Motor Vehicle Accident Lawyers in Waco, Texas – Attorney911 Fights for You

If you’ve been injured in a car accident in Waco, Texas, you’re not alone. Every year, thousands of Central Texas residents face the physical, emotional, and financial aftermath of motor vehicle collisions. At Attorney911, we understand the overwhelming challenges you’re facing – from mounting medical bills to insurance company tactics designed to minimize your claim. With over 25 years of experience serving Waco and McLennan County, our legal team is here to fight for the compensation you deserve.

Why Waco Accident Victims Trust Attorney911

Waco sits at the crossroads of major Texas highways, including I-35, which sees some of the heaviest truck traffic in the state. This unique location means Waco residents face both urban traffic risks and highway dangers. Whether you were injured on I-35 near the Baylor University campus, on Loop 340, or at a busy intersection like Valley Mills Drive and Waco Drive, our firm has the local knowledge and legal expertise to handle your case.

Ralph Manginello, our founding attorney, has been protecting the rights of Texas accident victims since 1998. With admission to the U.S. District Court for the Western District of Texas (Waco Division), Ralph brings federal court experience to even the most complex cases. Our team includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies evaluate claims – because he used to calculate them himself.

The Reality of Motor Vehicle Accidents in Waco

Texas sees a motor vehicle crash every 57 seconds, and Waco is no exception. In 2024 alone:

251,977 people were injured in Texas motor vehicle crashes
1 person was injured every 2 minutes and 5 seconds
4,150 Texans lost their lives in traffic accidents

Waco’s unique traffic patterns contribute to these statistics. The stretch of I-35 running through Waco is one of the most dangerous highways in Texas, with frequent rear-end collisions and trucking accidents. The intersection of Valley Mills Drive and Waco Drive has been identified as particularly hazardous, as has the area around Baylor University where student pedestrian traffic mixes with heavy vehicle traffic.

What to Do After a Waco Car Accident

If you’ve been in an accident in Waco, follow these critical steps:

Call 911 – Report the accident and request medical assistance if needed
Document everything – Take photos of vehicle damage, injuries, and the accident scene
Exchange information – Get the other driver’s name, insurance, and contact details
Seek medical attention – Even if you feel fine, some injuries don’t show symptoms immediately
Don’t give recorded statements – Insurance adjusters will try to use your words against you
Call Attorney911 – 1-888-ATTY-911 for immediate legal guidance

Remember, evidence disappears quickly. Surveillance footage from nearby businesses is typically deleted within 7-30 days. Witness memories fade, and physical evidence at the scene gets cleaned up. The sooner you call us, the better we can preserve critical evidence for your case.

Common Types of Motor Vehicle Accidents in Waco

Car Accidents (Most Common)

Waco sees thousands of car accidents annually, many occurring at busy intersections and along major thoroughfares. Common causes include:

Distracted driving (texting, phone use)
Speeding on I-35 or Loop 340
Failure to yield at intersections like Valley Mills and Waco Drive
Running red lights
Following too closely (common on I-35)
DUI/DWI (Waco has seen an increase in alcohol-related accidents)

Common injuries:

Whiplash and soft tissue injuries
Herniated discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Client Testimonial:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

18-Wheeler and Trucking Accidents

Waco’s location along I-35 makes it a hotspot for trucking accidents. In 2024:

Texas saw 39,393 commercial motor vehicle crashes
608 trucking fatalities and 1,601 serious injuries
Texas accounts for 11% of all fatal truck crashes nationwide

Why trucking accidents are more complex:

Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
Higher insurance limits ($750,000 to $5,000,000+ policies)
Federal regulations (FMCSA) that create additional liability
Electronic Logging Device (ELD) data that must be preserved

FMCSA Violations We Commonly See:

Hours of Service violations (drivers exceeding 11-hour driving limit)
Inadequate driver training
Poor vehicle maintenance
Improper cargo loading
Drug and alcohol violations

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Choose Attorney911 for Trucking Cases:

Federal court admission (Western District of Texas)
Experience with FMCSA regulations
BP explosion litigation experience (taking on billion-dollar corporations)
Multi-million dollar results in trucking cases

Drunk Driving Accidents

Texas saw 1,053 alcohol-impaired driving deaths in 2024, representing 25.37% of all traffic fatalities. Waco has seen its share of tragic drunk driving accidents, particularly around Baylor University and downtown entertainment districts.

