Motor Vehicle Accident Lawyers in Salado, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Salado, Texas, We’re Here to Help

Every 57 seconds, a motor vehicle crash occurs somewhere in Texas. In 2024 alone, more than 251,977 people were injured in these accidents—many right here in Bell County and the surrounding Central Texas communities. If you or a loved one has been hurt in a car accident in Salado, Texas, you’re not alone. The experienced attorneys at Attorney911 understand the physical, emotional, and financial toll these incidents take, and we’re here to fight for the compensation you deserve.

Salado sits along Interstate 35, a major thoroughfare that connects Austin to Dallas and beyond. This highway, while vital for commerce and travel, is also one of the most dangerous in Texas. The mix of high-speed commuter traffic, large commercial trucks, and local drivers creates a dangerous environment where accidents are all too common. Whether you were involved in a rear-end collision on I-35, a T-bone accident at a busy intersection in Salado, or a drunk driving crash on local roads, our team has the expertise to handle your case.

At Attorney911, we don’t just handle car accident cases—we specialize in fighting for victims of all types of motor vehicle accidents. With over 25 years of experience, Ralph Manginello and our team have recovered millions for clients across Texas, including those who suffered catastrophic injuries in Salado and Bell County. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies value claims and build cases against victims. This insider knowledge gives our clients a powerful advantage in negotiations and at trial.

The Reality of Car Accidents in Salado, Texas

Salado may be a small village with a population of around 2,000, but it’s located in a region that sees significant traffic and, unfortunately, a high number of accidents. Interstate 35 runs directly through Bell County, bringing with it a constant flow of cars, trucks, and commercial vehicles. The stretch of I-35 near Salado is particularly dangerous due to:

• High speeds and heavy traffic volumes
• A mix of local drivers, commuters, and long-haul truckers
• Frequent construction zones and lane changes
• Distracted and fatigued drivers
• Drunk driving incidents, especially on weekends

In 2024, Texas saw one motor vehicle crash every 57 seconds, with one person injured every 2 minutes and 5 seconds. These aren’t just numbers—they represent real lives changed in an instant. If you’ve been injured in an accident in Salado, you need an attorney who understands the local landscape and can navigate the complexities of Texas personal injury law.

Common Causes of Car Accidents in Salado

Car accidents in Salado and Bell County can happen for a variety of reasons, but some of the most common causes we see include:

Distracted Driving

Distracted driving is a leading cause of accidents nationwide, and Texas is no exception. In 2024, distracted driving contributed to 380 deaths in Texas. Common distractions include:

• Texting or using a smartphone while driving
• Eating, drinking, or adjusting the radio
• Talking to passengers or attending to children
• Using GPS or navigation systems
• Daydreaming or being lost in thought

Texas law prohibits the use of handheld devices while driving in school zones and for drivers under 18. However, many drivers still engage in dangerous behaviors that put everyone on the road at risk.

Speeding

Speeding is another major factor in accidents, particularly on highways like I-35. When drivers exceed the speed limit or drive too fast for road conditions, they have less time to react to hazards and are more likely to lose control of their vehicles. Speeding contributed to a significant number of fatal crashes in Texas in 2024.

Drunk Driving

Despite public awareness campaigns and strict penalties, drunk driving remains a serious problem in Texas. In 2024, alcohol-impaired driving was a factor in 1,053 deaths—25.37% of all traffic fatalities in the state. Salado and Bell County are not immune to this issue, and drunk driving accidents often result in catastrophic injuries or wrongful death.

Failure to Yield

Failure to yield the right of way is a common cause of accidents at intersections and when merging onto highways. In Texas, drivers must yield to pedestrians, other vehicles, and emergency vehicles when required by law. Failure to do so can result in serious collisions.

Running Red Lights and Stop Signs

Running red lights or stop signs is a reckless behavior that often leads to T-bone or side-impact collisions. These accidents can be particularly dangerous because the side of a vehicle offers less protection than the front or rear.

Following Too Closely

Tailgating or following too closely is a common cause of rear-end collisions. When drivers don’t leave enough space between their vehicle and the one in front, they may not have enough time to stop if the lead vehicle brakes suddenly.

Weather-Related Accidents

While Central Texas doesn’t experience harsh winters, heavy rain, fog, and even the occasional ice can create hazardous driving conditions. Drivers who fail to adjust their speed or maintain control in adverse weather can cause serious accidents.

Common Injuries in Car Accidents

Car accidents can result in a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see in our Salado clients include:

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common injuries in rear-end collisions. It occurs when the head is suddenly jerked forward and backward, straining the muscles and ligaments in the neck. Symptoms may not appear immediately and can include neck pain, stiffness, headaches, and dizziness.

Herniated or Bulging Discs

The force of a car accident can cause the discs in the spine to herniate or bulge, pressing on nearby nerves. This can result in severe pain, numbness, tingling, and weakness in the arms or legs. Herniated discs often require extensive medical treatment, including physical therapy, injections, or even surgery.

Broken Bones and Fractures

Broken bones are common in car accidents, particularly in high-impact collisions. Common fractures include broken ribs, arms, legs, wrists, and ankles. Severe fractures may require surgery and months of rehabilitation.

Traumatic Brain Injuries (TBI)

Traumatic brain injuries can occur even in minor accidents, especially if the head strikes the steering wheel, window, or another object. TBIs range from mild concussions to severe brain damage and can have long-lasting effects on memory, cognition, and personality.

Spinal Cord Injuries and Paralysis

Spinal cord injuries are among the most severe and life-changing injuries that can result from a car accident. Depending on the location and severity of the injury, victims may experience partial or complete paralysis, requiring lifelong medical care and assistance.

Internal Organ Damage

The force of a collision can cause internal bleeding or damage to organs such as the liver, spleen, kidneys, or lungs. Internal injuries may not be immediately apparent and can be life-threatening if not treated promptly.

Post-Traumatic Stress Disorder (PTSD)

Car accidents can have a profound psychological impact, leading to anxiety, depression, and PTSD. Victims may experience flashbacks, nightmares, and a fear of driving or riding in vehicles.

Why You Need an Experienced Car Accident Lawyer in Salado

After a car accident, insurance companies will often contact you quickly, offering a fast settlement. While this may seem like a relief, it’s important to remember that insurance companies are not on your side. Their goal is to minimize their financial liability, and they will use every tactic in the book to pay you as little as possible.

Here’s why hiring an experienced car accident lawyer in Salado is crucial:

Insurance Companies Are Not Your Friend

Insurance adjusters are trained to seem friendly and helpful while gathering information to use against you. They may ask for a recorded statement, hoping you’ll say something that can be used to deny or minimize your claim. They may also offer a quick settlement that is far below what your case is actually worth.

