Motor Vehicle Accident Lawyers in Valley Mills, Texas | Attorney911

If you’ve been injured in a motor vehicle accident in Valley Mills, Texas, you’re not alone. Every year, thousands of Texans find their lives turned upside down by collisions on our roads. Whether you were involved in a car crash on FM 56, a trucking accident near the intersection of Highway 6 and FM 182, or a motorcycle collision anywhere in Bosque County, Attorney911 is here to fight for the compensation you deserve.

At Attorney911, we understand the physical, emotional, and financial toll an accident can take. That’s why we’ve made it our mission to provide aggressive, compassionate legal representation to accident victims across Texas. With over 25 years of experience, our team—led by Ralph Manginello—has recovered millions for clients just like you. And with Lupe Peña, a former insurance defense attorney, on our side, we know how to counter the tactics insurance companies use to minimize your claim.

Don’t wait—evidence disappears every day. Call our legal emergency line at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Why Valley Mills Accident Victims Choose Attorney911

Valley Mills may be a small community, but accidents here can be just as devastating as those in larger cities. The roads in Bosque County see a mix of local traffic, commercial vehicles, and agricultural equipment, creating unique risks for drivers, pedestrians, and cyclists alike. Whether you were injured on FM 56, Highway 6, or any of the rural roads in the area, Attorney911 is ready to stand by your side.

Local Knowledge, Texas-Wide Expertise

While Valley Mills is a tight-knit community, our firm serves clients across all of Texas. With offices in Houston, Austin, and Beaumont, we bring decades of experience handling cases in both state and federal courts. Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, giving us the ability to take on complex cases that other firms might avoid. Whether your case involves a local driver, a commercial trucking company, or a national corporation, we have the resources and expertise to fight for you.

Insurance Companies Are Already Building a Case Against You

From the moment your accident happens, insurance companies begin working to minimize your claim. They’ll contact you within days—sometimes hours—offering quick settlements that sound tempting when you’re facing mounting medical bills and lost wages. But these offers are almost always far below what your case is truly worth. At Attorney911, we know their playbook because Lupe Peña used it for years while working for insurance companies. Now, he uses that insider knowledge to fight for you.

We Don’t Settle for Less

Many firms push clients to accept lowball offers just to close cases quickly. At Attorney911, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures that insurance companies take your claim seriously. Our track record speaks for itself: we’ve recovered millions for clients with injuries ranging from whiplash to traumatic brain injuries and wrongful death.

Common Types of Motor Vehicle Accidents in Valley Mills

Motor vehicle accidents in Valley Mills and Bosque County can take many forms, each with its own set of challenges. Below, we break down the most common types of accidents we handle and how we can help you recover the compensation you deserve.

1. Car Accidents

Car accidents are the most common type of motor vehicle collision in Texas, and Valley Mills is no exception. Whether you were rear-ended on Highway 6, sideswiped on FM 56, or involved in a head-on collision on a rural road, the aftermath can be overwhelming. In 2024 alone, Texas saw over 251,977 people injured in motor vehicle crashes, with one crash occurring every 57 seconds. Sadly, many of these accidents result in serious injuries that require extensive medical treatment and time off work.

Common Causes of Car Accidents in Valley Mills:

• Distracted driving (texting, phone use, or other distractions)
• Speeding or reckless driving
• Failure to yield the right of way
• Running red lights or stop signs
• Following too closely (tailgating)
• Driving under the influence of alcohol or drugs

Common Injuries in Car Accidents:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage

Why You Need an Attorney:

Insurance companies will often try to downplay your injuries or shift blame onto you to reduce their payout. At Attorney911, we know how to counter these tactics. For example, in a recent case, our client suffered a leg injury in a car accident that later led to a partial amputation due to complications from staff infections. The insurance company initially offered a lowball settlement, but we fought for and secured a multi-million dollar resolution.

If you’ve been injured in a car accident in Valley Mills, don’t let the insurance company take advantage of you. Call 1-888-ATTY-911 today for a free consultation.

2. 18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating types of motor vehicle collisions. The sheer size and weight of an 18-wheeler—often weighing up to 80,000 pounds—can turn a routine drive into a life-altering event. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Tragically, Texas accounts for 11% of all fatal truck crashes in the United States.

