Motor Vehicle Accident Attorney in Mustang Ridge, Texas | Attorney911

If You’ve Been Injured in a Mustang Ridge Car Accident, We’re Here to Help

Every year, thousands of Texans are injured in motor vehicle accidents—many right here in Mustang Ridge and the surrounding Caldwell County area. If you or a loved one has been hurt in a crash, you’re not alone. At Attorney911, we understand the physical, emotional, and financial toll these accidents take. That’s why we fight tirelessly to protect your rights and secure the compensation you deserve.

With over 25 years of experience handling car accident cases across Texas, our team at The Manginello Law Firm, PLLC knows exactly what it takes to win. We’ve recovered millions for accident victims just like you, and we’re ready to put our expertise to work for your case.

Call our legal emergency hotline at 1-888-ATTY-911 now for a free consultation. We don’t get paid unless we win your case.

Why Mustang Ridge Accidents Require Local Legal Expertise

Mustang Ridge may be a small city, but our roads see their share of serious accidents. Whether you’re commuting on US-183, traveling through the intersection of FM 812 and FM 969, or driving on local streets, the risk of a collision is real. In fact, Texas sees:

• 1 crash every 57 seconds
• 1 person injured every 2 minutes and 5 seconds
• Over 251,000 people injured in motor vehicle crashes annually

These aren’t just numbers—they represent real lives disrupted, families struggling, and individuals facing mounting medical bills. When you’re injured in a Mustang Ridge car accident, you need an attorney who understands the unique challenges of our community and knows how to navigate the Texas legal system.

Our Mustang Ridge Car Accident Services

At Attorney911, we handle all types of motor vehicle accidents in Mustang Ridge and throughout Caldwell County. Our experienced team is equipped to assist with:

Car Accidents

Mustang Ridge’s mix of rural roads and proximity to major highways like US-183 creates dangerous conditions for drivers. Common causes of car accidents in our area include:

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield at intersections
• Drunk or impaired driving
• Fatigued driving, especially among commercial vehicle operators
• Poor road conditions or inadequate signage

Even seemingly minor accidents can result in serious injuries that aren’t immediately apparent. That’s why it’s crucial to seek medical attention right away and consult with an experienced Mustang Ridge car accident lawyer.

Trucking Accidents

With US-183 running through our area, Mustang Ridge sees its share of commercial truck traffic. These massive vehicles pose significant risks to passenger cars. When a fully loaded 18-wheeler weighing up to 80,000 pounds collides with a 4,000-pound passenger vehicle, the results can be catastrophic.

In 2024 alone, Texas saw:

• 39,393 commercial motor vehicle crashes
• 608 trucking fatalities
• 1,601 serious injuries

Trucking accidents often involve complex liability issues because multiple parties may be responsible:

• The truck driver
• The trucking company
• The cargo loader
• The vehicle manufacturer
• The maintenance provider

Our firm has extensive experience handling trucking accident cases. We understand the Federal Motor Carrier Safety Administration (FMCSA) regulations that govern the trucking industry, and we know how to investigate these complex cases to identify all liable parties.

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas. In 2024, alcohol-impaired driving was responsible for:

• 1,053 deaths (25.37% of all traffic fatalities)
• Over 24,000 crashes

When a drunk driver injures you or a loved one, you have the right to pursue compensation from both the driver and any establishment that served them alcohol while they were obviously intoxicated. This is known as dram shop liability, and it’s governed by Texas Alcoholic Beverage Code § 2.02.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Our firm has successfully pursued dram shop claims against bars, restaurants, and other establishments that over-serve patrons who then cause accidents.