At Attorney911, we know how insurance companies operate because our firm includes Lupe Peña, a former insurance defense attorney. Lupe spent years working for insurance companies, learning their tactics from the inside. Now, he uses that knowledge to fight for accident victims like you. We know the strategies insurance companies use to undervalue claims, and we know how to counter them.

Texas Law Is Complex

Texas personal injury law is governed by a complex set of rules and regulations, including the statute of limitations, comparative negligence, and dram shop liability. Navigating these laws on your own can be overwhelming, especially when you’re dealing with injuries and financial stress.

For example, Texas has a 2-year statute of limitations for personal injury claims. This means you have just two years from the date of your accident to file a lawsuit. If you miss this deadline, you lose your right to compensation forever. Additionally, Texas follows a modified comparative negligence rule, which means that if you are found to be more than 50% at fault for the accident, you cannot recover any compensation. Insurance companies often use this rule to blame victims and reduce their payouts.

Proving Liability Can Be Challenging

To recover compensation, you must prove that the other driver was negligent and that their negligence caused your injuries. This requires gathering evidence, interviewing witnesses, and often working with accident reconstruction experts. Insurance companies will challenge your version of events, especially if there are no witnesses or video footage.

At Attorney911, we conduct thorough investigations to build strong cases for our clients. We gather evidence such as police reports, witness statements, surveillance footage, and electronic data from vehicles. We also work with medical experts to document your injuries and connect them to the accident.

Medical Treatment Is Expensive

Car accidents often result in significant medical expenses, including emergency room visits, hospital stays, surgeries, physical therapy, and ongoing care. If you have health insurance, your insurer may cover some of these costs, but you may still be responsible for copays, deductibles, and out-of-pocket expenses. If you don’t have health insurance, the financial burden can be overwhelming.

At Attorney911, we work with medical providers who can treat you on a lien basis, meaning you won’t have to pay upfront for your care. We also help you recover compensation for all your medical expenses, both past and future.

Lost Wages and Earning Capacity

If your injuries prevent you from working, you may be entitled to compensation for lost wages. In severe cases, you may be unable to return to your previous job or may require a career change, resulting in a loss of earning capacity. Calculating these damages requires expert testimony and a deep understanding of Texas law.

Pain and Suffering

In addition to economic damages like medical bills and lost wages, you may be entitled to compensation for non-economic damages such as pain and suffering, mental anguish, and loss of enjoyment of life. These damages are more difficult to quantify but can make up a significant portion of your compensation.

What to Do After a Car Accident in Salado

If you’ve been involved in a car accident in Salado, Texas, it’s important to take the following steps to protect your health and your legal rights:

1. Call 911 and Report the Accident

Even if the accident seems minor, it’s important to call 911 and report it to the police. The police will create an accident report, which can be crucial evidence in your case. In Texas, you are required to report any accident that results in injury, death, or property damage over $1,000.

2. Seek Medical Attention Immediately

Many injuries, such as whiplash, concussions, and internal bleeding, may not be immediately apparent. It’s important to seek medical attention as soon as possible, even if you feel fine. Delaying treatment can not only jeopardize your health but also hurt your legal case. Insurance companies often use gaps in treatment to argue that your injuries aren’t serious.

3. Document Everything

Take photos of the accident scene, your injuries, and any damage to your vehicle. Get the names and contact information of any witnesses. Write down your recollection of what happened while it’s still fresh in your mind. This evidence can be crucial in proving liability and the extent of your damages.

4. Exchange Information with the Other Driver

Exchange names, phone numbers, addresses, driver’s license numbers, and insurance information with the other driver. Do not discuss fault or apologize for the accident, as this can be used against you later.

5. Do Not Give a Recorded Statement to Insurance

Insurance adjusters may contact you shortly after the accident, asking for a recorded statement. Do not give one without consulting an attorney. Insurance companies use these statements to find inconsistencies in your story or to get you to admit fault.

6. Call Attorney911 at 1-888-ATTY-911

The sooner you call us, the sooner we can start protecting your rights. We’ll guide you through the next steps, help you document your injuries, and deal with the insurance companies on your behalf. Our legal emergency line is available 24/7, so don’t wait—call us today.

Why Choose Attorney911 for Your Salado Car Accident Case?

When you’re injured in a car accident, you need an attorney who will fight for your rights and maximize your compensation. Here’s why Attorney911 is the right choice for your Salado car accident case:

1. Insurance Defense Insider Advantage

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for insurance companies. Lupe knows exactly how they value claims, calculate settlements, and build cases against victims. Now, he uses that insider knowledge to fight for you. He understands the tactics insurance companies use to minimize payouts, and he knows how to counter them.

For example, insurance companies use software called Colossus to calculate the value of your claim. Adjusters input data such as your injuries, treatment, and medical costs, and the software outputs a recommended settlement range. However, Colossus is programmed to undervalue serious injuries. Lupe knows how to present your case to maximize the Colossus valuation and push for a fair settlement.

Lupe also understands the psychology of insurance adjusters. He knows how they set reserves (the amount of money they set aside for your claim) and how to negotiate to increase those reserves. This insider knowledge gives our clients a significant advantage in settlement negotiations.

2. Multi-Million Dollar Results

At Attorney911, we have a proven track record of recovering multi-million dollar settlements and verdicts for our clients. Here are just a few examples of our results:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• Settled in the millions for a client whose leg was injured in a car accident, leading to a partial amputation due to staff infections during treatment.
• Recovered millions of dollars for families facing trucking-related wrongful death cases.
• Significant cash settlement for a client who injured his back while lifting cargo on a ship, where our investigation revealed he should have been assisted in this duty.

These results demonstrate our ability to handle complex cases and secure maximum compensation for our clients. We don’t settle for lowball offers—we fight for what you truly deserve.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, which covers Houston and the surrounding areas, including cases that may arise in Bell County. This federal court admission is crucial for handling complex cases, such as those involving:

• Trucking accidents governed by federal regulations (FMCSA)
• Product liability claims against vehicle manufacturers
• Cases with out-of-state defendants
• Mass tort litigation, such as the BP explosion case

Our involvement in the BP explosion litigation demonstrates our ability to take on billion-dollar corporations and secure justice for victims. This experience gives us the skills and resources to handle even the most complex car accident cases in Salado.

4. Personal Attention from Ralph and Lupe

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not a case manager or junior associate. We believe in providing personalized attention to every client, and we’re always available to answer your questions and address your concerns.

As client Jamin Marroquin said, “Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” This level of personal attention sets us apart from high-volume firms where you’re just another case number.

5. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hourly fees—we only get paid if we recover compensation for you. This ensures that everyone has access to high-quality legal representation, regardless of their financial situation.

Our fee is a percentage of your recovery, and we advance all case costs, including medical records, expert witness fees, and court costs. You don’t have to worry about paying anything out of pocket.

