18-Wheeler Accidents in Bell County: Your Complete Legal Guide

If you or a loved one has been involved in an 18-wheeler accident in Bell County, you’re facing one of the most complex and dangerous situations on Texas roads. The aftermath of a commercial truck crash is overwhelming – severe injuries, mounting medical bills, lost wages, and the knowledge that the trucking company has a team of lawyers working to protect their interests, not yours.

At Attorney911, we’ve been fighting for truck accident victims across Bell County for over 25 years. Our managing partner, Ralph Manginello, has federal court experience and has secured multi-million dollar verdicts and settlements for families devastated by 18-wheeler crashes. We know Bell County’s highways, trucking corridors, and courtrooms – and we know how to hold negligent trucking companies accountable.

Why Bell County Trucking Accidents Are Different

Bell County sits at a critical junction in Texas’s transportation network. With major highways like I-35 running through the region, our roads see heavy commercial traffic from:

• Distribution centers serving Central Texas
• Military logistics operations at Fort Cavazos
• Agricultural shipments from rural areas
• Retail freight bound for regional stores
• Construction equipment for ongoing development

This high volume of truck traffic creates unique risks for Bell County drivers. The mix of local commuters, long-haul truckers, and military convoys means you’re sharing the road with vehicles that have vastly different stopping distances, blind spots, and handling characteristics than your passenger car.

When an 80,000-pound truck collides with a 4,000-pound car, the physics are unforgiving. The impact forces are 20-25 times greater, and the injuries are often catastrophic. We’ve seen firsthand how these accidents change lives in an instant – traumatic brain injuries, spinal cord damage, amputations, and wrongful deaths are all too common in Bell County trucking accidents.

Common Causes of 18-Wheeler Accidents in Bell County

Understanding what causes truck accidents is the first step in protecting your rights. In Bell County, we frequently see accidents caused by:

Driver Fatigue and Hours of Service Violations

The FMCSA’s hours of service regulations (49 CFR Part 395) exist to prevent fatigued driving, but trucking companies often pressure drivers to violate these rules. In Bell County, we see:

• Drivers exceeding the 11-hour driving limit after 10 hours off duty
• Violations of the 14-hour on-duty window
• Failure to take required 30-minute breaks after 8 hours of driving
• Falsification of electronic logging device (ELD) records
• 60/70-hour weekly limits being ignored

Fatigue slows reaction times, impairs judgment, and increases the risk of falling asleep at the wheel – all of which contribute to preventable accidents on Bell County roads.

Improper Maintenance and Equipment Failures

Trucking companies must systematically inspect, repair, and maintain their vehicles (49 CFR Part 396). Common maintenance failures we see in Bell County include:

• Brake system deficiencies (the most common FMCSA violation)
• Worn or improperly inflated tires
• Faulty steering components
• Broken or missing lights and reflectors
• Defective coupling devices
• Inoperative windshield wipers

When a truck’s brakes fail on I-35 or a tire blows out on Highway 190, the results can be deadly for nearby motorists.

Cargo Securement Violations

Improperly secured cargo causes rollovers, jackknifes, and spills that endanger other drivers. In Bell County, we frequently see:

• Inadequate number of tiedowns
• Improperly rated securement devices
• Unbalanced load distribution
• Failure to use blocking, bracing, or friction mats
• Overweight loads exceeding legal limits
• Improperly secured oversize loads

The FMCSA’s cargo securement standards (49 CFR 393.100-136) specify exact requirements for different types of cargo, but violations are common in Bell County’s agricultural and construction freight.

Distracted and Impaired Driving

Despite strict regulations (49 CFR § 392.82), we still see truck drivers in Bell County:

• Using hand-held mobile phones while driving
• Texting while operating their vehicles
• Eating, drinking, or adjusting controls while driving
• Operating under the influence of drugs or alcohol
• Using prescription medications that impair driving ability

A distracted truck driver traveling at 65 mph covers the length of a football field in just 4.6 seconds – plenty of time to cause a catastrophic accident.

