Motor Vehicle Accident Lawyers in Pearland, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Pearland, We’re Here to Fight for You

Every 57 seconds, another motor vehicle crash occurs on Texas roads. In 2024 alone, over 251,000 people were injured in traffic accidents across our state – many right here in Pearland and surrounding Brazoria County. If you’re one of them, you’re not alone. The experienced attorneys at Attorney911 understand the physical pain, emotional stress, and financial uncertainty you’re facing after a serious accident in Pearland.

With over 25 years of experience handling car accident cases in Texas courts, including the Harris County Civil Courts that serve Pearland, our team knows how to fight for maximum compensation. We’ve recovered millions for accident victims across Southeast Texas, from multi-million dollar settlements for catastrophic injuries to significant recoveries for clients who initially thought their cases were “minor.”

When you call 1-888-ATTY-911, you’re reaching more than just a law firm – you’re connecting with a legal emergency response team that treats your case with the urgency it deserves. Our Pearland car accident lawyers are ready to help you navigate the complex legal process while you focus on healing.

Why Pearland Accident Victims Choose Attorney911

Pearland’s unique location along the Texas Gulf Coast corridor presents specific challenges for accident victims. Our city sits at the intersection of major highways like Highway 288 and Beltway 8, while also serving as a bedroom community for Houston’s energy sector workers. This combination creates a dangerous mix of commuter traffic, commercial vehicles, and fatigued drivers.

At Attorney911, we’ve handled countless cases involving:

• Rear-end collisions on Highway 288 during rush hour
• Distracted driving accidents near Pearland Town Center
• Drunk driving crashes along Broadway Street
• Truck accidents on surrounding highways like I-45 and US-59
• Pedestrian accidents near Shadow Creek Ranch

Our firm’s deep roots in Southeast Texas give us unmatched insight into Pearland’s legal landscape. We know the local judges, understand the insurance adjusters who handle claims in this area, and have relationships with medical providers throughout Brazoria County. This local knowledge translates into better results for our clients.

Comprehensive Accident Coverage for Pearland Victims

Car Accidents in Pearland: What You Need to Know

With over 251,977 people injured in Texas motor vehicle crashes last year, car accidents remain the most common type of collision in Pearland. The Texas Department of Transportation reports that someone is injured in a crash every 2 minutes and 5 seconds – a statistic that hits close to home for many Pearland families.

Common causes of car accidents in our area include:

• Distracted driving (especially near shopping centers and schools)
• Speeding on Highway 288 and surrounding roads
• Failure to yield at intersections like FM 518 and Business Center Drive
• Drunk driving, particularly on weekends
• Following too closely during rush hour traffic

Common injuries we see in Pearland car accident cases:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Psychological trauma and PTSD

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident on Highway 288. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Client Testimonial:

“I was rear-ended on my way to work and the team at Attorney911 got right to work. Leonor kept me updated every step of the way, and I ended up with a very nice settlement that covered all my medical bills and more.” – MONGO S., Pearland

If you’ve been injured in a Pearland car accident, don’t let insurance companies minimize your claim. Call 1-888-ATTY-911 for a free consultation – we don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents: Pearland’s Commercial Corridor Risks

Pearland’s location near the Port of Houston and along major shipping routes makes our community particularly vulnerable to trucking accidents. With over 39,000 commercial motor vehicle crashes in Texas last year, including 608 fatalities, the dangers of sharing the road with large trucks are all too real for Pearland residents.

The sheer size and weight of commercial trucks – up to 80,000 pounds compared to the average 4,000-pound passenger vehicle – means these accidents often result in catastrophic injuries. Texas leads the nation in fatal truck crashes, accounting for 11% of all such incidents in the United States.

Why trucking accidents in Pearland are particularly dangerous:

• Heavy truck traffic on Highway 288 and surrounding highways
• Fatigued drivers working long shifts for local delivery companies
• Improperly loaded cargo from Port of Houston shipments
• Pressure to meet tight delivery deadlines
• Complex insurance coverage issues

Federal Motor Carrier Safety Administration (FMCSA) Regulations:
Our attorneys are well-versed in the federal regulations that govern the trucking industry, including:

• Hours of Service (HOS) rules limiting driving time
• Mandatory Electronic Logging Devices (ELDs)
• Drug and alcohol testing requirements
• Vehicle maintenance standards
• Driver qualification requirements

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Recent Texas Nuclear Verdicts in Trucking Cases:

• 2024 Oncor Electric: $37.5 million verdict
• 2024 New Prime I-35 pileup: $44.1 million verdict
• 2024 Ben E. Keith (Fort Worth): $35 million settlement

With Ralph Manginello’s admission to the U.S. District Court for the Southern District of Texas and our firm’s involvement in BP explosion litigation against billion-dollar corporations, we have the experience to take on even the most complex trucking accident cases.

If you’ve been injured in a truck accident in Pearland, call 1-888-ATTY-911 immediately. Critical evidence like ELD data and surveillance footage can be deleted within days.

Drunk Driving Accidents: Holding Negligent Drivers and Establishments Accountable

Last year, 1,053 people lost their lives in Texas due to alcohol-impaired driving – that’s 25.37% of all traffic fatalities in our state. In Pearland and surrounding Brazoria County, drunk driving remains a persistent problem, particularly on weekends and holidays.

What many victims don’t realize is that Texas law allows you to hold not just the drunk driver accountable, but also the establishments that served them alcohol. Under the Texas Alcoholic Beverage Code § 2.02 (Dram Shop Law), bars, restaurants, and even social hosts can be held liable if they served alcohol to someone who was obviously intoxicated.

Signs of obvious intoxication that establishments should recognize:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties in Pearland drunk driving cases:

• Bars and nightclubs along Broadway Street
• Restaurants serving alcohol in Pearland Town Center
• Liquor stores throughout Brazoria County
• Event organizers at local venues
• Social hosts (in limited circumstances)

Why drunk driving cases often result in higher settlements:

• Punitive damages may be available for gross negligence
• Multiple defendants can be held liable (driver + establishment)
• Criminal case can strengthen civil claim
• Insurance companies have difficulty defending the indefensible

Attorney911’s Unique Advantage:
Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of drunk driving cases. Our firm has successfully handled numerous DWI-related cases, including:

“Our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.”

If you’ve been injured by a drunk driver in Pearland, call 1-888-ATTY-911 to explore all your legal options, including potential dram shop claims against the establishment that served the driver.

Motorcycle Accidents: Protecting Riders on Pearland Roads

With 585 motorcyclist fatalities in Texas last year, riders face disproportionate risks on our roads. In Pearland and surrounding Harris County, motorcycle accidents often occur at dangerous intersections and along high-speed corridors like Highway 288.

One of the biggest challenges motorcycle accident victims face is the insurance company’s attempt to blame the rider. Texas’ 51% comparative fault rule means that if you’re found to be more than 50% at fault, you recover nothing. Insurance adjusters routinely try to assign maximum fault to motorcyclists to reduce their payouts.

Common causes of motorcycle accidents in Pearland:

• Failure to yield right of way (most common)
• Driver inattention/distraction near shopping centers
• Unsafe lane changes on multi-lane roads
• Left-turn accidents at intersections
• Speeding and reckless driving

Texas Helmet Law:

• Required for all riders under 21
• Riders 21+ may ride without helmet if they’ve completed a safety course OR have $10,000+ in medical insurance

Why Attorney911 is the right choice for motorcycle accident victims:
Lupe Peña, our associate attorney, spent years working for insurance defense firms where he routinely made comparative fault arguments against motorcyclists. Now, he uses that insider knowledge to defeat these tactics and protect riders’ rights.

If you’ve been injured in a motorcycle accident in Pearland, don’t let insurance companies blame you for the crash. Call 1-888-ATTY-911 for experienced representation.