6. We Handle Everything

When you hire Attorney911, we take care of everything so you can focus on your recovery. Here’s what we do:

• Investigate the accident: We gather evidence, interview witnesses, and work with accident reconstruction experts to prove liability.
• Document your injuries: We work with medical experts to document the extent of your injuries and connect them to the accident.
• Deal with insurance companies: We handle all communications with insurance adjusters and negotiate on your behalf.
• File your claim or lawsuit: We prepare and file all necessary legal documents and represent you in court if necessary.
• Maximize your compensation: We fight for every dollar you deserve, including compensation for medical bills, lost wages, pain and suffering, and more.

7. Hablamos Español

At Attorney911, we understand that language should never be a barrier to justice. Lupe Peña is fluent in Spanish, and our team includes bilingual staff members who can assist Spanish-speaking clients. As client Celia Dominguez said, “Especially Miss Zulema, who is always very kind and always translates.”

Whether you’re more comfortable speaking English or Spanish, we’re here to communicate clearly and compassionately throughout your case.

What Our Clients Say About Us

Don’t just take our word for it—here’s what our clients have to say about their experience with Attorney911:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was ran.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles

“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” — Jamin Marroquin

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” — Jacqueline Johnson

Frequently Asked Questions About Car Accidents in Salado

What should I do immediately after a car accident in Salado, Texas?

If you’ve been in an accident in Salado, follow these steps:

1. Call 911 and report the accident to the police.
2. Seek medical attention even if you feel fine—adrenaline can mask injuries.
3. Document everything: Take photos of the scene, your injuries, and vehicle damage.
4. Exchange information with the other driver, including names, phone numbers, insurance details, and license plate numbers.
5. Get witness contact information if anyone saw the accident.
6. Do not give a recorded statement to any insurance company without consulting an attorney.
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes, you should always call the police after an accident, even if it seems minor. In Texas, you are required to report any accident that results in injury, death, or property damage over $1,000. The police report is a crucial piece of evidence that can help establish liability and support your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries, such as traumatic brain injuries, internal bleeding, and herniated discs, may not show symptoms immediately. Adrenaline can mask pain at the scene, and some injuries take days or even weeks to manifest. Seeing a doctor right away not only protects your health but also creates a record of your injuries, which is important for your legal case.

What information should I collect at the scene?

Collect the following information:

• Other driver: Name, phone number, address, driver’s license number, insurance company and policy number.
• Vehicle: Make, model, color, and license plate number.
• Witnesses: Names and phone numbers of anyone who saw the accident.
• Photos: Take pictures of the accident scene, vehicle damage, injuries, road conditions, and traffic signals.
• Police: Get the officer’s name, badge number, and report number.

Should I talk to the other driver or admit fault?

Exchange information only—do not discuss fault or apologize for the accident. Anything you say can be used against you later. Stick to the facts and avoid giving your opinion on what happened.

How do I obtain a copy of the accident report?

You can obtain a copy of the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS). In Salado, accidents are typically handled by the Salado Police Department or the Bell County Sheriff’s Office, depending on where the accident occurred.

Should I give a recorded statement to insurance?

No. You are not required to give a recorded statement to the other driver’s insurance company, and doing so can hurt your case. Insurance adjusters are trained to ask leading questions that can be used to deny or minimize your claim. Instead, refer them to your attorney.

What if the other driver’s insurance contacts me?

If the other driver’s insurance company contacts you, say: “I need to speak with my attorney first.” Then give them only basic information, such as your name and the date of the accident. Do not discuss your injuries, the accident details, or accept any settlement offers without consulting an attorney.

Do I have to accept the insurance company’s estimate?

No. The insurance company’s estimate is just an offer, and it’s usually far below what your case is actually worth. At Attorney911, we fight for what you truly deserve, not what the insurance company wants to pay.

Should I accept a quick settlement offer?

Never accept a settlement offer before you know the full extent of your injuries. Once you sign a release, you cannot get more money, even if you later discover that your injuries are more serious than you initially thought. Insurance companies often make lowball offers early in the process, hoping you’ll accept before you realize how much your case is worth.

What if the other driver is uninsured or underinsured?

If the other driver doesn’t have insurance or doesn’t have enough insurance to cover your damages, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple vehicles on your policy. Watch our video on UM/UIM claims: Uninsured & Underinsured Motorists.

Why does insurance want me to sign a medical authorization?

Insurance companies want you to sign a broad medical authorization so they can access your entire medical history. They’re looking for pre-existing conditions to use against you, even if those conditions are unrelated to your accident. Never sign a medical authorization without consulting an attorney.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance coverage available to recover from.

Watch our video “Do I Have a Good Case?” to learn more: Do I Have a Good Case?.

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. The sooner you call Attorney911 at 1-888-ATTY-911, the sooner we can start protecting your rights and preserving evidence.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, your case will be barred forever, and you will lose your right to compensation. There are some exceptions, such as the discovery rule for delayed symptoms or tolling for minors, but these are rare. Don’t wait—call us today.

What is comparative negligence, and how does it affect me?

Texas uses a modified comparative negligence rule with a 51% bar. This means:

• If you are 50% or less at fault, you can recover damages, but your compensation will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover any compensation.

For example, if you are found to be 20% at fault for an accident and your damages total $100,000, you would recover $80,000. Insurance companies often try to assign maximum fault to victims to reduce their payouts. At Attorney911, we know how to counter these arguments and fight for a fair assessment of fault.

Will my case go to trial?

Most car accident cases settle before trial, but we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and shows insurance companies that we’re serious about fighting for our clients. Watch our video “Will Your Case Go to Trial?” to learn more: Will Your Case Go to Trial?.

How long will my case take to settle?

The timeline for your case depends on the severity of your injuries and the complexity of your claim. We don’t settle cases until you’ve reached Maximum Medical Improvement (MMI), which is the point at which your injuries have stabilized and you’ve received all necessary treatment. This could take anywhere from 6 months to 2 years or more for serious injuries.

What is the legal process step-by-step?

Here’s what you can expect when you hire Attorney911:

1. Investigation and evidence gathering: We collect police reports, medical records, witness statements, and other evidence to build your case.
2. Medical treatment to MMI: You continue receiving treatment until your injuries have stabilized.
3. Demand letter to insurance: We send a demand letter to the insurance company outlining your damages and demanding fair compensation.
4. Negotiation: We negotiate with the insurance company on your behalf.
5. Lawsuit (if necessary): If the insurance company refuses to offer a fair settlement, we file a lawsuit.
6. Discovery: Both sides exchange information and evidence.
7. Mediation: We attempt to resolve the case through mediation, a form of alternative dispute resolution.
8. Trial (if necessary): If we can’t reach a fair settlement, we take your case to trial.

