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Wallis Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Rideshare & I-10, US-90 Crashes | Former Insurance Defense — We Know Their Playbook | Multi-Million-Dollar Results & Federal Court Experience | Attorney911 — The Firm Insurers Fear | 1-888-ATTY-911

February 17, 2026 53 min read
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Motor Vehicle Accident Lawyers in Wallis, Texas | Attorney911

If you’ve been injured in a car accident in Wallis, Texas, you’re not alone. Every year, thousands of Texans suffer serious injuries in motor vehicle collisions—many right here in Austin County. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. Our team, led by Ralph Manginello with over 25 years of experience, is here to fight for the compensation you deserve.

Wallis and the surrounding Austin County area see their share of dangerous roads and intersections. Whether you were injured on FM 1093, US Highway 90, or any of the rural roads that connect our community, our firm has the local knowledge and legal expertise to handle your case. We know the courts, the judges, and the insurance adjusters who handle claims in this area. When you call Attorney911, you’re calling your neighbors—attorneys who are committed to serving Wallis and all of Texas with compassion and tenacity.

Why Wallis Accident Victims Choose Attorney911

1. We Know Insurance Companies from the Inside

Most law firms only know insurance companies as adversaries. We know them from the inside. Lupe Peña, our associate attorney, spent years working for a national insurance defense firm. He knows exactly how they value claims, how they calculate settlements, and how they build cases against victims. Now, he uses that insider knowledge to fight for you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña, Associate Attorney

2. Proven Results in Wallis and Across Texas

Our track record speaks for itself. We’ve recovered millions for accident victims, including:

  • A multi-million dollar settlement for a client who suffered a brain injury with vision loss after a logging accident
  • A seven-figure settlement for a client whose leg was injured in a car accident, leading to a partial amputation due to complications
  • Millions recovered for families in trucking-related wrongful death cases
  • A significant cash settlement for a client who injured his back while lifting cargo on a ship, where our investigation revealed negligence

These aren’t just numbers—they’re life-changing outcomes for real people. As client Glenda Walker shared:

“They make you feel like family, and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

3. Personal Attention from Start to Finish

At Attorney911, you’re not just another case. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. Our clients consistently praise our communication and personal touch:

“You are NOT a pest to them, and you are NOT just some client… You are FAMILY to them.” — Chad Harris

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

4. We Handle All Types of Motor Vehicle Accidents

No matter how your accident happened, we have the experience to help:

  • Car accidents (rear-end, head-on, T-bone, and more)
  • 18-wheeler and trucking accidents (including violations of FMCSA regulations)
  • Drunk driving accidents (with dram shop liability claims against bars and restaurants)
  • Motorcycle accidents (fighting bias against riders)
  • Pedestrian and bicycle accidents (protecting vulnerable road users)
  • Hit-and-run accidents (using uninsured motorist coverage)
  • Rideshare accidents (Uber, Lyft, and delivery drivers)
  • Commercial vehicle accidents (Amazon, FedEx, UPS, and more)

5. No Fee Unless We Win

We believe everyone deserves access to justice, regardless of their financial situation. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you. As client Kiimarii Yup shared:

“I lost everything… my car was at a total loss, and because of Attorney Manginello and my case worker Leonor… one year later, I have gained so much in return plus a brand new truck.”

Common Types of Motor Vehicle Accidents in Wallis, Texas

Car Accidents

Car accidents are the most common type of motor vehicle collision in Wallis and throughout Austin County. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with 1 crash occurring every 57 seconds. Common causes include:

  • Distracted driving (texting, phone use, eating)
  • Speeding and reckless driving
  • Failure to yield the right of way
  • Running red lights or stop signs
  • Following too closely (rear-end collisions)
  • Driving under the influence of alcohol or drugs

Common Injuries:

  • Whiplash and soft tissue injuries
  • Herniated or bulging discs
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Spinal cord injuries
  • Internal organ damage
  • Psychological trauma (PTSD, anxiety, depression)

Case Example:
In a recent case, our client’s leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. The insurance company initially offered $50,000, claiming the amputation was a “medical complication” unrelated to the accident. We brought in medical experts who proved the amputation was a direct result of the accident injuries. We documented the client’s lifetime prosthetic costs, lost earning capacity, and the profound impact on their daily life. The case settled in the millions—not the $50,000 they initially offered.

If you’ve been injured in a car accident in Wallis, don’t let the insurance company lowball your claim. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents

Trucking accidents are among the most devastating types of motor vehicle collisions. In Texas, we see 39,393 commercial motor vehicle crashes annually, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes nationwide, making it the deadliest state for trucking accidents.

Why Trucking Accidents Are More Complex:

  • Multiple liable parties: The driver, trucking company, cargo loader, vehicle manufacturer, and maintenance company may all share responsibility.
  • Higher insurance limits: Commercial policies often have limits of $750,000 to $5,000,000 or more.
  • Federal regulations: The Federal Motor Carrier Safety Administration (FMCSA) sets strict rules for truck drivers and companies, including:
    • Hours of Service (HOS): Drivers cannot drive more than 11 hours after 10 consecutive hours off-duty and cannot drive beyond the 14th consecutive hour on duty.
    • Electronic Logging Devices (ELDs): Mandatory since 2017, these devices record driving hours, vehicle movement, and location. However, this critical evidence can be overwritten in 30-180 days if not preserved immediately.
    • Drug and alcohol testing: Commercial drivers are subject to pre-employment, random, post-accident, and reasonable suspicion testing.
    • Driver qualifications: Drivers must be at least 21 years old (18 for intrastate), hold a commercial driver’s license (CDL), and pass a DOT physical.

