Car Accident Lawyer in Town of Saint Paul, Collin County | Attorney911 Legal Emergency Lawyers™

If you’ve been injured in a car accident in Town of Saint Paul or anywhere in Collin County, you’re probably overwhelmed, in pain, and worried about what happens next. We understand. Our firm has helped hundreds of injured Texans navigate the aftermath of devastating crashes, and we’re here to help you too. Call us immediately at 1-888-ATTY-911 for a free consultation.

The Reality of Motor Vehicle Accidents in Collin County

In 2024, Collin County recorded 15,348 total crashes — including 67 fatal crashes that killed 73 people. That’s nearly one death every five days right here in our community. For every fatal crash, hundreds more cause life-altering injuries: spinal cord damage, traumatic brain injuries, broken bones, and chronic pain that can last a lifetime.

The numbers tell a sobering story. Failed to Control Speed caused 131,978 crashes across Texas last year — one every four minutes. Driver Inattention contributed to 81,101 collisions. And here in Collin County, DUI-alcohol crashes killed 19 people in 2024 alone, with 611 total DUI-related wrecks. These aren’t just statistics; they’re families whose lives have been shattered.

When you’re driving through Town of Saint Paul, whether you’re heading down SH-289 (Preston Road), navigating the President George Bush Turnpike, or commuting on US-75 toward Plano or McKinney, you’re sharing the road with drivers who are speeding, distracted, or under the influence. One moment of negligence can change everything.

Why Collin County Residents Choose Attorney911

Our Insurance Defense Advantage: Lupe Peña’s Insider Knowledge

Most law firms say they “know insurance companies.” Our firm includes a former insurance defense attorney who learned their playbook from the inside. Lupe Peña spent years at a national defense firm, learning exactly how large insurance companies value claims, select doctors for “independent” exams, and deploy tactics to minimize payouts.

Now he uses that classified intelligence for you, not against you. When we say “we know their tactics,” it’s not marketing — it’s fact. Lupe has reviewed hundreds of surveillance videos, calculated reserves using the same software adjusters use, and hired the same IME doctors insurance companies rely on. He knows which arguments they make, which evidence they fear, and how to defeat their strategies before they even deploy them.

Here’s what Lupe wants you to know: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. They take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of struggling before and after. They’re not documenting your life — they’re building ammunition against you.”

This insider knowledge is why we don’t accept lowball offers. We know when they’re bluffing because Lupe used to be the one making those same calls.

Ralph Manginello: 27+ Years of Proven Results

Ralph Manginello has practiced law in Texas for over 27 years. He’s admitted to federal court in the Southern District of Texas, a credential most personal injury attorneys don’t have. Why does federal court admission matter? Because complex cases — especially those involving trucking companies, maritime law, or multi-state defendants — often end up in federal court. When you’re facing a billion-dollar corporation, you need an attorney who can take them on in any jurisdiction.

Ralph’s experience includes involvement in the BP Texas City Refinery explosion litigation — a $2.1 billion case that killed 15 workers and injured over 180 people. Most Texas law firms have never handled a case of that magnitude. We have. And we bring that same tenacity to every case we handle for families in Town of Saint Paul, Plano, Frisco, Allen, and across Collin County.

Multi-Million Dollar Results for Real Texans

We don’t just talk about results — we prove them. Here are just a few of the multi-million dollar settlements and verdicts Attorney911 has secured for injured clients:

• “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company” — Catastrophic injury case requiring lifetime care.
• “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions” — A routine car crash turned life-altering due to medical complications, and we fought for maximum compensation.
• “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation” — When 18-wheelers cause devastating crashes, we hold the trucking companies accountable.
• “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement” — Maritime cases require federal court experience, which we have.

Remember: Every case is unique, and past results do not guarantee future outcomes. But these results show our commitment to fighting for maximum compensation.

Real Client Testimonials from Collin County & Beyond

Donald Wilcox (who had another attorney drop his case): “One company said they would not accept my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.”

Chavodrian Miles (speed and efficiency): “Leonor got me into the doctor the same day…it only took 6 months amazing. I was rear-ended and the team got right to work…I also got a very nice settlement.”

Stephanie Hernandez (personal care): “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”

Ambur Hamilton (not just another case): “I never felt like ‘just another case’ they were working on.”

Chad Harris (family feel): “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

These aren’t anonymous reviews — these are real people with real cases, and their words show how we treat every client. We serve Spanish-speaking families too: “Hablamos Español” — our staff includes bilingual team members like Zulema who ensure language is never a barrier.

Complete Guide to Car Accident Types in Town of Saint Paul

Rear-End Collisions: The Most Common — and Least Defensible — Crash

If you’ve been rear-ended on US-75 near Town of Saint Paul, on SH-289, or stopped at a light in Frisco, the trailing driver is almost always at fault. Texas Transportation Code § 545.062 requires drivers to maintain a safe following distance. In 2024, Failed to Control Speed caused 131,978 crashes statewide — one every four minutes. Followed Too Closely caused another 21,048.

What makes rear-ends dangerous: The hidden injury escalation. Many victims feel “just sore” initially. Days or weeks later, they discover herniated discs requiring epidural injections or even spinal fusion surgery. A case that might settle for $15,000-$60,000 for soft tissue injuries can jump to $346,000-$1,205,000 once surgery is needed.

Insurance Tactic: They’ll offer $2,000-$5,000 within days, hoping you sign a release before discovering the true extent of your injuries. Once you sign, even a $100,000 surgery comes out of your pocket.

Our Counter: We demand you reach Maximum Medical Improvement (MMI) before negotiating. Lupe calculated reserves for cases like this for years — he knows they’re offering 10-20% of true value. We prepare every case as if it’s going to trial, which makes insurance companies take us seriously.

Case Connection: Our multi-million dollar settlement for a client whose leg infection led to partial amputation started as a “routine” car accident. Complications happen, and we fight for every dollar.

Testimonial: MONGO SLADE was rear-ended: “The team got right to work…I also got a very nice settlement.” Chavodrian Miles got into a doctor the same day and resolved his case in six months.

If you were rear-ended in Town of Saint Paul, call 1-888-ATTY-911 before giving any recorded statement.

T-Bone / Intersection Crashes: Deadly Side-Impact Collisions

Intersection crashes killed 1,050 people in Texas in 2024. In Collin County, dangerous intersections include those along SH-121, Preston Road (SH-289), and the Dallas North Tollway corridors. Failed to Yield ROW — Turning Left caused 35,984 crashes statewide. Disregard Stop and Go Signal caused 20,963 more.

