Motor Vehicle Accidents in Little River-Academy, Texas: Your Complete Legal Guide

If you’ve been injured in a motor vehicle accident in Little River-Academy or anywhere in Bell County, Texas, you’re not alone. Every 57 seconds, another crash occurs on Texas roads, and the consequences can be life-changing. At Attorney911, we’ve been fighting for accident victims across Texas for over 25 years, and we’re here to help you navigate this difficult time.

With our deep roots in Texas and our unique insurance defense background, we understand exactly what you’re going through – and we know how to fight for the compensation you deserve.

The Reality of Motor Vehicle Accidents in Bell County

Texas sees more motor vehicle crashes than nearly any other state. In 2024 alone, there were 251,977 injuries from crashes across Texas – that’s one person injured every 2 minutes and 5 seconds. In Bell County and the surrounding areas, we see accidents occurring on major roadways like I-35, US-190, and FM 436, as well as on local streets throughout Little River-Academy, Temple, and Belton.

What makes our firm different is our insider knowledge of how insurance companies operate. Lupe Peña, one of our attorneys, spent years working for insurance defense firms before joining Attorney911. He knows their tactics because he used them – and now he uses that knowledge to fight for victims like you.

Common Types of Motor Vehicle Accidents We Handle

Car Accidents (Most Common in Bell County)

Car accidents are the most frequent type of motor vehicle collision we see in Little River-Academy and throughout Bell County. With the growing population and increased traffic on local roads, these accidents can happen anywhere – from the quiet streets of Little River-Academy to the busy intersections near Temple and Belton.

Common causes include:

Distracted driving (texting, phone use, eating)
Speeding and aggressive driving
Failure to yield right of way
Running red lights or stop signs
Following too closely
Driving under the influence of alcohol or drugs

In a recent case, our client’s leg was injured in a car accident. During treatment, staff infections developed that led to a partial amputation. This case settled in the millions – proving that what might seem like a “simple” car accident can have devastating, life-altering consequences.

18-Wheeler and Trucking Accidents

Bell County sits along the I-35 corridor, making it a major route for commercial trucking. These massive vehicles can cause catastrophic damage when involved in accidents. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries.

Trucking accidents are particularly complex because:

Multiple parties may be liable (driver, trucking company, cargo loader, manufacturer)
Federal regulations (FMCSA) govern trucking operations
Electronic logging devices (ELDs) and black box data are critical evidence
Insurance policies often have much higher limits than personal auto policies

Ralph Manginello, our founding attorney, is admitted to federal court in the Southern District of Texas, giving us the capability to handle these complex cases. Our firm is also one of the few in Texas involved in BP explosion litigation – showing our ability to take on billion-dollar corporations.

Drunk Driving Accidents

Texas has a serious problem with drunk driving. In 2024, there were 1,053 alcohol-impaired driving deaths in Texas – that’s 25.37% of all traffic fatalities. In Bell County and the surrounding areas, we see far too many lives destroyed by drunk drivers.

What many victims don’t realize is that in drunk driving cases, you may be able to hold not just the driver accountable, but also the establishment that served them alcohol. Under Texas Dram Shop Law (TABC § 2.02), bars, restaurants, and even liquor stores can be held liable if they served someone who was obviously intoxicated.

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Our firm has extensive experience with both the criminal and civil aspects of drunk driving cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association, and we’ve successfully handled numerous DWI cases that demonstrate our investigation skills.

Motorcycle Accidents

Motorcycle riders face unique risks on Texas roads. In 2024, there were 585 motorcyclist fatalities in Texas, with 37% of those killed not wearing helmets. Bell County sees its share of motorcycle accidents, particularly on scenic routes and during warmer months.

Insurance companies often try to blame motorcyclists for accidents, even when they’re not at fault. Texas’ 51% comparative fault rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation. Lupe Peña’s experience working for insurance companies gives us an advantage in countering these arguments.

