Motor Vehicle Accident Lawyers in Live Oak, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Live Oak, We’re Here to Help

A car accident can turn your life upside down in an instant. One moment you’re driving to work, running errands, or heading home to your family in Live Oak, Texas. The next, you’re dealing with pain, medical bills, insurance adjusters, and uncertainty about your future. At Attorney911, we understand the overwhelming fear and confusion you’re experiencing. That’s why we’re here—to fight for the compensation you deserve while you focus on healing.

With over 25 years of experience handling motor vehicle accident cases across Texas, our team at The Manginello Law Firm has helped countless victims in Live Oak and Bexar County recover millions in compensation. We know the local courts, the insurance adjusters, and the unique challenges faced by accident victims in our community. When you call 1-888-ATTY-911, you’re not just getting a law firm—you’re getting a team that treats you like family.

The Reality of Car Accidents in Live Oak and Bexar County

Texas is one of the most dangerous states for motor vehicle accidents. In 2024 alone, there were 251,977 people injured in Texas car crashes—that’s one person injured every 2 minutes and 5 seconds. In Bexar County, where Live Oak is located, thousands of accidents occur annually on major roadways like I-35, Loop 1604, and US-281. These aren’t just statistics—they’re real people whose lives have been disrupted by the negligence of others.

At Attorney911, we’ve seen firsthand how devastating these accidents can be. One of our clients, a Live Oak resident, suffered a leg injury in a car accident that later led to a partial amputation due to complications from staff infections. This case settled in the millions, but it’s a stark reminder of how quickly a “minor” accident can turn into a life-altering event.

Common Causes of Car Accidents in Live Oak

Live Oak’s proximity to San Antonio and major highways like I-35 means our community sees a mix of local and through traffic. Some of the most common causes of car accidents in our area include:

• Distracted driving: Texting, talking on the phone, or even adjusting the radio can take a driver’s attention off the road. In 2024, distracted driving was a factor in 380 deaths across Texas.
• Speeding: Excessive speed reduces reaction time and increases the severity of accidents. Many accidents on I-35 and Loop 1604 involve speeding vehicles.
• Failure to yield: Intersections like those at Judson Road and Lookout Road are common sites for accidents where drivers fail to yield the right of way.
• Drunk driving: Despite public awareness campaigns, drunk driving remains a leading cause of accidents, especially on weekends and holidays.
• Weather conditions: Texas weather can be unpredictable. Rain, fog, and even the rare ice storm can make roads hazardous.
• Fatigued driving: With many Live Oak residents commuting to San Antonio for work, fatigue is a growing concern on our roadways.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see include:

• Whiplash and soft tissue injuries: These are common in rear-end collisions and can cause long-term pain and discomfort.
• Herniated discs: The force of a collision can cause the discs in your spine to bulge or rupture, leading to chronic pain and mobility issues.
• Broken bones: Fractures to the arms, legs, ribs, and pelvis are common in high-impact accidents.
• Traumatic brain injuries (TBI): Even a “minor” concussion can have long-term effects on cognitive function, memory, and personality.
• Spinal cord injuries: These can result in partial or complete paralysis, requiring lifelong medical care.
• Internal injuries: Damage to organs or internal bleeding may not be immediately apparent but can be life-threatening if not treated promptly.
• Psychological trauma: Many accident victims experience PTSD, anxiety, and depression following a crash.

Why You Need an Experienced Car Accident Lawyer in Live Oak

After an accident, insurance companies will contact you almost immediately. They may seem friendly and helpful, but their goal is to minimize your claim and protect their bottom line. They’ll ask for recorded statements, offer quick settlements, and use every tactic in the book to reduce what they pay you.

At Attorney911, we know these tactics because our team includes Lupe Peña, a former insurance defense attorney who spent years working for the very companies that are now trying to deny your claim. Lupe understands how insurance companies value claims, select doctors for “independent” medical exams, and use software like Colossus to calculate the lowest possible settlement. Now, he uses that insider knowledge to fight for accident victims like you.

