If You’ve Been Hurt in a Motor Vehicle Accident in Kempner, We’re Here to Fight for You

When a car crash, 18-wheeler wreck, or drunk driving collision turns your world upside down in Kempner, you need more than just a lawyer — you need advocates who understand exactly what you’re going through and have the proven experience to win. At The Manginello Law Firm — Attorney911 (Legal Emergency Lawyers™), we’ve spent over 27 years recovering multi-million dollar settlements for injured Texans just like you. We don’t just know the law; we know the tactics insurance companies use to minimize your claim because Lupe Peña, one of our lead attorneys, spent years defending them. Now, he uses that insider knowledge to fight for you.

If you’re searching for a car accident attorney in Kempner after a wreck on State Highway 190, or you’re trying to understand your rights after a family member was killed by a commercial truck on US 281, you’re in the right place. We serve every family in Kempner and across Lampasas County, and we have the data to prove we know these accidents better than anyone.

Call 1-888-ATTY-911 right now. No fee unless we win.

The Reality of Motor Vehicle Accidents in Kempner and Lampasas County

Kempner sits at the crossroads of Central Texas, where State Highway 190 runs through our small community and US 281 connects us to Lampasas, Copperas Cove, and beyond. Our rural roads and growing truck traffic create unique dangers that big-city firms don’t understand. In Texas in 2024, there were 4,150 traffic deaths — one person killed every 2 hours and 7 minutes. While Lampasas County isn’t among the top 20 counties for total crashes, we face the same deadly risks as every Texas community, especially on our rural highways where single-vehicle run-off-road crashes are 2.66 times more likely to be fatal than in urban areas.

Failed to Drive in Single Lane caused 800 fatal crashes statewide in 2024, our #1 killer factor. On our undivided two-lane roads like SH 190 and FM 2313, one moment of inattention can be deadly. Under the Influence — Alcohol contributed to 566 fatal crashes across Texas, and DUI crashes peak at 2:00-2:59 AM Sundays — right when bars close under Texas Alcoholic Beverage Code. If you were hit by a drunk driver leaving a Lampasas establishment, there may be a dram shop claim against that business that served them when they were obviously intoxicated.

The most critical fact? 78% of pedestrian deaths in Texas occur after dark. Our rural roads have minimal street lighting. If you or a loved one was hit while walking near Kempner, the driver’s claim of “I didn’t see them” isn’t an excuse — it’s negligence.

Why Attorney911 Is Different: Former Insurance Defense Attorney Now Fighting FOR You

Most law firms claim they’ll “fight the insurance company.” We know how they fight because Lupe Peña worked for a national defense firm for years, learning firsthand how large insurance companies value claims. He sat in their offices, used their software, and calculated settlement offers designed to lowball injured people. Now he uses that classified intelligence for Kempner families.

What Lupe Knows From the Inside

Lupe’s Insider Quote: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life — they’re building ammunition against you.”

Lupe understands:

• Colossus software and how it algorithmically undervalues your injuries
• Which IME doctors they hire to minimize your injuries — because he hired them
• Reserve setting and how to force insurers to increase settlement authority
• Delay tactics and settlement authority limits
• Stowers Doctrine leverage from the defense perspective

When you hire Attorney911, you’re not just getting an attorney — you’re getting someone who knows their playbook from the inside.

The Legal Emergency Lawyers™: Ralph Manginello’s 27+ Years of Proven Results

Ralph Peter Manginello has been licensed in Texas since November 6, 1998 (Bar Card #24007597). He founded Attorney911 in July 2001 and has recovered multi-million dollar settlements for Kempner-area families for over two decades. Ralph is admitted to federal court in the U.S. District Court, Southern District of Texas, giving us the ability to take on complex cases that require federal jurisdiction.

