Motor Vehicle Accident Lawyers in Nome, Texas | Attorney911

If you’ve been injured in a car accident in Nome, Texas, you’re not alone. Texas sees a motor vehicle crash every 57 seconds, injuring someone every 2 minutes and 5 seconds. In Jefferson County, where Nome is located, these accidents can be particularly devastating due to the mix of local traffic and commercial vehicles traveling through the area. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. With over 25 years of experience fighting for accident victims across Texas, Ralph Manginello and our team are here to help you navigate this difficult time and fight for the compensation you deserve.

Why Nome, Texas Accident Victims Choose Attorney911

When you’re recovering from injuries, the last thing you need is to battle insurance companies who are more concerned with their bottom line than your well-being. That’s where our unique advantage comes in. Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for national insurance companies. He knows exactly how they value claims, what tactics they use to minimize payouts, and how to counter their strategies. This insider knowledge gives our clients an unfair advantage in negotiations and litigation.

In Nome and surrounding Jefferson County communities, we’ve helped countless accident victims recover millions in compensation. Whether you were injured in a collision on FM 365, along Highway 90, or anywhere else in the area, our team has the local knowledge and legal expertise to fight for you.

Common Types of Motor Vehicle Accidents in Nome, Texas

Car Accidents

Car accidents are the most common type of motor vehicle collision in Nome and across Texas. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes. These accidents can happen anywhere – from the quiet residential streets of Nome to the busier highways connecting to Beaumont and Port Arthur.

Common causes of car accidents in our area include:

Distracted driving (texting, eating, or using navigation systems)
Speeding, especially on rural roads where limits can change quickly
Failure to yield at intersections
Drunk or impaired driving
Fatigued driving, particularly among commercial vehicle operators
Poor weather conditions, including heavy rain and fog

Injuries from car accidents can range from minor to catastrophic, including:

Whiplash and soft tissue injuries
Herniated or bulging discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal bleeding and organ damage
Psychological trauma, including PTSD

One of our clients suffered a leg injury in a car accident that later developed a staff infection, ultimately leading to a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation even in complex cases.

18-Wheeler and Trucking Accidents

With Nome’s proximity to major highways like I-10 and Highway 90, trucking accidents are a serious concern in our area. These massive vehicles, weighing up to 80,000 pounds, can cause catastrophic damage when involved in collisions with passenger vehicles.

In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes in the United States, making our state a hotspot for these devastating accidents.

Trucking accidents often result in more severe injuries due to:

The sheer size and weight of commercial trucks
The potential for cargo spills and hazardous materials
The complex liability issues involving multiple parties

Our firm has extensive experience handling trucking accident cases. We’ve helped numerous families recover millions in compensation for trucking-related wrongful death cases. With Ralph Manginello’s federal court admission and our involvement in complex litigation like the BP explosion case, we have the resources and expertise to take on even the largest trucking companies.

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas, with 1,053 alcohol-impaired driving deaths in 2024 – that’s 25.37% of all traffic fatalities in our state. In Jefferson County, these preventable accidents can have devastating consequences for victims and their families.

Texas has strong laws against drunk driving, including:

A legal blood alcohol limit of 0.08% for most drivers
Enhanced penalties for drivers with BAC levels of 0.15% or higher
Potential for punitive damages in civil cases

One of our greatest advantages in drunk driving cases is our ability to pursue dram shop liability claims. Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they served alcohol to someone who was obviously intoxicated and that person later caused an accident.

Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of drunk driving cases. We’ve successfully handled numerous DWI-related cases, including three notable dismissals that demonstrate our investigation skills:

A case where breathalyzer machines weren’t properly maintained
A case with missing EMS and hospital notes
A case where video evidence showed the client wasn’t drunk

Motorcycle Accidents

Motorcycle accidents can be particularly devastating due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. While Nome may not have the same traffic volume as larger cities, the rural roads in Jefferson County can be especially dangerous for motorcyclists.

Texas law requires helmets for all riders under 21. Riders 21 and older may ride without a helmet if they’ve completed an approved safety course or have adequate medical insurance coverage. However, helmets reduce the risk of death by 37% and the risk of head injury by 69%, making them a crucial safety measure.