Why You Need an Attorney with Federal Court Experience:
Trucking cases often end up in federal court due to the involvement of interstate commerce and federal regulations. Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas, giving us the ability to handle these complex cases. Our firm was also one of the few involved in the BP Texas City explosion litigation, demonstrating our capability to take on billion-dollar corporations.

Case Example:
We’ve helped numerous families facing trucking-related wrongful death cases recover millions of dollars in compensation. In one case, our client was killed when an 18-wheeler failed to yield at an intersection. The trucking company initially denied liability, claiming our client was partially at fault. We conducted a thorough investigation, uncovering violations of FMCSA regulations, including falsified driver logs and inadequate vehicle maintenance. The case ultimately settled for a multi-million dollar amount.

If you or a loved one has been injured in a trucking accident in Wallis or anywhere in Texas, time is critical. ELD data and surveillance footage can be deleted in as little as 30 days. Call Attorney911 immediately at 1-888-ATTY-911 to preserve evidence and protect your rights.

Drunk Driving Accidents

Drunk driving is a preventable tragedy that claims lives every day. In Texas, 1,053 people were killed in alcohol-impaired driving crashes in 2024, accounting for 25.37% of all traffic fatalities. That’s 1 death every 39 minutes from drunk driving in the U.S.

Dram Shop Liability: Holding Bars and Restaurants Accountable
Under Texas law (Texas Alcoholic Beverage Code § 2.02), bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident. Signs of obvious intoxication include:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol

Liable Parties May Include:

  • Bars and nightclubs
  • Restaurants that serve alcohol
  • Liquor stores
  • Event venues (concerts, festivals, sporting events)
  • Social hosts (in limited circumstances)

Why Drunk Driving Cases Often Result in Higher Settlements:

  • Punitive damages may be available if the defendant’s conduct was grossly negligent or malicious.
  • Multiple defendants (the drunk driver and the establishment that served them) mean multiple insurance policies.
  • Criminal cases (DWI charges) can strengthen the civil case.

Our Criminal Defense Capability Strengthens Your Case:
Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), an elite organization of criminal defense attorneys. This membership gives us unique insight into the criminal aspects of drunk driving cases, which can strengthen your civil claim. For example, we’ve successfully had three DWI cases dismissed by exposing flaws in the prosecution’s evidence:

  1. Breathalyzer machine improperly maintained – The police department failed to properly calibrate the breathalyzer, leading to dismissal.
  2. Missing EMS and hospital notes – No breath or blood test was conducted, and critical medical records were missing, resulting in dismissal on the day of trial.
  3. Video evidence contradicted claims – The client appeared sober on video, leading to dismissal.

If you or a loved one has been injured by a drunk driver in Wallis, don’t assume the criminal case is enough. You may also have a civil claim against the driver and the establishment that served them. Call Attorney911 at 1-888-ATTY-911 to explore all your legal options.

Motorcycle Accidents

Motorcycle accidents are particularly devastating due to the lack of protection for riders. In 2024, 585 motorcyclists were killed in Texas, and 37% were not wearing helmets. While helmets reduce the risk of death by 37%, Texas law only requires helmets for riders under 21 or those without $10,000 in medical insurance.

Common Causes of Motorcycle Accidents:

  • Failure to yield the right of way (most common cause)
  • Driver inattention or distraction (texting, phone use, daydreaming)
  • Unsafe lane changes (drivers not checking blind spots)
  • Left-turn accidents (drivers turning in front of motorcycles)
  • Speeding and reckless driving (both by drivers and motorcyclists)

The 51% Rule: Why Insurance Companies Blame Motorcyclists
Texas uses a modified comparative negligence system with a 51% bar rule. This means:

  • If you are 50% or less at fault, you can recover damages, but your compensation is reduced by your percentage of fault.
  • If you are 51% or more at fault, you cannot recover anything.

Insurance companies always try to blame motorcyclists to reduce their payouts. Lupe Peña, our former insurance defense attorney, knows exactly how they make these arguments—and how to defeat them.

Case Example:
Our client, a motorcyclist, was struck by a driver who failed to yield at an intersection. The insurance company argued that our client was speeding and therefore partially at fault. We gathered witness statements, accident reconstruction reports, and traffic camera footage to prove the other driver was 100% at fault. The case settled for a six-figure amount, covering our client’s medical bills, lost wages, and pain and suffering.

If you’ve been injured in a motorcycle accident in Wallis, don’t let the insurance company blame you. Call Attorney911 at 1-888-ATTY-911 to protect your rights.

Pedestrian Accidents

Pedestrians are the most vulnerable road users, and Texas has one of the highest rates of pedestrian fatalities in the nation. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 deaths. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

Critical Legal Point:
Under Texas law, pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you. If you were hit while crossing the street, the driver is likely at fault.

