Motor Vehicle Accident Lawyers in Splendora, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Splendora, Texas, We’re Here to Help

Every 57 seconds, a motor vehicle crash occurs somewhere in Texas. In Splendora and across Montgomery County, these accidents leave victims with devastating injuries, mounting medical bills, and overwhelming uncertainty. If you’ve been hurt in a car wreck, truck collision, or any other type of motor vehicle accident in Splendora, you don’t have to face this alone. At Attorney911, we understand the physical, emotional, and financial toll these accidents take on victims and their families. With over 25 years of experience fighting for accident victims across Texas, we’re ready to stand by your side and fight for the compensation you deserve.

Why Splendora Accident Victims Trust Attorney911

Splendora may be a small community, but the roads here see their share of serious accidents. Whether you’re traveling on FM 2090, Highway 59, or the local streets around Splendora High School, the risk of a collision is real. When accidents happen, the aftermath can be chaotic and confusing. Insurance companies move quickly to protect their own interests—not yours. That’s where we come in.

At Attorney911, we’re not just any law firm. We’re a team of dedicated legal professionals with deep roots in Texas and a track record of success in even the most complex motor vehicle accident cases. Our managing partner, Ralph Manginello, has been practicing law in Texas since 1998, and his extensive experience includes handling cases in federal court and taking on billion-dollar corporations in high-stakes litigation like the BP explosion case. But what truly sets us apart is our unique advantage: our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies operate from the inside. This insider knowledge is your advantage.

When you call Attorney911, you’re not just hiring a lawyer—you’re gaining a team that knows how to counter the tactics insurance companies use to minimize or deny your claim. We’ve recovered millions for our clients, and we’re ready to fight for you.

Common Types of Motor Vehicle Accidents in Splendora, Texas

Motor vehicle accidents can happen anywhere, but certain types of collisions are more common in Splendora and the surrounding areas. Here’s what you need to know about the most frequent types of accidents we handle:

Car Accidents in Splendora

Car accidents are the most common type of motor vehicle collision in Splendora. In 2024 alone, Texas saw 251,977 people injured in motor vehicle crashes, with one crash occurring every 57 seconds. In Montgomery County, these accidents often happen at busy intersections, on rural roads where speeding is common, or during rush hour on Highway 59.

Common causes of car accidents in Splendora include:

• Distracted driving (texting, using a phone, or other distractions)
• Speeding, especially on rural roads like FM 2090
• Failure to yield the right of way at intersections
• Drunk or impaired driving
• Poor weather conditions, such as rain or fog

Injuries from car accidents can range from minor to life-altering, including:

• Whiplash and soft tissue injuries
• Herniated or bulging discs
• Broken bones and fractures
• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Internal organ damage
• Emotional trauma and PTSD

One of our recent cases involved a client whose leg was injured in a car accident. During treatment, staff infections developed, leading to a partial amputation. This case settled in the millions—not the $50,000 the insurance company initially offered.

If you’ve been injured in a car accident in Splendora, don’t let the insurance company lowball your claim. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

18-Wheeler and Trucking Accidents

Splendora’s proximity to Highway 59 and other major roadways means that large commercial trucks are a common sight. Unfortunately, these massive vehicles also pose a significant risk to smaller passenger cars. In 2024, Texas saw 39,393 commercial motor vehicle crashes, resulting in 608 fatalities and 1,601 serious injuries. Texas accounts for 11% of all fatal truck crashes in the United States, making it one of the most dangerous states for trucking accidents.

Why are trucking accidents so devastating? The sheer size and weight of an 18-wheeler—up to 80,000 pounds—can cause catastrophic damage in a collision with a typical passenger vehicle. These accidents often result in severe injuries, including:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Amputations
• Severe burns
• Wrongful death

Trucking companies and their insurers are well-prepared to defend against accident claims. They may argue that the driver wasn’t at fault, that the accident was unavoidable, or that your injuries aren’t as severe as you claim. That’s why you need a legal team with the experience and resources to fight back.

At Attorney911, we understand the complexities of trucking accident cases. We know how to investigate these accidents thoroughly, including:

• Reviewing the truck’s electronic logging device (ELD) data to check for hours-of-service violations
• Examining the trucking company’s maintenance records for negligence
• Interviewing witnesses and reconstructing the accident scene
• Identifying all liable parties, including the driver, trucking company, cargo loader, and manufacturer

Our firm has helped numerous families recover millions of dollars in compensation for trucking-related wrongful death cases. We’re not afraid to take on large trucking companies or their insurance providers, and we’ll fight to hold them accountable for their negligence.

If you or a loved one has been injured in a trucking accident in Splendora, don’t wait. Evidence can disappear quickly, and the trucking company’s legal team is already building their defense. Call Attorney911 at 1-888-ATTY-911 today.

Drunk Driving Accidents

Drunk driving is a serious problem in Texas, and Splendora is no exception. In 2024, alcohol-impaired driving was responsible for 1,053 deaths in Texas—25.37% of all traffic fatalities. These accidents are 100% preventable, yet they continue to devastate families across Montgomery County.

If you’ve been injured by a drunk driver, you may be entitled to compensation not only from the driver but also from the establishment that served them alcohol. Under Texas’s dram shop laws (Texas Alcoholic Beverage Code § 2.02), bars, restaurants, and liquor stores can be held liable if they served alcohol to someone who was obviously intoxicated and that person later caused an accident.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• A strong odor of alcohol

Drunk driving cases are often stronger than other types of accident claims because:

• The driver’s negligence is clear (driving under the influence is illegal)
• Punitive damages may be available (to punish the driver for gross negligence)
• Multiple parties may be liable (the driver and the establishment that served them)

Our firm has a proven track record in drunk driving cases. Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of these cases. We’ve successfully handled DWI-related cases, including securing dismissals for clients charged with DWI—proving our ability to investigate thoroughly and challenge weak evidence.

If you’ve been injured by a drunk driver in Splendora, don’t let the insurance company minimize your claim. Call Attorney911 at 1-888-ATTY-911 to discuss your options.

Motorcycle Accidents

Motorcycle accidents are particularly dangerous due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets. Montgomery County has its share of motorcycle accidents, often occurring on rural roads where drivers fail to see motorcyclists or misjudge their speed.

