Motor Vehicle Accident Lawyers in Texarkana, Texas | Attorney911

If You’ve Been Injured in a Texarkana Car Accident, We’re Here to Help

Every 57 seconds, another motor vehicle crash occurs on Texas roads. In Texarkana and Bowie County, these accidents disrupt lives, cause serious injuries, and create financial uncertainty for victims and their families. At Attorney911, we understand the physical pain, emotional stress, and financial burden that follows a car accident in Texarkana. With over 25 years of experience serving Texas accident victims, our legal team—led by Ralph Manginello and former insurance defense attorney Lupe Peña—has recovered millions for clients facing the aftermath of devastating crashes.

If you or a loved one has been injured in a car accident, truck collision, motorcycle crash, or any other motor vehicle accident in Texarkana, call our legal emergency hotline at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

Why Texarkana Accident Victims Choose Attorney911

We Know the Local Roads and Courts

Texarkana sits at the intersection of major highways, including I-30, US-59, and US-67, making it a high-traffic area prone to serious accidents. Whether your accident occurred on I-30 near the Arkansas border, on US-59 near the Texarkana Regional Airport, or on local roads like Summerhill Road or Richmond Road, our firm understands the unique challenges of navigating accident claims in Bowie County.

We’re familiar with the local courts, judges, and insurance adjusters handling claims in Texarkana. This local knowledge allows us to build stronger cases and negotiate more effectively on your behalf.

Former Insurance Defense Attorney on Your Side

Most law firms claim to fight insurance companies—but at Attorney911, we actually know how they operate because Lupe Peña, our associate attorney, spent years working for a national insurance defense firm. He knows their tactics, their settlement formulas, and how they try to minimize payouts. Now, he uses that insider knowledge to fight for accident victims like you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña

Proven Results for Texarkana Accident Victims

Our firm has recovered millions for clients with serious injuries, including:

• Multi-million dollar settlement for a client who suffered a traumatic brain injury with vision loss after a logging accident
• Multi-million dollar settlement for a client whose leg was injured in a car accident, leading to complications and partial amputation
• Significant cash settlement for a client who injured his back while lifting cargo on a ship in a maritime accident

These results demonstrate our ability to handle complex cases and secure maximum compensation for our clients.

Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. Our clients consistently praise our communication and personal care:

“When I felt I had no hope or direction, Leonor reached out to me. She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” — Chad Harris

When you call 1-888-ATTY-911, you’ll speak directly with our team—not a call center. We keep you informed every step of the way and fight for the compensation you deserve.

Common Types of Motor Vehicle Accidents in Texarkana

Texarkana’s location along major highways and busy local roads makes it a hotspot for various types of motor vehicle accidents. Below, we’ve outlined the most common accident types we handle in Bowie County, along with the injuries they cause and how our firm can help.

1. Car Accidents in Texarkana

The Reality: With 251,977 people injured in Texas motor vehicle crashes in 2024 alone, car accidents are the most common type of collision in Texarkana. These accidents often occur at high-traffic intersections like Summerhill Road and US-59, on I-30 near the Arkansas state line, or in residential areas where distracted driving is prevalent.

Common Causes:

• Distracted driving (texting, phone use, eating)
• Speeding and reckless driving
• Failure to yield at intersections
• Running red lights or stop signs
• Driving under the influence (DUI)
• Poor weather conditions (rain, fog)

Common Injuries:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones (arms, legs, ribs)
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Psychological trauma (PTSD, anxiety)

Why Attorney911?
Our firm has handled thousands of car accident cases in Texas. We know how to investigate liability, document injuries, and fight insurance companies that try to minimize your claim. As client MONGO SLADE shared:

“I was rear-ended and the team got right to work… I also got a very nice settlement.”

If you’ve been injured in a Texarkana car accident, call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

2. 18-Wheeler and Trucking Accidents

The Reality: Texarkana is a major transportation hub, with I-30 serving as a critical corridor for commercial trucking between Texas, Arkansas, and beyond. With 39,393 commercial motor vehicle crashes in Texas in 2024—resulting in 608 fatalities and 1,601 serious injuries—trucking accidents are among the most devastating collisions on our roads.

Why Trucking Accidents Are More Dangerous:

• Size and weight disparity: An 18-wheeler can weigh up to 80,000 pounds—20 times heavier than the average passenger car.
• Federal regulations: Truck drivers and companies must comply with Federal Motor Carrier Safety Administration (FMCSA) rules, including hours-of-service limits, drug testing, and vehicle maintenance standards. Violations of these rules can prove negligence.
• Multiple liable parties: In trucking accidents, liability may extend beyond the driver to include the trucking company, cargo loader, vehicle manufacturer, or maintenance provider.

