Car Accident Lawyers in Murphy, Texas | Attorney911
If You’ve Been Injured in a Car Accident in Murphy, Texas, We’re Here to Help
Every 57 seconds, another motor vehicle crash occurs on Texas roads. In 2024 alone, more than 251,977 people were injured in these accidents—many right here in Collin County. If you or a loved one has been hurt in a car accident in Murphy, Texas, you don’t have to face this alone. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. With over 25 years of experience fighting for accident victims across Texas, our team—led by Ralph Manginello—has recovered millions of dollars for clients just like you. We know the local courts, the insurance adjusters, and the tactics they use to minimize your claim. When you call 1-888-ATTY-911, you’re not just getting a law firm—you’re getting a team that treats you like family.
Why Car Accidents in Murphy, Texas, Are So Dangerous
Murphy, Texas, is a growing community with a mix of residential neighborhoods, commercial areas, and busy roadways. While it offers a high quality of life, its proximity to major highways like President George Bush Turnpike and US-75 means that residents are often exposed to high-speed traffic and the risks that come with it. In fact, Collin County sees thousands of car accidents every year, many of which result in serious injuries or even fatalities. Some of the most dangerous intersections and roadways in the area include:
- President George Bush Turnpike and Murphy Road: This busy interchange sees heavy traffic from commuters, delivery trucks, and local drivers, making it a hotspot for accidents.
- US-75 and FM 544: The mix of highway and local traffic creates a high-risk zone for collisions, especially during rush hour.
- Murphy Road and Independence Parkway: This intersection is a common site for rear-end collisions and side-impact crashes due to heavy traffic and frequent stops.
- Residential areas near Maxwell Creek Park: School zones and neighborhoods often see accidents involving pedestrians, cyclists, and distracted drivers.
These accidents aren’t just statistics—they’re real people whose lives are changed in an instant. Whether you were rear-ended on your way to work, sideswiped at an intersection, or involved in a high-speed collision on the highway, the aftermath can be overwhelming. Medical bills pile up, insurance companies pressure you to settle quickly, and the road to recovery can feel endless. That’s where Attorney911 steps in. We know the local roads, the common causes of accidents in Murphy, and how to fight for the compensation you deserve.
Common Causes of Car Accidents in Murphy, Texas
Car accidents in Murphy, Texas, can happen for a variety of reasons, but some causes are more common than others. Understanding these causes can help you recognize when another driver’s negligence may have contributed to your accident. Here are some of the most frequent causes of car accidents in our area:
1. Distracted Driving
Distracted driving is a leading cause of accidents nationwide, and Murphy is no exception. Whether it’s texting, talking on the phone, adjusting the radio, or even eating while driving, taking your eyes off the road for even a few seconds can have devastating consequences. In 2024, distracted driving contributed to 380 deaths in Texas alone. If you suspect the other driver was distracted, it’s critical to gather evidence, such as witness statements or phone records, to prove their negligence.
2. Speeding
Speeding is another major contributor to car accidents in Murphy. When drivers exceed the speed limit, they have less time to react to changing road conditions, and the force of impact in a collision is much greater. Speeding is especially dangerous on highways like US-75, where vehicles are already traveling at high speeds. If you were injured by a speeding driver, Attorney911 can help you hold them accountable.
3. Failure to Yield
Failure to yield the right of way is a common cause of accidents at intersections, especially in busy areas like Murphy Road and Independence Parkway. Whether it’s running a red light, failing to stop at a stop sign, or making an unsafe left turn, these violations can lead to devastating T-bone or head-on collisions. If the other driver failed to yield and caused your accident, you may be entitled to compensation for your injuries.
4. Drunk Driving
Drunk driving remains a serious problem in Texas, with 1,053 alcohol-impaired driving deaths in 2024. In Murphy, drunk drivers pose a significant risk to everyone on the road, especially during weekends and holidays. If you were hit by a drunk driver, you may have a claim against both the driver and any establishment that served them alcohol while they were obviously intoxicated. Our team has extensive experience handling drunk driving cases, including those involving dram shop liability.
5. Weather-Related Accidents
While Murphy doesn’t experience extreme weather as often as other parts of Texas, rain, fog, and even the occasional ice storm can create hazardous driving conditions. When drivers fail to adjust their speed or driving habits to account for wet or slippery roads, accidents can happen. If you were injured in a weather-related accident, we can help determine whether the other driver’s negligence contributed to the crash.
6. Fatigued Driving
Fatigued driving is a growing concern, especially on highways like US-75, where long commutes are common. Drowsy drivers have slower reaction times and are more likely to drift out of their lanes or fall asleep at the wheel. If the driver who hit you was fatigued—perhaps because they were driving for work or hadn’t gotten enough sleep—we can help you pursue compensation for your injuries.