Speeding and Aggressive Driving

Trucks require significantly more stopping distance than passenger vehicles. On Bell County’s highways:

• A fully loaded truck at 65 mph needs 525 feet to stop (nearly two football fields)
• Speeding reduces reaction time and increases stopping distance
• Aggressive maneuvers like tailgating and unsafe lane changes are especially dangerous
• Mountainous terrain and rural roads require speed adjustments that many drivers ignore

Speeding violations (49 CFR § 392.6) are common in Bell County, particularly on I-35 where truckers are pressured to make tight delivery schedules.

The Most Dangerous Trucking Accidents in Bell County

Not all truck accidents are the same. Some types of crashes are particularly common and devastating in Bell County:

Jackknife Accidents

Jackknifing occurs when a truck’s trailer swings out at an angle to the cab, often blocking multiple lanes of traffic. Common causes in Bell County include:

• Sudden braking on wet or icy roads
• Speeding on curves (especially on Highway 190)
• Empty or lightly loaded trailers (more prone to swing)
• Improperly loaded cargo
• Brake system failures
• Driver inexperience with emergency maneuvers

Jackknife accidents frequently result in multi-vehicle pileups, especially on I-35 where traffic volumes are high.

Underride Collisions

Underride accidents are among the deadliest truck crashes. They occur when a passenger vehicle slides underneath a truck’s trailer, often shearing off the vehicle’s roof. In Bell County, we see:

• Rear underride accidents when trucks stop suddenly
• Side underride accidents during lane changes or turns
• Underride at intersections when trucks make wide turns

Federal regulations require rear impact guards (49 CFR § 393.86), but many trucks in Bell County have inadequate or missing guards. Side underride guards are not required by federal law, despite their life-saving potential.

Rollover Accidents

Rollover accidents occur when a truck tips onto its side or roof. In Bell County, these are common due to:

• Speeding on curves (especially on rural roads)
• Improperly secured or unevenly distributed cargo
• Liquid cargo “slosh” that shifts the center of gravity
• Overcorrection after tire blowouts or lane departures
• Driver fatigue causing delayed reactions

Rollover accidents often result in cargo spills that create additional hazards for other motorists.

Tire Blowouts

Tire failures are a significant hazard on Bell County roads. Common causes include:

• Underinflated tires that overheat
• Overloaded vehicles exceeding tire capacity
• Worn or aging tires not replaced
• Road debris punctures
• Manufacturing defects
• Improper tire matching on dual wheels

Tire blowouts can cause the driver to lose control, leading to jackknifes, rollovers, or multi-vehicle accidents.

Wide Turn Accidents (“Squeeze Play”)

Trucks need extra space to make turns, and drivers often swing wide to avoid curbs or obstacles. In Bell County, these accidents commonly occur:

• At intersections in Killeen, Temple, and Belton
• When trucks turn right from left-hand lanes
• In residential areas where trucks must navigate tight turns
• When drivers fail to properly signal their intentions

These accidents frequently involve pedestrians, cyclists, and vehicles that get caught in the “squeeze zone” between the truck and the curb.

Blind Spot Accidents (“No-Zone”)

Trucks have massive blind spots where smaller vehicles disappear from the driver’s view. In Bell County, these accidents often occur:

• When trucks change lanes on I-35
• During right turns at intersections
• When following too closely behind trucks
• When passing trucks without maintaining speed

The right-side blind spot is particularly dangerous and extends much further than most drivers realize.

Who Is Liable for Your Bell County Trucking Accident?

One of the most important aspects of trucking accident cases is identifying all potentially liable parties. Unlike car accidents where usually only one driver is at fault, trucking accidents often involve multiple responsible parties:

The Truck Driver

The driver may be personally liable for:

• Speeding or reckless driving
• Distracted driving (cell phone use, texting)
• Fatigued driving beyond legal limits
• Impaired driving (drugs, alcohol, prescription medications)
• Failure to conduct proper pre-trip inspections
• Violation of traffic laws
• Failure to yield, improper lane changes, or running red lights

The Trucking Company (Motor Carrier)

The trucking company is often the most important defendant because they have the deepest pockets and highest insurance limits. They can be liable for:

Vicarious Liability (Respondeat Superior):

• The driver was an employee (not independent contractor)
• Acting within the scope of employment
• Performing job duties when the accident occurred