Common causes of motorcycle accidents in our area include:

Drivers failing to yield right of way
Unsafe lane changes by other vehicles
Left-turn accidents at intersections
Speeding and reckless driving
Poor road conditions

One of the biggest challenges in motorcycle accident cases is the insurance company’s tendency to blame the rider. Texas’s 51% comparative fault rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation. Lupe Peña’s experience as an insurance defense attorney gives us an advantage in countering these arguments and proving the other driver’s fault.

Pedestrian Accidents

Pedestrian accidents are a growing concern in Texas, with 6,095 crashes in 2024 resulting in 768 fatalities. While Nome may not have the same pedestrian traffic as larger cities, accidents can still happen in parking lots, near schools, or along busy roads.

Pedestrians are particularly vulnerable because:

They have no physical protection
They’re often struck by vehicles weighing thousands of pounds
Drivers may not see them, especially at night or in poor weather

Texas law gives pedestrians the right-of-way at all intersections, even unmarked ones. This means that any time two streets intersect, the area between them is considered a crosswalk, and pedestrians have the right to cross safely.

Common pedestrian injuries include:

Traumatic brain injuries
Spinal cord injuries and paralysis
Broken pelvis and legs
Internal organ damage
Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become increasingly popular in Southeast Texas, including the Nome area. While these services provide convenient transportation, they also introduce complex insurance issues when accidents occur.

Rideshare accidents are unique because the insurance coverage depends on what the driver was doing at the time of the crash:

Period 0 (App Off): Personal auto insurance only (Texas minimum: $30,000/$60,000/$25,000)
Period 1 (App On, Waiting for Ride): Contingent coverage of $50,000/$100,000/$25,000
Period 2 (Ride Accepted, En Route to Pickup): $1,000,000 liability coverage
Period 3 (Passenger in Vehicle): $1,000,000 liability coverage

This complex system means that victims may need to navigate multiple insurance policies to get fair compensation. Lupe Peña’s experience with insurance companies helps us identify the correct coverage and maximize recovery for our clients.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims with injuries and no clear path to compensation. Nationally, someone is involved in a hit and run accident every 43 seconds.

In Texas, hit and run is a serious crime with severe penalties:

Death: 2nd degree felony (2-20 years in prison, up to $10,000 fine)
Serious bodily injury: 3rd degree felony (2-10 years in prison, up to $10,000 fine)
Minor injury: State jail felony (up to 5 years in jail, up to $5,000 fine)
Property damage over $200: Class B misdemeanor (up to 6 months in jail, up to $2,000 fine)

If you’re the victim of a hit and run accident in Nome, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can provide compensation. We’ve helped many clients recover substantial settlements through UM claims when the at-fault driver couldn’t be identified.

Time is critical in hit and run cases. Surveillance footage from nearby businesses is typically deleted within 7-30 days. We send preservation letters immediately to secure this critical evidence before it’s lost forever.

Work Zone Accidents

Work zone accidents are a serious concern in Texas, with nearly 28,000 crashes occurring in work zones in 2024, resulting in 215 deaths – a 12% increase from the previous year. In the Nome area, construction zones can be particularly hazardous due to the mix of local traffic and commercial vehicles.

These accidents often occur because:

Drivers fail to slow down in work zones
Construction equipment creates blind spots
Lane shifts and closures cause confusion
Workers are present in the roadway

One tragic example involved Katrina Bond, a college student who slowed for work zone traffic on I-35 near Fort Worth. A driver in a heavy pickup truck, who admitted to receiving a text message, rear-ended her car, pushing it into the path of another truck. The accident was fatal.

Wrongful Death Claims

Losing a loved one in a motor vehicle accident is devastating. When that death is caused by someone else’s negligence, Texas law allows surviving family members to pursue a wrongful death claim.

Wrongful death claims can be brought by:

Spouses
Children
Parents

These claims seek compensation for:

Loss of financial support
Loss of companionship and love
Mental anguish
Funeral and burial expenses

In addition to wrongful death claims, Texas also allows for survival actions. These are claims that the deceased would have been able to bring if they had survived, including compensation for:

Pain and suffering before death
Medical expenses incurred before death
Lost income before death

Our firm has helped numerous families recover millions in compensation for trucking-related wrongful death cases. We understand the emotional and financial toll these losses take and are committed to fighting for justice on behalf of grieving families.

