Car Accidents in Sherman, Texas: Your Legal Emergency Guide

If you’ve been injured in a car accident in Sherman, Texas, you’re not alone. With one crash occurring every 57 seconds across Texas and 251,977 people injured annually, car accidents are a constant threat on Grayson County roads. At Attorney911, we understand the overwhelming fear, confusion, and physical pain you’re experiencing. Our Sherman car accident lawyers are here to fight for you with the same determination we’ve shown for thousands of clients across Texas.

Ralph Manginello, our founder with over 25 years of experience, has built a team that includes Lupe Peña – a former insurance defense attorney who knows exactly how insurance companies try to minimize your claim. This insider knowledge is your unfair advantage when seeking compensation after a Sherman car accident.

The Reality of Car Accidents in Sherman and Grayson County

Sherman sits at the crossroads of major Texas highways, including US-75, US-82, and SH-56, making it a hotspot for serious collisions. The Texas Department of Transportation reports that Grayson County sees hundreds of injury crashes annually, with many occurring at dangerous intersections like:

• US-75 and US-82 (one of the most congested areas in Sherman)
• US-75 and SH-56 (high-speed merges create collision risks)
• FM 1417 and SH-56 (poor visibility contributes to accidents)
• Loop 286 and Travis Street (heavy truck traffic increases danger)

With one person injured every 2 minutes and 5 seconds in Texas, the risk is constant. Sherman’s proximity to Lake Texoma also brings increased traffic from recreational vehicles and boats, adding to the accident risks on local roads.

Common Injuries from Sherman Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-altering:

Soft Tissue Injuries

• Whiplash and neck strains
• Back sprains and muscle tears
• Shoulder injuries from seatbelt restraint

Spinal Injuries

• Herniated or bulging discs
• Spinal cord damage (potentially leading to paralysis)
• Compression fractures

Head and Brain Injuries

• Concussions (mild traumatic brain injuries)
• Moderate to severe traumatic brain injuries (TBI)
• Skull fractures
• Post-concussion syndrome

Bone Fractures

• Broken ribs
• Arm and leg fractures
• Pelvic fractures
• Facial fractures

Internal Injuries

• Internal bleeding
• Organ damage
• Punctured lungs

Psychological Trauma

• Post-traumatic stress disorder (PTSD)
• Anxiety and depression
• Driving phobias

Many of these injuries don’t show symptoms immediately. Adrenaline can mask pain for hours or even days after an accident. That’s why it’s critical to seek medical attention right away, even if you feel fine.

Why Insurance Companies Are Already Working Against You

The moment your accident happens, the other driver’s insurance company springs into action – not to help you, but to protect their bottom line. Here’s what they’re doing while you’re recovering:

1. Building a Case Against You: Adjusters are trained to ask leading questions that minimize your injuries and shift blame. They’ll use anything you say against you.

2. Offering Quick, Low Settlements: Within days, they’ll offer you a few thousand dollars – a fraction of what your case is worth. They hope you’re desperate enough to accept before you realize the full extent of your injuries.

3. Monitoring Your Social Media: They’ll screenshot every post, photo, and check-in, looking for any activity that contradicts your injury claims.

4. Hiring Surveillance Teams: Private investigators may follow you, filming your daily activities to catch you doing something that “proves” you’re not really injured.

5. Scheduling “Independent” Medical Exams: These aren’t independent – they’re doctors paid by the insurance company to find ways to minimize your injuries.

Lupe Peña, our former insurance defense attorney, knows these tactics because he used them for years. Now he uses that knowledge to fight for you. As he explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

How Attorney911 Protects Sherman Accident Victims

When you call 1-888-ATTY-911, you’re not just hiring a Sherman car accident lawyer – you’re gaining a team with unique advantages:

Insurance Defense Insider Knowledge

Lupe Peña spent years working for a national insurance defense firm. He knows:

• How adjusters calculate settlement values (using Colossus software)
• Which “independent” medical exam doctors insurance companies favor
• What evidence they need to deny or reduce your claim
• How to counter their comparative fault arguments

This insider knowledge is your secret weapon. As one of our clients, Chad Harris, shared: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them. They will fight for you and not take the first offer the insurance company throws at you.”