7. Mechanical Failures
Sometimes, accidents are caused by mechanical failures, such as brake failure, tire blowouts, or faulty steering systems. If your accident was caused by a defective vehicle part, you may have a claim against the manufacturer or the mechanic who recently serviced your car. Our team has experience handling product liability cases and can help you explore all possible avenues for compensation.
Common Injuries in Car Accidents
Car accidents can result in a wide range of injuries, from minor cuts and bruises to life-altering conditions. The severity of your injuries often depends on factors like the speed of the collision, the type of impact, and whether you were wearing a seatbelt. Here are some of the most common injuries we see in car accident cases:
1. Whiplash and Soft Tissue Injuries
Whiplash is one of the most common injuries in car accidents, especially in rear-end collisions. It occurs when the force of the impact causes your head to snap forward and backward, straining the muscles and ligaments in your neck. While whiplash is often considered a minor injury, it can cause chronic pain and require months of physical therapy. Insurance companies often try to downplay whiplash claims, but at Attorney911, we know how to document these injuries and fight for the compensation you deserve.
2. Herniated Discs
A herniated disc occurs when the soft cushion between the vertebrae in your spine ruptures or bulges, pressing on nearby nerves. This can cause severe pain, numbness, and weakness in your arms or legs. Herniated discs often require extensive medical treatment, including physical therapy, epidural injections, or even surgery. If you’ve been diagnosed with a herniated disc after a car accident, it’s important to seek legal representation to ensure your medical expenses and lost wages are fully covered.
3. Broken Bones and Fractures
Broken bones are common in car accidents, especially in high-impact collisions. Fractures can occur in the arms, legs, ribs, pelvis, or even the skull. While some fractures heal with time and immobilization, others may require surgery to realign the bones or insert metal plates and screws. Broken bones can keep you out of work for weeks or months, and the medical bills can quickly add up. Our team will work to ensure you receive compensation for your medical expenses, lost wages, and pain and suffering.
4. Traumatic Brain Injuries (TBI)
Traumatic brain injuries (TBI) are among the most serious injuries that can result from a car accident. Even a mild TBI, such as a concussion, can cause symptoms like headaches, dizziness, memory problems, and mood swings. More severe TBIs can result in permanent cognitive impairment, personality changes, or even coma. If you or a loved one has suffered a TBI in a car accident, it’s critical to seek medical attention immediately and consult with an experienced attorney. Our team has handled numerous TBI cases and understands the long-term impact these injuries can have on your life.
5. Spinal Cord Injuries
Spinal cord injuries can be devastating, often resulting in partial or complete paralysis. These injuries typically occur in high-impact collisions, such as head-on crashes or rollovers. The medical costs associated with spinal cord injuries can be astronomical, often exceeding millions of dollars over a lifetime. If you’ve suffered a spinal cord injury, you need an attorney who understands the complexities of these cases and can fight for the compensation you need to cover your medical expenses, lost wages, and future care needs.
6. Internal Organ Damage
Internal injuries, such as damage to the liver, spleen, kidneys, or lungs, can be life-threatening if not treated immediately. These injuries often occur in high-speed collisions or when the vehicle’s airbags deploy with excessive force. Internal bleeding or organ damage may not be immediately apparent after an accident, which is why it’s critical to seek medical attention even if you feel fine. If you’ve suffered internal injuries, our team can help you pursue compensation for your medical bills, pain and suffering, and other damages.
7. Psychological Injuries
Car accidents don’t just cause physical injuries—they can also take a toll on your mental health. Many accident victims experience anxiety, depression, post-traumatic stress disorder (PTSD), or a fear of driving after a crash. These psychological injuries can be just as debilitating as physical ones and may require therapy or counseling. At Attorney911, we understand the emotional impact of car accidents and will fight to ensure you receive compensation for your pain and suffering, including any psychological trauma you’ve experienced.
Why You Need an Experienced Car Accident Lawyer in Murphy, Texas
After a car accident, insurance companies often try to take advantage of victims who are overwhelmed, injured, and unsure of their rights. They may pressure you to give a recorded statement, accept a quick settlement, or even deny your claim altogether. Without an experienced attorney on your side, you risk being taken advantage of and receiving far less compensation than you deserve. Here’s why hiring Attorney911 is the best decision you can make after a car accident in Murphy:
1. We Know How Insurance Companies Work
Our team includes Lupe Peña, a former insurance defense attorney who spent years working for insurance companies. He knows their tactics inside and out—because he used them himself. Now, he uses that knowledge to fight for victims like you. Whether it’s challenging a lowball settlement offer, disputing an unfair liability assessment, or exposing biased IME (Independent Medical Exam) reports, Lupe’s insider knowledge gives us a significant advantage in your case.
