Fighting for Justice: Your Car Accident Guide in Wisconsin

Being involved in a car accident in Wisconsin, or anywhere else, can turn your life upside down in an instant. The sudden force, the immediate shock, and the lingering fear can be overwhelming. We understand the confusion, the pain, and the financial stress that follow such an event. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we are here to guide you through these challenging times. With Ralph Manginello’s 25 years of experience leading our firm, we’ve dedicated our careers to fighting for the rights of injured Texans, including those right here in Wisconsin.

Car accidents are a stark reality across Texas. According to the Texas Department of Transportation (TxDOT) 2024 data, 251,977 people were injured in motor vehicle crashes statewide, with a reportable crash occurring every 57 seconds. For residents of Wisconsin, navigating the aftermath of an accident can be particularly daunting, especially when faced with serious injuries, property damage, and aggressive insurance companies. We know the courts, the local medical facilities, and the unique traffic patterns that impact accident claims in Wisconsin. We’re not just Texas attorneys; we’re familiar with the challenges and nuances specific to accident victims in Wisconsin.

As Chad Harris, one of our valued clients, shared, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” This philosophy drives everything we do. We believe in treating our clients with the compassion and respect they deserve, while aggressively pursuing the compensation they need to rebuild their lives. When you call 1-888-ATTY-911, you’re not just calling a law firm—you’re reaching a team dedicated to your recovery and fighting for justice on your behalf.

Your Immediate 48-Hour Action Plan After a Car Accident in Wisconsin

The moments and hours following a car accident in Wisconsin are critical. What you do or don’t do can significantly impact the outcome of your claim. Evidence disappears quickly, and insurance companies begin building their case against you from day one. At Attorney911, we provide immediate, actionable guidance to protect your rights and your future.

Hour 1-6: Immediate Crisis Response

Your safety and well-being are our top priority following an accident in Wisconsin.

• Safety First: If possible and safe, move your vehicle to the side of the road to prevent further collisions. Get yourself and any passengers to a secure location away from traffic on Wisconsin roads.
• Call 911: Always call 911 immediately to report the accident. Request medical assistance, even if you feel fine initially. Adrenaline can mask pain, and serious injuries might not be immediately apparent. Obtaining an official police report is crucial for your claim in Wisconsin.
• Seek Medical Attention: If you’re injured, go to the emergency room or urgent care right away. Even a seemingly minor fender bender can result in whiplash, internal injuries, or traumatic brain injuries that manifest hours or days later. Delays in seeking treatment are often used by insurance companies to devalue your claim.
• Document Everything: Use your cell phone to take extensive photos and videos. This includes all vehicle damage from multiple angles, the accident scene, road conditions, traffic signals, and any visible injuries. Screenshot any relevant messages on your phone – do not delete anything.
• Exchange Information: Obtain the other driver’s name, phone number, address, insurance company, policy number, and vehicle information. Also, make sure to get the name and badge number of the responding police officer, along with the accident report number.
• Identify Witnesses: If there are any witnesses to the accident in Wisconsin, collect their names and contact information. Their testimonies can be invaluable in establishing liability.
• Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911 for immediate legal guidance. Our team is available 24/7 to advise you when you’re in crisis.

Hour 6-24: Evidence Preservation and Protection

The clock is ticking – critical evidence can vanish within hours.

• Preserve Digital Information: Save all text messages, call logs, photos, and videos related to the accident. Do not delete anything from your phone, and consider emailing copies to yourself for backup. As client Kiimarii Yup shared, “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” Proper documentation is key to such recoveries.
• Secure Physical Evidence: Keep any damaged clothing, glasses, or personal items from the crash. Collect receipts for any expenses incurred due to the accident, such as towing, rental car, or initial medical co-pays. Do not repair your vehicle until it has been thoroughly inspected.
• Medical Records: Begin compiling all discharge paperwork from emergency visits. Follow up with your primary care physician or a specialist recommended by your doctor within 24-48 hours. Consistent medical treatment is vital.
• Avoid Insurance Traps: You are under no obligation to give a recorded statement to the other driver’s insurance company. Do NOT sign anything without legal review, and do NOT accept any settlement offers prematurely. Their offers are always lowball offers intended to resolve your claim before you understand the full extent of your injuries and damages. If contacted, politely state, “I need to speak with my attorney first.”
• Social Media Lockdown: Immediately set all your social media profiles to private. Do not post about the accident, your injuries, or your activities. Insurance companies are actively monitoring social media for anything they can use against your claim.

Hour 24-48: Strategic Decisions and Legal Action

Every moment counts, and making informed decisions now can save you significant hardship later.

• Legal Consultation is Essential: Speak with Ralph Manginello or another experienced motor vehicle accident attorney at Attorney911 if you haven’t already. We offer a free, no-obligation consultation to review your case and explain your options. Call 1-888-ATTY-911.
• Insurance Communication: Once you retain us, our firm will handle all communications with insurance companies on your behalf. You can focus on your recovery.
• Early Settlement Offers: Early offers are designed to take advantage of your vulnerable state. We advise clients never to accept a settlement until they have reached Maximum Medical Improvement (MMI) – the point where your medical condition has stabilized.
• Evidence Backup: Upload all accident-related photos, videos, and screenshots to a cloud storage service and email copies to a trusted family member. Create a detailed written timeline of events while memories are fresh.

Choosing Attorney911 immediately (1-888-ATTY-911) maximizes your case value because we act fast. Within 24 hours of retention, we send preservation letters to all parties, legally requiring them to save crucial evidence that would otherwise be deleted. We interview witnesses, gather police reports, secure surveillance footage, and begin the accident reconstruction process to build an ironclad case. As client Tymesha Galloway noted, “Leonor is the best!!! She was able to assist me with my case within 6 months.” Our swift action protects your rights.

The Insurance Company Playbook: What They Don’t Want You to Know

Insurance companies are not on your side. Their primary goal is to pay you as little as possible, and they employ a range of deceptive tactics to achieve this. At Attorney911, we know their playbook inside and out because our associate attorney, Lupe Peña, spent years working at a national defense firm, learning firsthand how large insurance companies value claims and formulate their strategies. Now, he uses that invaluable insider knowledge to fight for you.

Tactic #1: Quick Contact & Recorded Statements

What They Do: Within hours or days of your accident in Wisconsin, an insurance adjuster will call you. They sound friendly and helpful, saying things like, “We just want to help you” or “This is routine, we need your side of the story to process your claim.” They’ll push you for a recorded statement.

What They’re Really Doing: Every word you say will be used against you. They are asking leading questions designed to:

• Minimize your injuries (“You’re feeling better now, right?”)
• Get you to admit partial fault (“Were you distracted at all?”)
• Trap you into inconsistent statements.

How Attorney911 Counters: DO NOT give a recorded statement without us. Once you hire Attorney911, we become your voice. All calls go through us, and we prepare you thoroughly if a statement becomes absolutely necessary. As Ralph Manginello explained to client Ken Taylor, “He listened intently heard my concerns and issues and immediately began working to protect my rights.” We protect your rights from their first phone call.

Tactic #2: The Quick Settlement Offer

What They Do: Insurance companies often throw out a small, quick settlement offer – typically a few thousand dollars – within weeks of your accident in Wisconsin. This sounds appealing when you’re facing mounting medical bills and lost wages. They create artificial urgency, claiming the offer is “final” or “expires in 48 hours.”

What They’re Really Doing: They know you’re vulnerable and desperate. This quick cash is designed to get you to sign a release, which permanently waives your right to any further compensation. The catch? You don’t yet know the full extent of your injuries. A seemingly minor backache could turn into a herniated disc requiring $100,000 surgery months down the line. If you’ve signed that release, you’re out of luck.

How Attorney911 Counters: We never recommend settling before you reach Maximum Medical Improvement (MMI). Lupe Peña knows these quick offers are always lowball attempts, often only 10-20% of your case’s true value. We protect you from accepting too little too soon, fighting for what your case is truly worth in Wisconsin. Tracey White, one of our clients, shared an experience where “She had received a offer but she told me to give her one more week because she knew she could get a better offer.” We will always push for your best interest.

Tactic #3: The “Independent” Medical Exam (IME)

What They Call It: An “Independent Medical Examination.”

What It Really Is: An examination by a doctor hired and paid by the insurance company, whose primary goal is to minimize your injuries. Lupe knows these doctors well; he used to hire them for the defense.

What They’re Really Doing: These doctors perform cursory 10-15 minute exams, often without reviewing your full medical history. Their reports almost always conclude that you are “not seriously injured,” your injuries are “pre-existing,” or your treatment is “excessive.” These reports become powerful weapons against your claim.

How Attorney911 Counters: We prepare you for these exams, ensuring your rights are protected. We challenge biased IME reports with opinions from your treating physicians and other medical experts. Lupe’s firsthand knowledge helps us anticipate their findings and expose their lack of true independence, especially for accident victims in Wisconsin.

Tactic #4: Delay and Financial Pressure

What They Do: The insurance company will drag out your case, hoping you become desperate. They’ll claim they’re “still investigating,” “waiting for records,” or “reviewing your file.” Calls will go unreturned, emails unanswered.

What They’re Really Doing: They have unlimited resources and time, and they earn interest on your settlement money while delaying. They know that mounting medical bills and lost wages will create immense financial pressure, forcing you to accept a lower settlement just to make ends meet.

How Attorney911 Counters: We don’t play their game. We file lawsuits to force deadlines, demand depositions, and prepare every case as if it’s going to trial. Our trial readiness is our most powerful leverage. As client Donald Wilcox describes, “One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” We get results because we don’t back down.

Tactic #5: Surveillance & Social Media Monitoring

What They Do: Insurance companies hire private investigators to film your daily activities. They stake out your home, follow you to appointments, and watch you in public. They also meticulously scour all your social media profiles (Facebook, Instagram, TikTok – even your friends’ accounts) for anything that contradicts your injury claims.

What They’re Really Doing: They are looking for “gotcha!” moments. One video of you bending over in your yard could be used to argue you’re not in pain, even if you struggled for 10 minutes beforehand. A smiling photo with family might be presented as proof you’re not suffering. As Lupe Peña himself states: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

How Attorney911 Counters: We advise all our clients to immediately set their social media profiles to private, avoid posting about their accident or activities, and assume they are being watched. We know how to defend against these tactics by showing the full context and demonstrating how insurance companies distort reality.

Tactic #6: Comparative Fault Arguments

What They Do: Even if their driver was clearly negligent, insurance companies will try every trick in the book to assign you partial fault for the accident in Wisconsin. They’ll claim you were speeding, distracted, or could have avoided the crash.

What They’re Really Doing: Texas uses a “51% Bar Rule” for comparative negligence. If you are found to be 51% or more at fault, you recover nothing. If you are 50% or less at fault, your compensation is reduced by your percentage of fault. Even a small assignment of fault – say, 10% on a $100,000 case – means you lose $10,000. They want to pay less, and blaming you is their easiest path to do so.

How Attorney911 Counters: Lupe Peña used to make these exact arguments for insurance companies for years. Now, he uses that experience to dismantle their claims. We conduct aggressive liability investigations, using accident reconstruction, witness statements, and police reports to prove the other driver’s full responsibility, protecting your right to full compensation in Wisconsin.

Motor Vehicle Accident Types We Handle in Wisconsin

Car accidents can take many forms, from minor fender-benders to catastrophic multi-vehicle pile-ups. No matter how your accident occurred in Wisconsin, Attorney911 has the experience and resources to fight for the maximum compensation possible. Our firm, under Ralph Manginello’s leadership, has handled countless motor vehicle accident claims across Texas for over 25 years, including severe cases right here in Wisconsin.

