Motor Vehicle Accident Lawyers in Rogers, Texas | Attorney911

If you’ve been injured in a car accident in Rogers, Texas, you’re not alone. With one motor vehicle crash occurring every 57 seconds in Texas, accidents are a constant threat on our roads. At Attorney911, we understand the physical, emotional, and financial toll an accident can take. Our team, led by Ralph Manginello with over 25 years of experience, is here to fight for the compensation you deserve.

Rogers and the surrounding Bell County area see their fair share of accidents, from collisions on Highway 36 to crashes in residential neighborhoods. Whether you were rear-ended on Main Street or involved in a serious accident on I-35, our Rogers car accident lawyers have the expertise to handle your case.

Why Rogers Accident Victims Choose Attorney911

When you’re injured in an accident, you need more than just a lawyer – you need an advocate who understands the unique challenges of Rogers and Bell County. Here’s why Attorney911 is the right choice for your case:

Local Knowledge: We know the Rogers courts, local judges, and the insurance adjusters who handle claims in this area.
Insurance Defense Insider: Our team includes Lupe Peña, a former insurance defense attorney who knows their tactics from the inside.
Proven Results: We’ve recovered millions for accident victims, including multi-million dollar settlements for catastrophic injuries.
Personal Attention: You’ll work directly with Ralph or Lupe, not a case manager assembly line.
No Fee Unless We Win: We don’t get paid unless we recover compensation for you.

As one of our clients, Glenda Walker, shared: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Common Types of Motor Vehicle Accidents in Rogers

Car Accidents

Car accidents are the most common type of motor vehicle collision in Rogers. With 251,977 people injured in Texas car crashes in 2024 alone, these accidents can range from minor fender-benders to catastrophic collisions.

Common causes of car accidents in Rogers include:

Distracted driving (texting, eating, or using GPS)
Speeding on local roads like Highway 36
Failure to yield at intersections
Running red lights or stop signs
Following too closely on busy streets
Driving under the influence of alcohol or drugs

Injuries we commonly see from Rogers car accidents:

Whiplash and soft tissue injuries
Herniated or bulging discs
Broken bones and fractures
Traumatic brain injuries (TBI)
Spinal cord injuries
Internal organ damage

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

If you’ve been injured in a car accident in Rogers, don’t let insurance companies lowball your claim. Chavodrian Miles, one of our clients, shared: “Leonor got me into the doctor the same day…it only took 6 months amazing.”

18-Wheeler and Trucking Accidents

With I-35 running through Bell County, Rogers sees its share of trucking accidents. These collisions are particularly dangerous due to the size and weight disparity between commercial trucks and passenger vehicles.

Texas trucking accident statistics:

39,393 commercial motor vehicle crashes in Texas in 2024
608 trucking fatalities and 1,601 serious injuries
Texas accounts for 11% of all fatal truck crashes nationwide

Why trucking accidents are more complex:

Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
Higher insurance limits ($750,000 to $5,000,000+ policies)
Federal regulations (FMCSA) that govern the trucking industry
Electronic Logging Device (ELD) data that can prove violations

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Ralph Manginello’s federal court admission to the U.S. District Court, Southern District of Texas, gives us the capability to handle complex trucking cases that may end up in federal court.

Drunk Driving Accidents

Drunk driving remains a serious problem in Texas, with 1,053 alcohol-impaired driving deaths in 2024 – that’s 25.37% of all traffic fatalities in our state.

Texas Dram Shop Law (TABC § 2.02):
This law allows victims of drunk driving accidents to sue establishments that served alcohol to obviously intoxicated individuals. Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination
Aggressive or erratic behavior

Potentially liable parties in drunk driving cases:

The drunk driver
Bars and nightclubs
Restaurants serving alcohol
Liquor stores
Event organizers (concerts, festivals)

Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us the capability to handle both the criminal and civil aspects of drunk driving cases.

Motorcycle Accidents

With 585 motorcyclist fatalities in Texas in 2024, these accidents often result in severe injuries. Rogers riders face unique risks on our local roads.

