Car Accident Lawyers in Cass County, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Cass County, Texas, We’re Here to Fight for You

Every 57 seconds, another car crash occurs on Texas roads. In 2024 alone, over 251,000 people were injured in motor vehicle accidents across our state – and Cass County is no exception. If you or a loved one has been hurt in a collision, you’re likely facing overwhelming medical bills, lost wages, and insurance companies that seem more interested in protecting their profits than helping you recover.

At Attorney911, we understand what you’re going through. With over 25 years of experience helping accident victims across Texas, our Cass County car accident lawyers have the knowledge and resources to fight for the compensation you deserve. Founded by Ralph Manginello, a respected attorney admitted to practice in federal court, our firm has recovered millions for clients who suffered serious injuries in car crashes.

We know Cass County’s roads and courts. We know the insurance adjusters who handle claims in this area. And most importantly, we know how to build strong cases that get results. When you call 1-888-ATTY-911, you’re not just getting a lawyer – you’re getting a team that treats you like family.

The Reality of Car Accidents in Cass County, Texas

Cass County sees its share of serious car accidents. Whether you were injured on a rural road or in town, the consequences can be life-changing. In 2024, Texas experienced:

• One reportable crash every 57 seconds
• One person injured every 2 minutes and 5 seconds
• 4,150 fatalities from motor vehicle accidents

These aren’t just numbers – they represent real people whose lives were disrupted in an instant. If you’re one of them, you need a Cass County car accident attorney who understands both the legal system and the physical and emotional toll these accidents take.

Ralph Manginello has been handling car accident cases since 1998. He’s seen firsthand how insurance companies try to minimize claims, and he knows how to counter their tactics. As client Jamin Marroquin shared: “Mr. Manginello guided me through the whole process with great expertise… tenacious, accessible, and determined throughout the 19 months.”

Common Causes of Car Accidents in Cass County

Car accidents can happen anywhere, but some factors are particularly common in our area:

• Distracted driving: Texting, eating, or adjusting the radio takes drivers’ attention off the road
• Speeding: Excessive speed reduces reaction time and increases collision severity
• Failure to yield: Many accidents occur at intersections when drivers don’t follow right-of-way rules
• Drunk driving: Despite laws against it, alcohol-impaired driving remains a major problem
• Poor weather conditions: Rain, fog, and even occasional ice can make roads hazardous
• Vehicle defects: Faulty brakes, tire blowouts, or other mechanical failures
• Drowsy driving: Fatigued drivers have slower reaction times and may even fall asleep at the wheel

In one recent case, our client’s leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions – proving that what might seem like a “minor” accident can have life-altering consequences.

Common Injuries from Car Accidents

Car accidents can cause a wide range of injuries, from relatively minor to catastrophic:

• Whiplash and soft tissue injuries: Common in rear-end collisions, these injuries can cause chronic pain
• Herniated discs: Damage to the spinal discs that can require surgery and cause long-term pain
• Broken bones and fractures: Arms, legs, ribs, and facial bones are frequently broken in crashes
• Traumatic brain injuries (TBI): Even “mild” concussions can have lasting effects
• Spinal cord injuries: These can result in partial or complete paralysis
• Internal organ damage: Often not immediately apparent, internal injuries can be life-threatening
• Psychological injuries: PTSD, anxiety, and depression are common after serious accidents

As client Kiimarii Yup shared: “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” We understand that injuries affect every aspect of your life, and we fight to get you the compensation you need to move forward.

Why Insurance Companies Are Already Working Against You

From the moment your accident happens, the other driver’s insurance company is building a case against you. They have one goal: to pay you as little as possible. Here’s what they’re doing while you’re recovering:

• Recording your statements: They’ll call within days, acting friendly and concerned. But everything you say can be used against you.
• Offering quick settlements: Before you know the full extent of your injuries, they’ll offer a few thousand dollars. Once you accept, you can’t ask for more – even if you need surgery later.
• Monitoring your social media: They’ll look for any photos or posts that make your injuries seem less serious than you claim.
• Sending you to their doctors: These “independent medical exams” are anything but independent – the doctors are hired to minimize your injuries.
• Delaying your claim: The longer they wait, the more desperate you become – and the more likely you are to accept a lowball offer.