Car Accidents in Wisconsin

For many residents of Wisconsin, a car accident is the most common and often devastating motor vehicle incident they might experience. In 2024, Texas witnessed 251,977 people injured in car crashes, with one person injured every 2 minutes and 5 seconds – a constant threat on our roads, including those throughout Wisconsin. These statistics underscore the pervasive danger drivers face daily. Our firm understands the unique characteristics of car accidents in Wisconsin, whether they happen on busy highways like I-39/90/94 or local smaller routes.

Common causes of car accidents in Wisconsin often mirror state trends, including distracted driving, speeding, failure to yield, and running red lights. Distracted driving alone accounted for 380 deaths in Texas in 2024, a tragic reminder of how quickly negligence can turn deadly. When these preventable accidents occur, victims in Wisconsin often suffer severe injuries such as whiplash, herniated discs, broken bones, traumatic brain injuries (TBI), spinal cord damage, and even internal organ damage. These injuries can alter lives, requiring extensive medical treatment and months or years of recovery.

At Attorney911, we are intimately familiar with how Texas law applies to car accidents, particularly the 51% Modified Comparative Negligence rule. This rule is crucial because if you are found to be 51% or more at fault, you recover nothing. Insurance companies always try to assign blame to the victim to reduce their payout. This is where Lupe Peña’s insider knowledge of insurance defense tactics becomes a critical advantage. He knows how they twist facts and manipulate evidence because he used to do it for them.

We have a proven track record of securing significant settlements for car accident victims. For example, in a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions, demonstrating our commitment to fighting for maximum compensation in even the most complex injury cases. As client MONGO SLADE shared, “I was rear-ended and the team got right to work…I also got a very nice settlement.” We work tirelessly for car accident victims throughout Wisconsin.

If you or a loved one has suffered injuries in a car accident in Wisconsin due to someone else’s negligence, you deserve a legal team that understands the local landscape and has a proven track record of success. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We work on a contingency fee basis, meaning we don’t get paid unless we win your case.

“https://attorney911.com/law-practice-areas/car-accident-lawyer/“

18-Wheeler & Truck Accidents in Wisconsin

Truck accidents in Wisconsin are among the most catastrophic types of motor vehicle collisions due to the immense size and weight disparity between an 18-wheeler and a passenger vehicle. A fully loaded commercial truck can weigh up to 80,000 pounds, compared to an average passenger car at around 4,000 pounds. This difference often results in severe, life-altering injuries or wrongful death for those in smaller vehicles. In 2024, Texas reported 39,393 commercial motor vehicle crashes, leading to 608 trucking fatalities and 1,601 serious injuries. Tragically, Texas accounts for 11% of all fatal truck crashes nationwide, highlighting the pervasive danger on our highways, including major routes in and around Wisconsin.

The complexity of truck accident cases goes beyond typical car crashes. They involve intricate federal regulations governed by the Federal Motor Carrier Safety Administration (FMCSA), which dictate everything from driver hours of service (HOS) to vehicle maintenance and drug testing. Violations of these regulations, such as a truck driver exceeding the 11-hour driving limit or failing to take a mandatory 30-minute break, can be critical evidence of negligence. Proving these violations requires immediate action, as electronic logging device (ELD) data can be overwritten in as little as 30-180 days. Prompt legal intervention by Attorney911 is essential to secure this evidence.

Liability in truck accidents can extend to multiple parties, including the truck driver, the trucking company, the cargo loader, or even the truck manufacturer. This multi-party liability means there are often higher insurance limits—ranging from $750,000 to $5,000,000-plus policies—making these cases incredibly valuable for victims. Our firm’s ability to handle cases in federal court, where many FMCSA-related claims are litigated, is a significant advantage. Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, showcasing our capability to represent clients in complex federal litigation. Our involvement in the BP explosion litigation further demonstrates our capacity to take on massive corporations.

We have a strong track record in this area. “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” Insurance companies fear nuclear verdicts in trucking cases, knowing juries often side with victims against negligent carriers. Recent Texas verdicts emphasize this, including a $37.5 million verdict for a distracted truck driver, a $44.1 million verdict for an I-35 pileup, and a $105 million verdict against Amazon’s DSP. These cases demonstrate the real leverage we bring to the table when negotiating on behalf of our clients in Wisconsin.

If you or a loved one has been involved in a truck accident in Wisconsin, you need an attorney with the specific expertise to navigate federal regulations and confront powerful trucking companies. Call Attorney911 immediately at 1-888-ATTY-911. Evidence disappears fast, and delays can jeopardize your claim.

“https://attorney911.com/law-practice-areas/18-wheeler-accidents/“

Drunk Driving Accidents in Wisconsin

Drunk driving accidents are not just accidents; they are preventable tragedies caused by reckless and illegal choices. In Wisconsin, as across the entire state of Texas, the consequences of driving while intoxicated (DWI) are devastating. In 2024, Texas reported a staggering 1,053 alcohol-impaired driving deaths, accounting for over 25% of all traffic fatalities. Additionally, there were over 24,000 DWI-related crashes in Texas in 2023 alone. These numbers paint a grim picture of the severe risks that drunk drivers pose to innocent citizens in Wisconsin.

Texas law defines legal intoxication as a Blood Alcohol Content (BAC) of 0.08% or higher, as outlined in Texas Penal Code § 49.04. However, even below this threshold, impaired driving can lead to serious accidents. What truly sets drunk driving cases apart in Texas is the potential for Dram Shop Liability, under Texas Alcoholic Beverage Code § 2.02. This law allows victims to hold bars, restaurants, or other establishments accountable if they over-served an obviously intoxicated person who then caused an accident. Signs of obvious intoxication can include slurred speech, bloodshot eyes, stumbling, or aggressive behavior. Identifying and proving Dram Shop liability can significantly increase the available compensation for victims and ensure all negligent parties are held responsible for their actions in Wisconsin.

Because drunk driving involves gross negligence, victims are often eligible for punitive damages in addition to economic and non-economic damages. These damages are designed to punish the at-fault party for their egregious conduct and deter similar behavior in the future. The availability of punitive damages can substantially increase the value of a claim, especially in Wisconsin, where juries are often outraged by the reckless disregard for safety shown by drunk drivers.

At Attorney911, our experience extends beyond civil personal injury claims. Ralph Manginello’s membership in the HCCLA (Harris County Criminal Lawyers Association) highlights our unique capability to handle both the criminal and civil aspects of DWI-related accidents. We can leverage information from the criminal investigation to strengthen your civil claim. Our firm has a history of achieving favorable outcomes in criminal defense, including cases where DWI charges were dismissed due to police errors or insufficient evidence. For example, we secured a dismissal for a client charged with drunk driving when our investigation revealed a police department employee was not properly maintaining the breathalyzer machines. These types of victories demonstrate our thorough investigative skills, which we apply to every aspect of your case, both in the civil and criminal arenas, benefiting our clients in Wisconsin seeking justice.

If you or a loved one has been injured or tragically lost in a drunk driving accident in Wisconsin, you need a law firm that will exhaust every avenue to pursue justice. Call Attorney911 immediately at 1-888-ATTY-911. We will investigate not only the drunk driver but also any establishments that may be liable under Dram Shop laws.

Motorcycle Accidents in Wisconsin

For many in Wisconsin, nothing compares to the freedom of riding a motorcycle. However, this freedom comes with significant risks, as motorcyclists are often overlooked or unseen by other drivers, leading to devastating accidents. In 2024, Texas tragically recorded 585 motorcyclist fatalities, with 37% of those victims not wearing helmets. These numbers highlight the extreme vulnerability of motorcyclists on Texas roads, including those in Wisconsin.

Motorcycle accidents are often complex in Wisconsin because insurance companies frequently try to blame the rider. They perpetuate the stereotype that motorcyclists are reckless, even when the accident is clearly the fault of a negligent driver. Texas’s 51% Comparative Negligence rule becomes a central issue here: if the insurance company can prove you were 51% or more at fault, you lose your right to compensation. This is where Attorney911’s unique advantage comes into play. Lupe Peña, with his years of experience working for insurance defense firms, used to make these comparative fault arguments. Now, he uses that insight to dismantle their strategies and protect our clients’ rights in Wisconsin.

Many motorcycle accidents are caused by other drivers’ negligence, such as:

• Failure to Yield Right of Way: Motorists often fail to see a motorcycle, especially when turning left at intersections.
• Driver Inattention/Distraction: Drivers preoccupied with their phones or other tasks may not notice a motorcyclist.
• Unsafe Lane Changes: Vehicles making sudden lane changes can easily cut off a motorcycle, leading to a severe collision.
• Opening Car Doors: Drivers or passengers opening car doors into the path of an oncoming motorcycle can cause serious accidents.

Motorcycle accidents almost always result in severe injuries due to the lack of protection for the rider. Common injuries include road rash, broken bones, traumatic brain injuries (TBI), spinal cord injuries, and even paralysis. The costs associated with these catastrophic injuries can quickly overwhelm an individual and their family in Wisconsin. Ralph Manginello and our entire team are committed to ensuring that negligent drivers and their insurance companies are held fully accountable for the devastation they cause.

If you’ve been injured in a motorcycle accident in Wisconsin, don’t let insurance companies blame you for someone else’s negligence. You need a legal team that understands the challenges motorcyclists face and has the experience to fight for your rights. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We understand the bias against motorcyclists and are ready to stand up for you.

Pedestrian Accidents in Wisconsin

Wisconsin’s vibrant communities often mean increased pedestrian activity, but this also unfortunately translates to a heightened risk for pedestrian accidents. Pedestrians are the most vulnerable road users, lacking any physical protection against the impact of a motor vehicle. This stark reality is tragically reflected in statewide statistics: while pedestrians constitute only 1% of all crashes in Texas, they account for a shocking 19% of all roadway deaths. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities and 1,454 serious injuries. These numbers are a tragic indicator of the severe consequences when a vehicle collides with a pedestrian in urban areas like Wisconsin.

A critical legal point that many drivers and even pedestrians in Wisconsin are unaware of is that pedestrians ALWAYS have the right-of-way at intersections, even at unmarked crosswalks, under Texas law. “Anytime there’s an intersection of two streets, the distance between them is a crosswalk,” meaning drivers must yield. However, many drivers fail to exercise due caution, leading to devastating accidents. Whether a pedestrian is crossing a street, walking on a sidewalk, or even in a parking lot, they are often at the mercy of negligent or distracted drivers.

Pedestrian accidents almost invariably lead to catastrophic injuries due to the direct impact between the human body and a heavy vehicle. Common injuries include traumatic brain injuries, spinal cord injuries, multiple broken bones (especially pelvis and legs), internal organ damage, and wrongful death. These injuries require extensive medical treatment, long-term rehabilitation, and often result in permanent disability, severely impacting the victim’s quality of life and financial stability in Wisconsin.

Our goal at Attorney911 is to hold negligent drivers fully accountable and ensure that our pedestrian accident clients in Wisconsin receive the maximum compensation for their suffering. This includes economic damages like medical bills and lost wages, as well as non-economic damages for pain and suffering, mental anguish, and loss of enjoyment of life. With Lupe Peña’s insider knowledge of how insurance companies try to minimize claims—often by trying to blame the pedestrian—we are uniquely positioned to counter their tactics and aggressively advocate for our clients.

If you or a loved one has been hit by a car while walking in Wisconsin, you need an experienced legal team that understands the unique complexities of pedestrian accident claims. Call Attorney911 today at 1-888-ATTY-911 for a free consultation. We will meticulously investigate the accident, gather crucial evidence, and fight tirelessly to protect your rights.

Rideshare Accidents (Uber/Lyft) in Wisconsin

Rideshare services like Uber and Lyft have become integral to transportation in Wisconsin, offering convenience and flexibility. However, when an accident occurs involving a rideshare vehicle, the legal landscape becomes significantly more complex than a standard car accident. The key differentiator is understanding the rideshare driver’s “insurance phase” at the exact moment of the crash, as coverage amounts can dramatically vary based on whether the driver was offline, waiting for a request, en route to a pickup, or transporting a passenger.

