Motor Vehicle Accident Lawyers in Leon Valley, Texas | Attorney911

If you’ve been injured in a car accident in Leon Valley, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes last year—one every 57 seconds—accidents are an all-too-common reality on our roads. At Attorney911, we understand the physical, emotional, and financial toll a serious accident can take. That’s why we’re here to fight for you.

Leon Valley residents face unique traffic challenges. Whether you’re commuting on I-10, navigating the busy intersections along Bandera Road, or dealing with the aftermath of a collision on Huebner Road, our experienced team knows the local roads, courts, and insurance adjusters who handle claims in this area. With Ralph Manginello’s 25+ years of experience and our firm’s insider knowledge of insurance company tactics, we’re prepared to help you recover the compensation you deserve.

Why Leon Valley Accident Victims Choose Attorney911

We Know the Insurance Playbook—Because We Wrote It

Most law firms claim to fight insurance companies. We actually know how they think—because our attorney Lupe Peña spent years working for them. Lupe worked at a national defense firm, learning firsthand how large insurance companies value claims, deploy delay tactics, and use surveillance to minimize payouts.

Now, he uses that insider knowledge to fight for victims like you. As Lupe explains:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

This unique advantage means we can anticipate the insurance company’s strategies before they even deploy them. We know which Independent Medical Exam (IME) doctors they favor, how they calculate claim values using Colossus software, and when they’re lowballing you with quick settlement offers.

Multi-Million Dollar Results for Serious Injuries

At Attorney911, we don’t just handle cases—we win them. Our track record speaks for itself:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
Settled in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation
Recovered millions for families in trucking-related wrongful death cases
Significant cash settlement for a client who injured his back while lifting cargo on a ship

Our results aren’t just numbers—they represent real people whose lives were changed by accidents. As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to handle complex cases that other firms can’t. This federal court admission is particularly valuable for:

Trucking accidents involving FMCSA regulations
Cases against out-of-state defendants
Complex product liability claims (like Tesla Autopilot failures)
Cases requiring multi-district litigation

Our firm was one of the few involved in the BP Texas City explosion litigation, demonstrating our capability to take on billion-dollar corporations. This experience means we’re prepared to handle even the most challenging cases in Leon Valley and across Texas.

Common Motor Vehicle Accidents in Leon Valley

Car Accidents: The Most Common but Often Misunderstood

Car accidents are the most frequent type of motor vehicle collision in Leon Valley, with Texas seeing one crash every 57 seconds. These accidents can range from minor fender-benders to catastrophic collisions resulting in life-altering injuries.

Common causes of car accidents in Leon Valley include:

Distracted driving (texting, phone use, eating)
Speeding on local roads like Bandera Road or Huebner Road
Failure to yield at busy intersections
Running red lights or stop signs
Following too closely on I-10
Drunk or impaired driving

Injuries we commonly see in car accident cases:

Whiplash and soft tissue injuries
Herniated or bulging discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage
Psychological trauma (PTSD, anxiety, depression)

Case Example: In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.

“I was rear-ended and the team got right to work… I also got a very nice settlement.” – MONGO SLADE

If you’ve been injured in a car accident in Leon Valley, don’t let the insurance company undervalue your claim. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents: Catastrophic Consequences

With I-10 running through the region and numerous distribution centers in the San Antonio area, Leon Valley sees its share of trucking accidents. These collisions are particularly devastating due to the sheer size and weight of commercial trucks—often 80,000 pounds compared to the average 4,000-pound passenger vehicle.

Texas trucking accident statistics are alarming:

39,393 commercial motor vehicle crashes in Texas last year
608 trucking fatalities and 1,601 serious injuries
Texas accounts for 11% of all fatal truck crashes nationwide
549 fatal truck accidents resulted in 620 deaths

Common causes of trucking accidents in the Leon Valley area:

Driver fatigue (violating Hours of Service regulations)
Improper loading or overloaded trailers
Poor vehicle maintenance
Distracted driving (using dispatch devices, eating, texting)
Speeding or aggressive driving
Inadequate driver training
Driving under the influence of drugs or alcohol

Why trucking cases are more complex:

Federal Regulations: Trucking companies must comply with FMCSA regulations, including Hours of Service rules, drug testing requirements, and vehicle maintenance standards. Violations of these regulations can establish negligence per se.
Multiple Liable Parties: You may have claims against the driver, trucking company, cargo loader, vehicle manufacturer, and maintenance provider.
Higher Insurance Limits: Commercial policies typically have limits of $750,000 to $5,000,000 or more.
Black Box Data: Electronic Logging Devices (ELDs) and vehicle black boxes contain critical evidence that can be overwritten if not preserved quickly.

Case Example: At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

Recent Nuclear Verdicts in Texas Trucking Cases:

2024 Oncor Electric: $37.5 million verdict for a distracted truck driver
2024 New Prime I-35 pileup: $44.1 million verdict (6 deaths)
2024 Ben E. Keith (Fort Worth): $35 million settlement (largest in Fort Worth history)

These verdicts demonstrate that insurance companies fear nuclear verdicts, which increases settlement values across all serious trucking injury cases.

If you or a loved one has been injured in a trucking accident in Leon Valley, call Attorney911 immediately at 1-888-ATTY-911. Electronic data can be overwritten in as little as 30 days, so time is critical.