Pedestrian Accidents: Protecting Pearland’s Most Vulnerable Road Users

Pedestrians are the most vulnerable road users, and Pearland is no exception. Last year, Texas saw 6,095 pedestrian crashes resulting in 768 fatalities – that’s 19% of all roadway deaths despite pedestrians accounting for just 1% of crashes.

In Pearland, we see pedestrian accidents occurring near:

• Shopping centers like Pearland Town Center
• School zones throughout the city
• Residential areas with inadequate crosswalks
• Busy intersections along Broadway Street

Critical legal point for pedestrian accident victims:
Pedestrians ALWAYS have the right-of-way at intersections in Texas – even at unmarked crosswalks. Many drivers don’t know that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, even if it’s not painted.

Common injuries in pedestrian accidents:

• Traumatic brain injuries
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

If you or a loved one has been struck by a vehicle in Pearland, call 1-888-ATTY-911 immediately. Our attorneys will fight to prove the driver’s negligence and secure maximum compensation for your injuries.

Rideshare Accidents: Navigating Uber and Lyft’s Complex Insurance System

With over 17 million Uber trips occurring daily in the U.S., rideshare accidents have become increasingly common in Pearland. Whether you’re a passenger, another driver, or a pedestrian, understanding Uber and Lyft’s complex insurance coverage is crucial to protecting your rights.

Rideshare Insurance Phases – What You Need to Know:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K Texas minimum)
Period 1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
Period 2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
Period 3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Who can be injured in rideshare accidents:

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians)

Why Attorney911 is uniquely qualified to handle rideshare cases:
Lupe Peña’s years working for insurance defense firms give us insider knowledge of how rideshare companies value claims and what tactics they use to minimize payouts. We know how to identify the correct insurance coverage and maximize your recovery.

If you’ve been injured in a rideshare accident in Pearland, call 1-888-ATTY-911 immediately. We’ll navigate the complex insurance maze and fight for the compensation you deserve.

Hit and Run Accidents: Protecting Your Rights When the At-Fault Driver Flees

Hit and run accidents are particularly traumatic, leaving victims with injuries and no clear path to compensation. In Texas, someone is involved in a hit and run accident every 43 seconds. If you’ve been the victim of a hit and run in Pearland, you still have options.

Texas Penalties for Hit and Run Offenses:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2,000 fine

Your recovery options after a Pearland hit and run:

1. Uninsured Motorist (UM) Coverage: Your own insurance policy can compensate you when the at-fault driver is unidentified.
2. Collision Coverage: Can help with vehicle repairs.
3. Personal Injury Protection (PIP): Can cover medical expenses regardless of fault.

Critical steps to take after a hit and run:

• File a police report immediately (hit and run is a criminal offense)
• Seek medical attention, even if you feel fine
• Document everything at the scene
• Call Attorney911: 1-888-ATTY-911

Why time is critical:
Surveillance footage from nearby businesses is typically deleted within 7-30 days. We send preservation letters immediately to secure this critical evidence before it’s gone forever.

If you’ve been the victim of a hit and run in Pearland, call 1-888-ATTY-911 now. We’ll help you navigate the UM claims process and fight for the compensation you deserve.

Tesla and Autonomous Vehicle Accidents: Holding Technology Accountable

As electric and autonomous vehicles become more common on Pearland roads, new types of accidents are emerging. Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in numerous high-profile crashes, including several fatal incidents.

Notable Tesla/Autopilot Crashes:

• May 2016: First U.S. Autopilot fatality in Florida (18-wheeler collision)
• March 2018: Apple engineer killed in Mountain View, CA (settled April 2024)
• December 2024: Fatal crash in California (active lawsuit)
• August 2025: $240 million+ jury verdict against Tesla (landmark case)

Key liability arguments in Tesla/Autopilot cases:

1. Tesla marketed FSD/Autopilot as safer than human drivers
2. Marketing fostered driver overconfidence and overreliance
3. Tesla knew the system couldn’t detect emergency vehicles
4. Tesla used over-the-air software updates instead of comprehensive fixes
5. Tesla failed to implement adequate safeguards

NHTSA Data on Tesla Safety:

• Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
• December 2023: Tesla recalled 2+ million vehicles for Autopilot safety issues

If you’ve been injured in an accident involving a Tesla or other autonomous vehicle in Pearland, call 1-888-ATTY-911. Our attorneys understand the complex liability issues involved in these emerging technology cases.

E-Bike and E-Scooter Accidents: Navigating New Transportation Risks

With the growing popularity of electric bikes and scooters in Pearland, accidents involving these vehicles are on the rise. Texas has specific laws governing e-bikes and e-scooters that affect liability in accident cases.

Texas E-Bike Classifications:

Class	Max Speed	Throttle	Pedal Assist	Legal Status
Class 1	20 mph	No	Yes	Legal on roads
Class 2	20 mph	Yes	Yes	Legal on roads
Class 3	28 mph	No	Yes	Legal on roads

If an e-bike exceeds these standards:

• It may be classified as a motor vehicle
• Different insurance and liability rules apply
• Registration may be required

Common causes of e-bike/e-scooter accidents in Pearland:

• Motorists failing to yield to e-bike riders
• Poorly maintained bike lanes and paths
• Defective e-bike components (battery fires, brake failures)
• Pedestrians struck by e-bike riders
• Improper use of bike lanes

Potentially liable parties:

• Motorists who strike e-bike riders
• E-bike manufacturers (product defects)
• Property owners (premises liability)
• Municipalities (poor road maintenance)

If you’ve been injured in an e-bike or e-scooter accident in Pearland, call 1-888-ATTY-911. Our attorneys understand the unique legal issues involved in these cases.

Bus Accidents: Protecting Pearland Residents and Visitors

With 1,110 bus accidents in Texas last year, including 17 fatal crashes, bus accidents present unique challenges for victims. In Pearland, we see accidents involving:

• METRO buses serving the Houston area
• School buses transporting Pearland ISD students
• Charter buses for events and tours
• Private shuttle services

Texas bus accident statistics:

• 2,523 school bus crashes in 2023
• 11 school bus fatalities
• 63 serious injuries
• Over 10,000 students injured in 2021-22 school year

Potentially liable parties in bus accidents:

• Bus driver (fatigue, distraction, impairment)
• Bus operator/company (inadequate training, negligent maintenance)
• Vehicle manufacturer (defective parts)
• Other drivers (third-party vehicles)
• Government entities (poor signage, road defects)

Special notice requirements for government claims:
If your bus accident involved a government vehicle or entity, you must file notice within 6 months – much shorter than the standard 2-year statute of limitations.

If you’ve been injured in a bus accident in Pearland, call 1-888-ATTY-911 immediately. These cases have strict deadlines and complex liability issues.

Construction Zone Accidents: Protecting Workers and Drivers

Construction zones are particularly dangerous areas, and Pearland’s growth means we see frequent roadwork throughout the city. Last year, Texas saw nearly 28,000 crashes in work zones, resulting in 215 deaths – a 12% increase over the previous year.

Work zone accident statistics:

• 60% of highway contractors reported crashes into work zones
• 43% of contractors reported worker injuries from work zone crashes
• Work zone fatalities increased 50% nationally from 2013-2023

Real case example from Texas:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted to receiving a text message) rear-ended her, pushing her car into the path of another truck. The crash was fatal.

Common causes of construction zone accidents in Pearland:

• Speeding through work zones
• Failure to obey traffic control devices
• Distracted driving
• Improper lane changes
• Poorly marked zones
• Driver confusion

If you’ve been injured in a Pearland construction zone accident, call 1-888-ATTY-911. We’ll investigate whether proper safety protocols were followed and fight for the compensation you deserve.

