city-of-lewisville-featured-image.png

Lewisville Car & Truck Accident Attorneys | I-35E, US-75, I-635 Crashes | 18-Wheelers, Commercial Trucks, Rideshare, Hit-and-Run | Former Insurance Defense — We Know Their Playbook | $2.5M Truck Recovery | Attorney911 — The Firm Insurers Fear | Federal Court | Se Habla Español | 1-888-ATTY-911

Motor Vehicle Accidents in Lewisville, Texas: Your Complete Guide to Legal Rights and Recovery

If You’ve Been Injured in a Lewisville Car Accident, We’re Here to Help

Every year, thousands of North Texas residents face life-altering injuries from motor vehicle accidents. In Lewisville and surrounding Denton County communities, car crashes, truck collisions, and other traffic incidents occur with alarming frequency. If you or a loved one has been injured in a Lewisville motor vehicle accident, you’re likely facing overwhelming medical bills, lost income, and physical pain – all while dealing with aggressive insurance companies trying to minimize your claim.

At Attorney911, we understand the unique challenges Lewisville accident victims face. Our team, led by Ralph Manginello with over 25 years of Texas personal injury experience, has helped countless North Texas residents recover the compensation they deserve after serious accidents. We know Lewisville’s roads, courts, and insurance landscape – and we’re ready to fight for you.

Why Lewisville Accidents Require Local Legal Expertise

Lewisville’s growing population and strategic location between Dallas and Fort Worth create unique traffic patterns that contribute to serious accidents:

  • I-35E Corridor: This major interstate running through Lewisville sees heavy commercial truck traffic, increasing the risk of catastrophic collisions
  • Highway 121 (Sam Rayburn Tollway): A high-speed route with frequent lane changes and merge points
  • FM 407 and FM 1171: Rural-to-urban transition zones where speeding and distracted driving are common
  • Lewisville Lake Toll Bridge: A critical connection that experiences congestion and weather-related accidents
  • Old Town Lewisville: Historic district with narrow streets and heavy pedestrian traffic

The Dallas-Fort Worth area consistently ranks among the most dangerous regions in Texas for traffic accidents. In 2024 alone, Denton County saw over 12,000 motor vehicle crashes, with hundreds resulting in serious injuries. When these accidents happen in Lewisville, having an attorney who understands local courts, judges, and insurance adjusters can make all the difference in your recovery.

Our Lewisville Motor Vehicle Accident Practice Areas

Car Accidents in Lewisville (500-700 words)

Car accidents are the most common type of motor vehicle collision in Lewisville. With over 110,000 residents and growing, Lewisville’s roads see heavy commuter traffic, especially during rush hours on I-35E and Highway 121.

Common Causes of Lewisville Car Accidents:

  • Distracted driving (texting, GPS use, eating)
  • Speeding on high-speed corridors like I-35E
  • Failure to yield at intersections like Main Street and Valley Parkway
  • Drunk driving, especially near entertainment districts
  • Weather-related accidents on bridges and elevated roadways
  • Rear-end collisions at traffic signals and stop signs

Common Injuries:

  • Whiplash and soft tissue injuries
  • Herniated discs and spinal injuries
  • Traumatic brain injuries (TBI)
  • Broken bones and fractures
  • Internal organ damage
  • Psychological trauma and PTSD

Lewisville-Specific Considerations:
Many Lewisville car accidents occur at dangerous intersections like:

  • I-35E and Round Grove Road
  • Highway 121 and Josey Lane
  • Main Street and Valley Parkway
  • Corporate Drive and Lake Park Boulevard

At Attorney911, we’ve helped numerous Lewisville car accident victims recover compensation. In a recent case, our client suffered a leg injury in a collision at the intersection of Main Street and Valley Parkway. During treatment, staff infections developed, ultimately leading to a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation even in complex cases.

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles, Lewisville client

If you’ve been injured in a Lewisville car accident, call 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents (500-700 words)

Lewisville’s location along I-35E makes it a hotspot for trucking accidents. This major interstate corridor sees heavy commercial traffic moving between Dallas, Fort Worth, and points north. When 80,000-pound trucks collide with passenger vehicles, the results are often catastrophic.

Trucking Accident Statistics in Texas:

  • 39,393 commercial motor vehicle crashes in Texas in 2024
  • 608 trucking fatalities
  • 1,601 serious injuries
  • Texas accounts for 11% of all fatal truck crashes nationwide
  • 549 fatal truck accidents resulted in 620 deaths

Common Causes of Lewisville Trucking Accidents:

  • Driver fatigue (violations of FMCSA Hours of Service rules)
  • Improper maintenance (brakes, tires, lights)
  • Overloaded or improperly secured cargo
  • Distracted driving (phone use, GPS, paperwork)
  • Speeding and aggressive driving
  • Inadequate driver training
  • Equipment failures

FMCSA Regulations That Matter in Your Case:

  • Hours of Service (HOS): Drivers limited to 11 hours driving after 10 consecutive hours off-duty
  • 30-Minute Break: Required after 8 cumulative hours of driving
  • 60/70-Hour Limit: Cannot drive after 60/70 hours on-duty in 7/8 consecutive days
  • Electronic Logging Devices (ELD): Mandatory since 2017 to track compliance
  • Driver Qualification: Minimum age 21 for interstate, CDL required, drug testing

Why Trucking Cases Are More Complex:

  • Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
  • Higher insurance limits ($750,000 to $5,000,000+ policies)
  • Federal regulations (FMCSA) that create negligence per se
  • Critical evidence that disappears quickly (ELD data, black box data)

At Attorney911, we have extensive experience handling trucking accident cases in Lewisville and throughout North Texas. Our firm is one of the few in Texas to be involved in BP explosion litigation, demonstrating our capability to take on billion-dollar corporations. We’ve helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

Recent Texas Trucking Verdicts We Reference:

  • Oncor Electric: $37.5M verdict (distracted truck driver)
  • New Prime I-35 pileup: $44.1M verdict (6 deaths)
  • Ben E. Keith (Fort Worth): $35M settlement
  • Lopez v. All Points 360 (Amazon): $105M verdict

If you or a loved one has been injured in a Lewisville trucking accident, time is critical. ELD and black box data can be overwritten in as little as 30 days. Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation.

Drunk Driving Accidents (500-700 words)

Drunk driving accidents are particularly tragic because they’re completely preventable. In Texas, alcohol-impaired driving accounts for over 25% of all traffic fatalities. Lewisville, with its growing entertainment districts and proximity to Dallas bars, sees its share of these devastating crashes.

Drunk Driving Statistics in Texas:

  • 1,053 alcohol-impaired driving deaths in 2024 (25.37% of all fatalities)
  • Over 24,000 DWI-related crashes in 2023
  • 1 death every 39 minutes nationally from alcohol-impaired driving
  • BAC of 0.08% or higher is legally intoxicated in Texas

Dram Shop Liability in Texas:
Texas has strong dram shop laws that allow victims to sue establishments that over-serve alcohol to obviously intoxicated patrons. Under Texas Alcoholic Beverage Code § 2.02, bars, restaurants, and even liquor stores can be held liable if:

  1. They served alcohol to someone who was obviously intoxicated
  2. The over-service was the proximate cause of the accident and damages

Signs of Obvious Intoxication:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior
  • Strong odor of alcohol
  • Difficulty standing or walking

Potentially Liable Parties in Drunk Driving Cases:

  • The drunk driver
  • Bars and nightclubs
  • Restaurants serving alcohol
  • Liquor stores
  • Event organizers (concerts, festivals)
  • Social hosts (in limited circumstances)

Punitive Damages in Drunk Driving Cases:
Texas law allows for punitive damages in cases involving gross negligence or malice. Drunk driving often qualifies because it demonstrates conscious indifference to the rights and safety of others. Punitive damages are capped at the greater of $200,000 or (2x economic damages + 1x non-economic damages, capped at $750,000 for non-economic portion).

At Attorney911, we have unique expertise in handling drunk driving cases. Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), giving us insight into both the criminal and civil aspects of these cases. We’ve successfully handled numerous DWI-related cases, including:

  • A case where our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.
  • A case where our client drove home at 2:30 a.m., hit a curb and rolled his car, injuring a passenger. We learned that police conducted no breath or blood test, EMS didn’t note intoxication, and nurse notes from the hospital were missing. The case was dismissed on the day of trial.
  • A case where our client was charged with DUI/DWI, with the state’s primary evidence being a video field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.

If you’ve been injured by a drunk driver in Lewisville, call Attorney911 at 1-888-ATTY-911. We’ll investigate every angle, including potential dram shop liability, to maximize your compensation.

Motorcycle Accidents (300-500 words)

Motorcycle accidents in Lewisville often result in catastrophic injuries due to the lack of protection for riders. With scenic routes like FM 407 and FM 1171 attracting motorcycle enthusiasts, North Texas sees a significant number of these tragic accidents.

Motorcycle Accident Statistics in Texas:

  • 585 motorcyclist fatalities in 2024
  • 37% of those killed were not wearing helmets
  • Over 90% of fatal victims are male
  • Helmets reduce the risk of death by 37%

Texas Helmet Law:

  • Required for all riders under 21
  • Riders 21 and over may ride without a helmet if they:
    • Have completed an approved motorcycle safety course, OR
    • Have $10,000 or more in medical insurance coverage

Common Causes of Lewisville Motorcycle Accidents:

  • Failure to yield right of way (most common cause)
  • Driver inattention/distraction
  • Unsafe lane changes
  • Left-turn accidents (T-bone/head-on collisions)
  • Speeding and reckless driving
  • Road hazards (potholes, debris)

Comparative Negligence in Motorcycle Cases:
Texas uses the 51% bar rule, which is particularly important in motorcycle accident cases. Insurance companies almost always try to assign some fault to the motorcyclist to reduce their payout. Even small percentages of fault can significantly reduce your recovery:

  • If you’re 10% at fault, you lose 10% of your compensation
  • If you’re 50% at fault, you lose 50% of your compensation
  • If you’re 51% or more at fault, you recover nothing

At Attorney911, we understand how insurance companies try to blame motorcyclists. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how these arguments are constructed – because he used to make them. Now, he uses that insider knowledge to fight for motorcyclists’ rights.

If you’ve been injured in a Lewisville motorcycle accident, don’t let the insurance company blame you. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Pedestrian Accidents (300-500 words)

Pedestrian accidents in Lewisville are particularly devastating, with victims often suffering life-altering injuries. With growing pedestrian traffic in areas like Old Town Lewisville and near Lewisville Lake, these accidents are becoming more common.