Pedestrian Accidents

Pedestrians are the most vulnerable road users. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

A critical legal point that many people don’t know: pedestrians ALWAYS have the right-of-way at intersections in Texas, even at unmarked crosswalks. The area between two intersecting streets is legally considered a crosswalk, even if it’s not painted.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become common in Bell County, but they’ve also created new legal complexities when accidents occur. The insurance coverage available depends on what the driver was doing at the time of the crash:

Phase	Driver Status	Coverage Available
Period 0	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum)
Period 1	App on, waiting for ride	$50K/$100K/$25K contingent coverage
Period 2	Ride accepted, en route to pickup	$1,000,000 commercial coverage
Period 3	Passenger in vehicle	$1,000,000 commercial coverage

Lupe Peña’s insurance background is particularly valuable in these cases, as he understands how to navigate these complex coverage situations.

Hit and Run Accidents

Hit and run accidents are unfortunately common in Texas. Nationally, someone is involved in a hit and run every 43 seconds. In Texas, leaving the scene of an accident is a serious crime:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10K fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10K fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5K fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2K fine

If you’re the victim of a hit and run, your own Uninsured Motorist (UM) coverage can provide compensation. We’ve helped many clients in Little River-Academy and Bell County recover compensation through UM claims.

Other Accident Types We Handle

Bicycle Accidents: Bell County has seen an increase in cycling, particularly in areas like Temple and Belton
Bus Accidents: Including school buses and public transportation
Construction Zone Accidents: Bell County has ongoing road construction projects that create hazards
Distracted Driving Accidents: Texting, phone use, and other distractions cause many accidents
Weather-Related Accidents: Texas weather can change quickly, creating dangerous conditions
Intersection Accidents: Many accidents occur at busy intersections in our area
Tesla/Autopilot Accidents: As electric vehicles become more common, we’re seeing new types of accidents

What to Do Immediately After an Accident in Little River-Academy

The First 48 Hours Are Critical

Evidence disappears quickly after an accident. Here’s what you should do:

Hour 1-6 (Immediate Crisis):

Ensure your safety and move to a secure location if possible
Call 911 to report the accident and request medical assistance
Seek medical attention even if you don’t feel seriously injured
Document everything with photos and videos
Exchange information with the other driver(s)
Get names and contact information from witnesses
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Hour 6-24 (Evidence Preservation):

Preserve all digital evidence (texts, calls, photos, videos)
Secure physical evidence (damaged clothing, personal items)
Keep receipts for any expenses related to the accident
Request copies of your medical records
Do NOT give recorded statements to insurance companies
Do NOT sign anything without consulting an attorney

Hour 24-48 (Strategic Decisions):

Consult with an experienced motor vehicle accident attorney
If contacted by insurance, refer them to your attorney
Do NOT accept any settlement offers without legal review

Week One Priorities:

Continue documenting all injuries and treatment
Follow all doctor’s recommendations
Let your attorney handle all insurance communications

Evidence Disappears Quickly

Timeframe	What Disappears	Why It Matters
7-30 days	Surveillance footage from businesses	Critical evidence of what happened
30-180 days	ELD/black box data from trucks	Shows driver hours, speed, braking
1-2 months	Witness memories fade	Details become uncertain or forgotten
2-6 months	Scene changes (road repairs, new striping)	Physical evidence of accident scene lost
6-12 months	Witnesses become harder to locate	May move, change jobs, or become unreachable

At Attorney911, we send preservation letters to all parties within 24 hours of being retained. These letters legally require evidence to be preserved before it’s automatically deleted.

Texas Motor Vehicle Law You Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline is absolute – miss it and your case is barred forever. For wrongful death claims, the 2-year clock starts from the date of death.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system. This means:

If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re 51% or more at fault, you recover nothing

Insurance companies will try to assign you as much fault as possible to reduce their payment. Even small percentages can cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

Lupe Peña’s experience working for insurance companies gives us an advantage in countering these arguments.

Texas Minimum Auto Insurance

Texas requires minimum coverage of:

$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage

However, 15.4% of Texas drivers are uninsured. Your own Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protection.

How Insurance Companies Try to Minimize Your Claim

Insurance companies are not on your side. They have a playbook of tactics designed to minimize or deny your claim. Lupe Peña spent years working for insurance companies – he knows their tactics because he used them.

Tactic #1: Quick Contact and Recorded Statements

Within days of your accident, an insurance adjuster will contact you – often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, saying things like:

“We just want to help you”
“We need your side of the story”
“This is routine”

What they’re really doing is building their defense against you with leading questions:

“You’re feeling better now, right?” (Trap you into saying you’re improving)
“It wasn’t that bad of an impact, was it?” (Minimize collision severity)
“You were able to walk away from the scene?” (Suggest injuries aren’t serious)
“Were you distracted at all?” (Get you to admit distraction)
“How fast were you going?” (Hope you overestimate or say “I don’t know”)

What to do: Do NOT give a recorded statement without an attorney. Once you say something, you can’t take it back.