Common causes of motorcycle accidents in Splendora include:

• Drivers failing to yield the right of way to motorcyclists
• Distracted or inattentive drivers
• Unsafe lane changes by drivers
• Left-turn accidents (when a driver turns left in front of an oncoming motorcycle)
• Speeding and reckless driving

Motorcycle accidents often result in severe injuries, such as:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones and road rash
• Amputations
• Fatalities

Insurance companies often try to blame motorcyclists for accidents, arguing that they were speeding, weaving between lanes, or otherwise at fault. Texas’s 51% comparative negligence rule means that if you’re found to be 51% or more at fault for the accident, you won’t recover any compensation. That’s why it’s critical to have an experienced attorney on your side who knows how to counter these arguments.

Lupe Peña, our associate attorney, spent years working for insurance companies. He knows exactly how they try to shift blame onto motorcyclists—and he knows how to fight back. We’ll gather evidence to prove the other driver’s negligence and maximize your compensation.

If you’ve been injured in a motorcycle accident in Splendora, call Attorney911 at 1-888-ATTY-911. We don’t get paid unless we win your case.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users, and accidents involving pedestrians often result in catastrophic injuries. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Pedestrians account for just 1% of all crashes but 19% of all roadway deaths.

In Splendora, pedestrian accidents can happen anywhere, from busy intersections to residential streets. Common causes include:

• Drivers failing to yield the right of way at crosswalks
• Distracted or impaired drivers
• Speeding, especially in school zones
• Poor visibility due to weather or inadequate lighting

Under Texas law, pedestrians always have the right of way at intersections—even unmarked crosswalks. If a driver fails to yield and strikes a pedestrian, they can be held liable for the injuries they cause.

Pedestrian accidents often result in severe injuries, including:

• Traumatic brain injuries (TBI)
• Spinal cord injuries and paralysis
• Broken bones, particularly in the pelvis and legs
• Internal organ damage
• Fatalities

If you or a loved one has been struck by a vehicle while walking in Splendora, you need an attorney who understands the unique challenges of pedestrian accident cases. At Attorney911, we’ll investigate the accident thoroughly, gather evidence, and fight for the compensation you deserve.

Call us today at 1-888-ATTY-911 for a free consultation.

Rideshare Accidents (Uber/Lyft)

Rideshare services like Uber and Lyft have become a common way to get around Splendora and the greater Houston area. However, rideshare accidents present unique challenges when it comes to insurance coverage and liability. The amount of compensation you can recover depends on the driver’s status at the time of the accident.

Rideshare Insurance Phases:

Phase	Driver Status	Coverage Available
Phase 0	App off, personal use	Driver’s personal insurance ($30K/$60K/$25K minimum in Texas)
Phase 1	App on, waiting for ride request	Contingent coverage ($50K/$100K/$25K)
Phase 2	Ride accepted, en route to pickup	Full commercial coverage ($1,000,000 liability)
Phase 3	Passenger in vehicle	Full commercial coverage ($1,000,000 liability)

Who Can Be Injured in a Rideshare Accident?

• 21% of victims are riders
• 21% are rideshare drivers
• 58% are third parties (other drivers, pedestrians, or passengers in other vehicles)

If you’ve been injured in a rideshare accident, determining which insurance policy applies can be complicated. Lupe Peña, our former insurance defense attorney, knows how to navigate this complex system and maximize your recovery.

Call Attorney911 at 1-888-ATTY-911 if you’ve been injured in a rideshare accident in Splendora.

Hit and Run Accidents

Hit and run accidents are a growing problem in Texas. Nationally, someone is involved in a hit and run every 43 seconds. In Texas, leaving the scene of an accident is a serious crime, with penalties ranging from misdemeanors to felonies depending on the severity of the accident.

Texas Penalties for Hit and Run:

Severity	Charge	Penalty
Death	2nd Degree Felony	2-20 years in prison, up to $10,000 fine
Serious Bodily Injury	3rd Degree Felony	2-10 years in prison, up to $10,000 fine
Minor Injury	State Jail Felony	Up to 5 years in jail, up to $5,000 fine
Property Damage ≥ $200	Class B Misdemeanor	Up to 6 months in jail, up to $2,000 fine

If you’ve been injured in a hit and run accident in Splendora, you may still be able to recover compensation through your own uninsured motorist (UM) coverage. UM coverage is designed to protect you when the at-fault driver is unidentified or uninsured.

Evidence is critical in hit and run cases. Surveillance footage from nearby businesses, traffic cameras, and doorbell cameras can help identify the fleeing driver. However, this footage is often deleted within 7-30 days. That’s why it’s essential to act quickly.

At Attorney911, we send preservation letters to businesses and government entities to secure evidence before it’s lost. We also work with law enforcement to track down the at-fault driver and pursue all available insurance coverage.

If you’ve been injured in a hit and run accident in Splendora, call us immediately at 1-888-ATTY-911. Time is of the essence.

Delivery Vehicle Accidents (Amazon, FedEx, UPS)

With the rise of online shopping, delivery vehicle accidents have become more common in Splendora and across Texas. Companies like Amazon, FedEx, and UPS rely on a vast network of delivery drivers, many of whom are under pressure to meet tight deadlines. This can lead to reckless driving and serious accidents.

Key Verdicts in Delivery Vehicle Cases:

• 2024 Georgia Case: $16.2 million awarded to a child struck by an Amazon delivery van. Amazon was found 85% responsible.
• 2024 Lopez v. All Points 360: $105 million verdict against an Amazon Delivery Service Partner (DSP) for a fatal accident caused by an unlicensed and untrained driver.

Amazon DSP Liability:
Amazon’s DSPs are contractually required to “defend and indemnify” Amazon for accidents involving their drivers. However, these drivers often have higher safety violation rates than average motor carriers, and their business model can encourage dangerous behavior.

If you’ve been injured by a delivery vehicle in Splendora, you may be entitled to compensation from multiple sources, including:

• The delivery driver
• The delivery company (Amazon, FedEx, UPS, etc.)
• The vehicle manufacturer (if a defect contributed to the accident)

At Attorney911, we have the experience and resources to take on large corporations and their insurance companies. We’ll investigate the accident thoroughly, identify all liable parties, and fight for the compensation you deserve.