The 48-Hour Protocol: What to Do Immediately After an Accident in Pearland

Time is critical after a motor vehicle accident. Evidence disappears quickly, and insurance companies start building their defense against you from day one. Follow this 48-hour protocol to protect your rights.

Hour 1-6: Immediate Crisis Response

✅ Safety First: If you can move safely, get to a secure location away from traffic. On Pearland’s busy roads like Highway 288 or FM 518, this is especially important.

✅ Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, request that police respond to document the scene.

✅ Medical Attention: If injured, get to the emergency room immediately. Pearland residents can seek care at:

• HCA Houston Healthcare Pearland
• Memorial Hermann Pearland Hospital
• CHI St. Luke’s Health – Patients Medical Center

Adrenaline masks injuries – you may be hurt and not know it yet. Many serious injuries like traumatic brain injuries or internal bleeding don’t show symptoms immediately.

✅ Document Everything:

• Take photos of ALL vehicle damage from multiple angles
• Photograph the accident scene, road conditions, and traffic signals
• Take photos of visible injuries
• Screenshot any messages visible on your phone (do NOT delete anything)

✅ Exchange Information:

• Other driver’s name, phone number, and address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, and color

✅ Witnesses:

• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to ANY insurance company

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup

✅ Physical Evidence:

• Secure damaged clothing, glasses, and personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

• Request copies of all ER and hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours
• If you don’t have a doctor, we can help you find one in Pearland

✅ Insurance Communications:

• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

✅ Social Media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends and family not to tag you in posts
• Assume everything is being monitored by insurance companies

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

• Speak with an experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for a free consultation
• Have your documentation ready

✅ Insurance Response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the full extent of your injuries yet

✅ Evidence Backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and a family member
• Create a written timeline of events while your memory is fresh

Week One Priorities

✅ Medical Follow-Up:

• Continue documenting all injuries
• See specialists if recommended
• Follow ALL doctor’s recommendations (insurance watches for gaps)
• Get written work restrictions if needed

✅ Investigation Begins:

• Attorney obtains police report
• Preservation letters sent to all parties
• Surveillance footage secured before deletion
• Witness statements recorded

✅ Communication:

• Attorney handles ALL insurance communication
• You focus on recovery
• Document any pressure from insurance or other parties

Why Evidence Disappears So Quickly

Every day you wait, critical evidence is being lost forever. Here’s the evidence deterioration timeline:

Day 1-7:

• Witness memories are at their peak but begin fading immediately
• Physical evidence like skid marks fade and debris is cleared
• Scene conditions change as roads are repaired

Day 7-30:

• Surveillance footage DELETED:
  • Gas stations: 7-14 days
  • Retail stores: 30 days
  • Ring doorbells: 30-60 days
  • Traffic cameras: 30 days
• Witnesses become harder to locate as days pass
• Details are forgotten or become uncertain

Month 1-2:

• Insurance companies solidify their defense position
• Adjusters have built their file against you
• Settlement positions harden
• Vehicle repairs destroy evidence from vehicles

Month 2-6:

• Trucking electronic data DELETED:
  • ELD (Electronic Logging Device) data: 30-180 days
  • Black box data: Can be automatically overwritten
  • GPS/telematics: Varies by company
• Cell phone records become harder to obtain
• Social media posts are deleted and accounts deactivated

Month 6-12:

• Witnesses graduate, move away, or memories degrade
• Medical evidence becomes harder to link to the accident
• Treatment gaps are used against you by insurance
• Financial desperation makes victims vulnerable to lowball offers

Month 12-24:

• Approaching the 2-year statute of limitations
• Creates pressure to settle (insurance knows you’re desperate)
• Evidence is severely degraded
• Case value is diminished

Texas Motor Vehicle Law: What Pearland Accident Victims Need to Know

Statute of Limitations: The 2-Year Deadline

Under Texas Civil Practice & Remedies Code § 16.003, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute – miss it and your case is barred forever.

Exceptions:

• Discovery Rule: May extend deadline if injury wasn’t immediately discoverable
• Defendant’s Absence: Tolled if defendant leaves Texas
• Mental Incapacity: Tolled during incapacity
• Minors: Time doesn’t begin until 18th birthday

Critical Note: The 2-year deadline applies to:

• Personal injury claims
• Wrongful death claims (2 years from date of death)
• Property damage claims

Comparative Negligence: Texas’ 51% Bar Rule

Texas uses a modified comparative negligence system with a 51% bar. This means:

• If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
• If you are 51% or more at fault → You recover NOTHING

Examples of how this works:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters for Pearland accident victims:
Insurance companies ALWAYS try to assign maximum fault to you to reduce their payment. Even small percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Attorney911’s Advantage:
Lupe Peña, our associate attorney, spent years working for insurance defense firms where he routinely made comparative fault arguments against accident victims. Now, he uses that insider knowledge to defeat these tactics and protect your rights.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum liability insurance of:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage per accident

Uninsured Motorist Statistics:

• 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers)
• Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protection
• Texas allows inter-policy stacking of UM/UIM coverage

Texas Legal Terms You Should Know

Term	Definition
Negligence	Failure to act with the level of care a reasonable person would exercise. Must prove: duty, breach, causation, damages.
Duty of Care	Legal obligation to act reasonably (drivers must obey traffic laws, property owners must maintain safe premises).
Breach of Duty	Violation of the duty of care through action or inaction.
Causation	The defendant’s breach directly caused the plaintiff’s injuries.
Proximate Cause	The injuries were a foreseeable result of the defendant’s actions.
Liability	Legal responsibility for harm caused.
Economic Damages	Quantifiable financial losses: medical bills, lost wages, property damage, future earnings. No cap in Texas.
Non-Economic Damages	Intangible losses: pain and suffering, mental anguish, physical impairment, loss of consortium, disfigurement. No cap except in medical malpractice cases.
Punitive/Exemplary Damages	Punishment for gross negligence or malice. Capped at the greater of $200,000 or 2x economic damages + 1x non-economic damages (max $750,000 for non-economic portion).
Dram Shop Liability	Bars and restaurants can be held liable if they serve alcohol to an obviously intoxicated person who then causes an accident (Texas Alcoholic Beverage Code § 2.02).
Respondeat Superior	Employers can be held liable for their employees’ negligence during the scope of employment. Critical for trucking and rideshare cases.
UM/UIM Coverage	Uninsured/Underinsured Motorist coverage. Texas allows inter-policy stacking.
Bad Faith	Insurance company’s unreasonable denial or delay of a valid claim. Violates Texas Insurance Code.
Contingency Fee	Attorney fee structure where you pay nothing unless the case wins. Typically 33-40% of recovery.
Subrogation	Your health insurer’s right to be reimbursed from your settlement for what they paid for your treatment.
Lien	A third party’s claim against your settlement (medical providers, Medicare, Medicaid).
Wrongful Death	A claim brought by surviving family members for the death of a loved one caused by negligence.
Survival Action	A claim for damages the deceased would have recovered if they had survived (pain before death, medical bills).

Proving Liability: Building a Strong Case for Pearland Accident Victims

To win your motor vehicle accident case in Texas, you must prove four elements of negligence:

1. Duty of Care

All drivers have a legal duty to operate their vehicles safely. This includes:

• Obeying traffic laws
• Maintaining proper lookout
• Controlling speed
• Adapting to road conditions

Commercial drivers have an even higher duty of care under federal regulations.

