Car Accident Lawyers in Montgomery, Texas | Attorney911 Fights for You

If you’ve been injured in a car accident in Montgomery, Texas, you’re not alone. With one crash occurring every 57 seconds in Texas and over 251,977 people injured annually, car accidents are a constant threat on Montgomery County roads. Whether you were rear-ended on I-45, sideswiped at a busy intersection, or involved in a multi-vehicle collision on FM 1488, the aftermath can leave you overwhelmed, in pain, and facing mounting medical bills.

At Attorney911, we understand the physical, emotional, and financial toll a car accident can take. Our Montgomery car accident lawyers have been fighting for accident victims across Texas for over 25 years. Led by Ralph Manginello, who brings decades of experience and federal court admission to every case, and Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies try to minimize claims, we don’t just represent clients—we protect them from the insurance tactics designed to deny or undervalue their claims.

In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions. We know how to fight for the compensation you deserve, not just what insurance companies want to pay.

The Reality of Car Accidents in Montgomery, Texas

Montgomery County sees its share of serious car accidents, from high-speed collisions on I-45 to distracted driving incidents on local roads. With the Woodlands and Conroe nearby, our roads experience a mix of local traffic and through traffic that increases the risk of accidents. Some of the most dangerous areas in our community include:

• The I-45 corridor through Montgomery and Conroe
• Intersections along FM 1488 and FM 1314
• The busy retail areas around Highway 242
• Construction zones that seem to be constantly changing traffic patterns

No matter where your accident occurred in Montgomery County, our experienced car accident attorneys know how to investigate the scene, gather evidence, and build a strong case for maximum compensation.

Common Injuries in Car Accidents

Car accidents can cause a wide range of injuries, from seemingly minor to life-altering:

• Whiplash and soft tissue injuries: Often dismissed as minor, these can lead to chronic pain and require extensive treatment.
• Herniated discs: Can cause radiating pain, numbness, and require surgery in severe cases.
• Broken bones and fractures: Common in high-impact collisions, often requiring casts, surgery, or physical therapy.
• Traumatic brain injuries (TBI): Even mild TBIs can have lasting cognitive effects, while severe cases can result in permanent disability.
• Spinal cord injuries: Can lead to partial or complete paralysis, requiring lifelong care.
• Internal organ damage: Often not immediately apparent but can be life-threatening if not treated promptly.
• Post-Traumatic Stress Disorder (PTSD): Many accident victims develop anxiety about driving or being in vehicles.

In one case, our client suffered what initially seemed like a minor leg injury. However, complications led to a partial amputation. This case settled in the millions, proving that what might seem like a minor injury can have life-changing consequences.

Why Insurance Companies Don’t Have Your Best Interests at Heart

After your accident, you might think the insurance company will treat you fairly. Unfortunately, their primary goal is to protect their bottom line—not to ensure you receive full compensation for your injuries. Here’s what they don’t want you to know:

1. They’re already building a case against you: While you’re focused on recovery, insurance adjusters are gathering evidence to minimize or deny your claim.

2. Their “friendly” approach is a tactic: Insurance adjusters are trained to seem helpful while gathering information they can use against you. Lupe Peña, our former insurance defense attorney, knows this firsthand—he used these same tactics when he worked for the other side.

3. Early settlement offers are always lowball: Insurance companies know you’re in financial distress after an accident. They’ll offer quick cash, hoping you’ll accept far less than your case is worth before you realize the full extent of your injuries.

4. They’ll use your words against you: Anything you say to an insurance adjuster can be used to reduce your claim. Even an innocent “I’m feeling better” can be twisted to suggest your injuries aren’t serious.

5. Surveillance is common: Insurance companies often hire private investigators to follow accident victims, hoping to catch them doing activities that contradict their injury claims. Lupe has reviewed hundreds of these surveillance videos from his time on the defense side.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” – Lupe Peña, former insurance defense attorney

Why Choose Attorney911 for Your Montgomery Car Accident Case

When you’re injured in a car accident, you need more than just a lawyer—you need a legal team that knows how to fight insurance companies and secure the compensation you deserve. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. Now, he uses that insider knowledge to fight for you. He knows:

• How insurance companies calculate claim values
• Which doctors they send you to for “independent” medical exams (and why they’re not truly independent)
• How to counter their tactics for minimizing injuries
• When they’re bluffing about policy limits

This unique advantage means we don’t just react to insurance company tactics—we anticipate them.