Why T-bones are catastrophic: Side-impact collisions have no crumple zone. The striking vehicle’s front end slams directly into the occupant compartment. When a large truck or SUV T-bones a smaller car, the fatality risk skyrockets.

Liability is often clear: Red light camera footage, witness statements, and police citations make these cases strong candidates for Stowers demands — settlement offers within policy limits that, if unreasonably refused, make the insurer liable for the entire verdict, even above policy limits.

Additional Defendants: If the at-fault driver was working (delivery driver, rideshare, commercial vehicle), we pursue the employer under respondeat superior. If a vehicle defect contributed (airbag failure, door latch), we add the manufacturer. If the driver was drunk, we add the bar under Texas Dram Shop Act.

Case Connection: Our trucking wrongful death case results show we know how to handle catastrophic intersection crashes involving commercial vehicles.

Testimonial: Tracey White praised our persistence: “She had received an offer but she told me to give her one more week because she knew she could get a better offer.”

For T-bone accidents in Plano, Allen, or anywhere in Collin County, contact 1-888-ATTY-911.

Head-On Collisions: The Most Fatal Crash Type

Head-on crashes killed 617 people in Texas in 2024. Wrong Side — Not Passing caused 1,787 crashes with a 9.9% fatality rate — the #5 most lethal factor. Wrong Way — One Way Road caused another 1,184 crashes (82 fatal, 6.9% fatality rate). These crashes overwhelmingly involve DUI — and in Collin County, DUI crashes killed 19 people in 2024.

The Maximum Recovery Stack for DUI Head-On:

1. Drunk driver’s auto policy (usually $30K-$60K minimum)
2. Dram shop claim against the bar that overserved them (commercial policy $1M+)
3. UM/UIM coverage from your own policy (often $100K-$500K)
4. Punitive damages — if the driver is charged with Intoxication Assault or Intoxication Manslaughter (felonies), punitive damages have NO CAP and are NOT dischargeable in bankruptcy
5. Personal assets of the drunk driver

Punitive Damages Reality: For economic damages of $2M and non-economic of $3M, the standard punitive cap would be $4.75M. But felony DWI removes the cap entirely — the jury decides the amount. Texas juries are notoriously harsh on drunk drivers.

Our Advantage: Ralph’s HCCLA membership means we handle the criminal aspect (ensuring the DUI is charged as a felony) while pursuing the civil recovery. This dual capability is rare and powerful.

Evidence Timeline: Surveillance footage from the bar showing obvious intoxication is critical — but it’s deleted in 7-30 days. We send preservation letters within 24 hours of retention.

If a drunk driver hit you head-on in Town of Saint Paul, every minute counts. Call 1-888-ATTY-911 immediately.

Sideswipe & Lane-Change Accidents: Highway Hazards

Changed Lane When Unsafe caused 50,287 crashes in Texas in 2024 — the #3 factor statewide. On highways like US-75, SH-121, and the President George Bush Turnpike, sideswipes often lead to secondary collisions: a car forced into another lane hits a third vehicle, or loses control and rolls over.

Liability extends to ALL consequences: Under Texas proximate cause law, the driver who made the unsafe lane change is liable for the entire chain reaction. This is critical when a simple sideswipe escalates into a multi-car pileup.

Commercial Vehicle Factor: When a commercial truck or delivery vehicle (UPS, FedEx, Amazon DSP) changes lanes without checking blind spots, the consequences are catastrophic. These drivers have a heightened duty of care under FMCSA regulations to ensure safe lane changes.

Our Investigation: We obtain dashcam footage, witness statements, and EDR (black box) data showing speed and steering input. We check driver logs for fatigue violations. For commercial vehicles, we examine training records and company policies.

If you were sideswiped on a Collin County highway, 1-888-ATTY-911 is your legal emergency line.

Single-Vehicle / Run-Off-Road / Rollover Accidents: When It’s Not Your Fault

Failed to Drive in Single Lane caused 42,588 crashes and killed 800 people in 2024 — the #1 factor in fatal crashes by volume. In Collin County’s rural areas and on high-speed corridors, these crashes are devastating.

Most people assume single-vehicle accidents are the driver’s fault. They’re often WRONG. Here are scenarios where someone else is liable:

• Defective road condition: Missing guardrail, pothole, shoulder drop-off, inadequate signage → TX Tort Claims Act claim against government entity
• Vehicle defect: Tire blowout, steering failure, brake failure → Product liability against manufacturer
• Another driver forced you off-road: Phantom vehicle/hit-and-run → Your UM/UIM coverage applies
• Improperly loaded cargo: Shifting load causes loss of control → Shipper/loader liability

Critical Action: Preserve the vehicle. Do NOT let it be destroyed or sold before our experts inspect it for defects. The evidence disappears quickly.

UM/UIM Education: Most people don’t know their own auto insurance covers them as pedestrians, cyclists, or victims of phantom vehicles. This is the most underutilized coverage in Texas. We explain this in our video: Uninsured & Underinsured Motorists at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Our client Kiimarii Yup lost everything in a crash but gained a new truck through our representation: “Because of Attorney Manginello and my case worker Leonor…1 year later I have gained so much in return plus a brand new truck.”

For single-vehicle accidents in Town of Saint Paul, call 1-888-ATTY-911 before assuming you’re at fault.

Pedestrian Accidents: The Deadliest Crash Type

In 2024, 768 pedestrians died in Texas. Pedestrians represent 1% of crashes but 19% of all fatalities — making them 28.8 times more likely to be fatal than car-to-car crashes. In Collin County, with its mix of urban corridors and residential areas, pedestrian crashes are a growing concern.

The $30K Problem: Texas minimum auto liability ($30,000) is catastrophically inadequate for pedestrian injuries. A single ambulance ride and ER visit can exceed that amount. We pursue every available source of compensation:

1. Your OWN auto insurance — UM/UIM covers you as a pedestrian (most people don’t know this)
2. Dram shop claims if the driver was drunk (bar/restaurant commercial policies $1M+)
3. Employer policies if driver was working
4. Government liability if road design contributed (missing crosswalk, inadequate lighting)
5. Personal assets of the driver

The Law: Pedestrians ALWAYS have right-of-way at intersections in Texas, even at unmarked crosswalks.

Trauma Centers: Collin County residents have access to Level I trauma centers including Parkland Memorial and Baylor University Medical Center in Dallas, and Level II centers including facilities in Plano and McKinney. Immediate transport to these centers dramatically improves survival rates.

Case Connection: Our multi-million dollar brain injury settlement involved a catastrophic impact similar to many pedestrian crashes.

If you or a loved one was hit by a car in Town of Saint Paul, 1-888-ATTY-911 immediately.