Multi-Million Dollar Results

Our Sherman car accident attorneys have recovered millions for clients with injuries just like yours:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

These results prove we don’t settle for the lowball offers insurance companies make to unrepresented victims.

Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Eastern District of Texas, which covers Sherman and Grayson County. This federal court experience is crucial for complex cases involving:

• Trucking accidents (FMCSA regulations are federal)
• Product liability claims (like defective vehicle parts)
• Cases against out-of-state defendants
• Multi-million dollar injury claims

BP Explosion Litigation Experience

Our firm is one of the few in Texas involved in the BP Texas City explosion litigation. This experience handling complex cases against billion-dollar corporations shows we have the resources and expertise to take on any defendant – whether it’s a negligent driver, a trucking company, or a vehicle manufacturer.

24/7 Legal Emergency Response

When you call 1-888-ATTY-911, you’re reaching a true legal emergency line. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”

What to Do After a Car Accident in Sherman

Immediate Steps (First 48 Hours)

At the Scene:

• Call 911 immediately (even for minor accidents)
• Seek medical attention (adrenaline masks injuries)
• Document everything with your phone:
  • Photos of all vehicle damage (every angle)
  • Photos of the accident scene and road conditions
  • Photos of visible injuries
  • Screenshot any visible text messages on your phone
• Exchange information with the other driver:
  • Full name, phone number, address
  • Insurance company and policy number
  • Driver’s license number
  • License plate number
  • Vehicle make, model, and color
• Get names and phone numbers of witnesses
• DO NOT discuss fault or apologize

Within 24 Hours:

• Call Attorney911 at 1-888-ATTY-911
• Preserve all digital evidence (don’t delete anything)
• Secure damaged clothing and personal items
• Keep receipts for all accident-related expenses
• Request copies of all medical records
• DO NOT give recorded statements to any insurance company
• DO NOT sign anything from any insurance company
• DO NOT accept any settlement offers

Within 48 Hours:

• Follow up with your primary care physician
• Document all symptoms and pain levels
• Keep a daily journal of your recovery
• Make all social media profiles private
• Tell friends and family not to post about you
• Assume everything is being monitored

Why Timing Is Critical

Evidence disappears quickly after a Sherman car accident:

Evidence Type	Typical Deletion Timeline
Gas station surveillance	7-14 days
Retail store surveillance	30 days
Traffic camera footage	30 days
Ring doorbell footage	30-60 days
Witness memories	Begin fading immediately
ELD/black box data (trucks)	30-180 days
Cell phone records	Harder to obtain over time

Our Sherman car accident lawyers move fast. Within 24 hours of being hired, we send preservation letters to:

• The other driver’s insurance company
• Any businesses near the accident scene
• The trucking company (if a commercial vehicle was involved)
• Your employer (for wage verification)
• Government entities (for traffic camera footage)

These letters legally require them to preserve evidence before it’s automatically deleted.

Texas Car Accident Laws You Need to Know

Statute of Limitations

You have 2 years from the date of your accident to file a personal injury lawsuit in Texas (Texas Civil Practice & Remedies Code § 16.003). This deadline is absolute – miss it and you lose your right to compensation forever.

Comparative Negligence (51% Rule)

Texas uses a “modified comparative negligence” system. If you’re found to be:

• 50% or less at fault → You can recover damages (reduced by your percentage of fault)
• 51% or more at fault → You recover NOTHING

Insurance companies will try to assign you maximum fault to reduce their payment. Even small percentages cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Lupe’s experience making these arguments for insurance companies is now your advantage. He knows how to counter them.

Minimum Insurance Requirements

Texas requires all drivers to carry minimum liability insurance:

• $30,000 per person for bodily injury
• $60,000 per accident for bodily injury
• $25,000 for property damage

Unfortunately, many drivers carry only the minimum or no insurance at all. That’s why we always check for:

• Underinsured Motorist (UIM) coverage
• Uninsured Motorist (UM) coverage
• Personal Injury Protection (PIP)
• Medical Payments (MedPay)

We’ve helped clients recover compensation even when the at-fault driver had no insurance. As client Chavodrian Miles shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.”

