Car Accident Lawyers in Round Mountain, Texas – Attorney911 Fights for You

If you’ve been injured in a car accident in Round Mountain, Texas, you’re not alone. With over 251,977 people injured in Texas motor vehicle crashes last year alone, car accidents are a constant danger on our roads. Every 57 seconds, another crash occurs in Texas—one person is injured every 2 minutes and 5 seconds. These aren’t just statistics. They represent real lives disrupted, real families struggling, real pain that doesn’t end when the ambulance leaves the scene.

At Attorney911, we understand what you’re going through because we’ve helped thousands of Texans just like you. With 25+ years of experience handling car accident cases across Texas, our founder Ralph Manginello has built a firm that doesn’t just fight insurance companies—we beat them at their own game. And we do it right here in Round Mountain, where we know the roads, the courts, and the tactics insurance adjusters use to minimize your claim.

The Reality of Car Accidents in Round Mountain and Blanco County

Round Mountain sits at the heart of Blanco County, where rural roads meet growing communities. While our area offers beautiful Hill Country scenery, it also presents unique driving challenges:

• Highway 281 runs through our county, connecting us to Johnson City and Marble Falls, but it’s also a high-risk corridor for serious accidents
• FM 962 and FM 1323 see heavy local traffic and are known for dangerous intersections
• The scenic drive to Enchanted Rock State Natural Area brings increased tourist traffic, especially on weekends
• Our rural roads often lack proper lighting and signage, making nighttime driving particularly hazardous
• The growing popularity of wine tours and Hill Country getaways means more inexperienced drivers on unfamiliar roads

These aren’t just local roads—they’re where lives change in an instant. Whether you were rear-ended on Highway 281, T-boned at the intersection of FM 962 and RR 1320, or involved in a single-vehicle crash on one of our winding country roads, we know how to fight for the compensation you deserve.

Why Round Mountain Car Accident Cases Are Different

Unlike urban areas where accidents might involve simple fender-benders, Round Mountain and Blanco County car accidents often involve:

• Higher speeds on rural highways leading to more severe injuries
• Delayed emergency response due to our rural location
• Limited medical resources—the nearest Level I trauma center is over an hour away in Austin
• Unique insurance challenges for rural drivers and ranchers
• Tourist and seasonal traffic that increases accident risk during peak travel times
• Wildlife crossings that contribute to many single-vehicle accidents

These factors make it even more important to have an attorney who understands the specific challenges of Round Mountain car accident cases—not just someone who handles cases across Texas, but someone who knows our community.

Common Injuries in Round Mountain Car Accidents

Car accidents in our area often result in serious injuries because of the factors mentioned above. The most common injuries we see include:

Whiplash and Soft Tissue Injuries

• Neck strain and sprains from sudden impact
• Back injuries from the force of collisions
• Shoulder injuries from seatbelt restraint
• These “minor” injuries can develop into chronic pain conditions

Herniated and Bulging Discs

• Discs in your spine can rupture or bulge from impact
• Often requires months of physical therapy
• May require surgery if conservative treatment fails
• Can lead to permanent nerve damage if untreated

Broken Bones and Fractures

• Arms, legs, ribs, and facial bones are commonly fractured
• Compound fractures may require surgical intervention
• Recovery can take months with physical therapy
• Some fractures lead to long-term mobility issues

Traumatic Brain Injuries (TBI)

• Concussions and more severe brain injuries
• Symptoms may not appear immediately
• Can cause permanent cognitive impairment
• Often requires extensive rehabilitation

Spinal Cord Injuries

• Partial or complete paralysis
• May require lifelong medical care
• Significant impact on quality of life
• Often results in permanent disability

Internal Organ Damage

• Internal bleeding from blunt force trauma
• Damage to kidneys, liver, spleen, or lungs
• Often requires emergency surgery
• Can be life-threatening if not treated immediately

Psychological Injuries

• Post-Traumatic Stress Disorder (PTSD)
• Anxiety and depression
• Fear of driving or riding in vehicles
• Sleep disturbances and nightmares

Many of these injuries don’t show symptoms immediately. The adrenaline rush after an accident can mask pain for hours or even days. That’s why it’s critical to seek medical attention right away—even if you feel fine.