Motorcycle Accidents: Fighting Bias for Fair Compensation

585 motorcyclists died in Texas in 2024. The #1 cause? Cars turning left in front of bikes at intersections. This happens 42% of the time. Speeding is a factor in 32% of fatal motorcycle crashes, and alcohol in ~30%. In Collin County, with its mix of urban traffic and open county roads, riders face constant danger.

Jury Bias: Insurance defense exploits the “reckless biker” stereotype. We counter this with:

• Clean riding history documentation
• Helmet use (though NOT required for riders 21+ in Texas)
• Witness statements showing you were riding safely
• Accident reconstruction proving the car driver’s failure to yield
• Framing as a visibility/attention failure by the car driver

Underinsurance Crisis: Motorcycle injuries are almost always catastrophic ($200K-$7M+ medical costs), but at-fault drivers often carry only $30K minimum. Your UM/UIM coverage is critical. We also pursue stacking across multiple policies.

The 51% Bar: Texas’s comparative negligence law means even if you were partially at fault (speeding, lane splitting), you can still recover as long as you’re 50% or less at fault. Insurance tries to push you over 51% to get $0. Lupe knows these arguments — he made them for years.

Case Connection: Our trucking wrongful death results show we understand catastrophic vehicle crashes, which is essential for high-speed motorcycle collisions.

If you were injured on your motorcycle in Collin County, call 1-888-ATTY-911.

Commercial Truck / 18-Wheeler Accidents: Texas’s Deadliest Roads

Texas leads the nation in commercial vehicle accidents. In 2024, 39,393 commercial vehicle crashes killed 608 people. In two-vehicle crashes between passenger vehicles and large trucks, 97% of deaths are in the passenger vehicle. Car occupants are 36.5 times more likely to die.

In Collin County, truck traffic is heavy on US-75, SH-121, and the Dallas North Tollway. The mix of commuter traffic and commercial deliveries creates deadly conditions.

The Deep Pocket Chain: We don’t just sue the driver. We pursue:

• Motor carrier/trucking company (respondeat superior + direct negligence in hiring, supervision, maintenance)
• Freight broker (negligent selection of unsafe carrier)
• Cargo shipper/loader (improper loading/overweight)
• Maintenance provider (failed inspections, faulty repairs)
• Vehicle/parts manufacturer (defective brakes, tires, steering)
• Government entity (road defects under TX Tort Claims Act)

FMCSA Violations = Negligence Per Se: Hours of Service violations, skipped pre-trip inspections, falsified logs, drug/alcohol violations — these aren’t just regulatory issues, they’re automatic liability. We obtain ELD data, driver qualification files, maintenance records, and CSA safety scores.

MCS-90 Endorsement: Federal law requires all interstate carriers to carry this endorsement guaranteeing payment to injured third parties EVEN IF the policy would otherwise exclude coverage. It’s the ultimate collection safety net.

Nuclear Verdicts: Texas is #1 nationally for nuclear verdicts ($10M+). Recent trucking verdicts include:

• Lopez v. All Points 360 (Amazon): $105,000,000
• New Prime I-35 pileup: $44,100,000
• Oncor Electric: $37,500,000
• Ben E. Keith: $35,000,000

Insurance companies know these numbers. They know which firms are willing to go to trial. Our multi-million dollar trucking results and federal court experience make them take us seriously.

Testimonial: Glenda Walker said: “They fought for me to get every dime I deserved.”

If an 18-wheeler hit you in Town of Saint Paul, 1-888-ATTY-911 now.

Rideshare Accidents (Uber/Lyft): The Hidden $1M Policy

Every 43 seconds, someone in the U.S. is involved in a hit-and-run. Rideshare adds complexity most firms don’t understand. This is the #1 underserved SEO niche in Texas PI law.

Three-Tier Insurance System:

• Period 0 (app off): Personal insurance only ($30K) — often excludes commercial use = coverage gap
• Period 1 (app on, waiting): Contiguous $50,000/$100,000/$25,000
• Period 2 (ride accepted, en route): $1,000,000 liability
• Period 3 (passenger in vehicle): $1,000,000 liability + $1,000,000 UM/UIM

Who Gets Hurt: 21% riders, 21% drivers, 58% third parties (other drivers, pedestrians). Most third-party victims don’t realize they have access to the $1M policy.

“Independent Contractor” Shield: Uber/Lyft classify drivers as ICs, but we argue de facto employment based on:

• Uber sets pricing and routes
• Requires acceptance rates and monitors ratings
• Provides branded vehicles (some programs)
• Has deactivation power
• Uses surveillance cameras (Uber’s Driveri system)

Collection Strategy: We obtain app activity logs through discovery, proving the driver’s exact status at crash time.

If you were hit by an Uber/Lyft driver in Collin County, 1-888-ATTY-911 immediately.

Delivery Vehicle Accidents (Amazon, FedEx, UPS)

“Backed Without Safety” caused 8,950 crashes statewide. Delivery vehicles back up dozens of times per route. In a 24-month FMCSA period: UPS had 72 fatal + 830 injury crashes; FedEx had 37 fatal + 611 injury crashes. Amazon DSPs are linked to 60 serious crashes (2015-2021) including 10 fatalities.

Amazon DSP Piercing Strategy: Amazon claims DSPs (Delivery Service Partners) are independent contractors. We document Amazon’s control:

• Delivery quotas impossible to meet safely
• Routing software dictating every turn
• Branded uniforms and vehicles
• AI surveillance cameras (Driveri)
• Driver scorecards and deactivation power

Key Verdicts:

• 2024 Georgia: Amazon DSP case, $16,200,000
• 2024 Lopez v. All Points 360: $105,000,000
• 2024 Grubhub wrongful death lawsuit

Liable Parties:

• UPS/FedEx Express: Direct employer (W-2) → respondeat superior
• FedEx Ground contractor: Direct negligence
• Amazon: Negligent hiring/supervision of DSPs, negligent business model
• DSP: Respondeat superior, direct negligence

For delivery truck accidents in Town of Saint Paul or surrounding Collin County, call 1-888-ATTY-911.

DUI / Drunk Driving Accidents: No Cap on Punishment

DUI-alcohol crashes killed 1,053 people in Texas in 2024 — 25.37% of all traffic deaths. That’s one death every 8.3 hours. Peak hour: 2:00-2:59 AM Sunday. Peak day: Sunday. Summer 2024: 273 killed, 596 seriously injured.

Why 2 AM Sunday? Texas bars close at 2 AM per TABC regulations. Every 2 AM DUI crash involves a bar that overserved the driver. Dram Shop Act (Texas Alcoholic Beverage Code § 2.02) lets us sue that establishment.