Direct Negligence:

• Negligent Hiring: Failed to check driver’s background, driving record, or qualifications
• Negligent Training: Inadequate training on safety, cargo securement, or hours of service
• Negligent Supervision: Failed to monitor driver performance or ELD compliance
• Negligent Maintenance: Failed to maintain vehicle in safe condition
• Negligent Scheduling: Pressured drivers to violate HOS regulations

The Cargo Owner/Shipper

The company that owns the cargo and arranged for its shipment may be liable for:

• Providing improper loading instructions
• Failing to disclose hazardous nature of cargo
• Requiring overweight loading
• Pressuring the carrier to expedite beyond safe limits
• Misrepresenting cargo weight or characteristics

The Cargo Loading Company

Third-party loading companies that physically load cargo onto trucks may be liable for:

• Improper cargo securement (49 CFR 393 violations)
• Unbalanced load distribution
• Exceeding vehicle weight ratings
• Failure to use proper blocking, bracing, or tiedowns
• Not training loaders on securement requirements

Truck and Trailer Manufacturers

The companies that manufactured the truck, trailer, or major components may be liable for:

• Design defects (brake systems, stability control, fuel tank placement)
• Manufacturing defects (faulty welds, component failures)
• Failure to warn of known dangers
• Defective safety systems (ABS, ESC, collision warning)

Parts Manufacturers

Companies that manufacture specific parts (brakes, tires, steering components) may be liable for:

• Defective brakes or brake components
• Defective tires causing blowouts
• Defective steering mechanisms
• Defective lighting components
• Defective coupling devices

Maintenance Companies

Third-party maintenance companies that service trucking fleets may be liable for:

• Negligent repairs that failed to fix problems
• Failure to identify critical safety issues
• Improper brake adjustments
• Using substandard or wrong parts
• Returning vehicles to service with known defects

Freight Brokers

Freight brokers who arrange transportation but don’t own trucks may be liable for:

• Negligent selection of carrier with poor safety record
• Failure to verify carrier insurance and authority
• Failure to check carrier CSA scores
• Selecting cheapest carrier despite safety concerns

The Truck Owner (If Different from Carrier)

In owner-operator arrangements, the truck owner may have separate liability for:

• Negligent entrustment of vehicle
• Failure to maintain owned equipment
• Knowledge of driver’s unfitness

Government Entities

Federal, state, or local government may be liable in limited circumstances for:

• Dangerous road design that contributed to the accident
• Failure to maintain roads (potholes, debris, worn markings)
• Inadequate signage for known hazards
• Failure to install safety barriers
• Improper work zone setup

The 48-Hour Evidence Preservation Protocol

In Bell County trucking accident cases, evidence disappears fast. Trucking companies have rapid-response teams that begin protecting their interests within hours of an accident. If you don’t act quickly, critical evidence will be lost forever.

Why 48 Hours Matters

Evidence Type	Destruction Risk
ECM/Black Box Data	Overwrites in 30 days or with new driving events
ELD Data	May be retained only 6 months
Dashcam Footage	Often deleted within 7-14 days
Surveillance Video	Business cameras typically overwrite in 7-30 days
Witness Memory	Fades significantly within weeks
Physical Evidence	Vehicle may be repaired, sold, or scrapped
Drug/Alcohol Tests	Must be conducted within specific windows

The Spoliation Letter

A spoliation letter is a formal legal notice sent to the trucking company, their insurer, and all potentially liable parties demanding preservation of all evidence related to the accident.

Why It Matters:

• Puts defendants on legal notice of their preservation obligation
• Creates serious consequences if evidence is destroyed
• Courts can impose sanctions, adverse inferences, or even default judgment for spoliation
• The sooner sent, the more weight it carries

When We Send It:
IMMEDIATELY – within 24-48 hours of being retained. We don’t wait.