Who’s Responsible for Your Round Mountain Car Accident?

Texas is an “at-fault” state, which means the driver who caused the accident is responsible for the damages. But determining fault isn’t always straightforward. Multiple parties may share responsibility:

Other Drivers

• Distracted drivers (texting, eating, adjusting radio)
• Drunk or drugged drivers
• Speeding or reckless drivers
• Drivers who fail to yield right-of-way
• Drivers who run red lights or stop signs

Vehicle Manufacturers

• Defective brakes, tires, or other components
• Faulty airbags or seatbelts
• Design defects that increase injury risk

Government Entities

• Poor road design or maintenance
• Inadequate signage or lighting
• Failure to address known dangerous conditions

Employers

• If the at-fault driver was working at the time
• Negligent hiring or supervision
• Failure to maintain company vehicles

Insurance Companies Will Try to Blame You

Texas uses a modified comparative fault system with a 51% bar rule. This means:

• If you’re found to be 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re found to be 51% or more at fault, you recover nothing

Insurance companies know this and will try to shift as much blame as possible onto you. They might claim:

• You were speeding (even without evidence)
• You weren’t paying attention
• You could have avoided the accident
• You contributed to your own injuries

This is where our firm’s unique advantage comes into play. Attorney Lupe Peña spent years working for insurance companies, learning their tactics from the inside. He knows exactly how they try to minimize claims, and he knows how to counter those tactics effectively.

Why Attorney911 Is the Right Choice for Round Mountain Car Accident Cases

When you’re injured in a car accident, you need more than just a lawyer—you need a team that understands both the legal system and the insurance industry’s playbook. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our biggest advantage. While most personal injury firms only know how to negotiate with insurance companies, we know how they think because we used to be on their side. Lupe spent years working for insurance companies, where he:

• Calculated claim values using their software
• Selected doctors for “independent” medical exams
• Developed strategies to minimize payouts
• Deployed delay tactics to pressure claimants

Now he uses that knowledge to fight FOR you, not against you. He knows:

• Which doctors insurance companies favor for IMEs (he hired them)
• How they calculate claim values (he calculated them)
• What tactics they use to delay or deny claims (he deployed them)
• How to counter their arguments effectively

As Lupe explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

2. Proven Results in Car Accident Cases

We don’t just talk about results—we have the documented case outcomes to prove our capabilities:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals recover millions of dollars in compensation for car accident injuries.”

These aren’t just numbers—they represent real people from communities like Round Mountain who received the compensation they needed to rebuild their lives. Our results include:

• Multi-million dollar settlements for catastrophic injuries
• Significant recoveries for clients who had their cases dropped by other firms
• Favorable outcomes in cases where insurance companies initially denied liability

3. Federal Court Experience for Complex Cases

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This federal court admission is crucial for:

• Cases involving out-of-state defendants
• Complex product liability claims
• Cases with multiple parties
• High-value claims that may exceed state court limits

Our federal court experience means we’re prepared to take on the most complex car accident cases, including those involving:

• Defective vehicles or parts
• Commercial vehicles
• Government entities
• Catastrophic injuries

4. BP Explosion Litigation Experience

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.”

This involvement in one of the largest industrial accidents in U.S. history demonstrates our capability to handle complex, high-stakes litigation against major corporations. If your car accident case involves a large company—whether it’s a trucking company, vehicle manufacturer, or corporate defendant—you can trust that we have the experience to take them on.

5. Personal Attention You Won’t Find at Big Firms

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello and Lupe Peña, not just paralegals or junior associates. Our clients consistently praise our personal approach:

“Ralph reached out personally.” – Dame Haskett

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

This personal attention means:

• Direct access to your attorneys
• Regular updates on your case
• Answers to your questions when you need them
• A team that truly cares about your recovery

6. We Answer at 1-888-ATTY-911

When you call our legal emergency line, you’re not reaching a call center or answering service. You’re reaching our team—ready to help you immediately. This isn’t just a marketing gimmick; it’s how we operate.

“We answer at 1-888-ATTY-911—that’s a legal emergency line, not a marketing gimmick.”

