Motor Vehicle Accident Lawyers in Somerset, Texas | Attorney911

The Legal Emergency Line for Somerset Car Accident Victims

If you’ve been injured in a motor vehicle accident in Somerset, Texas, you’re not alone. With 251,977 people injured in Texas crashes last year and one accident occurring every 57 seconds, the roads of Bexar County are more dangerous than ever. At Attorney911, we understand the physical pain, emotional stress, and financial uncertainty you’re facing. That’s why we’ve dedicated over 25 years to helping accident victims like you recover the compensation they deserve.

Ralph Manginello, our founding attorney with more than two decades of experience, has personally guided thousands of clients through the complex legal process after devastating accidents. With our federal court admission and proven track record of multi-million dollar settlements, we have the expertise to handle even the most challenging cases. And with Lupe Peña’s unique background as a former insurance defense attorney, we know exactly how insurance companies try to minimize your claim – because we used to work for them.

When you call 1-888-ATTY-911, you’re not just calling a law firm – you’re reaching your neighbors in Somerset who are ready to fight for you. We know the local courts, the insurance adjusters who handle Bexar County claims, and the unique challenges Somerset residents face after accidents. Whether you were injured on Loop 1604, I-35, or one of Somerset’s local roads, we’re here to help you navigate the legal system and get your life back on track.

Why Somerset Accident Victims Choose Attorney911

Somerset, Texas, may be a small community, but its residents face the same dangers as those in larger cities. The roads connecting Somerset to San Antonio and other parts of Bexar County see heavy traffic from commuters, commercial vehicles, and local drivers. At Attorney911, we’ve seen how accidents on these roads can change lives in an instant, and we’re committed to helping our neighbors recover.

Our Somerset-Specific Experience

While Somerset is a close-knit community, accidents here often involve complex legal issues that require specialized knowledge:

• Highway accidents on I-35 and Loop 1604 involving commercial trucks
• Intersection collisions at busy Somerset crossroads
• Drunk driving accidents that may involve local establishments
• Hit-and-run incidents where evidence disappears quickly
• Rural road accidents with unique liability challenges

Our team understands the local landscape. We know the courts that handle Bexar County cases, the insurance adjusters who work Somerset claims, and the medical facilities where Somerset residents receive treatment. This local knowledge gives us an advantage when building your case.

The Attorney911 Difference

What sets us apart from other firms serving Somerset is our unique combination of experience, resources, and personal attention:

1. Insurance Defense Insider Knowledge: Lupe Peña spent years working for insurance companies, learning their tactics from the inside. Now he uses that knowledge to fight for you.

2. Proven Results: We’ve recovered millions for accident victims, including multi-million dollar settlements for catastrophic injuries.

3. Federal Court Experience: Ralph Manginello’s admission to the Southern District of Texas means we can handle complex cases that other firms can’t.

4. Personal Attention: You’ll work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. No Fee Unless We Win: We don’t get paid unless we recover compensation for you. There’s no risk to call us for a free consultation.

Common Types of Motor Vehicle Accidents in Somerset

Car Accidents – The Most Common but Often Most Complex

With 251,977 people injured in Texas car accidents last year, Somerset residents face constant risk on our local roads. The most dangerous areas include:

• Loop 1604: High-speed traffic, frequent lane changes, and heavy commercial vehicle presence make this corridor particularly hazardous
• I-35: The main artery connecting Somerset to San Antonio sees frequent rear-end collisions, especially during rush hour
• Local intersections: Busy crossroads in Somerset can be hotspots for T-bone collisions and left-turn accidents

Common injuries in car accidents:

• Whiplash and soft tissue injuries
• Herniated discs and spinal injuries
• Traumatic brain injuries (TBI)
• Broken bones and fractures
• Internal organ damage
• Psychological trauma and PTSD

Case Example: In a recent case, our client’s leg was injured in a car accident on Loop 1604. Staff infections during treatment led to a partial amputation. This case settled in the millions, demonstrating our ability to handle even the most complex injury cases.

What to do after a Somerset car accident:

1. Seek medical attention immediately, even if you feel fine
2. Document everything with photos and witness information
3. Don’t give recorded statements to insurance companies
4. Call Attorney911 at 1-888-ATTY-911 before accepting any settlement offers

18-Wheeler and Trucking Accidents – Catastrophic Consequences

Texas leads the nation in fatal truck crashes, with 608 trucking fatalities and 1,601 serious injuries last year alone. Somerset’s location near major highways like I-35 makes our community particularly vulnerable to these devastating accidents.