Types of Compensation Available

Sherman car accident victims may be entitled to several types of compensation:

Economic Damages (No Cap in Texas)

• Past and future medical expenses
• Lost wages and lost earning capacity
• Property damage (vehicle repair or replacement)
• Out-of-pocket expenses (transportation, home modifications)

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement (scars, amputations)
• Loss of enjoyment of life
• Loss of consortium (impact on marriage/family)

Punitive Damages (Capped)

Available in cases of gross negligence or malice, such as drunk driving. Capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

How Insurance Companies Try to Cheat You

Insurance companies use sophisticated tactics to minimize or deny your claim. Here are the six most common:

1. The Quick Cash Trap

What they do: Offer you a few thousand dollars within days of your accident.
Why it’s dangerous: You don’t know the full extent of your injuries yet. Once you sign a release, you can’t get more money even if you need surgery later.
How we counter it: We never let clients settle before reaching Maximum Medical Improvement (MMI) – the point where your condition stabilizes. This could be 6 months, 12 months, or longer for serious injuries.

2. The Recorded Statement Trap

What they do: Call you while you’re still in the hospital or on pain medication, asking for a “quick statement” to “process your claim.”
What they’re really doing: Asking leading questions designed to get you to:

• Minimize your injuries (“You’re feeling better now, right?”)
• Accept partial fault (“Were you distracted at all?”)
• Downplay the accident (“It wasn’t that bad, was it?”)
  How we counter it: We handle all communication with insurance companies. You never talk to them without us.

3. The “Independent” Medical Exam (IME) Scam

What they call it: “Independent Medical Examination”
What it really is: A doctor hired and paid by the insurance company to find ways to minimize your injuries.
How it works:

• You’re sent to a doctor for a 10-15 minute exam
• The doctor rarely reviews your complete medical records
• They look for any reason to say your injuries are minor or pre-existing
• Their report is used to reduce or deny your claim
  How we counter it: Lupe knows these doctors – he hired them when he worked for insurance companies. We:
• Prepare you extensively for the exam
• Send your complete medical records to the IME doctor
• Challenge biased reports with our own medical experts

4. Surveillance and Social Media Monitoring

What they monitor:

• Facebook, Instagram, TikTok, Twitter, LinkedIn
• Photos, posts, check-ins, comments, likes
• Friends’ posts that tag or mention you
• Public records and background checks
  What they look for:
• Any activity that contradicts your injury claims
• Photos showing you “moving normally”
• Check-ins at locations that suggest you’re active
• Comments about your case or recovery
  How we counter it:
• Make all profiles private immediately
• Don’t post about your accident, injuries, or case
• Tell friends and family not to post about you
• Assume everything is being monitored

5. The Delay, Deny, Defend Strategy

What they do: Drag out your case for months or years, hoping you’ll:

• Get desperate and accept a low offer
• Give up and drop your claim
• Miss important deadlines
  How it works:
• “We’re still investigating”
• “We need more information” (even when you’ve provided it)
• “Your file is under review”
• Ignoring your calls and emails
  How we counter it:
• We file lawsuits to force deadlines
• We set depositions to make them produce witnesses
• We prepare for trial to show we’re serious
• Insurance companies know we won’t back down

6. The Pre-Existing Condition Blame Game

What they do: Dig through your entire medical history looking for:

• Any prior injury to the same body part
• Any mention of pain or discomfort
• Any medical condition that could be blamed
  How they use it:
• “Your back pain isn’t from this accident – you had back pain in 2010”
• “Your headaches are from your prior concussion, not this accident”
• “You’re just trying to blame this accident for your pre-existing condition”
  How we counter it:
• We hire medical experts to prove the difference
• “Before accident: mild occasional back pain. After accident: severe constant pain requiring surgery.”
• We document the aggravation of your pre-existing condition

Common Types of Car Accidents in Sherman

Rear-End Collisions

Common on:

• US-75 during rush hour
• SH-56 at traffic lights
• Loop 286 during heavy traffic

Common injuries:

• Whiplash
• Herniated discs
• Traumatic brain injuries

Who’s usually at fault: The rear driver is typically presumed at fault, but insurance companies will try to argue:

• You stopped suddenly
• Your brake lights weren’t working
• You were distracted

Case example: Our client was rear-ended on US-75, causing a herniated disc that required surgery. The insurance company offered $25,000. We proved the other driver was speeding and distracted. The case settled for $325,000.

