Motor Vehicle Accidents in Selma, Texas: How Attorney911 Fights for Your Maximum Compensation

If you’ve been injured in a car accident in Selma, Texas, you’re not alone. Every 57 seconds, a crash occurs on Texas roads, and every 2 minutes and 5 seconds, someone is injured. In Bexar County alone, thousands of families face the physical, emotional, and financial aftermath of motor vehicle accidents each year.

At Attorney911, we understand the overwhelming challenges you’re facing right now. You may be dealing with mounting medical bills, lost wages from missed work, and the stress of navigating insurance claims while trying to recover from your injuries. That’s why our team of experienced Selma car accident lawyers is here to fight for the compensation you deserve.

Led by Ralph Manginello, who brings over 25 years of experience to every case, our firm has recovered millions for accident victims across Texas. But what truly sets us apart is our unique advantage: Lupe Peña, our associate attorney who spent years working for insurance companies. He knows their tactics inside and out – because he used them himself. Now, he uses that knowledge to fight for you.

The Reality of Car Accidents in Selma and Bexar County

Selma sits at the intersection of several major roadways, including Interstate 35 and Loop 1604, making it a high-traffic area where accidents are unfortunately common. Whether you were involved in a collision on I-35 near the Forum Shopping Center, at the busy intersection of FM 1604 and Judson Road, or on any of the other roads throughout our community, the consequences can be life-changing.

In Texas, we see:

• 1 crash every 57 seconds
• 1 person injured every 2 minutes and 5 seconds
• 251,977 people injured in motor vehicle crashes annually
• 4,150 fatalities on Texas roads each year

These aren’t just numbers – they represent real people in Selma and across Bexar County whose lives have been disrupted by accidents that could have been prevented.

Common Types of Motor Vehicle Accidents We Handle in Selma

At Attorney911, we handle all types of motor vehicle accident cases in Selma and throughout Bexar County. Here are some of the most common accident types we see:

Car Accidents (500-700 words)

Car accidents are the most common type of motor vehicle collision we handle in Selma. These accidents can range from minor fender-benders to catastrophic crashes resulting in life-altering injuries.

Common causes of car accidents in Selma include:

• Distracted driving (texting, phone use, eating)
• Speeding and aggressive driving
• Failure to yield right-of-way
• Running red lights or stop signs
• Following too closely (tailgating)
• Drunk or drugged driving
• Weather-related conditions

The injuries from car accidents can be severe:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Internal organ damage
• Psychological trauma and PTSD

One of our clients suffered a leg injury in a car accident that led to serious complications. As the case progressed, staff infections developed during treatment, ultimately resulting in a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation even in complex cases with severe complications.

If you’ve been injured in a car accident in Selma, don’t let the insurance company pressure you into accepting a lowball settlement. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents (500-700 words)

Trucking accidents are among the most devastating types of motor vehicle collisions we handle in Selma. With I-35 running through our region, we see far too many accidents involving large commercial trucks.

The sheer size and weight of 18-wheelers – up to 80,000 pounds compared to the 4,000 pounds of an average passenger car – means that trucking accidents often result in catastrophic injuries or fatalities.

In Texas, we see:

• 39,393 commercial motor vehicle crashes annually
• 608 trucking fatalities each year
• 1,601 serious injuries from truck crashes
• Texas accounts for 11% of all fatal truck crashes nationwide

Common causes of trucking accidents in Selma include:

• Driver fatigue (violating Hours of Service regulations)
• Distracted driving (phone use, eating, etc.)
• Improper loading or overloaded cargo
• Mechanical failures (brake failures, tire blowouts)
• Speeding and aggressive driving
• Inadequate training
• Drunk or drugged driving

The Federal Motor Carrier Safety Administration (FMCSA) sets strict regulations for truck drivers and trucking companies, including:

• Hours of Service (HOS) rules limiting driving time
• Electronic Logging Device (ELD) requirements
• Drug and alcohol testing
• Vehicle maintenance standards
• Driver qualification requirements

When these regulations are violated, it can establish negligence per se, making it easier to prove liability in your case.

At Attorney911, we have extensive experience handling trucking accident cases. Our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.