Common Causes of Trucking Accidents in Texarkana:

• Driver fatigue (violations of FMCSA hours-of-service rules)
• Distracted driving (phone use, eating, GPS navigation)
• Speeding or reckless driving
• Improperly loaded or secured cargo
• Poor vehicle maintenance (brake failure, tire blowouts)
• Driving under the influence of drugs or alcohol
• Inadequate driver training or supervision

Common Injuries:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Amputations
• Severe burns (in fuel tank fires)
• Internal organ damage
• Wrongful death

Why Attorney911?
Our firm has extensive experience handling trucking accident cases, including those involving catastrophic injuries and wrongful death. Ralph Manginello is admitted to practice in the U.S. District Court for the Eastern District of Texas, which handles many trucking cases due to the federal regulations involved. We’ve recovered millions for trucking accident victims, including:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

We also have the resources to investigate trucking accidents thoroughly, including:

• Obtaining electronic logging device (ELD) data to prove driver fatigue
• Reviewing maintenance records for negligence
• Analyzing black box data to determine speed and braking
• Interviewing witnesses and accident reconstruction experts

If you’ve been injured in a trucking accident in Texarkana, call 1-888-ATTY-911 immediately. Evidence like ELD data and surveillance footage can disappear quickly, so time is critical.

3. Drunk Driving Accidents

The Reality: In 2024, alcohol-impaired driving caused 1,053 deaths in Texas—25.37% of all traffic fatalities. Texarkana is no exception, with drunk driving accidents occurring on local roads, I-30, and US-59. These preventable crashes often result in catastrophic injuries or wrongful death.

Dram Shop Liability in Texas:
Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to an “obviously intoxicated” person who later causes an accident. To prove dram shop liability, we must show:

1. The establishment served the patron while they were obviously intoxicated.
2. The over-service was the proximate cause of the accident and injuries.

Signs of Obvious Intoxication:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Who Can Be Held Liable?

• Bars and nightclubs
• Restaurants that serve alcohol
• Liquor stores
• Event venues (concerts, festivals, sporting events)
• Hotels with bars or room service

Why Attorney911?
Our firm has a unique advantage in drunk driving cases:

• Criminal + civil capability: Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us experience in both criminal DWI cases and civil personal injury claims.
• Dram shop expertise: We know how to investigate whether a bar or restaurant over-served the drunk driver, increasing your compensation.
• Punitive damages: Drunk driving accidents often qualify for punitive damages, which punish the defendant for gross negligence and deter future misconduct.

We’ve successfully handled drunk driving cases, including those with criminal charges. As Ralph’s track record shows:

• DWI Case #1: Charges dismissed after we proved the police department failed to properly maintain breathalyzer machines.
• DWI Case #2: Charges dismissed on the day of trial due to missing EMS notes and lack of breath/blood test evidence.
• DWI Case #3: Charges dismissed because video evidence showed the client was not drunk.

If you’ve been injured by a drunk driver in Texarkana, call 1-888-ATTY-911 to explore all avenues of compensation, including dram shop claims.

4. Motorcycle Accidents

The Reality: In 2024, 585 motorcyclists were killed in Texas, with many more suffering serious injuries. Texarkana’s scenic routes and warm weather make it a popular area for motorcyclists, but these riders are at high risk when sharing the road with negligent drivers.

Texas Motorcycle Laws:

• Helmet law: Riders under 21 must wear a helmet. Riders 21 and older can ride without a helmet only if they have completed a motorcycle safety course or have at least $10,000 in medical insurance coverage.
• Lane splitting: Illegal in Texas—motorcycles must follow the same lane rules as cars.
• Right-of-way: Drivers must yield to motorcyclists at intersections and when changing lanes.

Common Causes of Motorcycle Accidents in Texarkana:

• Drivers failing to yield the right-of-way (most common cause)
• Distracted or inattentive drivers
• Unsafe lane changes
• Left-turn accidents (drivers turning left in front of motorcycles)
• Speeding or reckless driving
• Poor road conditions (potholes, debris)

Common Injuries:

• Traumatic brain injuries (TBI), even with helmet use
• Spinal cord injuries and paralysis
• Road rash and severe abrasions
• Broken bones (arms, legs, pelvis)
• Internal organ damage
• Amputations
• Wrongful death

Why Attorney911?
Motorcycle accident cases are often complicated by comparative negligence claims, where insurance companies try to blame the rider for the accident. With Lupe Peña’s background as an insurance defense attorney, we know how to counter these arguments and prove the driver’s fault.