There are four critical insurance phases:

• Period 0 – Offline: The app is off, and the driver is using their vehicle for personal use. In this scenario, only the driver’s personal auto insurance policy applies, typically the Texas minimum of $30,000 per person bodily injury, $60,000 per accident bodily injury, and $25,000 for property damage.
• Period 1 – Waiting: The app is on, and the driver is waiting for a ride request. During this period, Uber or Lyft’s contingent coverage kicks in, offering $50,000/$100,000/$25,000 in liability coverage.
• Period 2 – Accepted: The driver has accepted a ride request and is en route to pick up the passenger. At this point, Uber or Lyft’s robust commercial insurance policy takes effect, providing $1,000,000 in liability coverage.
• Period 3 – Transporting: The passenger is in the vehicle, and the ride is in progress. The $1,000,000 commercial liability coverage remains active.

This intricate system is designed to protect the rideshare companies, but it can create significant confusion and challenges for accident victims in Wisconsin trying to determine who is liable and how much coverage is available. Knowing which phase the driver was in is paramount to understanding your potential compensation. Statistics show that the majority of injuries in rideshare accidents often involve “third parties”—other drivers, pedestrians, or passengers in other vehicles—who account for 58% of all rideshare accident injuries.

At Attorney911, Lupe Peña’s background working for national defense firms means he intimately understands how to navigate these complex, multi-layered insurance policies. He knows how to identify the correct phase, compel disclosure of all relevant policies, and ensure our clients in Wisconsin access the maximum compensation available. Our attorneys will meticulously investigate the rideshare driver’s app activity and GPS data to pinpoint the exact insurance coverage applicable to your case.

If you’ve been injured in an Uber or Lyft accident in Wisconsin, you need a law firm that can cut through the insurance company’s complexities and fight for your rights. Don’t let their confusing policies deny you the compensation you deserve. Contact Attorney911 at 1-888-ATTY-911 for a free consultation.

Hit and Run Accidents in Wisconsin

Being involved in a hit and run accident in Wisconsin can be a terrifying and frustrating experience. Not only are you dealing with injuries and vehicle damage, but the at-fault driver has fled the scene, leaving you without crucial insurance information. Nationally, someone is involved in a hit-and-run crash every 43 seconds. In Texas, leaving the scene of an accident is a serious criminal offense, with penalties ranging from a Class B Misdemeanor for property damage to a Second-Degree Felony, carrying 2-20 years in prison and a fine of up to $10,000, if the accident results in death.

While the criminal justice system pursues the hit-and-run driver, your immediate concern is often how to cover your medical bills and vehicle repairs. This is where your Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage becomes critically important. UM/UIM coverage, which Attorney911 strongly advises all drivers in Wisconsin to carry, is designed to protect you when the at-fault driver cannot be identified or lacks sufficient insurance. Your UM policy can step in to cover your medical expenses, lost wages, and pain and suffering, as if the fleeing driver had adequate insurance. We have a helpful video that explains UM/UIM claims in more detail: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

The key to successfully resolving a hit and run claim often lies in the evidence. This means acting fast. Surveillance footage from nearby gas stations, retail stores, or traffic cameras is often deleted within 7-30 days. Witnesses disperse quickly, and their memories fade. Attorney911 understands this urgency. The moment we are retained, we immediately send preservation letters to businesses and potential witnesses to legally require them to save any relevant footage or information. This proactive approach is critical for building a strong case for our clients in Wisconsin.

If you have been the victim of a hit and run in Wisconsin, do not despair. While the situation is challenging, there are still avenues for recovery. Call Attorney911 immediately at 1-888-ATTY-911. We will launch an immediate investigation to identify the fleeing driver and, failing that, pursue every available option through your UM/UIM coverage to ensure you receive the compensation you deserve.

Bicycle Accidents in Wisconsin

Cycling is a popular activity in Wisconsin, whether for recreation, exercise, or commuting. However, like pedestrians, bicyclists are incredibly vulnerable in a collision with a motor vehicle, often resulting in severe injuries. In 2024, Texas recorded 78 cyclist fatalities, underscoring the dangers bicyclists face on our roads. Despite a decrease in fatalities from the previous year, the risk remains substantial, particularly in areas like Wisconsin with shared roadways.

A common challenge in bicycle accident cases in Wisconsin is the tendency of insurance companies to assign blame to the cyclist. They often argue that the cyclist was not visible, was riding unsafely, or contributed to the accident. This brings Texas’s 51% Comparative Negligence rule into play, designed to reduce or eliminate a victim’s compensation if they are found to be partially at fault. Our firm, particularly with Lupe Peña’s background in insurance defense, is adept at countering these biased arguments. He knows how insurance companies build these cases because he used to do it for them, and now he uses that knowledge to advocate fiercely for our clients.

Common causes of bicycle accidents include:

• Drivers failing to yield right-of-way: Especially at intersections or when turning.
• Distracted driving: Motorists not paying attention to the road.
• Unsafe passing: Drivers passing too closely to cyclists.
• Dooring: Drivers or passengers opening car doors into the path of an oncoming cyclist.
• Road hazards: Potholes, debris, or poor road maintenance.

The injuries sustained in bicycle accidents are often catastrophic, ranging from severe road rash, multiple fractures, and dislocations to traumatic brain injuries, spinal cord damage, and internal injuries. These injuries often require extensive medical treatment, rehabilitation, and can lead to long-term disability, impacting the victim’s ability to work and enjoy life.

If you or a loved one has been injured in a bicycle accident in Wisconsin, you need a legal team that understands the specific challenges of these cases and is committed to protecting your rights. Do not let insurance companies unfairly blame you. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We will fight to hold negligent drivers accountable and pursue the full compensation you deserve.

Bus Accidents in Wisconsin

Bus accidents, while less frequent than car accidents, can be devastating due to the sheer size of the vehicle and the number of passengers involved. In 2024, Texas tragically led all states with 1,110 bus accidents, including 17 fatal crashes and 549 injury crashes. These incidents, whether involving public transit, school buses, or commercial tour buses, can have far-reaching consequences for victims throughout Wisconsin. School bus safety is a particular concern, with 2,523 school bus crashes reported in Texas in 2023, resulting in 11 deaths and 63 serious injuries. Over 10,000 students were injured in the 2021-22 school year alone, highlighting the critical need for safety and accountability in public transportation.

Determining liability in a bus accident is often complex, as multiple parties could be at fault. These may include:

• The Bus Driver: For negligence such as distracted driving, fatigue, speeding, or driving under the influence.
• The Bus Company/Operator: For inadequate driver training, negligent hiring practices, insufficient vehicle maintenance, or pressuring drivers to violate safety regulations.
• The Bus Manufacturer: If a mechanical defect (e.g., brake failure, tire blowout) contributed to the accident.
• Other Drivers: If another vehicle initiated the collision.
• Government Entities: In cases involving public transit buses, municipalities or state agencies might be responsible for poor road design or maintenance, though these cases often involve specific notice requirements and governmental immunity issues.

Bus accidents almost always result in severe injuries due to the physics of the collision. Passengers may be thrown from their seats, struck by objects, or suffer crush injuries. Common injuries include traumatic brain injuries, spinal cord injuries, broken bones, and internal organ damage. For individuals in Wisconsin, the impact of such an accident can be overwhelming, leading to extensive medical treatment, emotional trauma, and significant financial burdens.

Attorney911 has the experience to investigate bus accidents thoroughly, identify all liable parties, and navigate the complex legal frameworks, including any governmental immunity defenses that may arise. Our firm is committed to ensuring that victims of bus accidents receive the justice and compensation they deserve in Wisconsin.

If you or a loved one has been injured in a bus accident in Wisconsin, contact Attorney911 immediately at 1-888-ATTY-911. We will work tirelessly to hold all negligent parties accountable and fight for your rights.

Uninsured/Underinsured Motorist (UM/UIM) Claims in Wisconsin

While Texas law mandates minimum auto insurance coverage, the reality is that many drivers on Wisconsin roads are either uninsured or carry insufficient coverage. Approximately 1 in 7 drivers nationwide are uninsured, leaving innocent accident victims in a precarious financial situation. When you’re involved in an accident with such a driver, your immediate thought might be that you have no recourse. However, your Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage can be your lifeline.

UM/UIM coverage is designed to protect you and your family when the at-fault driver has no insurance (UM) or not enough insurance to cover your damages (UIM). Essentially, your own insurance company steps in to pay for your medical bills, lost wages, and pain & suffering, up to the limits of your UM/UIM policy, just as if the negligent driver had a policy. In Texas, you have the right to purchase UM/UIM coverage, and your insurance company must offer it to you unless you explicitly reject it in writing.

A critical advantage in Texas is the concept of inter-policy stacking, which means you may be able to combine the UM/UIM coverage from multiple vehicles on your policy, or even from different policies you hold. For example, if you have two cars, each with a $50,000 UM/UIM policy, you might have access to $100,000 in coverage. However, your own insurance company, despite being “your” insurer, will often treat you like an adversary in a UM/UIM claim, trying to minimize their payout. This is where Attorney911 becomes indispensable for accident victims in Wisconsin.

Lupe Peña’s extensive experience working for defense firms gives Attorney911 a unique edge in UM/UIM claims. He knows how insurance companies evaluate, negotiate, and deny these claims because he used to handle them. He understands their tactics, such as claiming offsets for the at-fault driver’s minimal liability policy, and how to effectively counter them to maximize your recovery. We also have a dedicated video explaining the ins and outs of UM/UIM claims: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

If you have been involved in an accident in Wisconsin with an uninsured or underinsured driver, don’t let your insurance company undervalue your claim. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We frequently represent clients in these situations and will ensure you receive the full benefits you are entitled to under your policy.

Construction Zone Accidents in Wisconsin

Construction zones are a necessary part of maintaining Wisconsin’s infrastructure, but they are also exceptionally dangerous areas for drivers, passengers, and construction workers alike. Reduced speed limits, shifted lanes, concrete barriers, and distracted drivers create a hazardous environment. In 2024, nearly 28,000 crashes occurred in Texas work zones, resulting in 215 deaths—a 12% increase over the previous year. Nationally, work zone fatalities have increased by 50% from 2013-2023, a stark reminder of the escalating risks. An alarming 60% of highway contractors reported crashes into their work zones, and 43% reported worker injuries from these incidents in a 2025 survey.

Tragic stories like that of Katrina Bond highlight the devastating impact of these accidents. This college student was slowed for work zone traffic on I-35 near Fort Worth when a distracted driver of a heavy pickup rear-ended her, pushing her car into the path of another truck, resulting in her fatal injuries. Such incidents underscore the often-catastrophic nature of construction zone collisions.

Liability in construction zone accidents can be complex, potentially involving:

• Negligent Drivers: Drivers who speed, are distracted, or fail to heed warning signs are often at fault.
• Construction Companies: For inadequate signage, poor road design within the zone, improper traffic control, or insufficient lighting.
• Government Entities: For faulty road design, failing to inspect the work zone, or approving unsafe plans. However, claims against government entities have specific notice requirements and often involve governmental immunity defenses.

The injuries sustained in construction zone accidents are often severe, including head trauma, spinal cord injuries, broken limbs, and internal injuries, due to the presence of heavy machinery and unforgiving barriers. Attorney911 thoroughly investigates these accidents in Wisconsin, examining traffic plans, worker safety protocols, and driver behavior to identify all liable parties. Ralph Manginello, with over 25 years of experience, has the expertise to meticulously gather evidence, including obtaining traffic camera footage, interviewing witnesses, and reviewing construction zone plans.