Texas motorcycle accident facts:

37% of fatal motorcycle accident victims were not wearing helmets
90%+ of fatal victims are male
Helmets reduce the risk of death by 37%

Texas helmet law:

Required for all riders under 21
Riders 21+ may ride without a helmet if they’ve completed a safety course or have $10,000+ in medical insurance

Common causes of motorcycle accidents in Rogers:

Failure to yield right of way (most common)
Driver inattention or distraction
Unsafe lane changes
Left-turn accidents (T-bone or head-on collisions)
Speeding or reckless driving

Insurance companies often try to blame motorcyclists for accidents. With Lupe Peña’s experience making these arguments for insurance companies, we know how to counter their tactics.

Pedestrian Accidents

Pedestrian accidents are particularly devastating, with 768 pedestrian fatalities in Texas in 2024. In Rogers, pedestrians face risks at intersections and in crosswalks.

Critical legal point for pedestrians:
Under Texas law, pedestrians ALWAYS have the right-of-way at intersections – even at unmarked crosswalks. This means that anytime there’s an intersection of two streets, the distance between them is considered a crosswalk, even if it’s not painted.

Common injuries in pedestrian accidents:

Traumatic brain injuries
Spinal cord injuries
Broken pelvis and legs
Internal organ damage
Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become common in Rogers, but accidents involving these vehicles present unique insurance challenges.

Rideshare insurance phases:

Phase	Driver Status	Coverage Available
Period 0	App off, personal use	Personal insurance only ($30k/$60k/$25k minimum in Texas)
Period 1	App on, no ride request	$50k/$100k/$25k contingent coverage
Period 2	Ride accepted, en route to pickup	$1,000,000 commercial coverage
Period 3	Passenger in vehicle	$1,000,000 commercial coverage

Who can be injured in rideshare accidents:

21% Riders
21% Drivers
58% Third parties (other drivers, pedestrians)

Lupe Peña’s insurance defense background gives us the knowledge to navigate the complex insurance coverage issues in rideshare accidents.

What to Do After an Accident in Rogers

Immediate Steps (First 48 Hours)

Hour 1-6: Immediate Crisis Response

Ensure safety: If you can move safely, get to a secure location away from traffic
Call 911: Report the accident and request medical assistance if anyone is injured
Seek medical attention: Even if you feel fine, get checked by a doctor. Adrenaline can mask injuries
Document everything: Take photos of all vehicle damage, the accident scene, road conditions, and any visible injuries
Exchange information: Get the other driver’s name, phone number, address, insurance information, driver’s license number, and license plate number
Collect witness information: Get names and phone numbers of any witnesses
Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company

Hour 6-24: Evidence Preservation

Preserve digital evidence: Save all texts, calls, photos, and videos related to the accident
Secure physical evidence: Keep damaged clothing, glasses, or other personal items
Document medical treatment: Request copies of all ER and hospital records
Be cautious with insurance: Note any calls from insurance companies but don’t give recorded statements
Protect your social media: Make all profiles private and don’t post about the accident

Hour 24-48: Strategic Decisions

Consult with an attorney: Call Attorney911 at 1-888-ATTY-911 for a free consultation
Refer insurance to your attorney: If insurance contacts you, say “My attorney will be in touch”
Don’t accept settlement offers: Early offers are always lowball offers
Backup your evidence: Upload all photos and documents to cloud storage

Why Time is Critical

Evidence disappears quickly after an accident:

7-30 days: Surveillance footage from nearby businesses is typically deleted
30-180 days: Electronic Logging Device (ELD) data from trucks can be overwritten
Witness memories fade: Details become uncertain as time passes
Insurance builds their case: They start investigating immediately to minimize your claim

At Attorney911, we send preservation letters to all parties within 24 hours of being retained to legally require evidence preservation before automatic deletion.

Texas Motor Vehicle Law Framework

Statute of Limitations

Texas Civil Practice & Remedies Code § 16.003

Claim Type	Time Limit	Starts From
Personal Injury	2 years	Date of accident
Wrongful Death	2 years	Date of death
Property Damage	2 years	Date of damage

Exceptions:

Discovery Rule: Statute may start later if injury/cause wasn’t immediately discoverable
Defendant Absence: Tolled if defendant leaves Texas
Mental Incapacity: Tolled during incapacity

Critical point: If you miss the deadline, your case is barred forever. You cannot file a lawsuit after the statute of limitations expires.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar:

If you are 50% or less at fault → You can recover damages (reduced by your percentage of fault)
If you are 51% or more at fault → You recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

Lupe Peña’s experience making these arguments for insurance companies gives us the knowledge to counter their comparative fault claims.