Call us today at 1-888-ATTY-911 if you’ve been injured in a delivery vehicle accident.

Tesla and Autopilot Accidents

Tesla’s Autopilot and Full Self-Driving (FSD) features have been involved in numerous accidents, some of them fatal. In 2025, a Miami jury awarded $240 million to the family of a victim killed in a Tesla crash, marking one of the largest verdicts against the company.

Notable Tesla Autopilot Crashes:

• May 2016, Florida: Joshua Brown was killed when his Tesla Model S failed to detect a white 18-wheeler crossing its path.
• March 2018, California: Apple engineer Walter Huang was killed when his Tesla crashed into a highway barrier. The case settled in April 2024.
• August 2025, Miami: A $240 million jury verdict was awarded in a fatal crash involving Tesla’s Autopilot system.

Key Liability Arguments in Tesla Cases:

1. Misleading Marketing: Tesla has marketed its Autopilot and FSD systems as safer than human drivers, fostering overconfidence among users.
2. Overreliance on Technology: Drivers may become complacent, assuming the system will handle all aspects of driving.
3. Known Defects: Tesla has been aware of defects in its systems, such as the inability to detect emergency vehicles, but has relied on over-the-air software updates rather than comprehensive fixes.
4. Failure to Warn: Tesla has not adequately warned drivers about the limitations of its systems.

If you’ve been injured in an accident involving a Tesla or another autonomous vehicle in Splendora, you need an attorney with experience in product liability cases. Ralph Manginello’s admission to federal court and our firm’s involvement in complex litigation like the BP explosion case make us uniquely qualified to handle these high-stakes claims.

Call Attorney911 at 1-888-ATTY-911 if you’ve been injured in a Tesla or Autopilot accident.

Work Zone and Construction Zone Accidents

Work zones are inherently dangerous, and accidents in these areas are on the rise. In 2024, Texas saw nearly 28,000 crashes in work zones, resulting in 215 deaths—a 12% increase from the previous year. Nationally, work zone fatalities have increased by 50% over the past decade.

Common Causes of Work Zone Accidents:

• Speeding through construction zones
• Distracted driving
• Failure to obey traffic control devices
• Improper lane changes
• Driver fatigue

A Real-Life Tragedy:
Katrina Bond, a college student, slowed for work zone traffic on I-35 near Fort Worth. The driver of a heavy pickup truck—who admitted to receiving a text message—rear-ended her, pushing her car into the path of another truck. Katrina did not survive.

If you’ve been injured in a work zone accident in Splendora, you may be entitled to compensation from:

• The negligent driver
• The construction company (if poor signage or unsafe conditions contributed to the accident)
• The government entity responsible for the roadway (if poor design or maintenance was a factor)

At Attorney911, we understand the complexities of work zone accident cases. We’ll investigate the accident thoroughly, identify all liable parties, and fight for the compensation you deserve.

Call us today at 1-888-ATTY-911.

What to Do Immediately After a Motor Vehicle Accident in Splendora

The moments after a motor vehicle accident can be chaotic and overwhelming. However, the actions you take in the first 48 hours can significantly impact your ability to recover compensation for your injuries. Here’s what you should do:

Hour 1-6: Immediate Crisis Response

1. Ensure Safety: If you can move safely, get to a secure location away from traffic.
2. Call 911: Report the accident and request medical assistance if anyone is injured.
3. Seek Medical Attention: Even if you feel fine, get checked by a medical professional. Adrenaline can mask injuries, and some symptoms may not appear for days or weeks.
4. Document Everything:
   • Take photos of all vehicle damage (every angle)
   • Photograph the accident scene, road conditions, and traffic signals
   • Take photos of visible injuries
   • Screenshot any messages visible on your phone (do not delete anything)
5. Exchange Information:
   • Other driver’s name, phone number, and address
   • Insurance company and policy number
   • Driver’s license number
   • License plate number
   • Vehicle make, model, and color
6. Gather Witness Information:
   • Get names and phone numbers of any witnesses
   • Ask if they saw what happened
   • Record their statements if possible
7. Call Attorney911: 1-888-ATTY-911 for immediate legal guidance before speaking to any insurance company.

Hour 6-24: Evidence Preservation

1. Preserve Digital Evidence:
   • Do not delete any texts, calls, photos, or videos related to the accident
   • Screenshot everything relevant
   • Email copies to yourself for backup
2. Secure Physical Evidence:
   • Keep damaged clothing, glasses, or other personal items
   • Save receipts for any expenses (towing, rental car, medications)
   • Do not repair your vehicle yet—preserve the damage
3. Medical Records:
   • Request copies of all ER and hospital records
   • Keep all discharge paperwork
   • Follow up with your primary care physician within 24-48 hours
4. Insurance Communications:
   • Note any calls from insurance companies
   • Do not give recorded statements yet
   • Do not sign anything
   • Do not accept any settlement offers
   • Say: “I need to speak with my attorney first.”
5. Social Media:
   • Make all profiles private immediately
   • Do not post about the accident
   • Do not post photos of injuries or activities
   • Tell friends and family not to tag you in posts

Hour 24-48: Strategic Decisions

1. Legal Consultation:
   • Speak with an experienced motor vehicle accident attorney
   • Call Attorney911 at 1-888-ATTY-911 for a free consultation
   • Have your documentation ready
2. Insurance Response:
   • If the insurance company contacts you, refer them to your attorney
   • Say: “My attorney will be in touch with you.”
   • Provide only basic information (name, date of accident, that you were involved)
3. Settlement Offers:
   • Do not accept or sign anything without your lawyer’s review
   • Early offers are always lowball offers
   • You don’t know the full extent of your injuries yet
4. Evidence Backup:
   • Upload all screenshots and photos to cloud storage
   • Email copies to yourself and a family member
   • Create a written timeline of events while your memory is fresh

Week One: Priorities

1. Medical Follow-Up:
   • Continue documenting all injuries
   • See specialists if recommended
   • Follow all doctor’s recommendations (insurance companies watch for gaps in treatment)
   • Get written work restrictions if needed
2. Investigation Begins:
   • Your attorney will obtain the police report
   • Preservation letters will be sent to all parties
   • Surveillance footage will be secured before it’s deleted
   • Witness statements will be recorded
3. Communication:
   • Your attorney will handle all insurance communications
   • You focus on your recovery
   • Document any pressure from the insurance company or other parties

Why Evidence Disappears So Quickly

Evidence doesn’t last forever. In fact, critical evidence can disappear within days or weeks of your accident. Here’s what you need to know about the evidence deterioration timeline:

Day 1-7:

• Witness Memories: Witness memories are at their peak immediately after the accident but begin fading quickly. Details become uncertain, and witnesses may become harder to locate as days pass.
• Physical Evidence: Skid marks fade, debris is cleared, and the accident scene is cleaned up.