If you or a loved one has been injured in a construction zone accident in Wisconsin, you need a legal team that understands the complexities of these cases. Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation. We will fight to ensure that all responsible parties are held accountable for their negligence.

Wrongful Death Claims in Wisconsin

The loss of a loved one due to someone else’s negligence in Wisconsin is an unimaginable tragedy, leaving families not only with profound grief but also with overwhelming financial burdens and questions about justice. At Attorney911, we understand that no amount of money can ever replace a life, but a wrongful death claim can provide crucial financial security and hold negligent parties accountable.

In Texas, a wrongful death claim can be brought by the surviving spouse, children, or parents of the deceased. This claim seeks compensation for the damages they suffered as a result of their loved one’s death, including:

• Loss of Companionship and Society: The emotional pain, suffering, and loss of emotional support from the deceased.
• Mental Anguish: The grief and sorrow experienced by the surviving family members.
• Lost Financial Support: The income and financial contributions the deceased would have provided to the family.
• Loss of Inheritance: The lost accumulation of wealth the deceased would have earned.
• Funeral and Burial Expenses: The costs associated with the funeral and burial.

In addition to a wrongful death claim, a survival action can also be filed by the deceased’s estate. This action seeks compensation for the damages the deceased would have recovered if they had survived, such as medical expenses incurred before death, pain and suffering leading up to their passing, and lost income. In Texas, families can pursue both types of claims. “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation,” demonstrating our commitment to these sensitive and complex cases.

Wrongful death cases often involve catastrophic accidents like 18-wheeler collisions or drunk driving incidents, where punitive damages may also be available to punish particularly egregious conduct. These cases can be highly complex, requiring meticulous investigation, expert testimony, and a deep understanding of Texas law. Our federal court experience and involvement in the BP explosion litigation demonstrate our capability to handle the most challenging and high-stakes cases against powerful corporations.

If you have lost a beloved family member due to someone else’s negligence in Wisconsin, our compassionate yet aggressive legal team is here to fight for your family’s rights. We will handle all legal complexities, allowing you to focus on healing. Call Attorney911 at 1-888-ATTY-911 for a free, confidential consultation.

Tesla & Autonomous Vehicle Accidents in Wisconsin

The promise of self-driving or assisted driving technology in vehicles like Teslas is profound, but the reality is that these systems are still developing and can be prone to failures, leading to devastating accidents. Drivers in Wisconsin who rely on features like Autopilot or Full Self-Driving (FSD) may unintentionally become victims of a system malfunction, or worse, false marketing. National Highway Traffic Safety Administration (NHTSA) data reveals a concerning trend: from 2021-2025, there were 1,160 incidents involving advanced driver-assist systems (ADAS) in the U.S., resulting in 78 injuries and 1 fatality. Tesla Autopilot alone accounts for 70% of driver-assist crashes reported to the NHTSA, signifying a pattern of failure.

Notable fatal Autopilot crashes, such as the 2016 Williston, Florida incident where Joshua Brown was killed when Autopilot failed to detect an 18-wheeler, or the 2018 Mountain View, California crash that killed Apple engineer Walter Huang (settled in April 2024), highlight the severe risks. Legal arguments in these cases often focus on:

• Misleading Marketing: Tesla’s marketing of FSD/Autopilot as “safer than human drivers” may foster driver overconfidence and over-reliance.
• Known Defects: Claims that Tesla knew its system couldn’t detect emergency vehicles or certain road configurations.
• Inadequate Recalls/Updates: Over-the-air (OTA) software updates might be used instead of comprehensive, hardware-based fixes.

These cases often fall under product liability law and may involve federal court jurisdiction, given their national implications and the multi-state nature of manufacturers. Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, and our firm’s experience in major litigation like the BP explosion case demonstrates our capacity to challenge powerful corporations and their legal teams.

If you or a loved one has been involved in an accident in Wisconsin where a Tesla’s Autopilot, FSD, or other autonomous vehicle technology may have contributed to the crash, you need a legal team with specialized knowledge in this emerging area of law. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We are equipped to investigate sophisticated product defects and fight for justice against even the largest manufacturers.

E-Scooter & E-Bike Accidents in Wisconsin

The rise of e-scooters and e-bikes has transformed urban mobility in many Wisconsin communities, offering convenient and eco-friendly transportation. However, their increasing popularity has also led to a surge in accidents, often resulting in serious injuries for riders and pedestrians alike. In Texas, e-bikes are categorized into three classes based on speed and pedal assist, with specific legal requirements regarding motor size and speed limits. For instance, a Class 1 e-bike has a max speed of 20 mph with pedal assist, while a Class 3 can reach 28 mph. It’s crucial to note that if an e-bike exceeds these standards, it may no longer be considered an “electric bicycle” under Texas law and could require registration as a motor vehicle, significantly altering insurance and liability implications.

E-scooter and e-bike accidents can occur due to various reasons, and liability can be multifaceted:

• Motorist Negligence: Drivers of cars who fail to see e-scooter or e-bike riders, run them over, cut them off, or open car doors into their path.
• Product Defects: Malfunctions in the e-scooter or e-bike itself, such as battery fires, brake failures, or structural defects, can lead to product liability claims against manufacturers.
• Premises Liability: Accidents caused by poorly maintained roads, sidewalks, or paths, potentially holding government entities or property owners responsible.
• Pedestrian Collisions: E-scooters and e-bikes can cause serious harm to pedestrians, particularly during collisions on sidewalks or in crowded areas.

The injuries sustained in these accidents can be severe, ranging from broken bones, road rash, and head trauma to traumatic brain injuries and spinal cord injuries. A recent case in Portland, Oregon, saw a $1.6 million award to an e-bike rider struck by an SUV, underscoring the significant damages involved. For residents of Wisconsin, navigating these claims requires an understanding of both traffic laws and evolving product liability issues.

Attorney911 is experienced in handling accident cases involving emerging technologies like e-scooters and e-bikes. We will meticulously investigate the accident, determine all liable parties, and fight to ensure you receive full compensation for your injuries. Call Attorney911 at 1-888-ATTY-911 for a free consultation if you’ve been involved in an e-scooter or e-bike accident in Wisconsin.

Ambulance & Emergency Vehicle Accidents in Wisconsin

Ambulances and other emergency vehicles play a vital role in Wisconsin, responding to critical situations and literally saving lives. However, these vehicles, even with their flashing lights and sirens, can be involved in serious accidents, especially when traveling at high speeds or against traffic signals. While emergency vehicle drivers are often granted certain privileges, they are not immune from negligence, and their actions can lead to devastating injuries for other motorists, pedestrians, or even their own passengers.

Liability in emergency vehicle accidents is complex and often involves specific rules:

• Driver Negligence: Even with emergency privileges, a driver can be found negligent if they drive recklessly, fail to adequately warn others, or disregard safety protocols.
• Governmental Immunity: Many emergency vehicles are operated by government entities (city fire departments, county EMS). These cases frequently involve specific notice requirements and governmental immunity defenses under Texas law, which can limit liability or compensation.
• Other Drivers: Sometimes, other drivers’ failure to yield to an emergency vehicle can contribute to the accident.
• Mechanical Failure: Defects in the emergency vehicle’s manufacturing or maintenance can also play a role.

The injuries resulting from these accidents are often severe due to the size and speed involved, ranging from traumatic brain injuries and spinal cord damage to multiple fractures and internal injuries. For accident victims in Wisconsin, pursuing a claim against a government entity or a large municipal department requires an attorney with specialized knowledge of these intricate legal challenges. Ralph Manginello, with his 25+ years of experience, has the expertise to navigate these types of cases effectively.

If you or a loved one has been involved in an accident with an ambulance or other emergency vehicle in Wisconsin, it is crucial to act quickly. Cases involving governmental entities often have much shorter deadlines for filing claims (as little as six months compared to the standard two-year statute of limitations). Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation. We will meticulously investigate the accident and protect your rights against complex legal defenses.

Commercial Vehicle Accidents in Wisconsin

Beyond 18-wheelers, a wide array of commercial vehicles—delivery vans, construction trucks, utility vehicles, large pick-up trucks, and more—operate daily on the roads of Wisconsin. While not as large as semi-trucks, these vehicles are still substantially heavier and larger than passenger cars, leading to significantly more severe injuries in accidents. Their drivers are often under pressure to meet tight deadlines, which can lead to distracted driving, speeding, or fatigued driving, increasing the risk of collisions.

Commercial vehicle accidents share many complexities with trucking accidents:

• Higher Insurance Policies: Commercial vehicles typically carry much higher liability insurance policies than personal vehicles, often in the range of $500,000 to millions, ensuring greater potential compensation for severely injured victims in Wisconsin.
• Multiple Liable Parties: Beyond the driver, the employer, the vehicle owner, or even the companies that lease or maintain the vehicle can be held liable. This opens the door to multiple insurance policies, increasing the potential for recovery.
• Specialized Regulations: Depending on the type of commercial vehicle and its cargo, state and federal regulations (though typically less stringent than full FMCSA for 18-wheelers) may apply, which can be leveraged to prove negligence.
• Corporate Defendants: Unlike individual drivers, commercial accident cases often involve corporate defendants who have extensive legal resources dedicated to minimizing payouts.

The injuries sustained in commercial vehicle accidents are often catastrophic, including traumatic brain injuries, spinal cord injuries, complex fractures, internal injuries, and permanent disabilities. These can result in substantial medical bills, long-term rehabilitation costs, and significant lost income, both present and future.

At Attorney911, we have extensive experience challenging corporate defendants and their aggressive legal teams. Lupe Peña’s background in insurance defense is particularly valuable here, as he understands the strategies these companies use to defend against claims. Our readiness to take cases to federal court, as Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, further equips us for these high-stakes battles.

If you’ve been injured in an accident with any type of commercial vehicle in Wisconsin, you need a law firm that isn’t intimidated by large corporations or complex legal battles. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We will meticulously investigate your case and fight tirelessly for the full compensation you deserve.

Distracted Driving Accidents in Wisconsin

Distracted driving is a pervasive and dangerous problem on the roads of Wisconsin, contributing to an alarming number of preventable accidents and fatalities. In 2024, distracted driving was a factor in 380 deaths across Texas, highlighting the deadly consequences of taking your eyes off the road, your hands off the wheel, or your mind off driving. Modern distractions, such as texting, scrolling social media (TikTok, Instagram), streaming videos, and even talking on a cell phone, have made our roads more perilous than ever.

Distracted driving encompasses:

• Manual Distractions: Taking your hands off the wheel (e.g., texting, eating).
• Visual Distractions: Taking your eyes off the road (e.g., looking at a phone screen, GPS).
• Cognitive Distractions: Taking your mind off driving (e.g., intense conversation, daydreaming).

The challenge in distracted driving cases in Wisconsin is often proving that the other driver was distracted. The at-fault driver is unlikely to admit to being on their phone. This is where Attorney911’s meticulous investigation process becomes crucial. We can:

• Subpoena Cell Phone Records: Legally obtain the at-fault driver’s cell phone records to see if they were actively using their device at the time of the crash (call logs, text messages, app usage data).
• Review Surveillance Footage: Check for traffic camera footage or surveillance from nearby businesses that might show the driver distracted.
• Interview Witnesses: Witnesses often observe drivers looking down at their phones or exhibiting other signs of distraction before an accident.
• Accident Reconstruction: Experts can sometimes determine distraction based on delayed braking or steering inputs.

The injuries from distracted driving accidents can be severe, ranging from whiplash and broken bones to traumatic brain injuries and spinal cord damage. These injuries often require extensive medical treatment, leading to significant medical bills and lost wages for victims in Wisconsin. Our firm knows how to hold distracted drivers accountable and pursue maximum compensation for your losses.

