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Blog | Bexar County

Leon Valley Car & Truck Accident Attorneys | I-10, I-35, Loop 410 Crashes | 18-Wheelers, Uber/Lyft, Hit-and-Run | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Se Habla Español | 1-888-ATTY-911

January 23, 2026 37 min read
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Car Accident Lawyers in Leon Valley, Texas: Your Legal Emergency Response Team

If you’ve been injured in a car accident in Leon Valley, Texas, you’re not alone. Every 57 seconds, another crash occurs on Texas roads, leaving victims overwhelmed, injured, and unsure of what to do next. At Attorney911, we understand the chaos you’re facing. That’s why we’ve built a legal emergency response team that answers when you call – 1-888-ATTY-911.

Leon Valley residents face unique traffic challenges, from the busy intersections along Bandera Road to the high-speed dangers of Loop 1604. Whether you were rear-ended on Huebner Road, involved in a multi-vehicle pileup on I-10, or struck by a distracted driver near Northside ISD, our experienced car accident attorneys are here to fight for you.

Ralph Manginello, our founding attorney with 25+ years of experience, has handled thousands of car accident cases across Texas. Our team includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies try to minimize your claim. This insider knowledge gives our Leon Valley clients an unfair advantage when seeking fair compensation.

The Stark Reality of Car Accidents in Texas

The statistics are alarming:

  • 251,977 people injured in Texas motor vehicle crashes in 2024
  • 1 crash every 57 seconds on Texas roads
  • 1 person injured every 2 minutes and 5 seconds
  • 4,150 fatalities in Texas last year

In Bexar County alone, thousands of accidents occur annually, many resulting in serious injuries that change lives forever. These aren’t just numbers – they represent real people like you who never expected to be in a car accident when they left home that day.

Why Leon Valley Car Accidents Happen

Our attorneys see common causes of car accidents in the Leon Valley area:

Distracted Driving: With so many drivers using their phones on Bandera Road and Loop 1604, distracted driving has become a leading cause of accidents. Texas law prohibits texting while driving, but many drivers still take their eyes off the road.

Speeding: The high-speed limits on Loop 1604 and I-10 encourage excessive speeding, making accidents more severe when they occur.

Failure to Yield: Many accidents at Leon Valley intersections happen when drivers fail to yield the right of way, particularly at busy crossings like Bandera and Grissom.

Running Red Lights: Drivers rushing through yellow lights often cause T-bone collisions with devastating consequences.

Following Too Closely: Rear-end collisions are common on congested Leon Valley roads, especially during rush hour.

Drunk Driving: Despite strict laws, drunk driving remains a significant problem, particularly on weekends.

Weather Conditions: While less common, sudden rainstorms can make Leon Valley roads treacherous, leading to hydroplaning and loss of control.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-altering:

Whiplash and Soft Tissue Injuries: These are the most common injuries, often dismissed as “minor” by insurance companies. However, they can lead to chronic pain and require extensive physical therapy.

Herniated Discs: The force of a collision can cause discs in your spine to rupture or bulge, often requiring surgery and long-term rehabilitation.

Broken Bones: Fractures are common in car accidents, particularly to arms, legs, ribs, and facial bones. Some require surgery with metal plates or screws.

Traumatic Brain Injuries (TBI): Even “mild” TBIs can have long-lasting effects on memory, concentration, and personality. Severe TBIs can be permanently disabling.

Spinal Cord Injuries: These catastrophic injuries can result in partial or complete paralysis, requiring lifetime medical care.

Internal Organ Damage: The force of a collision can cause internal bleeding or damage to organs like the liver, spleen, or kidneys.

Amputations: In severe accidents, limbs may be crushed or severed, leading to traumatic or surgical amputations.

Psychological Injuries: Many accident victims develop PTSD, anxiety, or depression, particularly when driving near the accident location.

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

The Insurance Company Playbook – And How We Counter It

Insurance companies have a well-honed playbook to minimize your claim. Lupe Peña, our former insurance defense attorney, knows these tactics intimately because he used them for years. Here’s what they’ll do to you:

1. The Friendly Adjuster Trap

Within hours of your accident, an adjuster will call you, sounding concerned and helpful. They’ll say things like:

  • “We just want to help you”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

What they’re really doing:
They’re recording your statement to find inconsistencies or admissions they can use against you. They’ll ask leading questions designed to minimize your injuries:

  • “You’re feeling better now, right?”
  • “It wasn’t that bad of an impact, was it?”
  • “You were able to walk away from the scene?”