Watch our video “What Is the Process for a Personal Injury Claim?” to learn more: What Is the Process for a Personal Injury Claim?.

What is my case worth?

The value of your case depends on several factors, including:

• The severity of your injuries
• The cost of your medical treatment (past and future)
• Your lost wages and earning capacity
• The impact of your injuries on your daily life
• The degree of the other driver’s negligence
• The amount of insurance coverage available

There is no “average” settlement amount because every case is unique. However, we can provide a general range based on similar cases we’ve handled. For example:

• Soft tissue injuries (whiplash, sprains): $15,000-$60,000
• Broken bones (simple fractures): $35,000-$95,000
• Herniated discs (conservative treatment): $70,000-$171,000
• Herniated discs (surgery required): $346,000-$1,205,000
• Traumatic brain injuries: $1,548,000-$9,838,000
• Spinal cord injuries/paralysis: $4,770,000-$25,880,000
• Amputations: $1,945,000-$8,630,000
• Wrongful death: $1,910,000-$9,520,000

What types of damages can I recover?

In a Texas car accident case, you may be entitled to recover the following types of damages:

• Economic damages: These are quantifiable financial losses, such as medical bills, lost wages, property damage, and out-of-pocket expenses.
• Non-economic damages: These are intangible losses, such as pain and suffering, mental anguish, physical impairment, disfigurement, and loss of enjoyment of life.
• Punitive damages: In cases involving gross negligence or malice, such as drunk driving, you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. Punitive damages are capped in Texas.

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases). The amount you can recover depends on the severity of your injuries, the impact on your daily life, and the degree of the other driver’s negligence.

What if I have a pre-existing condition?

You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them. For example, if you had mild back pain before the accident and the accident caused a herniated disc requiring surgery, you can recover for the aggravation of your condition.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable under federal or Texas law. However, punitive damages are taxable as ordinary income. It’s always a good idea to consult a tax professional for advice specific to your situation.

How is the value of my claim determined?

The value of your claim is determined by several factors, including:

• The cost of your medical treatment (past and future)
• Your lost wages and earning capacity
• The severity and permanency of your injuries
• The impact of your injuries on your daily life
• The degree of the other driver’s negligence
• The amount of insurance coverage available
• Comparable verdicts and settlements in similar cases

Insurance companies often use a multiplier method to calculate pain and suffering. They multiply your medical expenses by a factor (typically 1.5 to 5) based on the severity of your injuries. At Attorney911, we know how to justify higher multipliers and fight for the full value of your claim.

Do I need a lawyer for a car accident claim?

While you’re not required to hire a lawyer, having an experienced car accident attorney on your side can make a significant difference in the outcome of your case. Insurance companies have teams of adjusters and attorneys working to minimize their payouts. Without an attorney, you’re at a disadvantage.

At Attorney911, we level the playing field. We know how insurance companies operate, and we know how to counter their tactics. We also handle all the legal work so you can focus on your recovery.

How much do car accident lawyers cost?

At Attorney911, we work on a contingency fee basis, which means you pay nothing unless we win your case. Our fee is a percentage of your recovery, and we advance all case costs, including medical records, expert witness fees, and court costs. You don’t have to worry about paying anything out of pocket.

Watch our video “How Do Contingency Fees Work?” to learn more: How Do Contingency Fees Work?.

What does “no fee unless we win” mean?

“No fee unless we win” means that you don’t pay any attorney fees unless we recover compensation for you. If we don’t win your case, you owe us nothing. This ensures that everyone has access to high-quality legal representation, regardless of their financial situation.

How often will I get updates on my case?

At Attorney911, we provide regular updates on the progress of your case. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.” You’ll work directly with Ralph or Lupe, not a case manager, so you can always reach us with your questions.

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not a junior associate or case manager. As client Chad Harris said, “You are NOT just some client…You are FAMILY to them.” This personal attention sets us apart from high-volume firms.

What if I already hired another attorney?

You have the right to switch attorneys at any time. If your current attorney isn’t communicating with you, isn’t fighting for you, or is pushing you to settle for less than you deserve, you can fire them and hire Attorney911. We’ve taken over many cases from other attorneys and secured better results for our clients. As client Greg Garcia said, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

If you’re making a claim against your own Uninsured/Underinsured Motorist (UM/UIM) coverage, your insurance company will fight your claim just as hard as the other driver’s insurance would. You still need an attorney to protect your rights and maximize your recovery.

How do you calculate pain and suffering?

Pain and suffering is typically calculated using the multiplier method. Your medical expenses are multiplied by a factor (usually 1.5 to 5) based on the severity of your injuries. For example, if your medical expenses are $100,000 and the multiplier is 4, your pain and suffering would be valued at $400,000.

At Attorney911, we know how to justify higher multipliers and fight for the full value of your pain and suffering.

What if I was hit by a government vehicle (city bus, police car, etc.)?

If you were hit by a government vehicle, such as a city bus or police car, you must file a notice of claim within 6 months of the accident. Government entities are protected by sovereign immunity, and there are strict rules and damage caps that apply. These cases are complex, and you need an experienced attorney to navigate them. Ralph’s 25+ years of experience includes handling claims against government entities.

What if the other driver fled the scene (hit and run)?

If the other driver fled the scene, you can still recover compensation through your own Uninsured Motorist (UM) coverage. It’s important to file a police report immediately and gather as much evidence as possible, such as surveillance footage from nearby businesses. Most footage is deleted within 7-30 days, so time is of the essence.

At Attorney911, we send preservation letters to businesses near the accident scene to secure surveillance footage before it’s deleted. We’ve recovered substantial settlements for hit-and-run victims through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Your immigration status does not affect your right to compensation for your injuries. You are entitled to full recovery regardless of your immigration status. At Attorney911, we’ve successfully represented clients of all immigration statuses, and we protect your privacy throughout the process. Lupe Peña is fluent in Spanish, so language will never be a barrier.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply in parking lot accidents, and we’ve won many cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

If you were a passenger in the at-fault vehicle, you can still sue the driver for your injuries. As an innocent victim, you are entitled to compensation. The driver’s insurance covers passengers, and there are no comparative fault issues (since you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversations so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance policy. The death of the at-fault driver does not eliminate liability. The insurance policy still applies, and the estate may have assets that can be used to compensate you. Wrongful death laws protect both sides, and these cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Other Types of Motor Vehicle Accidents We Handle in Salado

At Attorney911, we handle all types of motor vehicle accidents in Salado and Bell County. Here’s a closer look at some of the most common types of accidents we see:

18-Wheeler and Trucking Accidents

Salado sits along Interstate 35, one of the busiest trucking corridors in the country. With thousands of 18-wheelers passing through Bell County every day, trucking accidents are a serious concern. These accidents often result in catastrophic injuries or wrongful death due to the sheer size and weight of commercial trucks.