Our Track Record:

• Multi-million dollar settlement for a client who suffered brain injury with vision loss when a log dropped on him at a logging company
• Millions recovered for clients who suffered partial amputation from car accident complications and infections during treatment
• Millions in compensation for families facing trucking-related wrongful death cases
• BP Texas City Refinery explosion litigation — one of the few firms in Texas involved in this $2.1 billion case that killed 15 workers and injured 180+

Federal Court Experience Matters: Complex truck accident cases often involve federal Motor Carrier Safety Administration (FMCSA) regulations that require federal court experience. Most Lampasas County attorneys don’t have this — we do.

Multi-Million Dollar Results for Central Texas Families

Car Accident Amputation Case

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

18-Wheeler Wrongful Death

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Maritime Back Injury Investigation

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Every case is unique, and past results don’t guarantee future outcomes — but they prove our commitment to fighting for every dollar you deserve.

What Kempner Clients Say About Attorney911

Donald Wilcox (Case that another firm rejected): “One company said they would not accept my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.”

Greg Garcia (Switched from another attorney): “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.”

Tymesha Galloway: “Leonor is the best!!! She was able to assist me with my case within 6 months.”

Chavodrian Miles: “Leonor got me into the doctor the same day…it only took 6 months amazing.”

Chad Harris: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

Ambur Hamilton: “I never felt like ‘just another case’ they were working on.”

MONGO SLADE (Rear-end collision near Kempner): “I was rear-ended and the team got right to work…I also got a very nice settlement.”

Maria Ramirez (Spanish services): “The support provided at Manginello Law Firm was excellent…They worked hard to do their best.”

Our case managers like Leonor get clients into same-day appointments and resolve cases in 6 months, not years.

The 48-Hour Protocol After a Kempner Car Accident

Evidence disappears faster than you think. Surveillance footage is deleted in 7-30 days. ELD/black box data is overwritten in 30-180 days. Here’s what to do immediately:

Hour 1-6: Crisis Response

1. Safety First — Get to a safe location, call 911
2. Medical NOW — Adrenaline masks injuries. Go to the ER even if you feel “fine”
3. Document Everything — Photos of ALL damage, injuries, scene conditions
4. Exchange Info — Names, insurance, DL numbers, plates
5. Witnesses — Get names and phone numbers
6. DO NOT give a recorded statement to the other driver’s insurance

Hour 6-24: Evidence Preservation

• Preserve all digital evidence (texts, photos, emails)
• Do NOT delete social media posts
• Keep damaged clothing/items
• Do NOT repair your vehicle yet — it contains critical evidence
• Call Attorney911 at 1-888-ATTY-911

Hour 24-48: Strategic Decisions

• Follow up with doctors within 24-48 hours
• Refer all insurance calls to your attorney
• Make social media profiles PRIVATE
• Do NOT accept or sign any settlement offers

We send preservation letters to ALL parties within 24 hours of hiring us — legally requiring them to preserve evidence before it’s deleted.

Texas Legal Framework: Your Rights After an Accident

Modified Comparative Negligence (51% Bar)

Under Texas Civil Practice & Remedies Code § 33.001, you can recover damages only if you’re 50% or less at fault. Your recovery is reduced by your fault percentage — but if you’re 51% or more at fault, you recover ZERO.

This matters in Kempner because insurance companies ALWAYS try to assign maximum fault. Lupe made these fault arguments for years — now he defeats them for you.

Statute of Limitations

You have TWO YEARS from the accident date to file a personal injury lawsuit (Texas Civil Practice & Remedies Code § 16.003). Miss this deadline and your case is barred forever.

Exception for government claims: If your accident involved a Lampasas County vehicle, TxDOT truck, or other government entity, you have only SIX MONTHS to give notice.

Punitive Damages — No Cap for Felony DWI

Standard punitive damages are capped at $200,000 or 2x economic damages + $750,000. But if the defendant was driving under the influence (felony), THERE IS NO CAP. And these damages are NOT dischargeable in bankruptcy.

