Motor Vehicle Accident Lawyers in Lytle, Texas: Your Legal Emergency Response Team

If you’ve been injured in a car accident in Lytle, Texas, you’re not alone. Every 57 seconds, someone in Texas is involved in a motor vehicle crash. That’s over 1,500 accidents every single day. In Atascosa County and the surrounding areas, these collisions can turn lives upside down in an instant – leaving victims with mounting medical bills, lost wages, and physical pain that can last for years.

At Attorney911, we understand what you’re going through. Our team of experienced Lytle car accident lawyers has been fighting for accident victims across Texas for over 25 years. We know the local roads, the local courts, and most importantly – we know how to fight the insurance companies that are already working to minimize your claim.

Why Lytle Accident Victims Need Specialized Legal Help

Lytle sits at the intersection of major transportation routes, with Highway 90 and Interstate 35 running through the region. This means our community sees more than its fair share of serious accidents:

• Commercial truck accidents on I-35 and Highway 90
• Rural road collisions on FM 2790 and FM 3175
• Intersection crashes at busy crossings like Main Street and FM 1333
• Distracted driving incidents on local roads during rush hour

The Texas Department of Transportation reports that in 2024 alone, there were over 251,977 people injured in motor vehicle crashes across our state. In Atascosa County and surrounding areas, we see far too many families struggling after preventable accidents.

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

The Attorney911 Difference: Insurance Defense Insider Knowledge

What makes our Lytle car accident attorneys different? Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for national insurance companies. He knows their playbook because he wrote it.

Lupe understands:

• How insurance companies calculate claim values
• Which “independent” medical examiners they use to minimize injuries
• Their delay tactics designed to pressure you into accepting less
• The software they use to determine settlement offers

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

This insider knowledge gives our clients a significant advantage when fighting for fair compensation.

Common Types of Motor Vehicle Accidents in Lytle

Car Accidents (Most Common)

With Lytle’s growing population and proximity to San Antonio, car accidents are unfortunately common on our local roads. The Texas Department of Transportation reports that in 2024:

• There was 1 crash every 57 seconds in Texas
• 1 person was injured every 2 minutes and 5 seconds
• 4,150 people lost their lives in motor vehicle crashes

Common causes of car accidents in Lytle include:

• Distracted driving (texting, phone use, eating while driving)
• Speeding on rural roads and highways
• Failure to yield at intersections
• Running red lights or stop signs
• Following too closely
• Driving under the influence of alcohol or drugs

Common injuries in car accidents:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries
• Internal organ damage
• Psychological trauma and PTSD

“Leonor got me into the doctor the same day…it only took 6 months amazing.” – Chavodrian Miles

18-Wheeler and Commercial Truck Accidents

Lytle’s location along major transportation corridors means we see more than our share of serious truck accidents. In 2024, Texas led the nation with:

• 39,393 commercial motor vehicle crashes
• 608 trucking fatalities
• 1,601 serious injuries from truck accidents

Texas accounts for 11% of all fatal truck crashes nationwide – more than any other state.

Why are truck accidents so dangerous?

• A fully loaded semi-truck can weigh 80,000 pounds – 20 times more than a typical passenger car
• Trucks require 40% more distance to stop than cars
• Blind spots on large trucks cover multiple lanes of traffic

Common causes of truck accidents in the Lytle area:

• Driver fatigue (violating Hours of Service regulations)
• Improper loading or overloading
• Mechanical failures (brakes, tires, steering)
• Distracted driving (using phones, GPS, or dispatch systems)
• Speeding or aggressive driving
• Improper lane changes
• Driving under the influence

Federal Motor Carrier Safety Administration (FMCSA) regulations that trucking companies must follow:

• 11-hour driving limit after 10 consecutive hours off duty
• 14-hour on-duty window (cannot drive beyond 14th hour)
• 30-minute break required after 8 hours driving
• 60/70-hour weekly limits (60 hours in 7 days, 70 hours in 8 days)
• Electronic Logging Devices (ELDs) mandatory to track compliance

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

Drunk Driving Accidents

Texas has some of the highest rates of drunk driving accidents in the country. In 2024:

• 1,053 people were killed in alcohol-impaired driving crashes
• 25.37% of all traffic fatalities involved alcohol
• 24,000+ DWI-related crashes occurred statewide

In Atascosa County and surrounding areas, drunk driving remains a serious problem, especially on weekends and holidays.