Common Injuries in Pedestrian Accidents:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Broken pelvis, legs, and arms
  • Internal organ damage
  • Fatalities

Case Example:
Our client, a pedestrian in Wallis, was struck by a driver who ran a red light. The insurance company initially denied the claim, arguing that our client was not in a crosswalk. We proved that the accident occurred at an intersection, where the distance between the two streets constitutes a crosswalk—even if it’s unmarked. The case settled for a six-figure amount, covering medical expenses, lost wages, and pain and suffering.

If you or a loved one has been injured in a pedestrian accident in Wallis, don’t assume you were at fault. Call Attorney911 at 1-888-ATTY-911 to discuss your rights.

Rideshare Accidents (Uber and Lyft)

Rideshare services like Uber and Lyft have transformed transportation in Wallis and across Texas, but they’ve also introduced complex insurance issues. With 17.4 million Uber trips daily and 118 million users worldwide, accidents involving rideshare vehicles are becoming more common.

The Problem: Insurance Coverage Varies Dramatically
Rideshare insurance coverage depends on what the driver was doing at the time of the accident. There are four phases of coverage:

Phase Driver Status Coverage Available
0 – Offline App off, personal use Personal insurance only ($30K/$60K/$25K minimum in Texas)
1 – Waiting App on, no ride request Contingent coverage: $50K per person / $100K per accident / $25K property damage
2 – Accepted Ride accepted, en route to pickup Full commercial coverage: $1,000,000 liability
3 – Transporting Passenger in vehicle Full commercial coverage: $1,000,000 liability

Who Can Be Injured?

  • 21% Riders (passengers in the rideshare vehicle)
  • 21% Drivers (rideshare drivers themselves)
  • 58% Third Parties (other drivers, pedestrians, cyclists)

Why You Need an Attorney:
Insurance companies will try to minimize your claim by arguing that the driver was in the wrong phase or that coverage doesn’t apply. Lupe Peña, our former insurance defense attorney, knows how to navigate these complex coverage issues and maximize your recovery.

Case Example:
Our client was a pedestrian struck by an Uber driver who was waiting for a ride request (Phase 1). The insurance company initially offered only $50,000, the contingent coverage limit. We proved that the driver was actually in Phase 2 (en route to pick up a passenger) at the time of the accident, increasing the available coverage to $1,000,000. The case settled for a six-figure amount.

If you’ve been injured in a rideshare accident in Wallis, don’t assume the insurance company will treat you fairly. Call Attorney911 at 1-888-ATTY-911 to ensure you receive the full compensation you deserve.

Hit-and-Run Accidents

Hit-and-run accidents are particularly frustrating because the at-fault driver flees the scene, leaving you injured and confused. In the U.S., someone is involved in a hit-and-run accident every 43 seconds. In Texas, hit-and-run is a serious crime, with penalties ranging from fines to felony charges:

Severity Charge Penalty
Death 2nd Degree Felony 2-20 years in prison, up to $10,000 fine
Serious Bodily Injury 3rd Degree Felony 2-10 years in prison, up to $10,000 fine
Minor Injury State Jail Felony Up to 5 years in jail, up to $5,000 fine
Property Damage ≥$200 Class B Misdemeanor Up to 6 months in jail, up to $2,000 fine

How to Get Compensation After a Hit-and-Run:
If the at-fault driver is never identified, you can still recover compensation through your own Uninsured Motorist (UM) coverage. UM insurance is designed to protect you when the at-fault driver has no insurance or flees the scene. Texas allows inter-policy stacking, meaning you can combine coverage from multiple vehicles on your policy.

Evidence Is Critical:

  • Surveillance footage from nearby businesses is often deleted within 7-30 days.
  • Witnesses may become unreachable as time passes.
  • Police reports are essential for documenting the accident.

What We Do:
At Attorney911, we act immediately to preserve evidence. Within 24 hours of being hired, we send preservation letters to nearby businesses, demanding that they retain surveillance footage before it’s automatically deleted. We also work with accident reconstruction experts to piece together what happened.

Case Example:
Our client was struck by a hit-and-run driver in Wallis. The driver fled the scene, and the police were unable to identify them. We helped our client file a UM claim with their own insurance company. The insurance company initially offered $25,000, claiming that was the policy limit. We proved that our client had stackable UM coverage from multiple vehicles on their policy, increasing the available coverage to $100,000. The case settled for the full $100,000.

If you’ve been injured in a hit-and-run accident in Wallis, time is critical. Call Attorney911 immediately at 1-888-ATTY-911 to preserve evidence and protect your rights.

Tesla and Autonomous Vehicle Accidents

Autonomous and semi-autonomous vehicles, like those manufactured by Tesla, are becoming more common on Wallis roads. While these technologies promise to improve safety, they also introduce new risks. Tesla’s Autopilot and Full Self-Driving (FSD) systems have been involved in numerous fatal crashes, leading to lawsuits and regulatory scrutiny.

Notable Tesla Autopilot Crashes:

  • May 2016, Williston, FL: Joshua Brown was killed when his Tesla Model S failed to detect a white 18-wheeler crossing its path. The case settled in 2024.
  • March 2018, Mountain View, CA: Apple engineer Walter Huang was killed when his Tesla Model X crashed into a highway barrier. The case settled in April 2024.
  • August 2025, Miami, FL: A jury awarded $240 million to the family of a victim killed in a Tesla Autopilot crash, marking one of the largest verdicts against the company.