Drunk Driving Accidents: Holding All Responsible Parties Accountable

Drunk driving accidents are entirely preventable tragedies. In Texas, 1,053 people were killed in alcohol-impaired driving crashes last year—that’s 25.37% of all traffic fatalities. These accidents often result in catastrophic injuries due to the impaired driver’s lack of control and excessive speed.

Why drunk driving cases often result in higher compensation:

Punitive Damages: Texas allows punitive damages in drunk driving cases because the conduct demonstrates conscious indifference to the safety of others.
Dram Shop Liability: Bars, restaurants, and liquor stores can be held liable if they served an obviously intoxicated person who then caused an accident.
Criminal Case Evidence: The drunk driver’s criminal case can provide strong evidence for your civil claim.
Clear Liability: Drunk driving is almost always clear-cut liability, making these cases stronger.

Texas Dram Shop Law (TABC § 2.02):

To hold an establishment liable, we must prove:

The establishment served alcohol to someone who was obviously intoxicated at the time of service.
The over-service was the proximate cause of the accident and your injuries.

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties in drunk driving cases:

The drunk driver
Bars and nightclubs
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)
Social hosts (in limited circumstances)

Our Criminal Defense Advantage:

Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us unique insight into both the criminal and civil aspects of drunk driving cases. Our experience includes:

DWI Dismissal #1: Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.
DWI Dismissal #2: Our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that 1) police conducted no breath or blood test, 2) EMS didn’t note intoxication, 3) nurse notes from the hospital were missing. The case was dismissed on the day of trial.
DWI Dismissal #3: Our client was charged with DUI/DWI, and the state’s primary evidence was a video field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.

This criminal defense experience translates directly to stronger civil cases for our clients.

If you’ve been injured by a drunk driver in Leon Valley, call Attorney911 at 1-888-ATTY-911. We’ll investigate every angle, including dram shop liability, to maximize your compensation.

Motorcycle Accidents: Fighting Bias and Proving Your Case

Motorcycle accidents are particularly devastating, with riders often suffering catastrophic injuries due to their lack of protection. In Texas, 585 motorcyclists were killed last year, and 37% of those fatalities involved riders who weren’t wearing helmets.

Texas motorcycle accident statistics:

585 motorcyclist fatalities (operators and passengers)
90%+ of fatal victims are male
Helmets reduce the risk of death by 37%
Harris County has the highest number of motorcycle fatalities in Texas

Texas helmet law:

Required for all riders under 21
Riders 21+ may ride without a helmet if they’ve completed a safety course OR have $10,000+ in medical insurance

Common causes of motorcycle accidents in Leon Valley:

Failure to yield right of way (most common cause)
Driver inattention or distraction
Unsafe lane changes
Left-turn accidents (often resulting in T-bone or head-on collisions)
Speeding or reckless driving

The comparative negligence challenge:

Texas uses the 51% bar rule, which means if you’re found to be 51% or more at fault for the accident, you recover nothing. Insurance companies often try to blame motorcyclists, arguing that they were speeding, lane-splitting, or not visible.

How we counter these arguments:

Accident reconstruction to prove the other driver’s fault
Witness statements supporting your version of events
Police report analysis emphasizing any citations issued
Expert testimony on perception-reaction time

“Leonor got me into the doctor the same day… it only took 6 months amazing.” – Chavodrian Miles

If you’ve been injured in a motorcycle accident in Leon Valley, don’t let the insurance company blame you. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Pedestrian Accidents: Protecting Our Most Vulnerable Road Users

Pedestrian accidents are particularly tragic, often resulting in life-altering injuries or fatalities. In Texas, 6,095 pedestrian crashes occurred last year, resulting in 768 deaths. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

Leon Valley pedestrian accident statistics:

The San Antonio area, including Leon Valley, has seen an increase in pedestrian fatalities in recent years
Busy roads like Bandera Road and Huebner Road present particular dangers for pedestrians
Many accidents occur at intersections or in crosswalks

Critical legal point for pedestrians:

Pedestrians ALWAYS have the right-of-way at intersections under Texas law—even at unmarked crosswalks. Many drivers don’t know this. As the Texas Transportation Code states, “Anytime there’s an intersection of two streets, the distance between them is a crosswalk” even if it’s not marked.

Common injuries in pedestrian accidents:

Traumatic brain injuries
Spinal cord injuries and paralysis
Broken pelvis and legs
Internal organ damage
Fatalities

Common causes of pedestrian accidents in Leon Valley:

Drivers failing to yield at crosswalks
Distracted driving (texting, phone use)
Speeding, especially in residential areas
Poor visibility at night or due to weather conditions
Left-turn accidents at intersections
Backing out of driveways without looking

If you or a loved one has been injured in a pedestrian accident in Leon Valley, call Attorney911 at 1-888-ATTY-911. We’ll fight to protect your rights and recover the compensation you deserve.

Rideshare Accidents: Navigating the Insurance Maze

Rideshare services like Uber and Lyft have transformed transportation in Leon Valley, but they’ve also created complex legal challenges when accidents occur. With 11 billion rides completed in the U.S. since 2010, rideshare accidents are becoming increasingly common.

The rideshare insurance problem:

Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the crash. This creates a complex maze of insurance policies that most accident victims can’t navigate alone.

Rideshare Insurance Phases:

Phase	Driver Status	Coverage Available
0 – Offline	App off, personal use	Personal insurance only (Texas minimum: $30,000/$60,000/$25,000)
1 – Waiting	App on, no ride request	Contingent coverage: $50,000/$100,000/$25,000
2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Why this matters for your case:

The insurance coverage available depends entirely on what the rideshare driver was doing at the exact moment of the crash. This determination can mean the difference between a $30,000 recovery and a $1,000,000 recovery.