Day 7-30:

• Surveillance Footage Deleted:
  • Gas stations: 7-14 days
  • Retail stores: 30 days
  • Ring doorbells: 30-60 days
  • Traffic cameras: 30 days
  • Once deleted, this footage is gone forever.
• Witnesses: Witnesses may change jobs, move, or become unreachable.
• Scene Changes: Road repairs, new striping, and adjusted traffic signals can alter the accident scene.

Month 1-2:

• Insurance Companies Solidify Their Defense: Adjusters build their case against you while you’re still recovering.
• Vehicle Repairs: Once your vehicle is repaired, critical evidence from the damage is destroyed.

Month 2-6:

• Trucking Electronic Data Deleted:
  • ELD (Electronic Logging Device) data: 30-180 days
  • Black box data: Can be automatically overwritten
  • GPS/telematics data: Varies by company
• Cell Phone Records: Harder to obtain as time passes.
• Social Media: Posts may be deleted, and accounts deactivated.

Month 6-12:

• Witnesses: Memories degrade significantly, and witnesses may become impossible to locate.
• Medical Evidence: Harder to link injuries to the accident.
• Treatment Gaps: Insurance companies use gaps in treatment against you.
• Financial Desperation: Mounting bills make you vulnerable to lowball settlement offers.

Month 12-24:

• Approaching Statute of Limitations: The 2-year deadline creates pressure to settle.
• Evidence Severely Degraded: The longer you wait, the harder it is to build a strong case.
• Case Value Diminished: Insurance companies know you’re desperate and may offer less.

Don’t wait. Call Attorney911 at 1-888-ATTY-911 as soon as possible to preserve your evidence and protect your rights.

Texas Motor Vehicle Accident Law: What You Need to Know

Navigating the legal system after a motor vehicle accident can be confusing. Here’s what you need to know about Texas law and how it affects your case:

Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is absolute—if you miss it, your case will be barred forever, and you won’t be able to recover any compensation. There are a few exceptions to this rule:

• Discovery Rule: If you didn’t discover your injury immediately, the statute of limitations may start from the date you discovered or should have discovered the injury.
• Minors: The statute of limitations is tolled (paused) until the minor turns 18, at which point they have 2 years to file.
• Defendant Absence: If the defendant leaves Texas, the statute of limitations may be tolled during their absence.

Don’t wait until the last minute. Evidence disappears, and the insurance company is already building its defense. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

Comparative Negligence (51% Bar Rule)

Texas uses a modified comparative negligence system with a 51% bar rule. This means:

• If you are 50% or less at fault for the accident, you can recover damages, but your compensation will be reduced by your percentage of fault.
• If you are 51% or more at fault, you cannot recover any compensation.

Example:

Your Fault %	Case Value	Your Recovery
0%	$100,000	$100,000
10%	$100,000	$90,000
25%	$250,000	$187,500
40%	$500,000	$300,000
50%	$500,000	$250,000
51%	$500,000	$0

Insurance companies will try to assign as much fault to you as possible to reduce their payment. Even small percentages of fault can cost you thousands of dollars. For example:

• 10% fault on a $100,000 case = $10,000 less for you
• 25% fault on a $250,000 case = $62,500 less for you
• 40% fault on a $500,000 case = $200,000 less for you

Lupe Peña, our former insurance defense attorney, knows how insurance companies try to shift blame. He spent years making these arguments for insurance companies—now he fights against them.

Texas Minimum Auto Insurance Requirements

Texas is an at-fault state, meaning the at-fault driver’s insurance is responsible for covering the damages they cause. Texas requires all drivers to carry minimum auto insurance coverage:

Coverage	Minimum Required
Bodily Injury – Per Person	$30,000
Bodily Injury – Per Accident	$60,000
Property Damage – Per Accident	$25,000

Uninsured/Underinsured Motorist (UM/UIM) Coverage:

• 15.4% of U.S. motorists are uninsured (approximately 1 in 7 drivers).
• UM/UIM coverage protects you if the at-fault driver is uninsured or doesn’t have enough insurance to cover your damages.
• Texas allows inter-policy stacking, which means you can combine coverage from multiple policies to maximize your recovery.

Dram Shop Liability (Texas Alcoholic Beverage Code § 2.02)

If you’ve been injured by a drunk driver, you may be able to hold the establishment that served them alcohol liable under Texas’s dram shop laws. To prove dram shop liability, you must show:

1. The establishment served alcohol to someone who was obviously intoxicated at the time of service.
2. The over-service was the proximate cause of the accident and your damages.

Signs of obvious intoxication include:

• Slurred speech
• Bloodshot or glassy eyes
• Unsteady gait or stumbling
• Impaired coordination
• Aggressive or erratic behavior
• Strong odor of alcohol

Potentially liable parties include:

• Bars and nightclubs
• Restaurants that serve alcohol
• Liquor stores
• Event organizers (concerts, festivals, sporting events)
• Social hosts (in limited circumstances)

Punitive damages may be available in dram shop cases, as drunk driving is considered gross negligence.

Proving Liability: How We Build Your Case

To win your motor vehicle accident case, we must prove that the other driver was negligent and that their negligence caused your injuries. Here’s how we do it:

The Four Elements of Negligence

1. Duty of Care: All drivers have a legal duty to operate their vehicles safely and obey traffic laws.
2. Breach of Duty: The at-fault driver violated their duty of care (e.g., speeding, running a red light, texting while driving).
3. Causation: The breach of duty directly caused your injuries.
4. Damages: You suffered actual harm (physical, financial, or emotional).