Motorcycle Accidents

Motorcycle riders face unique risks on Mustang Ridge roads. In 2024, Texas saw:

• 585 motorcyclist fatalities
• 37% of riders killed were not wearing helmets

Common causes of motorcycle accidents include:

• Drivers failing to yield right-of-way
• Distracted or inattentive drivers
• Unsafe lane changes
• Left-turn accidents
• Speeding and reckless driving

Insurance companies often try to blame motorcyclists for accidents, even when they’re not at fault. Texas’ 51% comparative fault rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation. That’s why it’s crucial to have an experienced Mustang Ridge motorcycle accident attorney on your side.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users. In 2024, Texas saw:

• 6,095 pedestrian crashes
• 768 pedestrian fatalities
• Pedestrians accounted for 1% of crashes but 19% of all roadway deaths

In Mustang Ridge, pedestrians face risks when:

• Crossing busy roads like US-183 or FM 812
• Walking along rural roads with limited lighting
• Navigating parking lots and commercial areas

Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t realize this, which can lead to serious accidents.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. Nationwide, someone is involved in a hit and run every 43 seconds.

In Texas, hit and run penalties are severe:

• Death: 2nd degree felony (2-20 years in prison)
• Serious bodily injury: 3rd degree felony (2-10 years)
• Minor injury: State jail felony (up to 5 years)
• Property damage over $200: Class B misdemeanor (up to 6 months in jail)

If you’re the victim of a hit and run in Mustang Ridge, your own uninsured/underinsured motorist (UM/UIM) coverage can provide compensation. Our team knows how to navigate these complex claims to ensure you receive the full benefits you’re entitled to.

Work Zone Accidents

With ongoing infrastructure projects in Caldwell County, work zone accidents are a growing concern. In 2024, Texas saw:

• Nearly 28,000 crashes in work zones
• 215 deaths (a 12% increase from the previous year)

Work zone accidents often occur because:

• Drivers fail to slow down
• Workers are improperly protected
• Signage is inadequate or confusing
• Equipment is left in travel lanes

When you’re injured in a work zone accident, multiple parties may be liable, including:

• The at-fault driver
• The construction company
• The government entity responsible for the road
• Equipment manufacturers

Distracted Driving Accidents

Distracted driving is a growing problem in Mustang Ridge and across Texas. In 2024, distracted driving contributed to:

• 380 deaths
• Thousands of serious injuries

Common distractions include:

• Texting or using a smartphone
• Eating or drinking
• Adjusting the radio or navigation system
• Talking to passengers
• Grooming or applying makeup
• Daydreaming or being lost in thought

Texas law prohibits drivers from using handheld devices in school zones and for texting while driving. However, many drivers continue to engage in dangerous behaviors that put others at risk.

What to Do After a Mustang Ridge Car Accident

The moments after a car accident can be chaotic and overwhelming. Here’s what you should do to protect your health and your legal rights:

At the Scene

1. Check for injuries and call 911 if anyone is hurt.
2. Move to safety if possible, but don’t leave the scene.
3. Call the police to report the accident. A police report is crucial evidence.
4. Exchange information with the other driver(s), including:
   • Name, address, and phone number
   • Driver’s license number
   • Insurance information
   • Vehicle make, model, and license plate number
5. Document the scene with photos and videos:
   • Vehicle damage
   • Injuries
   • Road conditions
   • Traffic signals and signs
   • Skid marks or debris
6. Get witness information if anyone saw the accident.
7. Don’t admit fault or discuss the accident with anyone except the police.

After Leaving the Scene

1. Seek medical attention even if you feel fine. Many injuries don’t show symptoms immediately.
2. Follow your doctor’s orders and attend all follow-up appointments.
3. Document everything related to your accident and injuries.
4. Notify your insurance company but don’t give a recorded statement.
5. Don’t sign anything from the other driver’s insurance company.
6. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Why Evidence Disappears Quickly After a Mustang Ridge Accident

One of the biggest mistakes accident victims make is waiting too long to take legal action. Evidence disappears quickly, and the longer you wait, the harder it becomes to build a strong case.