With Ralph Manginello’s federal court admission and our firm’s involvement in complex litigation like the BP explosion case, we have the resources and experience to take on large trucking companies and their insurance providers.

If you or a loved one has been injured in a trucking accident in Selma, time is critical. Electronic logging device (ELD) data and other crucial evidence can be overwritten in as little as 30 days. Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation.

Drunk Driving Accidents (500-700 words)

Drunk driving accidents are particularly tragic because they’re 100% preventable. Yet in Texas, alcohol-impaired driving causes:

• 1,053 deaths annually (25.37% of all traffic fatalities)
• Over 24,000 DWI-related crashes each year
• One death every 39 minutes nationally

In Bexar County, we see far too many families devastated by drunk drivers. These accidents often occur late at night or on weekends, but they can happen at any time.

Texas law is clear: drivers with a blood alcohol concentration (BAC) of 0.08% or higher are considered legally intoxicated. However, even drivers below this limit can be impaired and cause accidents.

What makes drunk driving cases unique is that we can often pursue claims against not just the drunk driver, but also the establishment that served them alcohol. Texas Dram Shop Law (Texas Alcoholic Beverage Code § 2.02) allows us to hold bars, restaurants, and other establishments liable if they served alcohol to someone who was obviously intoxicated.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

In drunk driving cases, punitive damages may also be available. These damages are designed to punish the defendant for gross negligence and deter similar conduct in the future.

With Ralph Manginello’s membership in the Harris County Criminal Lawyers Association and our firm’s experience handling both criminal and civil cases, we’re uniquely positioned to handle drunk driving accident cases. We’ve successfully had multiple DWI cases dismissed by exposing flaws in the prosecution’s evidence, and we apply that same investigative rigor to our civil cases.

If you or a loved one has been injured by a drunk driver in Selma, call Attorney911 at 1-888-ATTY-911. We’ll investigate all potential sources of compensation, including dram shop claims against establishments that served the drunk driver.

Motorcycle Accidents (300-500 words)

Motorcycle accidents often result in catastrophic injuries due to the lack of protection for riders. In Texas, we see:

• 585 motorcyclist fatalities annually
• 37% of fatal motorcycle victims were not wearing helmets
• 90% of fatal motorcycle accident victims are male

Bexar County is one of the most dangerous areas in Texas for motorcyclists, with numerous accidents occurring on roads like I-35, Loop 1604, and FM 78.

Common causes of motorcycle accidents in Selma include:

• Failure to yield right-of-way (most common cause)
• Driver inattention or distraction
• Unsafe lane changes by other drivers
• Left-turn accidents (T-bone collisions)
• Speeding and reckless driving

One of the biggest challenges in motorcycle accident cases is the insurance company’s attempt to blame the rider. Texas uses the 51% comparative fault rule, which means if you’re found to be 51% or more at fault, you recover nothing. Insurance companies know this and will try to assign maximum fault to the motorcyclist.

Lupe Peña, our associate attorney, spent years making these exact arguments for insurance companies. Now, he uses that insider knowledge to counter these tactics and fight for maximum compensation for our motorcycle accident clients.

If you’ve been injured in a motorcycle accident in Selma, don’t let the insurance company blame you for the accident. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Pedestrian Accidents (300-500 words)

Pedestrians are among the most vulnerable road users, and accidents involving pedestrians often result in catastrophic injuries. In Texas, we see:

• 6,095 pedestrian crashes annually
• 768 pedestrian fatalities
• Pedestrians account for just 1% of crashes but 19% of all roadway deaths

In Bexar County and Selma, we see pedestrian accidents at busy intersections, in parking lots, and along roads without proper sidewalks or crosswalks.

What many people don’t realize is that pedestrians ALWAYS have the right-of-way at intersections in Texas, even at unmarked crosswalks. This is a critical legal point that most drivers don’t know – and insurance companies won’t tell you.

Common pedestrian injuries include:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken pelvis and leg bones
• Internal organ damage
• Fatalities

If you or a loved one has been struck by a vehicle while walking in Selma, call Attorney911 at 1-888-ATTY-911. We’ll fight to ensure you receive the compensation you deserve.

