Car Accidents in Ovilla, Texas: How Attorney911 Fights for Maximum Compensation

If you’ve been injured in a car accident in Ovilla, Texas, you’re not alone. Every 57 seconds, another crash occurs on Texas roads, and Ovilla is no exception. With major highways like I-35 and US-287 nearby, our community sees its share of serious collisions. At Attorney911, we understand the physical, emotional, and financial toll a car accident can take – and we’re here to help.

Ralph Manginello, our founding attorney with over 25 years of experience, has seen firsthand how insurance companies try to minimize claims. That’s why we’ve built a team that includes Lupe Peña, a former insurance defense attorney who knows their tactics inside and out. When you call 1-888-ATTY-911, you’re reaching a legal emergency line staffed by professionals who treat your case like family.

The Reality of Car Accidents in Ovilla and Ellis County

Texas recorded 251,977 injuries from motor vehicle crashes in 2024 alone – that’s one person injured every 2 minutes and 5 seconds. In Ellis County, where Ovilla is located, we see accidents at intersections like FM 664 and US 287, along rural roads, and during heavy commuter traffic.

What makes Ovilla unique is our mix of rural roads and proximity to major highways. Many accidents occur:

On FM 664 as drivers transition between highway speeds and local traffic
At intersections where visibility may be limited
During rush hours when commuters travel to Dallas or Fort Worth
In parking lots and commercial areas

The Texas Department of Transportation reports that Ellis County had over 2,500 crashes in 2023, with many resulting in serious injuries. These aren’t just statistics – they’re Ovilla families whose lives have been disrupted by preventable accidents.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from immediate to delayed symptoms:

Immediate Injuries:

Whiplash and neck strains – Often don’t show symptoms until hours or days later
Broken bones – Arms, legs, ribs, and facial fractures from impact
Lacerations and bruises – From broken glass, airbag deployment, or impact with interior surfaces
Head injuries – Including concussions and traumatic brain injuries (TBI)
Chest injuries – From seatbelt restraint or impact with steering wheel

Delayed Symptoms (May Appear Days or Weeks Later):

Herniated or bulging discs – Back pain that worsens over time
Internal bleeding – Can be life-threatening if not treated promptly
Post-traumatic stress disorder (PTSD) – Anxiety, nightmares, and fear of driving
Chronic pain syndromes – Persistent pain that doesn’t resolve with initial treatment
Nerve damage – Tingling, numbness, or loss of sensation

One of our clients suffered what initially seemed like a minor leg injury in a car accident. However, during treatment, staff infections developed, ultimately leading to a partial amputation. This case settled in the millions, demonstrating how injuries can escalate when insurance companies delay proper treatment.

Why Insurance Companies Undervalue Your Claim

After an accident, you might assume the insurance company will treat you fairly. Unfortunately, that’s rarely the case. Here’s what really happens:

The Quick Cash Trap

Within days of your accident, the insurance adjuster may call with a “generous” settlement offer – often between $2,000 and $5,000. They’ll create urgency, saying things like:

“This offer expires in 48 hours”
“We can’t guarantee this amount later”
“This is our best and final offer”

What they won’t tell you is that this offer is typically 10-20% of what your case is actually worth. Once you sign the release, you can’t get more money – even if you later discover you need surgery or can’t return to work.

The Recorded Statement Trick

The adjuster will ask for a recorded statement, claiming it’s “routine” and “just to get your side of the story.” In reality, they’re looking for any statement that can be used to minimize your claim. Common questions designed to trap you include:

“You’re feeling better now, right?”
“It wasn’t that bad of an impact, was it?”
“You were able to walk away from the scene, correct?”

Lupe Peña, our former insurance defense attorney, knows these tactics because he used them for years. Now, he uses that insider knowledge to protect our clients. As Lupe says, “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after.”

The IME Doctor Scheme

If you don’t settle quickly, the insurance company will likely send you to an “Independent Medical Exam” (IME). Don’t be fooled by the name – these doctors are hired and paid by the insurance company. Their job is to find reasons to minimize your injuries.

Common IME findings include:

“Your injuries are consistent with minor trauma”
“You can return to full-duty work”
“Your treatment has been excessive”
“Your complaints are subjective and out of proportion to objective findings”

Lupe knows these doctors personally – he hired many of them during his time as a defense attorney. We prepare our clients extensively for IMEs and challenge biased reports with our own medical experts.