Who can be injured in rideshare accidents:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Common rideshare accident scenarios in Leon Valley:

Collisions with other vehicles while the rideshare driver is en route to pick up a passenger
Accidents caused by distracted rideshare drivers using the app
Pedestrian accidents when rideshare vehicles are picking up or dropping off passengers
Multi-vehicle accidents involving rideshare vehicles

How Attorney911 can help:

Lupe Peña’s insurance defense background gives us unique insight into how rideshare companies and their insurers evaluate claims. We know how to:

Determine the exact insurance phase at the time of the accident
Identify all available insurance policies
Navigate the complex claims process
Fight for maximum compensation

If you’ve been injured in a rideshare accident in Leon Valley, call Attorney911 at 1-888-ATTY-911. We’ll handle the insurance maze so you can focus on recovery.

Hit and Run Accidents: When the At-Fault Driver Flees

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims with injuries and no obvious path to compensation. Nationally, someone is involved in a hit and run every 43 seconds.

Texas hit and run penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in jail, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

Your path to compensation after a hit and run:

When the at-fault driver can’t be identified, your own Uninsured Motorist (UM) coverage becomes critical. UM coverage pays for your injuries when the at-fault driver is unidentified or uninsured.

How UM/UIM coverage works:

Your own insurance policy provides coverage
Texas allows inter-policy stacking (combining coverage from multiple vehicles)
Standard UM/UIM deductible: $250

The evidence preservation challenge:

After a hit and run, evidence disappears quickly:

Surveillance footage from nearby businesses is typically deleted within 7-30 days
Witnesses become harder to locate as time passes
The accident scene changes as debris is cleared and roads are repaired

How Attorney911 protects your hit and run claim:

Immediate evidence preservation: We send letters to nearby businesses demanding they preserve surveillance footage before it’s automatically deleted.
Witness interviews: We locate and interview witnesses while their memories are fresh.
Accident reconstruction: We work with experts to reconstruct what happened.
UM/UIM claims: We navigate the complex process of filing a claim against your own insurance.

“One company said they would not accept my case. Then I got a call from Manginello… I got a call to come pick up this handsome check.” – Donald Wilcox

If you’ve been the victim of a hit and run accident in Leon Valley, call Attorney911 immediately at 1-888-ATTY-911. Time is critical—evidence disappears daily.

Tesla and Autonomous Vehicle Accidents: The Future of Liability

As electric and autonomous vehicles become more common in Leon Valley, new types of accidents are emerging. Tesla vehicles, with their advanced driver-assistance systems like Autopilot and Full Self-Driving (FSD), present unique liability challenges.

Notable Tesla Autopilot crashes:

May 2016, Williston, FL: Joshua Brown killed when Autopilot failed to detect a white 18-wheeler crossing the highway
March 2018, Mountain View, CA: Apple engineer Walter Huang killed; case settled in April 2024
December 2024, California: Genesis Mendoza killed in a Tesla crash; active lawsuit
August 2025, Miami, FL: $240 million+ jury verdict against Tesla (landmark case)

Key liability arguments in Tesla/Autopilot cases:

Misrepresentation: Tesla marketed Autopilot and FSD as safer than human drivers, creating unrealistic expectations.
Overconfidence: Tesla’s marketing fostered driver overreliance on the system, leading to accidents.
Known defects: Tesla knew the system couldn’t reliably detect emergency vehicles but didn’t implement comprehensive fixes.
Software updates: Instead of comprehensive recalls, Tesla used over-the-air (OTA) software updates to address safety issues.

NHTSA data on Tesla safety:

Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
In December 2023, Tesla recalled 2+ million vehicles for Autopilot-related issues

Common Tesla accident patterns:

Collisions with tractor-trailers crossing highways
Accidents involving emergency vehicles with flashing lights
Crashes at gore points (where highways split)
Incidents where drivers had their hands off the wheel

How Attorney911 handles Tesla and autonomous vehicle cases:

Product liability expertise: We understand the complex technical issues involved in these cases.
Federal court experience: Ralph Manginello’s federal court admission allows us to handle complex product liability claims.
Corporate litigation capability: Our involvement in the BP explosion litigation demonstrates our ability to take on billion-dollar corporations.
Expert witnesses: We work with automotive engineers, software experts, and accident reconstructionists.

If you’ve been injured in a Tesla or other autonomous vehicle accident in Leon Valley, call Attorney911 at 1-888-ATTY-911. These complex cases require specialized expertise.

Delivery Vehicle Accidents: The Hidden Danger of Online Shopping

With the rise of online shopping, delivery vehicle accidents have become increasingly common in Leon Valley. Companies like Amazon, FedEx, UPS, and DoorDash have created a new category of commercial vehicle accidents with unique liability challenges.