2. We Fight for Maximum Compensation
Insurance companies often try to minimize your claim by arguing that your injuries are pre-existing, that you were partially at fault, or that your medical treatment was excessive. At Attorney911, we don’t accept these excuses. We gather evidence, consult with medical experts, and build a strong case to prove the full extent of your injuries and damages. Our goal is to maximize your compensation so you can focus on your recovery without financial stress.
3. We Handle All the Legal Work
Dealing with insurance companies, medical providers, and legal paperwork can be overwhelming, especially when you’re trying to recover from your injuries. When you hire Attorney911, we take care of everything for you. We handle all communications with insurance companies, gather evidence, negotiate with adjusters, and—if necessary—file a lawsuit on your behalf. You won’t have to lift a finger—we’ll handle the legal heavy lifting so you can focus on healing.
4. We Don’t Get Paid Unless We Win
We understand that the financial burden of a car accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no hidden expenses. If we don’t recover compensation for you, you owe us nothing. This means you can hire an experienced attorney without worrying about how to pay for legal representation.
5. We Have a Proven Track Record of Success
At Attorney911, we don’t just talk about results—we deliver them. Our firm has recovered millions of dollars for car accident victims across Texas, including a multi-million dollar settlement for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation, but we fought for our client and secured the compensation they deserved. Here’s what some of our clients have to say about their experience with us:
“Leonor got me into the doctor the same day…it only took 6 months amazing.” — Chavodrian Miles
“I was rear-ended and the team got right to work…I also got a very nice settlement.” — MONGO SLADE
“I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” — Kiimarii Yup
What to Do After a Car Accident in Murphy, Texas
The moments after a car accident can be chaotic and confusing, but the steps you take in the first 48 hours can significantly impact your ability to recover compensation for your injuries. Here’s what you should do immediately after a car accident in Murphy:
Step 1: Call 911 and Report the Accident
Even if the accident seems minor, it’s important to call 911 and report it. A police report can serve as critical evidence in your case, documenting the details of the accident, the parties involved, and any citations issued. If anyone is injured, request medical assistance immediately.
Step 2: Seek Medical Attention
Even if you feel fine, it’s important to seek medical attention as soon as possible. Many injuries, such as whiplash, concussions, or internal bleeding, may not be immediately apparent. Adrenaline can mask pain, so you may not realize the extent of your injuries until hours or even days after the accident. Seeing a doctor right away not only ensures your health and safety but also creates a medical record that can be used to support your claim.
Step 3: Document Everything
If you’re able to do so safely, take photos of the accident scene, including:
- The damage to all vehicles involved
- The position of the vehicles
- Skid marks, debris, or road conditions
- Any visible injuries
- Traffic signals or signs
Also, exchange information with the other driver, including:
- Their name, phone number, and address
- Their insurance company and policy number
- Their driver’s license number
- Their license plate number
If there are any witnesses, ask for their names and contact information. Their statements could be invaluable in proving liability later on.
Step 4: Do NOT Give a Recorded Statement to Insurance
Insurance adjusters may contact you shortly after the accident, asking for a recorded statement. Do not give one without consulting an attorney first. Insurance companies use these statements to find ways to minimize or deny your claim. They may ask leading questions designed to get you to admit fault or downplay your injuries. At Attorney911, we handle all communications with insurance companies so you don’t have to worry about saying the wrong thing.
Step 5: Call Attorney911 Immediately
The sooner you call us, the better. Evidence disappears quickly—surveillance footage from nearby businesses is often deleted within 7-30 days, witness memories fade, and critical documents can be lost. When you call 1-888-ATTY-911, we’ll send preservation letters to all relevant parties to ensure evidence is preserved. We’ll also guide you through the next steps, including how to document your injuries, what to say (and not say) to insurance companies, and how to protect your rights.
How We Prove Liability in Your Car Accident Case
Proving liability is one of the most important aspects of your car accident case. In Texas, you must demonstrate that the other driver was negligent and that their negligence caused your injuries. Here’s how we build a strong case to prove liability:
1. Gathering Evidence
We gather all available evidence to support your claim, including:
- Police reports: These documents often contain critical details about the accident, including the officer’s assessment of fault.
- Witness statements: Eyewitnesses can provide valuable testimony about what they saw and who was at fault.
- Photographs and videos: Photos of the accident scene, vehicle damage, and injuries can help reconstruct what happened.
- Surveillance footage: We send preservation letters to nearby businesses to secure any surveillance footage before it’s deleted.
- Medical records: Your medical records document the extent of your injuries and link them to the accident.