Why These Cases Are Complex:

  • Product Liability: Tesla may be liable for defects in its software or hardware.
  • Marketing Claims: Tesla has marketed Autopilot and FSD as safer than human drivers, which could be considered misleading.
  • Driver Overconfidence: Tesla’s marketing may have fostered overreliance on the system, leading to accidents.
  • Known Defects: Tesla has been aware of issues with Autopilot’s ability to detect emergency vehicles and stationary objects but has relied on over-the-air (OTA) software updates instead of comprehensive recalls.

Our Experience with Complex Litigation:
Ralph Manginello is admitted to practice in federal court, where many of these cases are litigated. Our firm was also one of the few involved in the BP Texas City explosion litigation, demonstrating our ability to take on billion-dollar corporations. If you’ve been injured in a Tesla or autonomous vehicle accident, we have the expertise to hold the manufacturer accountable.

If you or a loved one has been injured in a Tesla or autonomous vehicle accident in Wallis, call Attorney911 at 1-888-ATTY-911 to discuss your legal options.

What to Do After an Accident in Wallis, Texas

If you’ve been injured in a motor vehicle accident in Wallis, taking the right steps immediately can make a significant difference in your case. Here’s what to do:

Within the First 24 Hours:

  1. Call 911: Report the accident and request medical assistance if anyone is injured.
  2. Seek Medical Attention: Even if you feel fine, get checked by a doctor. Adrenaline can mask injuries, and some symptoms (like traumatic brain injuries) may not appear immediately.
  3. Document Everything:
    • Take photos of all vehicle damage, the accident scene, road conditions, and any visible injuries.
    • Exchange information with the other driver (name, phone number, address, insurance information, driver’s license number, and license plate number).
    • Get the names and contact information of any witnesses.
  4. Do NOT Give a Recorded Statement: Insurance adjusters may contact you within hours of the accident. Do not give a recorded statement without consulting an attorney. Say: “I need to speak with my attorney first.”
  5. Call Attorney911: Contact us at 1-888-ATTY-911 for immediate legal guidance.

Within the First Week:

  1. Follow Up with Medical Care: Continue seeing your doctor and follow all treatment recommendations. Insurance companies watch for gaps in treatment.
  2. Preserve Evidence:
    • Keep all receipts for medical expenses, towing, rental cars, and other accident-related costs.
    • Do not repair your vehicle until the damage has been documented.
    • Save all text messages, emails, and voicemails related to the accident.
  3. Avoid Social Media: Do not post about the accident, your injuries, or your activities. Insurance companies monitor social media for evidence to use against you.
  4. Refer Insurance Calls to Your Attorney: If the insurance company contacts you, refer them to Attorney911. Say: “My attorney will be in touch with you.”

Within the First Month:

  1. Hire an Attorney: If you haven’t already, contact Attorney911 to discuss your case. We’ll handle all communication with the insurance company and begin building your claim.
  2. Continue Medical Treatment: Follow your doctor’s recommendations to reach Maximum Medical Improvement (MMI), the point at which your condition has stabilized.
  3. Document Your Recovery: Keep a journal of your symptoms, pain levels, and how the injuries affect your daily life.

Why Time Is Critical:

Evidence disappears quickly after an accident:

  • Surveillance footage from nearby businesses is typically deleted within 7-30 days.
  • ELD (Electronic Logging Device) data from trucks can be overwritten in 30-180 days.
  • Witness memories fade, and witnesses may become unreachable.
  • Insurance companies begin building their defense against you immediately.

At Attorney911, we act fast to preserve evidence. Within 24 hours of being hired, we send preservation letters to all parties involved, legally requiring them to retain critical evidence before it’s automatically deleted.

Texas Motor Vehicle Accident Laws You Need to Know

1. Statute of Limitations

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. This is known as the statute of limitations (Texas Civil Practice & Remedies Code § 16.003). If you miss this deadline, your case will be barred forever, and you won’t be able to recover compensation.

Exceptions:

  • Discovery Rule: In rare cases, the statute of limitations may start later if the injury or its cause wasn’t immediately discoverable.
  • Minors: The statute of limitations is tolled (paused) until the minor turns 18, then they have 2 years to file.
  • Defendant’s Absence: If the defendant leaves Texas, the statute of limitations may be tolled until they return.

2. Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

  • If you are 50% or less at fault, you can recover damages, but your compensation is reduced by your percentage of fault.
  • If you are 51% or more at fault, you cannot recover anything.

Example:

  • If you are 20% at fault for an accident and your damages total $100,000, you can recover $80,000 (80% of $100,000).
  • If you are 51% at fault, you recover $0.

Insurance companies always try to assign as much fault as possible to you to reduce their payout. Lupe Peña, our former insurance defense attorney, knows exactly how they make these arguments—and how to defeat them.

3. Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum auto insurance coverage:

Coverage Type Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured/Underinsured Motorist (UM/UIM) Coverage:

  • 15.4% of U.S. drivers are uninsured (approximately 1 in 7 drivers).
  • UM/UIM coverage protects you if the at-fault driver has no insurance or insufficient coverage.
  • Texas allows inter-policy stacking, meaning you can combine coverage from multiple vehicles on your policy.

4. Dram Shop Liability

Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and other establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident. This is known as dram shop liability.