What the Spoliation Letter Demands

Electronic Data:

• Engine Control Module (ECM) / Electronic Control Unit (ECU) data
• Event Data Recorder (EDR) data
• Electronic Logging Device (ELD) records
• GPS and telematics data
• Dashcam and forward-facing camera footage
• Dispatch communications and messaging
• Cell phone records and text messages
• Qualcomm or fleet management system data

Driver Records:

• Complete Driver Qualification File
• Employment application and resume
• Background check and driving record
• Previous employer verification
• Medical certification and exam records
• Drug and alcohol test results (pre-employment and random)
• Training records and certifications
• Previous accident and violation history
• Performance reviews and disciplinary records

Vehicle Records:

• Maintenance and repair records
• Inspection reports (pre-trip, post-trip, annual)
• Out-of-service orders and repairs
• Tire records and replacement history
• Brake inspection and adjustment records
• Parts purchase and installation records

Company Records:

• Hours of service records for 6 months prior
• Dispatch logs and trip records
• Bills of lading and cargo documentation
• Insurance policies
• Safety policies and procedures
• Training curricula
• Hiring and supervision policies

Physical Evidence:

• The truck and trailer themselves
• Failed or damaged components
• Cargo and securement devices
• Tire remnants if blowout involved

ECM/Black Box Data Explained

Commercial trucks have electronic systems that continuously record operational data – similar to an airplane’s black box but for trucks.

Types of Electronic Recording:

System	What It Records
ECM (Engine Control Module)	Engine performance, speed, throttle, RPM, cruise control, fault codes
EDR (Event Data Recorder)	Pre-crash data triggered by sudden deceleration or airbag deployment
ELD (Electronic Logging Device)	Driver hours, duty status, GPS location, driving time
Telematics	Real-time GPS tracking, speed, route, driver behavior
Dashcam	Video of road ahead, some record cab interior

Critical Data Points:

• Speed Before Crash: Proves speeding or excessive speed for conditions
• Brake Application: Shows when and how hard brakes were applied
• Throttle Position: Reveals if driver was accelerating or coasting
• Following Distance: Calculated from speed and deceleration data
• Hours of Service: Proves fatigue and HOS violations
• GPS Location: Confirms route and timing
• Fault Codes: May reveal known mechanical issues driver ignored

Why This Data Wins Cases:
ECM/ELD data is objective and tamper-resistant. It directly contradicts driver claims of “I wasn’t speeding” or “I hit my brakes immediately.” This data has led to multi-million dollar verdicts in trucking cases.

FMCSA Record Retention Requirements

Minimum Retention Periods:

Record Type	Retention Period
Driver Qualification Files	3 years after termination
Hours of Service Records	6 months
Vehicle Inspection Reports	1 year
Maintenance Records	1 year
Accident Register	3 years
Drug Test Records (positive)	5 years
Drug Test Records (negative)	1 year

Why Our Spoliation Letter Extends These:
Once we send a preservation demand and litigation is anticipated, the duty to preserve extends beyond these minimum periods. Destroying evidence after receiving our letter can result in:

• Adverse inference instructions (jury told to assume destroyed evidence was unfavorable)
• Sanctions and monetary penalties
• Default judgment in extreme cases
• Punitive damages for intentional destruction

Catastrophic Injuries from Bell County Trucking Accidents

The physics of 18-wheeler accidents make catastrophic injuries the norm, not the exception, in Bell County.

Why Trucking Accidents Cause Catastrophic Injuries

Size and Weight Disparity:

• Fully loaded 18-wheeler: Up to 80,000 lbs
• Average passenger car: 3,500-4,000 lbs
• The truck is 20-25 TIMES heavier than your car

Impact Force:

• Force = Mass × Acceleration
• An 80,000 lb truck at 65 mph carries approximately 80 times the kinetic energy of a car
• This energy transfers to the smaller vehicle in a crash

Stopping Distance:

• 18-wheeler at 65 mph needs ~525 feet to stop (nearly two football fields)
• Car at 65 mph needs ~300 feet to stop
• This 40% longer stopping distance means trucks cannot avoid obstacles as quickly

Common Catastrophic Injuries in Bell County Trucking Accidents

Traumatic Brain Injury (TBI)

TBI occurs when a sudden trauma causes damage to the brain. In Bell County trucking accidents, the extreme forces cause the brain to impact the inside of the skull.