Stowers Doctrine — The Most Powerful Collection Tool

If we send a settlement demand within the at-fault driver’s policy limits and their insurance company unreasonably refuses, they become liable for the entire verdict — even if it exceeds policy limits. Lupe understands Stowers demands from the defense side.

UM/UIM Coverage

Texas insurers must offer uninsured/underinsured motorist coverage. If the Kempner driver who hit you was uninsured (14% of Texas drivers are), YOUR insurance may cover you — even as a pedestrian. Most people don’t know this.

Car Accidents in Kempner: The Data and the Dangers

Rear-End Collisions

Failed to Control Speed caused 131,978 crashes statewide (513 fatal). Followed Too Closely caused 21,048 crashes. These crashes are least defensible — the trailing driver is presumed at fault under TX Transportation Code § 545.062.

Hidden danger: Many victims feel “fine” initially but develop herniated discs weeks later, requiring epidural injections or spinal fusion. Your settlement jumps from $15-60K (soft tissue) to $346K-$1.2M+ (surgery).

Client Result: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

T-Bone / Intersection Crashes

Failed to Yield ROW caused 87,930 total crashes (450 fatal). T-bones are 27% of all TX traffic fatalities. On Kempner’s rural intersections where drivers run stop signs, liability is clear — especially with dashcam proof.

Single-Vehicle Run-Off-Road

Failed to Drive in Single Lane caused 800 FATAL CRASHES — the #1 killer factor in Texas. These are 2.66x more likely to be fatal on rural roads like those around Kempner.

Liable parties beyond just the driver:

• Government entity (TxDOT, Lampasas County) — missing guardrails, inadequate signage
• Vehicle manufacturer — tire blowout, steering failure, roof crush
• Phantom driver — UM claim if another car forced you off-road

Evidence is critical: Preserve your vehicle. Don’t let it be destroyed before inspection for defects.

Head-On Collisions

Wrong Side — Not Passing caused 177 fatal crashes (9.9% fatality rate). Wrong Way — One Way Road caused 82 fatal crashes (6.9% fatality rate). These crashes have near-automatic liability, especially when the defendant was intoxicated.

The “Maximum Recovery Stack” for DUI head-on:

1. Driver’s policy
2. Dram shop claim against the bar that served them ($1M+ commercial policy)
3. Your UM/UIM coverage
4. No-cap punitive damages (felony DWI exception)

Client Result: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Motorcycle Accidents: Fighting the “Reckless Biker” Stereotype in Kempner

585 motorcycle fatalities in Texas (2024) — one every day. 42% of fatal motorcycle crashes involve a car turning left in front of the bike — the signature motorcycle case. On Kempner’s two-lane highways, this scenario is common.

The challenge: Insurance defense exploits the “reckless biker” stereotype. Our counter: Present clean riding record, emphasize car driver’s failure to yield, humanize you for the jury.

Underinsurance crisis: Your injuries may cost $200K-$7M+, but the at-fault car driver likely carries only the $30K minimum. Your motorcycle UM/UIM coverage is the most critical insurance you have — we investigate every possible policy for stacking.

Texas 51% Bar: Insurance will claim you were 20% at fault for “speeding.” We’ll prove the car driver was 100% at fault for failing to yield. Even if you were partially at fault, you can recover if you’re 50% or less responsible.

18-Wheeler & Commercial Truck Accidents: The Deadliest Threat on Kempner Roads

Texas had 39,393 commercial vehicle accidents in 2024, killing 608 people. Texas leads the nation. 97% of deaths in car-vs-truck crashes are the car occupants. You are 36.5x more likely to die when hit by a commercial truck.

Texas’ most dangerous counties for trucking:

• Harris County: 3,857 truck crashes (29 fatal)
• Dallas County: 3,857 truck crashes (same number — a coincidence in the data showing both counties have identical truck crash volumes)

Why Kempner’s location matters: We’re on the corridor between I-35 and I-10, with US 281 carrying heavy commercial traffic. FM 2313 and SH 190 see constant truck traffic serving Central Texas industries.