Evidence Timeline

• Days 1-7: Witness memories begin to fade. Physical evidence like skid marks and debris is cleared.
• Days 7-30: Surveillance footage from nearby businesses is typically deleted. Gas stations keep footage for 7-14 days, while retail stores may keep it for 30 days.
• Months 1-2: Insurance companies solidify their defense strategy. Vehicle repairs destroy evidence.
• Months 2-6: Electronic data from trucks (ELD and black box) can be overwritten. Cell phone records become harder to obtain.
• Months 6-12: Witnesses become harder to locate. Their memories degrade significantly.
• Months 12-24: The 2-year statute of limitations approaches, creating pressure to settle.

What We Do to Preserve Evidence

When you hire Attorney911, we act immediately to preserve critical evidence:

• Send preservation letters to all parties demanding they retain evidence
• Obtain police reports and 911 call recordings
• Secure surveillance footage from nearby businesses
• Gather medical records and document your injuries
• Interview witnesses before their memories fade
• Preserve vehicle damage evidence
• Obtain electronic data from vehicles and trucking companies

Every day you wait, evidence disappears. Call 1-888-ATTY-911 now to protect your case.

Texas Motor Vehicle Accident Laws You Need to Know

Understanding Texas law is crucial to protecting your rights after an accident. Here are the key legal concepts that apply to Mustang Ridge car accident cases:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—if you miss it, you lose your right to compensation forever.

There are limited exceptions:

• Minors: The 2-year clock doesn’t start until they turn 18.
• Discovery Rule: In rare cases, the deadline may be extended if the injury wasn’t immediately discoverable.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system. This means:

• If you’re 50% or less at fault, you can recover damages, but your compensation is reduced by your percentage of fault.
• If you’re 51% or more at fault, you can’t recover any compensation.

Example:

• If your case is worth $100,000 and you’re 20% at fault, you’ll receive $80,000.
• If you’re 51% at fault, you’ll receive $0.

Insurance companies often try to assign you maximum fault to reduce their payment. Our experienced Mustang Ridge car accident attorneys know how to counter these arguments.

Minimum Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

However, these minimums are often insufficient to cover serious injuries. That’s why uninsured/underinsured motorist (UM/UIM) coverage is so important.

Dram Shop Liability

Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person then causes an accident.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Uninsured/Underinsured Motorist Coverage

UM/UIM coverage protects you when:

• The at-fault driver has no insurance
• The at-fault driver has insufficient insurance
• You’re the victim of a hit and run

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy.

How Insurance Companies Try to Minimize Your Mustang Ridge Car Accident Claim

Insurance companies are in business to make money, not to pay fair settlements. They use sophisticated tactics to minimize or deny claims. Here’s what they’re doing behind the scenes—and how Attorney911 counters their strategies:

Tactic #1: The Quick Cash Trap

What they do: Within days of your accident, the insurance adjuster calls with a “quick settlement offer.” It might sound generous—$2,000, $5,000, or even $10,000—but it’s almost always a lowball amount.

The trap: Once you accept their offer and sign a release, you can’t get more money—even if you later discover you need surgery or can’t return to work.

How we counter: We never settle before you reach maximum medical improvement (MMI)—the point where your doctor determines you’ve recovered as much as you’re going to. Until then, we don’t know the full extent of your injuries or the true value of your case.

Tactic #2: The Recorded Statement Trap

What they do: The adjuster calls and says, “We just need to get your side of the story.” They make it sound routine, but everything you say is recorded and can be used against you.

The trap: They ask leading questions designed to get you to minimize your injuries or admit fault:

• “You’re feeling better now, right?”
• “It wasn’t that bad of an impact, was it?”
• “You were able to walk away from the scene?”
• “Were you distracted at all?”

How we counter: We handle all communication with the insurance company. You never have to give a recorded statement. Lupe Peña, our associate attorney, spent years working for insurance companies—he knows exactly what they’re doing and how to counter their tactics.

Tactic #3: The IME Doctor Scam

What they do: The insurance company sends you to an “independent medical exam” (IME) with a doctor they’ve handpicked. The exam lasts 10-15 minutes, and the doctor almost always finds that you’re not as injured as you claim.

