Car Accident Lawyers in Meridian, Texas | Attorney911

If you’ve been injured in a car accident in Meridian, Texas, the aftermath can feel overwhelming. Between mounting medical bills, lost wages, and the physical pain of your injuries, it’s easy to feel lost and unsure of what to do next. At Attorney911, we understand the challenges you’re facing, and we’re here to help. With over 25 years of experience fighting for accident victims across Texas, our team—led by Ralph Manginello—has recovered millions for clients just like you.

Every 57 seconds, a car accident occurs in Texas. In 2024 alone, over 251,977 people were injured in motor vehicle crashes across the state. If you’re one of them, you don’t have to navigate this difficult time alone. Our firm has the expertise, resources, and dedication to fight for the compensation you deserve. Whether you’re dealing with whiplash, a herniated disc, or more severe injuries, we know how to build a strong case and hold the at-fault party accountable.

Why Car Accidents in Meridian Are So Common—and So Dangerous

Meridian, Texas, is a small but vibrant community in Bosque County. While it may not have the high traffic volumes of larger cities, car accidents still happen here—and they can be just as devastating. Whether you’re driving on Highway 6, FM 56, or the local roads around town, the risk of an accident is real. Common causes of car accidents in Meridian and the surrounding areas include:

• Distracted driving: Whether it’s texting, adjusting the radio, or eating behind the wheel, distracted driving is a leading cause of accidents in Texas. In 2024, distracted driving contributed to 380 deaths across the state.
• Speeding: Excessive speed reduces reaction time and increases the severity of accidents. Many drivers underestimate the dangers of speeding on rural roads like those in Bosque County.
• Failure to yield: Intersections and merging lanes are common sites for accidents, especially when drivers don’t follow right-of-way rules.
• Drunk driving: Alcohol-impaired driving remains a serious problem in Texas, with 1,053 deaths in 2024 alone. Even in smaller communities like Meridian, drunk driving accidents can and do happen.
• Poor road conditions: Rural roads can be poorly maintained, with potholes, uneven surfaces, and inadequate signage contributing to accidents.
• Weather-related factors: Texas weather can be unpredictable, with sudden rainstorms, fog, and even ice creating hazardous driving conditions.

No matter the cause of your accident, the injuries you sustain can be life-altering. Common injuries from car accidents include:

• Whiplash and soft tissue injuries: These are among the most common injuries, often causing pain, stiffness, and limited mobility.
• Herniated discs: A herniated disc occurs when the soft center of a spinal disc pushes through a crack in the tougher exterior, often requiring surgery and extensive physical therapy.
• Broken bones: Fractures to the arms, legs, ribs, or pelvis can require surgery, casting, and months of recovery.
• Traumatic brain injuries (TBI): Even a mild TBI can cause long-term cognitive issues, memory loss, and emotional changes.
• Spinal cord injuries: These can result in partial or complete paralysis, requiring lifelong medical care.
• Internal injuries: Damage to organs, internal bleeding, or other internal injuries can be life-threatening if not treated immediately.

At Attorney911, we’ve seen firsthand how these injuries can disrupt lives. That’s why we’re committed to fighting for the compensation you need to recover and move forward.

Why You Need an Experienced Car Accident Lawyer in Meridian

After a car accident, insurance companies will often reach out to you quickly, offering a settlement that seems fair at first glance. But don’t be fooled—these early offers are almost always far below what your case is truly worth. Insurance adjusters are trained to minimize payouts, and they’ll use every tactic in the book to reduce or deny your claim.

This is where Attorney911’s unique advantage comes into play. Our team includes Lupe Peña, a former insurance defense attorney who spent years working for large insurance companies. He knows their playbook inside and out—because he used to write it. Now, he uses that insider knowledge to fight for accident victims like you. Lupe understands how insurance companies value claims, how they deploy “independent” medical exams (IMEs) to minimize injuries, and how they use surveillance and social media monitoring to undermine your case. With Lupe on your side, you have an unfair advantage: someone who knows exactly how to counter their tactics.

The Insurance Company’s Playbook—and How We Beat It

Insurance companies have one goal: to pay you as little as possible. They use a variety of tactics to achieve this, and if you’re not prepared, they can seriously jeopardize your case. Here are some of the most common tactics they use—and how Attorney911 counters them:

1. The Quick Cash Trap

Within days of your accident, the insurance adjuster may call you with a “quick settlement offer.” They’ll act friendly and helpful, telling you that this offer is “fair” and that you should accept it before it “expires.” But here’s the truth: this offer is almost always a lowball. They’re hoping you’re desperate for money and will accept far less than your case is worth.

How We Counter It:
We never let our clients accept a settlement before they’ve reached Maximum Medical Improvement (MMI)—the point where their injuries have stabilized and their future medical needs are clear. Until you reach MMI, you don’t know the full extent of your injuries or how much your case is truly worth. We’ll fight for the compensation you deserve, not the quick payout the insurance company wants you to take.

2. The Recorded Statement Trap

Insurance adjusters will often ask you to give a recorded statement about the accident. They’ll tell you it’s “routine” or “just to get your side of the story.” But in reality, they’re looking for anything they can use to deny or reduce your claim. They’ll ask leading questions designed to get you to admit fault, minimize your injuries, or say something that can be taken out of context.