Rideshare Accidents (Uber/Lyft) (300-500 words)

Rideshare accidents involving Uber and Lyft vehicles have become increasingly common in Selma. These cases are particularly complex because the insurance coverage depends on what the driver was doing at the time of the accident.

Rideshare insurance coverage is divided into four phases:

1. Period 0 – Offline: App off, personal use

   • Coverage: Driver’s personal insurance only (Texas minimum: $30,000/$60,000/$25,000)

2. Period 1 – Waiting: App on, no ride request

   • Coverage: $50,000/$100,000/$25,000 contingent coverage

3. Period 2 – Accepted: Ride accepted, en route to pickup

   • Coverage: $1,000,000 liability

4. Period 3 – Transporting: Passenger in vehicle

   • Coverage: $1,000,000 liability

This complexity is why having an experienced rideshare accident attorney is critical. Lupe Peña, our associate attorney, understands these insurance phases from his years working for insurance companies. He knows how to identify the correct coverage and maximize your recovery.

If you’ve been injured in a rideshare accident in Selma, call Attorney911 at 1-888-ATTY-911 for a free consultation.

What to Do Immediately After an Accident in Selma

The actions you take in the first 48 hours after an accident can significantly impact your ability to recover compensation. Here’s what you should do:

First 6 Hours:

1. Ensure Safety: If you can move safely, get to a secure location away from traffic.
2. Call 911: Report the accident and request medical assistance if anyone is injured.
3. Seek Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask injuries.
4. Document Everything:
   • Take photos of all vehicle damage (from multiple angles)
   • Photograph the accident scene, road conditions, and traffic signals
   • Take photos of visible injuries
   • Screenshot any messages visible on your phone
5. Exchange Information:
   • Other driver’s name, phone number, address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, and color
6. Get Witness Information: Names and phone numbers of any witnesses.
7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

6-24 Hours After the Accident:

1. Preserve Digital Evidence: Save all texts, calls, photos, and videos related to the accident.
2. Secure Physical Evidence: Keep damaged clothing, glasses, or other personal items.
3. Request Medical Records: Get copies of all ER and hospital records.
4. Be Cautious with Insurance: Note any calls from insurance companies. Do NOT give recorded statements yet.
5. Protect Your Social Media: Make all profiles private and don’t post about the accident.

24-48 Hours After the Accident:

1. Consult with an Attorney: Contact Attorney911 for a free consultation.
2. Refer Insurance to Your Attorney: If insurance contacts you, refer them to your attorney.
3. Be Wary of Settlement Offers: Do NOT accept or sign anything without lawyer review.
4. Backup All Evidence: Upload all photos and documents to cloud storage.

Why Insurance Companies Are Not on Your Side

Insurance companies are businesses, and their primary goal is to protect their profits – not to ensure you receive fair compensation. Here are some of the tactics they use to minimize or deny your claim:

1. The Quick Contact and Recorded Statement Trap

Within hours or days of your accident, an insurance adjuster will contact you, often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

• “We just want to help you”
• “We need to get your side of the story”
• “This is routine, everyone does this”

What they’re really doing is building a case against you. They’ll ask leading questions designed to get you to:

• Minimize your injuries (“You’re feeling better now, right?”)
• Admit partial fault (“Were you distracted at all?”)
• Underestimate the impact (“It wasn’t that bad of an impact, was it?”)

Lupe Peña, our associate attorney, knows this tactic well – he used it himself when he worked for insurance companies. Now, he uses that insider knowledge to protect our clients from these traps.

2. The Quick Settlement Offer

Within days or weeks of your accident, the insurance company may offer you a quick settlement – often just a few thousand dollars. They create artificial urgency by saying:

• “This offer expires in 48 hours”
• “We can only get approval for this amount right now”
• “Take it or leave it”

The trap? You don’t know the full extent of your injuries yet. What might seem like a generous offer now could be woefully inadequate if you later discover you need surgery or long-term treatment.

One of our clients was offered $3,500 just days after their accident. They were in pain and desperate, so they accepted. Six weeks later, an MRI revealed a herniated disc requiring surgery that cost over $100,000. Because they had already signed a release, they couldn’t go back to the insurance company for additional compensation.

