Car Accidents in Houston: How Attorney911 Fights for Your Rights After a Crash

If you’ve been injured in a car accident in Houston, you’re not alone. Texas sees a car crash every 57 seconds, and Houston’s busy roads are no exception. The aftermath of a collision can be overwhelming—medical bills, insurance calls, and the stress of recovery can leave you feeling lost. At Attorney911, we understand what you’re going through. With over 25 years of experience fighting for accident victims across Texas, our Houston car accident lawyers are here to guide you through this difficult time and fight for the compensation you deserve.

The Reality of Car Accidents in Houston

Houston’s roads are among the busiest in Texas, with over 4.7 million residents navigating a complex network of highways, intersections, and neighborhoods. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with many of those accidents occurring right here in Harris County. Whether you were rear-ended on the Katy Freeway, t-boned at a busy intersection in the Galleria area, or involved in a multi-vehicle pileup on I-45, the consequences can be life-changing.

At Attorney911, we’ve seen firsthand how car accidents can disrupt lives in an instant. One moment you’re driving home from work, and the next, you’re facing mounting medical bills, lost wages, and the uncertainty of recovery. That’s why we’re committed to providing compassionate, aggressive representation to help you rebuild your life after a crash.

Common Causes of Car Accidents in Houston

Houston’s unique traffic patterns and road conditions contribute to a variety of accident types. Some of the most common causes we see include:

Distracted Driving

With so many drivers on their phones, distracted driving has become a leading cause of accidents in Houston. Whether it’s texting, checking social media, or adjusting the GPS, taking your eyes off the road for even a few seconds can have devastating consequences. In 2024, distracted driving contributed to 380 deaths in Texas.

Speeding

Houston’s highways are known for their fast-moving traffic, but excessive speed reduces reaction time and increases the severity of crashes. Speeding is a factor in nearly one-third of all traffic fatalities in Texas.

Failure to Yield

Many Houston intersections see accidents caused by drivers failing to yield the right of way. Whether it’s running a red light, ignoring a stop sign, or making an improper left turn, these violations can lead to serious collisions.

Drunk Driving

Despite public awareness campaigns, drunk driving remains a significant problem in Houston. In 2024, alcohol-impaired driving was responsible for 1,053 deaths in Texas—25.37% of all traffic fatalities.

Weather Conditions

Houston’s weather can be unpredictable, with heavy rain, fog, and even the occasional ice storm creating hazardous driving conditions. Many drivers aren’t prepared for these sudden changes, leading to weather-related accidents.

Fatigued Driving

With Houston’s long commutes and busy lifestyles, many drivers get behind the wheel when they’re too tired to drive safely. Fatigued driving can be just as dangerous as drunk driving, impairing reaction time and decision-making.

Common Injuries from Car Accidents

Car accidents can result in a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see include:

Whiplash and Soft Tissue Injuries

Whiplash is one of the most common injuries in car accidents, especially in rear-end collisions. While often considered “minor,” whiplash can cause chronic pain and require extensive physical therapy. Soft tissue injuries to muscles, ligaments, and tendons can also lead to long-term discomfort.

Herniated Discs

The force of a collision can cause the discs in your spine to herniate or rupture, leading to severe pain, numbness, and even paralysis. Herniated discs often require surgery and months of rehabilitation.

Broken Bones and Fractures

The impact of a car accident can easily break bones, particularly in the arms, legs, ribs, and pelvis. Fractures may require surgery, casting, and physical therapy, and can lead to long-term mobility issues.

Traumatic Brain Injuries (TBI)

Even a “mild” concussion can have serious long-term effects. TBIs can cause cognitive impairment, memory loss, personality changes, and even permanent disability. Symptoms may not appear immediately, which is why it’s crucial to seek medical attention after any accident.

Spinal Cord Injuries

Spinal cord injuries can result in partial or complete paralysis, depending on the location and severity of the injury. These injuries often require lifelong medical care and can dramatically alter a person’s quality of life.

Internal Organ Damage

The force of a collision can cause internal bleeding, organ damage, and other life-threatening injuries that may not be immediately apparent. Internal injuries require prompt medical attention and can lead to long-term health complications.

Psychological Injuries

The emotional toll of a car accident can be just as devastating as the physical injuries. Many accident victims experience post-traumatic stress disorder (PTSD), anxiety, depression, and other psychological issues that can affect their daily lives.

Why Insurance Companies Are Your Enemy After an Accident

After a car accident, you might expect the at-fault driver’s insurance company to step in and help you. Unfortunately, that’s rarely the case. Insurance companies are for-profit businesses, and their primary goal is to minimize payouts and protect their bottom line. That’s why they employ a variety of tactics to reduce or deny your claim—tactics that our team at Attorney911 knows all too well.