The Insurance Company’s Playbook—and How We Counter It

Insurance companies have a well-documented playbook for minimizing claims. Here’s what they’ll try to do and how Attorney911 counters their tactics:

1. The Quick Contact and Recorded Statement Trap

   • What they do: Within days of your accident, an adjuster will call and ask for a recorded statement. They’ll act friendly and say they just want “your side of the story.”
   • What they’re really doing: They’re looking for any inconsistency or admission of fault to use against you later. They’ll ask leading questions like, “You’re feeling better now, right?” or “It wasn’t that bad of an impact, was it?”
   • How we counter it: We advise all our clients not to give recorded statements without legal representation. Once you hire Attorney911, we handle all communication with the insurance company so you don’t have to worry about saying the wrong thing.

2. The Lowball Settlement Offer

   • What they do: Within weeks, they’ll offer you a quick settlement—often a few thousand dollars. They’ll say things like, “This is our best offer” or “Take it now before it’s too late.”
   • What they’re really doing: They know you’re desperate for money to pay medical bills and cover lost wages. Their offer is almost always far below what your case is truly worth.
   • How we counter it: We never accept a settlement before you’ve reached maximum medical improvement (MMI). This ensures we know the full extent of your injuries and can demand fair compensation. Lupe knows how these offers are calculated and how to negotiate for what you truly deserve.

3. The “Independent” Medical Exam (IME) Scheme

   • What they do: They’ll send you to a doctor for an “independent” medical exam. The doctor will spend 10-15 minutes with you and then write a report minimizing your injuries.
   • What they’re really doing: The doctor isn’t independent—they’re hired and paid by the insurance company. Their job is to find any reason to reduce or deny your claim.
   • How we counter it: Lupe knows which doctors insurance companies favor because he hired them himself when he worked for the defense. We prepare you for the exam, send your complete medical records to the doctor beforehand, and challenge biased reports with our own medical experts.

4. Surveillance and Social Media Monitoring

   • What they do: They’ll hire private investigators to follow you, take photos, and monitor your social media accounts. They’re looking for any activity that contradicts your injury claims.
   • What they’re really doing: They’ll take innocent activities out of context. For example, if they catch you smiling in a photo, they’ll claim you’re not in pain. If they see you walking your dog, they’ll say you’re not disabled.
   • How we counter it: We advise all clients to make their social media profiles private and avoid posting about the accident or their activities. Lupe has reviewed hundreds of surveillance videos and knows how insurance companies manipulate them. We’re prepared to counter their tactics.

5. Delay, Deny, Defend

   • What they do: They’ll drag out your case for months or even years, hoping you’ll get desperate and accept a lowball offer.
   • What they’re really doing: They’re betting that financial pressure will force you to settle for less than you deserve.
   • How we counter it: We file lawsuits to force deadlines and push the case forward. We know their delay tactics because Lupe used them for years—now he knows exactly when and how to push back.

6. The Pre-Existing Condition Blame Game

   • What they do: They’ll dig through your medical history to find any prior injury or condition, even from years ago, and claim your current injuries aren’t from the accident.
   • What they’re really doing: They’re trying to avoid paying for the aggravation of a pre-existing condition, which is fully compensable under Texas law.
   • How we counter it: We hire medical experts to prove that the accident worsened your condition. Lupe knows how insurance companies attack pre-existing conditions and how to defend against these arguments.

What Makes Attorney911 Different

When you’re searching for a car accident lawyer in Live Oak, you’ll find no shortage of options. But Attorney911 stands out from the rest. Here’s why:

1. We Have a Former Insurance Defense Attorney on Our Team

Lupe Peña spent years working for a national insurance defense firm, where he learned firsthand how large insurance companies value claims, select doctors for IMEs, and use software like Colossus to calculate settlements. He knows their playbook because he wrote it. Now, he uses that insider knowledge to fight for accident victims like you.

As Lupe explains:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

This insider advantage is something no other law firm in Live Oak can offer.

2. We Have a Proven Track Record of Multi-Million Dollar Results

At Attorney911, we don’t just talk about results—we prove them. Here are just a few examples of the cases we’ve handled:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Settled in the millions for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation.
• Recovered millions of dollars for families facing trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship. Our investigation revealed he should have been assisted in this duty.

These aren’t just numbers—they’re real people whose lives we’ve helped rebuild. As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. We Have Federal Court Experience

Ralph Manginello, our founding attorney, is admitted to practice in the U.S. District Court for the Southern District of Texas. This is critical for complex cases, especially those involving commercial vehicles, federal regulations, or out-of-state defendants. Many law firms in Live Oak don’t have this capability, but we do.