Why trucking accidents are more complex:

• Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
• Federal regulations (FMCSA) that create additional liability
• Higher insurance limits ($750,000 to $5 million policies)
• More severe injuries due to size and weight disparity

Common causes of trucking accidents in Somerset:

• Driver fatigue (violating Hours of Service regulations)
• Improper loading or overloading
• Inadequate vehicle maintenance
• Distracted driving
• Speeding or reckless driving
• Substance abuse

Federal Motor Carrier Safety Regulations (FMCSA):

• Drivers limited to 11 hours of driving after 10 consecutive hours off duty
• Cannot drive beyond 14th consecutive hour on duty
• 30-minute break required after 8 hours of driving
• 60/70-hour weekly limits
• Mandatory Electronic Logging Devices (ELDs)

Why you need Attorney911 for trucking cases:

• We know how to preserve critical ELD and black box data
• We have federal court experience for complex cases
• We’ve recovered millions in trucking wrongful death cases
• We can take on billion-dollar corporations (like our involvement in BP explosion litigation)

Nuclear verdicts in Texas trucking cases:

• 2024: $37.5 million verdict in Oncor Electric case (distracted truck driver)
• 2024: $44.1 million verdict in New Prime I-35 pileup (6 deaths)
• 2024: $35 million settlement in Ben E. Keith case (largest in Fort Worth history)

Drunk Driving Accidents – Preventable Tragedies

With 1,053 alcohol-impaired driving deaths in Texas last year (25.37% of all traffic fatalities), drunk driving remains a serious problem in Bexar County. Somerset residents are at risk from drivers who choose to get behind the wheel after drinking at local establishments or events.

Texas Dram Shop Law (TABC § 2.02):
Establishments can be held liable if they serve alcohol to someone who is “obviously intoxicated” and that person then causes an accident. This means you may be able to sue not just the drunk driver, but also:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers
• Hotels with bars

Signs of obvious intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Why drunk driving cases are valuable:

• Punitive damages available for gross negligence
• Multiple defendants (driver + establishment)
• Criminal case strengthens civil case
• Insurance companies can’t defend the indefensible

Attorney911’s unique advantage:
Our firm has both civil and criminal defense experience. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), and we’ve successfully defended clients against DWI charges. This gives us unique insight into how to build strong drunk driving accident cases.

Case examples:

• DWI dismissed when we proved police failed to properly maintain breathalyzer machines
• DWI dismissed when we showed missing EMS and hospital notes
• DWI dismissed when video evidence showed our client wasn’t drunk

Motorcycle Accidents – Fighting Bias Against Riders

With 585 motorcyclist fatalities in Texas last year, Somerset riders face significant risks on our roads. Unfortunately, insurance companies often try to blame motorcyclists for accidents, even when they’re not at fault.

Texas motorcycle accident statistics:

• 37% of fatal victims weren’t wearing helmets
• 90% of fatal victims are male
• Harris County leads Texas in motorcycle fatalities
• Helmets reduce death risk by 37%

Texas helmet law:

• Required for all riders under 21
• Riders 21+ may ride without helmet if they’ve completed a safety course OR have $10,000+ medical insurance

Common causes of motorcycle accidents in Somerset:

• Drivers failing to yield right of way (most common)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents
• Speeding or reckless driving

Why you need Attorney911 for motorcycle cases:
Insurance companies always try to assign maximum fault to motorcyclists. Texas’ 51% comparative fault rule means if they can prove you were 51% or more at fault, you recover nothing. Lupe Peña spent years making these arguments for insurance companies – now he knows exactly how to defeat them.

Pedestrian Accidents – Protecting Somerset’s Most Vulnerable

With 768 pedestrian fatalities in Texas last year, Somerset residents walking near busy roads face serious risks. Pedestrians are particularly vulnerable because they have no protection against vehicles.

Texas pedestrian accident statistics:

• 6,095 pedestrian crashes in 2024
• Pedestrians account for 1% of crashes but 19% of all roadway deaths
• Houston set a record with 119 pedestrian deaths in one year

Critical legal point for pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were hit while crossing at an intersection, the driver is likely at fault.

Common pedestrian injuries:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Fatalities

Rideshare Accidents (Uber/Lyft) – Navigating Complex Insurance

With 11 billion rideshare trips in the US since 2010, Somerset residents increasingly rely on Uber and Lyft. But when accidents happen, the insurance situation becomes complex.

