent injuries, you can’t go back for more money.

How we fight it: We never settle before you’ve reached Maximum Medical Improvement. We know their initial offers are always too low.

2. The Recorded Statement Trap

What they do: Ask you to give a recorded statement, often while you’re still in the hospital or on pain medication.

Why it’s dangerous: They ask leading questions designed to get you to say things that hurt your case.

How we fight it: We handle all communication with insurance companies. You never give a statement without us.

3. The IME Scheme

What they do: Send you to an “Independent Medical Exam” with a doctor they’ve hired to minimize your injuries.

Why it’s dangerous: These doctors are paid by the insurance company and often find “no injury” or “pre-existing condition.”

How we fight it: Lupe knows these doctors – he hired them when he worked for insurance companies. We prepare you for the exam and challenge biased reports.

4. Surveillance Tactics

What they do: Hire private investigators to follow you and film your daily activities, looking for any activity that contradicts your injury claims.

Why it’s dangerous: They take innocent activities out of context to make it seem like you’re not really injured.

How we fight it: We warn you about surveillance and help you understand what activities might be misinterpreted.

5. The Delay, Deny, Defend Strategy

What they do: Delay processing your claim, hoping you’ll get frustrated and accept a low offer or give up entirely.

Why it’s dangerous: The longer they delay, the more financial pressure you feel to accept less.

How we fight it: We file lawsuits to force deadlines. We don’t let them drag out your case.

6. The Pre-Existing Condition Blame

What they do: Dig through your medical history to find any prior injury or condition to blame for your current symptoms.

Why it’s dangerous: They use old injuries to deny your claim or reduce your compensation.

How we fight it: We hire medical experts to prove how the accident aggravated your condition. The “eggshell plaintiff” rule means they take you as they find you.

Lupe Peña’s Insider Perspective

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

This insider knowledge is what sets Attorney911 apart from other Hewitt car accident lawyers.

Frequently Asked Questions About Car Accidents in Hewitt, Texas

What should I do immediately after a car accident in Hewitt, Texas?

If you’ve been in a car accident in Hewitt:

1. Call 911 and report the accident
2. Seek medical attention, even if you feel fine
3. Document everything: take photos of damage, injuries, and the scene
4. Exchange information with the other driver
5. Get witness contact information
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police to the scene. The police report is critical evidence for your claim. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Collect the following information:

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only. Do NOT:

• Discuss fault
• Apologize or say “I’m sorry” (can be used as admission)
• Give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

In Hewitt and McLennan County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video on uninsured and underinsured motorists: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

What if I have a pre-existing condition?

You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means they take you as they find you.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Do I have to see my lawyer’s doctor?

No. You should see your own doctors. Insurance companies may try to send you to their doctors for an “independent” exam, but these doctors are hired to minimize your injuries.

Watch our video: “Do I Have to See My Lawyer’s Doctor?” at https://www.youtube.com/watch?v=xfT0hr69ZWk

Can I file a lawsuit without a lawyer?

Yes, but it’s not recommended. Insurance companies have teams of lawyers working against you. Having an experienced Hewitt car accident lawyer levels the playing field.

Watch our video: “Can I File a Lawsuit Without a Lawyer?” at https://www.youtube.com/watch?v=XE3ogh7Yc8E

Why should I be proactive with my lawyer?

The more engaged you are in your case, the better the outcome. We need your input on medical treatment, how the accident has affected your life, and your goals for the case.

Watch our video: “Why You Must Be Proactive With Your Lawyer” at https://www.youtube.com/watch?v=Duku4vFoYpc

Why should my lawyer follow up every 2-3 weeks?

Regular communication ensures your case stays on track and nothing falls through the cracks. At Attorney911, we believe in consistent communication.

Watch our video: “Why Lawyer Should Follow Up Every 2-3 Weeks” at https://www.youtube.com/watch?v=BGer2miAgv4

Will you keep me updated on my case?

Yes. As client Jamin Marroquin said about Ralph Manginello: “He guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”

Watch our video: “Will You Keep Me Updated on My Case?” at https://www.youtube.com/watch?v=9JrQowOLv1k

How do I work with my lawyer for the best outcome?

Be honest, provide all requested information promptly, keep your attorney updated on your medical status, and communicate openly about your goals and concerns.

Watch our video: “How to Work With Your Lawyer for Best Outcome” at https://www.youtube.com/watch?v=BdWFBOU_5XY

What if I’m waiting for my case to settle?

It’s normal to feel anxious while waiting. We work as quickly as possible while ensuring we don’t settle for less than your case is worth.

Watch our video: “Waiting for Your Case to Settle?” at https://www.youtube.com/watch?v=PvVvpmuLinM

Is there a statute of limitations?

Yes. In Texas, it’s 2 years from the date of the accident for personal injury claims.

Watch our video: “Is There a Statute of Limitations?” at https://www.youtube.com/watch?v=MRHwg8tV02c

What mistakes can ruin my case?

• Giving recorded statement without attorney
• Accepting quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex – you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most footage is deleted within 7-30 days. We send preservation letters immediately.

What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” – this is a lie. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

Don’t Wait – Contact Attorney911 Today

If you’ve been injured in a car accident in Hewitt, Texas, don’t wait to get the legal help you need. Evidence disappears every day, and the insurance company is already building a case against you.

Call Attorney911 now for a free consultation:
1-888-ATTY-911 (1-888-288-9911)

We’re available 24/7 to take your call. Remember:

• Free consultation – no obligation
• No fee unless we win your case
• We advance all case costs
• We handle everything – you focus on recovery
• Se habla español

Don’t let the insurance company take advantage of you. With Attorney911 on your side, you have a former insurance defense attorney fighting for you. We know their tactics because Lupe used them for years – now he uses that knowledge to fight FOR you.

Call now: 1-888-ATTY-911