Elements to Prove:

  1. The establishment served alcohol to a patron who was obviously intoxicated at the time of service.
  2. The over-service was the proximate cause of the accident and damages.

Signs of Obvious Intoxication:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol

5. Wrongful Death vs. Survival Action

If a loved one has been killed in a motor vehicle accident, you may have two types of claims:

Claim Type Brought By What It Recovers Who Benefits
Wrongful Death Surviving family members (spouse, children, parents) Damages the family suffered due to the loss of their loved one The surviving family members directly
Survival Action The deceased’s estate Damages the deceased would have recovered if they had survived (e.g., pain and suffering before death, medical bills) The estate (distributed per will or intestacy laws)

How Insurance Companies Try to Minimize Your Claim

Insurance companies are not on your side. Their goal is to pay you as little as possible, and they have a playbook of tactics to achieve that. Lupe Peña, our former insurance defense attorney, knows these tactics inside and out because he used them for years. Now, he uses that knowledge to fight for you.

Tactic #1: The Quick Cash Trap

What They Do:
Within days or weeks of your accident, the insurance company offers you a quick settlement—often just a few thousand dollars. They create artificial urgency, saying things like:

  • “This offer expires in 48 hours.”
  • “We can only get approval for this amount right now.”
  • “Take it or leave it.”

The Trap:
You don’t know the full extent of your injuries yet. What seems like a good offer now could be a fraction of what you need later. Once you sign a release, you cannot get more money—even if you need surgery or discover a permanent injury.

Real-Life Example:
Our client was offered $3,500 three days after her accident. She was in pain but thought it was just whiplash. Six weeks later, an MRI revealed a herniated disc requiring surgery, which cost over $100,000. Because she had already signed the release, she was barred from recovering any additional compensation.

How We Counter:
We never settle before you’ve reached Maximum Medical Improvement (MMI), the point at which your condition has stabilized. We know their offers are always lowball, and we fight for what your case is truly worth.

Tactic #2: The Recorded Statement Trap

What They Do:
The insurance adjuster calls you, often while you’re still in the hospital or on pain medication, and asks for a recorded statement. They act friendly and helpful, saying things like:

  • “We just want to help you.”
  • “We need your side of the story to process your claim.”
  • “This is routine—everyone does this.”

The Trap:
Everything you say is recorded, transcribed, and used against you. They ask leading questions designed to get you to say things that minimize your injuries or suggest you were at fault.

Common Questions and How They Use Your Answers:

Question They Ask What They Want You to Say How They Use It Against You
“You’re feeling better now, right?” “Yes, I’m doing okay.” “Client admitted they were improving, so injuries must not be serious.”
“It wasn’t that bad of an impact, was it?” “No, it wasn’t too bad.” “Client minimized the severity of the collision, suggesting injuries are minor.”
“Were you distracted at all?” “I might have been looking at my phone.” “Client admitted to distraction, suggesting partial fault.”

How We Counter:
You are not required to give a recorded statement to the other driver’s insurance company. Once you hire Attorney911, we handle all communication with the insurance company. If a recorded statement becomes necessary, we prepare you thoroughly and sit with you during the interview.

Tactic #3: The “Independent” Medical Exam (IME) Scheme

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How They Choose IME Doctors:
Insurance companies select doctors based on:

  • Who gives them the most favorable reports (not who’s most qualified)
  • Who consistently finds “no injury” or “pre-existing condition”
  • Who is paid $2,000-$5,000 per exam by the insurance company

What Happens at the IME:

  • A 10-15 minute exam (vs. your treating doctor’s thorough evaluation)
  • The doctor rarely reviews your complete medical records beforehand
  • They ask questions designed to elicit “I’m feeling better” responses
  • They look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say What It Means
“Patient has pre-existing degenerative changes.” Everyone over 40 has some arthritis—used to deny claims.
“Injuries consistent with minor trauma.” Minimizes your pain and suffering.
“Patient can return to full-duty work.” Eliminates lost wage claims.
“Treatment has been excessive.” Attacks your treating doctors.
“Subjective complaints out of proportion to objective findings.” Medical speak for calling you a liar.

How We Counter:
Lupe Peña knows these doctors and their biases because he hired them for years when he worked for insurance companies. We:

  • Prepare you extensively before the exam
  • Send your complete medical records to the IME doctor in advance
  • Challenge biased IME reports with our own medical experts
  • Use their own tactics against them

Tactic #4: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

  • Follow you and film your daily activities
  • Monitor your social media accounts (Facebook, Instagram, TikTok, etc.)
  • Look for any activity that contradicts your injury claims

What They’re Looking For:

  • You bending over, lifting objects, or moving “normally”
  • You engaging in physical activities (gardening, playing with kids, exercising)
  • You smiling or appearing happy in photos
  • You checking in at locations (restaurants, gyms, vacations)

Real Examples of How They Use Surveillance:

Example What They Claimed Reality
Client walking dog “Not disabled—can walk normally.” Client was in pain but followed doctor’s recommendation for short walks.
Client at restaurant “Partying and having fun.” Client was sitting quietly having dinner.
Friend posted “Had fun yesterday!” “Client is not injured.” Client was resting at home; the post was about the friend’s day.
Client bending to pick up child “No back injury—can bend normally.” Client was in pain but didn’t want to alarm their child.