Texas has strong dram shop laws that allow victims to sue establishments that over-serve alcohol to obviously intoxicated patrons. This means bars, restaurants, and even liquor stores can be held liable if they serve someone who is clearly drunk and that person later causes an accident.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Strong odor of alcohol
• Aggressive or erratic behavior
• Difficulty counting money or handling objects

“Our firm is one of the few firms in Texas to be involved in BP explosion litigation.” – Attorney911

Motorcycle Accidents

Motorcycle riders face unique risks on Lytle roads. In 2024:

• 585 motorcyclists were killed in Texas
• 37% were not wearing helmets at the time of the crash
• 90% of fatal motorcycle victims were male

Texas helmet law:

• Required for all riders under 21
• Riders 21+ may ride without a helmet if they have completed a safety course OR have $10,000 in medical insurance

Common causes of motorcycle accidents in the Lytle area:

• Drivers failing to yield right-of-way to motorcycles
• Driver inattention or distraction
• Unsafe lane changes by other vehicles
• Left-turn accidents (cars turning left in front of motorcycles)
• Speeding and reckless driving

Insurance companies often try to blame motorcyclists for accidents, even when the other driver is clearly at fault. Texas’ 51% comparative fault rule means that if you’re found to be 51% or more at fault, you can’t recover any compensation.

Pedestrian Accidents

Pedestrians are the most vulnerable road users, and Lytle has seen its share of tragic pedestrian accidents. In 2024:

• 6,095 pedestrian crashes occurred in Texas
• 768 pedestrians were killed
• Pedestrians account for 1% of crashes but 19% of all roadway deaths

Critical legal point: In Texas, pedestrians always have the right-of-way at intersections – even at unmarked crosswalks. Many drivers don’t know this, and insurance companies won’t tell you.

Common injuries in pedestrian accidents:

• Traumatic brain injuries
• Spinal cord injuries
• Broken pelvis and legs
• Internal organ damage
• Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become common in the Lytle area, especially for trips to and from San Antonio. However, rideshare accidents present unique legal challenges due to complex insurance coverage.

Rideshare insurance coverage varies dramatically depending on what the driver was doing at the time of the accident:

Phase	Driver Status	Coverage Available
Period 0	App off, personal use	Driver’s personal insurance only (Texas minimum: $30,000/$60,000/$25,000)
Period 1	App on, waiting for ride request	Contingent coverage: $50,000/$100,000/$25,000
Period 2	Ride accepted, en route to pickup	Full commercial coverage: $1,000,000
Period 3	Passenger in vehicle	Full commercial coverage: $1,000,000

Who can be injured in rideshare accidents:

• 21% Riders (passengers in Uber/Lyft)
• 21% Drivers (Uber/Lyft drivers)
• 58% Third parties (other drivers, pedestrians, passengers in other vehicles)

Hit and Run Accidents

Hit and run accidents are particularly frustrating because the at-fault driver flees the scene. In Texas:

• Someone is involved in a hit-and-run accident every 43 seconds
• Hit and run is a criminal offense with serious penalties

Texas penalties for hit and run:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years, up to $5,000 fine
Property Damage ≥$200	Class B Misdemeanor	Up to 6 months jail, up to $2,000 fine

If the hit and run driver is never identified, your Uninsured Motorist (UM) coverage can compensate you for your injuries.

Work Zone Accidents

With ongoing road construction on Highway 90 and other Lytle area roads, work zone accidents are a growing concern. In 2024:

• Nearly 28,000 crashes occurred in Texas work zones
• 215 people died in work zone crashes (12% increase from previous year)
• 60% of highway contractors reported crashes into their work zones

Work zone fatalities increased 50% nationally from 2013 to 2023.

Real case example: Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck (who admitted to receiving a text message) rear-ended her, pushing her car into the path of another truck. The accident was fatal.