Severity Levels:

Level	Symptoms	Prognosis
Mild (Concussion)	Confusion, headache, brief loss of consciousness	Usually recovers, but may have lasting effects
Moderate	Extended unconsciousness, memory problems, cognitive deficits	Significant recovery possible with rehabilitation
Severe	Extended coma, permanent cognitive impairment	Lifelong disability, may require 24/7 care

Common Symptoms:

• Headaches, dizziness, nausea
• Memory loss, confusion
• Difficulty concentrating
• Mood changes, depression, anxiety
• Sleep disturbances
• Sensory problems (vision, hearing, taste)
• Speech difficulties
• Personality changes

Long-Term Consequences:

• Permanent cognitive impairment
• Inability to work
• Need for ongoing care and supervision
• Increased risk of dementia and Alzheimer’s
• Depression and emotional disorders

Lifetime Care Costs: $85,000 to $3,000,000+ depending on severity

Spinal Cord Injury

Damage to the spinal cord disrupts communication between the brain and body, often resulting in paralysis.

Types of Paralysis:

Type	Definition	Impact
Paraplegia	Loss of function below the waist	Cannot walk, may affect bladder/bowel control
Quadriplegia	Loss of function in all four limbs	Cannot walk or use arms, may need breathing assistance
Incomplete Injury	Some nerve function remains	Variable – may have some sensation or movement
Complete Injury	No nerve function below injury	Total loss of sensation and movement

Level of Injury Matters:

• Higher injuries (cervical spine) affect more body functions
• C1-C4 injuries may require ventilator for breathing
• Lower injuries (lumbar) affect legs but not arms

Lifetime Care Costs:

• Paraplegia (low): $1.1 million+
• Paraplegia (high): $2.5 million+
• Quadriplegia (low): $3.5 million+
• Quadriplegia (high): $5 million+

These figures represent direct medical costs only – not lost wages, pain and suffering, or loss of quality of life.

Amputation

Types of Amputation:

• Traumatic Amputation: Limb severed at the scene due to crash forces
• Surgical Amputation: Limb so severely damaged it must be surgically removed

Common in Bell County Trucking Accidents Due To:

• Crushing forces from truck impact
• Entrapment requiring amputation for extraction
• Severe burns requiring surgical removal
• Infections from open wounds

Ongoing Medical Needs:

• Initial surgery and hospitalization
• Prosthetic limbs ($5,000 – $50,000+ per prosthetic)
• Replacement prosthetics throughout lifetime
• Physical therapy and rehabilitation
• Occupational therapy for daily living skills
• Psychological counseling

Impact on Life:

• Permanent disability
• Career limitations or total disability
• Phantom limb pain
• Body image and psychological trauma
• Need for home modifications
• Dependency on others for daily activities

Severe Burns

How Burns Occur in Bell County Trucking Accidents:

• Fuel tank rupture and fire
• Hazmat cargo spills and ignition
• Electrical fires from battery/wiring damage
• Friction burns from road contact
• Chemical burns from hazmat exposure

Burn Classification:

Degree	Depth	Treatment
First	Epidermis only	Minor, heals without scarring
Second	Epidermis and dermis	May scar, may need grafting
Third	Full thickness	Requires skin grafts, permanent scarring
Fourth	Through skin to muscle/bone	Multiple surgeries, amputation may be required

Long-Term Consequences:

• Permanent scarring and disfigurement
• Multiple reconstructive surgeries
• Skin graft procedures
• Chronic pain
• Infection risks
• Psychological trauma

Internal Organ Damage

Common Internal Injuries:

• Liver laceration or rupture
• Spleen damage requiring removal
• Kidney damage
• Lung contusion or collapse (pneumothorax)
• Internal bleeding (hemorrhage)
• Bowel and intestinal damage

Why Dangerous:

• May not show immediate symptoms
• Internal bleeding can be life-threatening
• Requires emergency surgery
• Organ removal affects long-term health

Wrongful Death

When a Trucking Accident Kills:

Wrongful death claims allow surviving family members to recover compensation when a loved one is killed by another’s negligence.