Texas Dram Shop Law (TABC § 2.02):
Texas allows victims to sue establishments that over-serve obviously intoxicated patrons. Signs of obvious intoxication include:

Slurred speech
Bloodshot/glassy eyes
Unsteady gait/stumbling
Impaired coordination
Aggressive or erratic behavior
Strong odor of alcohol

Potentially liable parties:

Bars and nightclubs
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)
Social hosts (limited circumstances)

Why Drunk Driving Cases Often Result in Higher Settlements:

Punitive damages available for gross negligence
Multiple defendants (driver + bar/restaurant)
Criminal case can strengthen civil case
Insurance companies have less leverage when liability is clear

Attorney911’s Criminal Defense Advantage:
Our firm is unique in that we handle both civil personal injury cases AND criminal defense. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us insider knowledge of how criminal cases impact civil claims. We’ve successfully had multiple DWI cases dismissed, demonstrating our investigation skills:

DWI #1: Breathalyzer machine improperly maintained – case dismissed
DWI #2: No breath/blood test, missing hospital notes – dismissed day of trial
DWI #3: Video showed client not drunk – dismissed

Motorcycle Accidents

Waco saw 585 motorcyclist fatalities in Texas in 2024, with 37% of those killed not wearing helmets. While Texas law only requires helmets for riders under 21, we strongly recommend all riders wear helmets to prevent catastrophic injuries.

Common causes of motorcycle accidents in Waco:

Failure to yield right of way (most common)
Driver inattention/distraction
Unsafe lane changes
Left-turn accidents
Speeding/reckless driving

Texas Comparative Negligence Challenge:
Insurance companies almost always try to blame the motorcyclist. Texas uses a 51% bar rule – if you’re found 51% or more at fault, you recover nothing. Our team, including former insurance defense attorney Lupe Peña, knows how to counter these arguments.

Pedestrian Accidents

Waco saw 6,095 pedestrian crashes in Texas in 2024, resulting in 768 fatalities. Pedestrians account for just 1% of crashes but 19% of all roadway deaths.

Critical Legal Point for Waco Pedestrians:
Pedestrians ALWAYS have the right-of-way at intersections under Texas law – even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Common Waco pedestrian accident locations:

Around Baylor University campus
Downtown Waco near Magnolia Market
Busy intersections like Valley Mills Drive and Waco Drive
Near Waco High School and other schools

Rideshare Accidents (Uber/Lyft)

Rideshare accidents present unique insurance challenges. The coverage available depends on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
0 – Offline	App off, personal use	Personal insurance only ($30K/$60K/$25K)
1 – Waiting	App on, no ride request	$50K/$100K/$25K contingent coverage
2 – Accepted	Ride accepted, en route to pickup	$1,000,000 liability coverage
3 – Transporting	Passenger in vehicle	$1,000,000 liability coverage

Who can be injured in rideshare accidents:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians)

Why Rideshare Cases Are Complex:

Multiple insurance policies may apply
Uber/Lyft try to minimize their liability
Determining the driver’s status at time of accident is critical
Lupe’s insurance defense background helps navigate these complexities

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas:

Hit and run is a crime (2nd degree felony for deaths)
Every 43 seconds someone in the U.S. is involved in a hit-and-run
Your own Uninsured Motorist (UM) coverage can compensate you

What to do after a hit and run in Waco:

Call 911 immediately
Get witness information
Take photos of the scene and your vehicle
File a police report
Call Attorney911 – we’ll help you navigate the UM claim process

Evidence Preservation is Critical:

Surveillance footage deleted in 7-30 days
Witnesses disperse quickly
Physical evidence disappears
We send preservation letters immediately to secure evidence

Work Zone Accidents

Nearly 28,000 crashes occurred in Texas work zones in 2024, resulting in 215 deaths – a 12% increase over the previous year. Waco has seen its share of work zone accidents, particularly on I-35 where construction projects are frequent.

Real Case Example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted to receiving a text message) rear-ended her. The force pushed her car into the path of another truck, resulting in a fatal accident.