What to Do After an Accident in Lytle: The 48-Hour Protocol

The first 48 hours after an accident are critical. Evidence disappears quickly, and insurance companies start building their case against you immediately. Here’s exactly what to do:

Hour 1-6: Immediate Crisis Response

✅ Safety First: If you can move safely, get to a secure location away from traffic

✅ Call 911: Report the accident and request medical assistance if anyone is injured

✅ Medical Attention: Even if you feel fine, get checked immediately. Adrenaline can mask serious injuries

✅ Document Everything:

• Take photos of ALL vehicle damage (every angle)
• Photograph the accident scene, road conditions, traffic signals
• Take photos of any visible injuries
• Screenshot any messages visible on your phone

✅ Exchange Information:

• Other driver’s name, phone number, address
• Insurance company and policy number
• Driver’s license number
• License plate number
• Vehicle make, model, color

✅ Witnesses:

• Get names and phone numbers of any witnesses
• Ask if they saw what happened
• Record their statements if possible

✅ Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company

Hour 6-24: Evidence Preservation

✅ Digital Preservation:

• Preserve all texts, calls, photos, and videos related to the accident
• Do NOT delete anything from your phone
• Screenshot everything relevant
• Email copies to yourself for backup

✅ Physical Evidence:

• Secure any damaged clothing, glasses, or personal items
• Keep receipts for any expenses (towing, rental car, medications)
• Do NOT repair your vehicle yet – preserve the damage

✅ Medical Records:

• Request copies of all ER/hospital records
• Keep all discharge paperwork
• Follow up with your primary care physician within 24-48 hours

✅ Insurance Communications:

• Note any calls from insurance companies
• Do NOT give recorded statements yet
• Do NOT sign anything
• Do NOT accept any settlement offers
• Say: “I need to speak with my attorney first”

✅ Social Media:

• Make ALL profiles private immediately
• Do NOT post about the accident
• Do NOT post photos of injuries or activities
• Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions

✅ Legal Consultation:

• Speak with an experienced motor vehicle accident attorney
• Call Attorney911: 1-888-ATTY-911 for a free consultation
• Have your documentation ready

✅ Insurance Response:

• If insurance contacts you, refer them to your attorney
• Say: “My attorney will be in touch with you”
• Provide only basic information: name, date of accident, that you were involved

✅ Settlement Offers:

• Do NOT accept or sign anything without lawyer review
• Early offers are ALWAYS lowball offers
• You don’t know the full extent of your injuries yet

✅ Evidence Backup:

• Upload all screenshots and photos to cloud storage
• Email copies to yourself and a family member
• Create a written timeline of events while your memory is fresh

Texas Motor Vehicle Law: What Lytle Accident Victims Need to Know

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute – miss it and you lose your right to compensation forever.

Exceptions:

• Discovery Rule: If you didn’t discover your injury immediately, the clock may start later
• Minors: The statute of limitations is tolled until the child turns 18
• Government Claims: You must file notice within 6 months for accidents involving government vehicles

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system. This means:

• If you are 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you are 51% or more at fault, you recover NOTHING

Examples:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Insurance companies always try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands.

Texas Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Important note: 15.4% of Texas drivers are uninsured. This means approximately 1 in 7 drivers on Lytle roads may not have insurance. Uninsured/Underinsured Motorist (UM/UIM) coverage is critical for protecting yourself.

Proving Liability: Building Your Case

To win your motor vehicle accident case, you must prove four elements:

1. Duty of Care: All drivers have a legal duty to operate their vehicles safely
2. Breach of Duty: The at-fault driver violated their duty of care (speeding, running a red light, etc.)
3. Causation: The breach of duty directly caused your injuries
4. Damages: You suffered actual harm (medical bills, lost wages, pain and suffering)

Evidence Types and Sources

Physical Evidence:

• Vehicle damage photographs
• Skid marks, debris, road damage
• Damaged personal property
• Weather and road conditions

Documentary Evidence:

• Police accident report
• 911 call recordings
• Traffic camera footage
• Surveillance footage from nearby businesses
• Medical records and bills
• Employment records (for lost wages)
• Cell phone records

Electronic Evidence:

• ELD (Electronic Logging Device) data from trucks
• Vehicle black box/EDR (Event Data Recorder)
• GPS/telematics data
• Dashcam footage
• Social media posts

Testimonial Evidence:

• Witness statements
• Expert witness testimony
• Medical expert opinions
• Accident reconstruction specialists

Multiple Liable Parties

In many accidents, more than one party may be responsible:

Trucking Accidents:

• Truck driver
• Trucking company (negligent hiring, supervision, maintenance)
• Cargo loader
• Vehicle manufacturer
• Maintenance company

Rideshare Accidents:

• Rideshare driver
• Rideshare company (Uber/Lyft)
• Other at-fault drivers
• Vehicle owner

Drunk Driving Accidents:

• Drunk driver
• Bar/restaurant (dram shop liability)
• Social host
• Liquor store

The more liable parties involved, the more insurance coverage available to compensate you.