This is where our unique advantage comes in. Attorney Lupe Peña worked for years at a national insurance defense firm. He knows exactly how insurance companies value claims because he used to calculate them himself. As he explains: “I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Why Choose Attorney911 for Your Cass County Car Accident Case

When you’re hurt in a car accident, you need more than just a lawyer – you need an advocate who will fight for every dollar you deserve. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Knowledge

Lupe Peña spent years working for insurance companies, learning their tactics from the inside. Now he uses that knowledge to fight FOR you, not against you. He knows:

• How they calculate claim values
• Which doctors they use to minimize injuries
• How to counter their delay tactics
• When their settlement offers are artificially low

2. Proven Track Record of Multi-Million Dollar Results

Our firm has recovered millions for car accident victims, including:

• A multi-million dollar settlement for a client who suffered a brain injury with vision loss after a collision
• Millions for a client whose leg injury led to partial amputation after staff infections during treatment
• Numerous cases where clients received compensation for herniated discs, spinal injuries, and other serious conditions

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This is crucial for complex cases, especially those involving:

• Trucking accidents (FMCSA regulations are federal)
• Product liability claims (like defective vehicles)
• Cases against large corporations

4. Personal Attention from Start to Finish

At Attorney911, you work directly with Ralph Manginello and Lupe Peña – not just case managers or paralegals. As client Chad Harris shared: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

5. No Fee Unless We Win

We work on a contingency fee basis – you pay nothing unless we recover compensation for you. There are no upfront costs, no hourly fees, and no risk to you. As client Glenda Walker said: “They make you feel like family and even though the process may take some time, they make it feel like a breeze. They fought for me to get every dime I deserved.”

What to Do After a Car Accident in Cass County

If you’ve been in a car accident, what you do in the first 48 hours can make or break your case. Follow these steps:

Immediately After the Accident (First 2 Hours):

1. Call 911 – Report the accident and request medical assistance if needed.
2. Check for injuries – Even if you feel fine, get checked by paramedics. Adrenaline can mask serious injuries.
3. Move to safety – If possible, move vehicles out of traffic to prevent further accidents.
4. Document everything – Take photos of:
   • Vehicle damage (all angles)
   • Injuries
   • Road conditions
   • Traffic signals
   • Any visible factors that contributed to the accident
5. Exchange information – Get the other driver’s:
   • Name, phone number, and address
   • Insurance information
   • Driver’s license number
   • License plate number
6. Get witness information – Names and phone numbers of anyone who saw the accident.
7. Call Attorney911 – Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance.

In the First 24 Hours:

1. Seek medical attention – Even if you declined treatment at the scene, see a doctor within 24 hours. Some injuries, like whiplash or internal bleeding, may not show symptoms immediately.
2. Preserve evidence – Don’t delete any photos, videos, or messages related to the accident.
3. Don’t give recorded statements – Insurance adjusters may call, but you’re not required to give a statement. Politely decline and refer them to your attorney.
4. Don’t post on social media – Insurance companies monitor social media for posts that contradict your injury claims.
5. Call Attorney911 – We’ll guide you through the next steps and protect your rights.

In the First 48 Hours:

1. Follow up with medical care – Attend all follow-up appointments and follow your doctor’s recommendations.
2. Keep a journal – Document your pain levels, limitations, and how the accident has affected your daily life.
3. Save all receipts – Keep track of all accident-related expenses, including:
   • Medical bills
   • Prescription costs
   • Transportation to medical appointments
   • Any modifications to your home or vehicle
4. Contact Attorney911 – We’ll send preservation letters to secure evidence before it’s lost or destroyed.

How We Prove Liability in Your Car Accident Case

To win your case, we need to prove that the other driver was negligent and that their negligence caused your injuries. Here’s how we do it:

1. Gathering Evidence

We collect all available evidence to build the strongest possible case:

• Police reports – These often contain the officer’s opinion on who was at fault.
• Photographs and videos – From the scene, surveillance cameras, or dashcams.
• Witness statements – We interview witnesses to get their accounts of what happened.
• Medical records – These document your injuries and treatment.
• Vehicle damage reports – The location and severity of damage can indicate how the accident occurred.
• Black box data – Many modern vehicles record data that can show speed, braking, and other factors.
• Cell phone records – These can prove if the other driver was distracted.