In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it the deadliest state for trucking accidents.

Why Trucking Accidents Are More Complex

Trucking accidents are not like typical car accidents. They involve:

• Federal regulations: The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for truck drivers and trucking companies, including hours of service (HOS) limits, drug testing requirements, and vehicle maintenance standards. Violations of these regulations can establish negligence per se.
• Multiple liable parties: In a trucking accident, liability can extend beyond the driver to include the trucking company, cargo loader, vehicle manufacturer, and maintenance provider. More liable parties mean more insurance policies and higher potential compensation.
• Higher insurance limits: Commercial trucks are required to carry much higher insurance coverage than passenger vehicles, with policies ranging from $750,000 to $5 million or more.
• Electronic data: Trucks are equipped with Electronic Logging Devices (ELDs) that record driving hours, vehicle speed, and other data. This data can be crucial in proving negligence but is often deleted within 30-180 days if not preserved.

Common Causes of Trucking Accidents

• Driver fatigue: Truck drivers are limited to 11 hours of driving after 10 consecutive hours off-duty, but many drivers and companies violate these rules to meet tight deadlines.
• Distracted driving: Truck drivers may be distracted by their phones, GPS devices, or in-cab technology.
• Improper loading: Overloaded or improperly secured cargo can cause trucks to become unstable and tip over.
• Poor maintenance: Trucking companies are required to maintain their vehicles, but many cut corners to save money.
• Speeding: Trucks require much longer stopping distances than cars, making speeding particularly dangerous.
• Drunk or drugged driving: Commercial drivers are subject to random drug testing and have a lower BAC limit (0.04%) than non-commercial drivers.

Why You Need an Experienced Trucking Accident Lawyer

Trucking companies and their insurers have teams of lawyers working to minimize their liability. They will try to shift blame to the victim, argue that the injuries aren’t serious, or claim that the accident was unavoidable. At Attorney911, we know how to counter these tactics.

Ralph Manginello is admitted to practice in federal court, which is crucial for handling FMCSA cases. Our firm was also involved in the BP explosion litigation, demonstrating our ability to take on billion-dollar corporations and secure justice for victims. We’ve recovered millions of dollars for families facing trucking-related wrongful death cases.

If you’ve been injured in a trucking accident in Salado, call Attorney911 immediately at 1-888-ATTY-911. We’ll send preservation letters to secure critical evidence before it’s deleted.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas. In 2024, 1,053 people were killed in alcohol-impaired driving crashes—25.37% of all traffic fatalities in the state. Drunk driving accidents often result in catastrophic injuries or wrongful death due to the impaired driver’s inability to react to hazards.

Dram Shop Liability: Holding Bars and Restaurants Accountable

In Texas, bars, restaurants, and other establishments that serve alcohol can be held liable for drunk driving accidents under the Texas Dram Shop Act (TABC § 2.02). To prove dram shop liability, you must show that:

1. The establishment served alcohol to someone who was obviously intoxicated at the time of service.
2. The over-service was the proximate cause of the accident and your injuries.

Signs of obvious intoxication include slurred speech, bloodshot eyes, unsteady gait, aggressive behavior, and a strong odor of alcohol. If the establishment continued to serve alcohol to someone displaying these signs, they may be liable for your damages.

Punitive Damages in Drunk Driving Cases

Drunk driving is considered gross negligence under Texas law, which means you may be entitled to punitive damages in addition to compensatory damages. Punitive damages are designed to punish the defendant and deter similar conduct. They are capped in Texas but can significantly increase your compensation.

Why You Need an Attorney for a Drunk Driving Case

Drunk driving cases often involve both criminal and civil proceedings. At Attorney911, we have experience handling both sides of these cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), which gives us unique insight into the criminal aspects of drunk driving cases.

We’ve also secured three DWI dismissals for clients, demonstrating our ability to investigate and build strong cases:

1. Breathalyzer machine improperly maintained: The charges were dismissed when we proved that the police department wasn’t properly maintaining their breathalyzer machines.
2. Missing EMS and hospital notes: The case was dismissed on the day of trial when we discovered that the police had conducted no breath or blood test, EMS didn’t note intoxication, and the nurse’s notes from the hospital were missing.
3. Video evidence: The case was dismissed because our client did not appear drunk in the video of the field sobriety test.

If you’ve been injured by a drunk driver in Salado, call Attorney911 at 1-888-ATTY-911. We’ll investigate every angle, including dram shop liability, to maximize your compensation.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, 585 motorcyclists were killed in Texas, and 37% of those killed were not wearing helmets. Motorcycle accidents often result in severe injuries, including traumatic brain injuries, spinal cord injuries, and broken bones.

Texas Helmet Law

Texas law requires all riders under 21 to wear helmets. Riders over 21 may ride without a helmet if they have completed an approved motorcycle safety course or have at least $10,000 in medical insurance coverage. However, helmets reduce the risk of death by 37% and the risk of head injury by 69%, so we always recommend wearing one.

Common Causes of Motorcycle Accidents

• Failure to yield: Drivers often fail to see motorcycles or misjudge their speed, leading to collisions at intersections.
• Driver inattention: Distracted drivers may not notice motorcycles in their blind spots.
• Unsafe lane changes: Drivers may change lanes without checking for motorcycles.
• Left-turn accidents: Drivers turning left often collide with motorcycles going straight.
• Speeding and reckless driving: Both motorcyclists and other drivers may engage in dangerous behaviors that lead to accidents.

Comparative Negligence in Motorcycle Accidents

Insurance companies often try to blame motorcyclists for accidents, arguing that they were speeding, lane-splitting, or not wearing helmets. Texas’s 51% comparative negligence rule means that if you are found to be more than 50% at fault, you cannot recover any compensation. At Attorney911, we know how to counter these arguments and fight for a fair assessment of fault.

If you’ve been injured in a motorcycle accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll fight to protect your rights and maximize your compensation.

Pedestrian Accidents

Pedestrians are the most vulnerable road users, and accidents involving pedestrians often result in catastrophic injuries or wrongful death. In 2024, 6,095 pedestrian crashes occurred in Texas, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

Pedestrians Have the Right of Way

Under Texas law, pedestrians always have the right of way at intersections, even at unmarked crosswalks. This means that drivers must yield to pedestrians crossing the street. Unfortunately, many drivers don’t know this law or choose to ignore it.

Common Causes of Pedestrian Accidents

• Failure to yield: Drivers may fail to yield to pedestrians in crosswalks or at intersections.
• Distracted driving: Drivers may be texting, talking on the phone, or otherwise distracted and not see pedestrians.
• Speeding: Speeding reduces a driver’s reaction time and increases the severity of injuries.
• Drunk driving: Impaired drivers are more likely to hit pedestrians.
• Poor visibility: Pedestrians may be difficult to see at night or in bad weather.