What to Do After a Car Accident in Round Mountain

The moments after a car accident are critical. What you do in the first 48 hours can make the difference between a strong case and one that’s weakened by lost evidence. Here’s exactly what to do:

Immediate Steps (First Hour):

1. Check for injuries and call 911 if anyone is hurt
2. Move to safety if possible, but don’t leave the scene
3. Call law enforcement—a police report is crucial evidence
4. Document everything with your phone:
   • Photos of vehicle damage (all angles)
   • Photos of the accident scene and road conditions
   • Photos of visible injuries
   • Screenshot any visible messages (don’t delete anything)
5. Exchange information with the other driver:
   • Name, phone number, address
   • Driver’s license number
   • Insurance company and policy number
   • Vehicle make, model, color, and license plate
6. Get witness information—names and phone numbers
7. Call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company

Within 24 Hours:

1. Seek medical attention—even if you feel fine. Many injuries don’t show symptoms immediately.
2. Preserve all evidence:
   • Don’t delete any photos, videos, or messages
   • Save all medical records and bills
   • Keep receipts for any accident-related expenses
3. Don’t give recorded statements to any insurance company without consulting us first
4. Don’t sign anything from insurance companies
5. Make all social media private and don’t post about the accident

Within 48 Hours:

1. Contact Attorney911 for a free consultation
2. Follow all medical advice and attend all appointments
3. Document your recovery—keep a journal of your pain, limitations, and how the accident affects your daily life
4. Don’t discuss your case with anyone except your attorney

Why Time Is Critical

Evidence disappears quickly:

• Surveillance footage from nearby businesses is typically deleted within 7-30 days
• Witness memories fade rapidly
• Vehicle damage can be repaired or destroyed
• Black box data from vehicles can be overwritten
• Insurance companies start building their case against you immediately

Every day you wait, evidence becomes harder to obtain. That’s why we move quickly to:

• Send preservation letters to all parties involved
• Obtain police reports and 911 recordings
• Secure surveillance footage before it’s deleted
• Interview witnesses while their memories are fresh
• Document the accident scene before it changes

How Insurance Companies Try to Minimize Your Claim

Insurance companies are for-profit businesses. Their goal isn’t to help you—it’s to pay you as little as possible. Here are the tactics they use to minimize your claim:

1. The Quick Cash Trap

Within days of your accident, the insurance adjuster might call with a “quick settlement offer”—usually a few thousand dollars. They’ll say things like:

• “This is our final offer”
• “Take it or leave it”
• “This offer expires in 48 hours”
• “We can close your claim quickly”

The Trap: They want you to accept before you know the full extent of your injuries. Once you sign a release, you can’t get more money—even if you later need surgery or discover permanent damage.

2. The Recorded Statement Trap

The adjuster will call and say:

• “We just need to get your side of the story”
• “This is routine—everyone does it”
• “It’ll only take a few minutes”
• “We need this to process your claim”

The Trap: They’re not trying to help you. They’re trying to get you to say something that hurts your case. Everything you say will be recorded, transcribed, and used against you.

Common Questions They Ask:

• “You’re feeling better now, right?” (Trap: Gets you to admit improvement)
• “It wasn’t that bad of an impact, was it?” (Trap: Minimizes collision severity)
• “You were able to walk away from the scene?” (Trap: Suggests injuries aren’t serious)
• “Were you distracted at all?” (Trap: Gets you to admit distraction)
• “How fast were you going?” (Trap: Hopes you overestimate or say “I don’t know”)

3. The “Independent” Medical Exam (IME) Scheme

If you’re treating for injuries, the insurance company may demand you see one of “their” doctors for an “independent” medical exam.

The Trap: These doctors are hired and paid by the insurance company. Their job is to find reasons to minimize your injuries.