Damages and Compensation: What You Can Recover

Types of Damages

Economic Damages (No Cap in Texas):

• Medical expenses (past and future)
• Lost wages and lost earning capacity
• Property damage
• Out-of-pocket expenses (transportation, home modifications, etc.)

Non-Economic Damages (No Cap in Texas):

• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement (scarring, permanent injuries)
• Loss of consortium (impact on marriage/family relationships)
• Loss of enjoyment of life

Punitive/Exemplary Damages (Capped):

• Available for gross negligence, fraud, or malice
• Common in drunk driving cases
• Capped at the greater of $200,000 OR 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Settlement Ranges by Injury Type

Soft Tissue Injuries (Whiplash, Sprains, Strains):

• Medical Treatment: $6,000-$16,000
• Lost Wages: $2,000-$10,000
• Pain & Suffering: $8,000-$35,000
• Settlement Range: $15,000-$60,000

Broken Bone (Single, Simple Fracture):

• Medical Treatment: $10,000-$20,000
• Lost Wages: $5,000-$15,000
• Pain & Suffering: $20,000-$60,000
• Settlement Range: $35,000-$95,000

Broken Bone (Requiring Surgery):

• Medical Treatment: $47,000-$98,000
• Lost Wages: $10,000-$30,000
• Pain & Suffering: $75,000-$200,000
• Settlement Range: $132,000-$328,000

Herniated Disc (Conservative Treatment):

• Medical Treatment: $22,000-$46,000
• Lost Wages: $8,000-$25,000
• Pain & Suffering: $40,000-$100,000
• Settlement Range: $70,000-$171,000

Herniated Disc (Surgery Required):

• Medical Treatment: $96,000-$205,000
• Future Medical: $30,000-$100,000
• Lost Wages: $20,000-$50,000
• Lost Earning Capacity: $50,000-$400,000
• Pain & Suffering: $150,000-$450,000
• Settlement Range: $346,000-$1,205,000

Traumatic Brain Injury (Moderate to Severe):

• Medical Treatment: $198,000-$638,000
• Future Medical: $300,000-$3,000,000+
• Lost Wages: $50,000-$200,000
• Lost Earning Capacity: $500,000-$3,000,000+
• Pain & Suffering: $500,000-$3,000,000+
• Settlement Range: $1,548,000-$9,838,000

Spinal Cord Injury / Paralysis:

• Lifetime care costs: $2,500,000-$13,000,000+
• Settlement Range: $4,770,000-$25,880,000

Amputation:

• Medical Treatment: $170,000-$480,000
• Future Medical: $500,000-$2,000,000
• Settlement Range: $1,945,000-$8,630,000

Wrongful Death (Working Age Adult):

• Economic Damages: $1,000,000-$4,000,000
• Non-Economic Damages: $850,000-$5,000,000
• Settlement Range: $1,910,000-$9,520,000

“Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”

Insurance Tactics: How They Try to Minimize Your Claim

Insurance companies have one goal: to pay you as little as possible. They use sophisticated tactics to minimize claims, and Lupe Peña knows them all because he used them for years.

Tactic #1: Quick Contact & Recorded Statement (Days 1-3)

What They Do:
Within hours of your accident, an insurance adjuster will contact you – often while you’re still in the hospital or on pain medication. They’ll sound friendly and helpful, but their goal is to get you to say something that hurts your case.

Common Questions They Ask:

• “You’re feeling better now though, right?”
• “It wasn’t that bad of an impact, was it?”
• “You were able to walk away from the scene?”
• “Were you distracted at all?”
• “How fast were you going?”