How Attorney911 Protects Your Rights

When you hire Attorney911, we immediately take steps to protect your claim:

Evidence Preservation

Within 24 hours, we send preservation letters to:

The other driver’s insurance company
Any businesses near the accident scene (for surveillance footage)
The police department (for accident reports)
Your medical providers (for records)

This is critical because:

Surveillance footage is typically deleted within 7-30 days
Witness memories fade quickly
Insurance companies begin building their defense immediately

Medical Treatment Coordination

We help you get the medical care you need while documenting your injuries properly:

Connect you with doctors who understand accident injuries
Ensure consistent treatment to avoid gaps
Document all symptoms, even those that seem minor
Obtain detailed medical records that prove causation

Insurance Negotiation

We handle all communication with insurance companies so you can focus on recovery:

No recorded statements without our presence
No signing releases or authorizations
No accepting lowball offers
We counter their tactics with our insider knowledge

What Your Case Might Be Worth

The value of your car accident case depends on several factors:

Medical Expenses

Emergency room treatment
Hospital stays
Surgeries
Physical therapy
Chiropractic care
Medications
Future medical needs

Lost Wages and Earning Capacity

Income lost while recovering
Reduced earning capacity if you can’t return to your previous job
Lost benefits and retirement contributions
Future lost income if your injuries are permanent

Pain and Suffering

Texas allows compensation for:

Physical pain from your injuries
Emotional distress and mental anguish
Loss of enjoyment of life
Physical impairment and disability
Disfigurement and scarring

Property Damage

Vehicle repair or replacement
Personal property damaged in the crash
Rental car expenses

Case Value Ranges

While every case is unique, here are typical settlement ranges based on injury severity:

Injury Type	Medical Costs	Settlement Range
Soft Tissue (whiplash, sprains)	$6,000-$16,000	$15,000-$60,000
Broken Bone (simple fracture)	$10,000-$20,000	$35,000-$95,000
Broken Bone (requiring surgery)	$47,000-$98,000	$132,000-$328,000
Herniated Disc (conservative treatment)	$22,000-$46,000	$70,000-$171,000
Herniated Disc (requiring surgery)	$96,000-$205,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000	$1,548,000-$9,838,000
Spinal Cord Injury/Paralysis	$500,000-$1,500,000	$4,770,000-$25,880,000
Amputation	$170,000-$480,000	$1,945,000-$8,630,000
Wrongful Death	$50,000-$500,000	$1,910,000-$9,520,000

Remember, these are ranges, not guarantees. Insurance companies often offer settlements at the low end of these ranges. Our job is to fight for the maximum compensation you deserve.

Why Ovilla Residents Choose Attorney911

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows:

How they calculate settlement offers
What factors they consider (and ignore)
Which doctors they use for IMEs
How to beat their algorithms

This insider knowledge gives our clients an unfair advantage.

2. Multi-Million Dollar Results

Our track record speaks for itself:

Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions
We’ve helped numerous families facing trucking-related wrongful death cases recover millions of dollars in compensation

3. Personal Attention from Experienced Attorneys

Unlike high-volume firms where you’re just a case number, at Attorney911 you work directly with Ralph Manginello and Lupe Peña. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

4. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is crucial for complex cases, including:

Trucking accidents with FMCSA violations
Cases against large corporations
Multi-district litigation

5. BP Explosion Litigation Experience

Our firm is one of the few in Texas to be involved in BP explosion litigation. This billion-dollar case demonstrates our ability to take on massive corporations and win.

6. Contingency Fee – No Risk to You

We work on a contingency fee basis – you pay nothing unless we win your case. Our fee is a percentage of your recovery, and we advance all case costs. As client Kiimarii Yup shared, “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

What to Do After a Car Accident in Ovilla

Immediate Steps (First 24 Hours):

Call 911 – Report the accident and request medical assistance if needed
Seek medical attention – Even if you feel fine, get checked by a doctor
Document everything – Take photos of vehicle damage, injuries, and the accident scene
Exchange information – Get the other driver’s name, phone, address, insurance, and license plate
Get witness information – Names and contact information of any witnesses
Call Attorney911 – 1-888-ATTY-911 for immediate legal guidance

Within 48 Hours:

Preserve evidence – Don’t delete any photos, videos, or messages related to the accident
Follow up with medical care – Continue documenting your injuries
Don’t give recorded statements – Refer insurance companies to your attorney
Don’t sign anything – Without your attorney’s review
Secure surveillance footage – We send preservation letters to nearby businesses

Common Mistakes to Avoid:

Waiting to see a doctor – Delays in treatment hurt your case
Posting on social media – Insurance companies monitor your accounts
Accepting a quick settlement – Early offers are always lowball
Giving a recorded statement – Without your attorney present
Missing medical appointments – Gaps in treatment hurt your credibility

Frequently Asked Questions About Car Accidents in Ovilla

What should I do immediately after a car accident in Ovilla?