2. Breach of Duty

The at-fault driver violated their duty of care through:

• Speeding
• Running red lights or stop signs
• Texting while driving
• Driving under the influence
• Failing to yield right of way
• Following too closely

3. Causation

The breach of duty directly caused your injuries. This is proven through:

• The “but for” test: But for the defendant’s actions, you would not have been injured
• Medical evidence linking your injuries to the accident
• Expert testimony when needed

4. Damages

You suffered actual harm, which can include:

• Medical expenses
• Lost wages
• Pain and suffering
• Property damage
• Permanent impairment

Evidence Types and Sources for Pearland Cases

Physical Evidence

• Vehicle damage photographs (all angles)
• Skid marks, debris, and road damage
• Damaged personal property (clothing, glasses, phone)
• Weather and road conditions documentation

Documentary Evidence

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses (gas stations, retail stores)
• Medical records and bills
• Employment records (for lost wage claims)
• Cell phone records (to prove distraction)

Electronic Evidence

• ELD (Electronic Logging Device) data from commercial trucks
• Vehicle black box/EDR (Event Data Recorder)
• GPS/telematics data
• Dashcam footage
• Social media posts (from the at-fault driver)

Testimonial Evidence

• Witness statements
• Expert witness testimony (medical experts, accident reconstructionists)
• Your own testimony about how the accident occurred

Multiple Liable Parties in Pearland Accidents

One of the advantages of working with an experienced Pearland accident attorney is our ability to identify all potentially liable parties. This increases the available insurance coverage and improves your chances of full compensation.

Trucking Accidents Can Involve:

• Truck driver (negligent operation)
• Trucking company (negligent hiring, supervision, maintenance)
• Cargo loader (improper loading causing instability)
• Vehicle manufacturer (defective parts)
• Maintenance company (improper repairs)

Rideshare Accidents Can Involve:

• Rideshare driver
• Rideshare company (Uber/Lyft)
• Other at-fault drivers
• Vehicle owner (if different from driver)

Drunk Driving Accidents Can Involve:

• Drunk driver
• Bar or restaurant (dram shop liability)
• Social host (in limited circumstances)
• Liquor store (serving obviously intoxicated person)

More liable parties = more insurance policies = higher recovery potential for you.

Expert Witnesses in Pearland Accident Cases

At Attorney911, we work with a network of expert witnesses to build strong cases for our clients:

Expert Type	What They Prove
Accident Reconstructionist	How the crash occurred, who was at fault, speeds, angles of impact
Medical Experts	Extent of injuries, future treatment needs, permanent impairment
Life Care Planner	Lifetime cost of care for catastrophic injuries
Vocational Expert	Lost earning capacity, inability to return to prior work
Economist	Present value of future losses, wage calculations
Biomechanical Engineer	How injuries were caused by collision forces
Trucking Industry Expert	FMCSA violations, industry standards
Human Factors Expert	Perception-reaction time, visibility issues

Damages and Compensation: What Pearland Accident Victims Can Recover

Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses that result from your accident:

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from the date of accident to present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future due to permanent injuries
Property Damage	Vehicle repair or replacement, personal property damage
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help, childcare

Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages compensate for intangible losses that don’t have a specific dollar value:

Damage Type	What It Covers
Pain and Suffering	Physical pain from injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations on activities
Disfigurement	Scarring, permanent visible injuries affecting appearance
Loss of Consortium	Impact on marriage and family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

Punitive damages are available in cases involving gross negligence, fraud, or malice. In Texas, they are capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (max $750,000 for non-economic portion)

Common situations where punitive damages apply:

• Drunk driving accidents
• Extreme speeding (100+ mph)
• Hit and run accidents
• Cases involving intentional misconduct

Settlement Ranges for Common Pearland Injuries

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

• Emergency room: $2,000-$5,000
• Follow-up doctor visits: $1,000-$3,000
• Physical therapy (6-12 weeks): $3,000-$7,000
• Medications: $300-$1,000
• Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain & Suffering: $8,000-$35,000

SETTLEMENT RANGE: $15,000-$60,000
Higher if: Permanent pain develops, chronic condition develops, or there are restrictions on activities

Broken Bone (Single, Simple Fracture)

Medical Treatment:

• Emergency room and X-rays: $3,000-$6,000
• Orthopedic consultation: $500-$1,500
• Casting and follow-up: $2,000-$5,000
• Physical therapy: $3,000-$8,000
• Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain & Suffering: $20,000-$60,000

SETTLEMENT RANGE: $35,000-$95,000

Broken Bone Requiring Surgery (ORIF)

Medical Treatment:

• Emergency room: $5,000-$10,000
• Surgery (Open Reduction Internal Fixation): $25,000-$50,000
• Hospital stay (2-3 days): $6,000-$15,000
• Follow-up care: $3,000-$8,000
• Physical therapy (3-6 months): $8,000-$15,000
• Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain & Suffering: $75,000-$200,000

SETTLEMENT RANGE: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

• Emergency room and initial treatment: $3,000-$6,000
• MRI: $2,000-$4,000
• Physician visits and pain management: $5,000-$12,000
• Physical therapy (3-6 months): $8,000-$15,000
• Epidural steroid injections (series of 3): $3,000-$6,000
• Medications: $1,000-$3,000
• Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain & Suffering: $40,000-$100,000

SETTLEMENT RANGE: $70,000-$171,000

Herniated Disc Requiring Surgery

Medical Treatment:

• Initial treatment and diagnostics: $8,000-$15,000
• Failed conservative treatment: $10,000-$20,000
• Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
• Hospital stay: $8,000-$20,000
• Post-surgical care and follow-up: $5,000-$15,000
• Physical therapy (6-12 months): $10,000-$20,000
• Pain management: $5,000-$15,000
• Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if unable to return to physical job)
Pain & Suffering: $150,000-$450,000

SETTLEMENT RANGE: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe)

Medical Treatment:

• Emergency room and trauma care: $10,000-$30,000
• Hospital/ICU stay (1-4 weeks): $50,000-$200,000
• Neurosurgery if required: $75,000-$200,000
• Acute rehabilitation facility: $30,000-$100,000
• Neurologist follow-up care: $10,000-$30,000
• Neuropsychological testing: $3,000-$8,000
• Cognitive therapy: $15,000-$50,000
• Medications: $5,000-$20,000
• Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ depending on severity
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain & Suffering: $500,000-$3,000,000+

SETTLEMENT RANGE: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level	First Year	Each Year After	Lifetime Total
High Tetraplegia (C1-C4)	$1,200,000-$1,500,000	$200,000-$250,000	$6,000,000-$13,000,000+
Low Tetraplegia (C5-C8)	$850,000-$1,100,000	$75,000-$100,000	$3,700,000-$6,100,000+
Paraplegia (T1-L5)	$500,000-$750,000	$70,000-$90,000	$2,500,000-$5,250,000+

SETTLEMENT RANGE: $4,770,000-$25,880,000

Amputation

Medical Treatment:

• Emergency care and surgery: $80,000-$200,000
• Hospital stay: $50,000-$150,000
• Rehabilitation: $30,000-$100,000
• Initial prosthetic fitting: $10,000-$30,000
• Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

• Basic prosthetic leg: $5,000-$15,000 every 3-5 years
• Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
• Over lifetime (30-50 years): $500,000-$2,000,000

SETTLEMENT RANGE: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult)

Economic Damages:

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

• Loss of companionship, society, love: $500,000-$3,000,000
• Loss of advice and counsel: $100,000-$500,000
• Mental anguish (family members): $250,000-$1,500,000

SETTLEMENT RANGE: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Nuclear Verdicts: Why Insurance Companies Fear Attorney911

“Nuclear verdicts” are jury awards exceeding $10 million. These verdicts have become increasingly common in Texas, particularly in motor vehicle accident cases. Insurance companies fear these verdicts because they set precedents and increase settlement values across all serious injury cases.