The scam: These doctors are paid thousands of dollars by insurance companies to provide favorable reports. They’re not independent—they’re part of the insurance company’s defense strategy.

How we counter: We prepare you thoroughly for the IME. We send your complete medical records to the doctor in advance, forcing them to review your actual condition. And because Lupe used to work for insurance companies, he knows which doctors they favor and how to challenge their biased reports.

Tactic #4: Surveillance and Social Media Monitoring

What they do: Insurance companies hire private investigators to follow you and monitor your social media accounts. They’re looking for any activity that contradicts your injury claims.

The trap: They’ll take one photo of you bending over or smiling and use it to argue that you’re not really injured.

How we counter: We advise all our clients to:

• Make all social media profiles private
• Don’t post about the accident, your injuries, or your activities
• Tell friends and family not to tag you in posts
• Assume everything is being monitored

Lupe’s insider perspective is invaluable here. He’s reviewed hundreds of surveillance videos and social media posts as a defense attorney. He knows how insurance companies take innocent activity out of context to build a case against you.

Tactic #5: Delay, Deny, Defend

What they do: The insurance company drags out your claim, hoping you’ll get desperate and accept a lowball offer. They might say:

• “We’re still investigating”
• “We’re waiting for medical records”
• “Your file is under review”

The strategy: They know that as time passes, you’ll face mounting bills and financial pressure. Eventually, you’ll accept whatever they offer just to end the nightmare.

How we counter: We file a lawsuit to force the insurance company to act. We set deadlines, take depositions, and prepare for trial—showing the insurance company we’re serious about getting you fair compensation.

Tactic #6: The Pre-Existing Condition Blame Game

What they do: The insurance company digs through your medical history looking for any prior injury or condition they can blame for your current symptoms.

The trap: They’ll argue that your pain isn’t from the accident—it’s from that old back injury you had in 2010 or the arthritis you were diagnosed with last year.

How we counter: We hire medical experts to explain how the accident aggravated your pre-existing condition. The “eggshell plaintiff” rule means the defendant takes you as they find you—if you were more vulnerable to injury because of a pre-existing condition, that’s not your fault.

What You Can Recover in a Mustang Ridge Car Accident Case

If you’ve been injured in a car accident that wasn’t your fault, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future): Hospital bills, doctor visits, surgery, physical therapy, medications, medical equipment, home modifications
• Lost wages: Income you’ve lost because you couldn’t work
• Lost earning capacity: Reduced ability to earn income in the future
• Property damage: Repair or replacement of your vehicle and other damaged property
• Out-of-pocket expenses: Transportation to medical appointments, household help, childcare

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering: Physical pain from your injuries
• Mental anguish: Emotional distress, anxiety, depression
• Physical impairment: Loss of physical function or disability
• Disfigurement: Scarring or permanent visible injuries
• Loss of consortium: Impact on your marriage and family relationships
• Loss of enjoyment of life: Inability to participate in activities you previously enjoyed

Punitive Damages (Capped)

In cases of gross negligence or malice, you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. Punitive damages are capped in Texas at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion)

Punitive damages are often available in drunk driving cases and other situations involving egregious conduct.

How Much Is My Mustang Ridge Car Accident Case Worth?

The value of your case depends on several factors:

Injury Severity

More severe injuries result in higher settlements. For example:

• Soft tissue injuries (whiplash, sprains): $15,000-$60,000
• Broken bones (simple fracture): $35,000-$95,000
• Broken bones (requiring surgery): $132,000-$328,000
• Herniated disc (conservative treatment): $70,000-$171,000
• Herniated disc (requiring surgery): $346,000-$1,205,000
• Traumatic brain injury (TBI): $1,548,000-$9,838,000+
• Spinal cord injury/paralysis: $4,770,000-$25,880,000+
• Amputation: $1,945,000-$8,630,000
• Wrongful death: $1,910,000-$9,520,000

Medical Treatment

• The cost of your medical care is a major factor in determining your case value.
• Future medical needs are also considered.
• Gaps in treatment can hurt your case—follow your doctor’s recommendations.