How We Counter:
We educate our clients on how to protect themselves:

  1. Make all social media profiles private immediately.
  2. Do not post about the accident, injuries, or activities.
  3. Tell friends and family not to tag you in posts.
  4. Assume everything is being monitored.
  5. Follow your doctor’s recommendations exactly.

Lupe Peña has reviewed hundreds of surveillance videos as a defense attorney. He knows how insurance companies take innocent activity out of context and how to counter their arguments.

Tactic #5: Delay, Deny, Defend

What They Do:
Insurance companies drag out your case, hoping you’ll get desperate and accept a lowball offer. They say things like:

  • “We’re still investigating your claim.”
  • “We’re waiting for medical records.”
  • “Your file is under review.”
  • “We need more information.”

Why Delay Works:

  • They earn interest on your settlement money while delaying.
  • You face mounting bills and financial pressure.
  • Evidence disappears (witnesses forget, surveillance footage is deleted).
  • You may miss the statute of limitations if you wait too long.

Real-Life Example:
Our client was injured in a trucking accident. The insurance company delayed for 18 months, saying they were “still reviewing the file.” During that time, our client’s medical bills piled up, and they were unable to work. Desperate for money, they were about to accept a $25,000 offer—far less than their case was worth. We filed a lawsuit, and the case settled for $1.2 million.

How We Counter:
We don’t let insurance companies drag out your case. We:

  • File lawsuits to force deadlines
  • Set depositions to pressure them
  • Prepare for trial to show we’re serious
  • Use Lupe’s insider knowledge to anticipate their delay tactics

Tactic #6: The Pre-Existing Condition Blame Game

What They Do:
Insurance companies search through decades of your medical records looking for any prior injury or condition—even if it’s unrelated. They then blame your current injuries on these pre-existing conditions.

Common Pre-Existing Conditions They Use:

  • Arthritis (everyone over 40 has some)
  • Prior back or neck pain
  • Old sports injuries
  • Degenerative disc disease
  • Prior accidents or surgeries

How They Use It Against You:

  • “Your back pain isn’t from this accident—you had back pain in 2010.”
  • “Your headaches are from a prior concussion, not this accident.”
  • “Your knee injury is pre-existing—you played sports in high school.”

The Truth:
Under Texas law, you can still recover compensation if the accident aggravated a pre-existing condition. This is known as the “eggshell plaintiff” rule: Defendants take victims as they find them. If you had a pre-existing condition that was worsened by the accident, you’re entitled to compensation for the aggravation.

How We Counter:
Lupe Peña knows how insurance companies use pre-existing conditions to deny claims because he made these arguments for years. We:

  • Hire medical experts to explain the difference between your pre-existing condition and the aggravation caused by the accident
  • Document how your condition has worsened since the accident
  • Prove that the accident was the proximate cause of your current injuries

What You Can Recover in a Motor Vehicle Accident Case

If you’ve been injured in a motor vehicle accident in Wallis, you may be entitled to compensation for:

1. Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses, including:

  • Medical Expenses (Past and Future): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment, and future medical care.
  • Lost Wages: Income lost from the date of the accident to the present.
  • Lost Earning Capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future.
  • Property Damage: Repair or replacement of your vehicle and other personal property damaged in the accident.
  • Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help, and other accident-related costs.

2. Non-Economic Damages (No Cap in Texas, Except Medical Malpractice)

Non-economic damages compensate for intangible losses, including:

  • Pain and Suffering: Physical pain from your injuries, both past and future.
  • Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD.
  • Physical Impairment: Loss of physical function, disability, or limitations.
  • Disfigurement: Scarring or permanent visible injuries that affect your appearance.
  • Loss of Consortium: Impact on your marriage or family relationships, including loss of companionship, affection, and support.
  • Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

3. Punitive Damages (Capped in Texas)

Punitive (or exemplary) damages are available in cases of gross negligence, fraud, or malice. They are designed to punish the defendant and deter similar conduct. In Texas, punitive damages are capped at the greater of:

  • $200,000, or
  • 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion).

Common Situations Where Punitive Damages Apply:

  • Drunk driving accidents
  • Extreme speeding or reckless driving
  • Hit-and-run accidents
  • Cases involving gross negligence (e.g., a trucking company forcing drivers to violate FMCSA regulations)

Settlement Ranges for Common Injuries

The value of your case depends on the severity of your injuries, the impact on your life, and the available insurance coverage. Below are typical settlement ranges for common injuries in Texas:

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Medical Treatment:

  • Emergency room: $2,000-$5,000
  • Follow-up doctor visits: $1,000-$3,000
  • Physical therapy (6-12 weeks): $3,000-$7,000
  • Medications: $300-$1,000
  • Total Medical: $6,000-$16,000

Lost Wages: $2,000-$10,000 (2-6 weeks missed work)
Pain and Suffering: $8,000-$35,000

Settlement Range: $15,000-$60,000
Higher If: Permanent pain, restrictions on activities, or chronic condition develops.