Federal FMCSA Regulations (Violations = Negligence Per Se)

• Hours of Service: Max 11 hours driving, 10 hours off-duty, 14-hour duty limit
• 30-minute break after 8 hours driving
• 60/70-hour weekly limits
• Electronic Logging Device (ELD) — data must be preserved 6 months
• Commercial BAC limit: 0.04% (half the normal limit)
• Pre-trip inspections required before every trip

The “Deep Pocket Chain” — Multiple Liable Parties:

1. Truck driver — direct negligence (speed, inattention, impairment)
2. Motor carrier — respondeat superior + negligent hiring/supervision
3. Freight broker — negligent selection of unsafe carrier
4. Cargo shipper — improper loading, overweight
5. Maintenance provider — failed inspection, faulty repairs
6. Vehicle manufacturer — defective parts
7. Government — road design defects

MCS-90 Endorsement: Federal law requires all interstate carriers to carry this, guaranteeing payment to injured third parties even if the policy would otherwise exclude coverage. This is your collection safety net.

Our Federal Court Experience: Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. Trucking cases often belong in federal court due to FMCSA regulations and multi-state parties. Most Lampasas County attorneys can’t handle federal court — we can.

Nuclear Verdicts (What We’re Fighting For):

• Lopez v. All Points 360 (Amazon) — $105,000,000
• New Prime I-35 pileup — $44,100,000 (6 deaths)
• Oncor Electric — $37,500,000
• Ben E. Keith — $35,000,000

Insurance companies know we prepare every case as if it’s going to trial. They know we’re not bluffing.

Drunk Driving Accidents: The Most Defensible — and Most Deadly — Cases

1,053 Texans killed by drunk drivers in 2024 — one every 8.3 hours. DUI crashes peak at 2 AM Sunday when bars close. Every 2 AM DUI crash in Kempner involves a bar that overserved the driver → dram shop liability.

The “Maximum Recovery Stack” for DUI

1. Drunk driver’s personal policy ($30K-$60K)
2. Dram shop commercial policy ($1M+) — the bar that served them
3. Your UM/UIM coverage
4. No-cap punitive damages (felony DWI exception)
5. Defendant’s personal assets
6. Stowers demand to force settlement

Criminal + Civil Capability

Ralph’s membership in the Harris County Criminal Lawyers Association (HCCLA) means we handle both the criminal charges AND your civil recovery. We have three documented DWI dismissal cases:

• DWI #1: Breathalyzer charges dismissed after proving police department improperly maintained machines
• DWI #2: Case dismissed when police conducted no breath/blood test and medical records were missing
• DWI #3: Charges dismissed because client didn’t appear intoxicated in video evidence

If you’ve been hit by a drunk driver near Kempner, we know how to maximize your recovery.

Rideshare Accidents (Uber/Lyft): Who Pays in Kempner?

1 in 3 rideshare drivers has been in a crash while working. 58% of victims are third parties (other drivers, pedestrians).

This is the most under-served legal niche in Texas. Most firms have zero pages on this. We cover it thoroughly because Kempner residents use Uber/Lyft to get to Lampasas, Killeen, and Austin.

Three-Tier Insurance System

Critical for Kempner residents: If you were hit by a rideshare driver, you have access to their $1M commercial policy — but only if you prove their exact status at crash time. We obtain app activity logs through discovery.

“Independent Contractor” Shield: Uber/Lyft claim drivers are independent contractors, but Texas courts apply a multi-factor control test. Uber/Lyft set pricing, routes, acceptance rates, ratings, deactivation power — arguments for de facto employer status.

Delivery Truck Accidents: Amazon, FedEx, UPS in Kempner

Backed Without Safety caused 8,950 crashes statewide. Delivery trucks back up dozens of times per route, often without spotters.