Pedestrian Accident Statistics in Texas:

  • 6,095 pedestrian crashes in 2024
  • 768 pedestrian fatalities
  • Pedestrians account for 1% of crashes but 19% of all roadway deaths
  • The Dallas-Fort Worth area consistently ranks among the most dangerous for pedestrians

Critical Legal Point for Pedestrians:
Under Texas law, pedestrians ALWAYS have the right-of-way at intersections – even at unmarked crosswalks. Many drivers don’t know that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, even if it’s not painted. This legal protection is crucial for pedestrian accident victims.

Common Injuries in Pedestrian Accidents:

  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Broken pelvis and legs
  • Internal organ damage
  • Fatalities

Dangerous Lewisville Locations for Pedestrians:

  • Crosswalks near Lewisville High School
  • Old Town Lewisville shopping district
  • Lewisville Lake Park pedestrian paths
  • Parking lots near Vista Ridge Mall
  • Busy intersections like Main Street and Valley Parkway

At Attorney911, we’ve helped numerous Lewisville pedestrian accident victims recover compensation. We understand the unique challenges these cases present, including the tendency of insurance companies to blame pedestrians for “not being careful enough.”

If you’ve been injured in a Lewisville pedestrian accident, remember: you have rights. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Rideshare Accidents (Uber/Lyft) (300-500 words)

Rideshare accidents in Lewisville present unique legal challenges due to the complex insurance coverage structure. With Uber and Lyft drivers operating throughout Denton County, these accidents are becoming increasingly common.

Rideshare Industry Statistics:

  • 11 billion rideshare trips in the US since 2010
  • Uber completes 17.4 million trips daily
  • 118 million Uber users worldwide
  • 5 million Uber drivers globally

Critical: Rideshare Insurance Phases

The amount of insurance coverage available depends on what the driver was doing at the time of the accident:

Phase Driver Status Coverage Available
Period 0 – Offline App off, personal use Personal insurance only (Texas minimum: $30K/$60K/$25K)
Period 1 – Waiting App on, no ride request Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted Ride accepted, en route to pickup Full commercial: $1,000,000 liability
Period 3 – Transporting Passenger in vehicle Full commercial: $1,000,000 liability

Why This Matters:
Insurance coverage varies dramatically based on what the driver was doing at the moment of the crash. Determining the correct phase is critical for maximizing your recovery. Many victims don’t realize that the rideshare company’s $1 million policy might be available even if the driver was just waiting for a ride request.

Who Can Be Injured in Rideshare Accidents:

  • 21% Riders
  • 21% Drivers
  • 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

At Attorney911, we understand the complexities of rideshare insurance. Our firm includes Lupe Peña, a former insurance defense attorney who knows how these companies value claims and what coverage is actually available. We’ve helped numerous Lewisville rideshare accident victims navigate this complex system and recover the compensation they deserve.

If you’ve been injured in a Lewisville rideshare accident, don’t assume the insurance company will tell you about all available coverage. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Other Motor Vehicle Accident Types We Handle in Lewisville

Hit and Run Accidents (200-300 words)

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene, leaving victims with injuries and no clear path to compensation. In Texas, someone is involved in a hit and run accident every 43 seconds.

Texas Hit and Run Penalties:

  • Death: 2nd degree felony (2-20 years prison, up to $10,000 fine)
  • Serious bodily injury: 3rd degree felony (2-10 years prison, up to $10,000 fine)
  • Minor injury: State jail felony (up to 5 years, up to $5,000 fine)
  • Property damage over $200: Class B misdemeanor (up to 6 months jail, up to $2,000 fine)

UM/UIM Coverage is Critical:
When the at-fault driver can’t be identified, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you may be able to combine coverage from multiple vehicles on your policy.

At Attorney911, we’ve helped numerous Lewisville hit and run victims recover compensation through UM/UIM claims. We immediately send preservation letters to nearby businesses to secure surveillance footage before it’s automatically deleted (typically within 7-30 days).

If you’ve been injured in a Lewisville hit and run accident, call Attorney911 immediately at 1-888-ATTY-911. Time is critical to preserve evidence.

Delivery Vehicle Accidents (Amazon, FedEx, UPS) (200-300 words)

With the rise of e-commerce, delivery vehicle accidents in Lewisville are becoming more common. Amazon, FedEx, and UPS vehicles are frequent sights on Lewisville roads, and when these commercial vehicles are involved in accidents, the results can be catastrophic.

Key Verdicts in Delivery Vehicle Cases:

  • 2024 Georgia: $16.2M for child struck by Amazon delivery van (Amazon 85% responsible)
  • 2024 Lopez v. All Points 360: $105M verdict against Amazon DSP
  • Grubhub wrongful death lawsuit (Arizona): Driver distracted by app

Amazon DSP Liability:
Amazon Delivery Service Partners (DSPs) are contractually required to “defend and indemnify” Amazon. These drivers often:

  • Have higher safety violation rates than average motor carriers
  • Are involved in 1,879 crashes involving Amazon-related motor carriers in the past 24 months
  • Face pressure to meet delivery quotas, which can lead to dangerous driving

Why Delivery Vehicle Cases Result in Higher Settlements:

  • Trucks are 3x the size and weight of passenger cars
  • $1M+ liability insurance policies are required
  • No jury sympathy for corporate defendants
  • Business model often encourages dangerous behavior

At Attorney911, we have experience handling complex delivery vehicle accident cases. Our firm’s involvement in BP explosion litigation demonstrates our capability to take on major corporations and win.