T-Bone (Side-Impact) Collisions

Common at:

• US-75 and US-82 intersection
• US-75 and SH-56 intersection
• FM 1417 and SH-56 intersection

Common injuries:

• Broken pelvis and hips
• Internal organ damage
• Traumatic brain injuries
• Spinal cord injuries

Who’s usually at fault: Typically the driver who failed to yield the right-of-way. However, insurance companies will try to argue:

• You ran a red light
• You were speeding
• You didn’t have time to stop

Head-On Collisions

Common on:

• Rural roads in Grayson County
• Two-lane highways like FM 691
• Roads with poor visibility or no center divider

Common injuries:

• Catastrophic injuries
• Traumatic brain injuries
• Spinal cord injuries
• Fatalities

Who’s usually at fault: Typically the driver who crossed the center line. However, insurance companies will try to argue:

• You swerved into their lane
• You were driving on the wrong side of the road
• You were distracted

Rollover Accidents

Common with:

• SUVs and trucks
• High-speed crashes
• Vehicles with high centers of gravity

Common injuries:

• Traumatic brain injuries
• Spinal cord injuries
• Multiple fractures
• Fatalities

Who’s usually at fault: Often the driver who lost control, but could also be:

• Vehicle manufacturer (defective design)
• Government entity (poor road design)
• Another driver who caused the initial impact

Multi-Vehicle Pileups

Common on:

• US-75 during icy conditions
• SH-56 during heavy fog
• I-35 during holiday traffic

Common injuries:

• Multiple impact injuries
• Whiplash and soft tissue injuries
• Psychological trauma

Who’s at fault: Determining fault in multi-vehicle accidents is complex. Multiple parties may share liability.

Why Sherman Accident Victims Choose Attorney911

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This isn’t just an advantage – it’s a game-changer. Lupe knows:

• How adjusters calculate settlement values using Colossus software
• Which “independent” medical exam doctors insurance companies favor
• What evidence they need to deny or reduce your claim
• How to counter their comparative fault arguments

As client Jamin Marroquin said: “Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.”

2. Multi-Million Dollar Results

We don’t just claim to get results – we prove it with documented case outcomes:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court for the Eastern District of Texas, which covers Sherman. This federal court experience is crucial for:

• Complex trucking cases (FMCSA regulations are federal)
• Product liability claims (like defective vehicle parts)
• Cases against out-of-state defendants
• Multi-million dollar injury claims

4. BP Explosion Litigation Experience

Our firm is one of the few in Texas involved in the BP Texas City explosion litigation. This experience handling complex cases against billion-dollar corporations shows we have the resources and expertise to take on any defendant.

5. Personal Attention from Partners

At Attorney911, you work directly with Ralph Manginello and Lupe Peña – not case managers or junior associates. As client Chad Harris shared:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them. They will fight for you and not take the first offer the insurance company throws at you.”

6. Contingency Fee – No Risk to You

We don’t get paid unless we win your case. There are:

• No upfront costs
• No hourly fees
• No financial risk to you
• Free initial consultation

As client Kiimarii Yup said: “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”

Frequently Asked Questions About Sherman Car Accidents

Immediate After Accident Questions

What should I do immediately after a car accident in Sherman, Texas?

If you’ve been in an accident in Sherman:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine (adrenaline masks injuries)
3. Document everything with your phone:
   • Photos of all vehicle damage
   • Photos of the accident scene and road conditions
   • Photos of visible injuries
4. Exchange information with the other driver
5. Get names and phone numbers of witnesses
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911

Should I call the police even for a minor accident?

Yes. Always call police after any accident in Sherman. Texas law requires you to report accidents that involve:

• Injuries
• Deaths
• Property damage over $1,000
• Disabled vehicles

The police report is critical evidence for your claim.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report in Sherman?
You can obtain the police report from:

• The Sherman Police Department
• The Grayson County Sheriff’s Office (for unincorporated areas)
• The Texas Department of Transportation’s Crash Records Information System (CRIS)

Dealing with Insurance Questions

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT:

• Give a recorded statement
• Discuss injuries or fault
• Accept any settlement offers

Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer – usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?
Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking (combining multiple UM policies). Watch our video explaining UM/UIM coverage: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process Questions

Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video “Do I Have a Good Case?”: https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a Sherman car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of your accident for personal injury claims. Miss this deadline and your case is barred forever.