What They Look For:

• Any pre-existing conditions to blame
• Signs that your treatment is “excessive”
• Evidence that you’re “exaggerating” your symptoms
• Reasons to say you’re ready to return to work

Common IME Findings:

• “Patient has pre-existing degenerative changes” (Everyone over 40 has some arthritis)
• “Injuries consistent with minor trauma” (Minimizing your pain)
• “Patient can return to full duty work” (Eliminating lost wage claims)
• “Treatment has been excessive” (Attacking your doctors)
• “Subjective complaints out of proportion to objective findings” (Calling you a liar)

4. Surveillance Tactics

Insurance companies hire private investigators to:

• Video you doing daily activities
• Follow you to appointments, errands, and social events
• Look for any activity that contradicts your injury claims
• Monitor your social media for posts about your activities

What They’re Looking For:

• You bending, lifting, or moving “normally”
• You engaging in physical activities
• You attending social events
• Any activity that suggests you’re not as injured as you claim

The Reality: They take innocent activity out of context. They might film you:

• Walking to your car (while you’re in pain)
• Smiling at a family gathering (while you’re struggling)
• Carrying a light grocery bag (while you’re normally in pain)

5. Delay, Deny, Defend

Insurance companies know that if they delay long enough, you’ll become desperate and accept a lowball offer. They might:

• “Still investigating your claim”
• “Waiting for medical records”
• “Reviewing your file”
• Ignore your calls and emails
• Take weeks to respond to simple questions

Why It Works: While they’re delaying, you’re:

• Facing mounting medical bills
• Losing income from missed work
• Dealing with creditors and financial stress
• Becoming desperate for any money

This financial pressure makes you more likely to accept their lowball offer.

6. The Pre-Existing Condition Blame Game

If you’ve ever had any prior injury or medical condition, insurance companies will try to blame your current injuries on your medical history. They’ll say:

• “Your back pain is from that old injury, not this accident”
• “Your headaches are from your prior concussion”
• “Your arthritis was there before the accident”
• “You were already having these problems”

The Truth: Even if you had a pre-existing condition, you can still recover compensation if the accident made it worse. This is called the “eggshell plaintiff” rule—the at-fault party takes you as they find you.

How Attorney911 Counters Insurance Tactics

Having a former insurance defense attorney on our team gives us an unfair advantage. Here’s how we counter their tactics:

Against Quick Cash Offers:

• We never settle before you reach Maximum Medical Improvement (MMI)
• We know their initial offers are always lowball
• We calculate the true value of your case based on medical evidence and legal precedent

Against Recorded Statements:

• We handle all communication with insurance companies
• We prepare you properly if a statement becomes necessary
• We know their questions because Lupe asked them for years

Against IME Doctors:

• We prepare you extensively for the exam
• We send complete medical records to the IME doctor first
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases

Against Surveillance:

• We educate you about what to expect
• We explain how to document your limitations
• We counter their surveillance with our own evidence of your injuries

Against Delay Tactics:

• We file lawsuits to force deadlines
• We set depositions to create urgency
• We prepare for trial to show we’re serious

Against Pre-Existing Condition Claims:

• We hire medical experts to explain the difference between old and new injuries
• We document how the accident aggravated your condition
• We prove causation through medical testimony

What You Can Recover in a Round Mountain Car Accident Case

If you’ve been injured in a car accident that wasn’t your fault, Texas law allows you to recover compensation for:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future): Hospital bills, doctor visits, surgery, physical therapy, medications, medical equipment
• Lost wages: Income you’ve lost due to missed work
• Lost earning capacity: If your injuries prevent you from returning to your previous job or earning the same income
• Property damage: Repair or replacement of your vehicle and other damaged property
• Out-of-pocket expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering: Physical pain from your injuries
• Mental anguish: Emotional distress, anxiety, depression
• Physical impairment: Loss of physical function or disability
• Disfigurement: Scarring or permanent visible injuries
• Loss of consortium: Impact on your marriage and family relationships
• Loss of enjoyment of life: Inability to participate in activities you previously enjoyed

Punitive Damages (Capped)

In cases involving gross negligence or malice, you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. These are available in cases like:

• Drunk driving accidents
• Extreme speeding or reckless driving
• Hit-and-run accidents

Punitive Damage Cap: The greater of $200,000 OR 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

How Case Value Is Determined

Insurance companies use a multiplier method to calculate pain and suffering:

Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

The multiplier ranges from 1.5 to 5, depending on:

Factor	Low Multiplier (1.5-2)	High Multiplier (4-5)
Injury severity	Minor injuries	Catastrophic injuries
Recovery time	Quick recovery	Long recovery
Treatment	No surgery	Surgery required
Permanency	No permanent injury	Permanent disability
Impact on life	Minor impact	Significant impact
Liability	Disputed liability	Clear liability
Defendant conduct	Ordinary negligence	Gross negligence/malice

Example Calculations:

• Minor injury: $10,000 medical × 1.5 = $15,000 pain and suffering
• Severe injury: $100,000 medical × 4 = $400,000 pain and suffering

Factors That Increase Your Multiplier:

• Permanent injury or disability
• Scarring or disfigurement
• Long recovery time (12+ months)
• Surgery required
• Ongoing pain management needed
• Clear liability (other driver 100% at fault)
• Sympathetic plaintiff (child, elderly, pregnant)
• Defendant’s conduct was egregious (drunk driving, hit and run)
• Strong evidence (video, witnesses)
• Permanent restrictions on work or activities

Factors That Decrease Your Multiplier:

• Soft tissue injury only
• Quick recovery (under 3 months)
• No surgery required
• Disputed liability (comparative fault)
• Gaps in medical treatment
• Pre-existing conditions
• Minor property damage
• No permanent injury

Lupe’s Insider Knowledge: Having calculated these multipliers for years, Lupe knows:

• When to push for higher multipliers (4-5 vs. 2-3)
• Which factors insurance weighs most heavily
• How to document cases to justify higher multipliers
• When the multiplier method undervalues catastrophic injuries
• When to abandon the multiplier and demand policy limits

Common Types of Car Accidents in Round Mountain and Blanco County

While every car accident is unique, some types are particularly common in our area:

Rear-End Collisions

• Often occur on Highway 281 and FM 962
• Common causes: distracted driving, following too closely, sudden stops
• Injuries: whiplash, herniated discs, head injuries
• Liability: usually clear (rear driver is typically at fault)

Attorney911 Case Result:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

T-Bone (Side-Impact) Collisions

• Common at intersections like FM 962 and RR 1320
• Often result in serious injuries due to limited side protection
• Common causes: failure to yield, running red lights, distracted driving
• Injuries: head trauma, spinal injuries, internal organ damage

Head-On Collisions

• Among the most dangerous types of accidents
• Common on rural roads with narrow lanes and limited visibility
• Common causes: wrong-way driving, passing in no-passing zones, distracted driving
• Injuries: catastrophic injuries, fatalities

Single-Vehicle Accidents

• Common on our winding Hill Country roads
• Common causes: wildlife crossings, poor road conditions, distracted driving
• Injuries: vary widely depending on circumstances
• Liability: may involve road design, vehicle defects, or driver error

Drunk Driving Accidents

• Particularly common on weekends and during holiday periods
• Often result in catastrophic injuries or fatalities
• Liability: can include both the drunk driver and establishments that served them
• Punitive damages may be available

Distracted Driving Accidents

• Increasingly common as drivers use phones and other devices
• Common causes: texting, GPS use, eating, adjusting music
• Injuries: similar to other accident types but often more severe due to delayed reaction times

Multi-Vehicle Pileups

• Can occur on Highway 281, especially in poor weather conditions
• Complex liability determinations
• Often result in multiple serious injuries

Hit-and-Run Accidents

• Particularly problematic in rural areas
• UM/UIM coverage is critical for recovery
• Evidence preservation is time-sensitive

Why Round Mountain Residents Choose Attorney911

When you’re injured in a car accident, you have choices. Here’s why so many Round Mountain residents and Blanco County families choose Attorney911:

1. We Know Round Mountain and Blanco County

We understand the unique challenges of car accident cases in our area:

• The specific roads and intersections where accidents commonly occur
• The local courts and judges who may handle your case
• The insurance adjusters who work in our region
• The medical providers available in Blanco County and surrounding areas

2. We’re Part of Your Community

Attorney911 isn’t just another law firm—we’re part of the Texas Hill Country community. We understand the values, concerns, and needs of Round Mountain residents. When you call us, you’re calling neighbors who truly care about your recovery.