If you’ve been in an accident in Ovilla:

Call 911 and report the accident
Seek medical attention, even if you feel fine
Document everything with photos
Exchange information with the other driver
Get witness names and contact information
Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you’re required to report accidents that result in injury, death, or property damage over $1,000. The police report is critical evidence for your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

How do I obtain a copy of the accident report?

In Ovilla, you can obtain the police report from the Ovilla Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review. We limit authorizations to accident-related records only.

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations. Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery (exchange of information)
Mediation
Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

It depends on:

Severity of your injuries
Medical costs (past and future)
Lost wages and earning capacity
Pain and suffering
Permanent impairment
Insurance available

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional for your specific situation.

How is the value of my claim determined?

Based on:

Medical bills
Future treatment costs
Lost income
Permanent impairment rating
Comparable verdicts
Severity of injuries
Impact on daily life

How do car accident lawyers cost?

Attorney911 works on a contingency fee basis – 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. We don’t get paid unless we win your case.

Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said, “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex – you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical – most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues apply (you weren’t driving). We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. We handle these cases with sensitivity while protecting your rights.

Why Ovilla Residents Trust Attorney911

When you’re injured in a car accident in Ovilla, you need a law firm that understands both the local community and the complex world of insurance claims. Here’s why Ovilla residents choose Attorney911:

We Know Ovilla and Ellis County

While we serve clients across Texas, we have deep roots in the Ovilla area. We understand:

The unique traffic patterns on FM 664 and US 287
The challenges of rural road driving in Ellis County
The local court system and how it handles personal injury cases
The medical providers in the area, from Baylor Scott & White in Waxahachie to Methodist Mansfield

We’re Available When You Need Us

Accidents don’t happen on a 9-to-5 schedule. That’s why we offer:

24/7 availability through 1-888-ATTY-911
Free initial consultations
Willingness to meet you at home, in the hospital, or at our office
Remote consultations for your convenience

We Speak Your Language

With Lupe Peña’s fluency in Spanish and our bilingual staff, we ensure language is never a barrier. As client Celia Dominguez said, “Especially Miss Zulema, who is always very kind and always translates.”

We Fight for Every Dime You Deserve

Insurance companies are for-profit businesses. Their goal is to pay you as little as possible. Our goal is to get you every dollar you’re entitled to. We know their tactics because Lupe used them for years – and now he uses that knowledge to fight for you.

We Don’t Back Down from Insurance Companies

As client Glenda Walker shared, “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Our Promise to Ovilla Car Accident Victims

When you choose Attorney911, you’re not just hiring a law firm – you’re gaining a team that will:

Protect your rights from day one
Handle all communications with insurance companies
Investigate your accident thoroughly to prove fault
Document your injuries properly to maximize compensation
Fight for maximum compensation through negotiation or trial
Keep you informed every step of the way
Work on a contingency basis – you pay nothing unless we win

Take the First Step Toward Justice

If you or a loved one has been injured in a car accident in Ovilla, Texas, don’t wait. Evidence disappears daily, and the insurance company is already building its case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free, no-obligation consultation. We’ll review your case, explain your rights, and help you understand your options.

Remember, we don’t get paid unless we win your case. You have nothing to lose and everything to gain by calling today.

1-888-ATTY-911 – Your Legal Emergency Line

Additional Resources

Contact Attorney911 Today

Phone: 1-888-ATTY-911 (1-888-288-9911)
Website: https://attorney911.com
Contact Page: https://attorney911.com/contact/

Office Locations:

Houston (Primary): Serving Harris, Montgomery, Fort Bend, Brazoria, Galveston Counties
Austin: Serving Travis, Williamson, Hays, Bastrop Counties
Beaumont: Serving Jefferson, Orange, Hardin Counties

Se Habla Español – Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.

Don’t let the insurance company take advantage of you. Call Attorney911 today and let us fight for the compensation you deserve.