Broken Bones (Single, Simple Fracture)

Medical Treatment:

  • Emergency room and X-rays: $3,000-$6,000
  • Orthopedic consultation: $500-$1,500
  • Casting and follow-up: $2,000-$5,000
  • Physical therapy: $3,000-$8,000
  • Total Medical: $10,000-$20,000

Lost Wages: $5,000-$15,000 (4-8 weeks missed work)
Pain and Suffering: $20,000-$60,000

Settlement Range: $35,000-$95,000

Broken Bones Requiring Surgery (ORIF)

Medical Treatment:

  • Emergency room: $5,000-$10,000
  • Surgery (Open Reduction Internal Fixation): $25,000-$50,000
  • Hospital stay (2-3 days): $6,000-$15,000
  • Follow-up care: $3,000-$8,000
  • Physical therapy (3-6 months): $8,000-$15,000
  • Total Medical: $47,000-$98,000

Lost Wages: $10,000-$30,000 (3-6 months)
Pain and Suffering: $75,000-$200,000

Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment)

Medical Treatment:

  • Emergency room and initial treatment: $3,000-$6,000
  • MRI: $2,000-$4,000
  • Physician visits and pain management: $5,000-$12,000
  • Physical therapy (3-6 months): $8,000-$15,000
  • Epidural steroid injections (series of 3): $3,000-$6,000
  • Medications: $1,000-$3,000
  • Total Medical: $22,000-$46,000

Lost Wages: $8,000-$25,000
Pain and Suffering: $40,000-$100,000

Settlement Range: $70,000-$171,000

Herniated Disc Requiring Surgery

Medical Treatment:

  • Initial treatment and diagnostics: $8,000-$15,000
  • Failed conservative treatment: $10,000-$20,000
  • Spinal surgery (microdiscectomy or fusion): $50,000-$100,000
  • Hospital stay: $8,000-$20,000
  • Post-surgical care and follow-up: $5,000-$15,000
  • Physical therapy (6-12 months): $10,000-$20,000
  • Pain management: $5,000-$15,000
  • Total Past Medical: $96,000-$205,000

Future Medical: $30,000-$100,000 (ongoing pain management, possible revision surgery)
Lost Wages: $20,000-$50,000 (6-12 months recovery)
Lost Earning Capacity: $50,000-$400,000 (if you can’t return to a physical job)
Pain and Suffering: $150,000-$450,000

Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (TBI)

Medical Treatment:

  • Emergency room and trauma care: $10,000-$30,000
  • Hospital/ICU stay (1-4 weeks): $50,000-$200,000
  • Neurosurgery (if required): $75,000-$200,000
  • Acute rehabilitation facility: $30,000-$100,000
  • Neurologist follow-up care: $10,000-$30,000
  • Neuropsychological testing: $3,000-$8,000
  • Cognitive therapy: $15,000-$50,000
  • Medications: $5,000-$20,000
  • Total Past Medical: $198,000-$638,000

Future Medical (Life Care Plan): $300,000-$3,000,000+ (depending on severity)
Lost Wages: $50,000-$200,000
Lost Earning Capacity: $500,000-$3,000,000+
Pain and Suffering: $500,000-$3,000,000+

Settlement Range: $1,548,000-$9,838,000

Attorney911 Case Result:

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

Spinal Cord Injury / Paralysis

Lifetime Care Costs by Level:

Injury Level First Year Each Year After Lifetime Total
High Tetraplegia (C1-C4) $1,200,000-$1,500,000 $200,000-$250,000 $6,000,000-$13,000,000+
Low Tetraplegia (C5-C8) $850,000-$1,100,000 $75,000-$100,000 $3,700,000-$6,100,000+
Paraplegia (T1-L5) $500,000-$750,000 $70,000-$90,000 $2,500,000-$5,250,000+

Settlement Range: $4,770,000-$25,880,000

Amputation

Medical Treatment:

  • Emergency care and surgery: $80,000-$200,000
  • Hospital stay: $50,000-$150,000
  • Rehabilitation: $30,000-$100,000
  • Initial prosthetic fitting: $10,000-$30,000
  • Total Past Medical: $170,000-$480,000

Future Medical (Lifetime Prosthetics):

  • Basic prosthetic leg: $5,000-$15,000 every 3-5 years
  • Advanced computerized prosthetic: $50,000-$100,000 every 3-5 years
  • Over lifetime (30-50 years): $500,000-$2,000,000

Settlement Range: $1,945,000-$8,630,000

Attorney911 Case Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Wrongful Death (Working Age Adult)

Economic Damages:

  • Funeral and burial: $10,000-$20,000
  • Medical expenses before death: $50,000-$500,000
  • Lost financial support to family (present value): $1,000,000-$4,000,000

Non-Economic Damages:

  • Loss of companionship, society, and love: $500,000-$3,000,000
  • Loss of advice and counsel: $100,000-$500,000
  • Mental anguish (family members): $250,000-$1,500,000

Settlement Range: $1,910,000-$9,520,000

Attorney911 Case Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Why Choose Attorney911 for Your Wallis Accident Case?

1. We Know Insurance Companies from the Inside

Lupe Peña, our associate attorney, spent years working for a national insurance defense firm. He knows exactly how insurance companies value claims, how they calculate settlements, and how they build cases against victims. Now, he uses that insider knowledge to fight for you.