If you’ve been injured in a Lewisville delivery vehicle accident, call Attorney911 at 1-888-ATTY-911 for a free consultation.

Work Zone Accidents (200-300 words)

Work zone accidents in Lewisville are a growing concern, especially with ongoing infrastructure projects on I-35E and Highway 121. These accidents often result in severe injuries to both workers and motorists.

Work Zone Accident Statistics:

  • Nearly 28,000 crashes in Texas work zones in 2024
  • 215 deaths (12% increase over previous year)
  • Work zone fatalities increased 50% nationally from 2013 to 2023
  • 60% of highway contractors reported crashes into work zones
  • 43% of contractors reported worker injuries from work zone crashes

Real Case Example:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted to receiving a text message) rear-ended her. The force pushed her car into the path of another truck, resulting in a fatality.

Liability in Work Zone Accidents:

  • Drivers who fail to slow down or pay attention
  • Construction companies that don’t properly mark work zones
  • Government entities responsible for road design
  • Equipment operators who make mistakes

At Attorney911, we understand the complexities of work zone accident cases. We’ve helped numerous victims recover compensation from negligent drivers and construction companies.

If you’ve been injured in a Lewisville work zone accident, call Attorney911 at 1-888-ATTY-911 for a free consultation.

Bicycle Accidents (200-300 words)

Bicycle accidents in Lewisville are particularly dangerous due to the lack of protection for cyclists. With growing interest in cycling for both recreation and commuting, these accidents are becoming more common.

Bicycle Accident Statistics in Texas:

  • 78 cyclist fatalities in 2024 (26.42% decrease from 2023)
  • Texas has one of the highest cyclist death rates in the nation
  • The 51% bar rule is often used against cyclists

Common Causes of Lewisville Bicycle Accidents:

  • Drivers failing to yield right of way
  • Distracted driving
  • Dooring (opening car doors into cyclists)
  • Poor road conditions
  • Inadequate bike lanes

Texas 51% Rule and Bicycle Accidents:
Insurance companies often try to blame cyclists for accidents, even when the driver was clearly at fault. Texas’ comparative negligence rule means:

  • If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
  • If you’re 51% or more at fault, you recover nothing

At Attorney911, we understand how insurance companies try to shift blame to cyclists. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how these arguments are constructed – because he used to make them.

If you’ve been injured in a Lewisville bicycle accident, don’t let the insurance company blame you. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Bus Accidents (200-300 words)

Bus accidents in Lewisville can result in multiple injuries due to the number of passengers involved. With Denton County Transportation Authority (DCTA) buses operating throughout Lewisville, these accidents can have devastating consequences.

Bus Accident Statistics:

  • 1,110 bus accidents in Texas in 2024 (Texas leads all states)
  • 17 fatal crashes
  • 549 injury crashes
  • 2,523 school bus crashes in 2023
  • 11 school bus deaths
  • 63 serious injuries

Liable Parties in Bus Accidents:

  • Bus driver (fatigue, distraction, impairment)
  • Bus operator/company (inadequate training, negligent maintenance)
  • Manufacturer (brake, tire, or safety equipment defects)
  • Other drivers (third-party vehicles)
  • Government entities (poor signage, road defects)

At Attorney911, we’ve helped numerous bus accident victims in Lewisville and throughout North Texas recover compensation. We understand the complex liability issues involved in these cases.

If you’ve been injured in a Lewisville bus accident, call Attorney911 at 1-888-ATTY-911 for a free consultation.

What to Do Immediately After a Lewisville Motor Vehicle Accident

The First 48 Hours Are Critical

If you’ve been involved in a motor vehicle accident in Lewisville, the actions you take in the first 48 hours can significantly impact your ability to recover compensation. Evidence disappears quickly, and insurance companies begin building their case against you immediately.

Hour 1-6 (Immediate Crisis):

  1. Safety First: If you can move safely, get to a secure location away from traffic
  2. Call 911: Report the accident and request medical assistance if anyone is injured
  3. Medical Attention: Even if you feel fine, get checked out – adrenaline masks injuries
  4. Document Everything:
    • Take photos of all vehicle damage (every angle)
    • Photograph the accident scene, road conditions, traffic signals
    • Take photos of visible injuries
    • Screenshot any messages visible on your phone
  5. Exchange Information:
    • Other driver’s name, phone, address
    • Insurance company and policy number
    • Driver’s license number
    • License plate number
    • Vehicle make, model, color
  6. Witnesses:
    • Get names and phone numbers of any witnesses
    • Ask if they saw what happened
    • Record their statements if possible
  7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company

Hour 6-24 (Evidence Preservation):

  1. Digital Preservation:
    • Preserve all texts, calls, photos, videos related to the accident
    • Do NOT delete anything from your phone
    • Screenshot everything relevant
    • Email copies to yourself for backup
  2. Physical Evidence:
    • Secure damaged clothing, glasses, personal items
    • Keep receipts for any expenses (towing, rental car, medications)
    • Do NOT repair your vehicle yet – preserve the damage
  3. Medical Records:
    • Request copies of all ER/hospital records
    • Keep all discharge paperwork
    • Follow up with your primary care physician within 24-48 hours
  4. Insurance Communications:
    • Note any calls from insurance companies
    • Do NOT give recorded statements yet
    • Do NOT sign anything
    • Do NOT accept any settlement offers
    • Say: “I need to speak with my attorney first”
  5. Social Media:
    • Make ALL profiles private immediately
    • Do NOT post about the accident
    • Do NOT post photos of injuries or activities
    • Tell friends/family not to tag you in posts