Recent Texas Nuclear Verdicts in Motor Vehicle Cases:

Year	Case	Amount	Key Facts
2024	Hatch v. Jones	$81,720,000	Car accident wrongful death
2024	Frito-Lay Warehouse	$72,000,000	Vehicle collision at warehouse
2024	Lopez v. All Points 360	$105,000,000	Amazon delivery driver struck child
2024	New Prime I-35 pileup	$44,100,000	6 deaths in trucking accident
2024	Oncor Electric	$37,500,000	Distracted truck driver
2024	Ben E. Keith	$35,000,000	Trucking accident (Fort Worth)
2023	Johnson v. Union Pacific	$557,000,000	Train accident
2021	Ramsey v. Landstar	$730,000,000	Trucking accident
2017	Kindred v. Delbosque	$301,000,000,000	Drunk driving (largest in Texas history)

Why This Matters for Your Pearland Case:
Insurance companies fear nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those that go to trial. Attorney911’s trial readiness and multi-million dollar track record give us leverage in every negotiation.

Our firm’s involvement in BP explosion litigation and Ralph Manginello’s federal court admission demonstrate our ability to take on complex, high-value cases against billion-dollar corporations.

Settlement Multiplier Method: How Insurance Companies Value Your Claim

Insurance companies use a formula called the “settlement multiplier method” to calculate the value of your claim. Understanding this formula helps you see why their initial offers are often so low.

The Formula:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (soft tissue, quick recovery)	1.5 – 2
Moderate injuries (broken bones, months recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

Example – Minor Injury:

• Medical expenses: $10,000
• Multiplier: 1.5
• Pain & suffering: $15,000
• Lost wages: $3,000
• Total: $28,000

Example – Severe Injury:

• Medical expenses: $100,000
• Multiplier: 4
• Pain & suffering: $400,000
• Lost wages: $50,000
• Total: $550,000

Factors That Increase the Multiplier (Push Toward 4-5):

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Severe impact on daily activities
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct was egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)
• Permanent restrictions on work or activities

Factors That Decrease the Multiplier (Push Toward 1.5-2):

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Why Lupe Peña’s Experience Matters:

Lupe Peña, our associate attorney, spent years working for insurance defense firms where he calculated these multipliers using insurance company formulas. He knows:

• When to push for a higher multiplier (4-5 vs. 2-3)
• Which factors insurance companies weigh most heavily
• How to document cases to justify higher multipliers
• When the multiplier method undervalues a case (particularly in catastrophic injury cases)
• When to abandon the multiplier method and demand policy limits

We Don’t Accept Low Multipliers:

• Insurance offers a 1.5× multiplier for a severe injury? We fight for 4-5×
• We document the permanency and severity of your injuries
• We prepare for trial if they won’t pay a fair multiplier
• Our multi-million dollar results prove we don’t accept low multipliers

Factors That Maximize Your Case Value

Clear Liability Factors:

• Other driver ran a red light (with traffic camera proof)
• Other driver was drunk (BAC 0.15+)
• Other driver fled the scene (hit and run)
• Other driver was cited by police
• Multiple witnesses confirm the other driver’s fault

Severe Injury Factors:

• Surgery was required
• Permanent disability
• Scarring or disfigurement
• Traumatic brain injury
• Spinal cord injury
• Amputation

High Medical Bills:

• Emergency surgery
• ICU stay
• Months of physical therapy
• Future medical needs
• Life care plan

Significant Lost Wages:

• High earner ($100,000+ salary)
• Can’t return to work
• Permanent career change required
• Lost earning capacity over decades

Sympathetic Plaintiff:

• Young (long life ahead)
• Children depending on you
• Pregnant at time of accident
• Elderly (vulnerable)
• Hard worker, good person

Egregious Defendant Conduct:

• Drunk driving
• Texting while driving
• Fleeing the scene
• Prior DWI convictions
• Commercial driver violations

Strong Evidence:

• Video of the accident
• Multiple witnesses
• Police report favors you
• Electronic data (black box, ELD)
• Expert witness testimony

Factors That Decrease Case Value (What to Avoid)

Disputed Liability:

• No witnesses
• Conflicting accounts
• No police report
• Comparative fault issues

Gaps in Medical Treatment:

• Missed appointments
• Stopped treating
• Didn’t follow doctor’s orders
• Long gaps between visits

Pre-Existing Conditions:

• Prior injuries to the same body part
• Existing medical conditions
• Previous accidents
• (Note: You can still recover for aggravation of pre-existing conditions)

Social Media Mistakes:

• Posted about the accident
• Photos showing activity
• Check-ins at locations
• Friends posting about you

Recorded Statements:

• Gave a statement to insurance without an attorney
• Said something that hurts your case
• Minimized your injuries
• Accepted partial fault

Delayed Attorney Hiring:

• Waited months to hire an attorney
• Evidence already lost
• Surveillance footage deleted
• Witnesses gone

This is why calling Attorney911 immediately (1-888-ATTY-911) maximizes your case value.

Insurance Company Tactics: How They Try to Minimize Your Claim

At Attorney911, we have a unique advantage in fighting insurance companies – our associate attorney, Lupe Peña, spent years working for them. He knows their tactics from the inside and now uses that knowledge to fight FOR you, not against you.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Tactic #1: Quick Contact & Recorded Statement Trap (Days 1-3)

What Insurance Companies Do:
Within hours or days of your accident, insurance adjusters will contact you – often while you’re still in the hospital, on pain medication, or overwhelmed by the situation. They’ll act friendly and helpful, saying things like:

• “We just want to help you”
• “We need to get your side of the story to process your claim”
• “This is routine, everyone does this”
• “It’ll only take a few minutes”

What They’re Really Doing:
They’re trying to get you to say something that can be used against you later. They’ll ask leading questions designed to minimize your injuries and shift blame:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize the severity of the collision
“You were able to walk away from the scene?”	Suggest your injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

Everything you say is recorded, transcribed, and will be used against you. You cannot take it back.

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance company
• Giving a statement without an attorney ALMOST ALWAYS hurts your case
• Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:

• DO NOT give a recorded statement without us.
• Once you hire Attorney911, we become your voice
• All calls go through us
• You don’t talk to adjusters
• We prepare you properly if a statement becomes absolutely necessary
• We sit with you during any statements
• We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What Insurance Companies Do:
Within days or weeks of your accident, the insurance company may offer you a quick settlement – typically $2,000-$5,000, sometimes up to $15,000 if they’re worried about your case. They’ll create artificial urgency:

• “This offer expires in 48 hours”
• “I can only get approval for this amount right now”
• “Take it or leave it”
• “This is our final offer” (it’s not)

The Trap:
You don’t know the full extent of your injuries yet. Here’s what can happen:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared about bills
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release – can’t reopen the claim
You pay $100,000 out of pocket	Insurance pays nothing more

The release is permanent and final. Once you sign it, you cannot get more money even if your injuries worsen.