How We Counter It:
You are not required to give a recorded statement to the other driver’s insurance company. In fact, we strongly advise against it. Once you hire Attorney911, we handle all communication with the insurance company. We’ll prepare you for any statements you need to give and ensure that your rights are protected.

3. The “Independent” Medical Exam (IME) Scheme

If your injuries are serious, the insurance company may require you to undergo an “independent” medical exam (IME) with a doctor of their choosing. Don’t be fooled by the word “independent”—these doctors are hired and paid by the insurance company, and their job is to minimize your injuries. They’ll spend just 10-15 minutes examining you, then write a report claiming your injuries aren’t as serious as you say.

How We Counter It:
Lupe Peña knows this tactic well—he used to hire these same doctors when he worked for insurance companies. He knows which doctors are biased and how to challenge their reports. We’ll prepare you for the exam, send your complete medical records to the IME doctor in advance, and hire our own medical experts to counter their findings.

4. Surveillance and Social Media Monitoring

Insurance companies will monitor your social media accounts, looking for any photos, posts, or check-ins that they can use to undermine your claim. They’ll also hire private investigators to follow you and film your daily activities. Even something as innocent as bending over to pick up a child or smiling in a family photo can be twisted to make it seem like you’re not really injured.

How We Counter It:
We advise all our clients to stay off social media during their case. If you must use social media, make all your profiles private and avoid posting about your accident, injuries, or activities. We’ll also educate you on what to expect from surveillance and how to avoid giving the insurance company ammunition against you.

5. The Delay, Deny, Defend Strategy

Insurance companies will often drag out your case, hoping you’ll get desperate and accept a lowball offer. They’ll say they’re “still investigating,” “waiting for records,” or “reviewing your file.” Meanwhile, your bills are piling up, and you’re struggling to make ends meet.

How We Counter It:
We don’t let insurance companies delay your case. We file lawsuits when necessary to force them to act, and we prepare every case as if it’s going to trial. Insurance companies know we’re not bluffing—they know we have the experience and resources to take them to court if they don’t offer a fair settlement.

6. The Pre-Existing Condition Blame Game

If you had any prior injuries or medical conditions, the insurance company will try to blame your current injuries on those pre-existing issues. They’ll dig through your medical records, looking for anything they can use to deny your claim.

How We Counter It:
The law is clear: even if you had a pre-existing condition, you’re entitled to compensation if the accident aggravated or worsened it. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them. We’ll hire medical experts to prove the difference between your pre-existing condition and your new injuries, ensuring you get the compensation you deserve.

How Attorney911 Builds a Strong Case for You

At Attorney911, we don’t just take your case and hope for the best. We conduct a thorough investigation, gather evidence, and build a strong case to prove liability and maximize your compensation. Here’s how we do it:

1. Immediate Evidence Preservation

Evidence disappears quickly after an accident. Surveillance footage is deleted within 7-30 days, witness memories fade, and black box data from vehicles can be overwritten. That’s why we act fast. Within 24 hours of being hired, we send preservation letters to all parties involved, legally requiring them to preserve critical evidence. This includes:

• Surveillance footage from nearby businesses, traffic cameras, and doorbell cameras
• Electronic data from vehicles, including ELD (Electronic Logging Device) data for commercial trucks and black box data from passenger vehicles
• Medical records from hospitals, doctors, and physical therapists
• Witness statements from anyone who saw the accident
• Police reports and 911 call recordings

By preserving evidence early, we ensure that nothing is lost or destroyed before we can use it to build your case.

2. Thorough Investigation

Our team leaves no stone unturned when investigating your accident. We’ll:

• Visit the accident scene to document road conditions, traffic signals, and any hazards that may have contributed to the crash.
• Interview witnesses to get their firsthand accounts of what happened.
• Review police reports to identify any citations or violations that support your claim.
• Consult with experts, including accident reconstructionists, medical professionals, and vocational experts, to strengthen your case.
• Obtain medical records to document the full extent of your injuries and treatment.

3. Proving Liability

To win your case, we must prove that the other driver was negligent and that their negligence caused your injuries. This requires establishing four key elements:

1. Duty of Care: The other driver had a legal duty to operate their vehicle safely.
2. Breach of Duty: The other driver violated that duty by acting negligently (e.g., speeding, texting, running a red light).
3. Causation: The other driver’s negligence directly caused your injuries.
4. Damages: You suffered actual harm as a result of the accident (e.g., medical bills, lost wages, pain and suffering).

We’ll gather evidence to prove each of these elements, including witness statements, police reports, expert testimony, and electronic data.