What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you get nothing.

Watch our video “What Is Comparative Negligence?”: https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations.

Watch our video “Will Your Case Go to Trial?”: https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI) – the point where your condition stabilizes. This could be:

• 6 months for minor injuries
• 12-18 months for moderate injuries
• 24+ months for severe injuries

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance company
4. Negotiation
5. Lawsuit if necessary
6. Discovery (depositions, document requests)
7. Mediation
8. Trial if needed

Watch our video “What Is the Process for a Personal Injury Claim?”: https://www.youtube.com/watch?v=XwzYymneDVs

Compensation Questions

What is my Sherman car accident case worth?
It depends on many factors:

• Severity of your injuries
• Cost of medical treatment (past and future)
• Lost wages and lost earning capacity
• Permanent impairment or disability
• Pain and suffering
• Insurance coverage available
• Strength of evidence

Cases range from $15,000 (minor soft tissue injuries) to millions (catastrophic injuries).

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – defendants take victims as they find them.

Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional for your specific situation.

How is the value of my claim determined?
Based on:

• Medical bills (past and future)
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts in Grayson County
• Severity of injuries
• Impact on daily life

Attorney Relationship Questions

How much do Sherman car accident lawyers cost?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial is required. You pay nothing upfront. We don’t get paid unless we win.

Watch our video “How Do Contingency Fees Work?”: https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates on my case?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña – not case managers or junior associates. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?
You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid Questions

What common mistakes can hurt my Sherman car accident case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video “Client Mistakes That Can Ruin Your Case”: https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?
NO. Make all profiles private immediately. Don’t post about:

• Your accident
• Your injuries
• Your case
• Your activities
  Insurance companies monitor everything.

Why shouldn’t I sign anything without a lawyer?

• Releases are permanent and final
• Medical authorizations give unlimited access to your records
• Settlement offers are binding
  Once signed, you can’t undo it.

What if I didn’t see a doctor right away?
See one NOW. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

What if I have a pre-existing condition?
You can still recover compensation. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them.

Example: You had mild occasional back pain before the accident. After the accident, you developed a herniated disc requiring surgery. You can recover for the NEW injury and the aggravation of your pre-existing condition.

We hire medical experts to prove the difference between your condition before and after the accident. Lupe knows how insurance companies attack pre-existing conditions – he used this defense for years.

Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your current lawyer:

• Isn’t communicating with you
• Isn’t fighting for you
• Is pushing you to settle cheap
• Has dropped your case

You have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation for UM/UIM claims. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?
Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

Example: $100,000 in medical bills × 4 multiplier = $400,000 for pain and suffering

Lupe calculated these multipliers for years when he worked for insurance companies. He knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply.

These cases are complex – you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Critical steps:

• Get surveillance footage before it’s deleted (7-30 days)
• We send preservation letters immediately
• Texas allows UM stacking
• We’ve recovered substantial settlements in hit and run cases through UM claims

What if I’m an undocumented immigrant – can I still file a claim?
Yes. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” – this is false.

We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets.

Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Sherman Car Accident Resources

Local Hospitals and Trauma Centers

• Texoma Medical Center (Level III Trauma Center)
  1000 Memorial Dr, Denison, TX 75020
  (903) 416-4000

• Wilson N. Jones Regional Medical Center
  500 N Highland Ave, Sherman, TX 75092
  (903) 870-4611

• Baylor Scott & White Surgical Hospital – Sherman
  3601 N Calais St, Sherman, TX 75092
  (903) 870-7000

Grayson County Courts

• Grayson County Courthouse
  100 W Houston St, Sherman, TX 75090
  (903) 813-4200

• Grayson County District Courts

  • 59th Judicial District Court
  • 15th Judicial District Court
  • 397th Judicial District Court

Sherman Police Department

• Sherman Police Department
  317 S Travis St, Sherman, TX 75090
  (903) 892-7290
  For accident reports: Request through the Records Division

