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January 25, 2026 22 min read
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Car Accidents in Point Comfort, Texas: What You Need to Know After a Crash

If you’ve been injured in a car accident in Point Comfort, Texas, you’re not alone. With one crash occurring every 57 seconds in Texas and 251,977 people injured in motor vehicle accidents statewide in 2024 alone, car accidents are a constant reality on our roads. At Attorney911, we’ve been helping accident victims like you for over 25 years, fighting for the compensation you deserve while protecting you from insurance company tactics that could cost you thousands.

Ralph Manginello, our founding attorney with more than 25 years of experience, understands the physical, emotional, and financial toll a car accident can take. Whether you were rear-ended on Highway 35, involved in a T-bone collision at the intersection of FM 1979 and Main Street, or injured in a multi-vehicle crash on I-10 near the Point Comfort exit, we have the expertise to handle your case with the care and attention it deserves.

The Reality of Car Accidents in Point Comfort and Calhoun County

Point Comfort and the surrounding Calhoun County area see their share of car accidents, particularly on high-traffic routes like Highway 35 and I-10. These accidents often result from:

  • Distracted driving (380 deaths in Texas in 2024)
  • Speeding, especially in rural areas where drivers may underestimate road conditions
  • Failure to yield at intersections
  • Running red lights or stop signs
  • Following too closely on highways
  • Driving under the influence of alcohol or drugs

The consequences can be devastating. In a recent case, our client’s leg was injured in a car accident on I-10. During treatment, staff infections developed, and doctors ultimately had to perform a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation even in complex cases.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from minor to life-altering:

  • Whiplash and soft tissue injuries: These may seem minor at first but can develop into chronic pain conditions if not properly treated.
  • Herniated discs: These spinal injuries often require extensive physical therapy and may lead to surgery.
  • Broken bones and fractures: Common in high-impact collisions, these injuries can take months to heal and may require multiple surgeries.
  • Traumatic brain injuries (TBI): Even “mild” TBIs can have long-lasting cognitive effects.
  • Spinal cord injuries: These can result in partial or complete paralysis.
  • Internal organ damage: Often not immediately apparent, these injuries can be life-threatening.
  • Post-Traumatic Stress Disorder (PTSD): Many accident victims experience anxiety, depression, and fear of driving after a crash.

Why You Need an Experienced Point Comfort Car Accident Lawyer

Texas is an at-fault state, meaning the driver who caused the accident is responsible for the damages. However, insurance companies often try to minimize their payouts using tactics we know all too well.

Lupe Peña, our associate attorney, spent years working for a national defense firm, learning firsthand how large insurance companies value claims. Now, he uses that insider knowledge to fight for our clients. Insurance adjusters may try to:

  • Get you to give a recorded statement that they can use against you
  • Offer a quick, lowball settlement before you know the full extent of your injuries
  • Send you to their “independent” medical exam doctors who minimize your injuries
  • Delay your claim hoping you’ll give up or accept less
  • Use surveillance to catch you in moments that make your injuries seem less severe
  • Argue that you were partially at fault to reduce their payout

With Texas’s 51% comparative fault rule, if you’re found to be 51% or more at fault, you can’t recover any damages. Even if you’re 50% or less at fault, your compensation is reduced by your percentage of fault. Having a former insurance defense attorney on your side gives you a significant advantage in countering these tactics.

What to Do After a Car Accident in Point Comfort

If you’ve been in a car accident in Point Comfort, follow these steps:

  1. Call 911 and report the accident, even if it seems minor.
  2. Seek medical attention immediately, even if you feel fine. Adrenaline can mask injuries, and some symptoms may not appear for days.
  3. Document everything: Take photos of the accident scene, vehicle damage, injuries, and road conditions.
  4. Exchange information with the other driver, including name, phone number, address, insurance information, and license plate number.
  5. Get witness information if anyone saw the accident.
  6. Don’t give a recorded statement to any insurance company without consulting an attorney.
  7. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

As client Chavodrian Miles shared, “Leonor got me into the doctor the same day…it only took 6 months amazing.” We can help you get the medical care you need and fight for the compensation you deserve.

How Attorney911 Can Help With Your Point Comfort Car Accident Claim

At Attorney911, we handle all aspects of your car accident claim, including:

  • Investigating the accident: We gather evidence, interview witnesses, and work with accident reconstruction experts to prove liability.
  • Dealing with insurance companies: We handle all communication with insurance adjusters, protecting you from their tactics.
  • Documenting your damages: We work with medical experts to document the full extent of your injuries and their impact on your life.
  • Calculating your claim value: We consider all your damages, including medical expenses, lost wages, pain and suffering, and future care needs.
  • Negotiating your settlement: We fight for the maximum compensation you deserve.
  • Taking your case to trial: If necessary, we’re prepared to take your case to court to get you the compensation you need.

What Is Your Point Comfort Car Accident Case Worth?