Types of Evidence We Use

1. Physical Evidence:

   • Photos of vehicle damage, skid marks, and road conditions
   • Damaged personal property (clothing, glasses, phone)
   • Weather and road conditions at the time of the accident

2. Documentary Evidence:

   • Police accident report
   • 911 call recordings
   • Traffic camera footage
   • Surveillance footage from nearby businesses
   • Medical records and bills
   • Employment records (for lost wage claims)

3. Electronic Evidence:

   • Electronic Logging Device (ELD) data from trucks
   • Vehicle black box/Event Data Recorder (EDR) data
   • GPS and telematics data
   • Dashcam footage
   • Cell phone records (to prove distraction)

4. Testimonial Evidence:

   • Witness statements
   • Expert witness testimony (accident reconstructionists, medical experts)
   • Your own testimony about the accident and your injuries

Multiple Liable Parties

In many motor vehicle accident cases, more than one party may be liable for your injuries. For example:

• Trucking Accidents: The truck driver, trucking company, cargo loader, vehicle manufacturer, and maintenance company may all share liability.
• Rideshare Accidents: The rideshare driver, rideshare company (Uber/Lyft), other at-fault drivers, and vehicle owner may be liable.
• Drunk Driving Accidents: The drunk driver, the bar or restaurant that served them, and the liquor store may all be liable.

The more liable parties we identify, the more insurance policies we can tap into to maximize your recovery.

Damages: What You Can Recover

If you’ve been injured in a motor vehicle accident, you may be entitled to compensation for a variety of damages. Here’s what you can recover:

Economic Damages (No Cap in Texas)

Economic damages are quantifiable financial losses, including:

• Medical Expenses (Past and Future): ER visits, hospital stays, surgeries, doctor visits, physical therapy, medications, and medical equipment.
• Lost Wages (Past and Future): Income lost due to time off work, as well as reduced earning capacity if you can’t return to your previous job.
• Property Damage: Repair or replacement of your vehicle and other personal property.
• Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, and household help.

Non-Economic Damages (No Cap Except Medical Malpractice)

Non-economic damages compensate you for intangible losses, including:

• Pain and Suffering: Physical pain from your injuries, both past and future.
• Mental Anguish: Emotional distress, anxiety, depression, fear, and PTSD.
• Physical Impairment: Loss of physical function, disability, or limitations.
• Disfigurement: Scarring or permanent visible injuries that affect your appearance.
• Loss of Consortium: The impact on your marriage or family relationships, including loss of companionship.
• Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed.

Punitive Damages (Capped in Texas)

Punitive damages are available in cases involving gross negligence, fraud, or malice. They are designed to punish the defendant and deter similar conduct. In Texas, punitive damages are capped at the greater of:

• $200,000, OR
• 2x economic damages + 1x non-economic damages (capped at $750,000 for the non-economic portion).

Punitive damages are often available in drunk driving cases, as driving under the influence is considered gross negligence.

Insurance Company Tactics: How They Try to Screw You

Insurance companies are not on your side. Their goal is to pay you as little as possible—or nothing at all. Here are the tactics they use to minimize or deny your claim:

Tactic #1: Quick Contact and Recorded Statement

What They Do:
Within days of your accident, the insurance adjuster will contact you and ask for a recorded statement. They’ll act friendly and helpful, saying things like:

• “We just want to help you.”
• “We need your side of the story to process your claim.”
• “This is routine—everyone does this.”
• “It’ll only take a few minutes.”

What They’re Really Doing:
They’re building their defense against you. They’ll ask leading questions designed to get you to say things that hurt your case, such as:

• “You’re feeling better now, right?” (Trap: You say you’re improving, even if you’re not.)
• “It wasn’t that bad of an impact, was it?” (Trap: You minimize the collision severity.)
• “You were able to walk away from the scene?” (Trap: You suggest your injuries aren’t serious.)
• “Were you distracted at all?” (Trap: You admit to distraction, even if you weren’t.)
• “How fast were you going?” (Trap: You overestimate your speed or say “I don’t know.”)

Everything you say is recorded, transcribed, and used against you. You cannot take it back.

How Attorney911 Counters:

• Do not give a recorded statement without an attorney.
• Once you hire Attorney911, we become your voice. All calls go through us.
• We prepare you properly if a statement becomes necessary.
• Lupe Peña knows their questions because he asked them for years as a defense attorney.

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks of your accident, the insurance company will offer you a quick settlement, typically between $2,000 and $15,000. They’ll create artificial urgency, saying things like:

• “This offer expires in 48 hours.”
• “I can only get approval for this amount right now.”
• “Take it or leave it.”
• “This is our final offer.” (It’s not.)

The Trap:
You don’t know the full extent of your injuries yet. Here’s what can happen:

Timeline	What Happens	Result
Day 3	Insurance offers $3,500 “final settlement.”	You’re desperate, in pain, and scared.
You sign the release.	You think it’s over.
Week 6	MRI shows herniated disc requiring surgery.	Surgery costs $100,000.
Too late.	You signed a release—you can’t reopen the claim.
You pay $100,000 out of pocket.	Insurance pays nothing more.

The release is permanent and final. Once you sign it, you can’t undo it.

How Attorney911 Counters:

• Never settle before reaching Maximum Medical Improvement (MMI).
• MMI is the point at which your injuries have stabilized, and you’ve recovered as much as you’re going to. This could take 6 months, 12 months, or even longer, depending on the severity of your injuries.
• We know their offers are always lowball. Lupe Peña calculated these lowball offers for years—he knows they’re offering 10-20% of the true value of your case.

Tactic #3: Independent Medical Exam (IME) Scheme

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
A doctor hired by the insurance company to minimize your injuries.

How Insurance Companies Choose IME Doctors:

• They select doctors who consistently give insurance-favorable reports (not the most qualified).
• Doctors are paid thousands of dollars per exam ($2,000-$5,000).
• Repeat business = repeat favorable reports.

What Happens at the IME:

• A 10-15 minute “examination” (vs. your treating doctor’s thorough evaluation).
• The doctor rarely reviews your complete medical records beforehand.
• They ask questions designed to get you to say “I’m feeling better.”
• They look for any reason to minimize your injuries.