The scale of the problem:

Amazon alone has over 200,000 delivery vehicles on the road
In 2024, there were 1,879 crashes involving Amazon-related motor carriers in just 24 months
Delivery drivers often work under intense time pressure, leading to dangerous driving behaviors

Key delivery vehicle verdicts:

2024 Georgia child struck: $16.2 million verdict against Amazon (85% responsible)
2024 Lopez v. All Points 360: $105 million verdict against Amazon Delivery Service Partner (DSP)
2024 Grubhub wrongful death (Arizona): Driver distracted by app, struck and killed a judge

Amazon Delivery Service Partner (DSP) liability:

DSPs contractually agree to “defend and indemnify” Amazon for accidents
They have a higher safety violation rate than average motor carriers
Amazon’s business model encourages dangerous behavior to meet delivery quotas

Why delivery vehicle cases often result in higher settlements:

Truck-like size and weight: Delivery vans are often 3x the size and weight of passenger cars, resulting in more severe injuries.
Higher insurance limits: Commercial policies typically have $1,000,000+ liability limits.
Corporate defendants: Juries have less sympathy for corporate defendants than individual drivers.
Dangerous business model: Companies that encourage speeding, distracted driving, and fatigue create clear liability.

Common delivery vehicle accident scenarios in Leon Valley:

Rear-end collisions when delivery drivers stop suddenly
Pedestrian accidents when drivers are distracted by navigation apps
Parking lot accidents when drivers are rushing to make deliveries
Multi-vehicle accidents caused by distracted or fatigued drivers

If you’ve been injured in a delivery vehicle accident in Leon Valley, call Attorney911 at 1-888-ATTY-911. We know how to hold these companies accountable.

What to Do Immediately After an Accident in Leon Valley

The actions you take in the first 48 hours after an accident can significantly impact your ability to recover compensation. Here’s what you should do:

Hour 1-6: Immediate Crisis Response

Safety First: If you can move safely, get to a secure location away from traffic.
Call 911: Report the accident and request medical assistance if anyone is injured.
Medical Attention: Even if you feel fine, get checked by paramedics or go to the nearest hospital. Adrenaline can mask serious injuries.
Document Everything:
- Take photos of all vehicle damage from multiple angles
- Photograph the accident scene, road conditions, and traffic signals
- Take photos of any visible injuries
- Screenshot any messages visible on your phone (do NOT delete anything)
Exchange Information:
- Other driver’s name, phone number, and address
- Insurance company and policy number
- Driver’s license number
- License plate number
- Vehicle make, model, and color
Witnesses: Get names and phone numbers of any witnesses.
Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation

Digital Preservation:
- Preserve all texts, calls, photos, and videos related to the accident
- Do NOT delete anything from your phone
- Screenshot everything relevant
- Email copies to yourself for backup
Physical Evidence:
- Secure damaged clothing, glasses, or personal items
- Keep receipts for any expenses (towing, rental car, medications)
- Do NOT repair your vehicle yet—preserve the damage
Medical Records:
- Request copies of all ER/hospital records
- Keep all discharge paperwork
- Follow up with your primary care physician within 24-48 hours
Insurance Communications:
- Note any calls from insurance companies
- Do NOT give recorded statements yet
- Do NOT sign anything
- Do NOT accept any settlement offers
- Say: “I need to speak with my attorney first”
Social Media:
- Make ALL profiles private immediately
- Do NOT post about the accident
- Do NOT post photos of injuries or activities
- Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions

Legal Consultation:
- Speak with an experienced motor vehicle accident attorney
- Call Attorney911 at 1-888-ATTY-911 for a free consultation
- Have your documentation ready
Insurance Response:
- If insurance contacts you, refer them to your attorney
- Say: “My attorney will be in touch with you”
- Provide only basic information: name, date of accident, that you were involved
Settlement Offers:
- Do NOT accept or sign anything without your lawyer reviewing it
- Early offers are ALWAYS lowball offers
- You don’t know the full extent of your injuries yet
Evidence Backup:
- Upload all screenshots and photos to cloud storage
- Email copies to yourself and a family member
- Create a written timeline of events while your memory is fresh

Week One Priorities

Medical Follow-Up:
- Continue documenting all injuries
- See specialists if recommended
- Follow ALL doctor recommendations (insurance companies watch for treatment gaps)
- Get written work restrictions if needed
Investigation Begins:
- Your attorney obtains the police report
- Preservation letters are sent to all parties
- Surveillance footage is secured before deletion
- Witness statements are recorded
Communication:
- Your attorney handles ALL insurance communication
- You focus on your recovery
- Document any pressure from insurance or other parties

The Evidence Deterioration Timeline: Why Time is Critical

Evidence disappears on a predictable schedule. Every day you wait makes your case harder to prove:

Day 1-7:

Witness memories are at their peak but begin fading immediately
Physical evidence like skid marks and debris are still present
Details become forgotten or uncertain as time passes

Day 7-30:

Surveillance footage is deleted:
- Gas stations: 7-14 days
- Retail stores: 30 days
- Ring doorbells: 30-60 days
- Traffic cameras: 30 days
Once deleted, this evidence is GONE FOREVER
Witnesses become harder to locate as they change jobs or move
The accident scene changes as roads are repaired and traffic patterns adjust

Month 1-2:

Insurance companies solidify their defense position
Adjusters have built their case against you
Their settlement position hardens
Vehicle repairs destroy evidence from the vehicles

Month 2-6:

Trucking electronic data is deleted:
- ELD (Electronic Logging Device) data: 30-180 days
- Black box data: Can be automatically overwritten
- GPS/telematics data: Varies by company
Cell phone records become harder to obtain
Social media posts may be deleted or accounts deactivated

Month 6-12:

Witnesses graduate, move away, or their memories degrade significantly
Medical evidence becomes harder to link directly to the accident
Treatment gaps are used against you by insurance companies
Financial desperation mounts as bills pile up

Month 12-24:

You’re approaching the 2-year statute of limitations deadline
This creates pressure to settle, often for less than your case is worth
Evidence is severely degraded
Your case value is diminished

Texas Motor Vehicle Accident Law: What You Need to Know

Statute of Limitations: The 2-Year Deadline

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—if you miss it, your case is barred forever. There are limited exceptions:

Discovery Rule: The statute may start later if your injury wasn’t immediately discoverable
Defendant’s Absence: The deadline may be tolled if the defendant leaves Texas
Mental Incapacity: The deadline is tolled during periods of incapacity
Minors: The clock doesn’t start until the child turns 18

Critical Point: The statute of limitations applies even if you’re still treating for your injuries. Don’t wait until you’re fully recovered to contact an attorney.