3. We Have the Resources to Fight Big Insurance

Insurance companies have unlimited resources to fight your claim. We have:

• A team of experienced attorneys
• Access to top medical and accident reconstruction experts
• The financial resources to advance case costs
• A proven track record of success against insurance companies

4. We Don’t Back Down from Tough Cases

Many law firms will take your case but won’t fight for maximum compensation. We’re different. We:

• Prepare every case as if it’s going to trial
• Don’t accept lowball settlement offers
• Have the experience to take on complex cases
• Aren’t afraid to go up against big insurance companies

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

5. We Offer Spanish Language Services

With Lupe Peña’s fluency in Spanish and our bilingual staff, we can serve Spanish-speaking clients without language barriers:

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

6. We Handle the Legal Work So You Can Focus on Recovery

When you’re recovering from injuries, the last thing you need is the stress of dealing with insurance companies and legal paperwork. We handle everything:

• Communicating with insurance companies
• Gathering evidence and medical records
• Negotiating with adjusters
• Filing legal documents
• Preparing for trial if necessary

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

7. No Fee Unless We Win

We work on a contingency fee basis, which means:

• You pay nothing upfront
• We advance all case costs
• You only pay if we recover compensation for you
• Our fee is a percentage of your recovery

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

Frequently Asked Questions About Round Mountain Car Accident Cases

What should I do immediately after a car accident in Round Mountain?

If you’ve been in an accident in Round Mountain or anywhere in Blanco County:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine
3. Document everything with photos of damage, injuries, and the scene
4. Exchange information with the other driver
5. Get witness names and phone numbers
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police after an accident. The police report is critical evidence, and in Texas, you’re required to report accidents involving injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance information
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

In Round Mountain and Blanco County, you can obtain the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own UM/UIM (Uninsured/Underinsured Motorist) coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What common mistakes can hurt my case?

• Giving recorded statement without attorney
• Accepting quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them.

Example: You had mild occasional back pain. Accident caused herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability.

Example: $100,000 medical × 4 multiplier = $400,000 pain and suffering.

Lupe calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney.

Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted in 7-30 days.

We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit-and-run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns.

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

We handle the difficult conversation so you don’t have to.

Other Motor Vehicle Accidents We Handle in Round Mountain

While car accidents are the most common, we also handle all types of motor vehicle accidents in Round Mountain and Blanco County:

18-Wheeler and Trucking Accidents

With Highway 281 running through our county, trucking accidents are a serious concern. These cases are more complex than car accidents because:

• Trucks weigh up to 80,000 pounds (vs. 4,000 for a car)
• Multiple parties may be liable (driver, trucking company, cargo loader, manufacturer)
• Higher insurance limits ($750,000 – $5,000,000+ policies)
• Federal regulations (FMCSA) apply
• Electronic Logging Device (ELD) data is critical evidence

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Drunk Driving Accidents

Drunk driving accidents are particularly tragic because they’re 100% preventable. In Texas:

• 1,053 people were killed in alcohol-impaired driving crashes last year
• 24,000+ DWI-related crashes occurred
• 1 death every 39 minutes nationally from alcohol-impaired driving

We don’t just pursue the drunk driver—we also pursue the establishments that over-served them under Texas dram shop laws (TABC § 2.02).

Motorcycle Accidents

Motorcycle accidents often result in catastrophic injuries because riders have little protection. In Texas:

• 585 motorcyclists were killed last year
• 37% were not wearing helmets
• 90% of fatal victims are male

Texas law requires helmets for riders under 21 and allows exceptions for riders 21+ who have completed a safety course or have $10,000+ in medical insurance.

Pedestrian Accidents

Pedestrians are the most vulnerable road users. In Texas:

• 6,095 pedestrian crashes occurred last year
• 768 pedestrians were killed
• Pedestrians account for 1% of crashes but 19% of all roadway deaths

Critical Legal Point: Pedestrians ALWAYS have the right-of-way at intersections—even at unmarked crosswalks. Many drivers don’t know this.