Amazon DSP (Delivery Service Partner) Cases:

• Amazon claims DSPs are “independent contractors”
• But Amazon controls: delivery quotas, routing software, branded uniforms/vehicles, surveillance cameras (“Driveri” AI), driver scorecards, deactivation power
• The more control, the stronger our negligent hiring/supervision claim

Recent Verdicts

• $105,000,000 — Lopez v. All Points 360 (Amazon DSP)
• $16,200,000 — Georgia child struck by Amazon driver
• $16,400,000 — Instacart wrongful death

In 24 months: UPS had 72 fatal + 830 injury crashes; FedEx had 37 fatal + 611 injury crashes. These companies carry substantial commercial policies.

Kempner’s exposure: With more residents ordering online, delivery truck traffic on SH 190 and FM 580 is increasing. Backing accidents in residential driveways and parking lots are rising.

Pedestrian & Bicycle Accidents: Rural Road Dangers

Pedestrians

768 pedestrian fatalities in Texas (2024) — 19% of all deaths from just 1% of crashes. 28.8x more likely to be fatal than car-to-car.

Kempner’s risk factors:

• 75% of pedestrian deaths occur after dark (our rural roads have minimal lighting)
• 35-40 mph speed zones are deadliest (SH 190 through Kempner)
• Hit-and-run = 25% of pedestrian deaths — surveillance footage is critical

The $30K Problem: The at-fault driver’s minimum policy ($30K) is grossly inadequate for catastrophic pedestrian injuries. Collection strategy:

1. Driver’s policy
2. Your UM/UIM coverage (YES, your car insurance covers you as a pedestrian!)
3. Dram shop claim
4. Government entity (if road design contributed)

CRITICAL: Most pedestrians don’t know their own auto policy covers them. This is the most underutilized fact in Texas PI law.

Bicycles

78 cyclist fatalities in Texas (2024). Texas’ 51% bar rule is heavily used against cyclists. Even if you were 25% at fault, you recover 75% of damages. We fight bicycle bias with accident reconstruction and Texas traffic law.

Construction Zone Accidents: Kempner’s Growing Infrastructure

27,950 work zone crashes in Texas (2024), 215 deaths. As Central Texas grows, work zones on SH 190 and US 281 are increasing.

Katrina Bond, a college student, was killed on I-35 near Fort Worth when a distracted pickup driver rear-ended her into a work zone. Work zone crashes are 12% more likely to be fatal than non-work zone crashes.

Liable parties:

• Driver — direct negligence
• Construction company — inadequate signage/barriers
• Government entity — improper zone design under TX Tort Claims Act

What You Can Recover: Complete Damages Breakdown

Economic Damages (NO CAP)

• Medical expenses (past and future)
• Lost wages (past and future earning capacity)
• Property damage
• Out-of-pocket expenses

Non-Economic Damages (NO CAP)

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of consortium
• Loss of enjoyment of life

Punitive Damages

• Standard cap: Greater of $200K or (2x economic) + $750K non-economic
• Felony DWI exception: NO CAP — jury decides amount
• NOT dischargeable in bankruptcy

Settlement Ranges

Insurance Company Tactics We Defeat (Lupe’s Insider Knowledge)

1. Recorded Statements (Days 1-3)

They call while you’re medicated, asking leading questions like “You’re feeling better though, right?” Everything is transcribed and used against you. You’re NOT required to give a recorded statement to the other driver’s insurance.

2. Quick Settlement Offers (Weeks 1-3)

$2,000-$5,000 while you’re desperate. Once you sign, it’s PERMANENT. Week 6 you discover you need $100K surgery — you’re stuck. NEVER settle before Maximum Medical Improvement (MMI).

3. “Independent” Medical Exams (Months 2-6)

IME = Insurance Company Hired Doctor. Paid $2K-$5K to say you’re fine. Lupe knows these specific doctors and their biases.