Common Injuries in Pedestrian Accidents

Pedestrian accidents often result in severe injuries, including:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones (pelvis, legs, arms)
• Internal organ damage
• Wrongful death

If you or a loved one has been injured in a pedestrian accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll fight to hold the negligent driver accountable and secure the compensation you deserve.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have transformed transportation in Salado and across Texas, but they’ve also introduced new complexities when accidents occur. Rideshare accidents involve unique insurance issues that can make recovering compensation more challenging.

Rideshare Insurance Phases

Rideshare insurance coverage varies depending on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal auto insurance only ($30k/$60k/$25k minimum in Texas)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50k per person, $100k per accident, $25k property damage
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial coverage: $1 million liability
Period 3 – Transporting	Passenger in vehicle	Full commercial coverage: $1 million liability

Who Can Be Injured in a Rideshare Accident?

• Riders: Passengers in the rideshare vehicle.
• Drivers: Rideshare drivers themselves.
• Third parties: Other drivers, pedestrians, or passengers in other vehicles.

In 2017-2018, 58% of rideshare accident victims were third parties, while 21% were riders and 21% were drivers.

Why Rideshare Accidents Are Complex

Rideshare accidents involve multiple insurance policies and potentially liable parties, including:

• The rideshare driver
• The rideshare company (Uber or Lyft)
• Other at-fault drivers
• The vehicle owner (if different from the driver)

At Attorney911, we know how to navigate the complex insurance landscape of rideshare accidents. Lupe Peña’s insurance defense background gives us a unique advantage in identifying all available coverage and maximizing your recovery.

If you’ve been injured in a rideshare accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll handle the insurance companies so you can focus on your recovery.

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving you to deal with the aftermath alone. In the U.S., one hit and run occurs every 43 seconds, and these accidents often result in serious injuries or wrongful death.

Texas Penalties for Hit and Run

Hit and run is a serious crime in Texas, with penalties ranging from misdemeanors to felonies depending on the severity of the accident:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in prison, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

Recovering Compensation After a Hit and Run

If the at-fault driver is never identified, you can still recover compensation through your own Uninsured Motorist (UM) coverage. UM coverage is designed to protect you when the at-fault driver has no insurance or cannot be identified.

Texas allows inter-policy stacking, which means you can combine UM coverage from multiple vehicles on your policy. For example, if you have two cars with $50,000 in UM coverage each, you may be able to stack the coverage for a total of $100,000.

Evidence Preservation Is Critical

Surveillance footage from nearby businesses is often the key to identifying hit-and-run drivers, but this footage is typically deleted within 7-30 days. At Attorney911, we send preservation letters to businesses near the accident scene to secure this critical evidence before it’s deleted.

If you’ve been injured in a hit-and-run accident in Salado, call Attorney911 immediately at 1-888-ATTY-911. Time is of the essence—evidence disappears quickly.

Tesla and Autopilot Accidents

Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in a growing number of accidents, some of which have resulted in fatalities. These accidents raise complex legal issues, including product liability and negligence claims against Tesla.

Notable Tesla Autopilot Crashes

• May 2016, Williston, FL: Joshua Brown was killed when his Tesla Model S failed to detect a white 18-wheeler crossing the road. The truck’s trailer was tall and white, blending in with the bright sky, and the Autopilot system did not apply the brakes.
• March 2018, Mountain View, CA: Apple engineer Walter Huang was killed when his Tesla Model X crashed into a concrete barrier. The case settled in April 2024.
• August 2025, Miami, FL: A jury awarded $240 million to the family of a victim killed in a Tesla Autopilot crash. This landmark verdict sends a strong message to automakers about the dangers of overstating their vehicles’ capabilities.

Liability Issues in Tesla Accidents

Tesla has faced criticism for overstating the capabilities of its Autopilot and FSD systems, leading to driver overconfidence. Key liability arguments in Tesla accidents include:

1. Marketing claims: Tesla has marketed Autopilot and FSD as safer than human drivers, despite known limitations.
2. Driver overconfidence: Tesla’s marketing has fostered overreliance on the systems, leading to accidents when drivers fail to pay attention.
3. Known defects: Tesla has been aware of defects in its systems but has used over-the-air (OTA) software updates instead of comprehensive recalls.
4. Emergency vehicle detection: Tesla’s systems have repeatedly failed to detect emergency vehicles with flashing lights, leading to multiple crashes.

Why You Need an Attorney for a Tesla Accident

Tesla accidents involve complex product liability and negligence claims. At Attorney911, we have the experience and resources to take on large corporations like Tesla. Ralph Manginello’s federal court admission and involvement in the BP explosion litigation demonstrate our ability to handle complex cases against billion-dollar companies.

If you’ve been injured in a Tesla or Autopilot accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll hold Tesla accountable for its negligence.

Bicycle Accidents

Bicycle accidents are a growing concern in Salado and across Texas as more people take to the roads on bikes. In 2024, 78 cyclists were killed in Texas, a 26.42% decrease from the previous year but still a significant number. Bicycle accidents often result in severe injuries due to the lack of protection for cyclists.

Texas E-Bike Laws

Texas has specific laws governing e-bikes, which are classified based on their speed and power:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

E-bikes that exceed these standards (motor over 750W, speed over 28 mph, or throttle on Class 3) are not considered “electric bicycles” under Texas law and may require registration as motor vehicles.

Common Causes of Bicycle Accidents

• Failure to yield: Drivers often fail to yield to cyclists at intersections or when turning.
• Dooring: Drivers or passengers may open car doors into the path of cyclists.
• Distracted driving: Drivers may not see cyclists due to distractions.
• Speeding: Speeding reduces a driver’s reaction time and increases the severity of injuries.
• Poor road conditions: Potholes, debris, and lack of bike lanes can contribute to accidents.

Comparative Negligence in Bicycle Accidents

Insurance companies often try to blame cyclists for accidents, arguing that they were riding recklessly, not wearing helmets, or not following traffic laws. Texas’s 51% comparative negligence rule means that if you are found to be more than 50% at fault, you cannot recover any compensation. At Attorney911, we know how to counter these arguments and fight for a fair assessment of fault.

If you’ve been injured in a bicycle accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll fight to protect your rights and maximize your compensation.

Bus Accidents

Bus accidents can involve city buses, school buses, charter buses, or private shuttles. These accidents often result in multiple injuries due to the number of passengers on board. In 2024, Texas saw 1,110 bus accidents, resulting in 17 fatal crashes and 549 injury crashes.