Signs of Obvious Intoxication: Slurred speech, bloodshot eyes, unsteady gait, impaired coordination, strong alcohol odor, difficulty counting money. Bars know these signs. When they ignore them, they’re liable.

Felony DUI = NO CAP on Punitive Damages: If charged with Intoxication Assault or Intoxication Manslaughter (felonies), the standard $200K/2x cap on punitive damages does not apply. Juries can award unlimited amounts, and the judgment survives bankruptcy.

Stowers Demand: In clear-liability felony DUI cases, we send a settlement demand within the drunk driver’s policy limits. If the insurer unreasonably refuses, they become liable for the entire verdict, even above policy limits.

Criminal + Civil: Ralph’s HCCLA membership means we handle BOTH the criminal charges AND your civil recovery. Our three documented DWI dismissals show we understand both sides of the courtroom.

If a drunk driver hit you in Town of Saint Paul, 1-888-ATTY-911 is your lifeline.

Distracted Driving: The “Safe” Weather Myth

Distracted driving killed 380 people in 2024. Driver Inattention caused 81,101 crashes. Cell phone use (all types): 3,121 crashes. Texting alone: 594 crashes.

Here’s what insurance companies don’t want you to know: 90.3% of Texas crashes happen in clear/cloudy weather. Bad weather isn’t the problem — driver behavior is. The myth that “accidents happen when it’s rainy” is false. Rain causes only 8.4% of crashes, and they’re actually LESS deadly per crash because drivers slow down.

Insurance’s “Lowball by Distraction”: When they find out the at-fault driver was texting, they know liability is clear. They’ll rush a $5,000 settlement hoping you don’t realize the driver’s $1M umbrella policy exists.

Electronic Evidence: We subpoena cell phone records showing exact usage times, app activity, and text logs. This is negligence per se.

If a distracted driver caused your crash in Collin County, 1-888-ATTY-911.

Hit & Run Accidents: UM/UIM is Your Safety Net

Every 43 seconds in America, someone is involved in a hit-and-run. In Texas, penalties are severe:

• Death: 2nd degree felony (2-20 years)
• Serious injury: 3rd degree felony
• Minor injury: state jail felony

But criminal charges don’t pay your medical bills. Your UM/UIM coverage does. Most people don’t know their own auto insurance covers them when the at-fault driver flees.

Critical Deadline: Surveillance footage is deleted in 7-30 days. We send preservation letters immediately to gas stations, retail stores, and homes with Ring doorbells near the crash scene.

Testimonial: Greg Garcia had another attorney drop his hit-and-run case. “Manginello law firm were able to help me out.” CON3531 said: “They took over my case from another lawyer and got to working on my case.”

Don’t wait. Call 1-888-ATTY-911.

Tesla / Autopilot & Self-Driving Car Accidents

Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA. In December 2023, Tesla recalled 2M+ vehicles. In August 2025, a Miami jury awarded $240M+ in a landmark Autopilot case.

Liability Theories:

• Mischaracterization/marketing defect: Tesla markets Autopilot as safer than human drivers, fostering dangerous overconfidence
• Known defects: Engineers documented issues but company prioritized speed over safety
• OTA patches instead of recalls: Treating deadly defects as software bugs
• Driver monitoring failures: Insufficient safeguards to ensure driver attention

Federal Court Experience Matters: Product liability cases against Tesla almost always go to federal court. Ralph’s admission to the U.S. District Court, Southern District of Texas, is critical.

Collin County’s tech corridor sees high Tesla ownership. If you were hit by a Tesla in Town of Saint Paul or surrounding areas, 1-888-ATTY-911.

Construction Zone Accidents: When Work Becomes Danger

28,000 work zone crashes in Texas in 2024 killed 215 people — a 12% increase. Sixty percent of highway contractors reported crashes into active work zones.

Government Liability: Under TX Tort Claims Act, government entities can be liable for:

• Inadequate signage/barriers
• Improper traffic control
• Malfunctioning signals
• Dangerous road conditions

Critical: 6-month notice requirement for government claims. Miss the deadline and your case is barred forever.

Real Case: Katrina Bond, a college student, was killed on I-35 near Fort Worth when a distracted pickup driver rear-ended her into a work zone. These tragedies demand immediate investigation.

If you were injured in a construction zone accident near Town of Saint Paul, 1-888-ATTY-911 immediately.

Bus Accidents: Complex Government & Commercial Liability

Texas leads the nation with 1,110 bus accidents in 2024 (17 fatal). School buses: 2,523 crashes, 11 deaths, 63 serious injuries.

Who’s Liable:

• Public transit/government buses: TX Tort Claims Act (6-month notice, damage caps $100K-$250K)
• Private charters: Commercial insurance
• School districts: Governmental immunity with exceptions for negligence

Multiple Victims: Bus crashes often involve numerous injured parties, complicating insurance limits and requiring coordination.

For bus accidents in Collin County, call 1-888-ATTY-911.

E-Scooter & E-Bike Accidents: Emerging Technology, Established Injuries

Texas classifies e-bikes into three classes (1, 2, 3) with a 750W motor limit and 28 mph max speed. No license or registration required.

If e-bike exceeds these standards, it’s NOT legally an “electric bicycle” — different liability rules apply.

Oct 2024 Portland verdict: $1.6M for e-bike rider struck by SUV. These cases are increasing as e-scooters and e-bikes proliferate in urban Collin County areas.

If you were injured on an e-scooter or e-bike in Town of Saint Paul, 1-888-ATTY-911.

Bicycle Accidents: Fighting the “Vulnerable Road User” Defense

78 cyclists died in Texas in 2024 (down 26.42%). Insurance companies heavily argue comparative negligence, claiming cyclists “assumed the risk.”

The 51% Bar: Even if you were partially at fault (no helmet, not in bike lane, rolling stop), you can recover if you’re 50% or less at fault. Insurance tries to push you to 51%.

Our Strategy: Document driver inattention, road defects, and Texas law giving cyclists right-of-way. Humanize you for the jury.

If you were hit while cycling in Collin County, 1-888-ATTY-911.

Boat & Maritime Accidents: Federal Court Expertise Required

Case Result: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.”

Maritime cases fall under Jones Act and general maritime law, requiring federal court admission. Ralph’s federal credentials are essential.

For maritime injuries, call 1-888-ATTY-911.

Weather-Related Accidents: The Clear Weather Myth

90.3% of Texas crashes happen in clear/cloudy weather. Rain causes only 8.4% of crashes (6.4% of fatal). Fog is 2.4x more likely to be fatal than clear weather.

Insurance Tactic: They’ll claim “weather was a factor” to reduce liability. We prove driver negligence (speed, inattention, failure to adjust) was the real cause.

