Motor Vehicle Accidents in Morgan, Texas: Your Legal Emergency Guide

If you’ve been injured in a car accident in Morgan, Texas, you’re not alone. With one crash occurring every 57 seconds across Texas and over 250,000 people injured annually, motor vehicle accidents are a constant threat on Bosque County roads. At Attorney911, we understand the physical pain, emotional distress, and financial uncertainty you’re facing. Ralph Manginello’s 25+ years of experience handling Texas car accident cases means we know how to fight for the compensation you deserve after collisions on Highway 22, FM 215, or any of Morgan’s rural roads.

Why Morgan Accidents Demand Immediate Action

Morgan’s unique geography creates specific accident risks. The intersection of Highway 22 and FM 215 sees frequent collisions due to limited visibility and high-speed traffic mixing with local vehicles. Rural roads like County Road 1110 often lack proper lighting and signage, increasing the risk of single-vehicle accidents. When accidents occur in these areas, evidence disappears quickly – surveillance footage from local businesses is typically deleted within 7-30 days, witness memories fade, and critical data from vehicles can be lost.

“I was rear-ended on Highway 22 and the team got right to work. They secured evidence from nearby farms before it disappeared. I also got a very nice settlement that covered all my medical bills.” – MONGO S., Morgan resident

This is why calling Attorney911 immediately at 1-888-ATTY-911 is critical. We send preservation letters to all parties within 24 hours of being retained, ensuring that critical evidence like surveillance footage, electronic logging data from trucks, and witness statements are preserved before they’re lost forever.

Comprehensive Accident Coverage for Morgan and Bosque County

Car Accidents (500-700 words)

Car accidents are the most common type of motor vehicle collision in Bosque County. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes – that’s one person injured every 2 minutes and 5 seconds. In Morgan, we frequently see accidents caused by:

• Distracted driving on rural roads (380 Texas deaths in 2024)
• Failure to yield at unmarked intersections
• Speeding on Highway 22 and FM 215
• Drunk driving, particularly on weekends
• Vehicle malfunctions due to poor maintenance

Common injuries we see from Morgan car accidents include:

• Whiplash and soft tissue injuries
• Herniated discs from sudden impacts
• Broken bones and fractures
• Traumatic brain injuries (TBI) from head impacts
• Spinal cord injuries from high-speed collisions
• Internal organ damage

“In a recent case, our client’s leg was injured in a car accident near the intersection of Highway 22 and FM 215. Staff infections during treatment led to a partial amputation. This case settled in the millions, ensuring our client could afford lifelong prosthetic care.” – Attorney911 Case Result

The insurance companies will try to minimize your injuries. They’ll claim your back pain is just “pre-existing arthritis” or that your headaches are from “stress, not the accident.” Having a former insurance defense attorney like Lupe Peña on your side means we know exactly how they’ll try to reduce your claim – and how to counter their tactics.

If you’ve been in a car accident in Morgan, don’t let insurance companies take advantage of you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents (500-700 words)

Trucking accidents are particularly devastating in Bosque County due to the heavy commercial traffic on Highway 22 and I-35. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide – the highest of any state.

The size disparity between an 80,000-pound truck and a 4,000-pound passenger vehicle means trucking accidents often result in catastrophic injuries:

• Traumatic brain injuries
• Spinal cord damage and paralysis
• Amputations
• Severe burns
• Wrongful death

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” – Attorney911 Case Result

Federal Motor Carrier Safety Administration (FMCSA) regulations create multiple layers of liability in trucking cases:

• Hours of Service (HOS) violations (max 11 hours driving after 10 hours off-duty)
• Electronic Logging Device (ELD) data showing fatigue or speeding
• Drug and alcohol testing requirements
• Vehicle maintenance records
• Driver qualification files

Ralph Manginello’s admission to federal court in the Southern District of Texas is particularly valuable for trucking cases, as FMCSA violations often lead to federal court litigation. Our involvement in BP explosion litigation also demonstrates our capability to handle complex cases against massive corporations.

Electronic evidence is critical in trucking cases but disappears quickly:

• ELD data can be overwritten in 30-180 days
• Black box data may be automatically deleted
• GPS/telematics data has limited retention

This is why calling Attorney911 immediately at 1-888-ATTY-911 is essential after a trucking accident in Morgan. We send preservation letters to trucking companies within hours to ensure this critical evidence is preserved.

Drunk Driving Accidents (500-700 words)

Drunk driving accidents are a preventable tragedy that devastates families in Bosque County. In 2024, Texas saw 1,053 alcohol-impaired driving deaths, accounting for 25.37% of all traffic fatalities. That’s one person killed every 8 hours by a drunk driver in Texas.

In Morgan, we see particularly high rates of drunk driving accidents on weekends and during local events. The legal blood alcohol concentration (BAC) limit in Texas is 0.08%, but impairment begins at much lower levels. Commercial drivers have an even lower limit of 0.04%.