Lupe Peña: The Insurance Insider Fighting for You

One of the things that sets Attorney911 apart from other law firms is our unique advantage: Lupe Peña, a former insurance defense attorney. Lupe spent years working for a national defense firm, learning firsthand how insurance companies value claims, deploy tactics, and build cases against accident victims. Now, he uses that insider knowledge to fight for you.

Lupe knows the playbook because he wrote it. He understands how insurance adjusters are trained to minimize claims, how they use software like Colossus to calculate lowball offers, and how they deploy “independent” medical examiners to downplay your injuries. With Lupe on your side, you have an attorney who knows their tactics inside and out—and knows how to beat them.

The Insurance Company Playbook: How They Try to Screw You

Insurance companies use a variety of tactics to reduce or deny your claim. Here are some of the most common strategies they employ:

1. The Quick Cash Trap

Within days of your accident, the insurance adjuster may contact you with a “quick settlement offer.” It might sound tempting—after all, you have bills to pay and a life to get back to. But these early offers are almost always far below what your case is truly worth.

Why it’s a trap: Insurance companies know that you don’t yet understand the full extent of your injuries. They hope you’ll accept a lowball offer before you realize how much your medical treatment will cost or how long your recovery will take. Once you sign a release, you can’t go back for more money—even if you later discover that you need surgery or will be permanently disabled.

2. The Recorded Statement Trap

The insurance adjuster will likely ask you to give a recorded statement about the accident. They’ll act friendly and helpful, saying things like, “We just need to get your side of the story.” But everything you say will be used against you.

What they’re really doing: The adjuster will ask leading questions designed to get you to say things that hurt your case. For example:

• “You’re feeling better now, right?” (They want you to say you’re improving, even if you’re still in pain.)
• “It wasn’t that bad of an impact, was it?” (They want to minimize the severity of the collision.)
• “You were able to walk away from the scene?” (They want to suggest your injuries aren’t serious.)
• “Were you distracted at all?” (They want you to admit fault, even if the accident wasn’t your fault.)

Lupe’s insider knowledge: “I’ve reviewed hundreds of recorded statements as a defense attorney. Adjusters are trained to ask questions in a way that makes it seem like you’re not really hurt. They’ll take your words out of context and use them to deny your claim. That’s why you should never give a recorded statement without an attorney.”

3. The “Independent” Medical Exam (IME) Scam

If your injuries are serious, the insurance company may require you to undergo an “independent medical examination” (IME) with a doctor of their choosing. Don’t be fooled by the word “independent”—these doctors are hired and paid by the insurance company, and their job is to minimize your injuries.

What happens at an IME:

• The exam is often very brief—sometimes just 10-15 minutes.
• The doctor may not review your complete medical records beforehand.
• They’ll ask questions designed to get you to say you’re feeling better.
• They’ll look for any reason to claim your injuries are “pre-existing” or “not that serious.”

Common IME findings:

• “Patient has pre-existing degenerative changes.” (Everyone over 40 has some arthritis—they use this to deny claims.)
• “Injuries consistent with minor trauma.” (They’re minimizing your pain and suffering.)
• “Patient can return to full-duty work.” (They’re trying to eliminate your lost wage claim.)
• “Treatment has been excessive.” (They’re attacking your treating doctors.)
• “Subjective complaints out of proportion to objective findings.” (This is medical jargon for calling you a liar.)

How Attorney911 counters IMEs:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor, forcing them to review them.
• We challenge biased IME reports with our own medical experts.
• Lupe knows these doctors—he hired them for years when he worked for insurance companies. He knows their biases and how to counter their reports.

4. The Delay, Deny, Defend Strategy

Insurance companies know that the longer they can drag out your claim, the more desperate you’ll become. They’ll delay responding to your calls, “investigate” your claim for months, and hope that you’ll give up or accept a lowball offer.

Why delay works:

• You have bills to pay and may be unable to work.
• The financial pressure builds, making you more likely to accept a low offer.
• Evidence disappears (surveillance footage, witness memories).
• You may miss the statute of limitations deadline.

How Attorney911 counters delays:

• We file a lawsuit to force deadlines.
• We set depositions, forcing them to produce witnesses.
• We prepare for trial, showing we’re serious.
• Lupe understands delay tactics—he used them for years. He knows when and how to push back.

5. The Surveillance Trap

Insurance companies often hire private investigators to follow accident victims and film them going about their daily lives. They’re looking for any activity that contradicts your injury claims—even something as innocent as bending over to pick up a child or carrying groceries.