Why Work Zone Accidents Happen:

Speeding through construction zones
Distracted driving
Failure to merge properly
Inadequate signage
Poorly marked lanes

The Insurance Company Playbook – And How We Beat It

Insurance companies have a playbook of tactics designed to minimize your claim. Lupe Peña, our former insurance defense attorney, knows this playbook inside and out because he used it for years. Here’s what they’re doing – and how we counter it:

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What they do:
Insurance adjusters contact you IMMEDIATELY – often while you’re still in the hospital, on pain medication, or overwhelmed by the situation. They act friendly and helpful, saying things like:

“We just want to help you”
“We need your side of the story”
“This is routine, everyone does this”

What they’re really doing:
They’re building their defense against you with leading questions designed to get you to minimize your injuries or admit partial fault.

How we counter:
We tell our clients DO NOT give recorded statements without us. Once you hire Attorney911:

We become your voice
All calls go through us
We prepare you properly if a statement becomes necessary
We sit with you during any statements
We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What they do:
Within days or weeks, the insurance company offers quick money – typically $2,000-$5,000, sometimes up to $15,000 if they’re scared. They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”

The trap:
You don’t know the extent of your injuries yet. If you sign the release, you can’t get more money even if you need surgery later.

How we counter:
We NEVER settle before Maximum Medical Improvement (MMI) – the point where you’ve recovered as much as you’re going to. This could be 6 months, 12 months, or longer depending on your injuries. Lupe knows these offers are always lowball because he calculated them for years.

Tactic #3: “Independent” Medical Exam (Months 2-6)

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An insurance company-hired doctor whose job is to minimize your injuries.

How they choose IME doctors:

Based on who gives insurance-favorable reports
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid $2,000-$5,000 per exam by insurance companies

What happens at the IME:

10-15 minute “examination”
Cursory physical exam
Leading questions designed to get you to say you’re feeling better
Look for any reason to minimize your injuries

Common IME findings:

“Patient has pre-existing degenerative changes” (everyone over 40 has some arthritis)
“Injuries consistent with minor trauma”
“Patient can return to full duty work”
“Treatment has been excessive”
“Subjective complaints out of proportion to objective findings” (calling you a liar)

How we counter:

We prepare you extensively before the exam
We send complete medical records to the IME doctor first
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What they do:
They drag your case out, saying things like:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
Ignoring calls and emails

Why delay works:
They know you’re facing:

Mounting bills
Zero income
Creditors threatening
Need for money NOW

Financial desperation makes you accept less. Month 1: You’d reject $5,000. Month 6: You’d seriously consider $5,000. Month 12: You’d beg for $5,000 just to end the nightmare.

How we counter:

We file lawsuits to force deadlines
We set depositions to make them produce witnesses
We prepare for trial to show we’re serious
Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to:

Video you doing daily activities
Film you from public places (your driveway, street, stores)
Follow you to appointments, errands, social activities
Look for any activity that contradicts your injury claims

They also monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot everything: posts, photos, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in

Examples we’ve defended:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 years ago	Presented as recent	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks
Smiling in Photo	Family photo smiling	“Not in pain”	Everyone smiles for photos

7 Rules for Clients:

Make ALL profiles private immediately
DON’T post about accident, injuries, activities, or emotions
DON’T check in anywhere
Tell friends/family: don’t tag, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What they do:
They try to assign you maximum fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why they do this:
Texas uses a 51% bar rule:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages are reduced by your percentage

Even small fault percentages cost thousands:

10% fault on $100,000 case = $10,000 less for you
25% fault on $250,000 case = $62,500 less for you
40% fault on $500,000 case = $200,000 less for you

How we counter:

Aggressive liability investigation
Accident reconstruction proving other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

Colossus – The Insurance Company’s Secret Weapon

Most major insurance companies use software called Colossus to calculate your claim’s value. Lupe used this system when he worked for insurance companies – here’s how it works and how we beat it:

How Colossus Works:

Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
Coding: Injuries coded using standardized medical terms
Calculation: Software applies algorithms to determine “value”
Range Output: System provides recommended settlement range
Authority: Adjuster typically cannot exceed without supervisor approval

How Insurance Manipulates Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

Knows how to code injuries properly for maximum value
Knows which medical terms trigger higher valuations
Knows when Colossus output is artificially low
Knows how to present records to beat the algorithm
Worked with these systems for years as defense attorney