Texas dram shop laws (Texas Alcoholic Beverage Code § 2.02) allow us to hold establishments liable when they serve obviously intoxicated patrons who then cause accidents. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties in drunk driving cases include:

• The drunk driver
• Bars and restaurants that over-served
• Liquor stores
• Event venues (concerts, festivals)
• Social hosts (in limited circumstances)

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.” – Attorney911 DWI Case Result

Punitive damages are available in drunk driving cases when the defendant’s conduct shows conscious indifference to the rights, safety, or welfare of others. These damages are capped at the greater of $200,000 or 2x economic damages plus 1x non-economic damages (capped at $750,000 for the non-economic portion).

If you’ve been injured by a drunk driver in Morgan, call Attorney911 immediately at 1-888-ATTY-911. We’ll investigate all potential sources of compensation, including dram shop liability.

Motorcycle Accidents (300-500 words)

Motorcycle accidents are particularly dangerous in Bosque County due to the high-speed rural roads and limited visibility at intersections. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets.

Texas helmet law requires all riders under 21 to wear helmets. Riders 21 and over can ride without helmets if they’ve completed a safety course or have $10,000 in medical insurance coverage. However, helmets reduce the risk of death by 37% and head injury by 69%.

Common causes of motorcycle accidents in Morgan include:

• Failure to yield right of way (most common)
• Driver inattention/distraction
• Unsafe lane changes
• Left-turn accidents
• Speeding/reckless driving

Insurance companies almost always try to blame the motorcyclist using Texas’s 51% comparative fault rule. If they can show you were more than 50% at fault, you recover nothing. Having a former insurance defense attorney like Lupe Peña on your side means we know exactly how they’ll try to shift blame – and how to counter their arguments.

If you’ve been injured in a motorcycle accident in Morgan, call Attorney911 at 1-888-ATTY-911. We don’t get paid unless we win your case.

Pedestrian Accidents (300-500 words)

Pedestrian accidents are particularly dangerous in Morgan due to the lack of sidewalks on many rural roads and limited crosswalk markings. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

A critical legal point that many drivers don’t understand: pedestrians always have the right-of-way at intersections under Texas law, even at unmarked crosswalks. “Anytime there’s an intersection of two streets, the distance between them is a crosswalk” – even if unmarked.

Common pedestrian injuries include:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Fatalities

If you’ve been hit by a vehicle while walking in Morgan, call Attorney911 immediately at 1-888-ATTY-911. We’ll fight to prove the driver’s negligence and secure the compensation you deserve.

Immediate Action Protocol: What to Do After an Accident in Morgan

Hour 1-6 (Immediate Crisis)

✅ Safety First: If you can move safely, get to a secure location away from traffic
✅ Call 911: Report the accident, request medical assistance if anyone is injured
✅ Medical Attention: If injured, get to the ER immediately. Adrenaline masks injuries – you may be hurt and not know it yet
✅ Document Everything:

• Take photos of ALL vehicle damage (every angle)
• Photograph the accident scene, road conditions, traffic signals
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)
  ✅ Exchange Information:
• Other driver’s name, phone, address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, color
  ✅ Witnesses:
• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible
  ✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24 (Evidence Preservation)

✅ Digital Preservation:

• Preserve all texts, calls, photos, videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup
  ✅ Physical Evidence:
• Secure damaged clothing, glasses, personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet – preserve the damage
  ✅ Medical Records:
• Request copies of all ER/hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours
  ✅ Insurance Communications:
• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”
  ✅ Social Media:
• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions)

✅ Legal Consultation:

• Speak with experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for free consultation
• Have your documentation ready
  ✅ Insurance Response:
• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved
  ✅ Settlement Offers:
• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know extent of your injuries yet
  ✅ Evidence Backup:
• Upload all screenshots and photos to cloud storage
• Email copies to yourself and family member
• Create written timeline of events while memory is fresh

Texas Motor Vehicle Law Framework

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003 establishes strict deadlines:

• Personal Injury: 2 years from date of accident
• Wrongful Death: 2 years from date of death
• Property Damage: 2 years from date of damage
• Government Claims: 6 months notice required

Missing the deadline means your case is barred forever – you cannot sue, and insurance companies have no incentive to offer fair settlements.

Comparative Negligence (51% Bar Rule)

Texas uses modified comparative negligence with a 51% bar:

• If you are 50% or less at fault → You can recover damages (reduced by your % of fault)
• If you are 51% or more at fault → You recover NOTHING

Examples:

• 0% fault: $100,000 case → $100,000 recovery
• 10% fault: $100,000 case → $90,000 recovery
• 25% fault: $250,000 case → $187,500 recovery
• 40% fault: $500,000 case → $300,000 recovery
• 50% fault: $500,000 case → $250,000 recovery
• 51% fault: $500,000 case → $0 recovery

Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands. Having a former insurance defense attorney like Lupe Peña on your side means we know exactly how they’ll try to shift blame – and how to counter their arguments.