2. Proven Track Record of Multi-Million Dollar Results

Our results speak for themselves:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions
• We’ve helped numerous families facing trucking-related wrongful death cases recover millions of dollars in compensation

These aren’t just numbers—they represent real people whose lives were devastated by accidents and who received the compensation they needed to move forward.

“I was rear-ended and the team got right to work. They were very professional and I also got a very nice settlement.” – MONGO SLADE

3. Personal Attention from Experienced Attorneys

Unlike high-volume firms where you’re just another case number, at Attorney911, you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris said:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

We understand that every case is unique, and we treat our clients with the care and respect they deserve.

4. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for complex cases, including:

• Trucking accidents with federal regulations
• Cases involving out-of-state defendants
• Product liability claims against manufacturers
• Cases with multiple parties

Our firm is also one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

5. No Fee Unless We Win

We believe everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis:

• Free initial consultation
• No upfront costs
• We advance all case expenses
• You pay nothing unless we win your case
• Our fee is a percentage of your recovery

This means you can focus on your recovery while we focus on building your case.

What to Do After a Car Accident in Montgomery, Texas

The steps you take immediately after a car accident can significantly impact your ability to recover compensation for your injuries. Here’s what to do:

At the Scene:

1. Call 911: Report the accident and request medical assistance if anyone is injured.
2. Check for injuries: Even if you feel fine, adrenaline can mask pain. Get checked by medical professionals.
3. Document everything:
   • Take photos of all vehicle damage (every angle)
   • Photograph the accident scene, road conditions, and traffic signals
   • Take photos of visible injuries
   • Screenshot any messages visible on your phone (do NOT delete anything)
4. Exchange information:
   • Other driver’s name, phone number, and address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, and color
5. Get witness information: Names and phone numbers of any witnesses.
6. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

In the Days Following:

1. Preserve all evidence:
   • Keep all texts, calls, photos, and videos related to the accident
   • Secure damaged clothing, glasses, or personal items
   • Keep receipts for all accident-related expenses
2. Seek medical attention: Follow up with your primary care physician within 24-48 hours.
3. Be cautious with insurance communications:
   • Note any calls from insurance companies
   • Do NOT give recorded statements
   • Do NOT sign anything without attorney review
   • Do NOT accept any settlement offers
4. Protect your privacy:
   • Make all social media profiles private
   • Do NOT post about the accident
   • Tell friends and family not to tag you in posts

Why Time is Critical:

Evidence disappears quickly after an accident:

• 7-30 days: Surveillance footage from nearby businesses is typically deleted
• 30-180 days: Electronic data from vehicles (black boxes) can be overwritten
• Witness memories fade: Details become less clear over time
• Insurance companies build their case: While you recover, they’re gathering evidence against you

That’s why it’s crucial to call Attorney911 immediately at 1-888-ATTY-911. We’ll send preservation letters to secure critical evidence before it’s lost forever.

How We Prove Liability in Your Car Accident Case

To recover compensation for your injuries, we must prove that the other driver was negligent and that their negligence caused your injuries. Here’s how we build a strong case:

1. Gathering Evidence

We collect and preserve all available evidence, including:

• Police accident reports
• Photographs of the scene and vehicle damage
• Witness statements
• Surveillance footage from nearby businesses
• Electronic data from vehicles (black boxes, ELDs for commercial vehicles)
• Medical records documenting your injuries
• Expert testimony from accident reconstruction specialists

2. Establishing Negligence

We prove the other driver breached their duty of care by showing they:

• Violated traffic laws (speeding, running a red light, etc.)
• Were distracted (texting, using a phone, etc.)
• Were under the influence of drugs or alcohol
• Failed to maintain their vehicle properly
• Were driving recklessly or aggressively

3. Proving Causation

We demonstrate that the other driver’s negligence directly caused your injuries. This often involves:

• Medical expert testimony linking your injuries to the accident
• Accident reconstruction to show how the collision occurred
• Documentation of your medical treatment and recovery

4. Documenting Damages

We thoroughly document all your damages to ensure you receive full compensation:

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Emotional distress
• Physical impairment or disfigurement
• Loss of enjoyment of life

What Compensation Can You Recover?