If you suspect distracted driving caused your accident in Wisconsin, you need an attorney who can uncover the evidence necessary to prove negligence. Call Attorney911 at 1-888-ATTY-911 immediately. Due to strict data retention policies, cell phone records and surveillance footage can be deleted quickly, making swift legal action critical.

Weather-Related Accidents in Wisconsin

While Texas is known for its heat, weather-related accidents in Wisconsin can occur due to a variety of conditions, not just extreme heat. Rain, fog, and especially rare winter-weather events like ice or snow, can make Wisconsin roads treacherous. Even heavy downpours can drastically reduce visibility and create slick surfaces, leading to hydroplaning and loss of control. Texas drivers, generally unaccustomed to severe winter conditions, often find themselves ill-prepared for ice or snow, resulting in a spike in collisions during these events.

Common weather-related hazards in Wisconsin include:

• Rain and Hydroplaning: Wet roads significantly increase braking distances and the risk of hydroplaning, where tires lose contact with the road.
• Fog and Reduced Visibility: Thick fog can reduce visibility to near zero, making it impossible to see other vehicles or road hazards.
• Ice and Sleet: Even a thin layer of ice (black ice) can make roads frictionless, leading to multi-vehicle pile-ups.
• Strong Winds: High winds can affect control of larger vehicles, especially trucks and SUVs, contributing to accidents.
• Sun Glare: Intense sun glare can temporarily blind drivers, especially during sunrise or sunset, leading to collisions.

While weather is often cited as a contributing factor, it does not absolve a driver of their duty to operate their vehicle safely. Drivers are expected to adjust their speed and driving behavior to the prevailing road and weather conditions. Failure to do so constitutes negligence. For example, driving at the posted speed limit during a heavy downpour when visibility is drastically reduced can still be considered negligent.

Proving negligence in weather-related accidents in Wisconsin requires careful investigation of:

• Road Conditions: Was the road properly maintained? Were there any unusual hazards?
• Driver Behavior: Was the at-fault driver speeding for conditions, distracted, or making unsafe maneuvers?
• Vehicle Maintenance: Were the vehicle’s tires, wipers, or lights in good working order?

If you’ve been involved in a weather-related accident in Wisconsin due to another driver’s failure to adjust to conditions, you may have a valid claim. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We will delve into the specifics of the accident and fight for the compensation you are owed.

Intersection Accidents in Wisconsin

Intersections are critical points of conflict on Wisconsin roads, where vehicles converge from multiple directions, often leading to a disproportionately high number of collisions. Statistically, 1,050 deaths occurred at intersections nationwide, reinforcing the inherent dangers. Whether it’s a bustling urban intersection or a highway interchange, these areas are ripe for accidents due to complex traffic flows, driver error, and sometimes, inadequate infrastructure.

Common types of intersection accidents include:

• Rear-End Collisions: Often caused by distracted driving or tailgating when one vehicle stops suddenly.
• T-Bone Collisions: Occur when one vehicle runs a red light or stop sign, striking another vehicle broadside.
• Left-Turn Accidents: A frequent cause, where a driver turning left fails to yield to oncoming traffic.
• Right-Turn Violations: Drivers turning right on red without a full stop, or failing to yield to pedestrians or cyclists.
• Running Red Lights/Stop Signs: Direct violations of traffic law leading to severe crashes.

Establishing liability in intersection accidents in Wisconsin typically relies heavily on various forms of evidence:

• Traffic Camera Footage: Many busy intersections in Wisconsin are equipped with surveillance cameras that can capture the entire incident.
• Witness Statements: Eyewitnesses often provide crucial testimony regarding who had the right-of-way or committed a traffic violation.
• Police Reports: The police officer’s investigation at the scene can offer initial findings regarding fault.
• Black Box Data: Event Data Recorders (EDRs) in vehicles can sometimes record speed, braking, and other parameters leading up to impact.

Our firm, Attorney911, excels at gathering this critical evidence quickly. We send preservation letters to obtain traffic camera footage before it’s deleted and interview witnesses while their memories are fresh. Lupe Peña’s insight into insurance company tactics is particularly valuable here, as insurance adjusters will often try to dispute liability by claiming conflicting accounts or a lack of definitive proof. We know how to counter these attempts to shift blame, protecting our clients’ rights in Wisconsin.

If you have been injured in an intersection accident in Wisconsin, call Attorney911 at 1-888-ATTY-911 for a free consultation. We will diligently investigate all aspects of the crash to hold the negligent party accountable and seek the maximum compensation for your injuries.

Boat and Maritime Accidents in Wisconsin

While Wisconsin may not be a coastal state, it boasts numerous lakes and rivers, making boating and water recreation popular activities. Unfortunately, with more vessels on the water, the risk of boat and maritime accidents increases. These incidents, whether involving recreational boats, jet skis, or even small commercial vessels operating on inland waterways, can lead to severe injuries or wrongful death. Such accidents often involve complex legal issues that differ significantly from typical motor vehicle accident claims.

Common causes of boat and maritime accidents include:

• Operator Negligence: Distracted boating, speeding, reckless operation, or driving under the influence of alcohol (BUI).
• Inexperience or Lack of Skill: Operators without proper training or experience handling a vessel.
• Equipment Failure: Malfunctioning engines, steering systems, or other defective parts.
• Overcrowding or Overloading: Exceeding capacity limits, leading to instability.
• Hazardous Conditions: Failure to heed weather warnings or navigate dangerous waters properly.

A key factor in maritime law is that it falls under federal jurisdiction, not state law, when it involves navigable waters or certain types of vessels. This means cases may be filed in federal court, where Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. Our firm’s experience with federal litigation, including complex cases like the BP explosion litigation, demonstrates our capability to handle the unique challenges of maritime claims.

The injuries sustained in a boat or maritime accident can be severe due to potential submersion, impact with the vessel or water, or lack of restraints. These include drowning, traumatic brain injuries, spinal cord injuries, broken bones, and internal injuries. Our firm has a proven track record in maritime injury cases: “In a recent case, our client injured his back while lifting cargo on a ship. Our investigation revealed that he should have been assisted in this duty, and we were able to reach a significant cash settlement.” This highlights our ability to conduct thorough investigations and secure favorable outcomes.

If you’ve been injured in a boat or maritime accident in Wisconsin, you need an attorney with specialized knowledge of maritime law and federal court experience. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We will navigate the complexities of maritime law to protect your rights and fight for the compensation you deserve.

Delivery Vehicle Accidents (Amazon, FedEx, DoorDash) in Wisconsin

The boom in online shopping and food delivery has led to a dramatic increase in delivery vehicles on Wisconsin roads, from Amazon vans and FedEx trucks to DoorDash and Uber Eats cars. While convenient, this surge has also led to a rise in accidents, often involving drivers under pressure to meet tight schedules, sometimes leading to distracted or rushed driving. These accidents present unique challenges in determining liability, often involving a complex web of corporate policies and contractual agreements.

Key liability issues in delivery vehicle accidents include:

• Amazon DSP Liability: Amazon utilizes a vast network of Delivery Service Partners (DSPs). These DSPs are often contractually required to “defend and indemnify” Amazon for injuries. Crucially, Amazon-related motor carriers accounted for 1,879 crashes in a 24-month period ending August 2025. Recent verdicts, such as the $105 million awarded in Lopez v. All Points 360 (an Amazon DSP case), and a $16.2 million award against Amazon in Georgia for a child struck by a delivery van, underscore the severe consequences and corporate accountability.
• Gig Economy Drivers: Drivers for services like DoorDash, Uber Eats, and Instacart are often independent contractors. Determining whether they were “on the clock” at the time of the accident is critical, as it dictates which insurance policy—personal or commercial—applies.
• Driver Negligence: Distracted driving (often from using delivery apps), speeding, fatigued driving, or running traffic signals to meet deadlines.
• Employer/Company Negligence: Companies can be liable for negligent hiring, inadequate training, or imposing unrealistic delivery quotas that incentivize unsafe driving.

The injuries sustained in delivery vehicle accidents mirror those of general commercial vehicle collisions, often including traumatic brain injuries, spinal cord injuries, severe fractures, and internal damage. The involved companies typically carry large commercial liability policies, which can mean substantial compensation for victims in Wisconsin, but these corporations will fight fiercely to protect their bottom line.

At Attorney911, Lupe Peña’s background as an insurance defense attorney provides us with invaluable insight into how these large companies and their insurers defend against such claims. We know how to investigate gig economy insurance phases and challenge corporate defenses. Our firm is equipped to take on national corporations and their complex legal strategies to ensure our clients in Wisconsin receive justice.

If you’ve been injured in an accident with a delivery vehicle in Wisconsin, call Attorney911 at 1-888-ATTY-911 for a free consultation. We will meticulously uncover all liable parties and fight aggressively for your maximum compensation.

Parking Lot Accidents in Wisconsin

Parking lots in Wisconsin, while seemingly safer than open roads, are frequent sites of motor vehicle accidents. The combination of slow speeds, numerous obstacles (parked cars, carts, light poles), and a high concentration of pedestrians can lead to unexpected collisions. Although these accidents are often categorized as “minor,” they can still result in serious injuries, property damage, and significant legal disputes, especially when insurance companies try to minimize their responsibility.

Common scenarios leading to parking lot accidents include:

• Backing Accidents: Drivers backing out of parking spots colliding with oncoming vehicles or pedestrians.
• Failure to Yield: Drivers failing to yield right-of-way when entering or exiting parking lanes.
• Distracted Driving: Drivers looking for parking spots or distracted by phones, often hitting pedestrians or other vehicles.
• Improper Turns: Drivers cutting corners or making wide turns between parking rows.
• Disputed Right-of-Way: Confusion over proper traffic flow in unmarked parking areas.

Insurance companies frequently claim that parking lot accidents are “50/50 fault” collisions, implying that both parties are equally responsible and trying to reduce their payout. This is often a tactic to avoid paying the full value of the claim. In Wisconsin, the Texas 51% Comparative Negligence rule still applies. It’s crucial to have clear evidence demonstrating that the other driver was primarily at fault.

Evidence gathering in parking lot accidents is critical and time-sensitive:

• Surveillance Video: Many retail establishments, malls, and businesses in Wisconsin have security cameras that capture parking lot activity. This footage is often purged within 7-30 days, so prompt action from Attorney911 is essential to obtain it.
• Witness Statements: Onlookers often provide invaluable testimony in congested parking environments.
• Photos: Documenting vehicle positions, damage, and any relevant signage immediately after the accident is important.

Even at low speeds, parking lot accidents can cause whiplash, soft tissue injuries, bumps, bruises, and even broken bones, particularly if a pedestrian or cyclist is involved. These injuries require medical attention and can lead to lost wages.

If you’ve been involved in a parking lot accident in Wisconsin, don’t let insurance companies convince you it’s a “50/50” case. Call Attorney911 at 1-888-ATTY-911 for a free consultation. We will meticulously investigate the accident, secure surveillance footage, and fight to ensure you are not unfairly blamed or denied fair compensation.

Texas Motor Vehicle Law Framework

Navigating the legal landscape after a car accident in Wisconsin, or anywhere in Texas, can be a daunting process. Understanding the fundamental laws that govern personal injury claims is crucial. At Attorney911, we ensure our clients are fully informed about their rights and the legal framework that protects them. Ralph Manginello and our entire team have spent over 25 years immersed in Texas law, ensuring our clients receive the most accurate and aggressive representation possible.

Statute of Limitations: The Clock Is Ticking

Under Texas Civil Practice & Remedies Code § 16.003, there are strict deadlines for filing a personal injury lawsuit after an accident:

• Personal Injury Claims: You have 2 years from the date of the accident.
• Wrongful Death Claims: You have 2 years from the date of death.
• Property Damage Claims: You have 2 years from the date the damage occurred.
• Government Claims: If the at-fault party is a government entity (city, county, state), you often have a much shorter deadline—typically 6 months to file a formal notice of claim.