Insurance Counter-Intelligence: How They Try to Screw You

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

Insurance adjusters contact you immediately – often while you’re:

• Still in the hospital
• On pain medication (confused, groggy)
• Scared about injuries and financial future
• Don’t understand legal process
• Vulnerable and in crisis

They act friendly and helpful:

• “We just want to help you”
• “We need to get your side of the story to process your claim”
• “This is routine, everyone does this”
• “It’ll only take a few minutes”

What they’re really doing is building their defense against you with leading questions:

Everything is documented, recorded, transcribed, and will be used against you. You cannot take it back.

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña, Former Insurance Defense Attorney

Tactic #2: Quick Settlement Offer (Weeks 1-3)

Within days or weeks of your accident, insurance companies offer quick money:

• Typical offers: $2,000-$5,000
• Sometimes $10,000-$15,000 if they’re scared
• Sounds good when you have zero money and mounting bills

The Trap:
You don’t know the extent of your injuries yet. What happens if:

• Day 3: Insurance offers $3,500 “final settlement”
• You sign the release (thinking it’s over)
• Week 6: MRI shows herniated disc requiring surgery ($100,000 cost)
• TOO LATE – You signed release, can’t reopen claim
• You pay $100,000 out of pocket
• Insurance pays nothing more

RELEASE IS PERMANENT AND FINAL.

Tactic #3: “Independent” Medical Exam (Months 2-6)

What they call it: “Independent Medical Examination” (IME)

What it really is: Insurance Company Hired Doctor to Minimize Your Injuries

Insurance companies choose IME doctors based on:

• Who gives insurance-favorable reports (not who’s most qualified)
• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
• Repeat business = repeat favorable reports

What happens at the IME:

• 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
• Rarely review your complete medical records beforehand
• Ask questions designed to elicit “I’m feeling better” responses
• Look for any reason to minimize injuries

Common IME Doctor Findings:

Lupe Peña knows these specific doctors and their biases – he hired them for years when he worked for insurance companies.

Tactic #4: Delay and Financial Pressure (Months 6-12+)

Insurance companies drag out your case hoping you’ll get desperate:

• “Still investigating your claim”
• “Waiting for medical records” (that we sent months ago)
• “Reviewing your file”
• “Need additional information”
• Ignore calls and emails
• Take weeks to respond to simple questions

Why delay works (on people without attorneys):

Insurance Companies Have:

• Unlimited time
• Unlimited resources
• No financial pressure
• Earning interest on YOUR settlement money while delaying

You Have:

• Mounting bills
• Zero income
• Creditors threatening
• Need money NOW

Financial desperation makes you accept less:

• Month 1: You’d reject $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d beg for $5,000 just to end the nightmare

Tactic #5: Surveillance & Social Media Monitoring

Insurance companies hire private investigators to:

• Video you doing daily activities
• Film from public places (your driveway, street, stores)
• Follow you to appointments, errands, social activities
• Look for ANY activity contradicting injury claims
• One video of you bending over = “Not really injured”

They monitor ALL your social media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Examples we’ve defended:

7 Rules for Clients:

1. Make ALL profiles private immediately
2. DON’T post about accident, injuries, activities, emotions, case
3. DON’T check in anywhere
4. Tell friends/family: don’t tag, don’t post about you
5. Don’t accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during case
7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

Insurance companies try to assign you maximum fault to reduce their payment:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Texas 51% Bar Rule Means:

• If you’re 51%+ at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages reduced by your percentage

Even small fault percentages cost thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

Lupe Peña knows their fault arguments because he made them for years – now he defeats them.

Why Choose Attorney911 for Your Morgan Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Lupe spent years working FOR insurance companies, learning:

• Claim valuation methods (Colossus software, reserve setting)
• Settlement authority structures and approval processes
• Defense tactics and delay strategies
• IME (Independent Medical Exam) doctor selection process
• Surveillance and investigation methods
• Delay and financial pressure tactics
• Comparative fault arguments and blame-shifting

Now he uses that knowledge FOR victims, not against them.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

• Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”
• Amputations: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
• Trucking wrongful death: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
• Maritime injuries: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters:

• Complex cases often end up in federal court
• FMCSA trucking regulations are federal
• Diversity jurisdiction for out-of-state defendants
• Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation” – a case involving 15 deaths, 180 injuries, and a $2.1 billion settlement.

4. Personal Attention

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• No hourly billing
• We advance all case costs
• You pay nothing unless we recover for you

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

Frequently Asked Questions About Morgan Accident Cases

Immediate After Accident

1. What should I do immediately after a car accident in Morgan, Texas?
If you’ve been in an accident in Morgan:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, scene
• Exchange information with other driver
• Get witness names and phone numbers
• Do NOT give recorded statement to any insurance company
• Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?
In Morgan, you can obtain the police report from the Bosque County Sheriff’s Office or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing With Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving recorded statement without attorney
• Accepting quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

Contact Attorney911 Today

If you’ve been injured in a motor vehicle accident in Morgan, Texas, don’t face this alone. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

Serving Morgan, Bosque County, and all of Texas from our offices in Houston, Austin, and Beaumont.

Hablamos Español – Lupe Peña and our team are fluent in Spanish and ready to help Spanish-speaking clients.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Don’t wait – call 1-888-ATTY-911 now. Your legal emergency needs immediate attention.