In Texas, car accident victims can recover various types of damages, depending on the severity of their injuries and the impact on their lives. Here’s what you may be entitled to:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future): Hospital bills, doctor visits, physical therapy, medications, medical equipment, and future medical needs.
• Lost wages: Income lost due to time off work for recovery.
• Lost earning capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future.
• Property damage: Repair or replacement of your vehicle and other personal property damaged in the accident.
• Out-of-pocket expenses: Transportation to medical appointments, home modifications, and other accident-related costs.

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering: Physical pain and discomfort from your injuries.
• Mental anguish: Emotional distress, anxiety, depression, and PTSD resulting from the accident.
• Physical impairment: Loss of physical function or disability.
• Disfigurement: Scarring or other permanent visible injuries affecting your appearance.
• Loss of consortium: Impact on your relationships with your spouse or family members.
• Loss of enjoyment of life: Inability to participate in activities you previously enjoyed.

Punitive Damages (Capped)

In cases of gross negligence or intentional misconduct, you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. These are capped at the greater of $200,000 or two times the amount of economic damages plus an amount equal to non-economic damages (capped at $750,000).

Common Types of Car Accidents in Montgomery, Texas

Car accidents can happen in many ways, but some of the most common types we see in Montgomery County include:

Rear-End Collisions

Rear-end accidents are among the most common types of car accidents. They often occur when a driver is following too closely or is distracted. Even at low speeds, rear-end collisions can cause serious injuries like whiplash, herniated discs, and traumatic brain injuries.

“I was rear-ended and the team got right to work. They were very professional and I also got a very nice settlement.” – MONGO SLADE

Head-On Collisions

Head-on collisions are among the most dangerous types of car accidents, often resulting in catastrophic injuries or fatalities. These accidents typically occur when a driver crosses into oncoming traffic, often due to distraction, impairment, or falling asleep at the wheel.

Side-Impact (T-Bone) Collisions

Side-impact collisions, also known as T-bone accidents, often occur at intersections when one driver fails to yield the right-of-way. These accidents can be particularly dangerous because the sides of vehicles offer less protection than the front or rear.

Rollover Accidents

Rollover accidents are more common in SUVs and trucks due to their higher center of gravity. They can occur when a vehicle takes a turn too quickly, is hit by another vehicle, or leaves the roadway. Rollover accidents often result in severe injuries or fatalities.

Multi-Vehicle Pileups

Multi-vehicle accidents often occur on highways like I-45, especially in poor weather conditions. These accidents can be complex, with multiple liable parties and severe injuries.

Hit-and-Run Accidents

Hit-and-run accidents are unfortunately common in Montgomery County. If the at-fault driver flees the scene, you may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage.

Distracted Driving Accidents

With the prevalence of smartphones, distracted driving has become a leading cause of car accidents. Texting, using apps, eating, or adjusting the radio can all take a driver’s attention off the road.

Drunk Driving Accidents

Despite strict laws and public awareness campaigns, drunk driving remains a serious problem in Texas. In 2024, alcohol-impaired driving was a factor in 25.37% of all traffic fatalities in Texas.

Weather-Related Accidents

Montgomery County can experience sudden weather changes, from heavy rain to fog. These conditions can make roads slippery and reduce visibility, increasing the risk of accidents.

How Insurance Companies Try to Minimize Your Claim

Insurance companies have a playbook of tactics they use to minimize or deny claims. Having a former insurance defense attorney on our team gives us a unique advantage in countering these tactics. Here are some of the most common strategies they use:

1. The Quick Cash Trap

Within days of your accident, an insurance adjuster may contact you with a settlement offer. It might sound tempting, especially if you’re facing medical bills and lost wages. But these early offers are always lowball—often just a fraction of what your case is truly worth.

Why it works: You’re in financial distress and may accept less than you deserve before realizing the full extent of your injuries.

How we counter it: We never settle before you’ve reached Maximum Medical Improvement (MMI)—the point where your doctor determines you’ve recovered as much as possible. This ensures we know the full extent of your injuries and can demand fair compensation.

2. The Recorded Statement Trap

Insurance adjusters will often ask you to give a recorded statement, claiming it’s “routine” or “necessary to process your claim.” But these statements are designed to get you to say something that can be used against you.