This 2-year deadline is absolute. Missing it means you lose your right to pursue compensation, as your case will be forever barred. There are very limited exceptions, such as for minors whose deadline is tolled until their 18th birthday. This is why immediate action is critical after any accident in Wisconsin. Our YouTube video, “Is There a Statute of Limitations?” at https://www.youtube.com/watch?v=MRHwg8tV02c, provides more details.

Comparative Negligence: The 51% Bar Rule

Texas operates under a “modified comparative negligence” system with a 51% Bar Rule, detailed in Texas Civil Practice & Remedies Code § 33.001. This law determines how damages are awarded when both parties share some degree of fault in an accident:

• If you are found to be 50% or less at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault. For example, if you are 10% at fault for a $100,000 claim, you would receive $90,000.
• If you are found to be 51% or more at fault, you recover NOTHING. Your claim is completely barred.

Insurance companies aggressively exploit this rule, always trying to assign maximum fault to you to reduce or completely deny your claim. Even a small percentage of fault can cost you thousands. For residents of Wisconsin, understanding how this rule can affect their case is vital. Lupe Peña’s years of experience on the insurance defense side means he intimately understands how they argue comparative fault, and he is uniquely positioned to dismantle their strategies and protect our clients’ recoveries. Learn more by watching our video, “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4.

Texas Minimum Auto Insurance: Are You Truly Protected?

Texas law requires all drivers to carry a minimum amount of liability insurance:

• $30,000 for bodily injury per person
• $60,000 for total bodily injury per accident
• $25,000 for property damage per accident (often referred to as 30/60/25)

The reality is this minimum coverage is often woefully inadequate to cover serious injuries, extensive medical bills, or significant property damage for accident victims in Wisconsin. If you’re involved in an accident with a driver who only carries the minimum and your damages exceed their policy, you could be left with substantial out-of-pocket expenses. This underscores the importance of having robust Uninsured/Underinsured Motorist (UM/UIM) coverage on your own policy, as it provides a crucial safety net.

Federal Court Experience: When State Court Isn’t Enough

Many complex personal injury cases, particularly those involving 18-wheelers, product liability, or multi-state defendants, may be litigated in federal court. Ralph Manginello is admitted to practice in the U.S. District Court, Southern District of Texas. Our firm’s ability to operate in federal district courts—which extend across all of Texas—is a significant advantage for our clients in Wisconsin. This experience was crucial in our involvement in the BP explosion litigation, demonstrating our capability to handle billion-dollar corporations and multi-party, high-stakes federal cases.

Proving Liability & Building Your Case in Wisconsin

After a car accident in Wisconsin, proving liability is the cornerstone of securing the compensation you deserve. It’s not enough to simply say the other driver was at fault; you must legally prove it. Our approach at Attorney911 is built on meticulous investigation and a deep understanding of Texas law to establish negligence and hold responsible parties accountable.

The Four Elements of Negligence

To win any personal injury case in Texas, including those arising from car accidents in Wisconsin, we must prove four essential legal elements:

1. Duty of Care: All drivers on Wisconsin roads have a legal duty to operate their vehicles safely and reasonably, obeying traffic laws and acting prudently. Commercial drivers, such as truckers, have an even higher duty of care due to federal regulations.
2. Breach of Duty: The at-fault driver violated this duty of care through their actions or inaction. This could be speeding, driving while distracted, running a red light, driving under the influence, or failing to yield.
3. Causation: The driver’s breach of duty directly caused your injuries. We must demonstrate a clear link between their negligent actions and the harm you suffered. This involves proving both “cause in fact” (your injuries wouldn’t have happened “but for” their negligence) and “proximate cause” (your injuries were a foreseeable result of their actions).
4. Damages: You suffered measurable harm as a result of the accident. This includes physical injuries, medical expenses, lost wages, property damage, and non-economic losses like pain and suffering.

Comprehensive Evidence Gathering

Building a strong case requires comprehensive evidence. At Attorney911, we leverage every available resource to uncover and preserve critical evidence for our clients in Wisconsin:

• Physical Evidence: This includes extensive photographs of vehicle damage (from all angles), skid marks, debris, road conditions, and any visible injuries. We also secure damaged personal property from the scene.
• Documentary Evidence: Police accident reports, 911 call recordings, traffic camera footage (crucial for intersection accidents in Wisconsin), surveillance video from nearby businesses, medical records and bills, employment records (for lost wages), and cell phone records (to prove driver distraction) are all vital.
• Electronic Evidence: In trucking cases, we secure Electronic Logging Device (ELD) data within its 30-180 day retention window, vehicle “black box” (Event Data Recorder) information, GPS/telematics data, and dashcam footage.
• Testimonial Evidence: We interview witnesses while their memories are fresh and work with a network of expert witnesses, including accident reconstructionists, medical specialists, and life care planners, to provide compelling testimony.

Because evidence disappears rapidly—surveillance footage within 7-30 days, ELD data within 30-180 days—it is imperative to contact us immediately. Our team sends preservation letters to all relevant parties to legally require them to save crucial data that could otherwise be lost forever.

Multiple Liable Parties & Expert Witnesses

In many complex accident cases, particularly those involving 18-wheelers or commercial vehicles in Wisconsin, there can be multiple liable parties beyond just the driver. This often means more insurance policies are available, increasing the potential for compensation. For instance, in a trucking accident, liability could extend to the driver, the trucking company (for negligent hiring or maintenance), the cargo loader, or even the manufacturer.

To establish liability and quantify damages effectively, we work with a diverse team of expert witnesses:

• Accident Reconstructionists: To determine precisely how the crash occurred and who was at fault.
• Medical Experts: To detail the extent of your injuries, future treatment needs, and permanent impairment.
• Life Care Planners: For catastrophic injuries, to project the lifetime cost of care.
• Vocational Experts: To assess lost earning capacity if you can’t return to your previous job.
• Economists: To calculate the present value of future economic losses.

Our rigorous approach ensures that every aspect of your case is thoroughly investigated and presented, maximizing your chances of a successful outcome in Wisconsin.

Damages & Compensation After an Accident in Wisconsin

When you or a loved one are injured in a car accident in Wisconsin, you’re not just dealing with physical pain; you’re facing a cascade of financial and emotional burdens. At Attorney911, our goal is to recover comprehensive compensation that addresses all your losses, both visible and invisible. We meticulously calculate and fight for every type of damage available under Texas law. “We fight for you to get every dime you deserve,” as client Glenda Walker affirms.

Types of Damages You Can Recover

Texas law allows accident victims to seek compensation for various categories of damages:

1. Economic Damages (No Cap in Texas)

These are quantifiable financial losses directly resulting from your accident. They are often straightforward to calculate with proper documentation.

• Past and Future Medical Expenses: This includes emergency room visits, hospital stays, surgeries, doctor appointments, physical therapy, prescription medications, medical devices, and expected future medical care.
• Past and Future Lost Wages: Compensation for income you’ve already lost due to your injuries and for the income you will lose in the future if you cannot return to work or must take a lower-paying job (lost earning capacity).
• Property Damage: Costs to repair or replace your damaged vehicle and any other personal property lost or damaged in the accident.
• Out-of-Pocket Expenses: Any other accident-related expenses, such as transportation to medical appointments, home modifications for accessibility, or hired help for household tasks you can no longer perform.

2. Non-Economic Damages (No Cap Except Medical Malpractice)

These damages compensate for intangible losses that do not have a fixed monetary value but significantly impact your quality of life.

• Pain and Suffering: Compensation for the physical pain and discomfort caused by your injuries, both in the past and what you will experience in the future.
• Mental Anguish: This covers the emotional distress, anxiety, depression, fear, frustration, and Post-Traumatic Stress Disorder (PTSD) you experience as a result of the accident and your injuries.
• Physical Impairment: Compensation for any loss of physical function, permanent disability, or limitations on your daily activities.
• Disfigurement: Damages for scarring, burns, or other visible, permanent alterations to your appearance.
• Loss of Enjoyment of Life: When your injuries prevent you from participating in hobbies, sports, or social activities you once enjoyed.
• Loss of Consortium: In cases of severe injury or wrongful death, this compensates a spouse or family members for the loss of companionship, affection, and support.

3. Punitive/Exemplary Damages (Capped in Texas)

In rare cases where the at-fault party’s conduct was exceptionally reckless, malicious, or grossly negligent, punitive damages (also called exemplary damages) may be awarded. Their purpose is not to compensate you for a loss, but to punish the defendant and deter similar conduct in the future. Drunk driving cases often qualify for punitive damages. In Texas, punitive damages are capped at the greater of $200,000 or (2 times economic damages + $750,000 of non-economic damages).

Nuclear Verdicts: A Force for Justice

Texas is a national leader in “nuclear verdicts,” jury awards exceeding $10 million. From 2009-2023, Texas saw 207 such verdicts totaling over $45 billion, with auto accidents accounting for 23.2% of these. These large verdicts, like the $105 million against an Amazon DSP in 2024 or the $44.1 million for an I-35 trucking pileup, send a clear message: juries are willing to hold negligent parties and large corporations fully accountable.
Insurance companies fear nuclear verdicts. This fear often compels them to offer higher settlements to avoid the risk of a massive jury award. Attorney911’s track record of multi-million dollar results and our readiness to go to trial give us significant leverage in negotiations for our clients in Wisconsin, ensuring they receive fair compensation for their injuries.

Why Choose Attorney911 for Your Accident in Wisconsin?

When you’re facing the chaotic aftermath of a car accident in Wisconsin, choosing the right legal representation is the most critical decision you’ll make. You need more than just a lawyer; you need a powerful advocate with a proven track record, insider knowledge, and unwavering dedication. Attorney911 offers unique advantages that set us apart from other firms.

Advantage 1: Insurance Defense Insider Knowledge

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

This is our absolute biggest competitive advantage. Lupe Peña spent years working for insurance companies, fighting against victims. Now, he brings that invaluable insider knowledge to your side. He knows their playbooks, their tactics, their computer programs (like Colossus), and their claims valuation methods. He knows which “independent” medical examiners they favor, and how they attempt to minimize payouts. This means we anticipate their strategies before they deploy them and can effectively counter every move they make. No other law firm in Wisconsin can offer this specific, unparalleled insight into the enemy’s operations. Chelsea Martinez noted, “Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions,” highlighting his thoroughness.

Advantage 2: Multi-Million Dollar Results and Trial Readiness

Our results speak for themselves. Attorney911 has a proven track record of securing multi-million dollar settlements and verdicts for victims of catastrophic injuries in Texas, including those from Wisconsin:

• “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”
• “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
• “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
  These are not just numbers; they are lives we’ve helped rebuild. Insurance companies know which firms are serious about going to trial, and Ralph Manginello prepares every case as if it will be presented to a jury. This trial readiness gives us significant leverage in negotiations, ensuring that our clients in Wisconsin don’t just get a settlement, but a fair settlement. As client Ernest Cano put it, “Mr. Maginello and his firm are first class. Will fight tooth and nail for you.”

Advantage 3: Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas. This means we can handle complex cases that often land in federal court, such as those involving:

• Federal Motor Carrier Safety Administration (FMCSA) regulations in 18-wheeler accidents.
• Product liability claims against national or international manufacturers (like Tesla).
• Cases against out-of-state corporate defendants.
  Our firm was also one of the few involved in the massive BP explosion litigation, demonstrating our deep experience and capacity to take on billion-dollar corporations in high-stakes legal battles. This federal court admission and complex litigation history instill confidence that we can handle the most challenging aspects of your case in Wisconsin.

Advantage 4: Personal Attention and Compassionate Care

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” — Chad Harris

Unlike high-volume “settlement mills” where you’re just a case number, we pride ourselves on providing genuine, personal attention. You’ll work directly with Ralph Manginello or Lupe Peña, not just a rotating cast of paralegals.