The value of your car accident claim depends on several factors, including:

  • The severity of your injuries
  • The cost of your medical treatment
  • Your lost wages and future earning capacity
  • The impact on your daily life and activities
  • The strength of the evidence proving the other driver’s fault
  • The available insurance coverage

While every case is unique, settlement ranges for common injuries include:

  • Soft tissue injuries: $15,000-$60,000
  • Broken bones (simple fracture): $35,000-$95,000
  • Broken bones requiring surgery: $132,000-$328,000
  • Herniated disc (conservative treatment): $70,000-$171,000
  • Herniated disc requiring surgery: $346,000-$1,205,000
  • Traumatic brain injury: $1,548,000-$9,838,000
  • Spinal cord injury/paralysis: $4,770,000-$25,880,000
  • Amputation: $1,945,000-$8,630,000

In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions, demonstrating our ability to secure substantial compensation for our clients.

Why Choose Attorney911 for Your Point Comfort Car Accident Case

There are many car accident lawyers in Texas, but Attorney911 offers unique advantages:

  1. Insurance defense insider knowledge: Lupe Peña worked for years at a national defense firm, learning how insurance companies value claims and build cases against accident victims. Now, he uses that knowledge to fight for you.
  2. Multi-million dollar results: We’ve recovered millions for our clients, including multi-million dollar settlements for brain injuries, amputations, and wrongful death cases.
  3. Federal court experience: Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This experience is crucial for complex cases and when dealing with out-of-state defendants.
  4. Personal attention: At Attorney911, you work directly with Ralph or Lupe, not a case manager assembly line. As client Chad Harris said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
  5. Contingency fee basis: We don’t get paid unless we win your case. There are no upfront costs, and you pay nothing unless we recover compensation for you.

Frequently Asked Questions About Point Comfort Car Accidents

What should I do immediately after a car accident in Point Comfort?

If you’ve been in an accident in Point Comfort:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

How do I obtain a copy of the accident report?

In Point Comfort and Calhoun County, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept settlement before knowing full extent of injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

How much time do I have to file (statute of limitations)?

In Texas: 2 years from date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

What common mistakes can hurt my case?

  • Giving recorded statement without attorney
  • Accepting quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about accident, injuries, or activities. Insurance monitors everything.

Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize severity of injuries. Delayed symptoms are common. We can still help.

What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them. Example: You had mild occasional back pain. Accident caused herniated disc requiring surgery. You recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly using multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. Multiplier depends on: injury severity, permanency, impact on life, clear liability. Example: $100,000 medical × 4 multiplier = $400,000 pain & suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—6-month deadline is strict.

What if the other driver fled the scene (hit and run)?

File police report immediately (hit and run is criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage deleted 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. Driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

Trust Point Comfort’s Car Accident Lawyers

If you’ve been injured in a car accident in Point Comfort, Calhoun County, or anywhere in Texas, don’t face the insurance companies alone. At Attorney911, we have the experience, knowledge, and resources to fight for the compensation you deserve.

We know how insurance companies operate because Lupe Peña worked for them for years. We’ve recovered millions for our clients, including multi-million dollar settlements for catastrophic injuries. With Ralph Manginello’s 25+ years of experience and federal court admission, we’re prepared to take on even the most complex cases.

As client Glenda Walker shared, “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

Don’t wait. Evidence disappears every day. The statute of limitations is ticking. Insurance companies are already building their case against you. Call Attorney911 now at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Other Types of Motor Vehicle Accidents We Handle in Point Comfort

While car accidents are the most common, we also handle:

18-Wheeler and Trucking Accidents

With I-10 and Highway 35 running through Calhoun County, trucking accidents are a serious concern. These accidents often result in catastrophic injuries due to the size and weight of commercial trucks. We understand the complex federal regulations that govern the trucking industry and know how to investigate these cases thoroughly.

Drunk Driving Accidents

Texas has some of the highest rates of drunk driving accidents in the country. If you’ve been injured by a drunk driver, you may be entitled to punitive damages in addition to compensation for your injuries. We can also pursue claims against bars or restaurants that served the driver under Texas’s dram shop laws.

Motorcycle Accidents

Motorcycle accidents often result in serious injuries due to the lack of protection for riders. Insurance companies frequently try to blame motorcyclists for these accidents, but we know how to fight these unfair tactics and prove the other driver’s fault.

Pedestrian and Bicycle Accidents

Point Comfort’s streets can be dangerous for pedestrians and cyclists. If you’ve been hit by a car while walking or biking, we can help you recover compensation for your injuries.

Hit and Run Accidents

If the driver who hit you fled the scene, we can help you pursue a claim through your own uninsured motorist coverage. We’ll also work to identify the at-fault driver and hold them accountable.

Rideshare Accidents (Uber/Lyft)

Accidents involving rideshare vehicles can be complex due to the multiple insurance policies involved. We understand the unique insurance coverage issues in rideshare accidents and can help you navigate this complex process.

Delivery Vehicle Accidents (Amazon, FedEx, DoorDash)

With the rise of delivery services, accidents involving delivery vehicles are becoming more common. These cases often involve complex liability issues, and we have the experience to handle them effectively.

Work Zone Accidents

Construction zones on I-10 and other Point Comfort roads can be dangerous. If you’ve been injured in a work zone accident, we can help you pursue compensation from the responsible parties.

Wrongful Death

If you’ve lost a loved one in a car accident, we can help you pursue a wrongful death claim. While no amount of money can replace your loved one, it can help ease the financial burden and hold the responsible parties accountable.

No matter what type of motor vehicle accident you’ve been involved in, Attorney911 is here to help. Call us today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

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