4. Calculating Your Damages

The compensation you’re entitled to depends on the severity of your injuries and their impact on your life. We’ll work with medical experts, economists, and life care planners to calculate the full extent of your damages, including:

• Medical expenses (past and future): This includes hospital bills, doctor visits, physical therapy, medications, and any future medical care you may need.
• Lost wages: If your injuries prevent you from working, we’ll calculate the income you’ve lost and any future earning capacity you may have lost.
• Pain and suffering: This compensates you for the physical pain and emotional distress caused by your injuries.
• Physical impairment: If your injuries result in a permanent disability or limitation, we’ll seek compensation for the impact on your daily life.
• Disfigurement: If your injuries leave you with scars or other visible marks, we’ll seek compensation for the emotional toll.
• Loss of enjoyment of life: If your injuries prevent you from participating in activities you once enjoyed, we’ll seek compensation for that loss.
• Punitive damages: In cases involving gross negligence (e.g., drunk driving), we may seek punitive damages to punish the at-fault party and deter similar behavior.

5. Negotiating with Insurance Companies

Once we’ve built a strong case, we’ll negotiate with the insurance company on your behalf. We know how insurance companies value claims, and we won’t accept a lowball offer. If the insurance company refuses to offer a fair settlement, we’re prepared to take your case to trial.

6. Preparing for Trial

While most cases settle out of court, we prepare every case as if it’s going to trial. This sends a strong message to the insurance company that we’re serious about fighting for you. Our trial preparation includes:

• Deposing witnesses: We’ll take sworn testimony from witnesses, including the other driver, police officers, and medical experts.
• Presenting expert testimony: We’ll work with accident reconstructionists, medical experts, and economists to strengthen your case.
• Building a compelling narrative: We’ll tell your story in a way that resonates with the jury, showing the full impact of the accident on your life.

What Our Clients Say About Us

At Attorney911, we’re proud of the relationships we build with our clients. We don’t just see you as a case number—we see you as a person who deserves justice and compassion. Here’s what some of our clients have to say about their experience with our firm:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” — AMAZIAH A.T

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

Common Car Accident Injuries and Their Impact

Car accidents can cause a wide range of injuries, from minor to life-threatening. Here are some of the most common injuries we see in our practice and how they can impact your life:

1. Whiplash and Soft Tissue Injuries

Whiplash is one of the most common injuries in car accidents, especially rear-end collisions. It occurs when the head is suddenly jerked forward and backward, straining the muscles and ligaments in the neck. Symptoms of whiplash include:

• Neck pain and stiffness
• Headaches
• Dizziness
• Shoulder pain
• Arm pain or weakness

While whiplash is often considered a “minor” injury, it can cause chronic pain and limit your ability to work or participate in daily activities. In some cases, whiplash can lead to long-term complications, including:

• Chronic headaches
• Vertigo
• Memory problems
• Depression and anxiety

2. Herniated Discs

A herniated disc occurs when the soft center of a spinal disc pushes through a crack in the tougher exterior. This can irritate nearby nerves, causing pain, numbness, or weakness in the arms or legs. Symptoms of a herniated disc include:

• Sharp or burning pain in the arms or legs
• Numbness or tingling
• Muscle weakness
• Difficulty walking or standing

Herniated discs often require extensive treatment, including physical therapy, pain management, and sometimes surgery. Even with treatment, some patients continue to experience chronic pain and limitations.

3. Broken Bones

Broken bones are common in car accidents, especially in high-impact collisions. Common fractures include:

• Arm and leg fractures: These can require casting, surgery, and months of physical therapy.
• Rib fractures: Rib fractures can be extremely painful and may lead to complications like punctured lungs or internal bleeding.
• Pelvic fractures: These are often serious and may require surgery and extensive rehabilitation.
• Skull fractures: Skull fractures can cause traumatic brain injuries and other serious complications.

Broken bones can take months to heal, and some patients never fully recover their strength or mobility.

4. Traumatic Brain Injuries (TBI)

A traumatic brain injury (TBI) occurs when a sudden blow to the head disrupts normal brain function. TBIs can range from mild (concussion) to severe (coma or permanent disability). Symptoms of a TBI include:

• Headaches
• Dizziness
• Nausea and vomiting
• Confusion
• Memory loss
• Mood swings
• Difficulty concentrating

Even a mild TBI can have long-term effects, including cognitive impairment, emotional changes, and an increased risk of dementia. Severe TBIs can result in permanent disability, requiring lifelong medical care.

5. Spinal Cord Injuries

Spinal cord injuries occur when the spinal cord is damaged, often resulting in partial or complete paralysis. The severity of the injury depends on the location of the damage:

• Cervical spine (neck): Injuries to the cervical spine can result in quadriplegia (paralysis of all four limbs).
• Thoracic spine (mid-back): Injuries to the thoracic spine can result in paraplegia (paralysis of the lower body).
• Lumbar spine (lower back): Injuries to the lumbar spine can result in partial paralysis of the legs.

Spinal cord injuries often require lifelong medical care, including physical therapy, assistive devices, and home modifications.

6. Internal Injuries

Internal injuries occur when the force of a car accident causes damage to internal organs or blood vessels. These injuries can be life-threatening if not treated immediately. Common internal injuries include:

• Internal bleeding: This can occur when blood vessels are damaged, leading to blood loss and organ failure.
• Organ damage: The liver, spleen, kidneys, and lungs are particularly vulnerable in car accidents.
• Punctured lungs: This can occur when a rib fractures and punctures the lung, leading to difficulty breathing.

Internal injuries often require emergency surgery and can result in long-term complications.