Our federal court experience was put to the test when we became one of the few firms in Texas involved in the BP explosion litigation. This high-stakes case against a multinational corporation demonstrates our ability to take on even the most complex and challenging cases.

4. We Provide Personal Attention—You’re Not Just a Case Number

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just case managers or paralegals. We believe in building personal relationships with our clients because we know that trust and communication are key to achieving the best results.

As client Chad Harris put it:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

This personal touch is what sets us apart from high-volume firms where you’re just another case number.

5. We Work on a Contingency Fee Basis—No Fee Unless We Win

We understand that you’re facing medical bills, lost wages, and other expenses. That’s why we work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case. If we don’t recover compensation for you, you owe us nothing.

As client Kiimarii Yup shared:

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

What to Do After a Car Accident in Live Oak

The moments after a car accident can be chaotic and overwhelming. Here’s what you should do to protect your health and your legal rights:

Immediately After the Accident (First 24 Hours)

1. Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask injuries, so it’s important to get checked out.
2. Document the Scene: Take photos of all vehicle damage, the accident scene, road conditions, and any visible injuries. If possible, get the names and contact information of any witnesses.
3. Exchange Information: Get the other driver’s name, phone number, address, driver’s license number, license plate number, and insurance information.
4. Do NOT Admit Fault: Stick to the facts when talking to the other driver or the police. Do not apologize or say anything that could be interpreted as an admission of fault.
5. Call Attorney911: Before you speak to any insurance company, call us at 1-888-ATTY-911. We’ll guide you through the next steps and protect your rights.

In the Days Following the Accident

1. Seek Medical Attention: Even if you didn’t go to the emergency room, see a doctor as soon as possible. Some injuries, like whiplash or traumatic brain injuries, may not show symptoms immediately.
2. Follow Your Doctor’s Orders: Attend all follow-up appointments and follow your treatment plan. Insurance companies will use gaps in treatment to argue that your injuries aren’t serious.
3. Preserve Evidence: Keep all medical records, receipts, and documentation related to the accident. Do not repair your vehicle until we’ve had a chance to document the damage.
4. Do NOT Give a Recorded Statement: Insurance companies will try to get you to give a recorded statement. Politely decline and refer them to Attorney911.
5. Avoid Social Media: Insurance companies monitor social media for any activity that contradicts your injury claims. Avoid posting about the accident or your activities.

Why Time Is Critical

Evidence disappears quickly after an accident. Here’s what you risk losing if you wait:

• Surveillance footage: Businesses typically delete footage within 7-30 days.
• Witness memories: Details fade quickly, and witnesses may become harder to locate.
• Vehicle damage: Once your car is repaired, critical evidence is lost.
• Black box data: In commercial vehicle accidents, this data can be overwritten in as little as 30 days.
• Insurance company advantage: The longer you wait, the more time they have to build a case against you.

As client Chavodrian Miles shared:

“Leonor got me into the doctor the same day…it only took 6 months amazing.”

The sooner you call Attorney911, the sooner we can start preserving evidence and building your case.

Types of Motor Vehicle Accidents We Handle in Live Oak

At Attorney911, we handle all types of motor vehicle accidents, including:

Car Accidents

Car accidents are the most common type of motor vehicle accident in Live Oak. Whether you were rear-ended on I-35, sideswiped on Loop 1604, or involved in a head-on collision on Judson Road, we can help. We’ve recovered millions for car accident victims, including cases involving whiplash, herniated discs, broken bones, and traumatic brain injuries.

As client MONGO SLADE shared:

“I was rear-ended and the team got right to work…I also got a very nice settlement.”

18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating due to the size and weight of commercial vehicles. In 2024, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes in the U.S.

Trucking accidents are complex because multiple parties may be liable, including:

• The truck driver
• The trucking company
• The cargo loader
• The vehicle manufacturer
• The maintenance company

At Attorney911, we have extensive experience handling trucking accident cases. We know the federal regulations that govern the trucking industry, and we know how to investigate these cases to identify all liable parties. Our federal court experience is critical for cases involving interstate trucking companies.

As we’ve seen in cases like the $37.5 million Oncor Electric verdict and the $44.1 million New Prime I-35 pileup verdict, trucking accidents can result in massive settlements and verdicts. We’ve helped numerous families recover millions in trucking-related wrongful death cases.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas. In 2024, there were 1,053 alcohol-impaired driving deaths in Texas, accounting for 25.37% of all traffic fatalities. Drunk driving accidents are particularly devastating because they’re 100% preventable.