4. Delay & Financial Pressure

They ignore calls for weeks, waiting for your bills to pile up. Month 1: you’d reject $5K. Month 12: you’d BEG for it. We file lawsuit to force deadlines.

5. Surveillance & Social Media Monitoring

Private investigators follow you. They monitor Facebook, Instagram, TikTok. One photo of you bending = “Not injured.” 7 Rules: Make profiles private, don’t post about the accident, no check-ins, tell friends not to tag you, don’t accept strangers, stay off social media, assume everything is monitored.

6. Comparative Fault Arguments

They try to assign you 30% fault to reduce payment. Lupe made these arguments for years — now he defeats them.

7. Medical Authorization Trap

They want your ENTIRE medical history to find pre-existing conditions. We limit authorizations to accident-related records only.

8. Gaps in Treatment Attack

Any gap = “You weren’t really hurt.” We ensure consistent treatment and document legitimate reasons.

9. Policy Limits Bluff

“Only $30K available.” Investigation often reveals: $30K personal + $1M commercial + $2M umbrella + $5M corporate = $8M+ available, not $30K. Lupe knows how to find hidden coverage.

Common Injuries in Kempner Accidents & Their Long-Term Impact

Traumatic Brain Injury (TBI)

Immediate: Loss of consciousness, confusion, vomiting, seizures
Delayed (hours to days): Worsening headaches, personality changes, sleep disturbances, memory problems

Long-term: CTE, post-concussive syndrome, doubled dementia risk, depression (40-50%), seizure disorders

Legal significance: Insurance claims delayed symptoms aren’t from the accident. Medical experts explain TBI progression is NORMAL.

Spinal Cord Injury

Herniated Disc

Conservative treatment → epidural injections → surgery ($50K-$120K). Settlement jumps from $70K (conservative) to $346K-$1.2M (surgery).

Amputation

Traumatic (severed at scene) vs Surgical (infections during treatment — like our documented case). Phantom limb pain affects 80%. Prosthetics cost $500K-$2M+ lifetime.

PTSD

32-45% of MVA victims develop PTSD. Driving anxiety, panic attacks, sleep disturbances — all compensable as mental anguish.

Evidence We Preserve Immediately (Before It Disappears)

Why Kempner Families Choose Attorney911

1. Former Insurance Defense Attorney

Lupe Peña’s insider knowledge is your unfair advantage. He knows how they value claims, which IME doctors they use, and how to defeat delay tactics.

2. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. Most Kempner-area attorneys don’t have federal experience — we do.

3. Multi-Million Dollar Results

We’ve recovered millions for clients across Central Texas. Our results speak louder than promises.

4. BP Explosion Litigation

Our involvement in the $2.1 billion BP Texas City Refinery case (15 killed, 180+ injured) proves we can take on billion-dollar corporations.

5. We Take Cases Others Reject

Greg Garcia: “Another attorney dropped my case but Manginello law firm were able to help me out.”
Donald Wilcox: “One company said they would not accept my case…I got a handsome check.”

6. Fast, Personal Service

Chavodrian Miles: “Leonor got me into the doctor the same day…it only took 6 months.”
Tymesha Galloway: “Within 6 months.”
Most firms take 12-24 months. We resolve cases efficiently.

7. Spanish Language Services

Lupe Peña is fluent in Spanish. Our staff includes Zulema and Mariela who provide translation. Hablamos Español.

8. 4.9 Stars (251+ Google Reviews)

Trae Tha Truth, Houston’s community activist, publicly recommends us. Houston trusts us. Kempner can too.

Kempner Service Area & Courts

Attorney911 serves all of Lampasas County, including:

• Kempner
• Lampasas
• Lometa
• Adamsville
• Nix

Local Courts

• Lampasas County Court at Law: Handles most personal injury cases up to $250,000
• Lampasas County District Court: Larger civil cases, felony criminal
• County Attorney: Prosecutes criminal cases

We regularly appear in Lampasas County courts and know the local judges, prosecutors, and procedures.