As client Kiimarii Yup shared:

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

If you’ve been injured in a motorcycle accident in Texarkana, call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

5. Pedestrian Accidents

The Reality: Pedestrians are the most vulnerable road users, and Texarkana is no exception. In 2024, 6,095 pedestrian crashes occurred in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

Critical Legal Point:
Pedestrians always have the right-of-way at intersections—even at unmarked crosswalks. Many drivers don’t realize that any intersection, whether marked or not, is legally considered a crosswalk. If you were hit while crossing the street in Texarkana, the driver is likely at fault.

Common Causes of Pedestrian Accidents in Texarkana:

• Drivers failing to yield at crosswalks
• Distracted driving (phone use, eating, GPS)
• Speeding in residential or school zones
• Driving under the influence
• Poor visibility at night
• Left-turn accidents (drivers turning into pedestrians)

Common Injuries:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis, legs, or arms
• Internal organ damage
• Severe lacerations and road rash
• Wrongful death

Why Attorney911?
Pedestrian accident cases often involve severe injuries, and insurance companies frequently try to blame the victim. Our firm knows how to:

• Prove the driver’s negligence using witness statements, surveillance footage, and accident reconstruction.
• Document the full extent of your injuries, including future medical needs.
• Fight for maximum compensation for pain and suffering, lost wages, and medical expenses.

If you or a loved one has been injured in a pedestrian accident in Texarkana, call 1-888-ATTY-911 immediately. Evidence like surveillance footage can disappear quickly, so time is critical.

6. Rideshare Accidents (Uber/Lyft)

The Reality: Rideshare services like Uber and Lyft have transformed transportation in Texarkana, but they’ve also introduced new risks. With 17.4 million Uber trips taken daily in the U.S., accidents involving rideshare vehicles are becoming more common.

Critical: Rideshare Insurance Phases
One of the biggest challenges in rideshare accident cases is determining which insurance policy applies. Coverage varies dramatically depending on what the driver was doing at the time of the crash:

Who Can Be Injured?

• 21% Riders (passengers in the rideshare vehicle)
• 21% Drivers (rideshare drivers themselves)
• 58% Third Parties (other drivers, pedestrians, cyclists)

Common Causes of Rideshare Accidents in Texarkana:

• Distracted driving (driver using the app to navigate)
• Fatigue (drivers working long hours)
• Speeding to pick up or drop off passengers
• Poor vehicle maintenance
• Inexperienced drivers

Why Attorney911?
Rideshare accident cases are complex due to the multiple insurance policies involved. Lupe Peña’s background as an insurance defense attorney gives us an advantage in navigating these complexities. We know how to:

• Determine which insurance phase applies to your accident.
• Identify all available insurance policies (driver’s personal, Uber/Lyft commercial, third-party liability).
• Fight for maximum compensation from all liable parties.

If you’ve been injured in a rideshare accident in Texarkana, call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

7. Hit and Run Accidents

The Reality: Hit and run accidents are a growing problem in Texas. Nationally, one hit and run occurs every 43 seconds, and many of these accidents happen in Texarkana. When the at-fault driver flees the scene, victims are left with injuries, property damage, and uncertainty about how to recover compensation.

Texas Hit and Run Penalties:
Hit and run is a criminal offense in Texas, with penalties that increase based on the severity of the accident:

How to Recover Compensation After a Hit and Run:
If the at-fault driver cannot be identified, your Uninsured Motorist (UM) coverage can compensate you for your injuries and damages. UM coverage is included in most Texas auto insurance policies unless you specifically opt out.

Why Attorney911?
Hit and run cases require immediate action to preserve evidence. We:

• Send preservation letters to nearby businesses to secure surveillance footage before it’s deleted (typically within 7-30 days).
• Work with law enforcement to track down the at-fault driver using witness statements, traffic cameras, and other evidence.
• Help you file a UM claim with your own insurance company and fight for maximum compensation.

As client Donald Wilcox shared:

“One company said they would not accept my case. Then I got a call from Manginello… I got a call to come pick up this handsome check.”

If you’ve been injured in a hit and run accident in Texarkana, call 1-888-ATTY-911 immediately. Time is critical to preserve evidence.

8. Other Motor Vehicle Accidents in Texarkana

While the accident types above are the most common, our firm also handles:

• Bicycle Accidents: With 78 cyclist fatalities in Texas in 2024, we fight for cyclists injured by negligent drivers.
• Bus Accidents: Texarkana is served by local and regional bus services, and accidents can result in serious injuries.
• Delivery Vehicle Accidents: Amazon, FedEx, and UPS delivery drivers are involved in thousands of accidents annually.
• Work Zone Accidents: With nearly 28,000 work zone crashes in Texas in 2024, we hold negligent drivers accountable.
• Wrongful Death: If you’ve lost a loved one in a motor vehicle accident, we help families pursue justice and compensation.