Insurance Company Tactics Exposed

At Attorney911, we know how insurance companies operate because Lupe Peña spent years working for them. Now, he uses that knowledge to fight for accident victims. Here are the tactics they use – and how we counter them:

Tactic #1: Quick Contact & Recorded Statement

What they do:
Within hours of your accident, insurance adjusters will contact you – often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

“We just want to help you”
“We need to get your side of the story”
“This is routine, everyone does this”

What they’re really doing:
They’re building their defense against you with leading questions designed to trap you:

Question They Ask	What They Want You to Say
“You’re feeling better now though, right?”	Trap you into saying you’re improving
“It wasn’t that bad of an impact, was it?”	Minimize collision severity
“You were able to walk away from the scene?”	Suggest injuries aren’t serious
“Were you distracted at all?”	Get you to admit distraction
“How fast were you going?”	Hope you overestimate or say “I don’t know”

The truth:

You are NOT required to give a recorded statement to the other driver’s insurance company
Everything you say will be documented, recorded, transcribed, and used against you
You cannot take it back

How Attorney911 counters:

We tell clients: DO NOT give recorded statements without us
Once you hire us, we become your voice
All calls go through us
We prepare you properly if a statement becomes absolutely necessary
We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer

What they do:
Within days or weeks of your accident, the insurance company will offer you quick money – typically $2,000-$5,000, sometimes up to $10,000-$15,000 if they’re worried about the case.

They create artificial urgency:

“This offer expires in 48 hours”
“I can only get approval for this amount right now”
“Take it or leave it”
“This is our final offer” (it’s not)

The trap:
You don’t know the full extent of your injuries yet. Here’s what can happen:

What Happens	Result
Day 3: Insurance offers $3,500 “final settlement”	You’re desperate, in pain, scared about bills
You sign the release	You think it’s over
Week 6: MRI shows herniated disc requiring surgery	Surgery costs $100,000
TOO LATE	You signed the release, can’t reopen your claim
You pay $100,000 out of pocket	Insurance pays nothing more

The release is permanent and final.

How Attorney911 counters:

We NEVER settle before you’ve reached Maximum Medical Improvement (MMI)
MMI is the point where you’re as good as you’re going to get medically
This could be 6 months, 12 months, or 24+ months depending on your injuries
We know their offers are ALWAYS lowball – Lupe calculated these offers for years
We know they’re offering 10-20% of the true value of your case

Tactic #3: “Independent” Medical Exam (IME)

What they call it:
“Independent Medical Examination” (IME)

What it really is:
An insurance company-hired doctor whose job is to minimize your injuries.

How insurance companies choose IME doctors:
They select doctors based on:

Who gives the most insurance-favorable reports
Doctors who consistently find “no injury” or “pre-existing condition”
Doctors paid thousands by insurance companies ($2,000-$5,000 per exam)
Repeat business = repeat favorable reports

What happens at an IME:

A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation)
Rarely review your complete medical records beforehand
Ask questions designed to elicit “I’m feeling better” responses
Look for ANY reason to minimize your injuries

Common IME doctor findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes”	Everyone over 40 has some arthritis – used to deny claims
“Injuries consistent with minor trauma”	Minimizes your pain and suffering
“Patient can return to full duty work”	Eliminates lost wage claims
“Treatment has been excessive”	Attacks your treating doctors
“Subjective complaints out of proportion to objective findings”	Medical speak for calling you a liar

How Attorney911 counters:

We prepare you extensively before the exam
We send your complete medical records to the IME doctor first (forcing them to review)
We challenge biased IME reports with our own medical experts
Lupe knows these specific doctors and their biases – he hired them for years

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

Tactic #4: Delay and Financial Pressure

What they do:
Insurance companies will drag your case out, hoping you’ll get desperate:

“Still investigating your claim”
“Waiting for medical records” (that we sent months ago)
“Reviewing your file”
“Need additional information”
Ignore your calls and emails
Take weeks to respond to simple questions

Why delay works:
Insurance companies have:

Unlimited time
Unlimited resources
No financial pressure
Earning interest on YOUR settlement money while delaying

You have:

Mounting bills
Zero income if you can’t work
Creditors threatening you
Need money NOW

Financial desperation makes you accept less:

Month 1: You’d reject a $5,000 offer
Month 6: You’d seriously consider $5,000
Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 counters:

We file lawsuits to force deadlines
We set depositions to make them produce witnesses
We prepare for trial to show we’re serious
Lupe understands delay tactics because he used them – he knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What they do:
Insurance companies hire private investigators to:

Video you doing daily activities
Film you from public places (your driveway, street, stores)
Follow you to appointments, errands, and social activities
Look for ANY activity that contradicts your injury claims
One video of you bending over = “Not really injured”

They monitor ALL your social media:

Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
Monitor your friends’ profiles for posts mentioning you
Use facial recognition to find photos you’re tagged in
Archive your entire social media history

Examples we’ve defended:

Example	What Happened	Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 years ago	Presented as recent, contradicts injury	We proved metadata was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for our clients:

Make ALL profiles private immediately
DON’T post about the accident, injuries, activities, emotions, or your case
DON’T check in anywhere
Tell friends and family: don’t tag you, don’t post about you
Don’t accept friend requests from strangers (fake profiles)
BEST: Stay off social media entirely during your case
Assume EVERYTHING is being monitored

Tactic #6: Comparative Fault Arguments

What they do:
Insurance companies try to assign you maximum fault to reduce their payment:

“You were speeding” (without evidence)
“You weren’t paying attention” (speculation)
“You could have avoided this” (hindsight bias)
“You were distracted” (guessing)
“You contributed to this accident” (shifting blame)

Why they do this:
Texas’ 51% bar rule means:

If you’re 51%+ at fault → You get NOTHING
If you’re 50% or less at fault → Your damages are reduced by your percentage

Even small fault percentages cost thousands:

10% fault on a $100,000 case = $10,000 less for you
25% fault on a $250,000 case = $62,500 less for you
40% fault on a $500,000 case = $200,000 less for you

How Attorney911 counters:

Aggressive liability investigation
Accident reconstruction proving the other driver’s fault
Witness statements supporting your version
Police report analysis emphasizing citations
Expert testimony on perception-reaction time
Lupe knows their fault arguments because he made them for years – now he defeats them

Damages You Can Recover in a Rogers Accident Case

Economic Damages (No Cap in Texas)

Damage Type	What It Covers
Medical Expenses (Past)	ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
Medical Expenses (Future)	Ongoing treatment, future surgeries, lifetime medications, long-term care
Lost Wages (Past)	Income lost from date of accident to present
Lost Earning Capacity (Future)	Reduced ability to earn income in the future if your injuries prevent you from returning to your previous job
Property Damage	Vehicle repair or replacement, personal property damaged in the accident
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

Damage Type	What It Covers
Pain and Suffering	Physical pain from your injuries, both past and future
Mental Anguish	Emotional distress, anxiety, depression, fear, PTSD
Physical Impairment	Loss of physical function, disability, limitations on activities
Disfigurement	Scarring, permanent visible injuries affecting your appearance
Loss of Consortium	Impact on your marriage and family relationships, loss of companionship
Loss of Enjoyment of Life	Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

Available in cases of gross negligence, fraud, or malice. Common in drunk driving cases.

Cap in Texas: Greater of $200,000 OR (2x economic damages + 1x non-economic damages, capped at $750,000 for non-economic portion)

Purpose: To punish the defendant and deter similar conduct

How We Calculate the Value of Your Case

Insurance companies use software called Colossus to calculate the minimum they can pay you. Lupe Peña used to work for insurance companies – he knows exactly how Colossus works and how to beat it.