• “Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” — Dame Haskett
• “I never felt like ‘just another case’ they were working on.” — Ambur Hamilton
  Our staff, including dedicated case managers like Leonor, are key to this experience. As Stephanie Hernandez describes, “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” For accident victims in Wisconsin, this means consistent updates, clear answers, and a legal team that truly cares about your recovery.

Advantage 5: Contingency Fee Basis – No Risk to You

We believe that justice should be accessible to everyone, regardless of their financial situation after an accident. That’s why Attorney911 works on a strict contingency fee basis:

• Free Consultation: Your initial review of your case in Wisconsin is entirely free, with no obligation.
• No Upfront Costs: You pay nothing out-of-pocket for our legal services.
• “We Don’t Get Paid Unless We Win”: Our legal fees are a percentage of the compensation we recover for you. If we don’t win, you owe us nothing.
• We Advance Case Costs: We cover all initial expenses related to your case, from investigation to expert witness fees.
  This eliminates financial risk, allowing you to focus on your recovery while we handle the legal battle for you.

When you’re searching for justice after an accident in Wisconsin, choose the firm with insider knowledge, federal court experience, multi-million dollar results, and a commitment to personal care. Call Attorney911 at 1-888-ATTY-911 today for a free consultation.

Medical Knowledge Encyclopedia: Understanding Your Injuries

A significant component of effectively pursuing an accident claim in Wisconsin is a thorough understanding of the medical realities of your injuries. The attorneys at Attorney911 possess deep medical knowledge, allowing us to accurately present the severity of your condition, the long-term prognosis, and the true cost of your care. We work closely with medical professionals to ensure that your injuries are fully documented and understood by the insurance companies and, if necessary, by a jury.

Traumatic Brain Injury (TBI)

Traumatic Brain Injury (TBI) can range from a mild concussion to a severe, life-altering injury. Its impact can be immediate or, critically, manifest days or weeks after the accident. For victims in Wisconsin, understanding the insidious nature of TBI is paramount.

Immediate Symptoms: Loss of consciousness (even briefly), confusion, disorientation, vomiting, seizures, severe headaches, slurred speech.
Delayed Symptoms (CRITICAL): Worsening headaches, repeated vomiting, personality changes, mood swings, sleep disturbances, sensitivity to light/noise, and confusion. Insurance companies often try to deny claims based on delayed symptoms, but Attorney911 works with medical experts to explain how symptom progression is normal for TBI.

Severity is classified by the Glasgow Coma Scale (GCS), with scores from 3-15. Mild TBIs (concussions, GCS 13-15) may initially seem “fine” but can lead to long-term issues like Chronic Traumatic Encephalopathy (CTE) or Post-Concussive Syndrome (PCC), affecting 10-15% of patients. Moderate to severe TBIs (GCS 3-12) often result in permanent cognitive impairment, memory problems, and a significantly increased risk of dementia, not to mention a higher likelihood of mood disorders and seizure disorders developing months or even years later.

Our firm secured a “Multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company,” demonstrating our commitment to fighting for maximum compensation in brain injury cases.

Spinal Cord Injury (SCI)

Spinal Cord Injuries (SCIs) are among the most catastrophic injuries an individual can sustain in an accident in Wisconsin, often resulting in permanent paralysis. The level of injury on the spinal cord determines the extent of neurological impairment.

• Cervical Spine (Neck; C1-C8): Injuries here can lead to quadriplegia (paralysis of all four limbs), with high cervical injuries (C1-C4) often requiring ventilator dependence and 24/7 care.
• Thoracic Spine (Mid-Back; T1-T12): Injuries typically result in paraplegia (paralysis of the lower body), with varying degrees of trunk control.
• Lumbar Spine (Lower Back; L1-L5): Affects leg movement and often leads to bowel/bladder dysfunction.

Beyond paralysis, SCI victims face myriad secondary complications, including pressure sores, respiratory issues, chronic pain, and depression, severely impacting their life expectancy and quality of life. The lifetime cost of care for SCI can reach into the millions, covering specialized equipment, home modifications, and extensive personal assistance. Our federal court experience and involvement in BP explosion litigation underscore our capability to handle such catastrophic injury cases where lifetime care plans are essential.

Amputation

Amputation is a life-altering injury that can result directly from traumatic accidents in Wisconsin or due to complications like severe crush injuries and infections following an initial injury, as we saw in one of our documented cases.

• Traumatic Amputation: Where a limb is severed at the scene due to the force of impact.
• Surgical Amputation: Performed later to prevent life-threatening infection or due to irreparable damage.

Victims face not only the physical loss but also profound psychological trauma, rehabilitation needs, and the lifelong expense of prosthetic limbs, which can cost tens of thousands of dollars and require frequent replacement. A challenging aspect is “phantom limb pain,” where the amputee feels pain in the missing limb, a debilitating condition for 80% of amputees.

We understand these devastating consequences. “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions,” demonstrating our commitment to securing the resources needed for victims of these profound injuries.

Herniated Disc

Herniated discs are extremely common after car accidents in Wisconsin and can cause debilitating pain. They occur when the soft inner core of a spinal disc pushes through the tougher outer layer, irritating nearby nerves.

Treatment often progresses through stages:

1. Acute Phase: Rest, anti-inflammatory medications.
2. Conservative Treatment: Physical therapy, chiropractic care ($8,000-$15,000 for 3-6 months).
3. Interventional: Epidural steroid injections ($3,000-$6,000 for a series of three).
4. Surgery: Microdiscectomy or spinal fusion ($50,000-$120,000), if conservative treatments fail.

A herniated disc can lead to permanent restrictions, especially for those in physically demanding jobs, resulting in significant lost earning capacity. Insurance companies often try to attribute herniated discs to pre-existing degenerative conditions. Still, Attorney911 works with medical experts to prove that the accident either caused or significantly aggravated your condition, entitling you to compensation. Lupe Peña’s insider knowledge of how insurance companies mount these “pre-existing condition” defenses is particularly invaluable, as he used to deploy these tactics himself.

Soft Tissue Injuries (Whiplash, Sprains, Strains)

Soft tissue injuries, such as whiplash, sprains, and strains, are prevalent after car accidents in Wisconsin. While often dismissed as “minor” by insurance companies because they don’t appear on X-rays, these injuries can be incredibly painful and debilitating. They affect muscles, ligaments, and tendons, causing chronic pain for 15-20% of victims and restricting their ability to work and perform daily activities.

Insurance companies frequently undervalue soft tissue injuries because they are “subjective” (based on the victim’s reported pain) and lack a visible “objective” finding like a broken bone. They often claim such injuries can’t be serious without surgery. However, precise documentation of your pain, symptoms, consistent medical treatment (without gaps), and objective findings from MRIs or physical therapy evaluations are critical to proving their severity. Our firm knows how to counter the Colossus software system, which typically undervalues soft tissue claims, by meticulously presenting evidence of your true suffering. As client Chavodrian Miles expressed, “Leonor got me into the doctor the doctor the same day…it only took 6 months amazing,” showing our focus on consistent, swift care.

Psychological Injuries (PTSD, Anxiety, Depression)

The trauma of a car accident in Wisconsin extends beyond physical wounds. Many victims experience significant psychological injuries, even if their physical injuries are “minor.” Post-Traumatic Stress Disorder (PTSD) affects 32-45% of accident victims, causing flashbacks, nightmares, severe driving anxiety, and an intense fear of getting into a car again. Other common psychological impacts include anxiety, depression, panic attacks, and sleep disturbances, which can profoundly impact relationships and daily life.

These emotional damages are fully compensable under Texas law as part of your non-economic damages, including mental anguish and loss of enjoyment of life. We work with therapists, psychologists, and psychiatrists in Wisconsin to document and quantify these crucial, yet invisible, injuries, ensuring they are not overlooked by insurance adjusters who often dismiss “subjective” pain away.

Comprehensive FAQ for Accident Victims in Wisconsin

It’s natural to have many questions after a car accident in Wisconsin. At Attorney911, we believe that informed clients are empowered clients. We’ve compiled answers to the most common questions our clients ask, addressing your immediate concerns and guiding you through the legal process.

Immediate After Accident

1. What should I do immediately after a car accident in Wisconsin?
If you’ve been in an accident in Wisconsin, prioritize safety first. Move to a safe location if possible, and call 911 immediately to report the accident and request medical assistance for any injuries. Document everything by taking photos of vehicle damage, the scene, and any visible injuries. Exchange information with the other driver, and gather witness contacts. Crucially, do NOT give a recorded statement to any insurance company without legal counsel. Call Attorney911 at 1-888-ATTY-911 for immediate legal guidance.

2. Should I call the police even for a minor accident?
Yes, always call the police. The official police report is a vital piece of evidence for your claim. In Texas, you are legally required to report accidents that involve injuries, fatalities, or property damage exceeding $1,000. For potential accident claims in Wisconsin, having this official record is indispensable.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries, such as whiplash, internal bleeding, or traumatic brain injuries, can have delayed symptoms that may not manifest for hours or even days after an accident. Getting checked by medical professionals immediately establishes a link between the accident and your injuries, preventing insurance companies from later claiming your injuries weren’t accident-related.

4. What information should I collect at the scene?
Collect the other driver’s name, phone, address, driver’s license number, and insurance details. Note the vehicle’s make, model, color, and license plate. Get names and phone numbers of any witnesses. Take extensive photos of all vehicle damage, the accident scene, road conditions, and any visible injuries. Also, get the police officer’s name, badge number, and the accident report number for the Wisconsin incident.

5. Should I talk to the other driver or admit fault?
Only exchange necessary contact and insurance information. Do NOT discuss fault, apologize, or offer your opinion on what happened. Any statements you make can be used against you by insurance companies. Stick to factual exchanges only.

6. How do I obtain a copy of the accident report?
In Wisconsin, you can typically obtain the police report from the responding law enforcement agency or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing With Insurance

7. Should I give a recorded statement to insurance?
Never give a recorded statement to the other driver’s insurance company without consulting an attorney first. To your own insurance company, while you have a duty to cooperate under your policy, call Attorney911 before you give any statements. We can advise you and protect your interests.

8. What if the other driver’s insurance contacts me?
Politely state, “I need to speak with my attorney first.” Do not provide any details about the accident or your injuries. Hand them our contact information, and we will handle all further communication, protecting our clients in Wisconsin from insurance company tactics.

9. Do I have to accept the insurance company’s estimate?
No. The insurance company’s initial estimate, particularly for property damage or injury claims in Wisconsin, is often a lowball offer designed to minimize their payout. Attorney911 will fight for a fair and accurate valuation that reflects your actual damages.

10. Should I accept a quick settlement offer?
Never. Early settlement offers are almost always far below the true value of your claim, especially before you’ve reached Maximum Medical Improvement. Once you sign a release, you relinquish your right to seek additional compensation, even if your injuries worsen or new costs arise.

11. What if the other driver is uninsured/underinsured?
If the at-fault driver has no insurance or insufficient insurance, your own Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage can provide compensation. Attorney911 helps you navigate these claims to maximize your recovery. Learn more in our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

12. Why does insurance want me to sign a medical authorization?
Insurance companies seek broad medical authorizations to access your entire medical history, not just accident-related records. They are searching for pre-existing conditions to deny or devalue your claim. Never sign a medical authorization without legal review from Attorney911 in Wisconsin.

Legal Process

13. Do I have a personal injury case?
You likely have a personal injury case if someone else’s negligence caused your accident, resulting in injuries or damages, and there is an insurance policy or other assets from which to recover. Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims.