What they’re really doing:

• They’ll freeze one frame of you moving “normally” and ignore the 10 minutes of you struggling before and after.
• They’ll take innocent activities out of context.
• They’ll use the footage to claim you’re “not really injured.”

Lupe’s insider quote: “I’ve reviewed hundreds of surveillance videos as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

6. The Pre-Existing Condition Blame Game

If you’ve ever had any prior medical issues—even something as minor as occasional back pain—the insurance company will try to blame your current injuries on those pre-existing conditions.

Their argument: “Your back pain isn’t from this accident—you had back pain in 2010. Your neck injury is pre-existing—you saw a chiropractor in 2015.”

The truth: You’re entitled to compensation even if you had pre-existing conditions. If the accident aggravated or worsened your condition, you can recover for the aggravation. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

How Attorney911 counters pre-existing condition arguments:

• We hire medical experts to explain the difference between your pre-accident condition and your post-accident condition.
• We document how the accident made your condition worse.
• We prove causation through medical testimony.

Why Choose Attorney911 for Your Houston Car Accident Case?

With so many law firms to choose from in Houston, why should you trust Attorney911 with your case? Here are five reasons we stand out:

1. Our Insurance Defense Insider Advantage

As mentioned earlier, Lupe Peña spent years working for a national insurance defense firm. He knows how insurance companies value claims, calculate settlements, and build cases against accident victims. Now, he uses that insider knowledge to fight for you.

What this means for your case:

• We know their tactics because Lupe used them for years.
• We anticipate their strategies before they deploy them.
• We know how they value claims internally.
• We know which IME doctors they favor—and how to counter them.
• We speak their language because Lupe worked on their side.

No other Houston law firm has this advantage.

2. Our Multi-Million Dollar Results

At Attorney911, we don’t just promise results—we deliver them. Our track record speaks for itself:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

“Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.”

These aren’t just generic statements—they’re real results from real cases. We’ve recovered millions for our clients, and we’re ready to fight for you.

3. Our Federal Court Experience

Ralph Manginello, our managing partner, is admitted to practice in the U.S. District Court for the Southern District of Texas. This means we can handle complex cases that other firms can’t, including:

• Trucking accidents involving interstate commerce (FMCSA regulations)
• Cases against out-of-state defendants
• Product liability claims against vehicle manufacturers
• Cases with multiple liable parties

Our experience in federal court gives us an edge in negotiations and at trial.

4. Our Personal Attention

At Attorney911, you’re not just a case number—you’re family. We pride ourselves on providing personal attention to every client, and our clients notice the difference:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton

“Consistent communication and not one time did I call and not get a clear answer…Ralph reached out personally.” — Dame Haskett

When you call Attorney911, you’ll work directly with Ralph Manginello or Lupe Peña—not a case manager or paralegal. We’re here to answer your questions, address your concerns, and fight for the best possible outcome in your case.

5. Our Contingency Fee—No Risk to You

We understand that you may be facing financial hardship after your accident. That’s why we work on a contingency fee basis—you pay nothing unless we win your case.

• Free consultation: No obligation, no upfront cost.
• No fee unless we win: We only get paid if we recover compensation for you.
• We advance all case costs: You don’t have to worry about paying for medical records, expert witnesses, or court fees upfront.

This means you can focus on your recovery while we handle the legal battle.

What to Do After a Car Accident in Houston

The steps you take in the hours and days after a car accident can significantly impact your ability to recover compensation. Here’s what you should do:

At the Scene:

1. Call 911: Report the accident and request medical assistance if anyone is injured.
2. Seek medical attention: Even if you feel fine, get checked out. Adrenaline can mask injuries, and some symptoms may not appear for days.
3. Document everything:
   • Take photos of all vehicle damage (from multiple angles).
   • Photograph the accident scene, road conditions, and traffic signals.
   • Take photos of visible injuries.
   • Screenshot any messages visible on your phone (do not delete anything).
4. Exchange information:
   • Other driver’s name, phone number, and address.
   • Insurance company and policy number.
   • Driver’s license number.
   • License plate number.
   • Vehicle make, model, and color.
5. Get witness information: Names and phone numbers of any witnesses.
6. Do NOT admit fault: Stick to the facts—don’t apologize or say “I’m sorry.”
7. Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

In the Days After the Accident:

1. Follow up with medical care: Continue documenting all injuries and follow your doctor’s recommendations.
2. Preserve evidence:
   • Keep all medical records and bills.
   • Save receipts for any accident-related expenses (towing, rental car, medications).
   • Do not repair your vehicle yet—preserve the damage.
3. Be cautious with insurance: Do not give recorded statements, sign anything, or accept settlement offers without consulting an attorney.
4. Stay off social media: Insurance companies monitor your profiles. Do not post about the accident, your injuries, or your activities.
5. Call Attorney911: The sooner you contact us, the sooner we can start building your case and protecting your rights.