The Multiplier Method

Formula: Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

Multiplier Range: 1.5 to 5

Injury Severity	Multiplier Range
Minor injuries (soft tissue, quick recovery)	1.5 – 2
Moderate injuries (broken bones, months of recovery)	2 – 3
Severe injuries (surgery, long recovery)	3 – 4
Catastrophic injuries (permanent disability)	4 – 5+

Example – Minor Injury:

Medical expenses: $10,000
Multiplier: 1.5
Pain & suffering: $15,000
Lost wages: $3,000
Total: $28,000

Example – Severe Injury:

Medical expenses: $100,000
Multiplier: 4
Pain & suffering: $400,000
Lost wages: $50,000
Total: $550,000

Factors That Increase the Multiplier (Push Toward 4-5)

Permanent injury or disability
Scarring or disfigurement
Long recovery time (12+ months)
Surgery required
Ongoing pain management needed
Severe impact on daily activities
Clear liability (other driver 100% at fault)
Sympathetic plaintiff (child, elderly, pregnant)
Defendant’s conduct was egregious (drunk driving, hit and run)
Strong evidence (video, witnesses)
Permanent restrictions on work or activities

Factors That Decrease the Multiplier (Push Toward 1.5-2)

Soft tissue injury only
Quick recovery (under 3 months)
No surgery required
Disputed liability (comparative fault)
Gaps in medical treatment
Pre-existing conditions
Minor property damage
No permanent injury

Why Lupe’s experience matters:
Lupe calculated these multipliers for years using insurance company formulas. He knows:

When to push for a higher multiplier (4-5 vs. 2-3)
Which factors insurance weighs most heavily
How to document cases to justify higher multipliers
When the multiplier method undervalues a case (catastrophic injuries)
When to abandon the multiplier and demand policy limits

Why Choose Attorney911 for Your Rogers Accident Case

When you’re injured in an accident, you have choices. Here’s why Attorney911 is the right choice for Rogers residents:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s biggest competitive advantage. Lupe spent years working FOR insurance companies. Now he uses that knowledge FOR accident victims. He knows:

How insurance companies value claims (he calculated them)
Which IME doctors they favor (he hired them)
Their settlement authority limits
How to beat their Colossus software
Their delay and negotiation tactics

No other firm in Rogers has this advantage.

2. Multi-Million Dollar Results

We don’t just talk about results – we prove them with specific case outcomes:

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company”
“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions”
“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation”
“In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement”

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This matters because:

Complex cases often end up in federal court
FMCSA trucking regulations are federal
Diversity jurisdiction applies for out-of-state defendants
Federal court requires different skills than state court

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

This experience shows our capability to handle complex cases against massive corporations.

4. Personal Attention

At Attorney911, you’re not just a case number. You work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line.

As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”

5. Contingency Fee – No Risk to You

“We don’t get paid unless we win your case.”

Free consultation
No upfront costs
No hourly billing
We advance all case costs
You pay nothing unless we recover for you

6. Bilingual Services

Lupe Peña is fluent in Spanish, and our staff includes bilingual team members. As client Celia Dominguez said: “Especially Miss Zulema, who is always very kind and always translates.”

Frequently Asked Questions About Rogers Accident Cases

Immediate After Accident

1. What should I do immediately after a car accident in Rogers, Texas?
If you’ve been in an accident in Rogers:

Call 911 and report the accident
Seek medical attention even if you feel fine (adrenaline masks injuries)
Document everything: photos of damage, injuries, and the scene
Exchange information with the other driver
Get witness names and phone numbers
Do NOT give a recorded statement to any insurance company
Call Attorney911 at 1-888-ATTY-911

2. Should I call the police even for a minor accident?
Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?
ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

Traumatic brain injuries can take days to manifest
Internal bleeding may not be obvious
Herniated discs may not cause pain for weeks
Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

Other driver: name, phone, address, driver’s license, insurance information
Vehicle: make, model, color, license plate
Witnesses: names and phone numbers
Photos: all vehicle damage, injuries, road conditions, traffic signals
Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

Exchange information only
Do NOT discuss fault
Do NOT apologize or say “I’m sorry” (can be used as admission)
Do NOT give your opinion on what happened
Stick to facts only

6. How do I obtain a copy of the accident report?
In Rogers, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below the actual value of your case. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your own UM/UIM (Uninsured/Underinsured Motorist) coverage can compensate you. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

Someone else was at fault (even partially)
You suffered injuries or damages
There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If you’re 51% or more at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI). This could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

Investigation and evidence gathering
Medical treatment to MMI
Demand letter to insurance
Negotiation
Lawsuit if necessary
Discovery
Mediation
Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?
It depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, and insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

Medical expenses (past and future)
Lost wages and earning capacity
Pain and suffering
Mental anguish
Physical impairment
Disfigurement
Loss of enjoyment of life
Property damage

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except in medical malpractice cases).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule – the defendant takes you as they find you.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional for your specific situation.