Common IME Doctor Findings:

What They Say	What It Means
“Patient has pre-existing degenerative changes.”	Everyone over 40 has some arthritis—used to deny claims.
“Injuries consistent with minor trauma.”	Minimizes your pain and suffering.
“Patient can return to full-duty work.”	Eliminates lost wage claims.
“Treatment has been excessive.”	Attacks your treating doctors.
“Subjective complaints out of proportion to objective findings.”	Medical speak for calling you a liar.

How Attorney911 Counters:

• We prepare you extensively before the exam.
• We send your complete medical records to the IME doctor first, forcing them to review them.
• We challenge biased IME reports with our own medical experts.
• Lupe Peña knows these specific doctors and their biases—he hired them for years as a defense attorney.

Tactic #4: Delay and Financial Pressure

What They Do:
They drag out your case, hoping you’ll get desperate and accept a lowball offer. They’ll say things like:

• “We’re still investigating your claim.”
• “We’re waiting for your medical records.” (Even if we sent them months ago.)
• “We’re reviewing your file.”
• They’ll ignore your calls and emails.
• They’ll take weeks to respond to simple questions.

Why Delay Works:

• Insurance companies have:

  • Unlimited time
  • Unlimited resources
  • No financial pressure
  • Earning interest on your settlement money while they delay

• You have:

  • Mounting bills
  • Zero income
  • Creditors threatening you
  • Need money now

Financial desperation makes you accept less:

• Month 1: You’d reject a $5,000 offer.
• Month 6: You’d seriously consider $5,000.
• Month 12: You’d beg for $5,000 just to end the nightmare.

How Attorney911 Counters:

• We file a lawsuit to force deadlines.
• We set depositions, forcing them to produce witnesses.
• We prepare for trial, showing we’re serious.
• Lupe Peña understands delay tactics because he used them for years—he knows when to push.

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

• Video you doing daily activities.
• Film you from public places (your driveway, street, stores).
• Look for any activity that contradicts your injury claims.
• One video of you bending over = “Not really injured.”

They Monitor All Your Social Media:

• Facebook, Instagram, TikTok, LinkedIn, Twitter, YouTube, Snapchat.
• They screenshot everything: posts, photos, check-ins, comments, likes.
• They monitor your friends’ profiles for posts mentioning you.
• They use facial recognition to find photos you’re tagged in.
• They archive your entire social media history.

Examples We’ve Defended Against:

Example	What Happened	What Insurance Claimed	Reality
Old Gym Photo	Gym photo from 3 years ago	Presented as recent, contradicts injury	We proved the photo was pre-accident.
Restaurant Check-In	Facebook check-in at restaurant	“Partying and having fun”	Client was sitting quietly, having dinner.
Friend’s Comment	Friend posted “Had fun yesterday!”	Evidence of non-injury	Client was resting at home.
Walking Dog	Video of client walking dog slowly	“Not disabled”	Doctor recommended short walks.
Smiling in Photo	Family photo with client smiling	“Not in pain—she’s smiling!”	Everyone smiles for photos.

7 Rules for Clients:

1. Make all profiles private immediately.
2. Do not post about the accident, injuries, or activities.
3. Do not check in anywhere.
4. Tell friends and family not to tag or post about you.
5. Do not accept friend requests from strangers (fake profiles).
6. Best: Stay off social media entirely during your case.
7. Assume everything is being monitored.

Lupe’s Insider Quote:

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze one frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.”

Tactic #6: Comparative Fault Arguments

What They Do:
Insurance companies try to assign you the maximum fault possible to reduce their payment. They’ll argue:

• “You were speeding.” (Without evidence.)
• “You weren’t paying attention.” (Speculation.)
• “You could have avoided this.” (Hindsight bias.)
• “You were distracted.” (Guessing.)
• “You contributed to this accident.” (Shifting blame.)

Why They Do This:
Texas’s 51% bar rule means:

• If you’re 51% or more at fault, you get nothing.
• If you’re 50% or less at fault, your damages are reduced by your percentage of fault.

Even small percentages of fault cost you thousands:

• 10% fault on a $100,000 case = $10,000 less for you.
• 25% fault on a $250,000 case = $62,500 less for you.
• 40% fault on a $500,000 case = $200,000 less for you.

How Attorney911 Counters:

• We conduct an aggressive liability investigation.
• We use accident reconstruction to prove the other driver’s fault.
• We gather witness statements supporting your version of events.
• We analyze the police report to emphasize any citations against the other driver.
• Lupe Peña knows their fault arguments because he made them for years—now he defeats them.

How Insurance Companies Actually Value Your Claim: Colossus Software

What Is Colossus?
Colossus is a computerized claim valuation system used by insurance companies like Allstate, State Farm, Liberty Mutual, and others. Adjusters input data about your case, and the software outputs a recommended settlement range.

How It Works:

1. Data Entry: The adjuster inputs injury codes, treatment types, medical costs, and jurisdiction.
2. Coding: Your injuries are coded using standardized medical terms.
3. Calculation: The software applies algorithms to determine the “value” of your claim.
4. Range Output: The system provides a recommended settlement range.
5. Authority: The adjuster typically cannot exceed this range without supervisor approval.

How Insurance Companies Manipulate Colossus:

Manipulation	Effect
Low Injury Codes	Using “soft tissue strain” instead of “disc herniation” reduces value by 50-100%.
Excessive Treatment Flags	Physical therapy beyond the “normal” range triggers reductions.
Conservative Treatment Penalty	Chiropractic care is valued less than treatment by an MD.
Pre-Existing Reduction	Any prior condition is used to reduce the value.
Jurisdiction Factor	Low-verdict counties get lower values.

Why Lupe’s Experience Matters:

• He knows how to code injuries properly for maximum value.
• He knows which medical terms trigger higher valuations.
• He knows when Colossus output is artificially low.
• He knows how to present your medical records to beat the algorithm.
• He worked with these systems for years as a defense attorney—now he uses that knowledge to fight for you.

Why Choose Attorney911 for Your Splendora Motor Vehicle Accident Case?

When you’ve been injured in a motor vehicle accident in Splendora, you need an attorney who understands the local courts, the insurance companies operating in Texas, and the unique challenges of your case. Here’s why Attorney911 is the right choice:

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is Attorney911’s biggest competitive advantage. Lupe spent years working for insurance companies, learning:

• How they value claims (Colossus software, reserve setting).
• Their settlement authority structures and approval processes.
• Their defense tactics and delay strategies.
• How they select IME (Independent Medical Exam) doctors.
• Their surveillance and investigation methods.
• Their delay and financial pressure tactics.
• Their comparative fault arguments and blame-shifting strategies.