The Truth:

• You are NOT required to give a recorded statement to the other driver’s insurance
• Everything you say WILL be used against you
• Insurance companies know this – that’s why they push so hard

How Attorney911 Counters:

• We become your voice
• All calls go through us
• We prepare you properly if a statement becomes necessary
• We know their questions because Lupe asked them for years

Tactic #2: Quick Settlement Offer (Weeks 1-3)

What They Do:
Within days or weeks, insurance companies offer quick money – typically $2,000-$5,000, sometimes up to $15,000 if they’re worried. They create artificial urgency: “This offer expires in 48 hours,” “Take it or leave it.”

The Trap:
You don’t know the full extent of your injuries yet. What seems like a lot of money now could disappear quickly when medical bills start arriving.

Real-Life Example:

• Day 3: Insurance offers $3,500 “final settlement”
• You sign the release, thinking it’s over
• Week 6: MRI shows herniated disc requiring surgery
• Surgery costs $100,000
• TOO LATE – You signed a release and can’t reopen your claim

How Attorney911 Counters:

• We NEVER settle before Maximum Medical Improvement (MMI)
• MMI is when you’ve recovered as much as you’re going to
• Could be 6 months, 12 months, or longer depending on injuries
• We know early offers are ALWAYS lowball
• Lupe calculated these offers for years – he knows they’re offering 10-20% of true value

Tactic #3: “Independent” Medical Exam (Months 2-6)

What They Call It: “Independent Medical Examination” (IME)

What It Really Is: An insurance company-hired doctor whose job is to minimize your injuries.

How They Choose IME Doctors:

• Based on who gives insurance-favorable reports
• Doctors who consistently find “no injury” or “pre-existing condition”
• Doctors paid $2,000-$5,000 per exam by insurance companies
• Repeat business = repeat favorable reports

What Happens at the IME:

• 10-15 minute “examination” (vs. your doctor’s thorough evaluation)
• Rarely review your complete medical records
• Ask questions designed to get you to say “I’m feeling better”
• Look for any reason to minimize your injuries

Common IME Doctor Findings:

• “Patient has pre-existing degenerative changes” (everyone over 40 has some arthritis)
• “Injuries consistent with minor trauma” (minimizing your pain)
• “Patient can return to full duty work” (eliminating lost wage claims)
• “Treatment has been excessive” (attacking your doctors)
• “Subjective complaints out of proportion to objective findings” (calling you a liar)

How Attorney911 Counters:

• We prepare you extensively before the exam
• We send complete medical records to the IME doctor first
• We challenge biased IME reports with our own medical experts
• Lupe knows these specific doctors and their biases – he hired them for years

Tactic #4: Delay and Financial Pressure (Months 6-12+)

What They Do:
They drag your case out, hoping you’ll get desperate:

• “Still investigating your claim”
• “Waiting for medical records” (that you sent months ago)
• “Reviewing your file”
• Ignoring your calls and emails

Why Delay Works:
Insurance Companies Have:

• Unlimited time
• Unlimited resources
• No financial pressure
• Earning interest on YOUR settlement money

You Have:

• Mounting bills
• Zero income
• Creditors threatening
• Need money NOW

Financial Desperation Makes You Accept Less:

• Month 1: You’d reject $5,000 offer
• Month 6: You’d seriously consider $5,000
• Month 12: You’d BEG for $5,000 just to end the nightmare

How Attorney911 Counters:

• We file lawsuits to force deadlines
• We set depositions to make them produce witnesses
• We prepare for trial to show we’re serious
• Lupe understands delay tactics because he used them – knows when to push

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

• Video you doing daily activities
• Film from public places (your driveway, street, stores)
• Follow you to appointments, errands, social activities
• Look for any activity that contradicts your injury claims

They Monitor ALL Your Social Media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
• Screenshot EVERYTHING: photos, posts, check-ins, comments, likes
• Monitor your friends’ profiles for posts mentioning you
• Use facial recognition to find photos you’re tagged in
• Archive your entire social media history

Examples We’ve Defended:

Example	What Happened	What Insurance Claimed	Reality
Old Gym Photo	Photo from 3 years ago	Presented as recent, contradicts injury	We proved metadata showed it was pre-accident
Restaurant Check-in	Facebook check-in at restaurant	“Partying and having fun”	Client was sitting quietly having dinner
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor RECOMMENDED short walks
Smiling in Photo	Family photo with client smiling	“Not in pain – she’s smiling!”	Everyone smiles for photos