26. How is the value of my claim determined?
Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, and impact on your daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

Giving a recorded statement without an attorney
Accepting a quick settlement
Delaying medical treatment
Gaps in treatment
Posting on social media
Signing releases or authorizations
Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one NOW. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you.

For example: You had mild occasional back pain before the accident. After the accident, you developed a herniated disc requiring surgery. You can recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference.

Lupe Peña knows how insurance companies attack pre-existing conditions – he used this defense for years. Now he defeats it for our clients.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle for less than your case is worth, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia shared: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Call 1-888-ATTY-911 to discuss switching your case to Attorney911.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Unfortunately, your own insurance company will fight your claim just like the other driver’s insurance would.

You need attorney representation for UM/UIM claims. Texas allows inter-policy stacking (combining multiple UM policies for greater coverage). Lupe Peña’s insurance knowledge is critical for maximizing your UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering.

The multiplier depends on:

Injury severity
Permanency
Impact on your life
Clear liability

For example: $100,000 in medical expenses × 4 multiplier = $400,000 for pain and suffering.

Lupe Peña calculated these multipliers for years when he worked for insurance companies. He knows how to justify higher multipliers and when the multiplier method undervalues a case.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex – you need an experienced attorney. Ralph Manginello’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies when the at-fault driver is unidentified.

Surveillance footage is CRITICAL – most footage is deleted within 7-30 days. We send preservation letters immediately to businesses near the scene.

Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?
YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status.

Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a myth.

We prove fault through:

Surveillance video
Witness statements
Damage analysis
Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversations so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets.

Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Rogers-Specific Resources

Local Hospitals and Trauma Centers

If you’re injured in a Rogers accident, you may be taken to:

Scott & White Medical Center – Temple: The nearest Level II trauma center, about 20 miles from Rogers
Baylor Scott & White Medical Center – Round Rock: Another Level II trauma center, about 50 miles away
Seton Medical Center Harker Heights: Provides emergency care for Bell County residents
Metroplex Hospital: Located in Killeen, serves the Bell County area

Local Courts

Rogers accident cases are typically filed in:

Bell County Justice of the Peace Courts: For smaller claims and property damage disputes
Bell County Courts at Law: For personal injury cases with damages up to $250,000
27th District Court: For larger personal injury cases and wrongful death claims
U.S. District Court, Western District of Texas (Waco Division): For cases involving federal issues or diversity jurisdiction

Dangerous Roads and Intersections in Rogers

While specific data for Rogers may be limited, Bell County sees accidents on:

Highway 36: A major route through Rogers with heavy traffic
Intersection of Highway 36 and FM 436: A busy intersection in Rogers
I-35: The major interstate running through Bell County, known for trucking accidents
Loop 363: A busy route in Temple, near Rogers
Local residential streets: Where distracted driving and failure to yield can cause accidents

Local Employers and Industries

Rogers and Bell County are home to:

Fort Cavazos (formerly Fort Hood): The largest military installation in the world, with many service members and civilian employees
Scott & White Healthcare: Major healthcare provider in the region
Baylor Scott & White Health: Another major healthcare employer
Local school districts: Including Rogers Independent School District
Small businesses and agriculture: The backbone of the local economy

These employers may be relevant if your accident occurred while working or if you’re unable to return to your job due to injuries.

Contact Attorney911 for Your Rogers Accident Case

If you’ve been injured in a motor vehicle accident in Rogers, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free consultation. We don’t get paid unless we win your case.

Our team is ready to fight for the compensation you deserve. With offices serving all of Texas, we’re here to help Rogers residents through this difficult time.

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

Don’t face this alone. Call Attorney911 today.