What to Do After a Car Accident in Meridian

If you’ve been in a car accident in Meridian, it’s important to take the right steps to protect your health and your legal rights. Here’s what you should do:

1. Call 911

If anyone is injured, call 911 immediately. Even if you don’t feel hurt, it’s important to get checked out by a medical professional. Some injuries, like whiplash or internal bleeding, may not show symptoms right away.

2. Document the Scene

If you’re able to do so safely, take photos of the accident scene, including:

• The damage to all vehicles involved
• The position of the vehicles
• Any skid marks or debris on the road
• Traffic signals or signs
• Your injuries

3. Exchange Information

Exchange contact and insurance information with the other driver. Be sure to get:

• Their name, phone number, and address
• Their driver’s license number
• Their insurance company and policy number
• The make, model, and license plate number of their vehicle

4. Get Witness Information

If there are any witnesses to the accident, get their names and phone numbers. Their statements can be crucial in proving liability.

5. Seek Medical Attention

Even if you don’t feel hurt, it’s important to see a doctor as soon as possible. Some injuries, like whiplash or internal bleeding, may not show symptoms right away. Seeing a doctor also creates a record of your injuries, which can be important for your case.

6. Don’t Give a Recorded Statement

The other driver’s insurance company may call you and ask for a recorded statement. Do not give one without talking to an attorney first. Insurance adjusters are trained to ask leading questions that can be used to deny or reduce your claim.

7. Don’t Accept a Quick Settlement

Insurance companies often offer quick settlements to accident victims, hoping they’ll accept less than their case is worth. Do not accept any settlement offers without talking to an attorney first. Once you accept a settlement, you can’t go back and ask for more money, even if your injuries turn out to be more serious than you thought.

8. Call Attorney911

The sooner you call us, the sooner we can start building your case. We’ll handle all communication with the insurance company, gather evidence, and fight for the compensation you deserve. Call us at 1-888-ATTY-911 for a free consultation.

Why Choose Attorney911 for Your Car Accident Case?

With so many law firms to choose from, why should you trust Attorney911 with your car accident case? Here are just a few reasons:

1. We Have a Former Insurance Defense Attorney on Our Team

Lupe Peña spent years working for large insurance companies, learning their tactics from the inside. Now, he uses that knowledge to fight for accident victims like you. He knows how insurance companies value claims, how they deploy “independent” medical exams, and how they use surveillance to undermine your case. With Lupe on your side, you have an unfair advantage.

2. We Have a Proven Track Record of Success

At Attorney911, we don’t just talk about results—we deliver them. Here are just a few of our recent case results:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

3. We Have Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This means we can handle complex cases that other firms can’t, including those involving federal regulations (like FMCSA trucking rules) or out-of-state defendants.

4. We’re Involved in Major Litigation

Our firm was one of the few in Texas to be involved in the BP Texas City explosion litigation, a complex case involving multiple parties and billions of dollars in damages. This experience gives us the skills and resources to take on even the most challenging cases.

5. We Provide Personal Attention

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. We’re committed to providing the personal attention and care you deserve.

6. We Offer Free Consultations and Contingency Fees

We offer free consultations to discuss your case and answer your questions. If we take your case, we work on a contingency fee basis, which means you pay nothing unless we win. There are no upfront costs or hidden fees—just the peace of mind that comes with knowing we’re fighting for you.

Frequently Asked Questions About Car Accidents in Meridian

1. What should I do immediately after a car accident in Meridian?

If you’ve been in a car accident in Meridian, the first thing you should do is call 911 and report the accident. Even if you don’t feel hurt, it’s important to seek medical attention right away. Some injuries, like whiplash or internal bleeding, may not show symptoms immediately. You should also document the scene by taking photos of the damage, the position of the vehicles, and any injuries. Exchange contact and insurance information with the other driver, and get the names and phone numbers of any witnesses. Finally, call Attorney911 at 1-888-ATTY-911 for a free consultation.

2. Should I call the police even for a minor accident?

Yes, you should always call the police after a car accident, even if it seems minor. The police report can be crucial evidence in your case, and it can help establish who was at fault. In Texas, you’re required to report any accident that results in injury, death, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Yes, you should always seek medical attention after a car accident, even if you don’t feel hurt. Some injuries, like whiplash or internal bleeding, may not show symptoms right away. Seeing a doctor also creates a record of your injuries, which can be important for your case. If you wait too long to seek medical attention, the insurance company may argue that your injuries aren’t serious or that they weren’t caused by the accident.

4. What information should I collect at the scene?

After a car accident, you should collect the following information:

• The other driver’s name, phone number, and address
• The other driver’s driver’s license number
• The other driver’s insurance company and policy number
• The make, model, and license plate number of the other driver’s vehicle
• The names and phone numbers of any witnesses
• Photos of the damage to all vehicles, the position of the vehicles, any skid marks or debris on the road, and your injuries

5. Should I talk to the other driver or admit fault?

After a car accident, you should exchange contact and insurance information with the other driver, but you should not discuss fault or apologize. Anything you say can be used against you later, so it’s best to stick to the facts and avoid making any statements that could be interpreted as an admission of fault.