How Attorney911 Counters:

• NEVER settle before reaching Maximum Medical Improvement (MMI)
• MMI is the point where you’ve recovered as much as you’re going to – could be 6 months, 12 months, or 24+ months depending on your injuries
• You can’t know the true value of your case until you reach MMI
• We know early offers are ALWAYS lowball offers
• Lupe calculated these lowball offers for years – he knows they’re offering 10-20% of what your case is really worth

Tactic #3: “Independent” Medical Exam (IME) Scheme (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How Insurance Companies Choose IME Doctors:
They select doctors based on who gives insurance-favorable reports, not who’s the most qualified or impartial. Selection criteria include:

• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors who are paid thousands of dollars per exam by insurance companies
• Doctors who provide repeat business through repeat favorable reports

What Happens at an IME:
You’ll undergo a 10-15 minute “examination” that’s far less thorough than your treating doctor’s evaluation. The IME doctor will:

• Rarely review your complete medical records beforehand
• Ask questions designed to elicit “I’m feeling better” responses
• Look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – they use this to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates your lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a liar

How Attorney911 Counters:

• We prepare you extensively before the exam
• We send your complete medical records to the IME doctor first (forcing them to review them)
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases – he hired them for years when he worked for insurance companies

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What Insurance Companies Do:
They drag out your case, hoping you’ll become desperate and accept a lowball offer. You’ll hear:

• “We’re still investigating your claim”
• “We’re waiting for medical records” (even if you sent them months ago)
• “We’re reviewing your file”
• “We need additional information”
• They’ll ignore your calls and emails
• Take weeks to respond to simple questions

Why Delay Works Against You:

• Insurance Companies Have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • They’re earning interest on YOUR settlement money while delaying

• You Have:

  • Mounting medical bills
  • Zero income if you can’t work
  • Creditors threatening you
  • Need for money NOW

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject a $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

• We file a lawsuit to force deadlines
• We set depositions, forcing them to produce witnesses
• We prepare for trial, showing we’re serious
• Lupe understands delay tactics because he used them for years – he knows when to push and when to file suit

Tactic #5: Surveillance and Social Media Monitoring

What Insurance Companies Do:
They hire private investigators to follow you and monitor your social media accounts, looking for any activity that contradicts your injury claims.

Surveillance Tactics:

• Video you doing daily activities
• Film you from public places (your driveway, the street, stores)
• Follow you to appointments, errands, social activities
• Look for any activity that can be taken out of context to suggest you’re “not really injured”
• One video of you bending over can be used to claim you’re “not disabled”

Social Media Monitoring:
They monitor ALL your social media accounts:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Advanced Techniques:

• Create fake profiles to send you friend requests
• Use third-party tools to preserve deleted content
• Obtain subpoenas for “private” content
• Use geotagging data to track your location

Examples We’ve Defended:

Example	What Happened	What Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 YEARS AGO	Presented as recent, contradicts injury	We proved the metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks for therapy
Smiling in Photo	Family photo where client is smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

1. Make ALL your social media profiles private immediately
2. DON’T post about the accident, injuries, activities, or emotions
3. DON’T check in anywhere
4. Tell friends and family: don’t tag you, don’t post about you
5. Don’t accept friend requests from strangers (could be fake profiles)
6. BEST: Stay off social media entirely during your case
7. Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What Insurance Companies Do:
They try to assign you maximum fault to reduce their payment. You’ll hear:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

• If you’re 51% or more at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages are reduced by your percentage of fault

Even small fault percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

How Attorney911 Counters:

• Aggressive Liability Investigation:
  • Accident reconstruction to prove the other driver’s fault
  • Witness statements supporting your version
  • Police report analysis emphasizing citations against the other driver
  • Expert testimony on perception-reaction time
• Lupe knows their fault arguments because he made them for years – now he defeats them

Colossus: The Software Insurance Companies Use to Undervalue Your Claim

How Insurance Companies Actually Value Your Claim

Lupe Peña, our associate attorney, knows this system from the inside – he used these very programs when he worked for insurance defense firms.

What Is Colossus?

Colossus is a computerized claim valuation system used by major insurance companies including Allstate, State Farm, Liberty Mutual, and others. Here’s how it works:

1. Data Entry: The insurance adjuster inputs information about your case, including:

   • Injury codes
   • Types of treatment received
   • Medical costs
   • Lost wages
   • Jurisdiction (where the accident occurred)

2. Coding: Your injuries are coded using standardized medical terms. This is where insurance companies can manipulate your claim.

3. Calculation: The software applies complex algorithms to determine the “value” of your claim.

4. Range Output: The system provides a recommended settlement range to the adjuster.

5. Authority: The adjuster typically cannot exceed this range without supervisor approval.

How Insurance Companies Manipulate Colossus

Injury Coding Manipulation:
Your SAME injury can be coded in different ways:

• “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
• The SAME injury with different codes can result in a 50-100% difference in valuation
• Adjusters are trained to use the LOWEST possible codes

Other Manipulation Tactics:

• Flagging “excessive” treatment (even when medically necessary)
• Penalizing conservative treatment (chiropractic valued less than MD treatment)
• Reducing value for pre-existing conditions (even when the accident aggravated them)
• Applying jurisdiction factors (low-verdict areas get lower values)

Why Lupe’s Experience Matters

Lupe knows:

• How to present medical records to show the true severity of your injuries
• Which medical terms trigger higher valuations in the system
• How to document your case to justify higher multipliers
• When the Colossus valuation is artificially low
• When to abandon the multiplier method and demand policy limits

Example of How We Beat the System:
A client with a herniated disc was initially offered $25,000. The insurance company coded it as a “soft tissue strain.” We:

1. Provided complete medical records showing the disc herniation
2. Included MRI reports and surgical recommendations
3. Documented the impact on our client’s daily life
4. Demonstrated the permanency of the injury
5. Negotiated a settlement of $350,000 – 14 times the initial offer

Reserve Setting: The Hidden Factor That Controls Your Settlement

What Reserves Are:
Reserves are the amount of money the insurance company sets aside for your claim. This is based on their worst-case scenario evaluation of what a jury might award at trial.

How Reserves Work:

• The adjuster typically cannot settle your case for more than the reserve amount without special approval
• Reserves are set early in the claim process and are difficult to increase
• The insurance company wants to keep reserves as low as possible

How We Increase Reserves:

• Hiring expert witnesses (shows we’re investing in the case)
• Taking depositions (creates litigation expenses)
• Filing a lawsuit (forces a trial evaluation)
• Preparing for trial (shows we’re serious about going to court)

Lupe understands reserve psychology and settlement authority limits – this is a game-changing advantage for our clients.

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand that the medical aspects of your case are just as important as the legal ones. Our attorneys work closely with medical experts to ensure we fully document your injuries and their impact on your life.

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms (At Accident Scene or Within Hours):

• Loss of consciousness (even brief – seconds to minutes)
• Confusion and disorientation (“Where am I? What happened?”)
• Vomiting and nausea
• Seizures
• Severe headache
• Dilated pupils
• Slurred speech
• Weakness or numbness

Delayed Symptoms (Hours to Days Later – CRITICAL):

• Worsening headaches that don’t respond to medication
• Repeated vomiting
• Seizures developing days later
• Slurred speech or difficulty speaking
• Personality changes and mood swings
• Sleep disturbances (sleeping much more or unable to sleep)
• Sensitivity to light and noise
• Confusion and memory problems worsening

Why Delayed Symptoms Matter Legally:
Insurance companies often claim that delayed symptoms aren’t related to the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries and that delayed symptoms are often the most serious.