What You Can Recover – Damages in Texas Motor Vehicle Accident Cases

In Texas, accident victims can recover several types of damages:

Economic Damages (No Cap in Texas):

Medical Expenses (Past): ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future): Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past): Income lost from date of accident to present
Lost Earning Capacity (Future): Reduced ability to earn income in the future
Property Damage: Vehicle repair or replacement, personal property
Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice):

Pain and Suffering: Physical pain from injuries, both past and future
Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment: Loss of physical function, disability, limitations
Disfigurement: Scarring, permanent visible injuries affecting appearance
Loss of Consortium: Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped):

Available for gross negligence, fraud, or malice
Drunk driving cases often qualify
Cap: Greater of $200,000 OR (2x economic + 1x non-economic max $750,000)
Purpose: Punish defendant and deter similar conduct

Settlement Ranges by Injury Type

Injury Type	Medical Treatment	Settlement Range
Soft Tissue (Whiplash, Sprains)	$6,000-$16,000	$15,000-$60,000
Broken Bone (Simple Fracture)	$10,000-$20,000	$35,000-$95,000
Broken Bone (Requiring Surgery)	$47,000-$98,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$70,000-$171,000
Herniated Disc (Surgery Required)	$96,000-$205,000	$346,000-$1,205,000
Traumatic Brain Injury (Moderate-Severe)	$198,000-$638,000	$1,548,000-$9,838,000
Spinal Cord Injury/Paralysis	$500,000-$3,000,000+	$4,770,000-$25,880,000
Amputation	$170,000-$480,000	$1,945,000-$8,630,000
Wrongful Death (Working Age Adult)	$60,000-$520,000	$1,910,000-$9,520,000

Attorney911 Documented Results:

Multi-million dollar settlement for client who suffered brain injury with vision loss
Car accident amputation case settled in the millions
Recovered millions for trucking wrongful death cases

Why Choose Attorney911 for Your Waco Accident Case

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What this means for your case:

We know their tactics because Lupe used them
We anticipate their strategies before they deploy them
We know how they value claims internally
We know which IME doctors they favor
We know how to beat their algorithms
We speak their language

No other firm in Waco has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
Amputations: “This case settled in the millions”
Trucking wrongful death: “Recovered millions of dollars in compensation”
Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Western District of Texas (Waco Division).

Why this matters:

Complex cases often end up in federal court
FMCSA trucking regulations are federal
Diversity jurisdiction for out-of-state defendants
Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention

What our clients say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Ralph reached out personally.” – Dame Haskett

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

Free consultation
No upfront costs
No hourly billing
We advance all case costs
You pay nothing unless we recover for you

What Our Waco Clients Say About Us

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

“Leonor and Amanda were amazing, they walked me through everything with my car accident.” – Kelly Hunsicker

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” – Kiimarii Yup

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez (Spanish services)

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

“One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” – Jacqueline Johnson

Frequently Asked Questions About Waco Motor Vehicle Accidents

What should I do immediately after a car accident in Waco?

If you’ve been in an accident in Waco:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, scene
Exchange information with other driver
Get witness names and phone numbers
Do NOT give recorded statement to any insurance company
Call Attorney911: 1-888-ATTY-911

Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

How do I obtain a copy of the accident report in Waco?

You can obtain the police report from the Waco Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

How much time do I have to file (statute of limitations)?

In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. These cases are complex – you need experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?

File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue claim against deceased driver’s estate and insurance. Death doesn’t eliminate liability. Insurance policy still applies. Estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle with sensitivity while protecting your rights.

Serving Waco and All of McLennan County

Attorney911 serves Waco and all of Central Texas, including:

Waco
Hewitt
Robinson
Bellmead
Woodway
Lacy Lakeview
McGregor
Lorena
China Spring
Crawford

Our team is familiar with Waco’s unique traffic patterns, dangerous intersections, and local courts. We know the judges who handle personal injury cases in McLennan County, and we understand the insurance adjusters who evaluate claims in this area.