What to Do After a Motor Vehicle Accident in Nome, Texas

The First 48 Hours Are Critical

The moments and days following a motor vehicle accident are crucial for protecting your health and your legal rights. Here’s what you should do:

Hour 1-6 (Immediate Crisis):

Ensure your safety and move to a secure location if possible
Call 911 to report the accident and request medical assistance
Seek medical attention even if you feel fine – adrenaline can mask injuries
Document everything with photos of vehicle damage, injuries, and the accident scene
Exchange information with the other driver(s)
Get names and contact information from witnesses
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Hour 6-24 (Evidence Preservation):

Preserve all digital evidence (texts, calls, photos, videos)
Secure physical evidence like damaged clothing or personal items
Request copies of all medical records related to the accident
Note any calls from insurance companies but don’t give statements
Make all social media profiles private and avoid posting about the accident

Hour 24-48 (Strategic Decisions):

Consult with an experienced motor vehicle accident attorney
Refer insurance companies to your attorney
Don’t accept or sign any settlement offers without legal review
Back up all evidence to cloud storage

Week One Priorities:

Continue documenting all injuries and treatments
Follow up with medical specialists as recommended
Let your attorney handle all insurance communications

Why Time Is of the Essence

Evidence disappears quickly after an accident:

Surveillance footage from nearby businesses is typically deleted within 7-30 days
Electronic data from commercial vehicles can be overwritten in 30-180 days
Witness memories fade rapidly
Skid marks and other physical evidence at the scene disappear
Insurance companies begin building their defense against your claim immediately

At Attorney911, we move quickly to preserve evidence. Within 24 hours of being retained, we send preservation letters to:

The other driver’s insurance company
Trucking companies (for commercial vehicle accidents)
Businesses near the accident scene
Employers (for employment records)
Property owners (for security camera footage)
Government entities (for traffic camera footage)
Vehicle manufacturers (for black box data)

These letters legally require the preservation of evidence that might otherwise be deleted.

Texas Motor Vehicle Accident Law: What You Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline, known as the statute of limitations, is absolute. If you miss it, your case will be barred forever, and you’ll lose your right to compensation.

There are limited exceptions that might extend the deadline, such as:

The discovery rule (if injuries weren’t immediately apparent)
Defendant’s absence from Texas
Mental incapacity

However, these exceptions are rare and difficult to prove. It’s always best to act quickly to protect your rights.

Comparative Negligence (The 51% Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

If you’re found to be 50% or less at fault, you can recover damages (reduced by your percentage of fault)
If you’re found to be 51% or more at fault, you recover nothing

For example:

If you’re 10% at fault in a $100,000 case, you can recover $90,000
If you’re 25% at fault in a $200,000 case, you can recover $150,000
If you’re 51% at fault in any case, you recover $0

Insurance companies often try to maximize your fault percentage to reduce their payout. Lupe Peña’s experience as an insurance defense attorney helps us counter these arguments effectively.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum auto insurance coverage:

$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage per accident

However, these minimum limits are often insufficient to cover serious injuries. That’s why we always investigate for additional insurance coverage, including:

Umbrella policies
Commercial policies
Employer policies
Multiple vehicle policies

Uninsured/Underinsured Motorist Coverage

Despite the legal requirement, approximately 15.4% of Texas drivers are uninsured. That’s about 1 in 7 drivers on the road. Uninsured/Underinsured Motorist (UM/UIM) coverage is designed to protect you in these situations.

Texas allows inter-policy stacking, which means you can combine UM/UIM coverage from multiple vehicles on the same policy. For example, if you have two cars with $50,000 in UM coverage each, you may be able to stack them for $100,000 in total coverage.

Proving Liability: Building Your Case

To win your motor vehicle accident case, we must prove four elements of negligence:

Duty of Care: All drivers have a legal duty to operate their vehicles safely and follow traffic laws.
Breach of Duty: The at-fault driver violated this duty through actions like speeding, distracted driving, or running a red light.
Causation: The breach of duty directly caused your injuries.
Damages: You suffered actual harm (physical, financial, or emotional).