Rideshare insurance phases:

Phase	Driver Status	Coverage Available
0 – Offline	App off, personal use	Driver’s personal insurance ($30k/$60k/$25k minimum)
1 – Waiting	App on, no ride request	$50k/$100k/$25k contingent coverage
2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Why this matters:
Insurance coverage varies dramatically based on what the driver was doing at the time of the crash. This complexity is why you need Attorney911’s expertise.

Who can be injured in rideshare accidents:

• 21% Riders
• 21% Drivers
• 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Hit and Run Accidents – When the At-Fault Driver Flees

With one hit-and-run accident every 43 seconds in the US, Somerset residents face the risk of being left injured with no one to hold accountable. But there is hope through uninsured motorist coverage.

Texas hit and run penalties:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2,000 fine

Your recovery options after a hit and run:

• Uninsured Motorist (UM) coverage on your own policy
• Personal Injury Protection (PIP) if you have it
• Health insurance (with subrogation rights)
• Crime Victims’ Compensation Program

Why time is critical:

• Surveillance footage typically deleted in 7-30 days
• Witnesses become harder to locate as time passes
• Evidence disappears quickly

What Attorney911 does immediately:

• Send preservation letters to nearby businesses
• Obtain traffic camera footage
• Interview witnesses before memories fade
• File UM claims with your insurance

Delivery Vehicle Accidents – Holding Corporations Accountable

With the rise of Amazon, FedEx, UPS, and food delivery services, Somerset residents face increasing risks from delivery vehicles. These accidents often involve complex liability issues.

Recent delivery vehicle verdicts:

• 2024: $16.2 million verdict in Georgia case where Amazon delivery van struck a child
• 2024: $105 million verdict against Amazon DSP (Delivery Service Partner) in Texas
• 2023: Multiple wrongful death lawsuits against food delivery companies

Amazon DSP liability issues:

• DSPs contractually required to “defend and indemnify” Amazon
• Higher safety violation rates than average motor carriers
• 1,879 crashes involving Amazon-related motor carriers in 24 months

Why delivery vehicle cases are valuable:

• Trucks are 3x size/weight of passenger cars = more severe injuries
• $1 million+ liability insurance policies required
• No jury sympathy for corporate defendants
• Business model encourages dangerous behavior

Work Zone Accidents – Protecting Somerset’s Road Workers

With nearly 28,000 crashes in Texas work zones last year and 215 deaths, Somerset residents face risks from construction zones on our highways and local roads.

Texas work zone statistics:

• 215 deaths (12% increase over previous year)
• Work zone fatalities increased 50% nationally from 2013-2023
• 60% of highway contractors reported crashes into work zones
• 43% of contractors reported worker injuries from work zone crashes

Real case example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted receiving a text message) rear-ended her. The force pushed her car into the path of another truck, resulting in a fatal accident.

Why work zone accidents happen:

• Driver inattention and distraction
• Speeding in construction zones
• Failure to obey traffic control devices
• Improper lane changes
• Following too closely

Tesla and Autonomous Vehicle Accidents – Emerging Legal Challenges

As electric and autonomous vehicles become more common in Somerset, new types of accidents are emerging. Tesla’s Autopilot system has been involved in several high-profile crashes.

Notable Tesla Autopilot crashes:

• May 2016: First US Autopilot fatality – failed to detect white 18-wheeler
• March 2018: Apple engineer killed – case settled April 2024
• August 2025: $240 million+ jury verdict against Tesla (landmark case)

Key liability arguments in Tesla cases:

1. Tesla marketed FSD/Autopilot as safer than human drivers
2. Marketing fostered driver overconfidence
3. Tesla knew system couldn’t detect emergency vehicles
4. Tesla used OTA software updates instead of comprehensive fixes

NHTSA data on Tesla:

• Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
• December 2023: Tesla recalled 2+ million vehicles for Autopilot issues

Crash patterns with Tesla vehicles:

• Tractor-trailer crossings
• Emergency vehicles with lights flashing
• Gore points and barriers
• Driver hands-off situations

Bus Accidents – Protecting Somerset’s Most Vulnerable Passengers

With 1,110 bus accidents in Texas last year (leading all states), Somerset residents who rely on public transportation face significant risks.