2. Establishing Negligence

We must prove that the other driver breached their duty of care and that this breach caused the accident. Common examples of negligence include:

• Speeding
• Running red lights or stop signs
• Driving under the influence
• Distracted driving (texting, eating, etc.)
• Failure to yield right of way
• Improper lane changes
• Following too closely

3. Countering Comparative Negligence Claims

Texas follows a “modified comparative negligence” rule. This means:

• If you’re found to be 50% or less at fault, you can recover damages (reduced by your percentage of fault).
• If you’re found to be 51% or more at fault, you can’t recover anything.

Insurance companies often try to blame victims to reduce their payouts. Having a former insurance defense attorney like Lupe Peña on your side is a significant advantage. He knows the arguments they’ll make and how to counter them.

What Compensation Can You Recover After a Car Accident?

If you’ve been injured in a car accident that wasn’t your fault, you may be entitled to compensation for:

Economic Damages (No Cap in Texas)

• Medical expenses (past and future) – Hospital bills, doctor visits, surgery, physical therapy, medications, medical equipment
• Lost wages – Income you’ve lost due to time off work
• Lost earning capacity – If your injuries prevent you from returning to your previous job or earning the same income
• Property damage – Repair or replacement of your vehicle and other personal property
• Other out-of-pocket expenses – Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and suffering – Physical pain from your injuries
• Mental anguish – Emotional distress, anxiety, depression
• Physical impairment – Loss of physical function or disability
• Disfigurement – Scarring or other permanent visible injuries
• Loss of consortium – Impact on your relationships with your spouse or family
• Loss of enjoyment of life – Inability to participate in activities you previously enjoyed

Punitive Damages (Capped)

In cases of gross negligence or intentional misconduct, you may be entitled to punitive damages. These are designed to punish the defendant and deter similar behavior. Texas caps punitive damages at the greater of:

• $200,000, OR
• Two times economic damages plus one times non-economic damages (capped at $750,000 for the non-economic portion)

How Insurance Companies Try to Undervalue Your Claim

Insurance companies use sophisticated tactics to minimize payouts. Here are some of the most common:

1. The Quick Cash Trap

Within days of your accident, the insurance adjuster may call with a “generous” settlement offer – often just a few thousand dollars. They’ll create artificial urgency, saying the offer expires soon.

The Trap: You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t ask for more money.

Our Counter: We never accept early settlement offers. We wait until you’ve reached maximum medical improvement (MMI) – the point where your condition has stabilized and we know the full extent of your injuries.

2. The Recorded Statement Trap

The adjuster will ask for a recorded statement, saying it’s “routine” and “just to get your side of the story.”

The Trap: They’ll ask leading questions designed to get you to say things that hurt your case, like:

• “You’re feeling better now, right?”
• “It wasn’t that bad of an impact, was it?”
• “Were you distracted at all?”

Our Counter: We handle all communication with the insurance company. You never have to give a recorded statement.

3. The “Independent” Medical Exam (IME) Scheme

The insurance company may require you to see one of “their” doctors for an “independent” medical exam.

The Trap: These doctors are hired and paid by the insurance company. They’ll often:

• Minimize your injuries
• Claim your treatment was excessive
• Say your injuries were pre-existing
• Find you less injured than you are

Our Counter: Lupe Peña used to work with these doctors when he was on the insurance side. He knows which ones to be wary of and how to challenge their reports.

4. Surveillance and Social Media Monitoring

Insurance companies hire private investigators to:

• Follow you and record your activities
• Monitor your social media accounts
• Look for any evidence that contradicts your injury claims

The Trap: They’ll take innocent activities out of context. For example, a photo of you smiling at a family gathering could be used to argue you’re not in pain.

Our Counter: We advise all our clients to:

• Make all social media profiles private
• Avoid posting about the accident or your injuries
• Be cautious about what friends and family post about you

5. Delay, Deny, Defend

Insurance companies know that the longer they delay your claim, the more desperate you become. They may:

• Take weeks to respond to simple questions
• Claim they’re “still investigating”
• Ignore your calls and emails

The Trap: Financial pressure makes you more likely to accept a lowball offer.

Our Counter: We file lawsuits when necessary to force the insurance company to act. We prepare every case as if it’s going to trial, which gives us leverage in negotiations.

6. The Pre-Existing Condition Blame Game

If you had any prior injuries or medical conditions, the insurance company will try to blame your current problems on those.

The Trap: They’ll argue that your injuries aren’t from the accident, but from something that happened years ago.