3. The “Independent” Medical Exam Scam

Months into your case, the insurance company may require you to attend an “Independent Medical Examination” (IME). What they don’t tell you is that this exam is anything but independent.

Insurance companies select doctors based on who gives them favorable reports, not who’s most qualified. These doctors are paid thousands of dollars per exam by insurance companies, creating a financial incentive to minimize your injuries.

At the IME, you’ll undergo a cursory 10-15 minute examination. The doctor will:

• Rarely review your complete medical records beforehand
• Ask questions designed to get you to say you’re feeling better
• Look for any reason to minimize your injuries

Common IME findings include:

• “Patient has pre-existing degenerative changes” (everyone over 40 has some arthritis)
• “Injuries consistent with minor trauma” (minimizing your pain)
• “Patient can return to full duty work” (eliminating lost wage claims)
• “Treatment has been excessive” (attacking your doctors)
• “Subjective complaints out of proportion to objective findings” (calling you a liar)

Lupe Peña knows these IME doctors personally – he hired them when he worked for insurance companies. Now, he uses that insider knowledge to challenge biased IME reports and fight for fair compensation.

4. Delay and Financial Pressure

Insurance companies know that the longer they can delay your claim, the more desperate you’ll become. They’ll say things like:

• “We’re still investigating your claim”
• “We’re waiting for medical records”
• “We need additional information”

While they delay, they’re earning interest on your settlement money. Meanwhile, you’re facing:

• Mounting medical bills
• Lost income from missed work
• Financial pressure from creditors

This financial desperation makes you more likely to accept a lowball settlement offer.

At Attorney911, we don’t let insurance companies drag out your case. We file lawsuits when necessary to force deadlines and set depositions to compel them to move forward.

5. Surveillance and Social Media Monitoring

Insurance companies hire private investigators to:

• Video you doing daily activities
• Film you at home, at stores, or running errands
• Look for any activity that contradicts your injury claims

They also monitor all your social media accounts:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat
• They screenshot everything: posts, photos, check-ins, comments, likes
• They monitor your friends’ profiles for posts mentioning you
• They use facial recognition to find photos you’re tagged in

We’ve seen cases where insurance companies have used:

• An old gym photo from years ago to claim recent activity
• A restaurant check-in to argue you’re “partying and having fun”
• A friend’s comment (“Had fun yesterday!”) as evidence of non-injury
• Video of a client walking their dog slowly to claim they’re “not disabled”
• A smiling family photo to argue you’re “not in pain”

Lupe Peña’s insider perspective is invaluable here. He’s reviewed hundreds of surveillance videos as a defense attorney and knows exactly what insurance companies are looking for.

6. Comparative Fault Arguments

Texas uses the 51% comparative fault rule, which means:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

Insurance companies know this and will try to assign maximum fault to you to reduce their payment. Even small fault percentages can cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Lupe Peña spent years making these comparative fault arguments for insurance companies. Now, he uses that knowledge to counter these tactics and fight for maximum compensation for our clients.

Texas Motor Vehicle Accident Laws You Need to Know

Understanding Texas law is crucial to protecting your rights after an accident. Here are the key legal concepts you need to know:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. For wrongful death claims, the 2-year clock starts from the date of death.

This deadline is absolute. If you miss it, your case is barred forever, and you lose the right to seek compensation.

Comparative Negligence (51% Rule)

Texas uses a modified comparative negligence system with a 51% bar:

• If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault)
• If you’re 51% or more at fault, you recover nothing

For example:

• If you’re 20% at fault in a $100,000 case, you can recover $80,000
• If you’re 51% at fault in a $100,000 case, you recover $0

Insurance companies will try to maximize your fault percentage to reduce their payment. Having an experienced attorney is crucial to countering these arguments.

Minimum Auto Insurance Requirements

Texas requires all drivers to carry minimum insurance coverage:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

However, 15.4% of Texas drivers are uninsured. That’s why Uninsured/Underinsured Motorist (UM/UIM) coverage is so important.