Waco’s Most Dangerous Roads and Intersections

Waco has several high-risk areas where accidents frequently occur:

I-35 Corridor:

Particularly dangerous between exits 335 and 340
Heavy truck traffic mixed with local commuters
Frequent rear-end collisions and lane-change accidents

Valley Mills Drive and Waco Drive Intersection:

One of Waco’s busiest intersections
Complex traffic patterns with multiple turning lanes
High volume of pedestrian traffic

Loop 340:

Mix of local and through traffic
Speeding is common
Poor lighting in some areas increases nighttime accident risk

Around Baylor University:

Heavy pedestrian traffic from students
Distracted drivers and pedestrians
Limited parking leads to risky maneuvers

Magnolia Market Area:

Tourist traffic unfamiliar with local roads
Pedestrian crossings at busy intersections
Limited parking increases congestion

Local Hospitals and Trauma Centers

If you’re injured in a Waco accident, you may be taken to one of these local facilities:

Baylor Scott & White Medical Center – Hillcrest:

Level III Trauma Center
Comprehensive emergency services
200+ beds
Located at 100 Hillcrest Medical Blvd, Waco

Ascension Providence:

Full-service hospital
Emergency department
Rehabilitation services
Located at 6901 Medical Pkwy, Waco

Baylor Scott & White Medical Center – Waxahachie (nearest Level II):

About 60 miles from Waco
More advanced trauma capabilities
Used for severe injuries requiring specialized care

Scott & White Medical Center – Temple (Level I):

About 40 miles from Waco
Highest level of trauma care
Used for the most severe injuries

Why Waco Residents Choose Attorney911

1. We Know Waco

We understand Waco’s unique traffic patterns, dangerous intersections, and local courts. Our team is familiar with:

The stretch of I-35 that runs through Waco
The busy intersection of Valley Mills Drive and Waco Drive
The area around Baylor University with its heavy pedestrian traffic
The local judges who handle personal injury cases
The insurance adjusters who evaluate claims in McLennan County

2. We Fight Insurance Companies – From the Inside

Lupe Peña, our associate attorney, spent years working for insurance companies. He knows exactly how they evaluate claims because he used to calculate them himself. Now he uses that insider knowledge to fight FOR you, not against you.

3. We Have a Proven Track Record of Results

Our firm has recovered millions for Waco-area accident victims, including:

Multi-million dollar settlements for catastrophic injuries
Significant recoveries for trucking accident victims
Compensation for victims of drunk driving accidents
Justice for families in wrongful death cases

4. We Provide Personal Attention

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello and Lupe Peña, not a case manager assembly line. As our client Chad Harris said: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. We Offer a Free Consultation – No Risk to You

We don’t get paid unless we win your case. That means:

Free, no-obligation consultation
No upfront costs
No hourly fees
We advance all case expenses
You pay nothing unless we recover compensation for you

What to Expect When You Call Attorney911

When you call 1-888-ATTY-911, here’s what happens:

Immediate Response: You’ll speak with a member of our team right away. We understand that accidents don’t happen on a 9-to-5 schedule, so we’re available when you need us.
Free Case Evaluation: We’ll listen to your story and evaluate your case at no cost to you. There’s no obligation – just honest advice about your legal options.
No Pressure: We’ll answer your questions and explain your rights without pressuring you to hire us. Our goal is to help you make an informed decision.
Clear Next Steps: If you decide to move forward, we’ll outline exactly what happens next and how we’ll handle your case.
Immediate Action: We’ll start working on your case right away, sending preservation letters to protect evidence and beginning our investigation.

Don’t Wait – Evidence Disappears Daily

Every day you wait, critical evidence disappears:

Surveillance footage from nearby businesses is deleted within 7-30 days
Witness memories fade
Physical evidence at the scene gets cleaned up
Electronic data from vehicles can be overwritten
Insurance companies build their case against you

Call Attorney911 now: 1-888-ATTY-911

We’re available 24/7 to help Waco accident victims. The sooner you call, the better we can protect your rights and build your case.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Waco or anywhere in McLennan County, don’t face this alone. The insurance companies have teams of lawyers working against you – you need experienced legal representation on your side.

Call us now for a free consultation:

📞 1-888-ATTY-911 (1-888-288-9911)

🌐 Visit our website: https://attorney911.com

📍 Serving Waco and all of Central Texas

Remember: We don’t get paid unless we win your case. You have nothing to lose and everything to gain by calling us today.

Hablamos Español – Lupe Peña and our team are ready to help Spanish-speaking clients.

Don’t let the insurance company take advantage of you. Call Attorney911 – the legal emergency lawyers Waco trusts.