Types of Evidence We Use

At Attorney911, we gather comprehensive evidence to build the strongest possible case:

Physical Evidence:

Photographs of vehicle damage from all angles
Photos of the accident scene, road conditions, and traffic signals
Damaged personal property (clothing, glasses, phones)
Weather and road condition documentation

Documentary Evidence:

Police accident reports
911 call recordings
Traffic camera footage
Surveillance footage from nearby businesses
Medical records and bills
Employment records (for lost wage claims)
Cell phone records (to prove distraction)

Electronic Evidence:

Electronic Logging Device (ELD) data from commercial trucks
Vehicle black box/Event Data Recorder (EDR) information
GPS and telematics data
Dashcam footage
Social media posts (from the at-fault party)

Testimonial Evidence:

Witness statements
Expert witness testimony
Medical expert opinions
Accident reconstruction specialists

Multiple Liable Parties

In many motor vehicle accident cases, there are multiple parties who may share liability:

Trucking Accidents:

Truck driver (for negligent operation)
Trucking company (for negligent hiring, training, or maintenance)
Cargo loader (for improper loading)
Vehicle manufacturer (for defective parts)
Maintenance company (for improper repairs)

Rideshare Accidents:

Rideshare driver
Rideshare company (Uber/Lyft)
Other at-fault drivers
Vehicle owner (if different from the driver)

Drunk Driving Accidents:

Drunk driver
Bar or restaurant (dram shop liability)
Social host (in limited circumstances)
Liquor store (if they sold alcohol to an obviously intoxicated person)

Identifying all potentially liable parties increases the available insurance coverage and improves your chances of full compensation.

Understanding Your Damages: What You Can Recover

Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses you’ve suffered due to the accident:

Medical Expenses (Past and Future): Hospital bills, doctor visits, surgery costs, physical therapy, medications, medical equipment, and future treatment needs.
Lost Wages: Income lost from the date of the accident to the present.
Lost Earning Capacity: Reduced ability to earn income in the future due to permanent injuries.
Property Damage: Cost of repairing or replacing your vehicle and other personal property.
Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help, and other accident-related costs.

Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages compensate for intangible losses:

Pain and Suffering: Physical pain from your injuries, both past and future.
Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD.
Physical Impairment: Loss of physical function or disability.
Disfigurement: Scarring or permanent visible injuries affecting your appearance.
Loss of Consortium: Impact on your marriage and family relationships.
Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

Punitive Damages (Capped in Texas)

Punitive damages are available in cases involving gross negligence, fraud, or malice. In Texas, they’re capped at the greater of:

$200,000, OR
2 times economic damages plus 1 times non-economic damages (capped at $750,000 for the non-economic portion)

Common situations where punitive damages may apply:

Drunk driving accidents
Extreme speeding (100+ mph)
Known vehicle defects that weren’t recalled
Repeat DUI offenders

Settlement Ranges by Injury Type

The value of your case depends on many factors, including the severity of your injuries, the impact on your life, and the available insurance coverage. Here are some typical settlement ranges for common injuries:

Soft Tissue Injuries (Whiplash, Sprains, Strains):

Medical Treatment: $6,000-$16,000
Lost Wages: $2,000-$10,000
Pain & Suffering: $8,000-$35,000
Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

Medical Treatment: $10,000-$20,000
Lost Wages: $5,000-$15,000
Pain & Suffering: $20,000-$60,000
Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery):

Medical Treatment: $47,000-$98,000
Lost Wages: $10,000-$30,000
Pain & Suffering: $75,000-$200,000
Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

Medical Treatment: $22,000-$46,000
Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000
Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

Medical Treatment: $96,000-$205,000
Future Medical: $30,000-$100,000
Lost Wages: $20,000-$50,000
Lost Earning Capacity: $50,000-$400,000
Pain & Suffering: $150,000-$450,000
Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

Medical Treatment: $198,000-$638,000
Future Medical: $300,000-$3,000,000+
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+
Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury/Paralysis:

Lifetime care costs can range from $2.5 million to over $13 million
Settlement Range: $4,770,000-$25,880,000

Amputation:

Medical Treatment: $170,000-$480,000
Future Prosthetics: $500,000-$2,000,000
Settlement Range: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult):

Funeral and burial: $10,000-$20,000
Medical expenses before death: $50,000-$500,000
Lost financial support: $1,000,000-$4,000,000
Loss of companionship: $500,000-$3,000,000
Mental anguish: $250,000-$1,500,000
Settlement Range: $1,910,000-$9,520,000