How Attorney911 Builds Your Case

At Attorney911, we take a comprehensive approach to building your case. Here’s what we do:

1. Immediate Evidence Preservation

Within 24 hours of being retained, we send preservation letters to:

• The other driver and their insurance company
• Any businesses near the accident scene (to preserve surveillance footage)
• The trucking company (if applicable)
• Employers (if the accident was work-related)
• Government entities (for traffic camera footage)

Why this matters: Evidence disappears quickly. Surveillance footage is typically deleted within 7-30 days, and witness memories fade over time. By acting fast, we ensure that critical evidence is preserved.

2. Thorough Investigation

Our team conducts a detailed investigation, including:

• Obtaining the police report and 911 call recordings
• Interviewing witnesses while their memories are fresh
• Reviewing medical records to document your injuries
• Analyzing vehicle damage and accident reconstruction reports
• Identifying all liable parties (driver, trucking company, manufacturer, etc.)

3. Medical Documentation

We work closely with your medical providers to:

• Document the full extent of your injuries
• Obtain expert opinions on your prognosis
• Calculate the cost of future medical care
• Prove the link between the accident and your injuries

4. Insurance Negotiation

With Lupe Peña’s insider knowledge, we:

• Anticipate the insurance company’s tactics
• Counter their lowball offers with evidence
• Negotiate aggressively for maximum compensation
• Prepare for trial if they won’t offer a fair settlement

5. Trial Preparation

While most cases settle out of court, we prepare every case as if it’s going to trial. This includes:

• Taking depositions of witnesses and experts
• Preparing exhibits and demonstrative evidence
• Developing a compelling trial strategy
• Presenting your case to a jury if necessary

What You Can Recover in a Car Accident Case

If you’ve been injured in a car accident, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment, and future medical care.
• Lost wages: Income lost due to time off work for recovery.
• Lost earning capacity: If your injuries prevent you from returning to your previous job or reduce your ability to earn income in the future.
• Property damage: Repair or replacement of your vehicle and other damaged property.
• Out-of-pocket expenses: Transportation to medical appointments, home modifications, and household help.

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering: Physical pain and emotional distress caused by your injuries.
• Mental anguish: Anxiety, depression, fear, and other psychological impacts.
• Physical impairment: Loss of physical function or disability.
• Disfigurement: Scarring or permanent visible injuries that affect your appearance.
• Loss of consortium: Impact on your marriage or family relationships.
• Loss of enjoyment of life: Inability to participate in activities you previously enjoyed.

Punitive Damages (Capped in Texas)

In cases involving gross negligence or malice, you may be entitled to punitive damages, which are designed to punish the defendant and deter similar conduct. Common situations where punitive damages apply include:

• Drunk driving accidents
• Extreme speeding or reckless driving
• Hit-and-run accidents
• Cases involving repeat offenders

Punitive damages in Texas are capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion).

Frequently Asked Questions About Car Accidents in Houston

What should I do immediately after a car accident in Houston?

If you’ve been in a car accident in Houston, take these steps:

1. Call 911 and report the accident.
2. Seek medical attention, even if you feel fine.
3. Document everything: photos, witness information, and notes about what happened.
4. Exchange information with the other driver.
5. Do NOT give a recorded statement to any insurance company.
6. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

Should I call the police even for a minor accident?

Yes. Always call the police after an accident, even if it seems minor. The police report is critical evidence for your case. In Texas, you must report accidents involving injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately. For example:

• Traumatic brain injuries can take days to manifest.
• Internal bleeding may not be obvious.
• Herniated discs may not cause pain for weeks.
• Adrenaline can mask pain at the scene.

Insurance companies use delays in treatment against you, so it’s crucial to get checked out immediately.

What information should I collect at the scene?

Collect the following information:

• Other driver: name, phone number, address, driver’s license number, insurance information.
• Vehicle: make, model, color, license plate number.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer’s name, badge number, and report number.

Should I talk to the other driver or admit fault?

• Exchange information only.
• Do NOT discuss fault or apologize.
• Do NOT say “I’m sorry” (this can be used as an admission of fault).
• Stick to the facts only.

How do I obtain a copy of the accident report?