Tactic #2: Quick Settlement Offers

Within days or weeks, the insurance company may offer you a quick settlement – typically $2,000-$5,000. They’ll create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”

The trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t go back for more money.

Tactic #3: “Independent” Medical Exams (IMEs)

The insurance company may require you to see a doctor of their choosing for an “Independent Medical Exam.” What this really means:

The doctor is hired and paid by the insurance company
They’re looking for any reason to minimize your injuries
The exam is typically very brief (10-15 minutes)
They’ll often claim you have “pre-existing conditions” or that your injuries aren’t serious

Lupe Peña knows these doctors – he hired them when he worked for insurance companies. Now he uses that knowledge to counter their biased reports.

Tactic #4: Delay and Financial Pressure

Insurance companies will drag out your case, hoping you’ll get desperate:

“Still investigating your claim”
“Waiting for medical records”
“Reviewing your file”
Ignoring your calls and emails

They know that as your bills mount and you can’t work, you’ll be more likely to accept a lowball offer.

What we do: We file lawsuits to force deadlines and show we’re serious about taking your case to trial if necessary.

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies hire private investigators to:

Video you doing daily activities
Monitor your social media accounts
Look for any activity that contradicts your injury claims

They’ll use one photo or video to claim you’re not really injured. For example:

A photo of you smiling at a family event might be used to claim you’re not in pain
A video of you walking your dog might be used to claim you’re not disabled
A check-in at a restaurant might be used to claim you’re “living your life”

What to do: Make all social media profiles private. Don’t post about your accident, injuries, or activities.

Tactic #6: Comparative Fault Arguments

Insurance companies will try to blame you for the accident:

“You were speeding” (without evidence)
“You weren’t paying attention”
“You could have avoided this”
“You were distracted”

Lupe Peña knows these arguments because he made them for years when he worked for insurance companies. Now he uses that knowledge to counter them.

Common Injuries from Motor Vehicle Accidents

Motor vehicle accidents can cause a wide range of injuries, from minor to catastrophic:

Traumatic Brain Injury (TBI)

TBIs can range from mild concussions to severe brain damage. Symptoms may not appear immediately and can include:

Headaches
Dizziness
Memory problems
Mood changes
Sleep disturbances
Sensitivity to light and noise

In a recent case, we secured a multi-million dollar settlement for a client who suffered a brain injury with vision loss after a logging accident.

Spinal Cord Injuries

Spinal cord injuries can result in partial or complete paralysis. The level of injury determines the extent of impairment:

Cervical (neck): Can cause quadriplegia
Thoracic (mid-back): Can cause paraplegia
Lumbar (lower back): Can cause leg weakness

Amputations

Amputations can occur at the accident scene or as a result of complications during treatment. Our firm secured a multi-million dollar settlement for a client whose leg was injured in a car accident and later required amputation due to staff infections during treatment.

Broken Bones

Common fractures include:

Arms and legs
Ribs
Pelvis
Facial bones
Spine

Soft Tissue Injuries

These include:

Whiplash
Sprains and strains
Bruises and contusions
Herniated discs

Psychological Injuries

Many accident victims experience:

Post-traumatic stress disorder (PTSD)
Anxiety and depression
Fear of driving
Sleep disturbances

What You Can Recover in a Motor Vehicle Accident Case

In Texas, accident victims can recover several types of damages:

Economic Damages (No Cap)

Medical expenses (past and future)
Lost wages
Lost earning capacity
Property damage
Out-of-pocket expenses

Non-Economic Damages (No Cap in Most Cases)

Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Loss of consortium (for spouses)

Punitive Damages (Capped)

In cases of gross negligence or malice (such as drunk driving), you may be able to recover punitive damages. These are capped at the greater of:

$200,000, OR
2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Settlement Ranges by Injury Type