These ranges are general guidelines. The actual value of your case depends on many factors, including:

The severity of your injuries
The impact on your daily life and ability to work
The available insurance coverage
The strength of the evidence
The skill of your legal representation

Insurance Company Tactics: What They Don’t Want You to Know

Insurance companies are for-profit businesses. Their goal is to pay you as little as possible – or nothing at all. Here are the tactics they use to minimize or deny your claim, and how Attorney911 counters them:

Tactic #1: The Quick Contact and Recorded Statement

What They Do:
Within hours or days of your accident, an insurance adjuster will contact you. They’ll sound friendly and helpful, saying things like:

“We just want to help you”
“We need to get your side of the story”
“This is routine – everyone does this”
“It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you. They’ll ask leading questions designed to get you to say things that hurt your case:

Question They Ask	What They Want You to Say
“You’re feeling better now, right?”	That your injuries are improving
“It wasn’t that bad of an impact, was it?”	That the collision wasn’t severe
“You were able to walk away from the scene?”	That your injuries aren’t serious
“Were you distracted at all?”	That you were partially at fault
“How fast were you going?”	That you were speeding or don’t know

Everything you say is recorded, transcribed, and will be used against you. You cannot take it back.

How Attorney911 Counters:
We tell our clients: DO NOT give a recorded statement without us.

Once you hire Attorney911:

We become your voice
All calls go through us
You don’t talk to adjusters
We prepare you properly if a statement becomes necessary
We sit with you during any statements

Lupe Peña knows these questions because he asked them for years as an insurance defense attorney. Now he uses that knowledge to protect our clients.

Tactic #2: The Quick Settlement Offer

What They Do:
Within days or weeks of your accident, the insurance company will offer you money. It might sound like a lot when you’re facing mounting bills, but it’s always a lowball offer.

Typical early offers:

$2,000-$5,000 for minor accidents
$10,000-$15,000 for more serious accidents

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The Trap:
You don’t know the full extent of your injuries yet. What seems like a good offer now could be a fraction of what you need later.

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release, can’t reopen claim
You pay $100,000 out of pocket	Insurance pays nothing more

How Attorney911 Counters:
We never settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could take 6 months, 12 months, or longer depending on your injuries.

Lupe Peña knows these offers are always lowball because he calculated them for years. He knows they’re offering 10-20% of your case’s true value.

Tactic #3: The “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
A doctor hired by the insurance company to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They select doctors based on:

Who gives insurance-favorable reports (not who’s most qualified)
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
Repeat business = repeat favorable reports

What Happens at the IME:

A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to elicit “I’m feeling better” responses
Look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a liar

How Attorney911 Counters:

We prepare you extensively before the exam
We send complete medical records to the IME doctor first (forcing them to review)
We challenge biased IME reports with our own medical experts
Lupe Peña knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure

What Insurance Companies Do:
They drag out your case, hoping you’ll get desperate and accept less:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
Ignore calls and emails
Take weeks to respond to simple questions

Why Delay Works:
Insurance companies have:

Unlimited time
Unlimited resources
No financial pressure
Your settlement money earning interest for them while they delay

You have:

Mounting bills
Zero income
Creditors threatening
Need money NOW

Financial Desperation Makes You Accept Less:

Month 1: You’d reject $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d beg for $5,000 just to end the nightmare

How Attorney911 Counters:

We file lawsuits to force deadlines
We set depositions, compelling them to produce witnesses
We prepare for trial, showing we’re serious
Lupe Peña understands delay tactics because he used them – he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What Insurance Companies Do:
They hire private investigators to:

Video you doing daily activities
Film from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for any activity that contradicts your injury claims
One video of you bending over = “Not really injured”

They monitor all your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot everything: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history
Subpoena “private” content through legal process

Examples We’ve Defended Against:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Photo from 3 years ago	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks
Smiling in Photo	Family photo smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Our Clients:

Make ALL profiles private immediately
DON’T post about the accident, injuries, activities, or emotions
DON’T check in anywhere
Tell friends/family: don’t tag you, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Lupe Peña’s Insider Perspective:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What Insurance Companies Do:
They try to assign you maximum fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why They Do This:
Texas’s 51% bar rule means:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:
We conduct aggressive liability investigations:

Accident reconstruction proving the other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time

Lupe Peña knows their fault arguments because he made them for years – now he defeats them.