If weather was blamed for your crash in Town of Saint Paul, 1-888-ATTY-911.

Ambulance & Emergency Vehicle Accidents: Sovereign Immunity vs. Negligence

These crashes involve governmental immunity with exceptions for:

• Gross negligence
• Willful/wanton misconduct
• Operation outside emergency scope

Special notice requirements: 6-month deadline. Immediate action critical.

For emergency vehicle accidents, 1-888-ATTY-911.

Additional Accident Types & Summary

We’ve also handled parking lot accidents, commercial vehicle crashes, intersection collisions, and underride accidents. Every type requires specific legal strategy.

The common thread: Attorney911 has the data, experience, and insider knowledge to maximize your recovery.

The Insurance Playbook: Nine Tactics We Expose

Tactic #1: The Recorded Statement Trap (Days 1-3)

Adjusters call while you’re in the hospital, on pain meds, confused. They act friendly: “We just want to help.” They ask leading questions: “You’re feeling better though, right?” Everything is recorded and WILL be used against you. You are NOT required to give a recorded statement to the other driver’s insurance.

Our Counter: Once you hire Attorney911, ALL calls go through us. Lupe asked these exact questions for years. We become your voice.

Tactic #2: The Quick Lowball Offer (Weeks 1-3)

They offer $2,000-$5,000 while you’re desperate with mounting bills. “This offer expires in 48 hours” creates artificial urgency.

The Trap: You sign on Day 3. Week 6, MRI shows herniated disc requiring $100K surgery. The release is PERMANENT AND FINAL. You pay $100K out of pocket.

Our Counter: We NEVER let you settle before Maximum Medical Improvement (MMI). Lupe knows they’re offering 10-20% of true value.

Tactic #3: The “Independent” Medical Exam (Months 2-6)

This is an Insurance Company Hired Doctor to minimize your injuries. They’re paid $2,000-$5,000 per 10-minute exam. They’re selected for giving insurance-favorable reports, not qualifications.

Common Findings: “Pre-existing degenerative changes,” “treatment excessive,” “subjective complaints out of proportion” (medical speak for calling you a liar).

Our Counter: Lupe knows these specific doctors and their biases. He hired them. We prepare you, challenge biased reports with our own experts, and expose their financial motivation.

Tactic #4: Delay & Financial Pressure (Months 6-12+)

“Still investigating” / “Waiting for records” / Ignore calls for weeks. They have unlimited time and money. You have mounting bills, zero income, creditors threatening.

Our Counter: We file lawsuit to force deadlines. Lupe used delay tactics for years; now he defeats them.

Tactic #5: Surveillance & Social Media Monitoring

Private investigators video you. They monitor Facebook, Instagram, TikTok, LinkedIn, Snapchat. Use facial recognition, geotagging, fake profiles, archive scraping. One photo of you bending over = “Not really injured.”

LUPE’S INSIDER QUOTE: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. They take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after.”

7 Rules for Clients:

1. Make profiles private
2. Don’t post about accident/injuries/activities
3. No check-ins
4. Tell friends not to tag you
5. Don’t accept strangers
6. Best: stay off social media entirely
7. Assume EVERYTHING is monitored

Tactic #6: Comparative Fault Arguments

They try to assign MAXIMUM fault to reduce payment. Even 10% fault on $100K = $10K less. 25% on $250K = $62.5K less. If they push you to 51%, you get $0.

Our Counter: Lupe made these fault arguments for years. He defeats them with accident reconstruction, expert testimony, and witness statements.

Tactic #7: Medical Authorization Trap

They request broad authorization for your ENTIRE medical history (not just accident-related). They search for pre-existing conditions from years ago to use against you.

Our Counter: We limit authorizations to accident-related records only. Lupe knows what they’re searching for.

Tactic #8: Gaps in Treatment Attack

Any gap = “If you were really hurt, you wouldn’t miss treatment.” They don’t care about reasons (cost, transportation, scheduling).

Our Counter: We ensure consistent treatment, connect clients with lien doctors, document legitimate gap reasons. Lupe used this attack for years.

Tactic #9: Policy Limits Bluff

“We only have $30,000 in coverage.” They hope you don’t investigate further.

What They Hide: Umbrella policies ($500K-$5M), commercial policies, corporate policies, multiple stacking policies.

Real Example: Claimed $30K limit. Investigation found: $30K personal + $1M commercial + $2M umbrella + $5M corporate = $8,030,000 available, not $30,000.

Our Counter: Lupe knows coverage structures from inside. We investigate ALL available coverage — subpoena if necessary.

The 48-Hour Protocol: What to Do Right Now

Hour 1-6: Immediate Crisis

✅ Safety First → Get to safe location
✅ Call 911 → Report accident, request medical
✅ Medical Attention → ER immediately (adrenaline masks injuries)
✅ Document Everything → Photos of ALL damage, scene, conditions, injuries
✅ Exchange Information → Name, phone, insurance, DL, plate, vehicle info
✅ Witnesses → Names, phone numbers, what they saw
✅ Call Attorney911: 1-888-ATTY-911 before speaking to ANY insurance company

Hour 6-24: Evidence Preservation

✅ Digital → Preserve all texts/calls/photos, email copies to yourself
✅ Physical → Secure damaged clothing/items, DON’T repair vehicle yet
✅ Medical Records → Request ER copies, follow up within 24-48 hours
✅ Insurance → Note calls, DON’T give recorded statements, DON’T sign anything
✅ Social Media → Make ALL profiles private, DON’T post about accident

Hour 24-48: Strategic Decisions

✅ Legal Consultation → Call 1-888-ATTY-911 with documentation ready
✅ Insurance Response → Refer all calls to attorney
✅ Settlement → Do NOT accept or sign anything
✅ Evidence Backup → Upload to cloud, create written timeline while memory is fresh

Evidence Deterioration Timeline

• Day 7-30: Surveillance footage DELETED (gas stations 7-14 days, retail 30 days, Ring doorbells 30-60 days, traffic cameras 30 days) — GONE FOREVER
• Month 1-2: Insurance solidifies defense position, vehicle repairs destroy evidence
• Month 2-6: ELD/black box data deleted (30-180 days), cell phone records harder to obtain
• Month 6-12: Witnesses graduate/move, medical evidence harder to link, treatment gaps used against you
• Month 12-24: Approaching SOL, financial desperation makes you vulnerable to lowball

Texas Legal Framework: Your Rights & Protection

Statute of Limitations: The 2-Year Deadline

Texas Civil Practice & Remedies Code § 16.003 gives you 2 years from the accident date to file a personal injury lawsuit. For wrongful death, 2 years from the date of death. NO EXCEPTIONS for ignorance or financial hardship.