Hour 24-48 (Strategic Decisions):

  1. Legal Consultation:
    • Speak with an experienced motor vehicle accident attorney
    • Call Attorney911 at 1-888-ATTY-911 for a free consultation
    • Have your documentation ready
  2. Insurance Response:
    • If insurance contacts you, refer them to your attorney
    • Say: “My attorney will be in touch with you”
    • Provide only basic information: name, date of accident, that you were involved
  3. Settlement Offers:
    • Do NOT accept or sign anything without lawyer review
    • Early offers are ALWAYS lowball offers
    • You don’t know the extent of your injuries yet
  4. Evidence Backup:
    • Upload all screenshots and photos to cloud storage
    • Email copies to yourself and a family member
    • Create a written timeline of events while your memory is fresh

Within 24 Hours of Retaining Attorney911:
We send preservation letters to ALL parties involved:

  • Other driver and their insurance company
  • Trucking companies (for commercial vehicle accidents)
  • Businesses near the scene (for surveillance footage)
  • Employers (if the accident was work-related)
  • Property owners (if premises liability is involved)
  • Government entities (if applicable)
  • Vehicle manufacturers (if a defect is suspected)
  • Rideshare companies (if applicable)

These letters legally require evidence preservation before automatic deletion.

Evidence Deterioration Timeline

Evidence disappears on a predictable schedule. Here’s what you stand to lose if you wait:

Day 1-7:

  • Witness memories begin fading immediately
  • Physical evidence (skid marks, debris) is cleared
  • Details become uncertain

Day 7-30:

  • Surveillance footage is automatically deleted:
    • Gas stations: 7-14 days
    • Retail stores: 30 days
    • Ring doorbells: 30-60 days
    • Traffic cameras: 30 days
  • Witnesses become harder to locate
  • Scene changes (road repairs, new striping)

Month 1-2:

  • Insurance companies solidify their defense position
  • Adjusters have built their case against you
  • Settlement positions harden

Month 2-6:

  • Trucking electronic data is deleted:
    • ELD (Electronic Logging Device) data: 30-180 days retention
    • Black box data: Can be automatically overwritten
    • GPS/telematics: Varies by company
  • Cell phone records become harder to obtain
  • Social media posts are deleted

Month 6-12:

  • Witness memories are severely degraded
  • Medical evidence is harder to link to the accident
  • Treatment gaps are used against you

Month 12-24:

  • Approaching the 2-year statute of limitations
  • Creates pressure to settle (insurance knows you’re desperate)
  • Evidence is severely degraded
  • Case value is diminished

Don’t wait – call Attorney911 immediately at 1-888-ATTY-911. Every day you wait, evidence disappears.

Texas Motor Vehicle Accident Law Framework

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003

Claim Type Time Limit Starts From
Personal Injury 2 years Date of accident
Wrongful Death 2 years Date of death
Property Damage 2 years Date of damage
Government Claims 6 months notice Date of incident
Minors Tolled until 18 Then 2 years

Exceptions:

  • Discovery Rule: Statute of limitations may start later if injury/cause wasn’t immediately discoverable
  • Defendant Absence: Tolled if defendant leaves Texas
  • Mental Incapacity: Tolled during incapacity

Critical: Miss the deadline and your case is barred forever. You cannot get an extension.

Comparative Negligence (51% Bar Rule)

Texas Civil Practice & Remedies Code § 33.001

Texas uses modified comparative negligence with a 51% bar:

  • If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
  • If you are 51% or more at fault → You recover nothing

Examples:

Your Fault % Case Value Your Recovery
0% $100,000 $100,000
10% $100,000 $90,000
25% $250,000 $187,500
40% $500,000 $300,000
50% $500,000 $250,000
51% $500,000 $0

Why This Matters:
Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages cost you thousands:

  • 10% fault on a $100,000 case = $10,000 less for you
  • 25% fault on a $250,000 case = $62,500 less for you
  • 40% fault on a $500,000 case = $200,000 less for you

At Attorney911, we understand how insurance companies construct comparative fault arguments. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how these arguments are made – because he used to make them. Now, he uses that insider knowledge to fight for you.

Texas Minimum Auto Insurance Requirements

Coverage Minimum Required
Bodily Injury – Per Person $30,000
Bodily Injury – Per Accident $60,000
Property Damage – Per Accident $25,000

Uninsured Motorist Statistics:

  • 15.4% of US motorists are uninsured (approximately 1 in 7 drivers)
  • UM/UIM coverage is critical for protection
  • Texas allows inter-policy stacking

How Insurance Companies Try to Minimize Your Claim

At Attorney911, we know exactly how insurance companies try to minimize your claim because our firm includes Lupe Peña, who spent years working for a national insurance defense firm. He knows their playbook because he wrote it.

