Car Accident Lawyers in Schertz, Texas: Fighting for Your Rights After a Crash

If you’ve been injured in a car accident in Schertz, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes in 2024 alone – that’s one person injured every 2 minutes and 5 seconds – car accidents are a constant threat on our roads. At Attorney911, we understand the physical, emotional, and financial toll a car crash can take on you and your family. Our experienced Schertz car accident lawyers are here to fight for the compensation you deserve while you focus on healing.

The Reality of Car Accidents in Schertz and Comal County

Schertz sits at the crossroads of major Texas highways, making our community particularly vulnerable to serious car accidents. The intersection of I-35 and FM 3009 sees heavy commuter traffic, while Highway 46 and FM 78 connect Schertz to nearby cities like New Braunfels and San Antonio. With one crash occurring every 57 seconds somewhere in Texas, our roads are dangerous places.

Ralph Manginello, our founding attorney with over 25 years of experience handling Texas car accident cases, has seen firsthand how quickly lives can change after a collision. “In a recent case, our client’s leg was injured in a car accident,” Ralph recalls. “Staff infections during treatment led to a partial amputation. This case settled in the millions.” This is why we fight so aggressively for our clients – because we know what’s at stake.

Common Causes of Car Accidents in Schertz

Our Schertz car accident attorneys see these frequent causes of collisions:

• Distracted driving (380 deaths in Texas in 2024)
• Speeding and aggressive driving
• Failure to yield right-of-way
• Running red lights and stop signs
• Drunk or drugged driving
• Fatigued driving
• Poor weather conditions
• Vehicle defects and malfunctions

Many of these accidents occur at dangerous intersections in the Schertz area, including:

• I-35 and FM 3009
• Highway 46 and FM 78
• FM 1103 and FM 78
• Main Street and FM 1518

Common Car Accident Injuries We Handle

Car accidents can cause a wide range of injuries, from minor to life-threatening:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Internal organ damage
• Burns and lacerations
• Psychological trauma and PTSD

One of our clients, Chavodrian Miles, shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.” This is the level of care and attention you can expect from our Schertz car accident lawyers.

Why Insurance Companies Don’t Have Your Best Interests at Heart

After a car accident, you might think the insurance company will treat you fairly. Unfortunately, this is rarely the case. Insurance adjusters are trained to minimize payouts, and they use sophisticated tactics to reduce your claim’s value.

Lupe Peña, our associate attorney who previously worked for insurance companies, explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Common insurance company tactics include:

• Offering quick, lowball settlements before you know the full extent of your injuries
• Requesting recorded statements to trap you into saying something that hurts your case
• Using “independent” medical exams (IMEs) with doctors who minimize your injuries
• Delaying your claim in hopes you’ll accept less money
• Blaming you for the accident to reduce their payout

How Attorney911 Protects Your Rights

At Attorney911, we know how to counter these insurance tactics because we’ve been on both sides of the table. Our Schertz car accident attorneys will:

1. Handle all communication with insurance companies – You won’t have to deal with adjusters or give recorded statements.
2. Gather and preserve critical evidence – We send preservation letters to secure surveillance footage, black box data, and other evidence before it’s lost.
3. Document your injuries and treatment – We work with medical experts to prove the full extent of your injuries.
4. Calculate your full damages – We consider medical expenses, lost wages, pain and suffering, and future needs.
5. Negotiate aggressively for maximum compensation – We know how insurance companies value claims because Lupe used to calculate them.
6. Prepare your case for trial if necessary – Insurance companies know we’re not bluffing, which gives us leverage in negotiations.

What to Do After a Car Accident in Schertz

If you’ve been in a car accident in Schertz, follow these steps to protect your rights:

1. Call 911 – Report the accident and request medical assistance if needed.
2. Seek medical attention – Even if you feel fine, get checked out. Adrenaline can mask serious injuries.
3. Document everything – Take photos of the scene, vehicle damage, and your injuries.
4. Exchange information – Get the other driver’s name, contact info, insurance details, and license plate number.
5. Get witness information – Names and contact info of anyone who saw the accident.
6. Don’t give recorded statements – Politely decline to speak with insurance adjusters until you’ve consulted with an attorney.
7. Call Attorney911 – Our Schertz car accident lawyers are available 24/7 at 1-888-ATTY-911.

Why Choose Attorney911 for Your Schertz Car Accident Case

When you’re injured in a car accident, you need more than just a lawyer – you need a legal team that will fight for you like family. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage – Lupe Peña worked for years at a national defense firm, learning firsthand how insurance companies value claims. Now he uses that knowledge to fight for you.
2. Multi-Million Dollar Results – We’ve recovered millions for car accident victims, including cases settling in the millions for catastrophic injuries.
3. Federal Court Experience – Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, giving us the ability to handle complex cases.
4. Personal Attention – You’ll work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
5. No Fee Unless We Win – We work on a contingency fee basis, meaning you pay nothing unless we recover compensation for you.