Why Trucking Accidents Are So Dangerous:

• Size Disparity: A fully loaded 18-wheeler can weigh 20 times more than a passenger car, making collisions catastrophic.
• Multiple Liable Parties: In trucking accidents, multiple parties may be responsible, including the driver, trucking company, cargo loader, and even the vehicle manufacturer.
• Federal Regulations: Trucking companies and drivers are subject to strict federal regulations under the Federal Motor Carrier Safety Administration (FMCSA). Violations of these regulations can establish negligence and strengthen your case.

Common Causes of Trucking Accidents:

• Driver fatigue (violations of Hours of Service regulations)
• Improper loading or overloaded cargo
• Mechanical failures (brake failure, tire blowouts)
• Distracted or impaired driving
• Speeding or reckless driving
• Failure to yield or improper lane changes

Common Injuries in Trucking Accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Amputations
• Broken bones and fractures
• Internal organ damage
• Wrongful death

Why Attorney911 Is the Right Choice for Trucking Accidents:

At Attorney911, we have extensive experience handling trucking accident cases. Ralph Manginello’s admission to the U.S. District Court for the Southern District of Texas allows us to take on complex cases involving federal regulations. Additionally, our involvement in the BP Texas City explosion litigation demonstrates our ability to go up against billion-dollar corporations and win.

Our firm has helped numerous families recover millions in trucking-related wrongful death cases. We know how to investigate these accidents thoroughly, preserve critical evidence like ELD (Electronic Logging Device) data, and hold negligent parties accountable.

If you or a loved one has been injured in a trucking accident in Valley Mills or anywhere in Bosque County, don’t wait. Evidence disappears quickly, and insurance companies will try to minimize your claim. Call 1-888-ATTY-911 today for a free consultation.

3. Drunk Driving Accidents

Drunk driving is a preventable tragedy that claims lives every year in Texas. In 2024, alcohol-impaired driving was responsible for 1,053 deaths in Texas, accounting for 25.37% of all traffic fatalities. In Bosque County and the surrounding areas, drunk driving accidents often occur on rural roads where drivers may feel a false sense of security. However, the consequences can be devastating.

Why Drunk Driving Accidents Are Different:

Drunk driving accidents often involve punitive damages, which are designed to punish the at-fault driver for their reckless behavior and deter others from making the same mistake. Additionally, Texas’s dram shop laws allow victims to hold bars, restaurants, and other establishments liable if they served alcohol to an obviously intoxicated person who later caused an accident.

Dram Shop Liability in Texas:

Under Texas Alcoholic Beverage Code § 2.02, establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident. Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties include:

• Bars and nightclubs
• Restaurants serving alcohol
• Liquor stores
• Event organizers (concerts, festivals)
• Social hosts (in limited circumstances)

Why Attorney911 Is the Right Choice for Drunk Driving Cases:

At Attorney911, we have a unique advantage in drunk driving cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us the ability to handle both the criminal and civil aspects of your case. Our firm has successfully dismissed multiple DWI cases, demonstrating our ability to investigate thoroughly and build a strong defense.

For example, in one case, our client was charged with drunk driving based on a breath test. Our investigation revealed that the police department had failed to properly maintain the breathalyzer machines, and the charges were dismissed. In another case, we discovered that the police had not conducted a breath or blood test, EMS notes were missing, and hospital records were incomplete. The case was dismissed on the day of trial.

If you’ve been injured in a drunk driving accident in Valley Mills, don’t let the at-fault driver or the establishment that served them off the hook. Call 1-888-ATTY-911 today to discuss your options.

4. Motorcycle Accidents

Motorcycle accidents are particularly devastating due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. In Bosque County, motorcycle accidents often occur on rural roads where drivers may not expect to encounter riders. Whether you were struck by a distracted driver on FM 56 or sideswiped on Highway 6, the injuries can be life-changing.

Texas Helmet Law:

Texas law requires all riders under the age of 21 to wear a helmet. Riders over 21 may ride without a helmet if they have completed an approved safety course or have at least $10,000 in medical insurance coverage. However, helmets reduce the risk of death by 37% and the risk of head injury by 69%, making them a critical safety measure.