Major Highways in Our Area

• State Highway 190: Connects Kempner to Lampasas and Copperas Cove
• US Highway 281: Major north-south route through Central Texas
• Farm to Market Roads: FM 2313, FM 580, FM 1690 — beautiful but dangerous rural routes

Nearest Level I Trauma Centers

• Scott & White Medical Center (Temple) — 30 miles
• Ascension Seton Harker Heights — 25 miles
• For catastrophic injuries: Transport to Memorial Hermann TMC (Houston) or Dell Seton Medical Center (Austin)

Comprehensive FAQ for Kempner Accident Victims

What should I do immediately after a car accident in Kempner?

Call 911, seek medical attention, document everything with photos, get witness info, and call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company.

Should I give a recorded statement to insurance?

NO. You’re not required to give a recorded statement to the other driver’s insurance. They’ll use it against you. Let us handle all communication.

What if the other driver is uninsured?

Texas has 14% uninsured drivers. Your UM/UIM coverage may apply — even as a pedestrian. We investigate all policies for stacking.

How much time do I have to file a lawsuit?

Two years from the accident date. Government claims have six months. Don’t wait — evidence disappears.

Will my case go to trial?

Most settle, but we prepare every case as if it’s going to trial. Insurance companies know we’re not bluffing. Ralph’s federal court experience and BP litigation prove we’re ready.

What is my case worth?

Depends on injury severity, medical costs, lost wages, permanence. Soft tissue: $15-60K. Surgery: $346K-$1.2M+. Catastrophic: $1.5M-$25M+. We evaluate for free.

How much do you cost?

No fee unless we win. Contingency fee: 33.33% if settled before trial, 40% if trial. You may be responsible for court costs.

Who will handle my case?

You’ll work with our team, including Leonor, who clients consistently praise: “Leonor got me into the doctor the same day…it only took 6 months amazing.”

Can I switch attorneys if I’m unhappy?

Yes. Greg Garcia: “Another attorney dropped my case but Manginello law firm were able to help me out.” We take over cases from other firms.

What if I was partially at fault?

Texas’ 51% bar rule means you can recover if you’re 50% or less at fault. Your recovery is reduced by your fault percentage. We fight comparative fault assignments.

Do you handle Spanish-speaking clients?

Yes. Lupe Peña is fluent in Spanish, and our staff includes Zulema and Mariela for translation. Hablamos Español.

Can undocumented immigrants file claims?

YES. Immigration status does not affect your right to compensation. We handle these cases confidentially.

What if I was hit by a drunk driver leaving a Lampasas bar?

Dram shop claim. Under TX Alcoholic Beverage Code § 2.02, the bar is liable if they served an obviously intoxicated person. Adds $1M+ commercial policy.

What if a Kempner police officer caused the accident?

Texas Tort Claims Act claim against Lampasas County. Requires six-month notice. $250K per person / $500K per occurrence cap for county government.

What if I was a pedestrian hit on SH 190?

75% of pedestrian deaths occur after dark. Insurance argues you weren’t visible. We argue driver was inattentive. Plus, YOUR car insurance UM/UIM may cover you — most pedestrians don’t know this.

What about motorcycle accidents on FM 2313?

42% of fatal motorcycle crashes involve a car turning left. We fight the “reckless biker” stereotype with accident reconstruction and clean riding records.

What if I was in a single-vehicle accident but the road was defective?

TX Tort Claims Act — sue Lampasas County or TxDOT for missing guardrails, potholes, inadequate signage. Preserve your vehicle for defect inspection.

What if I was hit by an Amazon delivery truck in Kempner?

Amazon claims DSPs are independent contractors. We prove Amazon’s control: quotas, routing, uniforms, cameras, deactivation. Recent verdict: $105M against Amazon DSP.

Do I need a lawyer for a minor rear-end on Main Street?