At Attorney911, we hold drunk drivers accountable for their actions. We also pursue claims against the bars, restaurants, or liquor stores that served them alcohol when they were already obviously intoxicated. This is known as dram shop liability, and it’s governed by Texas Alcoholic Beverage Code § 2.02.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Drunk driving cases often qualify for punitive damages, which are designed to punish the defendant and deter similar conduct in the future. Our team includes criminal defense attorneys who understand the intersection of criminal and civil cases, giving us a unique advantage in these types of claims.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, there were 585 motorcyclist fatalities in Texas, and 37% of those killed were not wearing helmets. Motorcycle accidents often result in catastrophic injuries, including traumatic brain injuries, spinal cord injuries, and broken bones.

Insurance companies often try to blame motorcyclists for accidents, even when they’re not at fault. Texas’s 51% comparative fault rule means that if you’re found to be more than 50% at fault, you can’t recover any compensation. That’s why it’s critical to have an experienced motorcycle accident attorney on your side.

At Attorney911, we understand the unique challenges faced by motorcyclists. We know how to counter the insurance company’s arguments and fight for the compensation you deserve.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

In Texas, pedestrians always have the right-of-way at intersections, even unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you’ve been hit by a car while walking in Live Oak, we can help.

Pedestrian accidents often result in severe injuries, including:

• Traumatic brain injuries
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare accidents are becoming increasingly common in Live Oak as more people use services like Uber and Lyft. These accidents are complex because the insurance coverage depends on what the driver was doing at the time of the crash.

Here’s how rideshare insurance works:

At Attorney911, we know how to navigate the complex insurance landscape of rideshare accidents. Lupe’s experience as an insurance defense attorney gives us a unique advantage in these cases.

Hit and Run Accidents

Hit and run accidents are a growing problem in Texas. Nationally, there’s a hit and run accident every 43 seconds. In Texas, leaving the scene of an accident is a serious crime, with penalties ranging from a Class B misdemeanor (for property damage) to a second-degree felony (for fatal accidents).

If you’ve been the victim of a hit and run in Live Oak, your own uninsured motorist (UM) coverage can compensate you. We’ve helped many clients recover compensation through UM claims, even when the at-fault driver was never identified.

Tesla and Autonomous Vehicle Accidents

As autonomous vehicle technology advances, accidents involving Tesla’s Autopilot and Full Self-Driving (FSD) systems are becoming more common. In 2024, Tesla recalled 2 million vehicles due to concerns about its driver-assistance systems.

These accidents raise complex legal questions about liability. Is the driver at fault for not paying attention? Is Tesla liable for marketing its systems as safer than they are? At Attorney911, we’re at the forefront of this emerging area of law. We’ve studied landmark cases like the $240 million jury verdict against Tesla in 2025 and understand the legal strategies that work in these cases.

Other Types of Motor Vehicle Accidents

In addition to the types of accidents listed above, we also handle:

• Bicycle accidents: We help cyclists who’ve been struck by negligent drivers.
• Bus accidents: We represent victims of accidents involving city buses, school buses, and private coaches.
• Commercial vehicle accidents: We handle accidents involving delivery trucks, service vehicles, and other commercial vehicles.
• Work zone accidents: We help victims of accidents in construction zones, which are becoming increasingly common in Live Oak.
• Distracted driving accidents: We hold drivers accountable for texting, talking on the phone, or other distractions.
• Weather-related accidents: We help victims of accidents caused by rain, fog, ice, or other weather conditions.
• Intersection accidents: We represent victims of T-bone, rear-end, and other accidents at intersections.
• E-scooter and e-bike accidents: We handle accidents involving electric scooters and bikes, which are becoming more popular in Live Oak.
• Boat and maritime accidents: We represent victims of accidents on the water, including those in nearby lakes and rivers.

Proving Liability in Your Motor Vehicle Accident Case

To win your case, we must prove that the other driver was negligent. In Texas, negligence has four elements:

1. Duty of Care: The other driver had a legal obligation to operate their vehicle safely.
2. Breach of Duty: The other driver violated that duty by acting carelessly or recklessly.
3. Causation: The breach of duty directly caused your injuries.
4. Damages: You suffered actual harm as a result of the accident.