Common Causes of Motorcycle Accidents:

• Failure to yield the right of way (the most common cause)
• Driver inattention or distraction
• Unsafe lane changes
• Left-turn accidents (T-bone or head-on collisions)
• Speeding or reckless driving

Common Injuries in Motorcycle Accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Road rash and severe lacerations
• Amputations
• Wrongful death

Why You Need an Attorney:

Insurance companies often try to blame motorcyclists for accidents, arguing that they were speeding or not paying attention. Texas’s 51% comparative fault rule means that if you are found to be more than 50% at fault, you cannot recover any compensation. At Attorney911, we know how to counter these arguments and prove that the other driver was at fault.

If you’ve been injured in a motorcycle accident in Valley Mills, don’t let the insurance company blame you for what happened. Call 1-888-ATTY-911 today for a free consultation.

5. Pedestrian Accidents

Pedestrian accidents are a growing concern in Texas, with 6,095 pedestrian crashes reported in 2024, resulting in 768 fatalities. Pedestrians are particularly vulnerable because they have no protection against the force of a vehicle. In Valley Mills and Bosque County, pedestrian accidents often occur in areas with poor lighting or crosswalks that are not well-marked.

Critical Legal Point:

In Texas, pedestrians always have the right-of-way at intersections, even if there is no marked crosswalk. Many drivers don’t know this, and insurance companies will try to use it against you. At Attorney911, we know how to protect your rights and ensure that you receive the compensation you deserve.

Common Causes of Pedestrian Accidents:

• Driver inattention or distraction
• Failure to yield the right of way
• Speeding
• Poor visibility (especially at night)
• Driving under the influence of alcohol or drugs

Common Injuries in Pedestrian Accidents:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken pelvis and legs
• Internal organ damage
• Wrongful death

Why Attorney911 Is the Right Choice for Pedestrian Accidents:

At Attorney911, we understand the unique challenges of pedestrian accident cases. We know how to investigate these accidents thoroughly, gather evidence, and hold negligent drivers accountable. Our firm has recovered millions for clients with catastrophic injuries, and we’re ready to fight for you.

If you or a loved one has been injured in a pedestrian accident in Valley Mills, don’t wait. Call 1-888-ATTY-911 today for a free consultation.

6. Rideshare Accidents (Uber/Lyft)

Rideshare accidents have become increasingly common as services like Uber and Lyft continue to grow. In 2024, there were over 11 billion rideshare trips in the United States, and with that volume comes an increased risk of accidents. Whether you were a passenger in an Uber, a driver for Lyft, or another motorist struck by a rideshare vehicle, navigating the insurance process can be complex.

Rideshare Insurance Phases:

Rideshare companies like Uber and Lyft provide different levels of insurance coverage depending on what the driver was doing at the time of the accident. Understanding these phases is critical to maximizing your recovery.

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K minimum in Texas)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial: $1,000,000 liability

Why This Matters:

Insurance coverage varies dramatically depending on what the driver was doing at the time of the crash. For example, if the driver was waiting for a ride request (Period 1), the coverage is much lower than if they had a passenger in the car (Period 3). At Attorney911, we know how to identify the correct insurance phase and maximize your recovery.

Who Can Be Injured in Rideshare Accidents:

• 21% Riders: Passengers in the rideshare vehicle.
• 21% Drivers: Rideshare drivers themselves.
• 58% Third Parties: Other drivers, pedestrians, or cyclists struck by rideshare vehicles.

Why Attorney911 Is the Right Choice for Rideshare Accidents:

At Attorney911, we have extensive experience handling rideshare accident cases. Lupe Peña’s background as a former insurance defense attorney gives us a unique advantage in navigating the complex insurance landscape of rideshare claims. We know how to identify all available insurance policies and ensure that you receive the compensation you deserve.

If you’ve been injured in a rideshare accident in Valley Mills, don’t let the insurance company take advantage of you. Call 1-888-ATTY-911 today for a free consultation.

What to Do After an Accident in Valley Mills

The moments after an accident can be chaotic and overwhelming. Knowing what to do can make a significant difference in the outcome of your case. Here’s a step-by-step guide to help you protect your rights and preserve critical evidence.