Severity Classifications:

Classification	Characteristics
Mild TBI / Concussion	Brief loss of consciousness, Glasgow Coma Scale 13-15, may seem “fine” initially but can have serious long-term effects
Moderate TBI	Loss of consciousness for minutes to hours, Glasgow Coma Scale 9-12, lasting cognitive impairment, requires hospitalization
Severe TBI	Extended unconsciousness or coma, Glasgow Coma Scale 3-8, permanent disability likely, lifetime care needs

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration that can lead to personality changes and dementia
• Post-Concussive Syndrome: Headaches, dizziness, and other symptoms that can last for months or years (affects 10-15% of TBI patients)
• Increased Dementia Risk: A single moderate TBI doubles the risk of dementia later in life
• Personality and Mood Disorders: Depression (40-50% of TBI patients), anxiety, irritability
• Seizure Disorders: Can develop months or years after the injury
• Cognitive Impairment: Memory problems, difficulty concentrating, slowed processing speed

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):

• C1-C4 (High Cervical): Quadriplegia (all four limbs paralyzed), possible ventilator dependence, 24/7 care required
• C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

• Paraplegia: Lower body paralysis, wheelchair dependent
• Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

• Varying degrees of leg weakness/paralysis
• Bowel/bladder dysfunction common
• May walk with assistive devices

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury – worst prognosis
B	Sensory Incomplete	Sensory function but no motor function below injury
C	Motor Incomplete	Motor function but most muscles below injury have less than 3/5 strength
D	Motor Incomplete	Motor function with most muscles below injury having 3/5 or greater strength
E	Normal	Full motor and sensory function (recovered)

Secondary Complications:

• Pressure sores (leading cause of hospitalization for spinal cord injury patients)
• Respiratory complications (pneumonia – leading cause of death)
• Bowel and bladder dysfunction
• Sexual dysfunction
• Autonomic dysreflexia (life-threatening blood pressure crisis)
• Depression (40-60% of patients)
• Shortened life expectancy (5-15 years on average)

Amputation

Types:

• Traumatic Amputation: Limb severed at the accident scene by the collision impact
• Surgical Amputation: Due to crush injuries or infections (like the case we handled where staff infections led to amputation)

Levels:

• Above-Knee: More difficult, less mobility, more expensive prosthetics
• Below-Knee: Better mobility potential, easier prosthetic use
• Upper Extremity: Arm, hand, fingers
• Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

• 80% of amputees experience phantom pain
• Feeling pain in a limb that’s no longer there
• Can be severe and debilitating
• Often a permanent condition
• Requires lifetime pain management

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Burn Injuries

Classifications:

Degree	Characteristics	Treatment
First-Degree	Superficial, like a sunburn, heals in 7-10 days	Outpatient care
Second-Degree	Blistering, severe pain, may scar	May require hospitalization
Third-Degree	Full thickness, destroys all skin layers, always scars	Skin grafting required
Fourth-Degree	Extends into muscle and bone	Often requires amputation

Body Surface Area Impact:

% Body Burned	Treatment Required
<10%	Usually outpatient care
10-20%	Hospitalization required
20-40%	Burn center, ICU, multiple surgeries
>40%	Extremely life-threatening
>60%	Often fatal

Herniated Disc

Treatment Timeline:

1. Acute Phase (Weeks 1-6): Severe pain, medications, rest. Cost: $2,000-$5,000
2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic care. Cost: $5,000-$12,000
3. Interventional (If Conservative Fails): Epidural steroid injections. Cost: $3,000-$6,000
4. Surgery (If Injections Fail): Microdiscectomy or spinal fusion. Cost: $50,000-$120,000

Permanent Restrictions Impact:

• Can’t return to physical labor jobs
• Lost earning capacity claims
• Ongoing pain management needs

Soft Tissue Injuries

Why Insurance Companies Undervalue Soft Tissue Injuries:

• No broken bones or surgery = appears “minor”
• Difficult to see on X-rays
• Symptoms are subjective (pain, stiffness)

Why Soft Tissue Injuries Can Be Serious:

• 15-20% develop chronic pain
• Can prevent return to physical jobs
• Whiplash can cause permanent problems
• Often misdiagnosed initially (rotator cuff tears thought to be sprains)

Proper Documentation is CRITICAL:

• Detailed pain descriptions to doctors
• Consistent treatment (no gaps)
• MRI proving injury
• Physical therapy records
• Work restrictions documented

Psychological Injuries

PTSD After Motor Vehicle Accidents:

• 32-45% of accident victims develop PTSD symptoms
• Anxiety about driving again
• Fear of getting in cars
• Panic attacks near accident location or similar roads
• Sleep disturbances, nightmares, flashbacks
• Avoidance behaviors

Compensable Psychological Damages:

• Mental anguish
• Emotional distress
• Anxiety and depression
• Loss of enjoyment of life
• Fear and worry
• Relationship impacts

Why Choose Attorney911 for Your Pearland Accident Case

When you’ve been injured in a motor vehicle accident in Pearland, you have choices when it comes to legal representation. Here’s why Attorney911 stands out from other law firms in Southeast Texas:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our most powerful competitive advantage. Lupe spent years working FOR insurance companies, learning:

• How they value claims internally
• What tactics they use to minimize payouts
• Which doctors they hire for “independent” medical exams
• How they calculate settlement offers
• When they’re bluffing about policy limits
• What evidence they look for to deny claims

Now, he uses that insider knowledge to fight FOR accident victims, not against them. This advantage is truly unique – no other personal injury firm in Pearland has a former insurance defense attorney on their team.

2. Multi-Million Dollar Results

Our track record speaks for itself. We’ve recovered millions for accident victims across Texas, including:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss
• Millions recovered for a car accident victim whose leg injury led to amputation
• Millions recovered for families in trucking-related wrongful death cases
• Significant cash settlements for maritime and offshore injuries

These results demonstrate our ability to handle even the most complex and high-value cases.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for:

• Complex trucking cases involving FMCSA regulations
• Cases against out-of-state defendants
• High-value cases that may exceed state court limits
• Cases involving federal questions

Our firm was also one of the few involved in BP explosion litigation against billion-dollar corporations – a testament to our ability to take on the most powerful defendants.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals or case managers. Our clients consistently praise our personal approach:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

5. Contingency Fee – No Risk to You

We believe that everyone deserves access to quality legal representation, regardless of their financial situation. That’s why we work on a contingency fee basis:

• Free consultation
• No upfront costs
• No hourly billing
• We advance all case costs
• You pay nothing unless we win your case
• Our fee is a percentage of your recovery

This means you can focus on healing while we focus on fighting for the compensation you deserve.

6. Local Knowledge of Pearland Courts and Judges

Our deep roots in Southeast Texas give us unmatched insight into the Pearland legal landscape. We know:

• The local judges who may preside over your case
• The insurance adjusters who handle claims in this area
• The medical providers throughout Brazoria County
• The specific challenges of Pearland accident cases

This local knowledge translates into better results for our clients.

7. Comprehensive Case Handling

We handle every aspect of your case, from the initial investigation to final settlement or trial. Our services include:

• Immediate evidence preservation
• Accident reconstruction
• Medical record collection
• Expert witness coordination
• Insurance negotiations
• Trial preparation
• Lien negotiation to maximize your take-home recovery

8. Spanish Language Services

With Pearland’s diverse population, we’re proud to offer comprehensive Spanish language services. Lupe Peña is fluent in Spanish, and our staff includes bilingual team members who can assist Spanish-speaking clients:

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

Whether you’re more comfortable in English or Spanish, we communicate clearly and compassionately throughout your case.

9. 24/7 Emergency Response

When you call 1-888-ATTY-911, you’re reaching a true legal emergency line. We understand that accidents don’t just happen during business hours, and we’re available to help when you need us most.

10. Community Commitment

Attorney911 is proud to be part of the Pearland community. We support local organizations and events, and we’re committed to making our city a safer place for all residents.

Frequently Asked Questions About Pearland Car Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Pearland?

If you’ve been in an accident in Pearland:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911: 1-888-ATTY-911 for immediate legal guidance

2. Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately at HCA Houston Healthcare Pearland or Memorial Hermann Pearland Hospital.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?

In Pearland, you can obtain the police report from the Pearland Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video on uninsured motorists: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file a lawsuit (statute of limitations)?

In Texas: 2 years from the date of your accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except in medical malpractice cases).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

For example: You had mild occasional back pain before the accident. The accident caused a herniated disc requiring surgery. You can recover for the NEW injury, not just the pre-existing pain.

We hire medical experts to prove the difference between your condition before and after the accident. Lupe knows how insurance companies attack pre-existing conditions – he made these arguments for years when he worked for insurance defense firms.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your current attorney:

• Isn’t communicating with you
• Isn’t fighting for you
• Is pushing you to settle for less than your case is worth
• Has dropped your case

…then you have the right to switch to Attorney911.