Our Counter: We hire medical experts to prove that the accident aggravated your pre-existing condition. The “eggshell plaintiff” rule means the defendant takes you as they find you – they can’t use your prior condition as an excuse to injure you again.

How We Calculate the Value of Your Car Accident Claim

Insurance companies use software called Colossus to calculate claim values. Here’s how it works and how we beat it:

The Colossus System

Colossus is a computer program used by many insurance companies to determine settlement values. The adjuster inputs:

• Your injury codes
• Treatment types
• Medical costs
• Lost wages
• Jurisdiction

The software then outputs a recommended settlement range.

How Insurance Companies Manipulate Colossus

Adjusters are trained to input data in ways that minimize your claim:

• Using low injury codes (“soft tissue strain” instead of “disc herniation”)
• Flagging “excessive” treatment
• Penalizing conservative treatment (like chiropractic care)
• Reducing value for pre-existing conditions

How We Maximize Your Claim Value

Lupe Peña used to work with Colossus when he was on the insurance side. He knows:

• How to code injuries properly for maximum value
• Which medical terms trigger higher valuations
• When Colossus output is artificially low
• How to present records to beat the algorithm

We also know when to abandon the multiplier method and demand policy limits for catastrophic injuries.

Settlement Ranges by Injury Type

While every case is unique, here are typical settlement ranges for common car accident injuries in Texas:

Injury Type	Medical Costs	Lost Wages	Pain & Suffering	Settlement Range
Soft Tissue (Whiplash)	$6,000-$16,000	$2,000-$10,000	$8,000-$35,000	$15,000-$60,000
Broken Bone (Simple)	$10,000-$20,000	$5,000-$15,000	$20,000-$60,000	$35,000-$95,000
Broken Bone (Surgery)	$47,000-$98,000	$10,000-$30,000	$75,000-$200,000	$132,000-$328,000
Herniated Disc (Conservative)	$22,000-$46,000	$8,000-$25,000	$40,000-$100,000	$70,000-$171,000
Herniated Disc (Surgery)	$96,000-$205,000	$20,000-$50,000	$150,000-$450,000	$346,000-$1,205,000
Traumatic Brain Injury	$198,000-$638,000	$50,000-$200,000	$500,000-$3,000,000	$1,548,000-$9,838,000
Spinal Cord Injury	$500,000-$750,000+	$50,000-$200,000	$1,000,000-$5,000,000	$4,770,000-$25,880,000
Amputation	$170,000-$480,000	$20,000-$50,000	$500,000-$2,000,000	$1,945,000-$8,630,000
Wrongful Death	$50,000-$500,000	$1,000,000-$4,000,000	$500,000-$3,000,000	$1,910,000-$9,520,000

Important Note: These ranges are for illustrative purposes only. The value of your case depends on many factors, including:

• The severity of your injuries
• The impact on your daily life
• Your age and occupation
• The clarity of liability
• The available insurance coverage
• The skill of your attorney

Why Time Is Critical in Your Car Accident Case

Evidence disappears quickly after a car accident. Here’s what you stand to lose if you wait:

Timeframe	What Disappears	Why It Matters
First 7 Days	Witness memories	Details fade, witnesses become harder to locate
7-30 Days	Surveillance footage	Gas stations, stores, and traffic cameras typically delete footage within this timeframe
30-180 Days	Electronic data	Trucking ELD data, vehicle black boxes, and cell phone records may be overwritten
6-12 Months	Witness availability	Witnesses may move, change jobs, or become unreachable
12-24 Months	Statute of limitations	In Texas, you have just 2 years from the accident date to file a lawsuit

Every day you wait, evidence disappears. Call Attorney911 now at 1-888-ATTY-911. We send preservation letters immediately to secure critical evidence before it’s lost forever.

Other Types of Motor Vehicle Accidents We Handle in Cass County

While car accidents are the most common, we also handle:

Trucking Accidents

With Cass County’s proximity to major highways, trucking accidents are a significant concern. These accidents often result in catastrophic injuries due to the size and weight of commercial trucks. We have extensive experience with:

• 18-wheeler accidents
• Commercial vehicle collisions
• FMCSA regulation violations
• Trucking company negligence

In one trucking wrongful death case, we recovered millions for the family. Our federal court experience is crucial for these complex cases.