Who Can Bring a Wrongful Death Claim in Texas:

• Surviving spouse
• Children (minor and adult)
• Parents (especially if no spouse or children)
• Estate representative

Types of Claims:

• Wrongful Death Action: Compensation for survivors’ losses
• Survival Action: Compensation for decedent’s pain/suffering before death

Damages Available Under Texas Law:

• Lost future income and employment benefits
• Loss of consortium (spousal companionship and relationship)
• Loss of parental guidance and nurturing (for surviving children)
• Mental anguish and emotional distress (for surviving family)
• Funeral and burial expenses
• Medical expenses incurred prior to death
• Pain and suffering experienced by decedent before death
• Punitive damages (in cases of gross negligence, recklessness, or malice)

Texas Statute of Limitations: 2 years from date of death to file wrongful death lawsuit

Commercial Truck Insurance and Damages

Federal law requires commercial trucking companies to carry minimum liability insurance far exceeding typical auto policies.

FMCSA Minimum Insurance Requirements

Cargo Type	Minimum Coverage
Non-Hazardous Freight (10,001+ lbs GVWR)	$750,000
Oil/Petroleum (10,001+ lbs GVWR)	$1,000,000
Large Equipment (10,001+ lbs GVWR)	$1,000,000
Hazardous Materials (All)	$5,000,000
Passengers (16+ passengers)	$5,000,000
Passengers (15 or fewer)	$1,500,000

Why This Matters For Your Bell County Case:

Unlike car accidents where insurance may be limited to $30,000-$100,000, trucking accidents typically have at least $750,000 available – and often much more. Many carriers in Bell County carry $1-5 million in coverage.

This higher coverage means catastrophic injuries can actually be compensated, rather than leaving victims with unpaid medical bills.

Types of Damages Recoverable in Bell County

Economic Damages (Calculable Losses):

Category	What’s Included
Medical Expenses	Past, present, and future medical costs
Lost Wages	Income lost due to injury and recovery
Lost Earning Capacity	Reduction in future earning ability
Property Damage	Vehicle repair or replacement
Out-of-Pocket Expenses	Transportation to medical appointments, home modifications
Life Care Costs	Ongoing care for catastrophic injuries

Non-Economic Damages (Quality of Life):

Category	What’s Included
Pain and Suffering	Physical pain from injuries
Mental Anguish	Psychological trauma, anxiety, depression
Loss of Enjoyment	Inability to participate in activities
Disfigurement	Scarring, visible injuries
Loss of Consortium	Impact on marriage/family relationships
Physical Impairment	Reduced physical capabilities

Punitive Damages (Punishment for Gross Negligence):

Punitive damages may be available when the trucking company or driver acted with:

• Gross negligence
• Willful misconduct
• Conscious indifference to safety
• Fraud (falsifying logs, destroying evidence)

Nuclear Verdicts – Documented Examples

Recent years have seen unprecedented jury verdicts against trucking companies. These “nuclear verdicts” demonstrate what’s possible when companies are held fully accountable.

Recent Major Trucking Verdicts (2024-2025):

Amount	Year	Location	Case Details
$462 Million	2024	St. Louis, MO	Wabash National – two fatalities in underride accident
$160 Million	2024	Alabama	Daimler – quadriplegic injury from rollover
$141.5 Million	2024	Florida	Defunct carrier crash – catastrophic injuries
$90 Million	2024	Houston, TX	Truck driver burned in explosion
$37.5 Million	2024	Texas	Trucking verdict – severe injuries
$35.5 Million	2024	Texas	Family injured in truck accident
$35 Million	2025	Fort Worth, TX	Largest in Tarrant County – wrongful death

Historic Landmark Verdicts:

Amount	Year	Case Details
$1 Billion	2021	Florida – 18-year-old killed; $100M compensatory + $900M punitive; gross negligence in hiring
$411 Million	2020	Florida – 45-vehicle pileup; motorcyclist severely injured
$730 Million	2021	Texas – Ramsey v. Landstar; Navy propeller oversize load killed 73-year-old woman

Why Nuclear Verdicts Happen in Bell County:

Juries award massive verdicts when they find:

• Trucking company knowingly hired dangerous drivers
• Company ignored safety violations for profit
• Evidence was destroyed (spoliation)
• Falsified hours-of-service logs
• Pattern of similar violations
• Corporate culture prioritizing profit over safety
• Egregious disregard for human life

What This Means For Your Bell County Case:

These verdicts show what’s possible when trucking companies are held fully accountable. Insurance companies know juries are willing to award massive damages – which strengthens settlement negotiations for Bell County victims.