Our Schertz Car Accident Case Results

While every case is unique, our track record speaks for itself:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss in a logging accident
• Case settling in the millions for a client whose leg injury led to partial amputation after a car accident
• Recovered millions for families facing trucking-related wrongful death cases
• Significant cash settlement for a client who injured his back while lifting cargo on a ship

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions,” Ralph Manginello shared.

What Our Clients Say About Us

Don’t just take our word for it – hear from our satisfied clients:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

Frequently Asked Questions About Schertz Car Accidents

What should I do immediately after a car accident in Schertz?
Call 911, seek medical attention, document everything, exchange information, and call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company.

Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately. Adrenaline masks pain, and conditions like traumatic brain injuries or internal bleeding may not be obvious right away.

What information should I collect at the scene?
Get the other driver’s name, phone, address, driver’s license number, insurance information, and vehicle details. Also collect witness names and phone numbers, and take photos of everything.

Should I talk to the other driver or admit fault?
Exchange information only. Don’t discuss fault, don’t apologize, and don’t give your opinion on what happened. Stick to facts only.

How do I obtain a copy of the accident report?
In Schertz, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney. To your own insurance: You have a duty to cooperate, but call Attorney911 first.

What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statements or discuss injuries or fault.

Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer – usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?
You may have a case if someone else was at fault (even partially), you suffered injuries or damages, and there is insurance to recover from. Watch our video “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?
Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Will my case go to trial?
Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. Watch our video “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI), which could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?
Depends on injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?
Medical expenses (past and future), lost wages and earning capacity, pain and suffering, mental anguish, physical impairment, disfigurement, loss of enjoyment of life, and property damage.

Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on these damages (except in medical malpractice cases).

What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

How is the value of my claim determined?
Based on medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on daily life.

How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. Watch our video “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

What if I’m an undocumented immigrant – can I still file a claim?
Yes. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of status.

What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “50/50 fault” but we prove actual liability.

What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them. Their insurance covers passengers.

What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability.

Serving Schertz and All of Comal County

Attorney911 serves car accident victims throughout Schertz, Comal County, and the surrounding areas, including:

• New Braunfels
• Garden Ridge
• Cibolo
• Selma
• Universal City
• Live Oak
• Bulverde
• Spring Branch
• Canyon Lake

Our Schertz car accident lawyers understand the unique challenges faced by accident victims in our community. Whether your accident occurred on I-35 during your commute, on FM 78 while running errands, or at a dangerous intersection in Schertz, we’re here to help.

Common Schertz Car Accident Scenarios We Handle

Rear-End Collisions

Rear-end accidents are among the most common types of car crashes we see in Schertz. These often occur when drivers are distracted, following too closely, or speeding. Even at low speeds, rear-end collisions can cause serious injuries like whiplash, herniated discs, and traumatic brain injuries.

One of our clients, MONGO SLADE, shared: “I was rear-ended and the team got right to work…I also got a very nice settlement.” This is the kind of result we fight for every client.

Intersection Accidents

Intersections like I-35 and FM 3009, Highway 46 and FM 78, and FM 1103 and FM 1518 see frequent accidents due to drivers running red lights, failing to yield, or making improper turns. These crashes often result in T-bone collisions that can cause catastrophic injuries.

Drunk Driving Accidents

With over 1,053 alcohol-impaired driving deaths in Texas in 2024 (25.37% of all fatalities), drunk driving remains a serious problem. Our Schertz car accident attorneys have experience handling these complex cases, including pursuing dram shop claims against bars and restaurants that over-serve patrons.

Distracted Driving Accidents

Distracted driving caused 380 deaths in Texas in 2024. Whether it’s texting, using a phone, eating, or adjusting the radio, distracted driving is negligent driving. We use phone records, witness statements, and other evidence to prove distraction.

Hit and Run Accidents

Every 43 seconds, someone in the U.S. is involved in a hit-and-run accident. If you’ve been injured by a driver who fled the scene, your own uninsured motorist (UM) coverage may compensate you. We have extensive experience handling hit-and-run cases in Schertz.

Weather-Related Accidents

Texas weather can change quickly, leading to accidents caused by rain, fog, or even ice. While drivers are expected to adjust their driving to conditions, many fail to do so. We help victims of weather-related accidents recover compensation.

The Attorney911 Difference: Insurance Defense Insider Advantage

Most law firms only know how to fight insurance companies from the outside. At Attorney911, we know how they operate from the inside. Lupe Peña spent years working for a national defense firm, learning firsthand how insurance companies:

• Value claims using software like Colossus
• Train adjusters to minimize payouts
• Select “independent” medical examiners who downplay injuries
• Use surveillance to catch victims in “gotcha” moments
• Delay claims hoping victims will accept less money

Now, Lupe uses that knowledge to fight for victims, not against them. As he explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

This insider knowledge gives our Schertz car accident clients a significant advantage in negotiations and litigation.

What to Expect When You Work With Attorney911

When you choose Attorney911 for your Schertz car accident case, here’s what you can expect:

1. Immediate Response – When you call 1-888-ATTY-911, you’ll speak with a real person, not a call center. We’re available 24/7 to answer your questions.