- Black box data: Many modern vehicles are equipped with event data recorders (EDRs) that capture information about the vehicle’s speed, braking, and other factors at the time of the crash.
2. Accident Reconstruction
In complex cases, we work with accident reconstruction experts to analyze the evidence and determine how the accident occurred. These experts use physics, engineering, and computer modeling to recreate the crash and identify the factors that contributed to it. Their findings can be critical in proving liability, especially in cases where fault is disputed.
3. Expert Testimony
We consult with medical experts, vocational experts, and economists to strengthen your case. Medical experts can testify about the extent of your injuries and the long-term impact they’ll have on your life. Vocational experts can assess your ability to return to work and the impact of your injuries on your earning capacity. Economists can calculate the present value of your future medical expenses and lost wages.
4. Proving Negligence
To prove negligence, we must demonstrate that the other driver:
- Owed you a duty of care (all drivers have a duty to operate their vehicles safely)
- Breached that duty (by speeding, running a red light, texting while driving, etc.)
- Caused your injuries (the breach of duty directly resulted in the accident and your injuries)
- Resulted in damages (you suffered physical, financial, or emotional harm as a result)
5. Countering Insurance Company Tactics
Insurance companies often try to shift blame onto the victim to reduce their liability. They may argue that you were partially at fault, that your injuries are pre-existing, or that your medical treatment was excessive. At Attorney911, we anticipate these tactics and build a strong case to counter them. Lupe Peña’s background as an insurance defense attorney gives us a unique advantage—he knows exactly how insurance companies operate and how to beat them at their own game.
What You Can Recover in a Car Accident Case
If you’ve been injured in a car accident, you may be entitled to compensation for a variety of damages. The amount of compensation you can recover depends on the severity of your injuries, the impact on your life, and the strength of your case. Here are some of the damages you may be able to recover:
1. Medical Expenses
You can recover compensation for all medical expenses related to your accident, including:
- Emergency room visits
- Hospital stays
- Surgeries
- Doctor’s appointments
- Physical therapy
- Prescription medications
- Medical equipment (crutches, wheelchairs, etc.)
- Future medical expenses (if your injuries require ongoing treatment)
2. Lost Wages
If your injuries prevent you from working, you can recover compensation for the wages you’ve lost. This includes:
- Time missed from work due to your injuries
- Reduced earning capacity if you’re unable to return to your previous job
- Future lost wages if your injuries result in long-term or permanent disability
3. Pain and Suffering
Pain and suffering refer to the physical pain and emotional distress you’ve experienced as a result of your injuries. This can include:
- Chronic pain
- Anxiety and depression
- Loss of enjoyment of life
- Emotional trauma
- PTSD (post-traumatic stress disorder)
4. Property Damage
You can recover compensation for the damage to your vehicle and any personal property that was damaged in the accident. This includes:
- Vehicle repairs or replacement
- Rental car expenses
- Damage to personal items (phone, laptop, etc.)
5. Loss of Consortium
If your injuries have affected your relationship with your spouse, you may be entitled to compensation for loss of consortium. This can include:
- Loss of companionship
- Loss of intimacy
- Loss of support and assistance
6. Punitive Damages
In cases where the other driver’s conduct was particularly egregious—such as drunk driving or reckless behavior—you may be entitled to punitive damages. These damages are designed to punish the at-fault party and deter similar conduct in the future. In Texas, punitive damages are capped at the greater of $200,000 or two times the amount of economic damages plus an amount equal to non-economic damages (up to $750,000).
Why Choose Attorney911 for Your Car Accident Case in Murphy, Texas?
With so many law firms to choose from, why should you trust Attorney911 with your car accident case? Here are just a few reasons why we’re the best choice for accident victims in Murphy and across Texas:
1. We Have a Former Insurance Defense Attorney on Our Team
Lupe Peña spent years working for a national insurance defense firm, where he learned firsthand how insurance companies value claims, deploy tactics, and build cases against victims. Now, he uses that insider knowledge to fight for accident victims like you. When you hire Attorney911, you’re not just getting an attorney—you’re getting an insider who knows exactly how to beat the insurance companies at their own game.
2. We Have a Proven Track Record of Success
At Attorney911, we don’t just talk about results—we deliver them. Our firm has recovered millions of dollars for car accident victims across Texas, including:
- A multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
- A multi-million dollar settlement for a client whose leg was injured in a car accident. Staff infections during treatment led to a partial amputation.
- Millions of dollars recovered for families facing trucking-related wrongful death cases.
These results speak for themselves. When you hire Attorney911, you’re hiring a team that knows how to fight for maximum compensation.