Drunk Driving Accidents

Drunk driving accidents are completely preventable and often result in severe injuries or death. We hold both the drunk driver and the establishments that over-served them accountable. Texas dram shop laws allow us to sue bars, restaurants, and liquor stores that serve obviously intoxicated patrons.

Our firm’s criminal defense background is a significant advantage in these cases. We’ve successfully had multiple DWI cases dismissed, demonstrating our ability to thoroughly investigate and build strong cases.

Motorcycle Accidents

Motorcycle riders are particularly vulnerable on the road. We understand the unique challenges these cases present, including:

• Bias against motorcyclists
• Texas helmet laws
• Comparative negligence issues
• Severe injury patterns

Pedestrian Accidents

Pedestrians have the right of way at all intersections in Texas, even unmarked ones. Unfortunately, many drivers don’t know this. We fight for pedestrians who’ve been struck by negligent drivers.

Rideshare Accidents (Uber/Lyft)

Rideshare accidents involve complex insurance issues. The coverage available depends on what the driver was doing at the time of the accident:

• Waiting for a ride request ($50,000/$100,000/$25,000)
• En route to pick up a passenger ($1,000,000)
• Transporting a passenger ($1,000,000)

We know how to navigate these insurance phases to maximize your recovery.

Hit and Run Accidents

If the at-fault driver flees the scene, your own uninsured motorist (UM) coverage can compensate you. We’ve recovered substantial settlements in hit and run cases through UM claims.

Work Zone Accidents

Nearly 28,000 crashes occurred in Texas work zones in 2024, resulting in 215 deaths. We hold negligent drivers and construction companies accountable for these preventable accidents.

Frequently Asked Questions About Car Accidents in Cass County

What should I do immediately after a car accident in Cass County?

If you’ve been in an accident in Cass County:

1. Call 911 and report the accident
2. Seek medical attention even if you feel fine
3. Document everything with photos
4. Exchange information with the other driver
5. Get witness names and phone numbers
6. Do NOT give a recorded statement to any insurance company
7. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance

Should I call the police even for a minor accident?

Yes. Always call the police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

What information should I collect at the scene?

Collect:

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

How do I obtain a copy of the accident report?

You can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

What if the other driver is uninsured or underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. Lupe calculated these for years—he knows how to justify higher multipliers. See Section G for a detailed breakdown.

What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue “parking lot accidents are always 50/50 fault” (LIE). We prove fault through: surveillance video, witness statements, damage analysis, traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. No comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Why Cass County Residents Choose Attorney911

When you’ve been injured in a car accident in Cass County, you need a law firm that understands both the legal system and our community. Here’s why local residents trust Attorney911:

We Know Cass County

We’re familiar with Cass County’s roads, courts, and the unique challenges accident victims face in our area. Whether you were injured on a rural road or in town, we know how to build a strong case that gets results.

We Fight for Maximum Compensation

Insurance companies often try to minimize claims from Cass County residents, assuming we won’t fight back. We prove them wrong. Our track record of multi-million dollar settlements shows that we don’t back down from tough cases.

We’re Part of the Community

Attorney911 isn’t just a law firm—we’re your neighbors. We understand the values and concerns of Cass County residents, and we’re committed to serving our community with integrity and compassion.

We Make the Process Easy

We know you’re already dealing with enough stress. That’s why we handle everything:

• Communicating with insurance companies
• Gathering evidence
• Negotiating with adjusters
• Filing paperwork
• Preparing for trial if necessary

You focus on your recovery while we focus on your case.

We Offer Free, No-Obligation Consultations

We’ll review your case at no cost and explain your legal options. There’s no pressure and no obligation—just honest advice from experienced Cass County car accident lawyers.

We Don’t Get Paid Unless We Win

We work on a contingency fee basis—you pay nothing unless we recover compensation for you. There are no upfront costs, no hourly fees, and no risk to you.

Contact Attorney911 Today

If you or a loved one has been injured in a car accident in Cass County, don’t wait. Evidence disappears daily, and the insurance company is already building a case against you. Call Attorney911 now at 1-888-ATTY-911 for a free consultation.

Our Cass County car accident lawyers are ready to fight for you. We have the experience, the resources, and the determination to get you the compensation you deserve. Remember, we don’t get paid unless we win your case.

Call 1-888-ATTY-911 now. Your recovery starts here.