Comparative Negligence: The 51% Bar Rule

Texas uses a modified comparative negligence system with a 51% bar:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you recover NOTHING

Examples of how this works:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters: Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

Lupe Peña’s insurance defense experience helps us counter these comparative fault arguments because he made them for years—now he defeats them.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum auto insurance coverage:

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

The uninsured motorist problem:

15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
In Texas, this means you have a significant chance of being hit by an uninsured driver
Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protecting yourself

UM/UIM coverage rules:

Texas allows inter-policy stacking (combining coverage from multiple vehicles)
UM/UIM coverage pays when the at-fault driver is uninsured or underinsured
Standard UM/UIM deductible: $250

Dram Shop Liability: Holding Bars Accountable

Texas has a dram shop law (Texas Alcoholic Beverage Code § 2.02) that allows you to sue bars, restaurants, and other establishments that serve alcohol to obviously intoxicated individuals who then cause accidents.

Elements to prove dram shop liability:

The establishment served alcohol to someone who was obviously intoxicated at the time of service.
The over-service was the proximate cause of the accident and your injuries.

Signs of obvious intoxication:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties:

Bars and nightclubs
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)
Hotels with bars or room service
Country clubs

Safe Harbor Defense: An establishment may avoid liability if:

All servers completed an approved TABC training program
The business didn’t pressure staff to over-serve
The business had policies in place and followed them

How Insurance Companies Try to Minimize Your Claim

Insurance companies have a playbook of tactics designed to minimize your claim. Lupe Peña knows this playbook because he used it for years when he worked for a national defense firm. Now, he uses that insider knowledge to fight for victims like you.

Tactic #1: The Quick Cash Trap (Weeks 1-3)

What they do: Within days or weeks of your accident, the insurance company offers you quick money—typically $2,000-$5,000, sometimes up to $15,000 if they’re scared.

Why it works: When you’re facing mounting bills and no income, even a small amount of money can seem like a lifeline.

The trap: You don’t know the full extent of your injuries yet. If you accept their offer and sign a release, you can’t get more money later—even if you need surgery.

Example of how this plays out:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release, can’t reopen your claim
You pay $100,000 out of pocket	Insurance pays nothing more

How we counter this tactic:

We educate our clients about the dangers of early settlements
We advise you to NEVER accept a settlement before reaching Maximum Medical Improvement (MMI)
We know these offers are always lowball—Lupe calculated them for years

Tactic #2: The Recorded Statement Trap (Days 1-3)

What they do: Insurance adjusters contact you immediately—often while you’re still in the hospital—and ask for a recorded statement. They act friendly and helpful:

“We just want to help you”
“We need your side of the story to process your claim”
“This is routine, everyone does this”
“It’ll only take a few minutes”

What they’re really doing: Building their defense against you with leading questions designed to get you to say things that hurt your case.

Common questions and how they’re traps:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize the severity of the collision
“You were able to walk away from the scene?”	Suggest your injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

The truth:

You are NOT required to give a recorded statement to the other driver’s insurance
Giving a statement without an attorney ALMOST ALWAYS hurts your case
Insurance companies know this—that’s why they push so hard

How we counter this tactic:

We advise you to NEVER give a recorded statement without us
Once you hire us, we become your voice
All calls go through us
We prepare you properly if a statement becomes absolutely necessary
We know their questions because Lupe asked them for years

Tactic #3: The “Independent” Medical Exam (IME) Scheme (Months 2-6)

What they call it: “Independent Medical Examination” (IME)

What it really is: A doctor hired by the insurance company to minimize your injuries

How insurance companies choose IME doctors:

They select doctors based on who gives insurance-favorable reports
They choose doctors who consistently find “no injury” or “pre-existing condition”
These doctors are paid THOUSANDS by insurance companies ($2,000-$5,000 per exam)
Repeat business = repeat favorable reports

What happens at an IME:

A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
The doctor rarely reviews your complete medical records beforehand
They ask questions designed to elicit “I’m feeling better” responses
They look for ANY reason to minimize your injuries

Common IME doctor findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis—used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How we counter this tactic:

We prepare you extensively before the exam
We send your complete medical records to the IME doctor first (forcing them to review)
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What insurance companies do: They drag out your case, hoping you’ll get desperate and accept less.

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
They ignore calls and emails
They take weeks to respond to simple questions

Why delay works (on people without attorneys):

Insurance Companies Have:

Unlimited time
Unlimited resources
No financial pressure
They’re earning interest on YOUR settlement money while delaying

You Have:

Mounting bills
Zero income
Creditors threatening
Need money NOW

Financial desperation makes you accept less:

Month 1: You’d reject a $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How we counter this tactic:

We file a lawsuit to force deadlines
We set depositions to make them produce witnesses
We prepare for trial to show we’re serious
Lupe understands delay tactics because he used them—he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What insurance companies do: They hire private investigators to follow you and monitor your social media accounts.