What to Do After a Motor Vehicle Accident in Texarkana

The moments after a car accident are critical. What you do in the first 48 hours can significantly impact your ability to recover compensation. Follow this 48-hour protocol to protect your health and your legal rights:

Hour 1-6: Immediate Crisis Response

1. Safety First: If you can move safely, get to a secure location away from traffic.
2. Call 911: Report the accident and request medical assistance if anyone is injured.
3. Seek Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask injuries, and some symptoms (like traumatic brain injuries) may not appear for days.
4. Document Everything:
   • Take photos of all vehicle damage (from multiple angles).
   • Photograph the accident scene, including road conditions, traffic signals, and skid marks.
   • Take photos of visible injuries.
   • Screenshot any messages visible on your phone (do not delete anything).
5. Exchange Information:
   • Other driver’s name, phone number, address, and insurance information.
   • Driver’s license number and license plate number.
   • Vehicle make, model, and color.
6. Witnesses: Get names and phone numbers of any witnesses. Ask if they saw what happened.
7. Call Attorney911: 1-888-ATTY-911 (1-888-288-9911) for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation

1. Digital Preservation:
   • Preserve all texts, calls, photos, and videos related to the accident.
   • Do not delete anything from your phone.
   • Screenshot everything relevant and email copies to yourself for backup.
2. Physical Evidence:
   • Secure damaged clothing, glasses, or personal items.
   • Keep receipts for any expenses (towing, rental car, medications).
   • Do not repair your vehicle yet—preserve the damage for evidence.
3. Medical Records:
   • Request copies of all ER and hospital records.
   • Keep all discharge paperwork.
   • Follow up with your primary care physician within 24-48 hours.
4. Insurance Communications:
   • Note any calls from insurance companies.
   • Do not give recorded statements yet.
   • Do not sign anything.
   • Do not accept any settlement offers.
   • Say: “I need to speak with my attorney first.”
5. Social Media:
   • Make all social media profiles private immediately.
   • Do not post about the accident, your injuries, or your activities.
   • Tell friends and family not to tag you in posts.

Hour 24-48: Strategic Decisions

1. Legal Consultation:
   • Speak with an experienced motor vehicle accident attorney.
   • Call 1-888-ATTY-911 for a free consultation.
   • Have your documentation ready.
2. Insurance Response:
   • If insurance contacts you, refer them to your attorney.
   • Say: “My attorney will be in touch with you.”
   • Provide only basic information: name, date of accident, and that you were involved.
3. Settlement Offers:
   • Do not accept or sign anything without your lawyer’s review.
   • Early offers are always lowball offers.
   • You don’t know the full extent of your injuries yet.
4. Evidence Backup:
   • Upload all screenshots and photos to cloud storage.
   • Email copies to yourself and a family member.
   • Create a written timeline of events while your memory is fresh.

Week One Priorities:

1. Medical Follow-Up:
   • Continue documenting all injuries.
   • See specialists if recommended.
   • Follow all doctor recommendations (insurance companies watch for gaps in treatment).
   • Get written work restrictions if needed.
2. Investigation Begins:
   • Attorney obtains the police report.
   • Preservation letters are sent to all parties.
   • Surveillance footage is secured before deletion.
   • Witness statements are recorded.
3. Communication:
   • Your attorney handles all insurance communication.
   • You focus on recovery.
   • Document any pressure from insurance or other parties.

Why Insurance Companies Are Your Enemy (And How We Fight Them)

After a motor vehicle accident, you might assume that the insurance company is on your side—they may even seem friendly and helpful. This is a trap. Insurance companies are for-profit businesses, and their goal is to pay you as little as possible, even if it means denying or undervaluing your claim.

At Attorney911, we know their tactics because Lupe Peña spent years working for a national insurance defense firm. He knows their playbook, their settlement formulas, and how they try to minimize payouts. Now, he uses that insider knowledge to fight for accident victims like you.

Tactic #1: The Quick Cash Trap

What They Do: Within days of your accident, the insurance adjuster calls with a “quick settlement offer.” It might sound like a lot of money—$2,000, $5,000, or even $10,000—but it’s a fraction of what your case is really worth.

Why It’s a Trap:

• You don’t know the full extent of your injuries yet. Some injuries (like herniated discs or traumatic brain injuries) don’t show symptoms for weeks or months.
• Once you sign a release, you cannot get more money—even if you need surgery later.
• Early offers are always lowball offers. Insurance companies know that accident victims are desperate for cash, and they exploit that desperation.