Government Claims: 6-month notice requirement (TX Tort Claims Act). Miss it and your case is barred forever.

Modified Comparative Negligence: The 51% Bar

You can recover damages only if you’re 50% or less at fault. Recovery is reduced by your fault percentage. At 51% or more, you recover $0.

Your Fault	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
50%	$500,000	$250,000
51%	$500,000	$0

Insurance companies ALWAYS try to push you to 51%. Lupe knows these arguments because he made them for years. Now he defeats them.

Dram Shop Act: Holding Bars Accountable

Texas Alcoholic Beverage Code § 2.02 lets us sue bars/restaurants that overserved obviously intoxicated patrons who cause accidents.

Signs of Obvious Intoxication: Slurred speech, bloodshot eyes, unsteady gait, impaired coordination, strong alcohol odor, difficulty counting money.

Safe Harbor Defense: Bar can avoid liability if ALL servers completed TABC training, business didn’t pressure over-service, and policies were followed. We investigate training records and internal policies.

Collin County DUI Stat: 611 DUI crashes (19 fatal) in 2024. That’s a 4.0% DUI crash rate — prime dram shop territory. Every 2 AM Sunday DUI crash involves a bar that overserved.

Stowers Doctrine: The Nuclear Option

If we make a settlement demand within the insurance policy limits and the insurer unreasonably refuses, they become liable for the ENTIRE verdict — even amounts exceeding policy limits.

This is most powerful in rear-end collisions, DUI cases, and commercial vehicle crashes with clear liability. Lupe understands Stowers demands because he was on the receiving end for years.

Punitive Damages: No Cap for Felony DUI

Standard Cap: Greater of $200,000 OR (2x economic damages) + non-economic damages (capped at $750K non-economic portion).

⚠️ FELONY EXCEPTION: If the act is a felony (Intoxication Assault, Intoxication Manslaughter), NO CAP applies. Jury decides amount with no statutory limit, and the judgment survives bankruptcy.

UM/UIM Coverage: Your Hidden Safety Net

Texas Insurance Code § 1952.101 requires insurers to offer UM/UIM. It covers:

• You as a pedestrian
• You as a cyclist
• Hit-and-run accidents
• Phantom vehicle cases

Stacking may be available across multiple policies. Most people don’t know they’re covered. We educate and maximize this recovery.

Vicarious Liability & The Deep Pocket Chain

• Respondeat Superior: Employer liable for employee negligence during work scope (trucking, delivery, rideshare)
• Negligent Entrustment: Owner liable for lending vehicle to incompetent driver
• Negligent Hiring/Supervision: Employer liable for failing to screen, train, or monitor — survives “independent contractor” defense

This is how we reach beyond the $30K minimum policy to $1M, $5M, or $10M+ in compensation.

Product Liability: When Vehicles Fail

Manufacturers are strictly liable for defective products — no negligence required. Applies to:

• Tire blowouts
• Brake failures
• Steering defects
• Airbag failures
• Tesla Autopilot software
• EV battery fires

We preserve the vehicle and bring in forensic engineers to prove defects.

Texas Tort Claims Act: Suing Government

Sovereign immunity is waived for:

• Government employee vehicle use
• Premise defects (roads)
• Defective property

Damage Caps: $250K/$500K for state/county, $100K/$300K for municipalities. 6-month notice required.

If a city truck, school bus, or road defect caused your crash in Collin County, 1-888-ATTY-911 immediately.

Damages & Compensation: What You Can Recover

Economic Damages (NO CAP)

• Past & future medical expenses
• Lost wages & lost earning capacity
• Property damage
• Out-of-pocket expenses
• Lifetime care costs

Non-Economic Damages (NO CAP except med mal)

• Pain & suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of consortium
• Loss of enjoyment of life

Settlement Ranges by Injury Type

Injury Type	Settlement Range
Soft Tissue (whiplash)	$15,000 – $60,000
Simple Fracture	$35,000 – $95,000
Surgical Fracture	$132,000 – $328,000
Herniated Disc (conservative)	$70,000 – $171,000
Herniated Disc (surgery)	$346,000 – $1,205,000
TBI (moderate-severe)	$1,548,000 – $9,838,000
Spinal Cord / Paralysis	$4,770,000 – $25,880,000
Amputation	$1,945,000 – $8,630,000
Wrongful Death (working adult)	$1,910,000 – $9,520,000

Multiplier Method

Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Severity	Multiplier
Minor	1.5-2
Moderate	2-3
Severe	3-4
Catastrophic	4-5+

Lupe’s Advantage: He calculated these multipliers for years. He knows which factors insurance weighs most and how to document for maximum value.

Nuclear Verdicts: Why Insurance Fears Texas Juries

Texas is #1 nationally for nuclear verdicts ($10M+). Recent auto/trucking verdicts:

• Hatch v. Jones (car wrongful death): $81,720,000
• Frito-Lay (vehicle collision): $72,000,000
• Lopez v. All Points 360 (Amazon): $105,000,000

Insurance companies settle higher with firms that try cases. Our federal court experience and multi-million results prove we’ll go the distance.

Subrogation & Liens: Maximizing Your Take-Home

Health insurers, Medicare, Medicaid, hospitals, and providers may have liens against your settlement. We negotiate these liens down to maximize your recovery.

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Immediate Symptoms: Loss of consciousness, confusion, vomiting, seizures, severe headache, dilated pupils, slurred speech

DELAYED Symptoms (Hours to Days): Worsening headaches, repeated vomiting, seizures days later, personality changes, sleep disturbances, light/noise sensitivity, memory problems

Classifications:

• Mild (Concussion): GCS 13-15, may seem “fine” but serious long-term effects
• Moderate: GCS 9-12, lasting cognitive impairment
• Severe: GCS 3-8, permanent disability, lifetime care

Long-term: CTE, post-concussive syndrome (10-15%), doubled dementia risk, depression (40-50%), seizure disorders

Legal Significance: Insurance claims delayed symptoms aren’t from the accident. Medical experts explain progression is NORMAL.

Case Connection: Our multi-million dollar settlement for a client with brain injury and vision loss shows our TBI expertise.