6. How do I obtain a copy of the accident report?

In Meridian, you can obtain a copy of the police report from the Bosque County Sheriff’s Office or the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to the insurance company?

No, you should not give a recorded statement to the other driver’s insurance company without talking to an attorney first. Insurance adjusters are trained to ask leading questions that can be used to deny or reduce your claim. Once you hire Attorney911, we’ll handle all communication with the insurance company.

8. What if the other driver’s insurance contacts me?

If the other driver’s insurance company contacts you, you should refer them to your attorney. Do not give a recorded statement or discuss the details of the accident. Once you hire Attorney911, we’ll handle all communication with the insurance company.

9. Do I have to accept the insurance company’s estimate?

No, you don’t have to accept the insurance company’s estimate. Their estimate is just an offer, and it’s often far below what your case is worth. Attorney911 will fight for the compensation you deserve.

10. Should I accept a quick settlement offer?

No, you should never accept a quick settlement offer without talking to an attorney first. Insurance companies often offer quick settlements to accident victims, hoping they’ll accept less than their case is worth. Once you accept a settlement, you can’t go back and ask for more money, even if your injuries turn out to be more serious than you thought.

11. What if the other driver is uninsured or underinsured?

If the other driver is uninsured or underinsured, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies to maximize your recovery. Watch our video on UM/UIM claims at https://www.youtube.com/watch?v=kWcNFyb-Yq8 to learn more.

12. Why does the insurance company want me to sign a medical authorization?

Insurance companies want you to sign a medical authorization so they can access your entire medical history, not just the records related to your accident. They’re looking for any pre-existing conditions they can use to deny or reduce your claim. You should never sign a medical authorization without talking to an attorney first.

13. Do I have a personal injury case?

You may have a personal injury case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims to learn more.

14. When should I hire a car accident lawyer?

You should hire a car accident lawyer as soon as possible after your accident. Evidence disappears quickly, and insurance companies start building their case against you from day one. The sooner you call Attorney911, the sooner we can start building your case and fighting for the compensation you deserve.

15. How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This is called the statute of limitations. If you miss this deadline, your case will be barred forever, and you won’t be able to recover any compensation.

16. What is comparative negligence, and how does it affect me?

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you are 50% or less at fault, you can recover damages, but your recovery will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover any damages.

For example, if you are found to be 20% at fault for an accident and your damages are $100,000, your recovery will be reduced by 20%, leaving you with $80,000.

Insurance companies will often try to assign you as much fault as possible to reduce their payout. That’s why it’s important to have an experienced attorney like Lupe Peña on your side—he knows how to counter their arguments and fight for your rights.

17. Will my case go to trial?

Most car accident cases settle out of court, but we prepare every case as if it’s going to trial. This sends a strong message to the insurance company that we’re serious about fighting for you. If the insurance company refuses to offer a fair settlement, we’re prepared to take your case to trial and fight for the compensation you deserve.

Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc to learn more.

18. How long will my case take to settle?

The length of your case depends on the severity of your injuries and how long it takes you to reach Maximum Medical Improvement (MMI)—the point where your injuries have stabilized and your future medical needs are clear. For minor injuries, your case may settle in a few months. For more serious injuries, it may take 12-24 months or longer.

19. What is the legal process step-by-step?

The legal process for a car accident case typically includes the following steps:

1. Investigation and evidence gathering: We’ll gather evidence, interview witnesses, and consult with experts to build your case.
2. Medical treatment: You’ll continue your medical treatment until you reach MMI.
3. Demand letter: We’ll send a demand letter to the insurance company, outlining your injuries and the compensation you’re seeking.
4. Negotiation: We’ll negotiate with the insurance company to try to reach a fair settlement.
5. Lawsuit (if necessary): If the insurance company refuses to offer a fair settlement, we’ll file a lawsuit.
6. Discovery: Both sides will exchange information and take depositions.
7. Mediation: We’ll attempt to reach a settlement through mediation.
8. Trial (if necessary): If we can’t reach a settlement, we’ll take your case to trial.

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs to learn more.

20. What types of damages can I recover?

In a car accident case, you may be entitled to recover the following types of damages:

• Medical expenses (past and future): This includes hospital bills, doctor visits, physical therapy, medications, and any future medical care you may need.
• Lost wages: If your injuries prevent you from working, you may be entitled to compensation for the income you’ve lost and any future earning capacity you may have lost.
• Pain and suffering: This compensates you for the physical pain and emotional distress caused by your injuries.
• Physical impairment: If your injuries result in a permanent disability or limitation, you may be entitled to compensation for the impact on your daily life.
• Disfigurement: If your injuries leave you with scars or other visible marks, you may be entitled to compensation for the emotional toll.
• Loss of enjoyment of life: If your injuries prevent you from participating in activities you once enjoyed, you may be entitled to compensation for that loss.
• Punitive damages: In cases involving gross negligence (e.g., drunk driving), you may be entitled to punitive damages to punish the at-fault party and deter similar behavior.

21. Can I get compensation for pain and suffering?

Yes, you can get compensation for pain and suffering in Texas. Pain and suffering is a significant component of personal injury cases, and there is no cap on pain and suffering damages (except in medical malpractice cases).