Real-Life Example:
A client was offered $3,500 by the insurance company three days after her accident. She was in pain but desperate for money, so she considered accepting. We advised her to wait. Six weeks later, an MRI revealed a herniated disc requiring surgery, which cost $100,000. Because she hadn’t signed the release, we were able to recover $350,000 for her case.

How Attorney911 Counters:

• We never settle before you reach Maximum Medical Improvement (MMI)—the point where your doctor determines you’ve recovered as much as possible.
• We know how much your case is really worth and fight for full compensation.
• Lupe knows how insurance companies calculate these lowball offers—he used to make them.

Tactic #2: The Recorded Statement Trap

What They Do: The insurance adjuster calls and says, “We just need to get your side of the story to process your claim.” They act friendly and helpful, but everything you say is recorded and will be used against you.

Why It’s a Trap:

• Adjusters are trained to ask leading questions designed to get you to say things that hurt your case.
• They’ll ask questions like:
  • “You’re feeling better now, though, right?” (Trap: You say yes, and they claim your injuries aren’t serious.)
  • “It wasn’t that bad of an impact, was it?” (Trap: You minimize the accident, and they claim your injuries couldn’t be severe.)
  • “Were you distracted at all?” (Trap: They try to shift blame to you.)
• Everything you say is documented, transcribed, and used to deny or reduce your claim.

How Attorney911 Counters:

• Do not give a recorded statement without an attorney present.
• Once you hire us, we handle all communication with the insurance company.
• We prepare you thoroughly if a statement is absolutely necessary.
• Lupe knows the questions they’ll ask because he used to ask them.

Tactic #3: The “Independent” Medical Exam (IME) Scam

What They Call It: “Independent Medical Examination” (IME)

What It Really Is: An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How It Works:

1. The insurance company sends you to a doctor of their choosing.
2. The exam is brief (often 10-15 minutes) and superficial.
3. The doctor rarely reviews your complete medical records beforehand.
4. The doctor asks questions designed to elicit responses that minimize your injuries.
5. The doctor writes a report claiming:
   • “Your injuries are pre-existing.”
   • “Your treatment has been excessive.”
   • “You can return to work immediately.”
   • “Your complaints are subjective and not supported by objective findings.”

Why It’s a Scam:

• The doctor is not independent—they’re paid by the insurance company and rely on them for repeat business.
• The doctor’s goal is to find a reason to deny or reduce your claim, not to provide an accurate medical assessment.
• Insurance companies use these reports to lowball settlement offers or deny claims entirely.

How Attorney911 Counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor in advance, forcing them to review them.
• We challenge biased IME reports with our own medical experts.
• Lupe knows these doctors—he hired them when he worked for insurance companies. He knows their biases and how to counter their reports.

Tactic #4: The Delay, Deny, Defend Strategy

What They Do: The insurance company drags out your case for months or even years, hoping you’ll get desperate and accept a lowball offer.

Why It Works:

• You have mounting medical bills, lost wages, and financial stress.
• They have unlimited time and resources.
• The longer they delay, the more likely you are to accept less than you deserve.

Their Tactics:

• “We’re still investigating your claim.” (They’ve already made a decision.)
• “We’re waiting for medical records.” (They already have them.)
• “We need more information.” (They don’t.)
• “Your claim is under review.” (It’s not.)
• They ignore your calls and emails.

How Attorney911 Counters:

• We file a lawsuit to force deadlines and hold them accountable.
• We set depositions to compel their witnesses to testify.
• We prepare for trial, showing them we’re serious.
• Lupe knows their delay tactics because he used them—now he knows how to break them.

Tactic #5: Surveillance and Social Media Monitoring

What They Do: Insurance companies hire private investigators to follow you and monitor your social media accounts, looking for any activity that contradicts your injury claims.

What They’re Looking For:

• Surveillance: They film you doing daily activities (walking, bending, lifting) and take one frame out of context to claim you’re not really injured.
• Social Media: They screenshot everything—photos, posts, check-ins, comments, likes, and even posts from your friends and family. They use this to argue that you’re not as injured as you claim.

Real-Life Examples:

How Attorney911 Counters:

1. Assume you’re being watched. Act as if every movement is being recorded.
2. Make all social media profiles private immediately.
3. Do not post about the accident, your injuries, or your case.
4. Tell friends and family not to tag you in posts.
5. Do not accept friend requests from strangers (fake profiles).
6. If you must use social media, avoid posting anything that could be taken out of context.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña

Tactic #6: The Comparative Fault Blame Game

What They Do: Insurance companies try to shift blame to you to reduce their payout. In Texas, the 51% comparative fault rule means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you get nothing.