Lost Income

• Your lost wages from missed work
• Reduced earning capacity if you can’t return to your previous job
• Future lost earnings if your injuries affect your long-term career prospects

Pain and Suffering

Most commonly calculated using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Severity of your injuries
• Permanency of your injuries
• Impact on your daily life
• Clear liability (whether the other driver was clearly at fault)
• Your credibility as a witness

Comparative Fault

Texas’ 51% rule means your compensation is reduced by your percentage of fault. Even small percentages can cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Insurance Coverage

The amount of insurance available can limit your recovery. That’s why it’s important to:

• Identify all liable parties
• Find all available insurance policies
• Pursue uninsured/underinsured motorist claims if necessary

Attorney Representation

Studies show that accident victims who hire attorneys recover 3.5 times more than those who don’t. Insurance companies know which attorneys are willing to go to trial—and they pay more to avoid facing those attorneys in court.

Why Choose Attorney911 for Your Mustang Ridge Car Accident Case?

When you’re injured in a car accident, you need more than just a lawyer—you need a legal team with the experience, resources, and dedication to fight for the compensation you deserve. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s biggest competitive advantage. Lupe spent years working for insurance companies, learning their tactics from the inside. Now he uses that knowledge to fight for accident victims like you.

Here’s how Lupe’s insider knowledge helps your case:

• He knows how insurance companies value claims—because he used to calculate them.
• He knows which IME doctors they favor—because he used to hire them.
• He knows their delay tactics—because he used to deploy them.
• He knows how to beat their algorithms—because he used to program them.

No other law firm in Mustang Ridge has this level of insider knowledge.

2. Multi-Million Dollar Results

At Attorney911, we don’t just talk about results—we prove them. Here are some of our documented case results:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

These aren’t just numbers—they represent real people whose lives were changed because we fought for them.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for:

• Complex trucking cases involving FMCSA regulations
• Cases against out-of-state defendants
• Catastrophic injury cases with high damages
• Cases involving multiple liable parties

Our firm was also one of the few involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña—not just paralegals or case managers. Our clients consistently praise our personal attention and communication:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

5. Contingency Fee—No Risk to You

We work on a contingency fee basis, which means:

• You pay nothing upfront
• We advance all case costs
• You pay nothing unless we win your case
• Our fee is a percentage of your recovery

This arrangement ensures that everyone has access to high-quality legal representation, regardless of their financial situation.

Frequently Asked Questions About Mustang Ridge Car Accidents

What should I do immediately after a car accident in Mustang Ridge?

If you’ve been in an accident in Mustang Ridge:

1. Call 911 and report the accident.
2. Seek medical attention, even if you feel fine.
3. Document everything: take photos of the scene, vehicle damage, and your injuries.
4. Exchange information with the other driver.
5. Get witness names and contact information.
6. Do NOT give a recorded statement to any insurance company.
7. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence for your case. In Texas, you’re required to report accidents that result in:

• Injuries
• Deaths
• Property damage over $1,000

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license number, insurance information
• Vehicle: make, model, color, license plate number
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry”—this can be used as an admission of fault.
• Do NOT give your opinion on what happened.
• Stick to the facts only.

How do I obtain a copy of the accident report?

You can obtain the police report from:

• The responding police department
• The Texas Department of Transportation’s Crash Records Information System (CRIS)

Should I give a recorded statement to insurance?

No. Not without an attorney. The other driver’s insurance will call you within days of the accident, sounding friendly and helpful. They’ll say things like:

• “We just want to help you.”
• “We need to get your side of the story.”
• “This is routine.”

What they’re really doing:

• Building a case against you.
• Asking leading questions designed to get you to minimize your injuries or admit fault.
• Documenting everything to use against you later.