7 Rules for Clients:

1. Make ALL profiles private immediately
2. DON’T post about the accident, injuries, or activities
3. DON’T check in anywhere
4. Tell friends/family: don’t tag you, don’t post about you
5. Don’t accept friend requests from strangers (fake profiles)
6. BEST: Stay off social media entirely during your case
7. Assume EVERYTHING is being monitored

“I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.” – Lupe Peña

Tactic #6: Comparative Fault Arguments

What They Do:
Insurance companies try to assign you maximum fault to reduce their payment:

• “You were speeding” (without evidence)
• “You weren’t paying attention” (speculation)
• “You could have avoided this” (hindsight bias)
• “You were distracted” (guessing)
• “You contributed to this accident” (shifting blame)

Why They Do This:
Texas’ 51% bar rule means:

• If you’re 51%+ at fault → You get NOTHING
• If you’re 50% or less at fault → Your damages are reduced by your percentage

Even Small Fault Percentages Cost Thousands:

• 10% fault on $100,000 case = $10,000 less for you
• 25% fault on $250,000 case = $62,500 less for you
• 40% fault on $500,000 case = $200,000 less for you

How Attorney911 Counters:

• Aggressive liability investigation
• Accident reconstruction proving other driver’s fault
• Witness statements supporting your version
• Police report analysis emphasizing citations
• Expert testimony on perception-reaction time
• Lupe knows their fault arguments because he made them for years – now he defeats them

Colossus: The Software That Controls Your Claim

How Insurance Companies ACTUALLY Value Your Claim:

Lupe knows this system from the inside – he used these systems for years when working for insurance companies.

How Colossus Works:

1. Data Entry: Adjuster inputs injury codes, treatment, costs, jurisdiction
2. Coding: Injuries coded using standardized medical terms
3. Calculation: Software applies algorithms to determine “value”
4. Range Output: System provides recommended settlement range
5. Authority: Adjuster typically cannot exceed without supervisor approval

How They Manipulate Colossus:

Manipulation	Effect
Low Injury Codes	“Soft tissue strain” instead of “disc herniation” reduces value 50-100%
Excessive Treatment Flags	Therapy beyond “normal” range triggers reduction
Conservative Treatment Penalty	Chiropractic valued less than MD treatment
Pre-Existing Reduction	Any prior condition used to reduce value
Jurisdiction Factor	Low-verdict counties get lower values

Why Lupe’s Experience Matters:

• Knows how to code injuries properly for maximum value
• Knows which medical terms trigger higher valuations
• Knows when Colossus output is artificially low
• Knows how to present records to beat the algorithm
• Worked with these systems for years as a defense attorney

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Immediate Symptoms:

• Loss of consciousness
• Confusion and disorientation
• Vomiting and nausea
• Seizures
• Severe headache
• Dilated pupils
• Slurred speech
• Weakness or numbness

Delayed Symptoms (Critical – Often Missed):

• Worsening headaches
• Repeated vomiting
• Seizures developing days later
• Slurred speech or difficulty speaking
• Personality changes and mood swings
• Sleep disturbances
• Sensitivity to light and noise
• Memory problems worsening

Severity Classifications:

• Mild TBI / Concussion: Brief loss of consciousness, may seem “fine” initially
• Moderate TBI: Loss of consciousness for minutes to hours, lasting cognitive impairment
• Severe TBI: Extended unconsciousness or coma, permanent disability likely

Long-Term Complications:

• Chronic Traumatic Encephalopathy (CTE): Progressive brain degeneration
• Post-Concussive Syndrome: Headaches and dizziness lasting months or years
• Increased Dementia Risk: Single moderate TBI doubles dementia risk
• Personality and Mood Disorders: Depression, anxiety, irritability
• Seizure Disorders: Can develop months or years after injury
• Cognitive Impairment: Memory problems, difficulty concentrating

Spinal Cord Injury

Injury Levels and Impact:

Cervical Spine (C1-C8, Neck Region):

• C1-C4 (High Cervical): Quadriplegia, possible ventilator dependence, 24/7 care required
• C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, wheelchair dependent

Thoracic Spine (T1-T12, Mid-Back):

• Paraplegia: Lower body paralysis, wheelchair dependent
• Trunk control varies by level

Lumbar Spine (L1-L5, Lower Back):

• Varying degrees of leg weakness/paralysis
• Bowel/bladder dysfunction common
• May walk with assistive devices