Surveillance tactics:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for ANY activity that contradicts your injury claims
One video of you bending over = “Not really injured”

Social media monitoring:

They monitor ALL your social media platforms
They screenshot EVERYTHING: posts, photos, check-ins, comments, likes
They monitor your friends’ profiles for posts mentioning you
They use facial recognition to find photos you’re tagged in
They archive your entire social media history

Examples of how they use social media against victims:

Example	What Happened	What Insurance Claimed	Reality
Old Gym Photo	Photo from 3 years ago	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos

7 Rules for Our Clients:

Make ALL profiles private immediately
DON’T post about the accident, injuries, activities, or emotions
DON’T check in anywhere
Tell friends and family: don’t tag you, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Lupe’s Insider Perspective:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What insurance companies do: They try to assign you the maximum possible fault to reduce their payment.

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why they do this: Texas’s 51% bar rule means:

If you’re 51% or more at fault → You get NOTHING
If you’re 50% or less at fault → Your damages are reduced by your percentage

Even small fault percentages cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

How we counter this tactic:

Aggressive liability investigation: We gather evidence to prove the other driver’s fault
Accident reconstruction: We work with experts to recreate what happened
Witness statements: We interview witnesses to support your version
Police report analysis: We emphasize any citations issued to the other driver
Expert testimony: We use experts on perception-reaction time and visibility

Lupe’s advantage: He knows their fault arguments because he made them for years—now he defeats them.

How Colossus Software Really Values Your Claim

Most insurance companies use a computerized system called Colossus to calculate the value of your claim. Lupe Peña knows this system inside and out because he used it when he worked for insurance companies.

How Colossus Works:

Data Entry: The insurance adjuster inputs information about your case, including injury codes, treatment types, medical costs, and jurisdiction.
Coding: Your injuries are coded using standardized medical terms.
Calculation: The software applies algorithms to determine the “value” of your claim.
Range Output: The system provides a recommended settlement range.
Authority: The adjuster typically cannot exceed this range without supervisor approval.

How Insurance Companies Manipulate Colossus:

Manipulation	Effect
Low Injury Codes	Using “soft tissue strain” instead of “disc herniation” can reduce value by 50-100%
Excessive Treatment Flags	Physical therapy beyond what the system considers “normal” triggers reductions
Conservative Treatment Penalty	Chiropractic care is valued less than treatment from MDs
Pre-Existing Reduction	Any prior condition is used to reduce the value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

He knows how to code injuries properly for maximum value
He knows which medical terms trigger higher valuations
He knows when the Colossus output is artificially low
He knows how to present medical records to beat the algorithm
He worked with these systems for years as a defense attorney

Reserve Setting: How Insurance Companies Limit Settlement Authority

What reserves are: Money the insurance company sets aside for your claim based on their estimate of the worst-case scenario (what they might have to pay at trial).

How reserves affect your settlement:

The adjuster usually cannot settle for more than the reserve without approval
Reserves are based on the insurance company’s evaluation of your case
If the reserve is low, the adjuster can only offer low settlements

How we increase reserves:

Hiring experts (shows we’re investing in the case)
Taking depositions (creates litigation expense)
Filing a lawsuit (forces trial evaluation)
Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits—this is a game-changing advantage.

Types of Compensation You Can Recover

If you’ve been injured in a motor vehicle accident in Leon Valley, you may be entitled to several types of compensation:

Economic Damages (No Cap in Texas)

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from the date of the accident to the present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries
Property Damage	Vehicle repair or replacement, personal property damaged in the accident
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

Damage Type	What It Covers
Pain and Suffering	Physical pain from your injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations on activities
Disfigurement	Scarring, permanent visible injuries affecting your appearance
Loss of Consortium	Impact on your marriage and family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

Available for gross negligence, fraud, or malice
Common in drunk driving cases
Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, max $750,000 for non-economic portion)
Purpose: Punish the defendant and deter similar conduct

Punitive damages are taxable as income, while compensatory damages for physical injuries are generally not taxable.

Settlement Ranges by Injury Type

The value of your case depends on the severity of your injuries, the impact on your life, and the available insurance coverage. Here are typical settlement ranges for common motor vehicle accident injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

Emergency room: $2,000-$5,000
Follow-up doctor visits: $1,000-$3,000
Physical therapy (6-12 weeks): $3,000-$7,000
Medications: $300-$1,000
Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain, restrictions on activities, chronic condition develops

Broken Bone (Single, Simple Fracture)

Medical Treatment:

Emergency room and X-rays: $3,000-$6,000
Orthopedic consultation: $500-$1,500
Casting and follow-up: $2,000-$5,000
Physical therapy: $3,000-$8,000
Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF)

Medical Treatment:

Emergency room: $5,000-$10,000
Surgery (Open Reduction Internal Fixation): $25,000-$50,000
Hospital stay (2-3 days): $6,000-$15,000
Follow-up care: $3,000-$8,000
Physical therapy (3-6 months): $8,000-$15,000
Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

Emergency room and initial treatment: $3,000-$6,000
MRI: $2,000-$4,000
Physician visits and pain management: $5,000-$12,000
Physical therapy (3-6 months): $8,000-$15,000
Epidural steroid injections (series of 3): $3,000-$6,000
Medications: $1,000-$3,000
Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc (Surgery Required)