How They Do It:

• “You were speeding.” (Even if you weren’t.)
• “You weren’t paying attention.” (Speculation.)
• “You could have avoided the accident.” (Hindsight bias.)
• “You were distracted.” (Guessing.)
• “You contributed to the accident.” (Shifting blame.)

Why It Matters:
Even a small percentage of fault can cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

How Attorney911 Counters:

• We conduct a thorough liability investigation, including accident reconstruction, witness statements, and expert testimony.
• We challenge their biased interpretations of the evidence.
• Lupe knows their comparative fault arguments because he made them for years—now he defeats them.

Tactic #7: The Colossus Software Scam

How Insurance Companies Really Value Your Claim:
Most insurance companies use a computerized claim valuation system called Colossus to calculate the minimum they can pay you.

How Colossus Works:

1. The adjuster inputs injury codes, treatment types, medical costs, and jurisdiction.
2. The software applies algorithms to determine a “value” for your claim.
3. The system outputs a recommended settlement range.
4. The adjuster typically cannot exceed this range without supervisor approval.

How They Manipulate Colossus:

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value.
• He knows which medical terms trigger higher valuations.
• He knows when Colossus output is artificially low.
• He knows how to present medical records to beat the algorithm.

What You Can Recover After a Texarkana Motor Vehicle Accident

If you’ve been injured in a motor vehicle accident in Texarkana, you may be entitled to compensation for:

1. Economic Damages (No Cap in Texas)

These are quantifiable financial losses resulting from the accident:

• Medical Expenses (Past and Future): Hospital bills, surgery costs, doctor visits, physical therapy, medications, medical equipment, and future medical care.
• Lost Wages: Income lost from the date of the accident to the present.
• Lost Earning Capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future.
• Property Damage: Repair or replacement of your vehicle and other damaged property.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help, and other accident-related costs.

2. Non-Economic Damages (No Cap in Texas, Except Medical Malpractice)

These are intangible losses that impact your quality of life:

• Pain and Suffering: Physical pain and discomfort from your injuries, both past and future.
• Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD, and other psychological impacts.
• Physical Impairment: Loss of physical function, disability, or limitations on your daily activities.
• Disfigurement: Scarring, permanent visible injuries, or changes to your appearance.
• Loss of Consortium: Impact on your marriage or family relationships, including loss of companionship, affection, and support.
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

3. Punitive Damages (Capped in Texas)

These are awarded in cases of gross negligence, fraud, or malice to punish the defendant and deter similar conduct. In Texas, punitive damages are capped at:

• $200,000, or
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Common Situations for Punitive Damages:

• Drunk driving accidents
• Reckless driving (excessive speeding, street racing)
• Hit and run accidents
• Intentional misconduct

Settlement Ranges for Common Injuries

The value of your case depends on the severity of your injuries, the impact on your life, and the strength of the evidence. Below are general settlement ranges for common motor vehicle accident injuries in Texas:

Attorney911 Documented Results:

• Multi-million dollar settlement for a client who suffered a traumatic brain injury with vision loss after a logging accident.
• Multi-million dollar settlement for a client whose leg was injured in a car accident, leading to complications and partial amputation.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship in a maritime accident.

Why Choose Attorney911 for Your Texarkana Motor Vehicle Accident Case?

With so many law firms to choose from in Texarkana, why should you trust Attorney911 with your case? Here are the five unique advantages that set us apart:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for You:

• We know their tactics because Lupe used them.
• We anticipate their strategies before they deploy them.
• We know how they value claims internally.
• We know which IME doctors they favor.
• We know how to beat their algorithms.
• We speak their language.

No other firm in Texarkana has this advantage.

2. Multi-Million Dollar Results

Our results speak for themselves. We’ve recovered millions of dollars for clients with serious injuries, including:

• Multi-million dollar settlement for a traumatic brain injury with vision loss.
• Multi-million dollar settlement for a car accident amputation.
• Millions recovered in trucking-related wrongful death cases.
• Significant cash settlement for a maritime back injury.

We don’t settle cheap. Insurance companies know we’re prepared to go to trial if they lowball our clients.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Eastern District of Texas, which handles many complex motor vehicle accident cases, including:

• Trucking accidents (FMCSA regulations are federal)
• Cases involving out-of-state defendants
• Product liability claims (e.g., defective vehicle parts)
• Cases against government entities

Why This Matters:

• Many firms lack federal court experience.
• Complex cases often require federal litigation.
• Our federal court admission demonstrates our ability to handle high-stakes cases.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. Our clients consistently praise our communication and personal care:

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” — Chad Harris

When you call 1-888-ATTY-911, you’ll speak directly with our team—not a call center. We keep you informed every step of the way and fight for the compensation you deserve.

5. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means:

• You pay nothing upfront.
• We don’t get paid unless we win your case.
• If we recover compensation for you, our fee is a percentage of the recovery.
• You may still be responsible for court costs and case expenses regardless of the outcome.

Free consultation available to discuss fee structure.

Frequently Asked Questions About Motor Vehicle Accidents in Texarkana

Immediate After Accident

1. What should I do immediately after a car accident in Texarkana?
If you’ve been in an accident in Texarkana:

• Call 911 and report the accident.
• Seek medical attention, even if you feel fine (adrenaline can mask injuries).
• Document everything: take photos of vehicle damage, injuries, and the accident scene.
• Exchange information with the other driver (name, phone, address, insurance).
• Get witness names and phone numbers.
• Do not give a recorded statement to any insurance company.
• Call Attorney911: 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence and is required in Texas for accidents involving:

• Injuries or deaths
• Property damage over $1,000
• Suspected intoxication

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment to argue that your injuries aren’t serious. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: Name, phone, address, driver’s license, insurance information.
• Vehicle: Make, model, color, license plate number.
• Witnesses: Names and phone numbers.
• Photos: All vehicle damage, injuries, road conditions, traffic signals.
• Police: Officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do not discuss fault.
• Do not apologize or say “I’m sorry” (this can be used as an admission of fault).
• Do not give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report in Texarkana?
You can obtain the police report from the Texarkana Police Department or the Bowie County Sheriff’s Office, depending on which agency responded to the accident. You can also request a copy through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to the insurance company?
No. Not without an attorney. The other driver’s insurance company will try to get you to say things that hurt your case. Once you hire Attorney911, we handle all communication with the insurance company.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do not give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate for my vehicle damage?
No. Their estimate is just an offer—it’s usually far below the actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money—even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does the insurance company want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without your attorney’s review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer in Texarkana?
Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call 1-888-ATTY-911 for a free consultation.

15. How much time do I have to file a lawsuit (statute of limitations)?
In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death claims, you have 2 years from the date of death. If you miss this deadline, your case is barred forever.

16. What is comparative negligence, and how does it affect my case?
Texas uses the 51% comparative fault rule:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re 51% or more at fault, you get nothing.

Insurance companies always try to assign maximum fault to you to reduce their payout. Lupe’s experience as an insurance defense attorney helps us counter these arguments.

17. Will my case go to trial?
Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations and shows insurance companies we’re serious.

Watch our video: “Will Your Case Go to Trial?” https://www.youtube.com/watch?v=2Ed5AnmCMcc

18. How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI)—the point where your doctor determines you’ve recovered as much as possible. This could take 6 months for minor injuries or 18-24 months for serious injuries.

19. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery (exchange of evidence)
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

20. What is my case worth?
It depends on:

• Severity of your injuries
• Medical costs (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Permanent impairment
• Insurance available

Cases range from $15,000 for minor injuries to millions for catastrophic injuries.

21. What types of damages can I recover?

• Economic Damages: Medical expenses, lost wages, property damage, out-of-pocket expenses.
• Non-Economic Damages: Pain and suffering, mental anguish, physical impairment, disfigurement, loss of enjoyment of life.
• Punitive Damages: Awarded in cases of gross negligence or malice (e.g., drunk driving).

22. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

23. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—the defendant takes the victim as they find them.

24. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

25. How is the value of my claim determined?
Based on:

• Medical bills (past and future)
• Lost income and earning capacity
• Permanent impairment rating
• Comparable verdicts and settlements
• Severity of injuries
• Impact on daily life

Attorney Relationship

26. How much do car accident lawyers cost in Texarkana?
Attorney911 works on a contingency fee basis:

• 33.33% of the recovery before trial
• 40% if the case goes to trial
• You pay nothing upfront.
• We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” https://www.youtube.com/watch?v=upcI_j6F7Nc

27. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

28. How often will I get updates on my case?
Attorney911 provides regular updates. As client Dame Haskett said:

“Consistent communication and not one time did I call and not get a clear answer.”

29. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As client Chad Harris shared:

“You are NOT just some client… You are FAMILY to them.”

30. What if I already hired another attorney?
You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As client Greg Garcia said:

“In the beginning, I had another attorney, but he dropped my case. The Manginello Law Firm was able to help me out.”

Mistakes to Avoid

31. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment (missing appointments, stopping treatment).
• Posting about the accident on social media.
• Signing releases or authorizations without review.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case” https://www.youtube.com/watch?v=r3IYsoxOSxY

32. Should I post about my accident on social media?
No. Make all profiles private. Don’t post about the accident, your injuries, or your activities. Insurance companies monitor everything.