Once you hire Attorney911, we handle all communication with the insurance company.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT:

• Give a recorded statement
• Discuss your injuries
• Accept any settlement offers
• Sign anything

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer—usually far below what your case is actually worth. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you can’t get more money—even if you later need surgery or can’t return to work.

What if the other driver is uninsured or underinsured?

Your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you when:

• The other driver has no insurance
• The other driver has insufficient insurance
• You’re the victim of a hit and run

Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy.

Why does insurance want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated your pre-existing condition. This is known as the “eggshell plaintiff” rule—the defendant takes you as they find you.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. The sooner you call Attorney911, the better we can protect your rights.

How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This deadline is absolute—miss it, and your case is barred forever.

What is comparative negligence and how does it affect me?

Texas uses a modified comparative negligence system with a 51% bar:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you recover nothing.

Insurance companies always try to assign you maximum fault to reduce their payment.

Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This approach gives us maximum leverage in settlement negotiations.

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI)—the point where your doctor determines you’ve recovered as much as you’re going to. This could take:

• 6 months for minor injuries
• 12-18 months for serious injuries
• 24+ months for catastrophic injuries

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance company
4. Negotiation
5. Lawsuit if necessary
6. Discovery (exchange of information)
7. Mediation
8. Trial if needed

What is my case worth?

It depends on:

• Severity of your injuries
• Cost of your medical treatment
• Lost wages and earning capacity
• Pain and suffering
• Comparative fault
• Available insurance coverage

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated your pre-existing condition. We hire medical experts to explain the difference between your condition before and after the accident.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

How is the value of my claim determined?

Based on:

• Medical bills
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts
• Severity of injuries
• Impact on daily life

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• 33.33% before trial
• 40% if the case goes to trial
• You pay nothing upfront
• We advance all case costs
• You pay nothing unless we win

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs, which are repaid from your settlement.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said:

“Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña—not just paralegals. As Chad Harris said:

“You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this isn’t true. We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them. You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues for passengers.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we protect your privacy.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/underinsured motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation for UM/UIM claims.

How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Severity of your injuries
• Permanency of your injuries
• Impact on your daily life
• Clear liability
• Your credibility as a witness

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your uninsured motorist (UM) coverage applies. Surveillance footage is critical—most footage is deleted within 7-30 days. We send preservation letters immediately to secure evidence.

What if I didn’t see a doctor right away?

See a doctor now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common, and we can still help. However, the longer you wait, the harder it becomes to link your injuries to the accident.

Serving Mustang Ridge and All of Caldwell County

Attorney911 is proud to serve Mustang Ridge and the entire Caldwell County community. Whether you were injured on US-183, FM 812, or any local road, we’re here to fight for you.

Why Local Representation Matters

When you’re injured in a Mustang Ridge car accident, you need an attorney who:

• Knows the local courts and judges
• Understands the unique challenges of Caldwell County roads
• Is familiar with local insurance adjusters and their tactics
• Can meet with you in person when needed
• Is part of your community

While our principal office is in Houston, we serve clients throughout Texas. We offer remote consultations and are willing to travel to Mustang Ridge for meetings, depositions, and court appearances.

Mustang Ridge Courts and Legal Landscape

Mustang Ridge falls under the jurisdiction of:

• Caldwell County Justice of the Peace Courts for minor cases
• Caldwell County Court at Law for more serious matters
• 22nd District Court (covering Caldwell, Hays, and Comal counties)

Our team is familiar with the local legal landscape and can navigate the Caldwell County court system effectively.

Common Dangerous Areas in Mustang Ridge

While Mustang Ridge is a small city, certain areas see more accidents than others:

• US-183: This major highway runs through Mustang Ridge and sees heavy traffic, including commercial vehicles.
• Intersection of FM 812 and FM 969: A busy intersection that can be confusing for drivers.
• Local streets near schools and parks: Areas with pedestrian and bicycle traffic.
• Rural roads with limited lighting: These can be particularly dangerous at night.