Medical Treatment:

Initial treatment and diagnostics: $8,000-$15,000
Failed conservative treatment: $10,000-$20,000
Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
Hospital stay: $8,000-$20,000
Post-surgical care and follow-up: $5,000-$15,000
Physical therapy (6-12 months): $10,000-$20,000
Pain management: $5,000-$15,000
Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to physical work)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Medical Treatment:

Emergency room and trauma care: $10,000-$30,000
Hospital/ICU stay (1-4 weeks): $50,000-$200,000
Neurosurgery if required: $75,000-$200,000
Acute rehabilitation facility: $30,000-$100,000
Neurologist follow-up care: $10,000-$30,000
Neuropsychological testing: $3,000-$8,000
Cognitive therapy: $15,000-$50,000
Medications: $5,000-$20,000
Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

Emergency care and surgery: $80,000-$200,000
Hospital stay: $50,000-$150,000
Rehabilitation: $30,000-$100,000
Initial prosthetic fitting: $10,000-$30,000
Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

Basic prosthetic leg: $5,000-$15,000 every 3-5 years
Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

Loss of companionship, society, love: $500,000-$3,000,000
Loss of advice and counsel: $100,000-$500,000
Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts: How Large Jury Awards Impact Your Case

Nuclear verdicts—jury awards exceeding $10 million—have become increasingly common in Texas. These verdicts have a significant impact on settlement values across all serious injury cases.

Texas Nuclear Verdict Statistics:

207 nuclear verdicts ($10M+) from 2009-2023
Total: $45+ billion in Texas alone
Texas #1 nationally for nuclear verdicts
Auto accidents = 23.2% of all nuclear verdicts

Recent Texas Motor Vehicle Nuclear Verdicts:

Year	Case	Amount
2024	Hatch v. Jones (car accident wrongful death)	$81,720,000
2024	Frito-Lay Warehouse (vehicle collision)	$72,000,000
2024	Lopez v. All Points 360 (Amazon)	$105,000,000
2024	New Prime I-35 pileup (6 deaths)	$44,100,000
2024	Oncor Electric (trucking)	$37,500,000
2024	Ben E. Keith (Fort Worth trucking)	$35,000,000
2023	Johnson v. Union Pacific (train)	$557,000,000
2021	Ramsey v. Landstar (trucking)	$730,000,000
2017	Kindred v. Delbosque (drunk driving)	$301 BILLION

Why Nuclear Verdicts Matter for Your Case:

Insurance companies fear nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those that go to trial. Attorney911’s trial readiness and multi-million dollar track record give us leverage in every negotiation.

How we use nuclear verdicts to your advantage:

We reference nuclear verdicts to show what’s possible
We demonstrate our trial readiness
We create leverage in settlement negotiations
We show insurance companies we’re not afraid to go to trial

Why Choose Attorney911 for Your Leon Valley Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This unique advantage means we can anticipate the insurance company’s strategies before they even deploy them. Lupe knows:

How they calculate claim values using Colossus software
Which Independent Medical Exam (IME) doctors they favor
How they set reserves and settlement authority
Their delay and financial pressure tactics
How they argue comparative fault

As Lupe explains:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. Multi-Million Dollar Results

Our results speak for themselves:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss
Settled in the millions for a client whose leg was injured in a car accident, leading to staff infections and partial amputation
Recovered millions for families in trucking-related wrongful death cases
Significant cash settlement for a client who injured his back while lifting cargo on a ship

As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission gives us the ability to handle complex cases that other firms can’t, including:

Trucking accidents involving FMCSA regulations
Cases against out-of-state defendants
Complex product liability claims (like Tesla Autopilot failures)
Cases requiring multi-district litigation

Our firm was one of the few involved in the BP Texas City explosion litigation, demonstrating our capability to take on billion-dollar corporations.

4. Personal Attention You Deserve

At Attorney911, you’re not just a case number. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our staff, including Leonor, Melani, Amanda, and Zulema, are dedicated to keeping you informed every step of the way.

5. Contingency Fee—No Risk to You

We don’t get paid unless we win your case. This means:

Free initial consultation
No upfront costs
No hourly billing
We advance all case expenses
You pay nothing unless we recover compensation for you

As client Chavodrian Miles shared:

“Leonor got me into the doctor the same day… it only took 6 months amazing.”

Frequently Asked Questions About Motor Vehicle Accidents in Leon Valley

Immediate After-Accident Questions

1. What should I do immediately after a car accident in Leon Valley?

If you’ve been in an accident in Leon Valley:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, and the scene
Exchange information with the other driver
Get witness names and phone numbers
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report?

In Leon Valley, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance Questions

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process Questions

13. Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). This could be 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation Questions

21. What is my case worth?

It depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and available insurance. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional for your specific situation.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on your daily life.

Attorney Relationship Questions

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. We don’t get paid unless we win your case.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid Questions

32. What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover compensation. If the accident aggravated your pre-existing condition, you’re entitled to compensation for that aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example:

Before the accident: You had mild occasional back pain
After the accident: You have severe constant pain requiring surgery
You recover for the difference—the aggravation caused by the accident

We hire medical experts to explain this aggravation and prove causation through medical testimony. Lupe knows how insurance companies attack pre-existing conditions because he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle for less than your case is worth, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia shared:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

If you’re considering switching attorneys, call 1-888-ATTY-911 to discuss your options.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are made against your own insurance when the at-fault driver has no insurance or insufficient insurance. Unfortunately, your own insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation for UM/UIM claims. Texas allows inter-policy stacking (combining coverage from multiple vehicles you own). Lupe’s insurance knowledge is particularly valuable for maximizing your UM/UIM recovery.

Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering.

The multiplier depends on:

Injury severity
Permanency of injury
Impact on daily life
Clear liability
Sympathetic plaintiff
Egregious defendant conduct

For example:

$100,000 medical expenses × 4 multiplier = $400,000 pain & suffering

Lupe calculated these multipliers for years using insurance company formulas. He knows:

When to push for higher multipliers (4-5 vs. 2-3)
Which factors insurance weighs most heavily
How to document cases to justify higher multipliers
When the multiplier method undervalues the case (catastrophic injuries)
When to abandon the multiplier and demand policy limits

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file a notice of claim within 6 months of the accident—much shorter than the 2-year statute of limitations. Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex and require experienced attorneys. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately—hit and run is a criminal offense. Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Surveillance footage is CRITICAL in hit and run cases, but most footage is deleted within 7-30 days. We send preservation letters to nearby businesses immediately to secure this evidence.

Texas allows UM stacking, which can significantly increase your available coverage. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status.

Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and our staff includes bilingual team members like Zulema. As client Celia Dominguez shared:

“Especially Miss Zulema, who is always very kind and always translates.”

Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often claim “parking lot accidents are always 50/50 fault,” but this is a myth.

We prove fault through:

Surveillance video
Witness statements
Damage analysis
Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers.

There are no comparative fault issues because you weren’t driving. These cases often settle quickly because liability is clear. We handle the difficult conversation with your friend or family member so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability, and the insurance policy still applies. The estate may have assets that can be used to satisfy a judgment.

Wrongful death laws protect both sides in these situations. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Leon Valley-Specific Accident Resources

Local Hospitals and Trauma Centers

If you’re injured in a motor vehicle accident in Leon Valley, you may be taken to one of these nearby medical facilities:

Methodist Hospital: 7700 Floyd Curl Dr, San Antonio, TX 78229 (Level IV Trauma Center)
University Hospital: 4502 Medical Dr, San Antonio, TX 78229 (Level I Trauma Center)
Baptist Medical Center: 111 Dallas St, San Antonio, TX 78205 (Level IV Trauma Center)
Christus Santa Rosa Hospital – Medical Center: 2829 Babcock Rd, San Antonio, TX 78229 (Level IV Trauma Center)

For serious injuries, patients are often transported to University Hospital, the only Level I Trauma Center in the San Antonio area.

Local Courts Serving Leon Valley

Motor vehicle accident cases from Leon Valley are typically filed in:

Bexar County Civil Courts at Law (for cases under $250,000)
Bexar County District Courts (for cases over $250,000)
U.S. District Court, Western District of Texas (San Antonio Division) (for federal cases)

Ralph Manginello’s experience in Texas courts, including federal court admission, ensures we can handle your case in any venue.

Dangerous Roads and Intersections in the Leon Valley Area

Leon Valley and the surrounding San Antonio area have several high-risk roads and intersections:

Bandera Road (SH 16): A major north-south route with heavy traffic, multiple intersections, and frequent accidents
Huebner Road: A busy east-west corridor with numerous commercial establishments and high accident rates
I-10: The major east-west interstate through San Antonio, known for high-speed accidents and trucking traffic
Loop 410: The inner loop around San Antonio, with complex interchanges and frequent accidents
Intersection of Bandera Road and Huebner Road: A particularly dangerous intersection with frequent collisions
Intersection of I-10 and Loop 410: A complex interchange with high accident rates

Local Law Enforcement Agencies

Accidents in Leon Valley are typically investigated by:

Leon Valley Police Department: 6400 El Verde Rd, San Antonio, TX 78238
Bexar County Sheriff’s Office: 200 N Comal St, San Antonio, TX 78207
Texas Department of Public Safety (DPS): State troopers investigate accidents on highways

Local Insurance Adjusters

Leon Valley accident claims are often handled by adjusters from these insurance companies:

State Farm: One of the largest insurers in Texas
Allstate: Common in the San Antonio area
Progressive: Popular for auto insurance
GEICO: Frequently seen in accident claims
Farmers Insurance: Common in Texas
USAA: Serves military members and their families

Lupe Peña’s experience working for a national defense firm gives us unique insight into how these insurance companies evaluate claims.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Leon Valley, don’t wait. Evidence disappears daily, and the insurance company is already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free, no-obligation consultation. We don’t get paid unless we win your case.

Our offices:

Houston (Primary): Serving Harris, Montgomery, Fort Bend, Brazoria, Galveston Counties
Austin: Serving Travis, Williamson, Hays, Bastrop Counties
Beaumont: Serving Jefferson, Orange, Hardin Counties

Hablamos Español – Lupe Peña and our staff are fluent in Spanish and ready to assist Spanish-speaking clients.

Available 24/7 – When you call 1-888-ATTY-911, you’re calling a legal emergency line, not a marketing gimmick.

Don’t let the insurance company take advantage of you. With our insider knowledge, multi-million dollar results, and commitment to fighting for every client, Attorney911 is your best choice for motor vehicle accident representation in Leon Valley.

Call now: 1-888-ATTY-911