At Attorney911, we gather evidence to prove each of these elements. Here’s how we do it:

Types of Evidence We Use

• Physical Evidence: Photos of vehicle damage, skid marks, road conditions, and your injuries.
• Documentary Evidence: Police reports, medical records, employment records, and insurance policies.
• Electronic Evidence: Black box data from vehicles, GPS records, cell phone records, and surveillance footage.
• Testimonial Evidence: Witness statements, expert testimony, and medical expert opinions.

Multiple Liable Parties

In many cases, more than one party may be liable for your injuries. For example:

• In trucking accidents, the driver, trucking company, cargo loader, and vehicle manufacturer may all share liability.
• In rideshare accidents, the driver, rideshare company, and other at-fault drivers may be liable.
• In drunk driving accidents, the driver, bar or restaurant, and liquor store may all be held accountable.

The more liable parties we can identify, the more insurance policies we can access to maximize your recovery.

Expert Witnesses

We work with a network of expert witnesses to strengthen your case, including:

• Accident Reconstructionists: They can determine how the crash occurred, who was at fault, and the speeds involved.
• Medical Experts: They can explain the extent of your injuries, your future treatment needs, and any permanent impairments.
• Life Care Planners: They can calculate the lifetime cost of care for catastrophic injuries.
• Vocational Experts: They can assess your lost earning capacity and your ability to return to work.
• Economists: They can calculate the present value of your future losses.

Damages You Can Recover in a Motor Vehicle Accident Case

If we prove the other driver was negligent, you may be entitled to compensation for:

Economic Damages

These are quantifiable financial losses, including:

• Medical Expenses (Past and Future): Hospital bills, surgery costs, doctor visits, physical therapy, medications, and medical equipment.
• Lost Wages (Past and Future): Income you’ve lost due to time off work, as well as any reduction in your earning capacity.
• Property Damage: The cost to repair or replace your vehicle and any personal property damaged in the accident.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, and household help.

Non-Economic Damages

These are intangible losses, including:

• Pain and Suffering: Physical pain from your injuries, both past and future.
• Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD.
• Physical Impairment: Loss of physical function, disability, and limitations.
• Disfigurement: Scarring and permanent visible injuries affecting your appearance.
• Loss of Consortium: The impact on your marriage and family relationships.
• Loss of Enjoyment of Life: The inability to participate in activities you previously enjoyed.

Punitive Damages

In cases involving gross negligence or malice, you may be entitled to punitive damages. These are designed to punish the defendant and deter similar conduct. Drunk driving cases often qualify for punitive damages.

In Texas, punitive damages are capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

How Much Is Your Case Worth?

The value of your case depends on several factors, including:

• The severity of your injuries
• The cost of your medical treatment
• The impact on your ability to work
• The degree of the other driver’s negligence
• The amount of insurance coverage available
• Whether your case goes to trial or settles

Here are some general settlement ranges for different types of injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain and Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bones (Single, Simple Fracture)

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain and Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bones (Requiring Surgery)

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain and Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain and Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required)

• Past Medical: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain and Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

• Past Medical: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain and Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis

• Lifetime Care Costs: $2,500,000-$13,000,000+
• Settlement Range: $4,770,000-$25,880,000

Amputation

• Past Medical: $170,000-$480,000
• Future Medical (Prosthetics): $500,000-$2,000,000
• Settlement Range: $1,945,000-$8,630,000

Wrongful Death

• Economic Damages: $1,060,000-$4,520,000
• Non-Economic Damages: $850,000-$5,000,000
• Settlement Range: $1,910,000-$9,520,000

These ranges are general guidelines. Every case is unique, and your settlement will depend on the specific facts of your case. At Attorney911, we fight for the maximum compensation you deserve.

Why Choose Attorney911 for Your Live Oak Car Accident Case?

When you’re searching for a car accident lawyer in Live Oak, you have many options. Here’s why Attorney911 is the right choice for you:

1. We Have a Former Insurance Defense Attorney on Our Team

No other law firm in Live Oak can offer what we can: Lupe Peña, a former insurance defense attorney who spent years working for the very companies that are now trying to deny your claim. Lupe knows how insurance companies value claims, select doctors for “independent” medical exams, and use software like Colossus to calculate settlements. He knows their playbook because he wrote it. Now, he uses that insider knowledge to fight for accident victims like you.

As Lupe explains:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

This insider advantage is something no other law firm in Live Oak can offer.