Common questions they ask:

• “You’re feeling better now, though, right?”
• “It wasn’t that bad of an impact, was it?”
• “You were able to walk away from the scene?”
• “Were you distracted at all?”
• “How fast were you going?”

Why it works: Anything you say can be taken out of context or used to suggest you’re not as injured as you claim.

How we counter it: We handle all communications with the insurance company. You don’t have to say a word to them.

3. The “Independent” Medical Exam (IME) Scheme

If your injuries are serious, the insurance company may require you to undergo an “independent medical examination” (IME) with a doctor of their choosing. But these exams are far from independent.

What really happens:

• The doctor is hired and paid by the insurance company
• The exam is often brief and superficial
• The doctor looks for any reason to minimize your injuries
• They may claim your injuries are pre-existing or not related to the accident

Why it works: Insurance companies use these reports to justify low settlement offers or deny claims entirely.

How we counter it: Lupe Peña knows which doctors insurance companies favor—he hired them himself when he worked for the defense. We prepare you thoroughly for the exam and challenge biased reports with our own medical experts.

4. Surveillance and Social Media Monitoring

Insurance companies often hire private investigators to follow accident victims, hoping to catch them doing activities that contradict their injury claims. They also monitor your social media accounts for any posts that could be used against you.

What they look for:

• Photos or videos of you being active
• Check-ins at locations that suggest you’re not injured
• Posts about your accident or injuries
• Comments from friends or family that could be taken out of context

Why it works: Even innocent activities can be twisted to suggest you’re not as injured as you claim.

How we counter it: We advise all our clients to make their social media profiles private and avoid posting about their accident or injuries. We also know how to counter surveillance footage by providing context and medical evidence.

5. The Delay, Deny, Defend Strategy

Insurance companies often drag out the claims process, hoping you’ll get frustrated and accept a low settlement offer. They may:

• Take weeks to respond to simple questions
• Claim they’re “still investigating” your claim
• Request unnecessary documentation
• Ignore your calls and emails

Why it works: The longer they delay, the more desperate you become. Eventually, you may accept a low offer just to end the process.

How we counter it: We file lawsuits to force deadlines and set depositions. We prepare every case as if it’s going to trial, showing insurance companies we’re serious about getting you the compensation you deserve.

6. The Pre-Existing Condition Blame Game

Insurance companies will scour your medical records for any pre-existing conditions they can use to deny or minimize your claim. They may argue that your injuries were pre-existing and not caused by the accident.

What they look for:

• Prior injuries to the same body part
• Previous accidents or medical conditions
• Any mention of pain or discomfort before the accident

Why it works: Even if the accident aggravated a pre-existing condition, they’ll try to deny your claim or offer less compensation.

How we counter it: We hire medical experts to explain how the accident aggravated your pre-existing condition. The “eggshell plaintiff” rule in Texas means defendants take victims as they find them—if you were more vulnerable to injury due to a pre-existing condition, they’re still liable for the full extent of your damages.

7. The Colossus Software System

Many insurance companies use a software program called Colossus to calculate the value of claims. Adjusters input information about your injuries, treatment, and other factors, and the software generates a recommended settlement range.

How they manipulate it:

• Using low injury codes (“soft tissue strain” instead of “herniated disc”)
• Flagging excessive treatment (even if it was medically necessary)
• Penalizing conservative treatment (chiropractic care is valued less than MD treatment)
• Reducing value for pre-existing conditions

Why it works: Colossus is designed to minimize payouts, and adjusters are trained to input data in ways that reduce claim values.

How we counter it: Lupe Peña knows how Colossus works—he used it for years as a defense attorney. We know which medical terms trigger higher valuations and how to present your records to maximize your claim’s value.

Understanding Texas Car Accident Laws

Texas has specific laws that affect your car accident claim. Understanding these laws can help you protect your rights:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations. If you miss this deadline, you’ll be barred from recovering any compensation for your injuries.

There are limited exceptions to this rule, such as:

• If the victim is a minor (the 2-year clock starts when they turn 18)
• If the defendant leaves the state (the clock may be tolled)
• If the injury wasn’t immediately discoverable (discovery rule)

Comparative Negligence (51% Rule)

Texas follows a modified comparative negligence rule. This means:

• If you’re 50% or less at fault for the accident, you can recover damages, but your compensation will be reduced by your percentage of fault.
• If you’re 51% or more at fault, you cannot recover any damages.