In Houston, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance company: NO. Not without an attorney.
To your own insurance company: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement or discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer—it’s usually far below what your case is truly worth. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money—even if you later discover that you need surgery or will be permanently disabled.

What if the other driver is uninsured or underinsured?

Your own UM/UIM (Uninsured/Underinsured Motorist) coverage can compensate you when the at-fault driver has no insurance or insufficient insurance. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does the insurance company want me to sign a medical authorization?

They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without attorney review.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video “Do I Have a Good Case?” https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

How much time do I have to file a lawsuit (statute of limitations)?

In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, your case will be barred forever.

What is comparative negligence, and how does it affect me?

Texas uses the 51% bar rule for comparative negligence. This means:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you are 51% or more at fault, you recover nothing.

Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands.

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault. For example:

• If you were 20% at fault in a $100,000 case, you would recover $80,000.

Will my case go to trial?

Most cases settle before trial, but Attorney911 prepares every case as if it’s going to trial. This gives us leverage in negotiations and shows the insurance company we’re serious.

Watch our video “Will Your Case Go to Trial?” https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

It depends on the severity of your injuries. We don’t settle until you’ve reached maximum medical improvement (MMI)—the point where you’ve recovered as much as you’re going to. This could be 6 months for minor injuries or 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit (if necessary)
6. Discovery (depositions, document requests)
7. Mediation
8. Trial (if needed)

Watch our video “What Is the Process for a Personal Injury Claim?” https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

The value of your case depends on:

• Severity of your injuries
• Medical costs (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Permanent impairment or disability
• Insurance available

Cases range from $15,000 (soft tissue injuries) to millions (catastrophic injuries).

What types of damages can I recover?

You may be entitled to:

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas, and there is no cap on pain and suffering damages (except in medical malpractice cases).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for specific advice.

How is the value of my claim determined?

The value of your claim is determined by:

• Medical bills
• Future treatment costs
• Lost income
• Permanent impairment rating
• Comparable verdicts and settlements
• Severity of injuries
• Impact on daily life

How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis:

• 33.33% before trial
• 40% if the case goes to trial
• You pay nothing upfront
• We advance all case costs
• We don’t get paid unless we win

Watch our video “How Do Contingency Fees Work?” https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

It means you pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs, so there’s no financial risk to you.

How often will I get updates on my case?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch attorneys at any time. Attorney911 has taken over many cases from other firms. As Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case. Manginello Law Firm was able to help me out.”

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need an attorney to represent you.

How do you calculate pain and suffering?

Most commonly using the multiplier method:
Medical expenses × multiplier (1.5 to 5) = pain and suffering

The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

Lupe calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified. Surveillance footage is critical—most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential, and we’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish, and we offer bilingual services.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim, and the driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability, and the insurance policy still applies. The estate may have assets, and wrongful death laws protect both sides. We handle these cases with sensitivity while protecting your rights.

Why Houston Trusts Attorney911

Houston is our home, and we’re proud to serve our community. Here’s what our clients say about us:

“Melanie was excellent. She kept me informed, and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his firm was run.” — Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Leonor got me into the doctor the same day…it only took 6 months, amazing.” — Chavodrian Miles

“I was rear-ended, and the team got right to work…I also got a very nice settlement.” — MONGO SLADE

“I lost everything…my car was at a total loss, and because of Attorney Manginello and my case worker Leonor…1 year later, I have gained so much in return plus a brand new truck.” — Kiimarii Yup

“Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES FOR 2 separate cases—the first case he got me an OFF DOCKET DISSMISSAL! And the other only 10 months probation. He gets the JOB DONE RIGHT!!!!” — Cassie Wright

“This place feels like having a family over your case. And communication with you every step of the way. That’s how you know you’re in good hands.” — Kiwi Potato

“One of Houston’s Great Men, Trae Tha Truth, has recommended this law firm. So if he is vouching for them, then I know they do good work.” — Jacqueline Johnson

Contact Attorney911 Today

If you’ve been injured in a car accident in Houston, don’t wait—evidence disappears daily, and the insurance company is already building a case against you. Call Attorney911 now for a free consultation.

1-888-ATTY-911 (1-888-288-9911)

We don’t get paid unless we win your case. Let us fight for the compensation you deserve.

Se habla español. Lupe Peña and our team are ready to help Spanish-speaking clients.

Serving Houston and all of Harris County, including:

• Downtown Houston
• The Heights
• Galleria
• Memorial
• Energy Corridor
• Katy
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• Pearland
• Sugar Land
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Offices in Houston, Austin, and Beaumont. We serve clients across Texas.

Free consultation. No fee unless we win. Call now: 1-888-ATTY-911.