3. We Provide Personal Attention
At Attorney911, you’re not just another case number—you’re family. We take the time to get to know you, understand your unique situation, and provide the personalized attention you deserve. Unlike high-volume firms that pass cases off to paralegals, you’ll work directly with Ralph Manginello or Lupe Peña. Here’s what some of our clients have to say about their experience with us:
“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris
“I never felt like ‘just another case’ they were working on.” — Ambur Hamilton
“Ralph reached out personally.” — Dame Haskett
4. We Don’t Get Paid Unless We Win
We understand that the financial burden of a car accident can be overwhelming. That’s why we work on a contingency fee basis—you pay nothing unless we win your case. There are no upfront costs, no hourly fees, and no hidden expenses. If we don’t recover compensation for you, you owe us nothing. This means you can hire an experienced attorney without worrying about how to pay for legal representation.
5. We Have Federal Court Experience
Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas. This means we can handle complex cases that may require federal litigation, such as those involving interstate trucking accidents, product liability claims, or cases against large corporations. Our federal court experience gives us a significant advantage in cases that other firms may not be equipped to handle.
6. We’re Involved in Major Litigation
Our firm is one of the few in Texas to be involved in BP explosion litigation, where we represented victims of the 2005 Texas City explosion that killed 15 people and injured 180 others. This experience demonstrates our ability to take on billion-dollar corporations and fight for justice on behalf of our clients. Whether your case involves a drunk driver, a negligent trucking company, or a defective vehicle part, we have the experience and resources to handle it.
7. We Offer Bilingual Services
At Attorney911, we understand that language barriers can make an already difficult situation even more challenging. That’s why we offer bilingual services to ensure that language is never a barrier to justice. Lupe Peña is fluent in Spanish, and our team includes Spanish-speaking staff members like Zulema, who clients consistently praise for her kindness and professionalism. Here’s what one of our Spanish-speaking clients had to say:
“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez
Frequently Asked Questions About Car Accidents in Murphy, Texas
1. What should I do immediately after a car accident in Murphy, Texas?
If you’ve been in a car accident in Murphy, Texas, the first thing you should do is call 911 and report the accident. Even if the accident seems minor, it’s important to have a police report on file. Next, seek medical attention—even if you feel fine, some injuries may not be immediately apparent. Document everything by taking photos of the accident scene, exchanging information with the other driver, and getting the names and contact information of any witnesses. Finally, call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.
2. Should I call the police even for a minor accident?
Yes. In Texas, you are required to report any accident that results in injury, death, or property damage exceeding $1,000. Even if the accident seems minor, a police report can serve as critical evidence in your case. The report will document the details of the accident, the parties involved, and any citations issued. If the other driver is at fault, the police report can help establish liability.
3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries, such as whiplash, concussions, or internal bleeding, may not be immediately apparent after an accident. Adrenaline can mask pain, so you may not realize the extent of your injuries until hours or even days later. Seeing a doctor right away not only ensures your health and safety but also creates a medical record that can be used to support your claim. Insurance companies often use delays in treatment to argue that your injuries aren’t serious, so it’s important to seek medical attention as soon as possible.
4. What information should I collect at the scene?
At the scene of the accident, you should collect the following information:
- The other driver’s name, phone number, and address
- Their insurance company and policy number
- Their driver’s license number
- Their license plate number
- The make, model, and color of their vehicle
- The names and contact information of any witnesses
- Photos of the accident scene, vehicle damage, and any visible injuries
5. Should I talk to the other driver or admit fault?
No. After an accident, you should exchange information with the other driver, but you should not discuss fault or apologize. Anything you say can be used against you later. Stick to the facts and avoid giving your opinion on what happened. If the other driver tries to engage you in a discussion about fault, politely decline and wait for the police to arrive.
6. How do I obtain a copy of the accident report?
In Murphy, Texas, you can obtain a copy of the police report from the Murphy Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS). The report will typically be available within a few days of the accident. At Attorney911, we can help you obtain the police report and use it to build your case.
7. Should I give a recorded statement to insurance?
No. Insurance adjusters may contact you shortly after the accident, asking for a recorded statement. Do not give one without consulting an attorney first. Insurance companies use these statements to find ways to minimize or deny your claim. They may ask leading questions designed to get you to admit fault or downplay your injuries. At Attorney911, we handle all communications with insurance companies so you don’t have to worry about saying the wrong thing.
8. What if the other driver’s insurance contacts me?
If the other driver’s insurance company contacts you, politely decline to give a statement and refer them to your attorney. Say something like, “I need to speak with my attorney first.” Do not discuss your injuries, the accident, or your medical treatment with the insurance adjuster. At Attorney911, we handle all communications with insurance companies to protect your rights.
9. Do I have to accept the insurance company’s estimate?
No. The insurance company’s estimate is just an offer—it’s often far below the actual value of your claim. Insurance companies are in the business of making money, and they do that by paying out as little as possible. At Attorney911, we fight for what your case is really worth, not what the insurance company wants to pay.