22. What if I have a pre-existing condition?

You can still recover compensation if you have a pre-existing condition. If the accident aggravated or worsened your pre-existing condition, you’re entitled to compensation for the aggravation. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them. We’ll hire medical experts to prove the difference between your pre-existing condition and your new injuries.

23. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However, punitive damages are taxable. You should consult a tax professional for advice specific to your situation.

24. How is the value of my claim determined?

The value of your claim is determined by a variety of factors, including:

• The severity of your injuries
• The cost of your medical treatment
• The impact of your injuries on your daily life
• Your lost wages and future earning capacity
• The strength of the evidence in your case
• The insurance coverage available

We’ll work with medical experts, economists, and life care planners to calculate the full extent of your damages and fight for the compensation you deserve.

25. How much do car accident lawyers cost?

At Attorney911, we work on a contingency fee basis, which means you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. You may still be responsible for court costs and case expenses regardless of the outcome. We offer a free consultation to discuss our fee structure and answer your questions.

Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc to learn more.

26. How often will I get updates on my case?

At Attorney911, we provide regular updates on your case. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.” You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal, so you can be sure you’re getting the personal attention you deserve.

27. Who will actually handle my case?

At Attorney911, you’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” We’re committed to providing the personal attention and care you deserve.

28. What if I already hired another attorney?

You can switch attorneys at any time if you’re unhappy with your current representation. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call us at 1-888-ATTY-911 to discuss switching your case to our firm.

29. What if I was hit by a government vehicle (city bus, police car, etc.)?

If you were hit by a government vehicle, you may have a claim against the government entity. However, these cases have special rules, including a 6-month notice requirement (much shorter than the 2-year statute of limitations). Sovereign immunity may also apply, and there may be damage caps. These cases are complex, so it’s important to have an experienced attorney like Ralph Manginello on your side. Call us at 1-888-ATTY-911 immediately—the 6-month deadline is strict.

30. What if the other driver fled the scene (hit and run)?

If the other driver fled the scene, you should file a police report immediately. Hit and run is a criminal offense in Texas, and the penalties can be severe (up to 20 years in prison for a fatal hit and run). Your Uninsured Motorist (UM) coverage can compensate you if the at-fault driver is unidentified. We’ll send preservation letters to nearby businesses to secure surveillance footage before it’s deleted (usually within 7-30 days). Texas allows UM stacking, so we can combine coverage from multiple policies to maximize your recovery.

31. What if I’m an undocumented immigrant—can I still file a claim?

Yes, you can still file a claim if you’re an undocumented immigrant. Your immigration status does not affect your right to compensation for your injuries. You’re entitled to full recovery regardless of your immigration status, and your case is confidential. We’ve successfully represented clients of all immigration statuses, and Lupe Peña is fluent in Spanish. Call us at 1-888-ATTY-911—we protect your rights and your privacy.

32. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are “always 50/50 fault,” but this is not true. We’ll prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply, and we’ve won many parking lot cases with clear liability findings.

33. What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can still sue the driver for your injuries. You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving), so these cases often settle quickly. We’ll handle the difficult conversation with the driver so you don’t have to.

34. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability, and the insurance policy still applies. The estate may have assets, and wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We’ll handle your case with sensitivity while protecting your rights.

35. What if my injuries seem minor at first but get worse?

It’s common for injuries to seem minor at first but worsen over time. Adrenaline can mask pain, and some injuries (like whiplash or internal bleeding) may not show symptoms immediately. That’s why it’s important to see a doctor right away and document your injuries. If your injuries worsen, we’ll update your claim to reflect the full extent of your damages.

36. What if I didn’t see a doctor right away?

If you didn’t see a doctor right away, you should see one now. Explain that you didn’t realize the severity of your injuries at first. Delayed symptoms are common, and we can still help. However, the longer you wait, the harder it may be to prove that your injuries were caused by the accident. Call us at 1-888-ATTY-911 to discuss your options.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

Yes, you can switch attorneys at any time if you’re unhappy with your current representation. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call us at 1-888-ATTY-911 to discuss switching your case to our firm.

38. What if the insurance company is my own insurance (UM/UIM claim)?

If the other driver is uninsured or underinsured, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. However, your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation to maximize your recovery. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Lupe Peña’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Pain and suffering is most commonly calculated using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on the severity of your injuries, the impact on your life, and the clarity of liability. For example, if your medical expenses are $100,000 and the multiplier is 4, your pain and suffering would be $400,000.

Lupe Peña calculated these multipliers for years when he worked for insurance companies. He knows how to justify higher multipliers and fight for the compensation you deserve.

40. What if I was hit by a government vehicle?

If you were hit by a government vehicle (e.g., city bus, police car, ambulance), you may have a claim against the government entity. However, these cases have special rules, including a 6-month notice requirement (much shorter than the 2-year statute of limitations). Sovereign immunity may also apply, and there may be damage caps. These cases are complex, so it’s important to have an experienced attorney like Ralph Manginello on your side. Call us at 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if I was hit by a rideshare vehicle (Uber/Lyft)?

If you were hit by a rideshare vehicle, the insurance coverage depends on what the driver was doing at the time of the accident. Uber and Lyft provide different levels of coverage based on the driver’s status:

Lupe Peña understands this complex insurance maze and knows how to identify the correct coverage and maximize your recovery.