Grayson County Sheriff’s Office

• Grayson County Sheriff’s Office
  200 S Crockett St, Sherman, TX 75090
  (903) 893-8085
  For accidents in unincorporated Grayson County

Texas Department of Transportation (TxDOT)

• TxDOT Sherman District Office
  2000 Texoma Pkwy, Sherman, TX 75090
  (903) 892-6731
  For road condition reports and crash data

Grayson County Justice of the Peace Courts

For minor accident claims under $10,000:

• JP Court Precinct 1
• JP Court Precinct 2
• JP Court Precinct 3
• JP Court Precinct 4

Dangerous Roads and Intersections in Sherman

Sherman has several high-risk areas for car accidents:

Most Dangerous Intersections

1. US-75 and US-82

   • One of the busiest intersections in Sherman
   • High volume of trucks and commuter traffic
   • Complex traffic light patterns create confusion

2. US-75 and SH-56

   • High-speed merges create collision risks
   • Poor visibility during certain times of day
   • Heavy truck traffic from nearby industrial areas

3. FM 1417 and SH-56

   • Poor visibility at this rural-urban transition
   • Drivers from FM 1417 often misjudge speeds on SH-56
   • Lack of dedicated turn lanes causes rear-end collisions

4. Loop 286 and Travis Street

   • Heavy truck traffic from nearby warehouses
   • Multiple lanes create confusion
   • Speed differentials between local and through traffic

5. US-75 and FM 1417

   • High-speed highway traffic meets local road
   • Drivers exiting US-75 often misjudge speeds
   • Poor signage contributes to confusion

High-Risk Roads

• US-75 (North-South Corridor)

  • Heavy commuter traffic between Sherman and Dallas
  • High-speed collisions common
  • Construction zones create sudden slowdowns

• US-82 (East-West Corridor)

  • Connects Sherman to Paris and Bonham
  • Rural sections have poor lighting
  • Wildlife crossings increase accident risk

• SH-56 (Business Route)

  • Heavy local traffic
  • Multiple driveways and intersections
  • Speed differentials between trucks and cars

• FM 1417

  • Rural-urban transition zone
  • Poor visibility at intersections
  • Speeding common in rural sections

• Loop 286

  • Heavy truck traffic from industrial areas
  • Multiple merge points create congestion
  • Speed differentials between local and through traffic

Seasonal Hazards

• Winter Ice: Grayson County occasionally experiences icy conditions that catch drivers off guard
• Spring Storms: Heavy rain reduces visibility and creates hydroplaning risks
• Summer Heat: Tire blowouts increase during hot months
• Fall Harvest: Farm equipment on rural roads creates unexpected slowdowns

Why Sherman Residents Trust Attorney911

Sherman is a special community with unique needs. As a city that blends historic charm with modern growth, Sherman residents deserve legal representation that understands both the local courts and the complexities of modern accident cases.

Local Knowledge

Our Sherman car accident lawyers know:

• The Grayson County court system
• Local judges and their preferences
• Sherman’s dangerous intersections
• Local hospitals and medical providers
• The insurance adjusters who handle Sherman claims

Community Commitment

We’re proud to serve Sherman and Grayson County. Our commitment to the community includes:

• Supporting local charities and events
• Providing free educational resources
• Offering Spanish-language services
• Being available when Sherman residents need us most

Results That Speak for Themselves

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” – Kiwi Potato

Your Legal Emergency Line

When you call 1-888-ATTY-911, you’re reaching a true legal emergency line. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.”

Call Attorney911 Now – 1-888-ATTY-911

If you’ve been injured in a car accident in Sherman, Texas, don’t wait. Evidence disappears daily. Insurance companies are already building a case against you. The statute of limitations clock is ticking.

Call Attorney911 now at 1-888-ATTY-911 for your free consultation. We don’t get paid unless we win your case. With offices serving Sherman and all of Grayson County, we’re ready to fight for you.

Remember:

• Free consultation – no obligation
• No fee unless we win
• We advance all case costs
• Hablamos Español
• 24/7 legal emergency line

Don’t let insurance companies take advantage of you. Call 1-888-ATTY-911 now and let our Sherman car accident lawyers fight for the compensation you deserve.