Injury Type	Medical Costs	Lost Wages	Pain & Suffering	Total Settlement Range
Soft Tissue	$6,000-$16,000	$2,000-$10,000	$8,000-$35,000	$15,000-$60,000
Broken Bone (Simple)	$10,000-$20,000	$5,000-$15,000	$20,000-$60,000	$35,000-$95,000
Broken Bone (Surgery)	$47,000-$98,000	$10,000-$30,000	$75,000-$200,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$8,000-$25,000	$40,000-$100,000	$70,000-$171,000
Herniated Disc (Surgery)	$96,000-$205,000	$20,000-$50,000	$150,000-$450,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000	$50,000-$200,000	$500,000-$3,000,000	$1,548,000-$9,838,000
Spinal Cord Injury	$500,000-$2,000,000+	$500,000-$4,000,000+	$1,000,000-$10,000,000+	$4,770,000-$25,880,000+
Amputation	$170,000-$480,000	$500,000-$2,000,000	$500,000-$3,000,000	$1,945,000-$8,630,000
Wrongful Death	$50,000-$500,000	$1,000,000-$4,000,000	$500,000-$3,000,000	$1,910,000-$9,520,000

Why Choose Attorney911 for Your Bell County Case?

When you’re injured in a motor vehicle accident in Little River-Academy or anywhere in Bell County, you need a law firm that combines local knowledge with statewide expertise. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our biggest competitive advantage. Lupe spent years working for insurance companies, learning:

How they calculate claim values
What tactics they use to minimize payouts
Which doctors they hire for “independent” medical exams
How they delay and deny claims
How to beat their algorithms

Now he uses that knowledge to fight for victims like you.

2. Multi-Million Dollar Results

Our firm has recovered millions for accident victims across Texas:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss
Millions recovered for a client whose leg injury led to amputation
Millions recovered in trucking wrongful death cases
Significant settlement for a maritime injury case

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This gives us the capability to handle complex cases that other firms can’t, including:

Trucking accidents with federal regulations
Product liability cases against manufacturers
Cases against large corporations

Our firm is also one of the few in Texas involved in BP explosion litigation, demonstrating our ability to take on billion-dollar corporations.

4. Personal Attention

At Attorney911, you work directly with our attorneys, not just paralegals. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

And Stephanie Hernandez shared:

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

5. No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we recover compensation for you.

Free consultation
No upfront costs
We advance all case expenses
You pay nothing unless we win

What Our Clients Say About Us

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” – Hannah Garcia

“Highly recommend! They moved fast and handled my case very efficiently.” – Nina Graeter

“She had received a offer but she told me to give her one more week because she knew she could get a better offer.” – Tracey White

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

“Ralph Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.” – S M

“He listened intently heard my concerns and issues and immediately began working to protect my rights.” – Ken Taylor

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Frequently Asked Questions About Motor Vehicle Accidents in Bell County

What should I do immediately after a car accident in Little River-Academy?

If you’ve been in an accident in Little River-Academy or anywhere in Bell County:

Call 911 and report the accident
Seek medical attention even if you feel fine
Document everything with photos and videos
Exchange information with the other driver
Get witness names and contact information
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry”
Do NOT give your opinion on what happened
Stick to facts only

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video on Uninsured & Underinsured Motorists at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51% or more at fault, you get nothing.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available.

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving).

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability.

What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue they’re always 50/50 fault – this is not true.

What should I do if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

Serving Little River-Academy and All of Bell County

At Attorney911, we’re proud to serve Little River-Academy and the entire Bell County area, including Temple, Belton, Killeen, Harker Heights, Nolanville, Salado, and surrounding communities. Our deep roots in Texas and our commitment to our clients make us the right choice for your motor vehicle accident case.

We understand the unique challenges faced by accident victims in our community:

The busy roads and highways that connect our cities
The local hospitals and medical providers you may be dealing with
The local courts and judges who may handle your case
The insurance adjusters who work in this area

Whether your accident occurred on I-35, US-190, FM 436, or on a local street in Little River-Academy, Temple, or Belton, we’re here to help.

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Little River-Academy or anywhere in Bell County, don’t wait. Evidence disappears every day, and the insurance company is already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Remember: You’re not just another case to us. You’re family. Let us fight for the compensation you deserve.

Attorney911 – Legal Emergency Lawyers™
Serving Little River-Academy, Bell County, and all of Texas
1-888-ATTY-911 (1-888-288-9911)
Free consultation • No fee unless we win