42. What if I was hit by a delivery vehicle (Amazon, FedEx, UPS)?

If you were hit by a delivery vehicle, you may have a claim against the driver, the delivery company, and even the parent company (e.g., Amazon). Delivery vehicles are often involved in accidents due to tight schedules, driver fatigue, and distracted driving. In 2024, a Georgia jury awarded $16.2 million to a child struck by an Amazon delivery van, with Amazon found 85% responsible.

Amazon’s Delivery Service Partners (DSPs) are contractually required to “defend and indemnify” Amazon, and they have higher insurance limits than personal vehicles. We’ll investigate all liable parties to maximize your recovery.

43. What if I was injured in a work zone accident?

Work zone accidents are tragically common in Texas. In 2024, there were nearly 28,000 crashes in Texas work zones, resulting in 215 deaths—a 12% increase from the previous year. Work zone fatalities have increased 50% nationally over the past decade.

If you were injured in a work zone accident, you may have a claim against the driver, the construction company, or even the government entity responsible for the road. These cases are complex, but we have the experience to navigate them. We’ll investigate the cause of the accident and fight for the compensation you deserve.

44. What if I was a pedestrian hit by a car?

Pedestrians are the most vulnerable road users, and accidents involving pedestrians are often catastrophic. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 deaths. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were hit by a car as a pedestrian, you have strong legal rights. We’ll fight to hold the driver accountable and get you the compensation you deserve.

45. What if I was on a motorcycle and hit by a car?

Motorcycle accidents are often severe, with riders suffering catastrophic injuries. In 2024, there were 585 motorcyclist fatalities in Texas, and 37% of those killed were not wearing helmets. Common causes of motorcycle accidents include:

• Drivers failing to yield the right of way
• Distracted driving
• Unsafe lane changes
• Left-turn accidents
• Speeding

Insurance companies will often try to blame the motorcyclist, even when the driver is at fault. Texas uses the 51% bar rule, which means if you’re found to be 51% or more at fault, you can’t recover any damages. Lupe Peña knows how insurance companies make these arguments—because he used to make them himself. Now, he uses that knowledge to fight for motorcyclists like you.

Other Types of Motor Vehicle Accidents We Handle in Meridian

At Attorney911, we handle all types of motor vehicle accidents, not just car crashes. Here are some of the other accident types we see in Meridian and the surrounding areas:

1. 18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating on our roads. With vehicles weighing up to 80,000 pounds, a collision with a truck can cause catastrophic injuries or death. In 2024, there were 39,393 commercial motor vehicle crashes in Texas, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide.

Trucking accidents often involve multiple liable parties, including the driver, the trucking company, the cargo loader, and even the vehicle manufacturer. This means more insurance policies and higher potential compensation. However, these cases are complex and require expertise in federal trucking regulations (FMCSA).

At Attorney911, we have the experience and resources to handle trucking cases. Ralph Manginello is admitted to federal court, which is often necessary for FMCSA cases. We’ve recovered millions for trucking accident victims, and we’re not afraid to take on the big trucking companies.

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

2. Drunk Driving Accidents

Drunk driving is a serious problem in Texas. In 2024, there were 1,053 alcohol-impaired driving deaths, accounting for 25.37% of all traffic fatalities. Drunk driving accidents are preventable, and the consequences can be devastating.

If you’ve been injured by a drunk driver, you may be entitled to punitive damages in addition to compensatory damages. Punitive damages are designed to punish the drunk driver and deter similar behavior. You may also have a claim against the bar or restaurant that served the driver under Texas dram shop laws (TABC § 2.02).

At Attorney911, we have the experience to handle drunk driving cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us unique insight into both the criminal and civil aspects of these cases. We’ve successfully handled dram shop cases and recovered millions for our clients.

3. Motorcycle Accidents

Motorcycle accidents often result in serious injuries, including traumatic brain injuries, spinal cord injuries, and broken bones. In 2024, there were 585 motorcyclist fatalities in Texas, and 90% of those killed were male. Common causes of motorcycle accidents include:

• Drivers failing to yield the right of way
• Distracted driving
• Unsafe lane changes
• Left-turn accidents
• Speeding

Insurance companies will often try to blame the motorcyclist, even when the driver is at fault. Texas uses the 51% bar rule, which means if you’re found to be 51% or more at fault, you can’t recover any damages. Lupe Peña knows how insurance companies make these arguments—because he used to make them himself. Now, he uses that knowledge to fight for motorcyclists like you.

4. Pedestrian Accidents

Pedestrians are the most vulnerable road users, and accidents involving pedestrians are often catastrophic. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 deaths. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were hit by a car as a pedestrian, you have strong legal rights. We’ll fight to hold the driver accountable and get you the compensation you deserve.

5. Bicycle Accidents

Bicycle accidents are on the rise in Texas, with 78 cyclist fatalities in 2024. Common causes of bicycle accidents include:

• Drivers failing to yield the right of way
• Distracted driving
• Unsafe lane changes
• Opening car doors into cyclists (“dooring”)
• Poor road conditions

Like motorcyclists, cyclists are often blamed for accidents, even when the driver is at fault. Texas uses the 51% bar rule, which means if you’re found to be 51% or more at fault, you can’t recover any damages. We’ll fight to prove the driver’s negligence and get you the compensation you deserve.