What to Do After an 18-Wheeler Accident in Bell County

Your actions in the hours, days, and weeks after a trucking accident can make or break your case. Here’s what you should do:

Immediately After the Accident

1. Call 911 – Report the accident and request police and medical assistance
2. Seek Medical Attention – Even if you feel fine, get checked out immediately
3. Document the Scene – Take photos and video of:
   • All vehicle damage (inside and out)
   • The accident scene (road conditions, skid marks, debris)
   • Your injuries
   • Street signs, traffic signals, and weather conditions
4. Get Information – Collect from all involved parties:
   • Truck driver’s name, CDL number, and contact info
   • Trucking company name, DOT number, and insurance info
   • Witness names and contact information
   • Responding officer’s name and badge number
5. Preserve Evidence – If possible:
   • Take photos of the truck’s cargo and securement devices
   • Note any visible defects in the truck (worn tires, brake problems)
   • Record any statements made by the truck driver
6. Do NOT Give Statements – Politely decline to give recorded statements to any insurance company
7. Call Attorney911 Immediately – The sooner we get involved, the better we can protect your rights

In the Days Following the Accident

1. Follow Up with Medical Care – Attend all follow-up appointments and follow your doctor’s orders
2. Document Everything – Keep a journal of:
   • Your pain levels and symptoms
   • How your injuries affect daily activities
   • Time missed from work
   • Conversations with insurance companies
3. Do NOT Post on Social Media – Insurance companies will use your posts against you
4. Do NOT Sign Anything – Never sign medical authorizations or settlement offers without consulting us
5. Stay Off Work If Needed – Your health comes first; don’t return to work before you’re medically cleared
6. Keep All Receipts – Save receipts for medical expenses, prescriptions, and other accident-related costs

Why You Need an Attorney Immediately

Critical evidence in trucking cases disappears quickly:

• Black box data can be overwritten in 30 days
• ELD records may be deleted after 6 months
• Dashcam footage is often erased within 7-14 days
• Witness memories fade within weeks
• Physical evidence may be repaired or destroyed

At Attorney911, we send spoliation letters within 24-48 hours of being retained to preserve this evidence before it’s lost forever.

How Attorney911 Builds Your Bell County Trucking Case

Our comprehensive investigation process leaves no stone unturned in building your case:

Phase 1: Immediate Response (0-72 Hours)

• Accept your case and send preservation letters same day
• Deploy accident reconstruction expert to scene if needed
• Obtain police crash report
• Photograph your injuries with medical documentation
• Photograph all vehicles before they are repaired or scrapped
• Identify all potentially liable parties

Phase 2: Evidence Gathering (Days 1-30)

• Subpoena ECM/black box data downloads
• Request driver’s paper log books (backup documentation)
• Obtain complete Driver Qualification File from carrier
• Request all truck maintenance and inspection records
• Obtain carrier’s CSA safety scores and inspection history
• Order driver’s complete Motor Vehicle Record (MVR)
• Subpoena driver’s cell phone records
• Obtain dispatch records and delivery schedules

Phase 3: Expert Analysis

• Accident reconstruction specialist creates crash analysis
• Medical experts establish causation and future care needs
• Vocational experts calculate lost earning capacity
• Economic experts determine present value of all damages
• Life care planners develop comprehensive care plans for catastrophic injuries
• FMCSA regulation experts identify all violations

Phase 4: Litigation Strategy

• File lawsuit before statute of limitations expires (2 years in Texas)
• Pursue aggressive discovery against all potentially liable parties
• Depose truck driver, dispatcher, safety manager, maintenance personnel
• Build case for trial while negotiating settlement from position of strength
• Prepare every case as if going to trial (creates leverage in negotiations)

Why Choose Attorney911 for Your Bell County Trucking Case

When you’re facing the aftermath of a catastrophic trucking accident, you need more than just any attorney – you need a team with the experience, resources, and determination to take on the trucking industry.