2. Free Consultation – We’ll review your case at no cost and explain your legal options.

3. Thorough Investigation – We’ll gather all available evidence, including police reports, witness statements, medical records, and surveillance footage.

4. Medical Care Coordination – We’ll help you get the medical treatment you need and document your injuries properly.

5. Aggressive Negotiation – We’ll handle all communication with insurance companies and fight for maximum compensation.

6. Trial Preparation – While most cases settle, we prepare every case as if it’s going to trial. This gives us leverage in negotiations.

7. Regular Updates – You’ll receive consistent communication from your legal team. As client Brian Butchee said: “Melanie was excellent. She kept me informed and when she said she would call me back, she did.”

8. No Fee Unless We Win – You pay nothing upfront. Our fee comes from a percentage of your recovery.

The Cost of Waiting: Evidence Disappears Daily

One of the biggest mistakes car accident victims make is waiting to contact an attorney. Evidence disappears quickly:

• Surveillance footage from nearby businesses is typically deleted within 7-30 days
• Witness memories fade rapidly
• Vehicle damage is repaired, destroying evidence
• Black box data from vehicles can be overwritten
• Insurance companies build their defense against you from day one

Every day you wait, your case becomes harder to prove. That’s why it’s critical to call Attorney911 immediately after your Schertz car accident. We’ll send preservation letters to secure evidence before it’s lost forever.

How We Calculate Your Car Accident Claim Value

At Attorney911, we consider all aspects of your damages to ensure you receive full compensation:

1. Medical Expenses – All past and future medical bills related to your accident, including hospital stays, surgeries, doctor visits, physical therapy, medications, and medical equipment.

2. Lost Wages – Income you’ve lost due to time off work, as well as any reduction in your earning capacity if you can’t return to your previous job.

3. Pain and Suffering – Compensation for the physical pain and emotional distress caused by your injuries. This is often calculated using a multiplier of your medical expenses.

4. Property Damage – The cost to repair or replace your vehicle and any other personal property damaged in the accident.

5. Other Out-of-Pocket Expenses – Transportation to medical appointments, home modifications, household help, and other accident-related costs.

6. Future Damages – For serious injuries, we work with medical experts and life care planners to calculate the cost of future medical care, lost earnings, and other long-term needs.

Lupe Peña’s experience calculating claims for insurance companies gives us an advantage in determining true case value. As he explains: “I know how insurance companies value claims because I used to calculate them myself. Now I use that knowledge to fight for maximum compensation for our clients.”

Common Mistakes That Can Hurt Your Car Accident Case

Avoid these common mistakes that can reduce your compensation or even jeopardize your case:

1. Giving a Recorded Statement – Insurance adjusters will use your words against you. Politely decline and refer them to your attorney.

2. Accepting a Quick Settlement – Early offers are always lowball offers. You don’t know the full extent of your injuries yet.

3. Delaying Medical Treatment – Gaps in treatment can be used against you. Follow your doctor’s recommendations consistently.

4. Posting on Social Media – Insurance companies monitor your social media accounts. Make all profiles private and don’t post about your accident or activities.

5. Signing Documents Without Review – Never sign medical authorizations, releases, or settlement offers without consulting an attorney.

6. Not Documenting Everything – Keep records of all medical treatment, expenses, and communications related to your accident.

7. Talking to the Other Driver’s Insurance – Refer all communications to your attorney. Anything you say can be used against you.

8. Assuming You Don’t Need a Lawyer – Insurance companies have teams of adjusters and attorneys working against you. You need experienced representation to level the playing field.

Why Schertz Car Accident Victims Trust Attorney911

When you’re injured in a car accident in Schertz, you need a law firm that combines local knowledge with national-level experience. Here’s why Attorney911 is the right choice:

1. Local Expertise – We know the Schertz courts, local judges, and the insurance adjusters who handle claims in our area.

2. Insurance Defense Insider – Lupe Peña’s experience working for insurance companies gives us a unique advantage in negotiations.

3. Proven Results – Our multi-million dollar settlements and verdicts speak for themselves.

4. Personal Attention – You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line.

5. No Fee Unless We Win – You pay nothing upfront, and we only get paid if we recover compensation for you.

6. Comprehensive Service – We handle all aspects of your case, from medical care coordination to aggressive negotiation.

7. Trial-Ready – While most cases settle, we prepare every case as if it’s going to trial. Insurance companies know we’re not bluffing.

8. Community Commitment – As part of the Schertz community, we’re committed to helping accident victims get the justice they deserve.

Our Schertz Car Accident Lawyers Are Ready to Help

If you or a loved one has been injured in a car accident in Schertz, Texas, don’t wait to get the legal help you need. Evidence is disappearing every day, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We’ll review your case, explain your legal options, and fight for the compensation you deserve. Remember, we don’t get paid unless we win your case.

Don’t let the insurance company take advantage of you. Let our Schertz car accident lawyers fight for your rights while you focus on healing. Call 1-888-ATTY-911 today.