6. Hit and Run Accidents

Hit and run accidents are a serious problem in Texas. Every 43 seconds, someone in the U.S. is involved in a hit-and-run accident. If you’re the victim of a hit and run, you may feel hopeless—but you still have options.

Your Uninsured Motorist (UM) coverage can compensate you if the at-fault driver is unidentified. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies to maximize your recovery. We’ll also send preservation letters to nearby businesses to secure surveillance footage before it’s deleted (usually within 7-30 days).

7. Rideshare Accidents (Uber/Lyft)

Rideshare accidents are becoming more common as services like Uber and Lyft grow in popularity. In 2024, there were 11 billion rideshare trips in the U.S., and accidents involving rideshare vehicles are on the rise.

The insurance coverage for rideshare accidents depends on what the driver was doing at the time of the accident:

Lupe Peña understands this complex insurance maze and knows how to identify the correct coverage and maximize your recovery.

8. Delivery Vehicle Accidents (Amazon, FedEx, UPS)

Delivery vehicle accidents are on the rise, especially with the growth of e-commerce. Amazon alone has over 300,000 delivery drivers in the U.S., and accidents involving delivery vehicles are becoming more common.

Delivery vehicles are often involved in accidents due to tight schedules, driver fatigue, and distracted driving. In 2024, a Georgia jury awarded $16.2 million to a child struck by an Amazon delivery van, with Amazon found 85% responsible.

Amazon’s Delivery Service Partners (DSPs) are contractually required to “defend and indemnify” Amazon, and they have higher insurance limits than personal vehicles. We’ll investigate all liable parties to maximize your recovery.

9. Work Zone and Construction Zone Accidents

Work zone accidents are tragically common in Texas. In 2024, there were nearly 28,000 crashes in Texas work zones, resulting in 215 deaths—a 12% increase from the previous year. Work zone fatalities have increased 50% nationally over the past decade.

If you were injured in a work zone accident, you may have a claim against the driver, the construction company, or even the government entity responsible for the road. These cases are complex, but we have the experience to navigate them. We’ll investigate the cause of the accident and fight for the compensation you deserve.

10. Wrongful Death

Losing a loved one in a car accident is devastating. If your family member was killed due to someone else’s negligence, you may have a wrongful death claim. In Texas, wrongful death claims can be brought by the surviving spouse, children, or parents of the deceased.

Wrongful death claims can recover compensation for:

• Funeral and burial expenses
• Medical expenses before death
• Lost financial support to the family
• Loss of companionship, society, and love
• Mental anguish suffered by the family

We understand that no amount of money can replace your loved one, but we’ll fight to hold the at-fault party accountable and get you the compensation you need to move forward.

Why Meridian Residents Trust Attorney911

Meridian is a tight-knit community, and when you’re injured in an accident, you want a law firm that understands your needs and will fight for your rights. At Attorney911, we’re proud to serve Meridian and the surrounding areas, including Clifton, Valley Mills, and the rest of Bosque County.

Here’s why Meridian residents trust us with their car accident cases:

1. We’re Local—But With Statewide Reach

While we’re based in Houston, we serve clients across Texas, including Meridian. We understand the unique challenges of rural communities, and we’re committed to providing the same level of service to Meridian residents as we do to our Houston clients.

2. We Offer Free Consultations and Contingency Fees

We offer free consultations to discuss your case and answer your questions. If we take your case, we work on a contingency fee basis, which means you pay nothing unless we win. There are no upfront costs or hidden fees—just the peace of mind that comes with knowing we’re fighting for you.

3. We Have a Proven Track Record of Success

At Attorney911, we don’t just talk about results—we deliver them. Here are just a few of our recent case results:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

4. We Provide Personal Attention

At Attorney911, you’re not just a case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. We’re committed to providing the personal attention and care you deserve.

5. We Speak Spanish

Lupe Peña is fluent in Spanish, and we have bilingual staff members who can assist Spanish-speaking clients. We understand the unique challenges faced by Hispanic communities, and we’re committed to providing the same level of service to all our clients, regardless of language.

6. We’re Available 24/7

Accidents don’t happen on a schedule, and neither do we. You can call us 24/7 at 1-888-ATTY-911 for a free consultation. We’re here when you need us most.

Call Attorney911 Today for a Free Consultation

If you’ve been injured in a car accident in Meridian, don’t wait to get the help you need. Evidence disappears quickly, and insurance companies start building their case against you from day one. The sooner you call Attorney911, the sooner we can start building your case and fighting for the compensation you deserve.

We offer free consultations to discuss your case and answer your questions. If we take your case, we work on a contingency fee basis, which means you pay nothing unless we win. There are no upfront costs or hidden fees—just the peace of mind that comes with knowing we’re fighting for you.

Call us today at 1-888-ATTY-911 or visit our website at https://attorney911.com to schedule your free consultation. We’re here to help you get the justice and compensation you deserve.