Now he uses that knowledge to fight for you, not against you.

No other law firm in Splendora has this advantage. When you hire Attorney911, you’re not just getting an attorney—you’re getting an insider who knows the enemy’s playbook.

2. Multi-Million Dollar Results

Our firm has recovered millions for victims of motor vehicle accidents in Texas, including:

• Multi-million dollar settlement for a client who suffered a brain injury with vision loss when a log dropped on him at a logging company.
• In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.
• We’ve helped numerous families recover millions of dollars in compensation for trucking-related wrongful death cases.
• In a maritime case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we reached a significant cash settlement.

These results speak for themselves. We don’t just claim to fight for maximum compensation—we prove it with our track record.

3. Federal Court Experience

Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. This is critical for complex motor vehicle accident cases, including:

• Trucking accidents involving federal regulations (FMCSA).
• Cases with out-of-state defendants (diversity jurisdiction).
• Product liability cases (e.g., defective vehicles or parts).
• Cases against large corporations (e.g., BP explosion litigation).

Many law firms in Splendora don’t have federal court experience. At Attorney911, we’re prepared to take your case to federal court if necessary.

4. BP Explosion Litigation Experience

Our firm was one of the few in Texas involved in the BP explosion litigation. This experience demonstrates our ability to handle complex, high-stakes cases against billion-dollar corporations. If you’ve been injured in a catastrophic accident, you need a firm with the resources and experience to take on large defendants.

5. Personal Attention from Experienced Attorneys

At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not a case manager assembly line. Our clients consistently praise our communication and personal touch:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

“Leonor reached out to me…She took all the weight of my worries off my shoulders.” — Stephanie Hernandez

“Ralph reached out personally.” — Dame Haskett

We treat every client like family, and we’re committed to keeping you informed every step of the way.

6. Contingency Fee: No Risk to You

We work on a contingency fee basis, which means:

• You pay nothing upfront.
• We don’t get paid unless we win your case.
• If we recover compensation for you, our fee is a percentage of the recovery.
• You may still be responsible for court costs and case expenses, regardless of the outcome.

Free consultation available to discuss our fee structure.

7. Bilingual Services: Hablamos Español

Lupe Peña is fluent in Spanish, and our staff includes bilingual team members like Zulema. We understand the unique challenges faced by Spanish-speaking clients, and we’re committed to providing clear, compassionate communication in your preferred language.

“Especially Miss Zulema, who is always very kind and always translates.” — Celia Dominguez

8. Proven Track Record of Success

Our firm has earned a reputation for excellence in the legal community and among our clients:

• 4.9 Stars on Google (251+ reviews)
• Trae Tha Truth Endorsement: “One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them, then I know they do good work.” — Jacqueline Johnson
• Hundreds of satisfied clients who’ve trusted us with their cases.

Frequently Asked Questions About Motor Vehicle Accidents in Splendora

Immediate After Accident

1. What should I do immediately after a car accident in Splendora, Texas?
If you’ve been in an accident in Splendora, follow these steps:

• Call 911 and report the accident.
• Seek medical attention, even if you feel fine (adrenaline can mask injuries).
• Document everything: take photos of the damage, injuries, and scene.
• Exchange information with the other driver (name, phone, insurance, license plate).
• Get witness names and phone numbers.
• Do not give a recorded statement to any insurance company.
• Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes. Always call the police. In Texas, you must report accidents involving injuries, deaths, or property damage over $1,000. The police report is critical evidence for your case.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries, such as traumatic brain injuries and internal bleeding, don’t show symptoms immediately. Adrenaline can mask pain at the scene. Get checked by a medical professional as soon as possible. Insurance companies use delays in treatment against you.

4. What information should I collect at the scene?
Collect the following information:

• Other driver: name, phone, address, driver’s license, insurance information.
• Vehicle: make, model, color, license plate.
• Witnesses: names and phone numbers.
• Photos: all vehicle damage, injuries, road conditions, traffic signals.
• Police: officer name, badge number, report number.

5. Should I talk to the other driver or admit fault?
Exchange information only. Do not discuss fault or apologize. Stick to the facts and avoid giving your opinion on what happened.

6. How do I obtain a copy of the accident report?
In Splendora, you can obtain the police report from the responding agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to the insurance company?
To the other driver’s insurance: No. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you on what to say.

8. What if the other driver’s insurance contacts me?
Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do not give a recorded statement or discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?
No. Their estimate is just an offer. It’s usually far below the actual value of your case. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?
Never accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured or underinsured?
Your own Uninsured/Underinsured Motorist (UM/UIM) coverage can compensate you. Texas allows inter-policy stacking, which means you can combine coverage from multiple policies. Watch our video on UM/UIM claims: https://www.youtube.com/watch?v=kWcNFyb-Yq8.

12. Why does the insurance company want me to sign a medical authorization?
They want unlimited access to your entire medical history to find pre-existing conditions to use against you. Never sign a medical authorization without your attorney reviewing it first.

Legal Process

13. Do I have a personal injury case?
You may have a case if:

• Someone else was at fault (even partially).
• You suffered injuries or damages.
• There is insurance to recover from.

Watch our video: “Do I Have a Good Case?” https://www.youtube.com/watch?v=j-PMMP5Jims.

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily, and insurance companies start building their defense against you from day one. Call Attorney911 at 1-888-ATTY-911 as soon as possible.

15. How much time do I have to file a lawsuit (statute of limitations)?
In Texas, you have 2 years from the date of the accident to file a personal injury lawsuit. For wrongful death, it’s 2 years from the date of death. Miss the deadline, and your case is barred forever.

16. What is comparative negligence, and how does it affect me?
Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault). If you’re 51% or more at fault, you recover nothing.

Watch our video: “What Is Comparative Negligence?” https://www.youtube.com/watch?v=agzHKY_v9l4.

17. What happens if I was partially at fault?
You can still recover if you were 50% or less at fault. Your recovery will be reduced by your percentage of fault.