10. Should I accept a quick settlement offer?
Never accept a settlement offer before you know the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later. Early settlement offers are almost always lowball offers designed to save the insurance company money. At Attorney911, we don’t settle your case until you’ve reached maximum medical improvement (MMI), so we know the true value of your claim.
11. What if the other driver is uninsured or underinsured?
If the other driver is uninsured or doesn’t have enough insurance to cover your damages, your own uninsured/underinsured motorist (UM/UIM) coverage can help. UM/UIM coverage is designed to protect you in these situations. At Attorney911, we can help you navigate the complexities of UM/UIM claims and fight for the compensation you deserve. For more information, watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8.
12. Why does insurance want me to sign a medical authorization?
Insurance companies often ask you to sign a medical authorization so they can access your entire medical history. They’re looking for pre-existing conditions or old injuries to use against you. Never sign a medical authorization without consulting an attorney first. At Attorney911, we limit medical authorizations to only the records relevant to your accident and review them carefully before you sign anything.
13. Do I have a personal injury case?
You may have a personal injury case if:
- Someone else was at fault (even partially)
- You suffered injuries or damages
- There is insurance coverage available to recover from
If you’re unsure whether you have a case, call Attorney911 for a free consultation. We’ll review the details of your accident and help you understand your legal options. Watch our video “Do I Have a Good Case?” for more information: https://www.youtube.com/watch?v=j-PMMP5Jims.
14. When should I hire a car accident lawyer?
You should hire a car accident lawyer as soon as possible after your accident. Evidence disappears quickly—surveillance footage is often deleted within 7-30 days, witness memories fade, and critical documents can be lost. The sooner you call Attorney911, the sooner we can start building your case and protecting your rights. Call 1-888-ATTY-911 immediately for a free consultation.
15. How much time do I have to file a lawsuit (statute of limitations)?
In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations. If you miss this deadline, your case will be barred forever, and you won’t be able to recover compensation for your injuries. That’s why it’s critical to contact an attorney as soon as possible after your accident.
16. What is comparative negligence, and how does it affect me?
Texas uses a modified comparative negligence system with a 51% bar rule. This means:
- If you are 50% or less at fault, you can recover damages, but your compensation will be reduced by your percentage of fault.
- If you are 51% or more at fault, you cannot recover any damages.
For example, if you are found to be 20% at fault for the accident, your compensation will be reduced by 20%. Insurance companies often try to assign as much fault as possible to the victim to reduce their payout. At Attorney911, we fight to minimize your percentage of fault and maximize your compensation.
17. Will my case go to trial?
Most car accident cases settle before trial, but we prepare every case as if it’s going to trial. This approach gives us leverage in negotiations and shows the insurance company that we’re serious about fighting for our clients. If the insurance company refuses to offer a fair settlement, we’re fully prepared to take your case to trial. Watch our video “Will Your Case Go to Trial?” for more information: https://www.youtube.com/watch?v=2Ed5AnmCMcc.
18. How long will my case take to settle?
The length of your case depends on the severity of your injuries and how long it takes you to reach maximum medical improvement (MMI). We don’t settle your case until you’ve fully recovered or until we know the full extent of your injuries. For minor injuries, this may take 6-12 months. For more serious injuries, it could take 18-24 months or longer. At Attorney911, we’re committed to getting you the compensation you deserve, not just a quick settlement.
19. What is the legal process step-by-step?
Here’s a general overview of the legal process in a car accident case:
- Investigation and evidence gathering: We collect all available evidence, including police reports, witness statements, medical records, and surveillance footage.
- Medical treatment: You continue treating with your doctors until you reach maximum medical improvement (MMI).
- Demand letter: We send a demand letter to the insurance company outlining your injuries, damages, and the compensation you’re seeking.
- Negotiation: We negotiate with the insurance company to reach a fair settlement.
- Lawsuit (if necessary): If the insurance company refuses to offer a fair settlement, we file a lawsuit on your behalf.
- Discovery: Both sides exchange information and evidence through written questions, document requests, and depositions.
- Mediation: We attempt to resolve the case through mediation, a process where a neutral third party helps facilitate a settlement.
- Trial (if necessary): If we can’t reach a settlement, we take your case to trial and present it to a jury.
Watch our video “What Is the Process for a Personal Injury Claim?” for more information: https://www.youtube.com/watch?v=XwzYymneDVs.
20. Do I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable under federal or Texas law. However, punitive damages and compensation for lost wages may be taxable. It’s important to consult with a tax professional to understand the tax implications of your settlement.