Texas bus accident statistics:

• 17 fatal crashes
• 549 injury crashes
• Texas leads the nation in total bus crashes

School bus statistics (2023):

• 2,523 school bus crashes
• 11 school bus deaths
• 63 serious injuries
• 10,000+ students injured during the 2021-22 school year

Liable parties in bus accidents:

• Bus driver (fatigue, distraction, impairment)
• Bus operator/company (inadequate training, negligent maintenance)
• Manufacturer (brake, tire, or safety equipment defects)
• Other drivers (third-party vehicles)
• Government entities (poor signage, road defects)

Bicycle Accidents – Fighting for Somerset Cyclists

With 78 cyclist fatalities in Texas last year, Somerset cyclists face significant risks on our roads. Insurance companies often try to blame cyclists for accidents, even when they’re not at fault.

Texas bicycle accident statistics:

• 78 cyclist fatalities (26.42% decrease from 2023)
• Texas’ 51% comparative fault rule often used against cyclists

Texas e-bike classifications:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

Legal requirements for e-bikes:

• No license required for standard e-bikes
• No registration required
• Motor limit: 750W (1 horsepower) or less
• Speed limit: 28 mph maximum assisted speed
• No statewide helmet requirement (some cities require for riders under 17)

If e-bike exceeds standards:

• Motor over 750W, speed over 28 mph, or throttle on Class 3 = NOT an “electric bicycle” under Texas law
• May require registration as motor vehicle
• Different insurance and liability implications

Wrongful Death Claims – Seeking Justice for Somerset Families

Losing a loved one in a motor vehicle accident is devastating. Texas law provides two types of claims for families who have lost loved ones:

1. Wrongful Death Claim: Brought by surviving family members for their own losses
2. Survival Action: Brought on behalf of the deceased’s estate for damages the deceased would have recovered

Who can bring a wrongful death claim in Texas:

• Surviving spouse
• Children (including adult children)
• Parents

Damages available in wrongful death cases:

• Loss of financial support
• Loss of companionship and society
• Mental anguish
• Funeral and burial expenses
• Loss of inheritance

Damages available in survival actions:

• Pain and suffering before death
• Medical expenses before death
• Lost income before death

Attorney911’s experience with wrongful death cases:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

What to Do After a Motor Vehicle Accident in Somerset

The 48-Hour Evidence Preservation Protocol

The first 48 hours after an accident are critical. Evidence disappears quickly, and insurance companies start building their case against you immediately. Follow this protocol to protect your rights:

Hour 1-6 (Immediate Crisis Response):
✅ Safety First: If you can move safely, get to a secure location away from traffic
✅ Call 911: Report the accident and request medical assistance
✅ Medical Attention: Get to the ER immediately – adrenaline masks injuries
✅ Document Everything: Take photos of ALL vehicle damage, injuries, and the scene
✅ Exchange Information: Other driver’s name, phone, address, insurance, driver’s license, license plate
✅ Witnesses: Get names and phone numbers of any witnesses
✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance

Hour 6-24 (Evidence Preservation):
✅ Digital Preservation: Save all texts, calls, photos, videos related to the accident
✅ Physical Evidence: Secure damaged clothing, glasses, personal items
✅ Medical Records: Request copies of all ER/hospital records
✅ Insurance Communications: Note any calls from insurance companies
✅ Social Media: Make ALL profiles private – don’t post about the accident

Hour 24-48 (Strategic Decisions):
✅ Legal Consultation: Call Attorney911 for free consultation
✅ Insurance Response: Refer insurance to your attorney
✅ Settlement Offers: Don’t accept or sign anything without lawyer review

Week One Priorities:
✅ Medical Follow-Up: Continue documenting all injuries
✅ Investigation Begins: Attorney obtains police report, sends preservation letters
✅ Communication: Attorney handles ALL insurance communication

Evidence Deterioration Timeline

Timeframe	What Disappears	Why It Matters
Day 1-7	Witness memories peak then fade	Details forgotten, witnesses harder to locate
Day 7-30	Surveillance footage deleted	Gas stations: 7-14 days, retail: 30 days
Month 1-2	Insurance companies solidify defense	Adjusters build file against you
Month 2-6	Trucking electronic data deleted	ELD data: 30-180 days, black box data overwritten
Month 6-12	Witnesses graduate/move away	Memories severely degraded
Month 12-24	Approaching statute of limitations	Creates pressure to settle cheap

What Attorney911 does immediately:

• Sends preservation letters to all parties
• Obtains police reports and 911 recordings
• Secures surveillance footage before deletion
• Interviews witnesses before memories fade
• Preserves ELD and black box data
• Begins accident reconstruction analysis

Texas Motor Vehicle Law: What Somerset Victims Need to Know

Statute of Limitations – The Absolute Deadline

Texas Civil Practice & Remedies Code § 16.003

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage
Government Claims	6 months notice	Date of incident
Minors	Tolled until 18	Then 2 years

Exceptions:

• Discovery Rule: SOL may start later if injury wasn’t immediately discoverable
• Defendant Absence: Tolled if defendant leaves Texas
• Mental Incapacity: Tolled during incapacity

CRITICAL: Miss the deadline and your case is BARRED forever. Cannot be extended or waived.

Comparative Negligence – Texas’ 51% Bar Rule

Texas uses modified comparative negligence with a 51% bar:

• If you are 50% or less at fault → You can recover damages (reduced by your % of fault)
• If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Why this matters:
Insurance companies ALWAYS try to assign maximum fault to you. Even small fault percentages cost you thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

Lupe’s experience helps counter these arguments because he made them for years – now he defeats them.

Texas Minimum Auto Insurance Requirements

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured Motorist Statistics:

• 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
• UM/UIM coverage is critical for protection
• Texas allows inter-policy stacking

Proving Liability: Building a Strong Somerset Case

To win your motor vehicle accident case in Texas, you must prove four elements of negligence:

1. Duty of Care: All drivers have a legal duty to operate their vehicles safely
2. Breach of Duty: The at-fault driver violated their duty of care (speeding, distracted driving, etc.)
3. Causation: The breach of duty directly caused your injuries
4. Damages: You suffered actual harm (medical bills, lost wages, pain and suffering)

Evidence Types and Sources

Physical Evidence:

• Vehicle damage photographs (all angles)
• Skid marks, debris, road damage
• Damaged personal property (clothing, glasses, phone)
• Weather and road conditions documentation

Documentary Evidence:

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses
• Medical records and bills
• Employment records (for lost wages)
• Cell phone records (proving distraction)

Electronic Evidence:

• ELD (Electronic Logging Device) data from trucks
• Vehicle black box/EDR (Event Data Recorder)
• GPS/telematics data
• Dashcam footage
• Social media posts (theirs, not yours)

Testimonial Evidence:

• Witness statements
• Expert witness testimony
• Medical expert opinions
• Accident reconstruction specialists

Multiple Liable Parties

Many accidents involve more than one liable party:

Trucking Accidents:

• Truck driver
• Trucking company
• Cargo loader
• Vehicle manufacturer
• Maintenance company

Rideshare Accidents:

• Rideshare driver
• Rideshare company (Uber/Lyft)
• Other at-fault drivers
• Vehicle owner

Drunk Driving Accidents:

• Drunk driver
• Bar/restaurant (dram shop liability)
• Social host
• Liquor store

More liable parties = more insurance policies = higher recovery potential.

Expert Witnesses

Attorney911 works with various experts to build strong cases:

Expert Type	What They Prove
Accident Reconstructionist	How the crash occurred, who was at fault
Medical Experts	Extent of injuries, future treatment needs
Life Care Planner	Lifetime cost of care for catastrophic injuries
Vocational Expert	Lost earning capacity
Economist	Present value of future losses
Biomechanical Engineer	How injuries were caused by collision forces
Trucking Industry Expert	FMCSA violations, industry standards
Human Factors Expert	Perception-reaction time, visibility issues

Damages and Compensation: What Somerset Victims Can Recover

Types of Damages Available

Economic Damages (No Cap in Texas):

• Medical expenses (past and future)
• Lost wages and earning capacity
• Property damage
• Out-of-pocket expenses (transportation, home modifications)

Non-Economic Damages (No Cap Except Medical Malpractice):

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of consortium
• Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

• Available for gross negligence or malice
• Drunk driving cases often qualify
• Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain & Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain & Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain & Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain & Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

• Past Medical: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain & Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

• Past Medical: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain & Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Spinal Cord Injury / Paralysis:

• High Tetraplegia (C1-C4): $6,000,000-$13,000,000+ lifetime
• Low Tetraplegia (C5-C8): $3,700,000-$6,100,000+ lifetime
• Paraplegia (T1-L5): $2,500,000-$5,250,000+ lifetime
• Settlement Range: $4,770,000-$25,880,000