18. Will my case go to trial?
Most cases settle before trial. However, Attorney911 prepares every case as if it’s going to trial. This approach gives us leverage in negotiations.

Watch our video: “Will Your Case Go to Trial?” https://www.youtube.com/watch?v=2Ed5AnmCMcc.

19. How long will my case take to settle?
It depends on the severity of your injuries. We don’t settle until you’ve reached Maximum Medical Improvement (MMI), which could take 6 months, 12 months, or longer. We won’t settle for less than your case is worth.

20. What is the legal process step-by-step?

1. Investigation and evidence gathering.
2. Medical treatment to MMI.
3. Demand letter to the insurance company.
4. Negotiation.
5. Lawsuit if necessary.
6. Discovery (exchange of evidence).
7. Mediation.
8. Trial if needed.

Watch our video: “What Is the Process for a Personal Injury Claim?” https://www.youtube.com/watch?v=XwzYymneDVs.

Compensation

21. What is my case worth?
It depends on factors like:

• Injury severity.
• Medical costs (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Permanent impairment.
• Insurance available.

Cases range from $15,000 (soft tissue injuries) to millions (catastrophic injuries).

22. What types of damages can I recover?

• Medical expenses (past and future).
• Lost wages and earning capacity.
• Pain and suffering.
• Mental anguish.
• Physical impairment.
• Disfigurement.
• Loss of enjoyment of life.
• Property damage.

23. Can I get compensation for pain and suffering?
Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is no cap on pain and suffering damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule—defendants take victims as they find them.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries is not taxable. Punitive damages are taxable. Consult a tax professional for advice specific to your situation.

26. How is the value of my claim determined?
Based on factors like:

• Medical bills.
• Future treatment costs.
• Lost income.
• Permanent impairment rating.
• Comparable verdicts.
• Severity of injuries.
• Impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if the case goes to trial. You pay nothing upfront. We don’t get paid unless we win your case.

Watch our video: “How Do Contingency Fees Work?” https://www.youtube.com/watch?v=upcI_j6F7Nc.

28. What does “no fee unless we win” mean?
It means you pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates on my case?
Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did I call and not get a clear answer.”

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello or Lupe Peña—not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You can switch attorneys. As client Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case, although the Manginello Law Firm was able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

• Giving a recorded statement without an attorney.
• Accepting a quick settlement.
• Delaying medical treatment.
• Gaps in treatment.
• Posting on social media.
• Signing releases or authorizations.
• Not documenting everything.

Watch our video: “Client Mistakes That Can Ruin Your Case” https://www.youtube.com/watch?v=r3IYsoxOSxY.

33. Should I post about my accident on social media?
No. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance companies monitor everything.

34. Why shouldn’t I sign anything without a lawyer?
Releases are permanent. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?
See one now. Explain that you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?
You can still recover. If the accident aggravated your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means defendants take victims as they find them. For example:

• You had mild occasional back pain before the accident.
• The accident caused a herniated disc requiring surgery.
• You recover for the new injury, not just the pre-existing pain.

We hire medical experts to prove the difference. Lupe Peña knows how insurance companies attack pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning, I had another attorney, but he dropped my case, although the Manginello Law Firm was able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Uninsured/Underinsured Motorist (UM/UIM) claims are against your own insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe Peña’s insurance knowledge is critical for maximizing your UM/UIM recovery.

39. How do you calculate pain and suffering?
Most commonly using the multiplier method:
Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage

The multiplier ranges from 1.5 to 5, depending on:

• Injury severity.
• Permanency.
• Impact on daily life.
• Clear liability.

Example:

• $100,000 medical expenses × 4 multiplier = $400,000 pain and suffering.
• $50,000 lost wages = $450,000 total.

Lupe Peña calculated these multipliers for years—he knows how to justify higher multipliers and fight for what your case is truly worth.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities, and damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years of experience includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?
File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is critical—gas stations, businesses, Ring doorbells, and traffic cameras may have captured the fleeing driver. However, most footage is deleted within 7-30 days. We send preservation letters immediately to secure this evidence. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Your immigration status does not affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe Peña is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?
Parking lot accidents are fully compensable. Insurance companies often argue that “parking lot accidents are always 50/50 fault,” but this is a lie. We prove fault through:

• Surveillance video.
• Witness statements.
• Damage analysis.
• Traffic patterns.

Texas’s comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?
You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?
You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Splendora, Texas: Your Community, Our Commitment

Splendora is more than just a dot on the map—it’s a tight-knit community where neighbors look out for one another. At Attorney911, we’re proud to serve the people of Splendora and the surrounding areas of Montgomery County. We understand the unique challenges you face on local roads, from the congestion on Highway 59 to the rural hazards on FM 2090.

Why Splendora Residents Choose Attorney911

1. Local Knowledge: We know the roads, the courts, and the insurance companies operating in Splendora and Montgomery County.
2. Personalized Service: You’re not just a case number to us. You’ll work directly with Ralph Manginello or Lupe Peña, not a case manager assembly line.
3. Proven Results: Our multi-million dollar settlements and verdicts speak for themselves.
4. No Risk: We don’t get paid unless we win your case.
5. Insider Advantage: Lupe Peña’s insurance defense background gives us a unique edge in fighting for you.

Common Accident Locations in Splendora

Splendora’s roads see their share of accidents. Some of the most common locations include:

• Highway 59: Heavy traffic and high speeds make this a hotspot for accidents, especially during rush hour.
• FM 2090: Rural roads like FM 2090 can be dangerous due to speeding, poor lighting, and wildlife crossings.
• Splendora High School Zone: School zones require extra caution, but distracted or speeding drivers often put students at risk.
• Local Intersections: Busy intersections can be dangerous, especially when drivers fail to yield the right of way.

No matter where your accident occurred in Splendora, we’re here to help.

Call Attorney911 Today: 1-888-ATTY-911

If you’ve been injured in a motor vehicle accident in Splendora, Texas, don’t wait. Evidence disappears daily, and the insurance company is already building its defense against you. At Attorney911, we’re ready to fight for the compensation you deserve.

Call us today at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case. Hablamos español—Lupe Peña and our team are ready to help Spanish-speaking clients.

Attorney911: Your Legal Emergency Line. We’re here when you need us most.