Spinal Cord Injury

Level	Impact	Lifetime Cost
C1-C4	Quadriplegia, possible ventilator	$6M-$13M+
C5-C8	Quadriplegia with some arm function	$3.7M-$6.1M+
T1-L5	Paraplegia, wheelchair	$2.5M-$5.25M+

Complications: Pressure sores, respiratory failure (leading cause of death), bowel/bladder dysfunction, autonomic dysreflexia, depression (40-60%), shortened life expectancy (5-15 years)

Amputation

Types: Traumatic (severed at scene) vs Surgical (infection complications — like our documented case)
Phantom Limb Pain: 80% of amputees, often permanent
Prosthetic Costs: $500K-$2M+ lifetime

Burns

• Third Degree: Skin grafting required, full thickness
• Fourth Degree: Into muscle/bone, often requires amputation

Herniated Disc

Treatment Timeline: Acute ($2K-$5K) → PT ($5K-$12K) → Injections ($3K-$6K) → Surgery ($50K-$120K)
Permanent Restrictions: Can’t return to physical labor, lost earning capacity

Soft Tissue Injuries

Insurance undervalues these, but 15-20% develop chronic pain. Proper documentation is CRITICAL.

Psychological Injuries (PTSD)

32-45% of MVA victims develop PTSD symptoms: driving anxiety, panic attacks, sleep disturbances, nightmares, flashbacks. These are compensable as mental anguish and emotional distress.

Why Attorney911 is the Clear Choice for Collin County

12 Strategic Differentiators

1. Former Insurance Defense Attorney — Lupe’s insider knowledge is classified intelligence for you
2. BP Explosion Litigation — $2.1B case proves we can take on Fortune 500 companies
3. Federal Court Admission — Both attorneys admitted to SDTX for complex cases
4. Dual State Licensing — Ralph holds TX + NY bars for cross-state matters
5. Journalism Background — Ralph’s UT Austin journalism degree = storytelling skill for trial advocacy
6. Bilingual Firm — Hablamos Español, serving Collin County’s diverse community
7. $10M UH Hazing Lawsuit — Shows willingness to take on major institutions (6+ news outlets covered)
8. Trae Tha Truth Endorsement — Houston community activist publicly recommends us
9. Cases Others Rejected — Greg Garcia, Donald Wilcox, CON3531 all came to us after other attorneys dropped them
10. Million Dollar Member — Trial Lawyers Achievement Association requires $1M+ results
11. Pro Bono College — State Bar recognition for donating services
12. 290+ Educational Videos — Massive content library proving educational commitment

Our Service Area in Collin County & Beyond

We serve clients throughout Collin County, including:

• Town of Saint Paul
• Plano
• Frisco
• Allen
• McKinney
• Prosper
• Celina
• Anna
• Melissa
• Farmersville
• Princeton
• Lowry Crossing
• Fairview
• Lucas
• Parker

From our Houston, Austin, and Beaumont offices, we handle cases across Texas. We offer remote consultations and travel to Collin County for your case.

Convenient Locations Near Collin County

Our offices are strategically located to serve you:

• Houston (Primary): 1177 West Loop S, Suite 1600, Houston, TX 77027 — serves Harris, Montgomery, Fort Bend, Brazoria, Galveston counties
• Austin: Serves Travis, Williamson, Hays, Bastrop
• Beaumont: Serves Jefferson, Orange, Hardin (Golden Triangle)

For Collin County residents, we provide 24/7 live staff (not an answering service) at 1-888-ATTY-911.

Frequently Asked Questions for Town of Saint Paul Residents

Q: What should I do immediately after a car accident in Town of Saint Paul?
A: Safety first, call 911, get medical attention even if you feel fine, document everything with photos, exchange information, get witness names, and call 1-888-ATTY-911 before speaking to any insurance company.

Q: Should I give a recorded statement to insurance?
A: Never without an attorney. Insurance adjusters are trained to ask leading questions while you’re vulnerable. Everything you say can be used against you. Once you hire Attorney911, all communication goes through us.

Q: How much time do I have to file a lawsuit in Texas?
A: 2 years from the accident date for personal injury (Texas Civil Practice & Remedies Code § 16.003). For government claims, 6 months notice is required. These deadlines are absolute.

Q: What if I was partially at fault for the accident?
A: Texas uses modified comparative negligence. You can recover if you’re 50% or less at fault, but your award is reduced by your fault percentage. At 51% fault, you get $0. Insurance will try to push you to 51%. Lupe Peña knows these tactics because he used them for years — now he defeats them.

Q: Do I have a good case?
A: If someone else’s negligence caused your injuries, you likely do. We offer free consultations to evaluate your case. Even if another attorney rejected you, call us — we take cases others drop.

Q: How much is my case worth?
A: It depends on injury severity, medical costs, lost wages, and pain/suffering. Soft tissue cases: $15K-$60K. Surgical cases: $346K-$1.2M. Catastrophic injuries: $1.5M-$25M+. We provide honest assessments during your free consultation. Learn more in our video: How Much Is My Personal Injury Case Worth? at https://www.youtube.com/watch?v=onBzdkIWadY

Q: How much do car accident lawyers cost?
A: We work on contingency. No fee unless we win. Typically 33.33% before trial, 40% if trial is necessary. You pay nothing upfront. We also cover case expenses, which may be recouped from settlement. Call 1-888-ATTY-911 for details.

Q: What types of damages can I recover?
A: Economic (medical bills, lost wages, property damage), non-economic (pain & suffering, mental anguish, physical impairment), and possibly punitive damages for gross negligence (no cap for felony DUI).

Q: What if the other driver is uninsured or underinsured?
A: Your own UM/UIM coverage applies — and most people don’t know it covers you as a pedestrian too. We also pursue other liable parties (employers, dram shops, manufacturers). Watch our video: Uninsured & Underinsured Motorists at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Q: Will my case go to trial?
A: Most settle, but we prepare every case as if it’s going to trial. Insurance companies know this and offer more. Our federal court experience and multi-million dollar results prove we’re not bluffing. Will Your Case Go to Trial? Video: https://www.youtube.com/watch?v=2Ed5AnmCMcc

Q: How long will my case take to settle?
A: Simple cases: 6-12 months. Complex cases (trucking, catastrophic injury): 1-3 years. We move as fast as possible while ensuring maximum value. Chavodrian Miles had his case resolved in 6 months: “Leonor got me into the doctor the same day…it only took 6 months amazing.”

Q: What if I have a pre-existing condition?
A: Eggshell Plaintiff Rule: Defendant takes you as you find them. If the accident worsened a pre-existing condition, you’re entitled to full compensation for the worsening. Insurance will argue “it was already there” — we bring medical experts to prove aggravation.

Q: Can I switch attorneys if I’m unhappy?
A: Absolutely. Greg Garcia did: “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.” CON3531: “They took over my case from another lawyer and got to working on my case.” We make transitions seamless.