Immediate Steps (First 24 Hours):

1. Call 911: Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask serious injuries, so it’s important to get checked out.
2. Document Everything: Take photos of all vehicle damage, the accident scene, road conditions, and any visible injuries. If you have a phone, use it to document everything.
3. Exchange Information: Get the other driver’s name, phone number, address, insurance information, driver’s license number, and license plate number.
4. Get Witness Information: If there are witnesses, get their names and phone numbers. Their statements can be critical in proving liability.
5. Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

Next Steps (Days 1-7):

1. Preserve Evidence: Save all photos, videos, and messages related to the accident. Do not delete anything from your phone.
2. Seek Medical Attention: Follow up with your primary care physician or a specialist to document your injuries. Gaps in treatment can be used against you by insurance companies.
3. Do Not Give Recorded Statements: Insurance adjusters may contact you and ask for a recorded statement. Politely decline and refer them to your attorney.
4. Do Not Sign Anything: Never sign a release or accept a settlement offer without consulting an attorney. Early offers are almost always lowball offers.

Long-Term Steps (Weeks 1-4):

1. Continue Medical Treatment: Follow your doctor’s recommendations and attend all follow-up appointments. Insurance companies monitor your treatment to see if you’re taking your recovery seriously.
2. Keep a Journal: Document your pain levels, limitations, and how the accident has affected your daily life. This can be valuable evidence for your case.
3. Stay Off Social Media: Insurance companies monitor social media for any activity that contradicts your injury claims. Avoid posting about the accident or your activities.
4. Consult an Attorney: If you haven’t already, contact Attorney911 to discuss your case. We can handle all communications with the insurance company and ensure that your rights are protected.

Texas Motor Vehicle Law: What You Need to Know

Understanding Texas motor vehicle law is critical to protecting your rights after an accident. Below, we break down the key legal concepts that apply to your case.

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This is known as the statute of limitations (Texas Civil Practice & Remedies Code § 16.003). If you miss this deadline, your case will be barred forever, and you will lose your right to compensation.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system, which means that if you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. However, if you are found to be 51% or more at fault, you cannot recover any compensation.

For example:

• If you are 20% at fault and your damages are $100,000, you will receive $80,000.
• If you are 51% at fault, you will receive nothing.

Insurance companies often try to assign as much fault as possible to you to reduce their payout. At Attorney911, we know how to counter these arguments and protect your rights.

Texas Minimum Auto Insurance Requirements

Texas law requires all drivers to carry minimum auto insurance coverage of:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage per accident

However, many drivers carry only the minimum coverage, which may not be enough to cover your medical bills and other damages. That’s why it’s important to have Uninsured/Underinsured Motorist (UM/UIM) coverage on your own policy.

Uninsured/Underinsured Motorist (UM/UIM) Coverage

UM/UIM coverage protects you if the at-fault driver has no insurance or insufficient insurance to cover your damages. In Texas, you can stack UM/UIM coverage from multiple policies, increasing the amount of compensation available to you.

For example, if you have two vehicles with $50,000 in UM/UIM coverage each, you may be able to stack the policies to receive up to $100,000 in coverage.

How Insurance Companies Try to Minimize Your Claim

Insurance companies are not on your side. Their goal is to pay you as little as possible, and they have a playbook of tactics they use to achieve that goal. At Attorney911, we know their playbook because Lupe Peña used it for years while working for insurance companies. Now, he uses that insider knowledge to fight for you.

Tactic #1: Quick Contact and Recorded Statements

Within days—or even hours—of your accident, an insurance adjuster will contact you. They’ll act friendly and helpful, but their goal is to get you to say something that can be used against you. They may ask leading questions like:

• “You’re feeling better now, right?”
• “It wasn’t that bad of an impact, was it?”
• “Were you distracted at all?”

What to Do: Politely decline to give a recorded statement and refer the adjuster to your attorney. At Attorney911, we handle all communications with the insurance company so you don’t have to worry about saying the wrong thing.

Tactic #2: Quick Settlement Offers

Insurance companies often make quick settlement offers within the first few weeks of your accident. These offers may sound tempting when you’re facing medical bills and lost wages, but they are almost always far below what your case is worth.

The Trap: If you accept a quick settlement, you may not realize the full extent of your injuries. For example, what seems like a minor back injury could turn out to be a herniated disc requiring surgery. Once you sign a release, you cannot reopen your claim, even if your medical bills skyrocket.