2. We Have a Proven Track Record of Multi-Million Dollar Results

At Attorney911, we don’t just talk about results—we prove them. Here are just a few examples of the cases we’ve handled:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Settled in the millions for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation.
• Recovered millions of dollars for families facing trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship. Our investigation revealed he should have been assisted in this duty.

These aren’t just numbers—they’re real people whose lives we’ve helped rebuild. As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. We Have Federal Court Experience

Ralph Manginello, our founding attorney, is admitted to practice in the U.S. District Court for the Southern District of Texas. This is critical for complex cases, especially those involving commercial vehicles, federal regulations, or out-of-state defendants. Many law firms in Live Oak don’t have this capability, but we do.

Our federal court experience was put to the test when we became one of the few firms in Texas involved in the BP explosion litigation. This high-stakes case against a multinational corporation demonstrates our ability to take on even the most complex and challenging cases.

4. We Provide Personal Attention—You’re Not Just a Case Number

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just case managers or paralegals. We believe in building personal relationships with our clients because we know that trust and communication are key to achieving the best results.

As client Chad Harris put it:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

This personal touch is what sets us apart from high-volume firms where you’re just another case number.

5. We Work on a Contingency Fee Basis—No Fee Unless We Win

We understand that you’re facing medical bills, lost wages, and other expenses. That’s why we work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case. If we don’t recover compensation for you, you owe us nothing.

As client Kiimarii Yup shared:

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

6. We’re Part of the Live Oak Community

Attorney911 isn’t just a law firm—we’re part of the Live Oak community. We understand the unique challenges faced by accident victims in our area, from the dangerous intersections on Judson Road to the heavy truck traffic on I-35. We know the local courts, the judges, and the insurance adjusters who handle claims in Bexar County.

When you hire Attorney911, you’re not just getting a law firm—you’re getting a team that treats you like family. We’re here to fight for you, and we won’t stop until we’ve secured the compensation you deserve.

Frequently Asked Questions About Car Accidents in Live Oak

Immediate After Accident

1. What should I do immediately after a car accident in Live Oak?
If you’ve been in an accident in Live Oak:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: photos of damage, injuries, scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?
In Live Oak, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes the victim as they find them. For example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance companies attack pre-existing conditions—he used this defense for years, and now he knows how to defeat it.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia shared: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for a detailed breakdown.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days, so we send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a myth. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Live Oak Car Accident Resources

If you’ve been injured in a car accident in Live Oak, here are some local resources that may help:

• Hospitals and Trauma Centers:

  • Methodist Hospital Northeast: A Level IV trauma center serving Live Oak and Bexar County.
  • University Hospital: A Level I trauma center in San Antonio, about 20 minutes from Live Oak.
  • Baptist Medical Center: Provides emergency and trauma care for accident victims.

• Police Departments:

  • Live Oak Police Department: Handles accident reports within Live Oak city limits.
  • Bexar County Sheriff’s Office: Handles accidents in unincorporated areas of Bexar County.

• Courts:

  • Bexar County Civil Courts: Where most personal injury lawsuits in Live Oak are filed.
  • Justice of the Peace Courts: Handle smaller claims and property damage disputes.

• Support Groups:

  • Brain Injury Association of Texas: Offers support for traumatic brain injury survivors.
  • Spinal Cord Injury Association of Texas: Provides resources and support for spinal cord injury victims.

Why Live Oak Residents Trust Attorney911

Live Oak is a tight-knit community, and when accidents happen, residents want a law firm they can trust. At Attorney911, we’re proud to serve Live Oak and Bexar County. We understand the unique challenges faced by accident victims in our community, from the dangerous intersections on Judson Road to the heavy truck traffic on I-35.

When you hire Attorney911, you’re not just getting a law firm—you’re getting a team that treats you like family. We’re here to fight for you, and we won’t stop until we’ve secured the compensation you deserve.

As client Glenda Walker shared:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Live Oak, don’t wait. Evidence disappears daily, and the insurance company is already building a case against you. Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Remember, when you call 1-888-ATTY-911, you’re not just getting a law firm—you’re getting a team that treats you like family. We’re here to fight for you, and we won’t stop until we’ve secured the compensation you deserve.

Call now: 1-888-ATTY-911

Se habla español—Lupe Peña and our team are ready to help Spanish-speaking clients.