Amputation:

• Past Medical: $170,000-$480,000
• Future Medical: $500,000-$2,000,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $500,000-$2,000,000
• Pain & Suffering: $750,000-$4,000,000
• Settlement Range: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult):

• Funeral and burial: $10,000-$20,000
• Medical expenses before death: $50,000-$500,000
• Lost financial support: $1,000,000-$4,000,000
• Loss of companionship: $500,000-$3,000,000
• Mental anguish: $250,000-$1,500,000
• Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Nuclear Verdicts: The Million-Dollar Cases Changing Texas

Texas leads the nation in nuclear verdicts (awards exceeding $10 million):

• 207 nuclear verdicts ($10M+) from 2009-2023
• Total: $45+ billion in Texas alone
• Auto accidents account for 23.2% of all nuclear verdicts

Recent Texas Motor Vehicle Nuclear Verdicts:

Year	Case	Amount
2024	Hatch v. Jones (car accident wrongful death)	$81,720,000
2024	Frito-Lay Warehouse (vehicle collision)	$72,000,000
2024	Lopez v. All Points 360 (Amazon)	$105,000,000
2024	New Prime I-35 pileup (6 deaths)	$44,100,000
2024	Oncor Electric (trucking)	$37,500,000
2024	Ben E. Keith (Fort Worth trucking)	$35,000,000

Why this matters:
Insurance companies FEAR nuclear verdicts. This fear increases settlement values across ALL serious injury cases. Attorney911’s trial readiness and multi-million dollar track record gives us leverage in every negotiation.

Insurance Tactics: How Companies Try to Deny Your Claim

At Attorney911, we know the insurance playbook because Lupe Peña used to write it. He spent years working for insurance companies, learning their tactics from the inside. Now he uses that knowledge to fight for you.

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

Tactic #1: Quick Contact & Recorded Statement Trap

What they do:

• Contact you within hours of the accident
• Act friendly and helpful
• Ask for a “quick recorded statement”

What they’re really doing:
They’re building their defense against you with leading questions like:

• “You’re feeling better now though, right?”
• “It wasn’t that bad of an impact, was it?”
• “You were able to walk away from the scene?”
• “Were you distracted at all?”
• “How fast were you going?”

The truth:

• You are NOT required to give a recorded statement to the other driver’s insurance
• Giving a statement without an attorney ALMOST ALWAYS hurts your case
• Insurance companies know this – that’s why they push so hard

How Attorney911 counters:

• We become your voice
• All calls go through us
• You don’t talk to adjusters
• We prepare you properly if a statement becomes necessary
• We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer Trap

What they do:

• Offer quick money within days or weeks
• Create artificial urgency: “This offer expires in 48 hours”
• Sound generous when you have mounting bills

The trap:
You don’t know the extent of your injuries yet. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Herniated discs may not cause pain for weeks
• Internal bleeding may not be obvious

What happens if you accept:

• You sign a release that’s PERMANENT AND FINAL
• You can’t get more money even if you need surgery later
• Example: Insurance offers $5,000. You accept. Later, MRI shows herniated disc requiring $100,000 surgery. TOO LATE.

How Attorney911 counters:

• We NEVER settle before Maximum Medical Improvement (MMI)
• MMI = as good as you’ll get medically
• Could be 6 months, 12 months, 24+ months depending on injuries
• We know offers are ALWAYS lowball
• Lupe calculated these lowball offers for years – he KNOWS they’re offering 10-20% of true value

Tactic #3: “Independent” Medical Exam (IME) Scheme

What they call it:
“Independent Medical Examination” (IME)

What it really is:
Insurance company hired doctor to minimize your injuries

How insurance companies choose IME doctors:

• Based on who gives insurance-favorable reports
• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors paid $2,000-$5,000 per exam by insurance companies
• Repeat business = repeat favorable reports

What happens at IME:

• 10-15 minute “examination” (vs. your doctor’s thorough evaluation)
• Rarely review your complete medical records
• Ask questions designed to elicit “I’m feeling better” responses
• Look for ANY reason to minimize injuries

Common IME doctor findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a LIAR

How Attorney911 counters:

• We prepare you extensively before the exam
• We send complete medical records to IME doctor first (forcing review)
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases – he hired them for years

Lupe’s insider quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #4: Delay and Financial Pressure

What they do:

• Drag your case out for months or years
• “Still investigating your claim”
• “Waiting for medical records” (that you sent months ago)
• “Reviewing your file”
• Ignore calls and emails

Why delay works:
Insurance companies have:

• Unlimited time
• Unlimited resources
• No financial pressure
• Earning interest on YOUR settlement money

You have:

• Mounting bills
• Zero income
• Creditors threatening
• Need money NOW

Financial desperation makes you accept less:

• Month 1: You’d reject $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 counters:

• We file lawsuit to force deadlines
• We set depositions forcing them to produce witnesses
• We prepare for trial showing we’re serious
• Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they monitor:

• Facebook, Instagram, TikTok, LinkedIn, Twitter/X, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Advanced surveillance techniques:

• Facial Recognition: Find photos you’re tagged in across platforms
• Geotagging Data: Track where you’ve been based on photo metadata
• Friend/Family Monitoring: Monitor posts from people who might mention you
• Fake Profiles: Create fake accounts to send friend requests
• Archive Services: Preserve deleted content through third-party tools
• Subpoenas: Legal process to obtain “private” content

Timeline of what gets used:

When Found	What Happens
Pre-Lawsuit	Used to deny or lowball claims
During Discovery	Subpoenaed and entered into evidence
At Trial	Shown to jury to undermine your credibility
Settlement Negotiations	Used to reduce offer amounts

7 Rules for Clients:

1. Make ALL profiles private immediately
2. DON’T post about accident, injuries, activities, emotions, case
3. DON’T check in anywhere
4. Tell friends/family: don’t tag, don’t post about you
5. Don’t accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during case
7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What they do:
Try to assign you MAXIMUM fault to reduce their payment:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Why they do this:
Texas 51% bar rule means:

• If you’re 51%+ at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages reduced by your percentage

Even small fault percentages cost thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

How Attorney911 counters:

• Aggressive liability investigation
• Accident reconstruction proving other driver’s fault
• Witness statements supporting your version
• Police report analysis emphasizing citations
• Expert testimony on perception-reaction time
• Lupe knows their fault arguments because he made them for years – now he defeats them

The Colossus System: How Insurance Companies Actually Value Your Claim

How Colossus works:

1. Adjuster inputs injury codes, treatment, costs, jurisdiction
2. Injuries coded using standardized medical terms
3. Software applies algorithms to determine “value”
4. System provides recommended settlement range
5. Adjuster typically cannot exceed without supervisor approval

How insurance manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s experience matters:

• Knows how to code injuries properly for maximum value
• Knows which medical terms trigger higher valuations
• Knows when Colossus output is artificially low
• Knows how to present records to beat the algorithm
• Worked with these systems for years as defense attorney

Reserve Setting: The Hidden Number That Controls Your Settlement

What reserves are:

• Money insurance company sets aside for your claim
• Based on worst-case scenario (their estimate of trial verdict)
• Adjuster usually CANNOT settle for more than reserve without approval

How we increase reserves:

• Hiring experts (shows we’re investing in case)
• Taking depositions (creating litigation expense)
• Filing lawsuit (forces trial evaluation)
• Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits – this is a game-changing advantage.

Medical Knowledge: Understanding Your Injuries

At Attorney911, we understand the medical reality of motor vehicle accident injuries. We work with top medical experts to document your injuries and fight for the compensation you deserve.

Traumatic Brain Injury (TBI)

Immediate vs. Delayed Symptoms:

Immediate Symptoms:

• Loss of consciousness
• Confusion and disorientation
• Vomiting and nausea
• Seizures
• Severe headache
• Dilated pupils
• Slurred speech
• Weakness or numbness

Delayed Symptoms (Hours to Days Later):

• Worsening headaches
• Repeated vomiting
• Seizures developing days later
• Slurred speech or difficulty speaking
• Personality changes and mood swings
• Sleep disturbances
• Sensitivity to light and noise
• Confusion and memory problems worsening

Why delayed symptoms matter legally:
Insurance companies claim delayed symptoms aren’t from the accident. We use medical experts to explain that symptom progression is NORMAL for brain injuries.