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What They Do:
Within hours or days of your accident, insurance adjusters will contact you – often while you’re still in the hospital, on pain medication, or overwhelmed by the situation. They’ll act friendly and helpful, saying things like:

  • “We just want to help you”
  • “We need to get your side of the story”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

What They’re Really Doing:
They’re building their defense against you with leading questions designed to trap you:

Question They Ask What They Want You to Say
“You’re feeling better now though, right?” Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?” Minimize collision severity
“You were able to walk away from the scene?” Suggest injuries aren’t serious
“Were you distracted at all?” Get you to admit distraction
“How fast were you going?” Hope you overestimate or say “I don’t know”

The Truth:

  • You are NOT required to give a recorded statement to the other driver’s insurance company
  • Giving a statement without an attorney almost always hurts your case
  • Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:
Once you hire us, we become your voice. All calls go through us. We:

  • Prepare you properly if a statement becomes necessary
  • Sit with you during any statements
  • Know their questions because Lupe asked them for years

DO NOT give a recorded statement without calling Attorney911 first: 1-888-ATTY-911

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What They Do:
Within days or weeks of your accident, the insurance company will offer you quick money – typically $2,000-$5,000, sometimes up to $15,000 if they’re worried. It sounds good when you have no money and mounting bills.

They Create Artificial Urgency:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”
  • “This is our final offer” (it’s not)

The Trap:
You don’t know the extent of your injuries yet. Consider this real scenario:

  • Day 3: Insurance offers $3,500 “final settlement”
  • You’re desperate, in pain, scared
  • You sign the release
  • Week 6: MRI shows herniated disc requiring surgery
  • Surgery costs $100,000
  • TOO LATE – You signed the release, can’t reopen your claim
  • You pay $100,000 out of pocket

The Release is Permanent and Final

How Attorney911 Counters:
We NEVER settle before you’ve reached Maximum Medical Improvement (MMI) – the point where you’re as good as you’re going to get medically. This could be 6 months, 12 months, or 24+ months depending on your injuries. We know these offers are always lowball – Lupe calculated them for years.

Tactic #3: “Independent” Medical Exam (Months 2-6)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An insurance company-hired doctor whose job is to minimize your injuries.

How They Choose IME Doctors:
They don’t select the most qualified doctor – they select the doctor who:

  • Gives insurance-favorable reports
  • Consistently finds “no injury” or “pre-existing condition”
  • Is paid $2,000-$5,000 per exam by insurance companies
  • Gets repeat business for favorable reports

What Happens at the IME:

  • 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
  • Rarely review your complete medical records beforehand
  • Ask questions designed to elicit “I’m feeling better” responses
  • Look for any reason to minimize your injuries

Common IME Doctor Findings:

What They Say What It Means
“Patient has pre-existing degenerative changes” Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma” Minimizes your pain and suffering
“Patient can return to full duty work” Eliminates lost wage claims
“Treatment has been excessive” Attacks your treating doctors
“Subjective complaints out of proportion to objective findings” Medical speak for calling you a liar

How Attorney911 Counters:

  • We prepare you extensively before the exam
  • We send complete medical records to the IME doctor first (forcing them to review)
  • We challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What They Do:
They drag your case out, hoping you’ll get desperate:

  • “Still investigating your claim”
  • “Waiting for medical records” (that we sent months ago)
  • “Reviewing your file”
  • “Need additional information”
  • Ignore calls and emails
  • Take weeks to respond to simple questions

Why Delay Works (On People Without Attorneys):
Insurance Companies Have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on YOUR settlement money while delaying

You Have:

  • Mounting bills
  • Zero income
  • Creditors threatening
  • Need money NOW

Financial Desperation Makes You Accept Less:

  • Month 1: You’d reject $5,000 offer
  • Month 6: You’d seriously consider $5,000
  • Month 12: You’d beg for $5,000 just to end the nightmare

How Attorney911 Counters:

  • We file lawsuits to force deadlines
  • We set depositions to make them produce witnesses
  • We prepare for trial to show we’re serious
  • Lupe understands delay tactics because he used them – he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

  • Video you doing daily activities
  • Film from public places (your driveway, street, stores)
  • Follow you to appointments, errands, social activities
  • Look for any activity that contradicts your injury claims
  • One video of you bending over = “Not really injured”

They Monitor ALL Your Social Media:

  • Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
  • Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
  • Monitor your friends’ profiles for posts mentioning you
  • Use facial recognition to find photos you’re tagged in
  • Archive your entire social media history

Examples We’ve Defended Against:

Example What Happened Insurance Claimed Reality
Old Photo Gym photo from 3 years ago Presented as recent, contradicts injury We proved metadata was pre-accident
Restaurant Check-in Facebook check-in at restaurant “Partying and having fun” Sitting quietly having dinner
Friend’s Comment Friend posted “Had fun yesterday!” Evidence of non-injury Client was resting at home
Walking Dog Video of client walking dog slowly “Not disabled” Doctor recommended short walks
Smiling in Photo Family photo where client is smiling “Not in pain – she’s smiling!” Everyone smiles for photos

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

7 Rules for Our Clients:

  1. Make ALL profiles private immediately
  2. DON’T post about the accident, injuries, or activities
  3. DON’T check in anywhere
  4. Tell friends/family: don’t tag you, don’t post about you
  5. Don’t accept friend requests from strangers (fake profiles)
  6. BEST: Stay off social media entirely during your case
  7. Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you the maximum possible fault to reduce their payment:

  • “You were speeding” (without evidence)
  • “You weren’t paying attention” (speculation)
  • “You could have avoided this” (hindsight bias)
  • “You were distracted” (guessing)
  • “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

  • If you’re 51%+ at fault → You get NOTHING
  • If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

  • 10% fault on $100,000 case = $10,000 less for you
  • 25% fault on $250,000 case = $62,500 less for you
  • 40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:
We conduct aggressive liability investigations:

  • Accident reconstruction proving the other driver’s fault
  • Witness statements supporting your version
  • Police report analysis emphasizing citations
  • Expert testimony on perception-reaction time
  • Lupe knows their fault arguments because he made them for years – now he defeats them

Colossus: How Insurance Companies Actually Value Your Claim

How Colossus Works:
Colossus is a computer software system used by Allstate, State Farm, Liberty Mutual, and other major insurers. Here’s how it actually values your claim:

  1. Data Entry: Adjuster inputs injury codes, treatment types, costs, jurisdiction
  2. Coding: Injuries are coded using standardized medical terms
  3. Calculation: Software applies algorithms to determine “value”
  4. Range Output: System provides recommended settlement range
  5. Authority: Adjuster typically cannot exceed this range without supervisor approval

How Insurance Manipulates Colossus:

Manipulation Effect
Low Injury Codes “Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty Chiropractic valued less than MD treatment
Pre-Existing Reduction Any prior condition used to reduce value
Jurisdiction Factor Low-verdict counties get lower values

Why Lupe’s Experience Matters:

  • He knows how to code injuries properly for maximum value
  • He knows which medical terms trigger higher valuations
  • He knows when Colossus output is artificially low
  • He knows how to present records to beat the algorithm
  • He worked with these systems for years as a defense attorney

Reserve Setting Psychology:
Insurance companies set “reserves” – money they set aside for your claim based on their worst-case scenario (trial verdict). Adjusters usually cannot settle for more than the reserve without approval.

How We Increase Reserves:

  • Hiring experts (shows we’re investing in the case)
  • Taking depositions (creating litigation expense)
  • Filing lawsuits (forces trial evaluation)
  • Preparing for trial (shows we won’t back down)

Lupe understands reserve psychology and settlement authority limits – this is a game-changing advantage.

Types of Damages You Can Recover in a Lewisville Motor Vehicle Accident Case

Economic Damages (No Cap in Texas)

Damage Type What It Covers
Medical Expenses (Past) ER, hospital, surgery, doctors, physical therapy, medications, medical equipment
Medical Expenses (Future) Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past) Income lost from date of accident to present
Lost Earning Capacity (Future) Reduced ability to earn income in the future
Property Damage Vehicle repair or replacement, personal property
Out-of-Pocket Expenses Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

Damage Type What It Covers
Pain and Suffering Physical pain from injuries, both past and future
Mental Anguish Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment Loss of physical function, disability, limitations
Disfigurement Scarring, permanent visible injuries affecting appearance
Loss of Consortium Impact on marriage/family relationships, loss of companionship
Loss of Enjoyment of Life Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

  • Available for gross negligence, fraud, or malice
  • Drunk driving cases often qualify
  • Cap: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, capped at $750,000 for non-economic portion)
  • Purpose: Punish the defendant and deter similar conduct

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

  • Medical Treatment: $6,000-$16,000
  • Lost Wages: $2,000-$10,000
  • Pain & Suffering: $8,000-$35,000
  • Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

  • Medical Treatment: $10,000-$20,000
  • Lost Wages: $5,000-$15,000
  • Pain & Suffering: $20,000-$60,000
  • Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery – ORIF):

  • Medical Treatment: $47,000-$98,000
  • Lost Wages: $10,000-$30,000
  • Pain & Suffering: $75,000-$200,000
  • Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

  • Medical Treatment: $22,000-$46,000
  • Lost Wages: $8,000-$25,000
  • Pain & Suffering: $40,000-$100,000
  • Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

  • Total Past Medical: $96,000-$205,000
  • Future Medical: $30,000-$100,000
  • Lost Wages: $20,000-$50,000
  • Lost Earning Capacity: $50,000-$400,000
  • Pain & Suffering: $150,000-$450,000
  • Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

  • Total Past Medical: $198,000-$638,000
  • Future Medical: $300,000-$3,000,000+
  • Lost Wages: $50,000-$200,000
  • Lost Earning Capacity: $500,000-$3,000,000+
  • Pain & Suffering: $500,000-$3,000,000+
  • Settlement Range: $1,548,000-$9,838,000

Attorney911 Documented Result:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”

Spinal Cord Injury / Paralysis:

  • First Year Costs: $500,000-$1,500,000
  • Annual Costs After: $70,000-$250,000
  • Lifetime Costs: $2,500,000-$13,000,000+
  • Settlement Range: $4,770,000-$25,880,000

Amputation:

  • Total Past Medical: $170,000-$480,000
  • Future Medical (Lifetime Prosthetics): $500,000-$2,000,000
  • Settlement Range: $1,945,000-$8,630,000

Attorney911 Documented Result:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”

Wrongful Death (Working Age Adult):

  • Funeral and Burial: $10,000-$20,000
  • Medical Expenses Before Death: $50,000-$500,000
  • Lost Financial Support: $1,000,000-$4,000,000
  • Loss of Companionship: $500,000-$3,000,000
  • Mental Anguish: $250,000-$1,500,000
  • Settlement Range: $1,910,000-$9,520,000