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.” – Attorney911

How we counter it:
We handle ALL communication with insurance companies. You don’t have to say a word. When they call, simply say: “I need to speak with my attorney first.”

2. The Quick Cash Offer

Within days, they’ll offer you a quick settlement – usually a few thousand dollars. It might sound good when you’re facing medical bills and lost wages, but it’s a trap.

Why it’s a trap:

  • You don’t know the full extent of your injuries yet
  • Once you sign, you can’t get more money – even if you need surgery later
  • The offer is usually 10-20% of what your case is really worth

How we counter it:
We never accept early settlement offers. We wait until you’ve reached Maximum Medical Improvement (MMI) – the point where your doctors say you’ve recovered as much as you’re going to. This could be months or even years after the accident.

3. The “Independent” Medical Exam (IME)

After you’ve been treating for a while, they’ll send you to an “independent” doctor for an exam.

What it really is:
A doctor they’ve hired to minimize your injuries. These doctors:

  • Are paid thousands by insurance companies
  • Rarely spend more than 10-15 minutes with you
  • Look for any reason to say your injuries aren’t serious
  • Often claim injuries are “pre-existing” or “not related” to the accident

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after.” – Lupe Peña

How we counter it:

  • We prepare you extensively for the exam
  • We send your complete medical records to the IME doctor first
  • We challenge biased reports with our own medical experts
  • We know which doctors they use and their biases

4. Surveillance and Social Media Monitoring

They’ll hire investigators to follow you and monitor your social media accounts.

What they’re looking for:

  • Any activity that contradicts your injury claims
  • Photos or videos of you moving “normally”
  • Posts about your case or activities

Examples we’ve defended:

  • A photo of you smiling at a family gathering (they’ll claim you’re not in pain)
  • A video of you walking your dog (they’ll claim you’re not disabled)
  • A check-in at a restaurant (they’ll claim you’re “partying”)

How we counter it:

  • We advise you to make all social media profiles private
  • We tell you not to post about your accident, injuries, or activities
  • We warn friends and family not to tag you in posts
  • We explain that even innocent activities can be taken out of context

5. The Delay Game

They’ll drag out your claim, hoping you’ll get desperate and accept a lowball offer.

Their tactics:

  • “Still investigating your claim”
  • “Waiting for medical records” (that you already sent)
  • “Your file is under review”
  • Taking weeks to respond to simple questions

Why it works:

  • You have mounting bills
  • You’re out of work with no income
  • You’re desperate for money
  • You just want the process to end

How we counter it:

  • We file a lawsuit to force deadlines
  • We set depositions to make them produce witnesses
  • We prepare for trial to show we’re serious
  • We know their delay tactics because Lupe used them – and we know when to push

6. Comparative Fault Arguments

Texas uses a “51% bar rule” – if you’re found to be 51% or more at fault, you get nothing.

How they use it:

  • “You were speeding” (even without evidence)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident”

Even small percentages cost you thousands:

  • 10% fault on $100,000 case = $10,000 less for you
  • 25% fault on $250,000 case = $62,500 less for you
  • 40% fault on $500,000 case = $200,000 less for you

How we counter it:

  • We conduct thorough accident investigations
  • We hire accident reconstruction experts
  • We gather witness statements
  • We know their arguments because Lupe made them for years – now he defeats them

How Insurance Companies Actually Value Your Claim

Most people don’t know that insurance companies use software called Colossus to calculate your claim’s value. Lupe used this software when he worked for the insurance companies – he knows exactly how it works.

How Colossus Works:

  1. Data Entry: The adjuster inputs injury codes, treatment types, costs, and jurisdiction
  2. Coding: Your injuries are coded using standardized medical terms
  3. Calculation: The software applies algorithms to determine “value”
  4. Range Output: The system provides a recommended settlement range
  5. Authority: The adjuster typically cannot exceed this range without supervisor approval

How They Manipulate Colossus:

  • Low Injury Codes: “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
  • Excessive Treatment Flags: Therapy beyond “normal” range triggers reductions
  • Conservative Treatment Penalty: Chiropractic valued less than MD
  • Pre-Existing Reduction: Any prior condition used to reduce value
  • Jurisdiction Factor: Low-verdict counties get lower values

How Lupe’s experience helps:

  • He knows how to code injuries properly for maximum value
  • He knows which medical terms trigger higher valuations
  • He knows when Colossus output is artificially low
  • He knows how to present records to beat the algorithm