Severity Classifications:

Classification	Characteristics
Mild TBI / Concussion	Brief LOC, GCS 13-15, may seem “fine” initially
Moderate TBI	LOC minutes to hours, GCS 9-12, lasting cognitive impairment
Severe TBI	Extended unconsciousness or coma, GCS 3-8, permanent disability likely

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration
• Post-Concussive Syndrome: Headaches, dizziness lasting months or years
• Increased Dementia Risk: Single moderate TBI doubles dementia risk
• Personality and Mood Disorders: Depression, anxiety, irritability
• Seizure Disorders: Can develop months or years after injury
• Cognitive Impairment: Memory problems, difficulty concentrating

Spinal Cord Injury

Injury Levels and Impact:

Injury Level	Characteristics
Cervical (C1-C8, Neck)	Quadriplegia (all four limbs paralyzed)
C1-C4 (High Cervical)	May require ventilator, 24/7 care
C5-C8 (Low Cervical)	Some arm/hand function, wheelchair dependent
Thoracic (T1-T12, Mid-Back)	Paraplegia (lower body paralysis), wheelchair dependent
Lumbar (L1-L5, Lower Back)	Varying degrees of leg weakness/paralysis, may walk with assistive devices

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury – worst
B	Sensory Incomplete	Sensory function but no motor function
C	Motor Incomplete	Motor function but most muscles <3/5 strength
D	Motor Incomplete	Motor function with most muscles ≥3/5 strength
E	Normal	Full motor and sensory function (recovered)

Secondary Complications:

• Pressure sores (leading cause of hospitalization)
• Respiratory complications (pneumonia – leading cause of death)
• Bowel and bladder dysfunction
• Sexual dysfunction
• Autonomic dysreflexia (life-threatening blood pressure crisis)
• Depression (40-60% of patients)
• Shortened life expectancy (5-15 years on average)

Amputation

Types:

• Traumatic Amputation: Limb severed at accident scene
• Surgical Amputation: Due to crush injuries or infections

Levels:

• Above-Knee: More difficult, less mobility, more expensive prosthetics
• Below-Knee: Better mobility potential, easier prosthetic use
• Upper Extremity: Arm, hand, fingers
• Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

• 80% of amputees experience phantom pain
• Feeling pain in limb that’s no longer there
• Can be severe and debilitating
• Often permanent condition
• Requires lifetime pain management

Herniated Disc

Treatment Timeline:

1. Acute Phase (Weeks 1-6): Severe pain, medications, rest
2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
3. Interventional (If Conservative Fails): Epidural steroid injections
4. Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent Restrictions Impact:

• Can’t return to physical labor jobs
• Lost earning capacity claims
• Ongoing pain management needs

Psychological Injuries

PTSD After Motor Vehicle Accidents:

• 32-45% of accident victims develop PTSD symptoms
• Anxiety about driving again
• Fear of getting in cars
• Panic attacks near accident location
• Sleep disturbances, nightmares, flashbacks
• Avoidance behaviors

Compensable Psychological Damages:

• Mental anguish
• Emotional distress
• Anxiety and depression
• Loss of enjoyment of life
• Fear and worry
• Relationship impacts

Why Choose Attorney911 for Your Somerset Case

The 5 Unique Advantages That Set Us Apart

Advantage 1: Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What this means for your case:

• We know their tactics because Lupe used them
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which IME doctors they favor
• We know how to beat their algorithms
• We speak their language

No other firm in Somerset has this advantage.

Advantage 2: Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

• Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
• Amputations: “This case settled in the millions”
• Trucking wrongful death: “Recovered millions of dollars in compensation”
• Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

Advantage 3: Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why this matters:

• Complex cases often end up in federal court
• FMCSA trucking regulations are federal
• Diversity jurisdiction for out-of-state defendants
• Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

Advantage 4: Personal Attention

What clients say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

Advantage 5: Contingency Fee – No Risk

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• No hourly billing
• We advance all case costs
• You pay nothing unless we recover for you

What Our Clients Say About Attorney911

For Communication & Care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

For Results & Speed:

“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“They moved fast and handled my case very efficiently.” – Nina Graeter

For Taking Cases Others Wouldn’t:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

“They took over my case from another lawyer and got to working on my case.” – CON3531

For Spanish Language Services:

“The support provided at Manginello Law Firm was excellent…They worked hard to do their best.” – Maria Ramirez

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

For Ralph’s Personal Involvement:

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

For Overall Excellence:

“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Celebrity Endorsements:

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

Frequently Asked Questions About Somerset Motor Vehicle Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Somerset, Texas?

If you’ve been in an accident in Somerset:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, scene
• Exchange information with other driver
• Get witness names and phone numbers
• Do NOT give recorded statements to any insurance company
• Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on