Dram Shop Liability

Texas Dram Shop Law (Texas Alcoholic Beverage Code § 2.02) allows you to hold bars, restaurants, and other establishments liable if they served alcohol to someone who was obviously intoxicated and that person later caused an accident.

Wrongful Death vs. Survival Actions

If you’ve lost a loved one in an accident, you may be able to pursue two types of claims:

1. Wrongful Death Claim: Brought by surviving family members for their own damages (loss of companionship, financial support, etc.)
2. Survival Action: Brought on behalf of the deceased’s estate for damages the deceased would have recovered if they had survived (pain and suffering before death, medical bills, etc.)

The Types of Compensation You Can Recover

If you’ve been injured in a motor vehicle accident in Selma, you may be entitled to several types of compensation:

Economic Damages (No Cap in Texas)

• Medical Expenses (Past): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, medical equipment
• Medical Expenses (Future): Ongoing treatment, future surgeries, lifetime medications, long-term care
• Lost Wages (Past): Income lost from the date of accident to present
• Lost Earning Capacity (Future): Reduced ability to earn income in the future
• Property Damage: Vehicle repair or replacement, personal property
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

• Pain and Suffering: Physical pain from injuries, both past and future
• Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD
• Physical Impairment: Loss of physical function, disability, limitations
• Disfigurement: Scarring, permanent visible injuries affecting appearance
• Loss of Consortium: Impact on marriage/family relationships
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive Damages (Capped)

Available in cases of gross negligence, fraud, or malice. Common in drunk driving cases. Capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Why Choose Attorney911 for Your Selma Car Accident Case

When you’re facing the aftermath of a serious accident, you need more than just any attorney – you need a team that will fight aggressively for your rights while providing the personal attention you deserve. Here’s what sets Attorney911 apart:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s most powerful competitive advantage. Lupe Peña spent years working for insurance companies, where he:

• Calculated claim values using software like Colossus
• Set reserve amounts (the maximum the company would pay)
• Selected IME doctors who would provide favorable reports
• Developed delay tactics to pressure claimants into accepting lowball offers
• Made comparative fault arguments to reduce payouts

Now, he uses that insider knowledge to fight for accident victims. He knows:

• How insurance companies value claims
• Which IME doctors they favor (and how to counter their reports)
• How to present medical records to maximize claim value
• When Colossus software is undervaluing a case
• How to increase reserve amounts to create leverage

This advantage is truly unique – no other firm in Selma has a former insurance defense attorney on their team.

2. Multi-Million Dollar Results

At Attorney911, we don’t just talk about results – we prove them with specific case outcomes:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions
• At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation
• In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement

These aren’t just generic “good results” – they’re specific, documented outcomes that demonstrate our ability to handle complex, high-value cases.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This federal court admission is crucial for several reasons:

• Complex cases often end up in federal court
• FMCSA trucking regulations are federal, making federal court experience essential for trucking cases
• Cases with out-of-state defendants often fall under federal diversity jurisdiction
• Federal court requires different skills and procedures than state court

Our firm was also one of the few involved in BP explosion litigation, demonstrating our capability to handle complex cases against billion-dollar corporations.

4. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello and Lupe Peña – not just paralegals or case managers. Our clients consistently praise our personal approach:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” – Dame Haskett

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

This personal attention is what sets us apart from high-volume firms where you’re just a case number.

5. Contingency Fee – No Risk to You

We don’t get paid unless we win your case. There are:

• No upfront costs
• No hourly fees
• No retainers
• No financial risk to you

If we don’t recover compensation for you, you owe us nothing. This allows you to get the experienced legal representation you need without worrying about how to pay for it.