The Colossus System: How Insurance Companies Really Value Your Claim

What Is Colossus?
Colossus is a computerized claim valuation system used by Allstate, State Farm, Liberty Mutual, and others. It’s how they determine how much to offer you.

How It Works:

Adjuster inputs injury codes, treatment types, medical costs, lost wages, jurisdiction
Software applies algorithms based on historical data
System outputs recommended settlement range
Adjuster typically cannot exceed this range without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

He knows how to code injuries properly for maximum value
He knows which medical terms trigger higher valuations
He knows when Colossus output is artificially low
He knows how to present records to beat the algorithm
He worked with these systems for years as a defense attorney

Reserve Psychology: The Hidden Game

What Are Reserves?
Reserves are the amount of money the insurance company sets aside for your claim. It’s based on their worst-case scenario (what they think a jury might award).

How We Increase Reserves:

Hiring experts (shows we’re investing in the case)
Taking depositions (creates litigation expense)
Filing lawsuit (forces trial evaluation)
Preparing for trial (shows we won’t back down)

Lupe Understands Reserve Psychology:

He set reserves for years as a defense attorney
He knows settlement authority limits
He knows how to push reserves higher
This gives us leverage in negotiations

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that the medical aspects of your case are just as important as the legal ones. Here’s what you need to know about common accident injuries:

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms:

Loss of consciousness (even brief)
Confusion and disorientation
Vomiting and nausea
Seizures
Severe headache
Dilated pupils
Slurred speech
Weakness or numbness

Delayed Symptoms (Hours to Days Later):

Worsening headaches
Repeated vomiting
Seizures developing days later
Slurred speech or difficulty speaking
Personality changes and mood swings
Sleep disturbances
Sensitivity to light and noise
Memory problems worsening

Severity Classifications:

Mild TBI/Concussion: Brief loss of consciousness, may seem “fine” initially
Moderate TBI: Loss of consciousness for minutes to hours, lasting cognitive impairment
Severe TBI: Extended unconsciousness or coma, permanent disability likely

Long-Term Complications:

Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration
Post-Concussive Syndrome: Headaches and dizziness lasting months or years
Increased Dementia Risk: Single moderate TBI doubles risk later in life
Personality and Mood Disorders: Depression, anxiety, irritability
Seizure Disorders: Can develop months or years after injury

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):
- C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence
- C5-C8 (Low Cervical): Quadriplegia with some arm/hand function
Thoracic Spine (T1-T12, Mid-Back): Paraplegia, wheelchair dependence
Lumbar Spine (L1-L5, Lower Back): Varying degrees of leg weakness/paralysis

Secondary Complications:

Pressure sores (leading cause of hospitalization)
Respiratory complications (leading cause of death)
Bowel and bladder dysfunction
Sexual dysfunction
Autonomic dysreflexia (life-threatening blood pressure crisis)
Depression (40-60% of patients)
Shortened life expectancy (5-15 years on average)

Amputation

Types:

Traumatic Amputation: Limb severed at accident scene
Surgical Amputation: Due to crush injuries or infections

Levels:

Above-Knee: More difficult, less mobility, more expensive prosthetics
Below-Knee: Better mobility potential, easier prosthetic use
Upper Extremity: Arm, hand, fingers
Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

80% of amputees experience phantom pain
Feeling pain in a limb that’s no longer there
Can be severe and debilitating
Often a permanent condition
Requires lifetime pain management

Herniated Disc

Treatment Timeline:

Acute Phase (Weeks 1-6): Severe pain, medications, rest
Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
Interventional (If Conservative Fails): Epidural steroid injections
Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent Restrictions Impact:

Can’t return to physical labor jobs
Lost earning capacity claims
Ongoing pain management needs

Psychological Injuries

PTSD After Motor Vehicle Accidents:

32-45% of accident victims develop PTSD symptoms
Anxiety about driving again
Fear of getting in cars
Panic attacks near accident location
Sleep disturbances, nightmares, flashbacks
Avoidance behaviors

Compensable Psychological Damages:

Mental anguish
Emotional distress
Anxiety and depression
Loss of enjoyment of life
Fear and worry
Relationship impacts

Why Choose Attorney911 for Your Nome, Texas Accident Case

When you’re injured in a motor vehicle accident in Nome or anywhere in Jefferson County, you need more than just a lawyer – you need a legal team with the experience, resources, and insider knowledge to fight for maximum compensation. Here’s why Attorney911 is the right choice:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our most powerful advantage. Lupe Peña spent years working for insurance companies, learning:

How they value claims (Colossus software, reserve setting)
Their settlement authority structures and approval processes
Their defense tactics and delay strategies
How they select IME doctors
Their surveillance and investigation methods
Their delay and financial pressure tactics
Their comparative fault arguments

Now he uses that knowledge for our clients, not against them. When we say we know their playbook, it’s not just talk – Lupe literally wrote it.

2. Multi-Million Dollar Results

Our results speak for themselves:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss
A car accident case where our client’s leg injury led to a partial amputation, settled in the millions
Millions recovered for families in trucking-related wrongful death cases
Significant cash settlement for a maritime injury case

These aren’t just numbers – they represent real people whose lives were devastated by accidents and who received the compensation they needed to move forward.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for:

Complex cases involving multiple parties
Trucking accidents governed by federal regulations (FMCSA)
Cases against out-of-state defendants
High-value cases that may exceed state court limits

Our involvement in the BP explosion litigation demonstrates our ability to handle complex cases against massive corporations.

4. Personal Attention from the Start

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our clients consistently praise our personal attention:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

5. Contingency Fee – No Risk to You

We work on a contingency fee basis:

Free consultation
No upfront costs
We advance all case expenses
You pay nothing unless we win
Our fee is a percentage of your recovery

This means you can get top-tier legal representation without any financial risk.

6. Bilingual Services for Our Community

Jefferson County has a diverse population, and we’re committed to serving all members of our community. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Whether you’re more comfortable speaking English or Spanish, we communicate clearly and compassionately throughout your case.

7. Proven Track Record of Success

With over 251 five-star Google reviews, our clients consistently praise our results and service:

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

8. Comprehensive Legal Resources

We offer multiple ways to learn about your rights:

YouTube Channel: 200+ videos on personal injury topics
Attorney 911 Podcast: Real-world cases and practical legal tips
Free Consultations: No-obligation case reviews
Detailed Website: Comprehensive information on all accident types

9. Community Trust and Recognition

Our commitment to the community has earned us recognition from respected figures:

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

10. We’re Here When You Need Us

Accidents don’t happen on a 9-to-5 schedule. That’s why we make it easy to reach us:

Call 1-888-ATTY-911 (1-888-288-9911) 24/7
Free consultation
Multiple office locations serving all of Texas
Willing to travel to you if needed

Frequently Asked Questions About Motor Vehicle Accidents in Nome, Texas

Immediate After Accident

1. What should I do immediately after a car accident in Nome, Texas?

If you’ve been in an accident in Nome or anywhere in Jefferson County:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything with photos of vehicle damage, injuries, and the scene
Exchange information with the other driver
Get names and phone numbers of any witnesses
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes, always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your claim.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance information
Vehicle: make, model, color, license plate number
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission of fault)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report?

In Nome, you can obtain the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO, not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your claim. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on the same policy.

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. The sooner you call Attorney911 at 1-888-ATTY-911, the better we can protect your rights.

15. How much time do I have to file (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, it’s 2 years from the date of death. Miss this deadline and your case will be barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault. For example, if you’re 20% at fault in a $100,000 case, you can recover $80,000.

18. Will my case go to trial?

Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This preparation gives us leverage in negotiations and shows insurance companies we’re serious.

19. How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be 6 months for minor injuries or 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery (exchange of information)
Mediation
Trial if needed

Compensation

21. What is my case worth?

The value of your case depends on many factors:

Severity of your injuries
Medical costs (past and future)
Lost wages and earning capacity
Pain and suffering
Impact on your daily life
Available insurance coverage

Case values can range from $15,000 for minor soft tissue injuries to millions for catastrophic injuries.

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule – the defendant takes the victim as they find them.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. However, punitive damages are taxable. Consult with a tax professional for specific advice.