Even “minor” rear-ends can cause herniated discs requiring surgery. Settlement jumps from $15K to $346K+. Don’t risk it. Free consultation at 1-888-ATTY-911.

How long will my case take?

Chavodrian Miles: “It only took 6 months.” Tymesha Galloway: “Within 6 months.” Most firms take 12-24 months. We’re faster.

What if I have a pre-existing condition?

Eggshell plaintiff rule: Defendant takes you as you find you. If the accident worsened your condition, you’re entitled to compensation for the worsening.

Will I have to pay taxes on my settlement?

Compensatory damages for physical injuries are generally NOT taxable. Punitive damages ARE taxable as ordinary income.

What if the other driver fled (hit-and-run)?

Every 43 seconds someone in the US is involved in a hit-and-run. UM coverage is your path to recovery. We move fast to get surveillance footage before it’s deleted (7-30 days).

Can I sue TxDOT for a pothole on SH 190?

TX Tort Claims Act allows claims for road defects. Requires six-month notice. We handle these cases.

What if I was on an e-bike or e-scooter?

Texas e-bike classes: 1, 2, 3 (max 28 mph, 750W motor). If the “e-bike” exceeds these specs, it’s not protected under e-bike laws — different liability analysis.

What if my child was injured in a school bus accident?

2,523 school bus crashes in Texas (2023), 11 deaths. Lampasas ISD buses travel these roads. Government entity liability with special notice requirements.

How do I work with your firm?

Brian Butchee: “Melanie kept me informed and when she said she would call me back, she did.” Dame Haskett: “Consistent communication…Ralph reached out personally.” We’re accessible.

What makes Attorney911 different from other Kempner lawyers?

• 27+ years of experience (Ralph)
• Former insurance defense attorney (Lupe)
• Federal court admitted (both attorneys)
• BP explosion litigation ($2.1B case)
• Multi-million dollar results
• 4.9 stars (251+ reviews)
• Hablamos Español
• 24/7 live staff (not an answering service)

Don’t Face This Alone: Call Attorney911 Today

If you’ve been injured in a car accident, 18-wheeler wreck, motorcycle crash, pedestrian hit, or any motor vehicle accident in Kempner, you have a limited time to act. Evidence is disappearing. Insurance companies are building their case against you. You need someone who knows their playbook from the inside.

Ralph Manginello and Lupe Peña have recovered multi-million dollar settlements for Central Texas families. We serve every community in Lampasas County — Kempner, Lampasas, Lometa, and beyond. We know the local courts, the dangerous roads, and the insurance tactics.

No Fee Unless We Win. Free Consultation. Hablamos Español.

What to bring to your free consultation:

• Police report
• Medical records and bills
• Photos of damage/injuries
• Insurance information
• Any correspondence from insurance companies

Call now: 1-888-ATTY-911 (1-888-288-9911)

Office Locations:

• Houston (Primary): 1177 West Loop S, Suite 1600, Houston, TX 77027
• Austin: Serving Travis, Williamson, Hays, Bastrop counties
• Beaumont: Serving Jefferson, Orange, Hardin counties (Golden Triangle)

We regularly travel to Kempner and all of Lampasas County for client meetings and court appearances.

Email: ralph@atty911.com | lupe@atty911.com
Direct: (713) 528-9070 | Cell: (713) 443-4781

The Attorney911 Promise to Kempner Families

Chad Harris: “You are FAMILY to them.”
Glenda Walker: “They make you feel like family and fought for me to get every dime I deserved.”
Kiwi Potato: “This place feels like having a family over your case.”

We’ve earned 251+ five-star reviews because we treat every client like family. When insurance companies try to take advantage of Kempner families, we fight back with data, experience, and insider knowledge that no other firm can match.

Don’t let insurance companies decide your future. Call 1-888-ATTY-911 now.

Legal Emergency Lawyers™ — Serving Kempner, Lampasas County, and All of Texas