ASIA Impairment Scale:

Grade	Classification	Prognosis
A	Complete	No motor or sensory function below injury – worst prognosis
B	Sensory Incomplete	Sensory function but no motor function below injury
C	Motor Incomplete	Motor function but most muscles <3/5 strength
D	Motor Incomplete	Motor function with most muscles ≥3/5 strength
E	Normal	Full motor and sensory function (recovered)

Secondary Complications:

• Pressure sores (leading cause of hospitalization)
• Respiratory complications (pneumonia – leading cause of death)
• Bowel and bladder dysfunction
• Sexual dysfunction
• Autonomic dysreflexia (life-threatening blood pressure crisis)
• Depression (40-60% of patients)
• Shortened life expectancy (5-15 years on average)

Amputation

Types:

• Traumatic Amputation: Limb severed at accident scene by collision impact
• Surgical Amputation: Due to crush injuries or infections (like our documented case)

Levels:

• Above-Knee: More difficult, less mobility, more expensive prosthetics
• Below-Knee: Better mobility potential, easier prosthetic use
• Upper Extremity: Arm, hand, fingers
• Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

• 80% of amputees experience phantom pain
• Feeling pain in limb that’s no longer there
• Can be severe and debilitating
• Often permanent condition
• Requires lifetime pain management

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

Burn Injuries

Classifications:

Degree	Characteristics	Treatment
First-Degree	Superficial, like sunburn, heals 7-10 days	Outpatient
Second-Degree	Blistering, severe pain, may scar	Monitor, possible hospital
Third-Degree	Full thickness, destroys all skin, always scars	Skin grafting required
Fourth-Degree	Extends into muscle and bone	Often requires amputation

Body Surface Area Impact:

% Body Burned	Treatment Required
<10%	Usually outpatient
10-20%	Hospitalization required
20-40%	Burn center, ICU, multiple surgeries
>40%	Extremely life-threatening
>60%	Often fatal

Herniated Disc

Treatment Timeline:

1. Acute Phase (Weeks 1-6): Severe pain, medications, rest
2. Conservative Treatment (Weeks 6-12): Physical therapy, chiropractic
3. Interventional (If Conservative Fails): Epidural steroid injections
4. Surgery (If Injections Fail): Microdiscectomy or fusion

Permanent Restrictions Impact:

• Can’t return to physical labor jobs
• Lost earning capacity claims
• Ongoing pain management needs

Soft Tissue Injuries

Why Insurance Undervalues Them:

• No broken bones or surgery = appears “minor”
• Difficult to see on X-rays
• Symptoms are subjective (pain, stiffness)

Why They Can Be Serious:

• 15-20% develop chronic pain
• Can prevent return to physical jobs
• Whiplash can cause permanent problems
• Often misdiagnosed initially (rotator cuff tears thought to be sprains)

Proper Documentation is Critical:

• Detailed pain descriptions to doctors
• Consistent treatment (no gaps)
• MRI proving injury
• Physical therapy records
• Work restrictions documented

Psychological Injuries

PTSD After Motor Vehicle Accidents:

• 32-45% of accident victims develop PTSD symptoms
• Anxiety about driving again
• Fear of getting in cars
• Panic attacks near accident location
• Sleep disturbances, nightmares, flashbacks
• Avoidance behaviors

Compensable Psychological Damages:

• Mental anguish
• Emotional distress
• Anxiety and depression
• Loss of enjoyment of life
• Fear and worry
• Relationship impacts

Why Choose Attorney911 for Your Lytle Accident Case?

The 5 Unique Advantages That Set Us Apart

1. Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What this means for your case:

• We know their tactics because Lupe used them
• We anticipate their strategies before they deploy them
• We know how they value claims internally
• We know which IME doctors they favor
• We know how to beat their algorithms
• We speak their language

No other firm in Lytle has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

• Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
• Amputations: “This case settled in the millions”
• Trucking wrongful death: “Recovered millions of dollars in compensation”
• Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why this matters:

• Complex cases often end up in federal court
• FMCSA trucking regulations are federal
• Diversity jurisdiction for out-of-state defendants
• Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention

What our clients say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Ralph reached out personally.” – Dame Haskett

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk

“We don’t get paid unless we win your case.”