26. How is the value of my claim determined?

The value is determined based on:

Medical bills
Future treatment costs
Lost income
Permanent impairment rating
Comparable verdicts and settlements
Severity of injuries
Impact on daily life

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. We don’t get paid unless we win your case.

28. What does “no fee unless we win” mean?

It means you pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs, including filing fees, expert witness fees, and investigation expenses.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch attorneys if you’re unhappy with your current representation. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

33. Should I post about my accident on social media?

NO. Make all your social media profiles private immediately. Don’t post about the accident, your injuries, or your activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are permanent and final. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are binding. Once you sign, you can’t undo it.

35. What if I didn’t see a doctor right away?

See a doctor now and explain that you didn’t realize the severity of your injuries. Delayed symptoms are common in accident cases. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover compensation. If the accident aggravated your pre-existing condition, you’re entitled to compensation for that aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example, if you had mild back pain before the accident and now have a herniated disc requiring surgery, you can recover for the new injury.

We hire medical experts to explain the difference between your condition before and after the accident. Lupe Peña knows how insurance companies attack pre-existing conditions – he used this defense for years, and now he knows how to counter it.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

Yes, you can fire your attorney at any time. If your current attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle for less than your case is worth, you have the right to switch to a firm that will give your case the attention it deserves.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching your representation.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Unfortunately, your own insurance company will fight your claim just as aggressively as the other driver’s insurance would.

You need an attorney to represent you in UM/UIM claims. Texas allows inter-policy stacking, which means you may be able to combine coverage from multiple vehicles on the same policy. Lupe Peña’s insurance knowledge is particularly valuable in maximizing your UM/UIM recovery.

39. How do you calculate pain and suffering?

The most common method is the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

Severity of injuries
Permanency
Impact on life
Clear liability

For example, $100,000 in medical bills × 4 multiplier = $400,000 for pain and suffering.

Lupe Peña calculated these multipliers for years as an insurance defense attorney. He knows how to justify higher multipliers and when the multiplier method undervalues a case.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations for most personal injury cases). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex and require an experienced attorney. Ralph Manginello has over 25 years of experience handling government claims and other complex cases. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

If the other driver fled the scene, file a police report immediately. Hit and run is a criminal offense in Texas. Your Uninsured Motorist (UM) coverage can provide compensation when the at-fault driver is unidentified.

Surveillance footage is critical in hit and run cases. Most footage is deleted within 7-30 days, so it’s important to act quickly. We send preservation letters to nearby businesses immediately to secure this evidence before it’s lost.

Texas allows UM stacking, which means you may be able to combine coverage from multiple vehicles on the same policy. We’ve recovered substantial settlements for hit and run victims through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?

Yes, your immigration status does not affect your right to compensation for injuries caused by someone else’s negligence. You’re entitled to full recovery regardless of your immigration status.

Your case is confidential, and we protect your privacy. We’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through:

Surveillance video
Witness statements
Damage analysis
Traffic patterns

Texas comparative negligence rules apply in parking lot accidents just as they do on public roads. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can sue the driver even if they’re a friend or family member. You’re an innocent victim, and the driver’s insurance should cover passengers.

There are no comparative fault issues for passengers – you weren’t driving, so you can’t be at fault. These cases often settle quickly because liability is clear. We handle the difficult conversation with the driver so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and their insurance company. The death doesn’t eliminate liability. The insurance policy still applies, and the estate may have assets.

Wrongful death laws protect both sides of these cases. They can be emotionally complex but legally straightforward. We handle these cases with sensitivity while protecting your rights to compensation.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Nome, Texas or anywhere in Jefferson County, don’t wait to get the help you need. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free, no-obligation consultation. We’ll review your case, explain your rights, and discuss how we can fight for the compensation you deserve.

Remember:

Free consultation – no cost to discuss your case
No fee unless we win – you pay nothing upfront
Evidence disappears daily – call now before it’s too late
Insurance companies are not on your side – we are

Our team is standing by 24/7 to help you through this difficult time. With offices serving all of Texas, we’re never far from Nome or any other community in our state. Let our 25+ years of experience, our insurance defense insider knowledge, and our proven track record work for you.

Call 1-888-ATTY-911 now. Your recovery starts here.