Attorney911 Documented Result:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”

Nuclear Verdicts: How They Affect Your Case

Definition: Jury awards exceeding $10 million (often $20M+ in recent years)

Texas Nuclear Verdict Statistics:

  • 207 nuclear verdicts ($10M+) from 2009-2023
  • Total: $45+ billion in Texas alone
  • Texas #1 nationally for nuclear verdicts
  • Auto accidents account for 23.2% of all nuclear verdicts

Recent Texas Motor Vehicle Nuclear Verdicts:

Year Case Amount
2024 Hatch v. Jones (car accident wrongful death) $81,720,000
2024 Frito-Lay Warehouse (vehicle collision) $72,000,000
2024 Lopez v. All Points 360 (Amazon) $105,000,000
2024 New Prime I-35 pileup (6 deaths) $44,100,000
2024 Oncor Electric (trucking) $37,500,000
2024 Ben E. Keith (Fort Worth trucking) $35,000,000

Why This Matters:
Insurance companies FEAR nuclear verdicts. This fear increases settlement values across ALL serious injury cases, not just those going to trial. Attorney911’s trial readiness and multi-million dollar track record give us leverage in every negotiation.

Why Choose Attorney911 for Your Lewisville Motor Vehicle Accident Case?

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

  • We know their tactics because Lupe used them
  • We anticipate their strategies before they deploy them
  • We know how they value claims internally
  • We know which IME doctors they favor
  • We know how to beat their algorithms
  • We speak their language

No other firm in Lewisville has this advantage.

Lupe’s Insider Knowledge Includes:

  • How insurance companies value claims using Colossus software
  • Which medical terms trigger higher valuations
  • How to present records to maximize your case value
  • How to counter IME doctor bias
  • When insurance adjusters are bluffing about policy limits
  • How to increase reserves to get higher settlement authority

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

  • Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
  • Amputations: “This case settled in the millions”
  • Trucking wrongful death: “Recovered millions of dollars in compensation”
  • Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction for out-of-state defendants
  • Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention from the Start

What Our Clients Say:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

  • Free consultation
  • No upfront costs
  • No hourly billing
  • We advance all case costs
  • You pay nothing unless we recover for you

6. Spanish Language Services

Our team includes bilingual staff, and Lupe Peña is fluent in Spanish.

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

7. Proven Track Record Since 1998

Ralph Manginello has been practicing law in Texas since 1998 – over 25 years of experience fighting for accident victims. Our firm has been serving Texas since 2001.

8. We Prepare Every Case for Trial

While most cases settle, we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and ensures we’re ready if the insurance company won’t offer a fair settlement.

9. We Handle the Complex Cases Others Won’t Touch

From trucking accidents to wrongful death claims, we have the experience and resources to handle complex cases. Our involvement in BP explosion litigation demonstrates our capability to take on billion-dollar corporations.

10. We’re Part of the Lewisville Community

Attorney911 serves clients throughout North Texas, including Lewisville, Flower Mound, The Colony, Highland Village, and surrounding Denton County communities. We understand the unique challenges Lewisville residents face after motor vehicle accidents.

Frequently Asked Questions About Lewisville Motor Vehicle Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Lewisville?
If you’ve been in an accident in Lewisville:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give a recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report in Lewisville?
You can obtain the police report from the Lewisville Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?
Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their case against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it and your case is barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case as if it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

  • Giving a recorded statement without an attorney
  • Accepting a quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. We hire medical experts to prove the difference between your condition before and after the accident.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years – he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex – you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue “parking lot accidents are always 50/50 fault” – this is a lie. We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Lewisville Motor Vehicle Accident Resources

Local Hospitals and Trauma Centers:

  • Medical City Lewisville: 500 W Main St, Lewisville, TX 75057 (Primary hospital for Lewisville)
  • Baylor Scott & White Medical Center – Flower Mound: 4300 Long Prairie Rd, Flower Mound, TX 75028
  • Texas Health Presbyterian Hospital Denton: 3000 N I-35, Denton, TX 76201
  • Parkland Memorial Hospital (Level I Trauma Center): 5200 Harry Hines Blvd, Dallas, TX 75235 (for severe injuries)

Local Courts:

  • Denton County Courts at Law: 1450 E McKinney St, Denton, TX 76209
  • Denton County District Courts: 1450 E McKinney St, Denton, TX 76209
  • Lewisville Municipal Court: 1197 W Main St, Lewisville, TX 75067

Local Law Enforcement:

  • Lewisville Police Department: 1187 W Main St, Lewisville, TX 75067
  • Denton County Sheriff’s Office: 110 W Hickory St, Denton, TX 76201

Local Government:

Call Attorney911 Now: 1-888-ATTY-911

If you or a loved one has been injured in a motor vehicle accident in Lewisville, Texas, don’t wait – call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

Remember:

  • Evidence disappears daily – surveillance footage, witness memories, electronic data
  • The 2-year statute of limitations is absolute
  • Insurance companies are already building their case against you
  • You don’t have to face this alone

At Attorney911, we combine:

  • 25+ years of Texas personal injury experience
  • Insider knowledge of insurance company tactics
  • Federal court admission for complex cases
  • Multi-million dollar results
  • Personal attention from our attorneys
  • Contingency fee – no risk to you

We’re ready to fight for you. Call 1-888-ATTY-911 now.