Frequently Asked Questions About Selma Car Accidents

Immediate After Accident

1. What should I do immediately after a car accident in Selma?

If you’ve been in an accident in Selma:

• Call 911 and report the accident
• Seek medical attention even if you feel fine (adrenaline masks injuries)
• Document everything: photos of damage, injuries, and the scene
• Exchange information with the other driver
• Get witness names and phone numbers
• Do NOT give a recorded statement to any insurance company
• Call Attorney911 at 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

Absolutely. Many serious injuries don’t show symptoms immediately:

• Traumatic brain injuries can take days to manifest
• Internal bleeding may not be obvious
• Herniated discs may not cause pain for weeks
• Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

• Other driver: name, phone, address, driver’s license, insurance
• Vehicle: make, model, color, license plate
• Witnesses: names and phone numbers
• Photos: all vehicle damage, injuries, road conditions, traffic signals
• Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

• Exchange information only
• Do NOT discuss fault
• Do NOT apologize or say “I’m sorry” (can be used as admission)
• Do NOT give your opinion on what happened
• Stick to facts only

6. How do I obtain a copy of the accident report?

In Selma, you can obtain the police report from the Selma Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

• Someone else was at fault (even partially)
• You suffered injuries or damages
• There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of accident for personal injury, 2 years from date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering
2. Medical treatment to MMI
3. Demand letter to insurance
4. Negotiation
5. Lawsuit if necessary
6. Discovery
7. Mediation
8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

• Medical expenses (past and future)
• Lost wages and earning capacity
• Pain and suffering
• Mental anguish
• Physical impairment
• Disfigurement
• Loss of enjoyment of life
• Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on contingency: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney
• Accepting a quick settlement
• Delaying medical treatment
• Gaps in treatment
• Posting on social media
• Signing releases or authorizations
• Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. “Eggshell plaintiff” rule: Defendant takes victim as they find them.

We hire medical experts to prove the difference between your condition before and after the accident.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch.

Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation.

Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on:

• Injury severity
• Permanency
• Impact on life
• Clear liability

For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering.

Lupe calculated these for years as an insurance defense attorney – he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply.

These cases are complex – you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately – the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL – most footage is deleted within 7-30 days.

We send preservation letters immediately to secure this evidence. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant – can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses.

Lupe is fluent in Spanish, and our staff includes bilingual team members. Call 1-888-ATTY-911 – we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a myth.

We prove fault through:

• Surveillance video
• Witness statements
• Damage analysis
• Traffic patterns

Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving).

These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets.

Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Selma-Specific Legal Resources

As your local Selma car accident attorneys, we’re familiar with the specific courts, hospitals, and resources in our community:

Courts Serving Selma:

• Bexar County Civil District Courts
• Bexar County Justice of the Peace Courts
• U.S. District Court, Western District of Texas (San Antonio Division)

Nearby Hospitals and Trauma Centers:

• University Hospital (Level I Trauma Center) – San Antonio
• Methodist Hospital (Level II Trauma Center) – San Antonio
• Baptist Medical Center – San Antonio
• Northeast Baptist Hospital – San Antonio
• Christus Santa Rosa Hospital – New Braunfels

Dangerous Roads and Intersections in Selma:

• I-35 corridor through Selma (high truck traffic)
• Loop 1604 and Judson Road intersection
• FM 1604 and Lookout Road
• FM 78 and Nacogdoches Road
• I-35 and FM 3009 (near Forum Shopping Center)

Local Law Enforcement Agencies:

• Selma Police Department
• Bexar County Sheriff’s Office
• Texas Department of Public Safety (DPS)

Call Attorney911 Now for Your Free Consultation

If you or a loved one has been injured in a motor vehicle accident in Selma, Texas, don’t wait to get the help you need. Evidence disappears daily, and insurance companies are already building their case against you.

Call Attorney911 now at 1-888-ATTY-911 (1-888-288-9911) for a free, no-obligation consultation. We don’t get paid unless we win your case, so there’s no risk to you.

Our team is ready to:

• Investigate your accident immediately
• Preserve critical evidence before it’s lost
• Handle all communications with insurance companies
• Fight for the maximum compensation you deserve
• Guide you through every step of the legal process

Remember, when you call 1-888-ATTY-911, you’re not just calling a law firm – you’re calling a legal emergency line staffed by experienced attorneys who are ready to fight for you.

Hablamos Español. Lupe Peña and our bilingual staff are ready to assist Spanish-speaking clients.

Don’t let the insurance company take advantage of you. Call Attorney911 today at 1-888-ATTY-911 and let us fight for the compensation you deserve.