School Bus Accidents

School bus accidents are particularly concerning due to the involvement of children. In 2023, Texas saw 2,523 school bus crashes, resulting in 11 deaths and 63 serious injuries. Over 10,000 students were injured in school bus accidents during the 2021-22 school year.

Common Causes of Bus Accidents

• Driver fatigue: Bus drivers often work long hours, leading to fatigue and reduced reaction times.
• Distracted driving: Bus drivers may be distracted by passengers, GPS devices, or other factors.
• Poor maintenance: Bus companies are required to maintain their vehicles, but many cut corners to save money.
• Speeding: Speeding reduces a driver’s reaction time and increases the severity of injuries.
• Driver error: Bus drivers may make mistakes, such as failing to yield or misjudging distances.

Liable Parties in Bus Accidents

Bus accidents can involve multiple liable parties, including:

• The bus driver (for negligent operation)
• The bus company (for negligent hiring, training, or maintenance)
• The vehicle manufacturer (for defective parts)
• Other drivers (for contributing to the accident)
• Government entities (for poor road design or signage)

If you’ve been injured in a bus accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll investigate all liable parties and fight for the compensation you deserve.

Construction Zone Accidents

Construction zones are dangerous areas where accidents are more likely to occur due to narrowed lanes, reduced speed limits, and the presence of construction vehicles and workers. In 2024, Texas saw nearly 28,000 crashes in work zones, resulting in 215 deaths—a 12% increase from the previous year.

Why Work Zone Accidents Are Increasing

• Driver inattention: Drivers may be distracted by their phones, GPS devices, or other factors.
• Speeding: Drivers often ignore reduced speed limits in work zones.
• Lane changes: Narrowed lanes and lane shifts can cause confusion and collisions.
• Construction vehicle movements: Large construction vehicles may enter or exit the roadway unexpectedly.
• Poor signage: Inadequate or confusing signage can lead to accidents.

Real-Life Example: Katrina Bond

Katrina Bond was a college student who slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck, who admitted to receiving a text message, rear-ended her. The force of the collision pushed her car into the path of another truck, resulting in her death. Her mother, Kathy Bond, now advocates for work zone safety.

Liable Parties in Work Zone Accidents

Work zone accidents can involve multiple liable parties, including:

• The at-fault driver (for negligent operation)
• The construction company (for inadequate signage or unsafe practices)
• The government entity (for poor road design or maintenance)
• The vehicle manufacturer (for defective parts)

If you’ve been injured in a work zone accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll investigate all liable parties and fight for the compensation you deserve.

Uninsured/Underinsured Motorist (UM/UIM) Claims

Uninsured and underinsured motorist coverage is designed to protect you when the at-fault driver has no insurance or doesn’t have enough insurance to cover your damages. In Texas, 15.4% of drivers are uninsured, which means approximately 1 in 7 drivers on the road has no insurance.

UM/UIM Coverage Rules in Texas

• UM/UIM is optional in Texas, but insurance companies are required to offer it. You must reject it in writing if you don’t want it.
• Inter-policy stacking is allowed, which means you can combine coverage from multiple vehicles on your policy.
• UM/UIM coverage applies to hit-and-run accidents where the at-fault driver cannot be identified.
• The standard UM/UIM deductible is $250.

How UM/UIM Claims Work

If the at-fault driver has no insurance or insufficient insurance, you can make a claim against your own UM/UIM coverage. Your insurance company will then step into the shoes of the at-fault driver and negotiate with you (or your attorney) to settle your claim.

However, your insurance company will still try to minimize your payout, just like the other driver’s insurance would. At Attorney911, we know how to negotiate with insurance companies and maximize your UM/UIM recovery.

If you’ve been injured by an uninsured or underinsured driver in Salado, call Attorney911 at 1-888-ATTY-911. We’ll help you navigate the UM/UIM claims process and fight for the compensation you deserve.

Wrongful Death Claims

Losing a loved one in a car accident is devastating, and no amount of money can replace them. However, a wrongful death claim can help you recover compensation for the financial and emotional losses you’ve suffered.

Wrongful Death vs. Survival Action

In Texas, there are two types of claims that can be brought after a fatal accident:

1. Wrongful Death Claim: Brought by the surviving family members (spouse, children, parents) for the damages they have suffered as a result of the loss.
2. Survival Action: Brought by the deceased’s estate for the damages the deceased would have been entitled to if they had survived, such as pain and suffering before death and medical expenses.

Damages in a Wrongful Death Claim

In a wrongful death claim, you may be entitled to recover the following damages:

• Economic damages: Funeral and burial expenses, lost financial support, and other financial losses.
• Non-economic damages: Loss of companionship, mental anguish, and loss of advice and counsel.

Who Can File a Wrongful Death Claim?

In Texas, the following family members can file a wrongful death claim:

• The deceased’s spouse
• The deceased’s children
• The deceased’s parents

If none of these family members file a claim within three months of the death, the executor or administrator of the estate may file the claim unless the family members request that no claim be filed.

If you’ve lost a loved one in a car accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll handle your case with compassion and fight for the justice your family deserves.

E-Scooter and E-Bike Accidents

E-scooters and e-bikes have become increasingly popular in Salado and across Texas, but they’ve also introduced new safety risks. These vehicles are classified as “electric bicycles” under Texas law if they meet certain criteria:

Class	Max Speed	Throttle	Pedal Assist
Class 1	20 mph	No	Yes
Class 2	20 mph	Yes	Yes
Class 3	28 mph	No	Yes

E-bikes that exceed these standards (motor over 750W, speed over 28 mph, or throttle on Class 3) are not considered “electric bicycles” and may require registration as motor vehicles.

Common Causes of E-Scooter and E-Bike Accidents

• Road hazards: Potholes, debris, and uneven pavement can cause riders to lose control.
• Driver inattention: Drivers may not see e-scooter or e-bike riders, especially at intersections.
• Dooring: Drivers or passengers may open car doors into the path of riders.
• Speeding: E-scooters and e-bikes can reach high speeds, increasing the risk of accidents.
• Poor visibility: Riders may be difficult to see at night or in bad weather.

Liable Parties in E-Scooter and E-Bike Accidents

E-scooter and e-bike accidents can involve multiple liable parties, including:

• Other drivers: For negligent operation of their vehicles.
• E-scooter/e-bike manufacturers: For product defects, such as brake failures or battery fires.
• Pedestrians: For walking into the path of riders.
• Property owners: For poorly maintained sidewalks or paths.

If you’ve been injured in an e-scooter or e-bike accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll investigate all liable parties and fight for the compensation you deserve.

Boat and Maritime Accidents

Salado is located near several lakes and rivers, making boat and maritime accidents a concern for residents and visitors. These accidents can occur on recreational boats, ferries, or even commercial vessels and can result in serious injuries or wrongful death.