21. What if I have a pre-existing condition?
You can still recover compensation if the accident aggravated or worsened your pre-existing condition. This is known as the “eggshell plaintiff” rule—defendants take victims as they find them. For example, if you had mild back pain before the accident and the crash caused a herniated disc requiring surgery, you can recover compensation for the aggravation of your pre-existing condition. At Attorney911, we work with medical experts to document the difference between your condition before and after the accident.
22. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You have the right to fire your attorney at any time and hire a new one. If your current attorney isn’t communicating with you, isn’t fighting for you, or is pushing you to settle for less than your case is worth, you can switch to Attorney911. We’ve taken over many cases from other attorneys and helped clients get the compensation they deserve. Here’s what one of our clients had to say about switching to Attorney911:
“In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” — Greg Garcia
23. What if the insurance company is my own insurance (UM/UIM claim)?
If the other driver is uninsured or underinsured, your own uninsured/underinsured motorist (UM/UIM) coverage can compensate you for your injuries. However, your own insurance company will still fight your claim just like the other driver’s insurance would. You need an attorney to represent you in a UM/UIM claim. At Attorney911, we have extensive experience handling UM/UIM claims and can help you navigate the process.
24. How do you calculate pain and suffering?
Pain and suffering is typically calculated using a multiplier method. We take your total medical expenses and multiply them by a number between 1.5 and 5, depending on the severity of your injuries, the impact on your life, and other factors. For example, if your medical expenses are $50,000 and we use a multiplier of 3, your pain and suffering would be valued at $150,000. Lupe Peña’s experience as an insurance defense attorney gives us a unique advantage in calculating pain and suffering—he knows how insurance companies value these claims and how to justify higher multipliers.
25. What if I was hit by a government vehicle (city bus, police car, etc.)?
If you were hit by a government vehicle, such as a city bus or police car, you may have a claim against the government entity. However, these cases have special rules and shorter deadlines. In Texas, you must file a notice of claim within 6 months of the accident. These cases can be complex, so it’s important to hire an experienced attorney. Ralph Manginello’s 25+ years of experience includes handling cases against government entities, and we can help you navigate the process.
26. What if the other driver fled the scene (hit and run)?
If the other driver fled the scene, you can still recover compensation through your own uninsured motorist (UM) coverage. It’s critical to file a police report immediately and gather as much evidence as possible, including witness statements and surveillance footage. Surveillance footage is often deleted within 7-30 days, so it’s important to act quickly. At Attorney911, we send preservation letters to nearby businesses to secure any available footage before it’s deleted. We’ve recovered substantial settlements in hit-and-run cases through UM claims.
27. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Your immigration status does not affect your right to compensation for your injuries. You are entitled to full recovery regardless of your immigration status. Your case is confidential, and we will protect your rights and your privacy. Lupe Peña is fluent in Spanish, and our team includes Spanish-speaking staff members who can assist you. Here’s what one of our Spanish-speaking clients had to say:
“They solved in a couple of months what others did nothing about in two years.” — Angel Walle
28. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often try to argue that parking lot accidents are always 50/50 fault, but this is not true. We can prove fault through surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply in parking lot accidents, and we’ve won many cases with clear liability findings.
29. What if I was a passenger in the at-fault vehicle?
If you were a passenger in the at-fault vehicle, you can still pursue a claim against the driver. You are an innocent victim, and the driver’s insurance should cover your injuries. These cases often settle quickly because liability is clear. At Attorney911, we handle the difficult conversations with the driver and their insurance company so you don’t have to.
30. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and their insurance company. The death of the at-fault driver does not eliminate liability. The insurance policy still applies, and the estate may have assets that can be used to compensate you. Wrongful death laws protect both sides, and we handle these cases with sensitivity while protecting your rights.
31. How much does a car accident lawyer cost?
At Attorney911, we work on a contingency fee basis. This means you pay nothing unless we win your case. If we recover compensation for you, our fee is a percentage of the recovery. You may still be responsible for court costs and case expenses regardless of the outcome. We offer a free consultation to discuss our fee structure and answer any questions you may have.
32. What does “no fee unless we win” mean?
“No fee unless we win” means that you pay nothing upfront for our legal services. We only get paid if we recover compensation for you. If we don’t win your case, you owe us nothing. This arrangement allows you to hire an experienced attorney without worrying about how to pay for legal representation.
33. How often will I get updates on my case?
At Attorney911, we provide regular updates on your case. As client Dame Haskett said, “Consistent communication and not one time did I call and not get a clear answer.” You’ll work directly with Ralph Manginello or Lupe Peña, and our team will keep you informed every step of the way.
34. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello or Lupe Peña, not just paralegals or case managers. As Chad Harris said, “You are NOT just some client…You are FAMILY to them.” We provide personal attention and are always available to answer your questions.