33. Why shouldn’t I sign anything without a lawyer?

• Releases are permanent. Once signed, you can’t undo it.
• Medical authorizations give unlimited access to your records.
• Settlement offers are binding. Once accepted, you can’t get more money.

34. What if I didn’t see a doctor right away?
See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common, and we can still help.

Additional Common Questions

35. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

Example: You had mild occasional back pain. The accident caused a herniated disc requiring surgery. You recover for the new injury, not just the pre-existing pain.

We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

36. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As client Greg Garcia said:

“In the beginning, I had another attorney, but he dropped my case. The Manginello Law Firm was able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

37. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient insurance. Unfortunately, your insurance company will fight your claim just like the other driver’s insurance would.

You need an attorney to represent you. Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

38. How do you calculate pain and suffering?
Most commonly using the multiplier method:

• Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

Example: $100,000 medical expenses × 4 multiplier = $400,000 pain and suffering.

Lupe calculated these for years—he knows how to justify higher multipliers.

39. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules:

• You must file a notice of claim within 6 months (much shorter than the 2-year statute of limitations).
• Sovereign immunity protects government entities.
• Damage caps may apply.

These cases are complex—you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

40. What if the other driver fled the scene (hit and run)?

• File a police report immediately (hit and run is a criminal offense).
• Your Uninsured Motorist (UM) coverage applies.
• Surveillance footage is critical—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days, so we send preservation letters immediately.
• Texas allows UM stacking (combining coverage from multiple vehicles).

We’ve recovered substantial settlements in hit and run cases through UM claims.

41. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential.

We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and our team includes bilingual staff. Call 1-888-ATTY-911—we protect your rights and your privacy.

42. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue that “parking lot accidents are always 50/50 fault”—this is a lie.

We prove fault through:

• Surveillance video (parking lots often have cameras).
• Witness statements.
• Damage analysis (which vehicle shows impact).
• Traffic patterns (who had the right-of-way).

We’ve won many parking lot cases with clear liability findings.

43. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

44. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. The insurance policy still applies, and the estate may have assets. Wrongful death laws protect both sides.

These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Texarkana-Specific Legal and Medical Resources

Courts Serving Texarkana and Bowie County

• Bowie County District Courts: Handle civil cases, including personal injury lawsuits.
• Bowie County Justice of the Peace Courts: Handle smaller claims and traffic citations.
• U.S. District Court, Eastern District of Texas (Texarkana Division): Handles federal cases, including trucking accidents and product liability claims.

Hospitals and Trauma Centers Near Texarkana

• CHRISTUS St. Michael Health System (Texarkana): Primary hospital serving the Texarkana area.
• Wadley Regional Medical Center (Texarkana): Another major hospital in the area.
• UT Southwestern Medical Center (Dallas): Level I trauma center, approximately 180 miles from Texarkana.
• Arkansas Children’s Hospital (Little Rock): Pediatric trauma center, approximately 150 miles from Texarkana.

Law Enforcement Agencies

• Texarkana Police Department: Handles accidents within the city limits.
• Bowie County Sheriff’s Office: Handles accidents in unincorporated areas of Bowie County.
• Texas Department of Public Safety (DPS): Handles accidents on state highways and investigates serious crashes.

Texas Department of Transportation (TxDOT) Resources

• Crash Records Information System (CRIS): https://cris.dot.state.tx.us/ – Request accident reports.
• TxDOT Texarkana District Office: Provides information on road conditions and construction projects.

Local Support Services

• Texarkana Area Chamber of Commerce: https://www.texarkanachamber.com/ – Local business and community resources.
• United Way of Greater Texarkana: https://www.unitedwaytexarkana.org/ – Community support services.
• Legal Aid of Northwest Texas: https://www.lanwt.org/ – Free legal assistance for qualifying individuals.

Call Attorney911 Today for a Free Consultation

If you or a loved one has been injured in a motor vehicle accident in Texarkana, time is critical. Evidence disappears daily, and the insurance company is already building a case against you.

At Attorney911, we offer:
✅ Free consultation – no obligation
✅ No fee unless we win – you pay nothing upfront
✅ Personal attention – you work directly with Ralph Manginello and Lupe Peña
✅ Insurance defense insider knowledge – we know their tactics because Lupe used them
✅ Multi-million dollar results – we don’t settle cheap

Call our legal emergency hotline now:
📞 1-888-ATTY-911 (1-888-288-9911)

Se habla español. Lupe Peña and our team are ready to help Spanish-speaking clients.

Don’t wait—call 1-888-ATTY-911 today. We’re here to fight for you.