What to Do: Never accept a settlement offer without consulting an attorney. At Attorney911, we know how to evaluate the true value of your case and negotiate for maximum compensation.

Tactic #3: Independent Medical Exams (IMEs)

Insurance companies often require you to undergo an “Independent Medical Exam” (IME) with a doctor of their choosing. Despite the name, these exams are far from independent. The doctors are hired by the insurance company and are trained to minimize your injuries.

What Happens at an IME:

• The doctor may spend only 10-15 minutes examining you.
• They may ask leading questions designed to get you to say you’re feeling better.
• They may claim that your injuries are pre-existing or not related to the accident.

How Attorney911 Counters:
At Attorney911, we prepare you extensively for IMEs. We send your complete medical records to the IME doctor beforehand, forcing them to review your history. We also challenge biased IME reports with our own medical experts.

Tactic #4: Delay and Financial Pressure

Insurance companies know that the longer they delay your claim, the more desperate you’ll become. They may take weeks or even months to respond to your calls or emails, hoping that you’ll accept a lowball offer just to get the process over with.

Why It Works:

• You have mounting medical bills.
• You’re unable to work and need income.
• You’re tired of dealing with the insurance company.

How Attorney911 Counters:
At Attorney911, we don’t let insurance companies drag out your claim. We file lawsuits when necessary to force deadlines and set depositions to hold them accountable. We also help you explore options for covering your medical bills and lost wages while your case is pending.

Tactic #5: Surveillance and Social Media Monitoring

Insurance companies hire private investigators to surveil you and monitor your social media accounts. They’re looking for any activity that contradicts your injury claims, such as:

• Photos of you engaging in physical activities.
• Check-ins at restaurants or social events.
• Posts from friends or family mentioning you.

What They’re Really Doing:

• Taking innocent activities out of context.
• Freezing one frame of a video to make it look like you’re not injured.
• Using facial recognition to find photos you’re tagged in.

How Attorney911 Counters:
At Attorney911, we advise all our clients to:

• Make all social media profiles private.
• Avoid posting about the accident or your injuries.
• Tell friends and family not to tag you in posts.
• Assume that everything you do is being monitored.

Tactic #6: Comparative Fault Arguments

Insurance companies will try to assign as much fault as possible to you to reduce their payout. For example, they may argue that:

• You were speeding.
• You weren’t paying attention.
• You could have avoided the accident.

Why It Matters:
Under Texas’s 51% comparative fault rule, if you are found to be 51% or more at fault, you cannot recover any compensation. Even if you are only 10% at fault, your compensation will be reduced by 10%.

How Attorney911 Counters:
At Attorney911, we know how to counter these arguments. We gather evidence, interview witnesses, and work with accident reconstruction experts to prove that the other driver was at fault.

Why Choose Attorney911 for Your Valley Mills Accident Case?

When you’re injured in an accident, choosing the right attorney can make all the difference in the outcome of your case. At Attorney911, we offer five unique advantages that set us apart from other firms.

1. Insurance Defense Insider Knowledge

Lupe Peña worked for years at a national defense firm, learning firsthand how large insurance companies value claims. He knows their tactics because he used them for years. Now, he uses that insider knowledge to fight for you.

What This Means for Your Case:

• We know how insurance companies calculate claim values.
• We know which doctors they use for IMEs and how to counter their reports.
• We know when their settlement offers are artificially low.
• We know how to beat their algorithms and maximize your compensation.

2. Multi-Million Dollar Results

At Attorney911, we don’t just promise results—we deliver them. Our firm has recovered millions for clients with injuries ranging from whiplash to traumatic brain injuries and wrongful death. Here are just a few examples of our documented case results:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Settled in the millions for a client whose leg was injured in a car accident and later required partial amputation due to complications from staff infections.
• Recovered millions of dollars for families facing trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This gives us the ability to handle complex cases that other firms might avoid, such as:

• Trucking accidents involving federal regulations.
• Cases against large corporations.
• Multi-district litigation.

Our involvement in the BP Texas City explosion litigation demonstrates our ability to take on billion-dollar corporations and win.

4. Personal Attention from Start to Finish

At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line. Our clients consistently praise our communication and personal touch:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was run.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.” — Chad Harris

5. Contingency Fee—No Risk to You

At Attorney911, we work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs, and we advance all case expenses. If we don’t recover compensation for you, you owe us nothing.