35. What if I already hired another attorney?
You can switch attorneys at any time. If your current attorney isn’t communicating with you, isn’t fighting for you, or is pushing you to settle for less than your case is worth, you can hire Attorney911. We’ve taken over many cases from other attorneys and helped clients get the compensation they deserve. Here’s what one of our clients had to say:
“They took over my case from another lawyer and got to working on my case.” — CON3531
36. What common mistakes can hurt my case?
Here are some common mistakes that can hurt your case:
- Giving a recorded statement to insurance without an attorney
- Accepting a quick settlement before knowing the full extent of your injuries
- Delaying medical treatment
- Gaps in treatment
- Posting about your accident on social media
- Signing releases or authorizations without attorney review
- Not documenting everything
Watch our video “Client Mistakes That Can Ruin Your Case” for more information: https://www.youtube.com/watch?v=r3IYsoxOSxY.
37. Should I post about my accident on social media?
No. Insurance companies monitor your social media accounts for any activity that contradicts your injury claims. Even innocent posts can be taken out of context and used against you. Make all your profiles private, don’t post about your accident or injuries, and tell your friends and family not to tag you in posts. Assume everything you post is being monitored.
38. Why shouldn’t I sign anything without a lawyer?
Releases are permanent and final. Medical authorizations give insurance companies unlimited access to your medical history. Settlement offers are binding. Once you sign something, you can’t undo it. At Attorney911, we review all documents before you sign anything to protect your rights.
39. What if I didn’t see a doctor right away?
See a doctor now. Explain that you didn’t realize the severity of your injuries at first. Delayed symptoms are common in car accidents, and we can still help you. However, the longer you wait, the harder it becomes to link your injuries to the accident. Call us today so we can guide you through the next steps.
40. What if the insurance company is pressuring me to settle?
Insurance companies often pressure victims to settle quickly for less than their case is worth. They may create artificial deadlines or tell you that their offer is “final.” Don’t fall for these tactics. At Attorney911, we know how to handle insurance companies and fight for the compensation you deserve. Call us before you accept any settlement offer.
Why Murphy, Texas, Residents Trust Attorney911
Murphy, Texas, is a tight-knit community where families and businesses thrive. But when accidents happen, residents need a law firm they can trust—one that understands the local roads, the courts, and the unique challenges of living in Collin County. At Attorney911, we’re proud to serve the Murphy community and fight for the rights of accident victims. Here’s why Murphy residents choose us:
1. We Know the Local Courts and Judges
Our team is familiar with the Collin County courts and the judges who preside over personal injury cases. We know the local legal landscape and how to navigate it effectively. Whether your case is heard in McKinney, Plano, or another Collin County courthouse, we have the experience and knowledge to advocate for you.
2. We Understand the Local Roads and Traffic Patterns
Murphy’s mix of residential neighborhoods, commercial areas, and busy highways creates unique traffic challenges. We understand the local roads, the most dangerous intersections, and the common causes of accidents in the area. This local knowledge helps us build stronger cases for our clients.
3. We’re Part of the Community
Attorney911 isn’t just a law firm—we’re part of the Texas community. We’re committed to giving back through sponsorships, community events, and pro bono work. When you hire us, you’re hiring a team that cares about Murphy and its residents.
4. We Offer Personalized Attention
At Attorney911, you’re not just another case number. We take the time to get to know you, understand your unique situation, and provide the personalized attention you deserve. You’ll work directly with Ralph Manginello or Lupe Peña, and our team will keep you informed every step of the way.
5. We Fight for Maximum Compensation
We don’t settle for less than you deserve. Our team has recovered millions of dollars for car accident victims across Texas, and we’re committed to fighting for the maximum compensation in your case. Whether it’s negotiating with insurance companies or taking your case to trial, we’ll do whatever it takes to get you the compensation you need to move forward.
Call Attorney911 Today for a Free Consultation
If you or a loved one has been injured in a car accident in Murphy, Texas, don’t wait to get the help you need. Evidence disappears quickly, and the sooner you call us, the sooner we can start building your case. At Attorney911, we offer a free consultation to discuss your case and answer any questions you may have. There’s no obligation, and we don’t get paid unless we win your case.
Call us today at 1-888-ATTY-911 (1-888-288-9911) to speak with an experienced car accident lawyer. We’re available 24/7 to take your call and provide the guidance you need during this difficult time. Remember, the insurance company has a team of adjusters and attorneys working against you—you need a team on your side to fight for your rights.
Hablamos Español. Lupe Peña and our team are fluent in Spanish and ready to assist Spanish-speaking clients.
Don’t face this alone. Call Attorney911 today and let us fight for the compensation you deserve.