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears quickly, and insurance companies begin building a case against you from day one. Engaging Attorney911 right after your accident in Wisconsin ensures your rights are protected from the outset. Call 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas, the statute of limitations for most personal injury claims, including car accidents in Wisconsin, is 2 years from the date of the accident. For wrongful death claims, it’s 2 years from the date of death. Missing this deadline will permanently bar your claim.

16. What is comparative negligence and how does it affect me?
Texas uses a “51% Bar Rule.” If you are found to be 50% or less responsible for the accident, you can still recover damages, reduced by your percentage of fault. However, if you are 51% or more at fault, you recover nothing. Insurance companies always try to shift blame to minimize their payout.

17. What happens if I was partially at fault?
You can still recover compensation in Wisconsin if your percentage of fault is 50% or less. Your total damages will simply be reduced by your assigned percentage of fault. Attorney911 works hard to minimize any fault assigned to you.

18. Will my case go to trial?
Most personal injury cases settle before trial. However, Attorney911 prepares every case as if it will go to trial. This readiness demonstrates to insurance companies that we are serious and willing to fight for fair compensation, providing leverage in negotiations. Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc.

19. How long will my case take to settle?
The timeline varies widely based on the severity of your injuries and the complexity of the case. We never settle until you have reached Maximum Medical Improvement (MMI). Minor injury cases might resolve in 6-12 months, while catastrophic injury cases can take 18-24 months or longer.

20. What is the legal process step-by-step?
The process typically involves investigation and evidence gathering, medical treatment to MMI, drafting a demand letter to the insurance company, negotiations, and if necessary, filing a lawsuit followed by discovery, mediation, and potentially a trial. Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs.

Compensation

21. What is my case worth?
The value of your case depends on many factors specific to your accident in Wisconsin: the severity of your injuries, the cost of medical treatment (past and future), lost wages and earning capacity, the extent of your pain and suffering, and the available insurance coverage. Cases can range from tens of thousands for minor injuries to millions for catastrophic ones.

22. What types of damages can I recover?
You can recover both economic damages (medical expenses, lost wages, property damage) and non-economic damages (pain and suffering, mental anguish, physical impairment, disfigurement, loss of enjoyment of life). In some cases, punitive damages may also be available.

23. Can I get compensation for pain and suffering?
Yes. Compensation for pain and suffering is a critical element of personal injury claims in Texas, including for accident victims in Wisconsin. There is no cap on non-economic damages like pain and suffering, except in medical malpractice cases.

24. What if I have a pre-existing condition?
You can still recover compensation even with a pre-existing condition if the accident aggravated or worsened it. Under Texas’s “eggshell plaintiff” rule, the at-fault driver takes the victim as they find them. We work with medical experts to prove the accident’s impact on your pre-existing condition.

25. Will I have to pay taxes on my settlement?
Generally, compensation received for physical injuries and medical expenses is not taxable. However, any punitive damages awarded ARE taxable as ordinary income. It’s always wise to consult a tax professional regarding your specific settlement.

26. How is the value of my claim determined?
Our attorneys in Wisconsin determine your claim’s value by meticulously assessing your medical bills, future treatment costs, lost income, any permanent impairment ratings, the impact your injuries have on your daily life, and comparing your case to similar verdicts and settlements.

Attorney Relationship

27. How much do car accident lawyers cost?
Attorney911 works on a contingency fee basis. This means you pay nothing upfront, and we only receive a fee if we win your case. Our fee is typically 33.33% of the recovery before a lawsuit is filed, and 40% if the case goes to trial. Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc. You may still be responsible for court costs and case expenses regardless of outcome.

28. What does “no fee unless we win” mean?
It means there is zero financial risk to you. If we don’t recover compensation for your injuries in Wisconsin, you owe us nothing for our legal services. We also advance all case costs, removing any financial barriers to pursuing justice.

29. How often will I get updates?
At Attorney911, we are committed to consistent and clear communication. As client Dame Haskett stated, “Consistent communication and not one time did i call and not get a clear answer.” We ensure our clients in Wisconsin are always informed about their case’s progress.

30. Who will actually handle my case?
When you choose Attorney911 for your case in Wisconsin, you work directly with experienced attorneys, including Ralph Manginello and Lupe Peña, not just a series of paralegals. Our team provides personal attention every step of the way. As Chad Harris said, “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You have the right to switch attorneys if you are unhappy with your current legal representation. Many clients come to us after feeling unheard or unsatisfied with their previous lawyers. As client Greg Garcia shared, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” We can discuss switching in a free consultation.

Mistakes to Avoid

32. What common mistakes can hurt my case?
Common mistakes that can severely damage your claim in Wisconsin include giving a recorded statement to insurance without legal counsel, accepting an early settlement, delaying or having gaps in medical treatment, posting about your accident or injuries on social media, or signing any documents without attorney review. Avoid these pitfalls by contacting Attorney911. Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY.

33. Should I post about my accident on social media?
No. Absolutely not. Make all your social media profiles private immediately after an accident. Insurance companies actively monitor social media for anything they can use to undermine your claim, such as photos of you engaged in activities or posts about your injuries.

34. Why shouldn’t I sign anything without a lawyer?
Signing a release without full medical knowledge is permanent. Signing a broad medical authorization grants insurance companies unlimited access to your private health records, which they can use against you. Any settlement offer is legally binding. Never sign any document related to your accident in Wisconsin without attorney review.

35. What if I didn’t see a doctor right away?
While immediate medical attention is ideal, it’s never too late to seek help. See a doctor as soon as possible and thoroughly explain that you didn’t realize the extent of your injuries initially—delayed symptoms are very common. We can still help build your case even if there was a short delay.

Additional Common Questions

36. What if I have a pre-existing condition?
You can still recover if the accident aggravated or worsened your pre-existing condition. Under Texas’s “eggshell plaintiff” rule, the defendant is responsible for taking the victim as they find them. For example, if you had mild occasional back pain that became a severe herniated disc requiring surgery after the accident, you are entitled to compensation for that additional harm. We hire medical experts to prove the difference, and Lupe Peña’s insider knowledge of how insurance companies attack pre-existing conditions (he used these defenses for years) is invaluable.

37. Can I switch attorneys if I’m unhappy with my current lawyer?
Yes, you absolutely can. If your current attorney in Wisconsin isn’t communicating, isn’t fighting aggressively for your rights, or is pressuring you into a lowball settlement, you have the right to seek new representation. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 for a free, confidential consultation to discuss transferring your case.

38. What if the insurance company is my own insurance (UM/UIM claim)?
Even when dealing with your own Uninsured/Underinsured Motorist (UM/UIM) coverage, your insurance company will often act as an adversary to minimize their payout. This means you still need strong legal representation. Texas allows inter-policy stacking, meaning you might be able to combine coverage from multiple vehicles/policies. Lupe Peña’s deep understanding of insurance policies and tactics is especially critical for maximizing UM/UIM recovery for clients in Wisconsin.

39. How do you calculate pain and suffering?
Pain and suffering is most commonly calculated using a “multiplier method,” where your medical expenses are multiplied by a factor (typically 1.5 to 5). This multiplier depends on injury severity, permanency, impact on your daily life, and clear liability. For example, $100,000 in medical bills multiplied by 4 (for severe injuries) could yield $400,000 in pain and suffering. Lupe Peña calculated these figures for years on the defense side, giving us unique insight into justifying higher multipliers for our clients in Wisconsin.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?
Claims against government entities in Wisconsin are subject to special rules and are significantly more complex. You typically face a much shorter deadline (often only 6 months) to file a formal notice of claim, compared to the standard 2-year statute of limitations. Governmental immunity often applies, limiting liability. Ralph Manginello’s 25+ years of experience includes litigating against government entities. Call 1-888-ATTY-911 immediately, as these strict deadlines are frequently missed.

41. What if the other driver fled the scene (hit and run)?
If you’re a victim of a hit and run in Wisconsin, file a police report immediately (leaving the scene is a criminal offense). Your Uninsured Motorist (UM) coverage is crucial here. We immediately send preservation letters to businesses and traffic authorities to secure surveillance footage, as it’s often deleted within 7-30 days. We’ve helped many clients recover substantial settlements through their UM claims in hit and run cases.

42. What if I’m an undocumented immigrant—can I still file a claim?
Yes. Your immigration status does not affect your right to seek compensation for injuries suffered due to another’s negligence in Wisconsin. Your case is confidential, and we protect your privacy. Lupe Peña is fluent in Spanish (“Hablamos Español”), ensuring no language barrier exists. Call 1-888-ATTY-911 for a confidential consultation.

43. What if the accident happened in a parking lot?
Parking lot accidents in Wisconsin are fully compensable. Insurance companies often falsely claim these are 50/50 fault; we combat this by proving liability through surveillance video, witness statements, and accident analysis. The Texas comparative negligence rules still apply, and we have a strong track record of winning parking lot cases.

44. What if I was a passenger in the at-fault vehicle?
If you were an innocent passenger in an at-fault vehicle in Wisconsin, you can sue the driver—even if they’re a friend, family member, or Uber driver. You are considered an innocent victim, and the driver’s insurance will cover your injuries. These cases often settle more quickly due to clear liability. We handle the difficult conversations so you don’t have to.

45. What if the other driver died in the accident?
The death of the at-fault driver does not eliminate your right to pursue a claim. You can still file a claim against the deceased driver’s estate and their insurance policy. The insurance policy remains valid. While emotionally complex, these cases are legally sound, and we handle them with sensitivity while protecting your rights in Wisconsin.

Call Attorney911 Today: Your Legal Emergency Team in Wisconsin

The aftermath of a car accident in Wisconsin can be a terrifying and overwhelming experience. You’re likely dealing with physical pain, emotional trauma, mounting medical bills, and lost wages, all while battling aggressive insurance companies determined to pay you as little as possible. You don’t have to face this challenge alone. Attorney911, a trade name of The Manginello Law Firm, PLLC, is your dedicated legal emergency team, ready to fight for your rights and secure the justice you deserve.

With Ralph Manginello’s 25 years of experience leading our firm, coupled with Lupe Peña’s invaluable insider knowledge of insurance defense tactics, we possess a unique and powerful advantage. We know their playbook, we know how they try to devalue your claim, and we know how to beat them. Our multi-million dollar results, federal court experience, and commitment to personal, compassionate client care set us apart. We serve clients throughout Wisconsin and across Texas from our offices in Houston, Austin, and Beaumont, bringing aggressive, proven advocacy to every case.

Every day you wait, critical evidence disappears. Surveillance footage is deleted, witness memories fade, and insurance companies continue to build their case against you. Don’t let valuable time slip away. Our emergency legal team is available 24/7.

Take control of your future today. Call Attorney911 for a free, no-obligation consultation.

1-888-ATTY-911

1-888-288-9911

We work on a contingency fee basis, meaning we don’t get paid unless we win your case. There are no upfront costs, and we advance all necessary expenses. You have nothing to lose and everything to gain by seeking experienced legal representation.

For Spanish-speaking clients, we are proud to offer bilingual services. Lupe Peña and our dedicated staff, including Zulema, ensure that language is never a barrier to justice. ¡Hablamos Español!

Don’t let aggressive insurance adjusters or the complexities of the legal system overwhelm you. Let Attorney911 be your unwavering advocate in Wisconsin. Join the hundreds of satisfied clients like Chad Harris who said, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” Your fight is our fight.

Learn more about your rights and our firm’s capabilities:

• Visit Our Website: “https://attorney911.com“
• Explore Our Practice Areas: “https://attorney911.com/law-practice-areas/car-accident-lawyer/“
• Watch Our Videos: “https://www.youtube.com/@Manginellolawfirm“
• Listen to Our Podcast: Attorney 911 The Podcast on Apple Podcasts “https://podcasts.apple.com/bj/podcast/attorney-911/id1773141988“

The Manginello Law Firm, PLLC | Principal Office: Houston, Texas