Example:

• If you’re found to be 20% at fault for an accident and your damages total $100,000, you can recover $80,000.
• If you’re found to be 51% at fault, you recover nothing.

Insurance companies will often try to assign you as much fault as possible to reduce their payout. That’s why it’s crucial to have an experienced attorney who can counter their arguments.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum auto insurance coverage:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

However, these minimum limits are often insufficient to cover the full cost of serious injuries. That’s why we always investigate whether additional insurance policies are available, such as:

• Umbrella policies
• Commercial policies (if the at-fault driver was working)
• Underinsured motorist (UIM) coverage on your own policy

Uninsured/Underinsured Motorist (UM/UIM) Coverage

In Texas, approximately 1 in 7 drivers is uninsured. UM/UIM coverage protects you if:

• The at-fault driver has no insurance
• The at-fault driver has insufficient insurance to cover your damages
• You’re the victim of a hit-and-run accident

Texas allows inter-policy stacking, which means you can combine UM/UIM coverage from multiple vehicles on your policy to increase your available coverage.

Dram Shop Liability

Texas has a dram shop law (Texas Alcoholic Beverage Code § 2.02) that allows you to sue establishments that serve alcohol to obviously intoxicated individuals who later cause accidents. This can be a valuable source of compensation in drunk driving cases.

To prove dram shop liability, we must show:

1. The establishment served alcohol to someone who was obviously intoxicated
2. The over-service was the proximate cause of the accident

Why Montgomery, Texas Accident Victims Trust Attorney911

When you’re injured in a car accident, you need a law firm that understands the unique challenges of Montgomery County. Here’s why local residents trust Attorney911:

We Know Montgomery County

From the busy intersections of Conroe to the rural roads of Montgomery, we understand the specific accident risks in our community. We know:

• The most dangerous intersections and roadways
• The local courts and judges
• The insurance adjusters who handle claims in this area
• The medical providers who treat accident victims

We’re Part of the Community

Ralph Manginello was raised in the Memorial area of Houston and has deep roots in Southeast Texas. Our firm is committed to serving the Montgomery County community, not just taking cases.

We Offer Personalized Service

Unlike high-volume firms where you’re just another case number, we treat every client with the care and respect they deserve. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or junior associate.

We Speak Spanish

With Lupe Peña’s fluency in Spanish and our bilingual staff, we ensure that language is never a barrier to justice. As client Celia Dominguez said:

“Especially Miss Zulema, who is always very kind and always translates.”

We Have a Proven Track Record

Our results speak for themselves:

• Multi-million dollar settlements for catastrophic injuries
• Successful outcomes in complex trucking cases
• Millions recovered for families in wrongful death cases
• High-value settlements for clients who were initially offered pennies on the dollar

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

We’re Ready to Fight for You

We prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and shows insurance companies we’re not afraid to take a case to court if they refuse to offer fair compensation.

Frequently Asked Questions About Car Accidents in Montgomery, Texas

What should I do immediately after a car accident in Montgomery, Texas?

If you’ve been in an accident in Montgomery:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine (adrenaline masks injuries)
3. Document everything: photos of damage, injuries, scene
4. Exchange information with the other driver
5. Get witness names and phone numbers
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

In Montgomery, Texas, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues apply (you weren’t driving). These cases often settle quickly because liability is clear.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

Don’t Wait—Call Attorney911 Today

If you’ve been injured in a car accident in Montgomery, Texas, don’t wait to get the legal help you need. Evidence disappears daily, and insurance companies are already building their case against you. The sooner you call Attorney911, the sooner we can start protecting your rights and fighting for the compensation you deserve.

Remember:

• Every day you wait, evidence disappears—surveillance footage, witness memories, electronic data
• Insurance companies are already building a case against you—don’t give them ammunition
• You have only 2 years to file a lawsuit—miss the deadline and you lose your right to compensation forever
• We don’t get paid unless we win—you have nothing to lose and everything to gain

Call Attorney911 now at 1-888-ATTY-911 for a free, no-obligation consultation. We’ll review your case, explain your rights, and help you understand your legal options. If we take your case, you pay nothing unless we win.

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

Don’t face this alone. Let Attorney911 fight for you while you focus on your recovery. Call 1-888-ATTY-911 today. Your legal emergency line is always open.