Bicycle Accidents

Bicyclists face similar risks to pedestrians. In Texas:

• 78 cyclists were killed last year
• Texas has one of the highest cyclist death rates in the country

Rideshare (Uber/Lyft) Accidents

Rideshare accidents involve complex insurance issues because coverage depends on what the driver was doing at the time of the crash:

Driver Status	Coverage Available
App off, personal use	Personal insurance only ($30k/$60k/$25k minimum in Texas)
App on, waiting for ride	$50k/$100k/$25k contingent coverage
Ride accepted, en route to pickup	$1,000,000 commercial coverage
Passenger in vehicle	$1,000,000 commercial coverage

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas:

• Hit and run is a criminal offense (2nd degree felony for deaths)
• Your Uninsured Motorist (UM) coverage applies
• Surveillance footage is critical (deleted in 7-30 days)
• We send preservation letters immediately

Work Zone Accidents

Work zone accidents are increasing in Texas:

• Nearly 28,000 crashes in Texas work zones last year
• 215 deaths (12% increase over previous year)
• 60% of highway contractors reported crashes into work zones

Wrongful Death

When a car accident results in death, surviving family members can pursue both wrongful death and survival action claims:

• Wrongful death: Compensation for the family’s losses (companionship, financial support, etc.)
• Survival action: Compensation for the deceased’s losses (pain before death, medical bills, etc.)

“At Attorney911, our personal injury attorneys have helped numerous families facing wrongful death cases recover millions of dollars in compensation.”

Tesla/Autopilot and Self-Driving Vehicle Accidents

As technology advances, we’re seeing more accidents involving self-driving features. These cases involve complex product liability issues:

• Tesla Autopilot accounts for 70% of driver-assist crashes reported to NHTSA
• December 2023: Tesla recalled 2+ million vehicles for Autopilot issues
• Notable cases: $240M+ jury verdict in 2025 against Tesla

E-Bike and E-Scooter Accidents

With the growing popularity of e-bikes and e-scooters, we’re seeing more accidents involving these vehicles. Texas law classifies e-bikes into three classes:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

Bus Accidents

Bus accidents can involve multiple injured parties and complex liability issues:

• 1,110 bus accidents in Texas last year
• 17 fatal crashes
• 549 injury crashes
• Texas leads all states in total bus crashes

Ambulance and Emergency Vehicle Accidents

Accidents involving emergency vehicles raise unique legal issues:

• Government immunity may apply
• Special notice requirements for claims
• Complex liability determinations

Commercial Vehicle Accidents

Accidents involving commercial vehicles (not just 18-wheelers) often involve:

• Higher insurance limits
• Corporate defendants
• Multiple liable parties
• Complex regulations

Delivery Vehicle Accidents (Amazon, FedEx, UPS)

Delivery vehicle accidents are increasing with the growth of e-commerce:

• Amazon DSP (Delivery Service Partner) drivers have higher accident rates
• 1,879 crashes involving Amazon-related motor carriers in 24 months
• Notable cases: $105M verdict against Amazon DSP in 2024

Distracted Driving Accidents

Distracted driving is a growing problem:

• 380 deaths in Texas from distracted driving last year
• Includes texting, GPS use, eating, adjusting music
• Often results in more severe injuries due to delayed reaction times

Weather-Related Accidents

Texas weather can change rapidly, leading to accidents:

• Rain, ice, fog, and dust storms create hazardous conditions
• Drivers often fail to adjust their driving for conditions
• Liability may involve road design or maintenance issues

Intersection Accidents

Intersections are high-risk areas:

• 1,050 deaths at intersections in Texas
• Common causes: running red lights, failure to yield, distraction
• Often result in T-bone or head-on collisions

Why Round Mountain Residents Trust Attorney911

When you’re injured in a car accident, you need more than just a lawyer—you need a team that will fight for every dollar you deserve. Here’s what our clients say about us:

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Ralph reached out personally.” – Dame Haskett

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

“They went above and beyond! Special thank you to Ralph and Leanor.” – Diane Smith

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

How to Contact Attorney911 in Round Mountain

If you’ve been injured in a car accident in Round Mountain, Blanco County, or anywhere in Texas, don’t wait. Evidence disappears every day, and insurance companies are already building their case against you.

Call our legal emergency line now: 1-888-ATTY-911 (1-888-288-9911)

Visit our website: https://attorney911.com

Schedule a free consultation: https://attorney911.com/contact/

Learn more about car accident cases: https://attorney911.com/law-practice-areas/car-accident-law