• Free consultation
• No upfront costs
• No hourly billing
• We advance all case costs
• You pay nothing unless we recover for you

Real Client Testimonials

For Communication and Care:

“Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.” – Brian Butchee

“When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” – Stephanie Hernandez

“Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.” – Chelsea Martinez

For Results and Speed:

“One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” – Donald Wilcox

“Leonor is the best!!! She was able to assist me with my case within 6 months.” – Tymesha Galloway

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

For Switching from Other Attorneys:

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

“They took over my case from another lawyer and got to working on my case.” – CON3531

For Spanish Language Services:

“Especially Miss Zulema, who is always very kind and always translates.” – Celia Dominguez

“They solved in a couple of months what others did nothing about in two years.” – Angel Walle

For Ralph’s Personal Involvement:

“Mr. Manginello guided me through the whole process with great expertise…tenacious, accessible, and determined throughout the 19 months.” – Jamin Marroquin

“Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.” – AMAZIAH A.T

For Overall Excellence:

“Best lawyers in the city…fast return..and they really care about their clients.” – Dean Jones

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Frequently Asked Questions About Lytle Car Accidents

1. What should I do immediately after a car accident in Lytle?

If you’ve been in an accident in Lytle:

• Call 911 and report the accident
• Seek medical attention even if you feel fine
• Document everything: photos of damage, injuries, scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?

In Lytle, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

32. What common mistakes can hurt my case?

• Giving recorded statement without attorney
• Accepting quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys.

“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” – Greg Garcia

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on injury severity, permanency, impact on life, and clear liability.

“Lupe calculated these multipliers for years—he knows how to justify higher multipliers.”

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Your immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through surveillance video, witness statements, damage analysis, and traffic patterns.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. The death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides.

Lytle, Texas: Your Community, Our Commitment

Lytle, Texas, is more than just a dot on the map between San Antonio and Pearsall. It’s a community where families have lived for generations, where local businesses serve the needs of residents and travelers alike, and where the roads tell stories of both progress and challenge.

At Attorney911, we understand Lytle because we understand Texas. Our firm has been serving communities across the Lone Star State for over 25 years, and we’re committed to bringing that experience to the people of Atascosa County.

Lytle’s Unique Challenges

Lytle’s location at the intersection of major transportation routes brings both opportunity and risk:

• Highway 90 carries heavy truck traffic between San Antonio and Uvalde
• Interstate 35 brings commercial vehicles through the region
• FM 2790 and FM 3175 see local traffic from Lytle to nearby communities
• Rural roads can be dangerous, especially at night or during bad weather
• Construction zones are common as the area grows

We’ve seen firsthand how accidents on these roads can change lives in an instant. That’s why we’re dedicated to helping Lytle residents get the compensation they deserve after motor vehicle accidents.

Local Resources for Accident Victims

Medical Care:

• Methodist Hospital South in San Antonio (Level IV Trauma Center)
• University Hospital in San Antonio (Level I Trauma Center)
• Christus Santa Rosa Hospital – Westover Hills in San Antonio
• Lytle Medical Clinic for initial treatment and follow-up care

Legal Resources:

• Atascosa County Courthouse in Jourdanton
• Justice of the Peace Courts for smaller claims
• Local law enforcement (Lytle Police Department, Atascosa County Sheriff’s Office)

Why Local Representation Matters

When you’re injured in a Lytle car accident, you need an attorney who understands:

• The local courts and judges
• The local roads and accident patterns
• The local insurance adjusters and their tactics
• The local medical providers
• The local economy and wage levels

We know Lytle because we know Texas. And we know how to fight for Texas accident victims.

Call Attorney911 Now: Your Legal Emergency Line

If you or a loved one has been injured in a motor vehicle accident in Lytle, Texas, don’t wait. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Remember:

• Evidence disappears in 7-30 days (surveillance footage deleted)
• You have 2 years to file your claim (statute of limitations)
• Insurance companies start working against you immediately
• Lupe Peña knows their tactics because he used them for years
• We’ve recovered millions for accident victims like you

Don’t face this alone. Call 1-888-ATTY-911 now. We’re here to help.

“They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.” – Glenda Walker

Attorney911 – Your Lytle Car Accident Lawyers
1-888-ATTY-911 | 1-888-288-9911
Free Consultation • No Fee Unless We Win