Frequently Asked Questions About Motor Vehicle Accidents in Valley Mills

Immediate After Accident

1. What should I do immediately after a car accident in Valley Mills?
If you’ve been in an accident in Valley Mills or anywhere in Bosque County:

• Call 911 and report the accident.
• Seek medical attention even if you feel fine (adrenaline masks injuries).
• Document everything: take photos of the damage, injuries, and scene.
• Exchange information with the other driver.
• Get witness names and phone numbers.
• Do NOT give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault.
• Do NOT apologize or say “I’m sorry” (can be used as admission).
• Do NOT give your opinion on what happened.
• Stick to facts only.

6. How do I obtain a copy of the accident report?
In Valley Mills and Bosque County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists.”

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?.”

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?.”

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?.”

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to insurance.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery.
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?.”

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?.”

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client… You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case.”

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one now. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example, if you had mild occasional back pain before the accident and now have a herniated disc requiring surgery, you can recover for the new injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit-and-run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
YES. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (lie). We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Why Valley Mills Trusts Attorney911

Valley Mills is a community built on hard work, family values, and trust. When accidents happen, you need a law firm that understands those values and is committed to fighting for you. At Attorney911, we’re proud to serve Valley Mills and all of Bosque County with the same dedication we bring to clients across Texas.

Local Knowledge, Statewide Resources

While Valley Mills may be a small town, the legal challenges you face after an accident are just as complex as those in larger cities. Whether your case involves a local driver, a commercial trucking company, or a national corporation, Attorney911 has the resources and expertise to handle it. With offices in Houston, Austin, and Beaumont, we bring Texas-wide experience to Valley Mills clients.

We Speak Your Language

At Attorney911, we understand that language should never be a barrier to justice. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members like Zulema, who clients consistently praise for their kindness and professionalism. Whether you’re more comfortable in English or Spanish, we’re here to communicate clearly and compassionately throughout your case.

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

A Firm You Can Trust

In a small community like Valley Mills, reputation matters. Attorney911 has earned the trust of clients across Texas, and we’re committed to earning yours. Our clients consistently praise our communication, results, and personal touch:

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” — Kiwi Potato

We’re Here When You Need Us

Accidents don’t wait for business hours, and neither do we. Our legal emergency line, 1-888-ATTY-911, is available 24/7 to provide immediate guidance when you need it most. Whether you’ve just been in an accident or are researching your options, we’re here to help.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Valley Mills, Texas, don’t wait to seek legal help. Evidence disappears every day, and insurance companies are already building a case against you. At Attorney911, we’re ready to fight for the compensation you deserve.

Free Consultation—No Risk to You

We offer a free, no-obligation consultation to discuss your case. During this consultation, we’ll:

• Review the details of your accident.
• Explain your legal rights and options.
• Answer any questions you have.
• Provide guidance on next steps.

There’s no risk to you—we don’t get paid unless we win your case.

Call 1-888-ATTY-911 Today

Our legal emergency line is available 24/7. Call 1-888-ATTY-911 (1-888-288-9911) to speak with an experienced attorney who can help you navigate the legal process and fight for the compensation you deserve.

Visit Our Office

While our primary office is located in Houston, we serve clients across Texas, including Valley Mills and Bosque County. If you prefer to meet in person, we can arrange a consultation at a location convenient for you.

Se Habla Español

At Attorney911, language is never a barrier. Lupe Peña and our bilingual team are ready to assist Spanish-speaking clients with the same level of care and expertise we provide to all our clients.

Final Thoughts: You Don’t Have to Face This Alone

Being injured in an accident is one of the most challenging experiences you can go through. The physical pain, emotional stress, and financial uncertainty can feel overwhelming. But you don’t have to face this alone.

At Attorney911, we’re more than just your attorneys—we’re your advocates, your guides, and your partners in this journey. We’ll handle the legal complexities so you can focus on your recovery. With our insider knowledge, decades of experience, and commitment to fighting for maximum compensation, we’re ready to stand by your side every step of the way.

Don’t let the insurance company take advantage of you. Call 1-888-ATTY-911 today for a free consultation. We don’t get paid unless we win your case. Let us fight for you.