Q: What common mistakes can hurt my case?
A: Giving recorded statements, posting on social media, accepting quick settlements, missing medical appointments, not following doctor’s orders, waiting too long to hire an attorney. Our video Client Mistakes That Can Ruin Your Case explains more: https://www.youtube.com/watch?v=r3IYsoxOSxY

Q: Should I post about my accident on social media?
A: NO. Insurance monitors everything. One photo of you at dinner can be used to claim “not injured.” Make profiles private, tell friends not to tag you, and ideally stay off social media entirely until case resolves. Assume EVERYTHING is monitored.

Q: Why shouldn’t I sign anything without a lawyer?
A: Releases are PERMANENT AND FINAL. Once you sign, even discovering you need $100K surgery later comes out of your pocket. We review everything before you sign.

Q: What if I didn’t see a doctor right away?
A: Go now. Gaps in treatment hurt your case, but we can explain legitimate reasons. The sooner you get treatment, the better for your health and your case. We can connect you with doctors who work on liens.

Q: What is the process for a personal injury claim?
A: Investigation → Medical treatment → Demand → Negotiation → Settlement or Lawsuit → Discovery → Mediation → Trial (if necessary). Our video explains step-by-step: What Is the Process for a Personal Injury Claim? at https://www.youtube.com/watch?v=XwzYymneDVs

Q: How do contingency fees work?
A: No upfront cost. We advance case expenses. If we win, fee is percentage of recovery (typically 33.33% pre-trial, 40% if trial). If we lose, you owe nothing. Video: How Do Contingency Fees Work? at https://www.youtube.com/watch?v=upcI_j6F7Nc

Q: What if I was a passenger in the at-fault vehicle?
A: You can still file a claim against the driver’s insurance. Your relationship doesn’t bar recovery. We handle these sensitively.

Q: What if the other driver fled (hit-and-run)?
A: Your UM coverage applies. We also search for surveillance footage (7-30 day deadline) and witnesses. Call 1-888-ATTY-911 immediately.

Q: Can undocumented immigrants file claims?
A: YES. Texas law allows anyone injured by negligence to recover damages, regardless of immigration status. We protect your rights confidentially. Hablamos Español.

Q: What about parking lot accidents?
A: Private property doesn’t mean no liability. The same negligence standards apply. We handle these cases regularly.

Q: Do I have to see my lawyer’s doctor?
A: No. You can see your own doctor. However, we may recommend specialists who understand injury documentation for legal cases. Our video explains: Do I Have to See My Lawyer’s Doctor? at https://www.youtube.com/watch?v=xfT0hr69ZWg

Q: What is comparative negligence?
A: Texas reduces your recovery by your fault percentage. At 51% fault, you get $0. Insurance tries to maximize your fault. We fight to minimize it. Video: What Is Comparative Negligence? at https://www.youtube.com/watch?v=agzHKY_v9l4

Q: What is the most important thing I should know?
A: Evidence disappears daily. Surveillance footage: 7-30 days. ELD/black box: 30-180 days. Witness memories fade. The 2-year SOL is absolute. Insurance is ALREADY building their case against you. The sooner you call 1-888-ATTY-911, the stronger your case.

The Attorney911 Difference: Data, Experience, Results

Our Firm by the Numbers

• 24+ years in business (since July 18, 2001)
• 27+ years Ralph Manginello licensed (Nov 1998)
• 13+ years Lupe Peña licensed (Dec 2012)
• 251+ Google reviews, 4.9 stars
• 291 YouTube videos published
• 290+ educational videos produced
• $2.1B BP explosion case involvement
• $10M active UH hazing lawsuit (Nov 2025)
• Millions recovered in settlements and verdicts

Verified Client Reviews

Communication & Care:

• Brian Butchee: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”
• Dame Haskett: “Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”
• Chelsea Martinez: “Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.”

Speed & Results:

• Tymesha Galloway: “Leonor is the best!!! She was able to assist me with my case within 6 months.”
• Nina Graeter: “Highly recommend! They moved fast and handled my case very efficiently.”
• Tracey White: “She knew she could get a better offer.”

Cases Others Rejected:

• Greg Garcia: “Another attorney dropped my case although Manginello law firm were able to help me out.”
• Donald Wilcox: “One company said they would not accept my case. Then I got a call…I got a handsome check.”
• CON3531: “They took over my case from another lawyer and got to working on my case.”

Spanish Services:

• Celia Dominguez: “Especially Miss Zulema, who is always very kind and always translates.”
• Maria Ramirez: “The support provided at Manginello Law Firm was excellent.”

Ralph’s Personal Involvement:

• Ken Taylor: “He listened intently, heard my concerns, and immediately began working to protect my rights.”
• Jamin Marroquin: “Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”
• AMAZIAH A.T: “Ralph Manginello is indeed the best attorney I ever had.”

Overall Excellence:

• Dean Jones: “Best lawyers in the city…fast return…they really care about their clients.”
• Ernest Cano: “Mr. Maginello and his firm are first class. Will fight tooth and nail for you.”
• Glenda Walker: “They make you feel like family…fought for me to get every dime I deserved.”

Celebrity Endorsement:

• Jacqueline Johnson: “Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.”

More Resources

• YouTube Channel: 291 videos covering every topic — https://www.youtube.com/@Manginellolawfirm
• Attorney 911 Podcast: Ralph Manginello hosts real-world cases and insights — Available on Apple Podcasts at https://podcasts.apple.com/bj/podcast/attorney-911/id1773141988
• Website: https://attorney911.com

Contact Attorney911 Today: Your Legal Emergency Line

If you’ve been injured in a motor vehicle accident in Town of Saint Paul, Collin County, or anywhere in the Dallas-Fort Worth area, you need more than a lawyer — you need a legal emergency response team.

We offer:

• FREE consultation — no obligation, no risk
• Contingency fee — no fee unless we win
• 24/7 live staff — not an answering service
• Hablamos Español — bilingual services
• Former insurance defense attorney on your side
• 27+ years of proven results
• Federal court experience
• Multi-million dollar track record

Evidence is disappearing right now. Surveillance footage: 7-30 days. Black box data: 30-180 days. Witness memories: fading daily. The 2-year statute of limitations is absolute. Insurance is building their case against you.

You wouldn’t go to war without intelligence. Why fight an insurance company without someone who knows their playbook?

Call 1-888-ATTY-911 (1-888-288-9911) now. The call is free. The consultation is free. And we don’t get paid unless we win your case.

Attorney911 — Legal Emergency Lawyers™
The Manginello Law Firm, PLLC
Principal Office: Houston, Texas
Admitted to Practice: Texas, New York, U.S. District Court (Southern District of Texas)

Serving Town of Saint Paul, Collin County, and all of Texas with compassion, authority, and results.