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” — Lupe Peña

2. Proven Results in Wallis and Across Texas

Our track record speaks for itself. We’ve recovered millions of dollars for accident victims, including:

  • Multi-million dollar settlements for catastrophic injuries
  • Seven-figure verdicts in wrongful death cases
  • Significant recoveries for clients abandoned by other attorneys

Real Client Testimonials:

“Leonor got me into the doctor the same day… it only took 6 months amazing.” — Chavodrian Miles

“They make you feel like family, and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” — Glenda Walker

“You are NOT a pest to them, and you are NOT just some client… You are FAMILY to them.” — Chad Harris

3. Personal Attention from Start to Finish

At Attorney911, you’re not just another case. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager or paralegal. Our clients consistently praise our communication and personal touch:

“When I felt I had no hope or direction, Leonor reached out to me… She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Consistent communication and not one time did I call and not get a clear answer… Ralph reached out personally.” — Dame Haskett

4. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court experience is critical for handling complex cases, including:

  • Trucking accidents (FMCSA regulations)
  • Catastrophic injury cases
  • Cases against billion-dollar corporations

Our firm was also one of the few involved in the BP Texas City explosion litigation, demonstrating our ability to take on the most challenging cases.

5. No Fee Unless We Win

We believe everyone deserves access to justice, regardless of their financial situation. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you.

“I lost everything… my car was at a total loss, and because of Attorney Manginello and my case worker Leonor… one year later, I have gained so much in return plus a brand new truck.” — Kiimarii Yup

Frequently Asked Questions (FAQ)

What should I do immediately after a car accident in Wallis, Texas?

If you’ve been in an accident in Wallis:

  1. Call 911 and report the accident.
  2. Seek medical attention even if you feel fine—adrenaline can mask injuries.
  3. Document everything: Take photos of the scene, vehicle damage, injuries, and road conditions.
  4. Exchange information with the other driver (name, phone number, insurance information, driver’s license number, and license plate number).
  5. Get witness information (names and phone numbers).
  6. Do NOT give a recorded statement to any insurance company.
  7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes. Always call the police. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000. The police report is critical evidence for your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest.
  • Internal bleeding may not be obvious.
  • Herniated discs may not cause pain for weeks.
  • Adrenaline masks pain at the scene.

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

  • Other driver: Name, phone number, address, driver’s license number, insurance information.
  • Vehicle: Make, model, color, license plate number.
  • Witnesses: Names and phone numbers.
  • Photos: All vehicle damage, injuries, road conditions, traffic signals.
  • Police: Officer name, badge number, report number.

Should I talk to the other driver or admit fault?

  • Exchange information only.
  • Do NOT discuss fault.
  • Do NOT apologize or say “I’m sorry”—this can be used as an admission of fault.
  • Do NOT give your opinion on what happened.
  • Stick to facts only.

How do I obtain a copy of the accident report?

In Wallis, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below the actual value of your case. Attorney911 fights for what your case is truly worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money—even if you need surgery or discover a permanent injury later.

What if I have a pre-existing condition?

You can still recover if the accident aggravated your pre-existing condition. This is known as the “eggshell plaintiff” rule: Defendants take victims as they find them. If the accident made your condition worse, you’re entitled to compensation for the aggravation.

Can I switch attorneys if I’m unhappy with my current lawyer?

Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

“In the beginning, I had another attorney, but he dropped my case. The Manginello Law Firm was able to help me out.” — Greg Garcia

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient coverage. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain and suffering. The multiplier depends on:

  • Injury severity
  • Permanency
  • Impact on life
  • Clear liability

Lupe Peña calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical—most footage is deleted within 7-30 days. We send preservation letters immediately to secure evidence.

What if I’m an undocumented immigrant—can I still file a claim?

Yes. Immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that parking lot accidents are “always 50/50 fault,” but this is a lie. We prove fault through:

  • Surveillance video
  • Witness statements
  • Damage analysis
  • Traffic patterns

Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Wallis, Texas, don’t wait to get the help you deserve. Evidence disappears daily, and the insurance company is already building its case against you.

Call Our Legal Emergency Line:

1-888-ATTY-911 (1-888-288-9911)

Visit Our Website:

https://attorney911.com

Free Consultation:

We offer a free, no-obligation consultation to discuss your case. We’ll review the facts, explain your rights, and help you understand your legal options.

No Fee Unless We Win:

Attorney911 works on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no financial risk to you.

Se Habla Español:

Lupe Peña and our team are fluent in Spanish. We ensure language is never a barrier to justice.

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

Offices Serving Wallis and All of Texas:

While our principal office is in Houston, we serve clients throughout Texas, including Wallis and Austin County. We offer remote consultations and travel to meet with clients as needed.

The Manginello Law Firm, PLLC | Attorney911
3200 Travis St, Suite 220
Houston, TX 77006
1-888-ATTY-911 (1-888-288-9911)

Final Thoughts

Motor vehicle accidents can turn your life upside down in an instant. The physical pain, emotional trauma, and financial stress can feel overwhelming. But you don’t have to face this alone. At Attorney911, we’re more than just attorneys—we’re your advocates, your guides, and your allies in the fight for justice.

We understand what you’re going through because we’ve helped thousands of Texans just like you. We know the insurance companies’ playbook because Lupe Peña used to work for them. We know how to build strong cases because Ralph Manginello has been doing this for over 25 years. And we know how to get results because our track record speaks for itself.

If you’ve been injured in an accident in Wallis, don’t let the insurance company take advantage of you. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case, so you have nothing to lose and everything to gain.

Your recovery starts with one call: 1-888-ATTY-911.

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