We’ve taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

When you switch to Attorney911, we:

• Review your entire case file
• Identify what the other attorney missed
• Develop a new strategy
• Fight for the compensation you deserve

Call 1-888-ATTY-911 to discuss switching your case to our firm.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims occur when:

• The at-fault driver has no insurance
• The at-fault driver has insufficient insurance
• You’re the victim of a hit and run

In these cases, you make a claim against YOUR OWN insurance policy. However, your insurance company will fight this claim just as hard as the other driver’s insurance would.

This is where Lupe Peña’s insurance defense experience is particularly valuable. He knows:

• How insurance companies evaluate UM/UIM claims
• What tactics they use to deny or minimize these claims
• How to maximize your recovery from your own policy

Texas allows inter-policy stacking of UM/UIM coverage, which can significantly increase your available compensation.

If you’re dealing with a UM/UIM claim, call 1-888-ATTY-911. We’ll help you navigate this complex process.

39. How do you calculate pain and suffering?

The most common method is the multiplier method:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

The multiplier typically ranges from 1.5 to 5, depending on:

• Severity of injuries
• Permanency of injuries
• Impact on daily life
• Clear liability
• Sympathetic plaintiff
• Egregious defendant conduct

For example:

• $10,000 medical × 1.5 multiplier = $15,000 pain & suffering (minor injury)
• $100,000 medical × 4 multiplier = $400,000 pain & suffering (severe injury)

Lupe Peña calculated these multipliers for years when he worked for insurance companies. He knows:

• When to push for a higher multiplier
• Which factors insurance companies weigh most heavily
• How to document your case to justify a higher multiplier
• When the multiplier method undervalues your case

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Accidents involving government vehicles present unique challenges. Key points to know:

1. Shorter Deadlines: You must file notice within 6 months (not the standard 2 years)
2. Sovereign Immunity: Government entities have special protections
3. Damage Caps: May apply in some cases
4. Complex Liability: Multiple potentially liable parties

If your accident involved:

• A Pearland city vehicle
• A METRO bus
• A police car
• Any other government vehicle

Call 1-888-ATTY-911 immediately. These cases have strict deadlines and complex legal issues.

Ralph Manginello’s 25+ years of experience includes handling cases against government entities. We know how to navigate these complex claims.

41. What if the other driver fled the scene (hit and run)?

Hit and run accidents are particularly challenging, but you still have options:

1. File a Police Report: Hit and run is a criminal offense. File a report immediately.
2. Uninsured Motorist Coverage: Your own UM policy can compensate you when the at-fault driver is unidentified.
3. Collision Coverage: Can help with vehicle repairs.
4. Preserve Evidence: We send preservation letters to nearby businesses to secure surveillance footage before it’s deleted (typically 7-30 days).

Critical Steps After a Hit and Run in Pearland:

• Call 911 and report the accident
• Seek medical attention
• Document everything at the scene
• Call Attorney911: 1-888-ATTY-911 immediately

We’ve helped many hit and run victims in Pearland recover significant compensation through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?

YES. Your immigration status does NOT affect your right to compensation for injuries caused by someone else’s negligence. You are entitled to full recovery regardless of your immigration status.

Key points:

• Your case is confidential
• We will not report your immigration status
• We have successfully represented clients of all immigration statuses
• Lupe Peña is fluent in Spanish and our staff includes bilingual team members

If you’re an undocumented immigrant who’s been injured in a Pearland accident, call 1-888-ATTY-911. We protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable in Texas. Common scenarios in Pearland include:

• Accidents at Pearland Town Center
• Collisions in grocery store parking lots (HEB, Kroger)
• Fender benders in apartment complex parking lots
• Pedestrian accidents in parking garages

Insurance companies often try to argue that parking lot accidents are “always 50/50 fault” – this is not true. We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply to parking lot accidents. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

If you were a passenger in the vehicle that caused the accident (for example, riding with a friend, family member, or Uber driver), you can still pursue a claim against the driver. You’re an innocent victim, and the driver’s insurance should cover your injuries.

Key points:

• You’re not at fault just because you were in the at-fault vehicle
• The driver’s insurance policy covers passengers
• No comparative fault issues (you weren’t driving)
• These cases often settle quickly because liability is clear

We handle the difficult conversation with the driver so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against:

• The deceased driver’s estate
• The deceased driver’s insurance policy
• Other potentially liable parties

Key points:

• The death doesn’t eliminate liability
• The insurance policy still applies
• The estate may have assets
• Wrongful death laws protect both sides

These cases can be emotionally complex but are legally straightforward. We handle them with sensitivity while protecting your rights.

Pearland-Specific Legal Resources

When you’ve been injured in a motor vehicle accident in Pearland, it’s important to know the local resources available to you:

Pearland Courts and Legal System

• Pearland Municipal Court: Handles traffic citations and minor offenses
• Brazoria County Justice Courts: Handle small claims and some civil matters
• Brazoria County District Courts: Handle personal injury lawsuits
• Harris County Civil Courts at Law: May handle cases involving Houston-area defendants
• Southern District of Texas (Houston Division): Federal court for complex cases

Pearland Medical Facilities

• HCA Houston Healthcare Pearland: 11111 Shadow Creek Pkwy, Pearland, TX 77584
• Memorial Hermann Pearland Hospital: 16100 S Texas 288, Pearland, TX 77584
• CHI St. Luke’s Health – Patients Medical Center: 4600 E Sam Houston Pkwy S, Pasadena, TX 77505 (near Pearland)
• Texas Medical Center: For specialized care (20-30 minutes from Pearland)

Pearland Law Enforcement

• Pearland Police Department: (281) 997-4300
• Brazoria County Sheriff’s Office: (979) 864-1200
• Texas Department of Public Safety (DPS): For highway accidents

Pearland Accident Hotspots

Our attorneys are familiar with the most dangerous areas in Pearland:

• Highway 288: High-speed corridor with frequent accidents
• FM 518 (Broadway Street): Busy commercial corridor
• Pearland Town Center: Shopping area with heavy pedestrian traffic
• Shadow Creek Ranch: Residential area with school zones
• Intersection of Business Center Drive and FM 518: High accident rate
• Intersection of Highway 288 and FM 518: Complex interchange

Pearland Towing and Vehicle Storage

If your vehicle was towed after an accident:

• Pearland Wrecker Service: (281) 485-7327
• Brazoria County Wrecker: (979) 849-2323
• Storage facilities throughout Brazoria County

Pearland Support Services

• Pearland Chamber of Commerce: Can provide local business resources
• United Way of Greater Houston: Offers community support services
• Brazoria County Bar Association: For additional legal referrals

Call Attorney911 Now: 1-888-ATTY-911

If you’ve been injured in a motor vehicle accident in Pearland, don’t wait to get the help you need. Evidence disappears every day, and insurance companies are already building their case against you.

When you call 1-888-ATTY-911, you’ll speak directly with an experienced Pearland car accident attorney who will:

• Listen to your story
• Explain your legal rights
• Outline your options
• Start protecting your interests immediately

Our promise to you:

• Free consultation – no obligation
• No fee unless we win your case
• Personal attention from Ralph Manginello or Lupe Peña
• Aggressive representation against insurance companies
• Maximum compensation for your injuries

Don’t let insurance companies take advantage of you. Call Attorney911 now:
📞 1-888-ATTY-911 (1-888-288-9911)

We’re available 24/7 to help accident victims in Pearland and throughout Southeast Texas.

Hablamos Español – Lupe Peña y nuestro equipo están listos para ayudarle.

Remember:

• Evidence disappears daily
• The statute of limitations is ticking
• Insurance companies are not on your side
• You deserve full compensation for your injuries

Call Attorney911 now: 1-888-ATTY-911