Common Causes of Boat Accidents

• Operator inexperience: Many boat operators lack proper training or experience.
• Alcohol use: Boating under the influence is a leading cause of accidents.
• Speeding: Excessive speed reduces reaction time and increases the severity of injuries.
• Equipment failure: Poorly maintained boats or defective equipment can cause accidents.
• Weather conditions: Sudden storms or high winds can lead to accidents.

Common Injuries in Boat Accidents

Boat accidents can result in a wide range of injuries, including:

• Drowning or near-drowning
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Lacerations and soft tissue injuries
• Hypothermia

Liable Parties in Boat Accidents

Boat accidents can involve multiple liable parties, including:

• The boat operator (for negligent operation)
• The boat owner (for negligent maintenance or hiring)
• The boat manufacturer (for defective parts)
• The rental company (for negligent hiring or maintenance)
• Other boat operators (for contributing to the accident)

At Attorney911, we have experience handling maritime injury cases. In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.

If you’ve been injured in a boat or maritime accident in Salado, call Attorney911 at 1-888-ATTY-911. We’ll fight for the compensation you deserve.

How Attorney911 Maximizes Your Compensation

At Attorney911, we don’t just handle your case—we fight for every dollar you deserve. Here’s how we maximize your compensation:

1. Thorough Investigation

We conduct a thorough investigation of your accident to gather all available evidence, including:

• Police reports and 911 recordings: We obtain these documents to establish the facts of the accident.
• Witness statements: We interview witnesses to get their version of events.
• Surveillance footage: We send preservation letters to nearby businesses to secure surveillance footage before it’s deleted.
• Electronic data: For trucking accidents, we obtain ELD data, black box data, and GPS records.
• Medical records: We work with your doctors to document the full extent of your injuries.
• Expert testimony: We work with accident reconstruction experts, medical experts, and other specialists to build your case.

2. Proving Liability

To recover compensation, we must prove that the other driver was negligent and that their negligence caused your injuries. This requires establishing the four elements of negligence:

1. Duty of care: The other driver had a legal duty to operate their vehicle safely.
2. Breach of duty: The other driver violated that duty through their actions or inactions.
3. Causation: The breach of duty directly caused your injuries.
4. Damages: You suffered actual harm as a result of the accident.

At Attorney911, we know how to prove each of these elements and build a strong case for liability.

3. Documenting Your Damages

We work with medical experts to document the full extent of your injuries and connect them to the accident. This includes:

• Medical expenses: We gather all your medical bills, including past and future treatment costs.
• Lost wages: We calculate your lost income and earning capacity.
• Pain and suffering: We document the physical and emotional impact of your injuries.
• Property damage: We assess the damage to your vehicle and other property.

4. Countering Insurance Tactics

Insurance companies use a variety of tactics to minimize their payouts, including:

• Recorded statements: They may ask for a recorded statement, hoping you’ll say something that can be used against you.
• Quick settlement offers: They may offer a lowball settlement before you know the full extent of your injuries.
• Independent Medical Exams (IMEs): They may send you to a doctor of their choosing to minimize your injuries.
• Delay tactics: They may drag out your case, hoping you’ll get desperate and accept a low offer.
• Surveillance: They may hire private investigators to follow you and take photos or videos to undermine your claim.

At Attorney911, we know how to counter these tactics. Lupe Peña’s insurance defense background gives us a unique advantage in negotiations.

5. Negotiating with Insurance Companies

We handle all communications with insurance companies on your behalf. We know how to negotiate for maximum compensation, and we won’t accept lowball offers. Our goal is to secure a fair settlement that covers all your damages.

6. Filing a Lawsuit if Necessary

If the insurance company refuses to offer a fair settlement, we’re prepared to take your case to trial. We prepare every case as if it’s going to trial, which gives us leverage in negotiations. Our trial readiness shows insurance companies that we’re serious about fighting for our clients.

7. Maximizing Your Recovery

We fight for every dollar you deserve, including compensation for:

• Medical expenses: Past and future medical bills, including hospital stays, surgeries, physical therapy, and medications.
• Lost wages: Income you’ve lost due to your injuries, as well as future lost earning capacity if you’re unable to return to your previous job.
• Pain and suffering: The physical and emotional pain caused by your injuries.
• Mental anguish: The psychological impact of the accident, including anxiety, depression, and PTSD.
• Physical impairment: The loss of physical function or ability to perform daily activities.
• Disfigurement: Scarring or other permanent visible injuries.
• Loss of enjoyment of life: The impact of your injuries on your ability to participate in activities you previously enjoyed.
• Punitive damages: In cases involving gross negligence or malice, such as drunk driving, you may be entitled to punitive damages.

What to Expect When You Hire Attorney911

When you hire Attorney911, you can expect the following:

1. Free Consultation

We offer a free, no-obligation consultation to discuss your case and answer your questions. During this consultation, we’ll:

• Review the facts of your accident.
• Assess the strength of your case.
• Explain your legal rights and options.
• Discuss our fee structure and how we can help you.

2. Immediate Action

After you hire us, we’ll take immediate action to protect your rights and preserve evidence, including:

• Sending preservation letters to secure surveillance footage and electronic data.
• Gathering police reports, witness statements, and other evidence.
• Working with medical providers to document your injuries.
• Handling all communications with insurance companies.

3. Personal Attention

You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or junior associate. We believe in providing personalized attention to every client, and we’re always available to answer your questions and address your concerns.

4. Regular Updates

We’ll keep you updated on the progress of your case and answer any questions you have along the way. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.”

5. Aggressive Representation

We’ll fight aggressively to maximize your compensation. We know how insurance companies operate, and we know how to counter their tactics. We won’t settle for lowball offers—we’ll fight for what you truly deserve.

6. Contingency Fee – No Risk to You

We work on a contingency fee basis, which means you pay nothing unless we win your case. There are no upfront costs or hourly fees—we only get paid if we recover compensation for you. This ensures that everyone has access to high-quality legal representation, regardless of their financial situation.

Call Attorney911 Today for a Free Consultation

If you’ve been injured in a car accident in Salado, Texas, don’t wait to get the help you need. Evidence disappears daily, and the sooner you call us, the sooner we can start protecting your rights.

At Attorney911, we’re here to fight for you. We have the experience, knowledge, and resources to handle even the most complex car accident cases. We know how insurance companies operate, and we know how to counter their tactics. We’ve recovered millions of dollars for our clients, and we’re ready to fight for you.

Call us today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case, so you have nothing to lose and everything to gain. Let us help you get the compensation you deserve and move forward with your life.

Attorney911 – The Manginello Law Firm, PLLC
Principal Office: Houston, Texas
Serving Salado, Bell County, and All of Central Texas
1-888-ATTY-911 (1-888-288-9911)
Se Habla Español