What Your Car Accident Case Is Really Worth

Many factors determine your case’s value:

Economic Damages (No Cap in Texas):

  • Medical Expenses (Past): ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
  • Medical Expenses (Future): Ongoing treatment, future surgeries, lifetime medications, long-term care
  • Lost Wages (Past): Income lost from date of accident to present
  • Lost Earning Capacity (Future): Reduced ability to earn income in the future
  • Property Damage: Vehicle repair or replacement, personal property
  • Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap in Texas):

  • Pain and Suffering: Physical pain from injuries, both past and future
  • Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD
  • Physical Impairment: Loss of physical function, disability, limitations
  • Disfigurement: Scarring, permanent visible injuries affecting appearance
  • Loss of Consortium: Impact on marriage/family relationships, loss of companionship
  • Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

  • Available for gross negligence, fraud, or malice
  • Drunk driving cases often qualify
  • Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)

Settlement Ranges by Injury Type:

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical: $6,000-$16,000
  • Lost Wages: $2,000-$10,000
  • Pain & Suffering: $8,000-$35,000
  • Total: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

  • Medical: $10,000-$20,000
  • Lost Wages: $5,000-$15,000
  • Pain & Suffering: $20,000-$60,000
  • Total: $35,000-$95,000

Broken Bone (Requiring Surgery):

  • Medical: $47,000-$98,000
  • Lost Wages: $10,000-$30,000
  • Pain & Suffering: $75,000-$200,000
  • Total: $132,000-$328,000

Herniated Disc (Conservative Treatment):

  • Medical: $22,000-$46,000
  • Lost Wages: $8,000-$25,000
  • Pain & Suffering: $40,000-$100,000
  • Total: $70,000-$171,000

Herniated Disc (Surgery Required):

  • Medical: $96,000-$205,000
  • Future Medical: $30,000-$100,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $50,000-$400,000
  • Pain & Suffering: $150,000-$450,000
  • Total: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Medical: $198,000-$638,000
  • Future Medical: $300,000-$3,000,000+
  • Lost Wages: $50,000-$200,000
  • Lost Earning Capacity: $500,000-$3,000,000+
  • Pain & Suffering: $500,000-$3,000,000+
  • Total: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis:

  • Lifetime care costs: $2,500,000-$13,000,000+
  • Total: $4,770,000-$25,880,000

Amputation:

  • Medical: $170,000-$480,000
  • Future Prosthetics: $500,000-$2,000,000
  • Total: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult):

  • Economic: $1,060,000-$4,520,000
  • Non-Economic: $850,000-$5,000,000
  • Total: $1,910,000-$9,520,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” – Attorney911 Case Result

What to Do After a Car Accident in Leon Valley

Immediate Steps (First 48 Hours):

Hour 1-6:

  • Safety First: If you can move safely, get to a secure location away from traffic
  • Call 911: Report the accident, request medical assistance if anyone is injured
  • Medical Attention: If injured, get to the ER immediately. Adrenaline masks injuries – you may be hurt and not know it yet
  • Document Everything:
    • Take photos of ALL vehicle damage (every angle)
    • Photograph the accident scene, road conditions, traffic signals
    • Take photos of visible injuries
    • Screenshot any messages visible on your phone
  • Exchange Information:
    • Other driver’s name, phone, address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, color
  • Witnesses: Get names and phone numbers of any witnesses
  • Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24:

  • Digital Preservation: Preserve all texts, calls, photos, videos related to the accident
  • Physical Evidence: Secure damaged clothing, glasses, personal items
  • Medical Records: Request copies of all ER/hospital records
  • Insurance Communications: Note any calls from insurance companies
  • Social Media: Make ALL profiles private immediately

Hour 24-48:

  • Legal Consultation: Speak with experienced car accident attorney
  • Insurance Response: If insurance contacts you, refer them to your attorney
  • Settlement Offers: Do NOT accept or sign anything without lawyer review
  • Evidence Backup: Upload all screenshots and photos to cloud storage

Week One Priorities:

  • Medical Follow-Up: Continue documenting all injuries
  • Investigation Begins: Attorney obtains police report, sends preservation letters
  • Communication: Attorney handles ALL insurance communication

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles, Attorney911 Client

Why Evidence Disappears Quickly

Every day you wait, critical evidence is lost:

  • Day 1-7: Witness memories begin fading
  • Day 7-30: Surveillance footage is deleted (gas stations: 7-14 days, retail: 30 days)
  • Month 1-2: Insurance companies solidify their defense position
  • Month 2-6: ELD/black box data from trucks can be overwritten
  • Month 6-12: Witnesses become harder to locate, memories fade
  • Month 12-24: Approaching statute of limitations creates pressure

“Every day you wait, evidence disappears. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We immediately send preservation letters to secure this critical evidence.” – Attorney911

Why Choose Attorney911 for Your Leon Valley Car Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s most powerful advantage. Lupe spent years working FOR insurance companies. Now he uses that knowledge FOR you. He knows:

  • How they value claims internally
  • Which IME doctors they favor (he hired them)
  • How they calculate settlements (he did it himself)
  • Their delay and deny tactics (he deployed them)
  • How to beat their algorithms (he programmed them)

No other law firm in Leon Valley has this insider knowledge.

2. Multi-Million Dollar Results

Our results speak for themselves:

  • “Multi-million dollar settlement for client who suffered brain injury with vision loss”
  • “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
  • “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
  • “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This federal court experience matters because:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction applies when out-of-state defendants are involved
  • Federal court requires different skills than state court

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.” – Attorney911

4. Personal Attention You Won’t Find Elsewhere

At many law firms, you’re just a case number. At Attorney911, you’re family.

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris, Attorney911 Client

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton, Attorney911 Client

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett, Attorney911 Client

5. Contingency Fee – No Risk to You

We don’t get paid unless we win your case. There are:

  • No upfront costs
  • No hourly fees
  • No financial risk
  • Free consultations

“We don’t get paid unless we win your case.” – Attorney911

Frequently Asked Questions About Leon Valley Car Accidents

What should I do immediately after a car accident in Leon Valley?

If you’ve been in an accident in Leon Valley:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

How do I obtain a copy of the accident report?

In Leon Valley, you can obtain the police report from the San Antonio Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly using multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. Multiplier depends on: injury severity, permanency, impact on life, clear liability. Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need experienced attorney. Ralph’s 25+ years includes government litigation.

What if the other driver fled the scene (hit and run)?

File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

Common Car Accident Scenarios in Leon Valley

Rear-End Collisions

Rear-end collisions are among the most common accidents in Leon Valley, particularly on congested roads like Bandera Road and Loop 1604. These accidents often occur when drivers follow too closely or are distracted.

Common Causes:

  • Following too closely
  • Distracted driving (phone use, eating, adjusting radio)
  • Sudden stops
  • Weather conditions (rain, fog)
  • Mechanical failures (brake failure)

Common Injuries:

  • Whiplash
  • Herniated discs
  • Traumatic brain injuries
  • Facial injuries (from airbag deployment)

Who’s at Fault?
In Texas, the rear driver is typically presumed to be at fault in rear-end collisions. However, there are exceptions:

  • The front driver reversed suddenly
  • The front driver’s brake lights weren’t working
  • The front driver stopped suddenly for no reason

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE, Attorney911 Client

T-Bone/Intersection Accidents

T-bone accidents, also known as side-impact collisions, are particularly dangerous. These often occur at Leon Valley intersections when one driver fails to yield the right of way.

Common Causes:

  • Running red lights
  • Failure to yield
  • Distracted driving
  • Speeding
  • Impaired driving

Common Injuries:

  • Head injuries
  • Spinal cord injuries
  • Broken ribs and pelvis
  • Internal organ damage
  • Fatalities

Who’s at Fault?
Fault depends on who had the right of way. In Texas:

  • Drivers turning left must yield to oncoming traffic
  • Drivers at stop signs must yield to traffic on the main road
  • Drivers must obey traffic signals

Head-On Collisions

Head-on collisions are among the most deadly accidents, often resulting in catastrophic injuries or fatalities. These can occur on Leon Valley roads when drivers cross the center line.

Common Causes:

  • Distracted driving
  • Drunk driving
  • Drowsy driving
  • Wrong-way driving
  • Mechanical failure

Common Injuries:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Broken bones
  • Internal injuries
  • Fatalities

Who’s at Fault?
The driver who crossed the center line is typically at fault. However, both drivers may share fault if:

  • Both were speeding
  • Both were distracted
  • Road conditions contributed

Sideswipe Accidents

Sideswipe accidents occur when vehicles traveling in the same or opposite directions make contact. These are common on multi-lane roads like Loop 1604.