Local Medical Facilities

If you’re injured in a Mustang Ridge car accident, you may be treated at:

• Ascension Seton Lockhart Hospital (Lockhart, TX)
• Central Texas Medical Center (San Marcos, TX)
• Dell Seton Medical Center at The University of Texas (Austin, TX) – Level I trauma center

For serious injuries, you may be transported to a Level I trauma center in Austin.

Mustang Ridge Community and Economy

Mustang Ridge is a small city with a tight-knit community. The local economy includes:

• Agriculture and farming
• Small businesses and local shops
• Proximity to the Austin metropolitan area

When calculating lost wages and earning capacity, we consider the local job market and wage data.

Call Attorney911 Now—Your Legal Emergency Hotline

If you’ve been injured in a Mustang Ridge car accident, don’t wait. Evidence disappears daily, and the insurance company is already building a case against you.

Call our legal emergency hotline at 1-888-ATTY-911 now for a free consultation. We’re available 24/7 to help you understand your rights and options.

Why Call Now?

• Evidence disappears quickly—surveillance footage, witness memories, and electronic data can be lost forever.
• Insurance companies act fast—they start building their defense against you immediately.
• Medical treatment is critical—many injuries don’t show symptoms right away.
• The statute of limitations is ticking—you have only 2 years to file a lawsuit.

What to Expect When You Call

1. Immediate response—you’ll speak with a real person, not an answering service.
2. Free consultation—we’ll review your case at no cost to you.
3. No obligation—you’re under no pressure to hire us.
4. Clear next steps—we’ll explain what happens next and how we can help.

Our Promise to You

• Personal attention from experienced attorneys, not case managers.
• Aggressive representation—we fight for every dollar you deserve.
• No fee unless we win—you pay nothing upfront, and nothing unless we recover compensation for you.
• Clear communication—we’ll keep you informed every step of the way.

Don’t Face This Alone

You don’t have to navigate the legal system by yourself. Let Attorney911 handle the legal battle while you focus on your recovery.

Call 1-888-ATTY-911 now for your free consultation. Se habla español—Lupe Peña and our team are ready to help Spanish-speaking clients.

Mustang Ridge Car Accident Resources

Emergency Services

• Mustang Ridge Police Department: (512) 243-1771
• Caldwell County Sheriff’s Office: (512) 398-6777
• Mustang Ridge Volunteer Fire Department: (512) 243-1771

Medical Facilities

• Ascension Seton Lockhart Hospital: 1301 S Colorado St, Lockhart, TX 78644
• Central Texas Medical Center: 1301 Wonder World Dr, San Marcos, TX 78666
• Dell Seton Medical Center at The University of Texas: 1500 Red River St, Austin, TX 78701 (Level I trauma center)

Legal Resources

• Texas Department of Transportation Crash Reports: https://cris.dot.state.tx.us/
• Texas Department of Public Safety: https://www.dps.texas.gov/
• Texas State Bar Lawyer Referral Service: https://www.texasbar.com/AM/Template.cfm?Section=Lawyer_Referral_Service

Support Organizations

• Mothers Against Drunk Driving (MADD): https://www.madd.org/
• Texas Department of Transportation – Traffic Safety: https://www.txdot.gov/inside-txdot/division/traffic/safety.html
• Brain Injury Association of America: https://www.biausa.org/

Final Words: You Deserve Justice

Being injured in a car accident is a traumatic experience. You’re facing physical pain, emotional distress, and financial uncertainty. You may be unable to work, struggling with medical bills, and worried about your future.

At Attorney911, we believe you deserve justice. You deserve compensation for your injuries, your lost wages, and your pain and suffering. You deserve an attorney who will fight tirelessly for your rights.

With over 25 years of experience, a former insurance defense attorney on our team, and a track record of multi-million dollar results, we have what it takes to win your case.

Don’t wait. Call 1-888-ATTY-911 now for your free consultation. We’re here to help you through this difficult time and fight for the compensation you deserve.