Common Causes:

  • Unsafe lane changes
  • Distracted driving
  • Driving while fatigued
  • Impaired driving
  • Poor visibility

Common Injuries:

  • Whiplash
  • Soft tissue injuries
  • Broken bones
  • Head injuries

Who’s at Fault?
The driver who changed lanes unsafely is typically at fault. However, both drivers may share fault if:

  • Both were changing lanes simultaneously
  • Both were driving recklessly

Single-Vehicle Accidents

Single-vehicle accidents involve only one car and can occur when a driver loses control. These are common on high-speed roads like I-10.

Common Causes:

  • Speeding
  • Weather conditions
  • Distracted driving
  • Drowsy driving
  • Mechanical failure
  • Avoiding animals or debris

Common Injuries:

  • Head injuries
  • Spinal cord injuries
  • Broken bones
  • Internal injuries

Who’s at Fault?
The driver is typically at fault, but there may be exceptions:

  • Another vehicle forced you off the road
  • Road conditions were hazardous
  • Mechanical failure caused the accident
  • Another driver’s actions caused you to swerve

Multi-Vehicle Pileups

Multi-vehicle pileups involve three or more vehicles and are particularly dangerous. These can occur on highways like I-10 when visibility is poor or drivers are following too closely.

Common Causes:

  • Poor weather conditions
  • Following too closely
  • Speeding
  • Distracted driving
  • Sudden stops

Common Injuries:

  • Whiplash
  • Traumatic brain injuries
  • Spinal cord injuries
  • Broken bones
  • Internal injuries
  • Fatalities

Who’s at Fault?
Fault can be complex in multi-vehicle accidents and may be shared among multiple drivers. Factors include:

  • Who initiated the chain reaction
  • Following distances
  • Speed
  • Weather conditions

The Emotional Impact of Car Accidents

Car accidents don’t just cause physical injuries—they can have profound emotional and psychological effects.

Immediate Reactions:

  • Shock and numbness
  • Fear and confusion
  • Overwhelm from dealing with police, insurance, and medical responders

Short-Term Effects:

  • Driving anxiety (32-45% of accident victims develop PTSD symptoms)
  • Fear of getting in cars, either as driver or passenger
  • Panic attacks, especially near the accident location
  • Sleep disturbances, nightmares, flashbacks
  • Anger at the other driver, the situation, or yourself
  • Guilt (“Could I have done something different?”)
  • Depression as the reality of injuries and situation sets in

Long-Term Concerns:

  • “Will I ever feel normal again?”
  • “How will I pay my bills if I can’t work?”
  • “Is my injury permanent?”
  • “Will insurance cover everything?”
  • “Can I trust this lawyer?”
  • “How long will this take?”

At Attorney911, we understand these concerns. We’re not just fighting for your compensation—we’re fighting for your peace of mind.

Why Leon Valley Residents Choose Attorney911

We Know Leon Valley

We’re familiar with Leon Valley’s roads, courts, and accident patterns. We know:

  • The dangerous intersections along Bandera Road
  • The high-speed risks of Loop 1604
  • The congestion points during rush hour
  • The local hospitals (Methodist Hospital, Baptist Health System)
  • The Bexar County court system

We Know Texas Law

Texas has unique laws that affect your case:

  • 2-Year Statute of Limitations: You have two years from the accident date to file a lawsuit. Miss this deadline, and your case is barred forever.
  • 51% Bar Rule: If you’re found to be 51% or more at fault, you recover nothing. If you’re 50% or less at fault, your recovery is reduced by your percentage of fault.
  • At-Fault State: Texas is an at-fault state, meaning the at-fault driver’s insurance is responsible for compensating the injured party.
  • Minimum Coverage: Texas requires minimum coverage of $30,000 per person, $60,000 per accident for bodily injury, and $25,000 for property damage.

We Know Insurance Companies

Insurance companies have one goal: to pay you as little as possible. We know their tactics because Lupe used them for years. Now he uses that knowledge to fight for you.

We Get Results

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” – Attorney911 Case Result

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles, Attorney911 Client

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE, Attorney911 Client

We’re Here When You Need Us

Car accidents don’t happen on a schedule. That’s why 1-888-ATTY-911 is always available. Whether it’s 2 AM or a holiday weekend, we’re here to help.

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez, Attorney911 Client

Contact Attorney911 Today

If you’ve been injured in a car accident in Leon Valley, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

The Manginello Law Firm, PLLC
Attorney911
Serving Leon Valley and Bexar County
1-888-ATTY-911
Hablamos Español

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato, Attorney911 Client

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