25+ Years of Trucking Litigation Experience

Our managing partner, Ralph Manginello, has been fighting for truck accident victims since 1998. With over 25 years of courtroom experience, he has:

• Recovered multi-million dollar settlements and verdicts for trucking accident victims
• Federal court admission to the U.S. District Court, Southern District of Texas
• Experience in BP explosion litigation against multinational corporations
• Deep familiarity with Bell County trucking corridors, weigh stations, and distribution centers
• Comprehensive understanding of FMCSA regulations (49 CFR Parts 390-399)

Insider Knowledge of Insurance Company Tactics

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows exactly how insurance companies:

• Evaluate claims
• Train adjusters to minimize payouts
• Use recorded statements against victims
• Deny legitimate claims
• Undervalue pain and suffering

This insider knowledge gives us a significant advantage in building your case and negotiating with insurance companies.

Proven Track Record of Results

We’ve recovered millions for Bell County trucking accident victims, including:

• $5+ Million – Logging brain injury settlement
• $3.8+ Million – Car accident amputation settlement (relevant experience)
• $2.5+ Million – Truck crash recovery
• $2+ Million – Maritime back injury settlement (relevant experience)

Our case results demonstrate our ability to handle complex, high-value cases against major corporations.

Comprehensive Bell County Knowledge

We know Bell County’s:

• Trucking Corridors: I-35, Highway 190, Highway 95, and other major freight routes
• Distribution Centers: Major warehouses and logistics hubs serving Central Texas
• Military Logistics: Fort Cavazos operations and their impact on local traffic
• Courts: Bell County courts, judges, and procedures
• Juries: What resonates with Bell County jurors

This local knowledge gives us a significant advantage in building your case.

Aggressive Litigation Approach

We prepare every case as if it’s going to trial. This approach:

• Creates maximum leverage in settlement negotiations
• Forces insurance companies to take your case seriously
• Demonstrates our willingness to go the distance
• Results in higher settlements for our clients

Compassionate Client Service

We understand the physical, emotional, and financial toll a catastrophic trucking accident takes on victims and their families. We treat every client with:

• Respect and dignity
• Personal attention
• Clear communication
• 24/7 availability

You’re not just a case number to us – you’re a person who deserves justice.

Bilingual Services

Many trucking accident victims in Bell County speak Spanish as their primary language. Our associate attorney Lupe Peña is fluent in Spanish and provides direct representation without interpreters.

Hablamos Español. Llame al 1-888-ATTY-911.

Frequently Asked Questions About Bell County Trucking Accidents

What should I do immediately after an 18-wheeler accident in Bell County?

If you’ve been in a trucking accident in Bell County, take these steps immediately if you’re able:

• Call 911 and report the accident
• Seek medical attention, even if injuries seem minor
• Document the scene with photos and video if possible
• Get the trucking company name, DOT number, and driver information
• Collect witness contact information
• Do NOT give recorded statements to any insurance company
• Call Attorney911 immediately at 1-888-ATTY-911

Should I go to the hospital after a truck accident even if I feel okay?

YES. Adrenaline masks pain after traumatic accidents. Internal injuries, TBI, and spinal injuries may not show symptoms for hours or days. Bell County hospitals like Scott & White Medical Center – Temple and Seton Medical Center Harker Heights can identify injuries that will become critical evidence in your case. Delaying treatment also gives insurance companies ammunition to deny your claim.

What information should I collect at the truck accident scene?

Document everything possible:

• Truck and trailer license plates
• DOT number (on truck door)
• Trucking company name and logo
• Driver’s name, CDL number, and contact info
• Photos of all vehicle damage (inside and out)
• Photos of the accident scene (road conditions, skid marks, debris)
• Photos of your injuries
• Witness names and phone numbers
• Responding officer’s name and badge number
• Weather and road conditions

Should I talk to the trucking company’s insurance adjuster?

NO. Do not give any recorded statements. Insurance adjusters work for the trucking company, not you. Anything you say will be used to minimize your claim. Our firm includes a former insurance defense attorney who knows exactly how these adjusters are trained to protect the trucking company’s interests.

How quickly should I contact an 18-wheeler accident attorney in Bell County?

IMMEDIATELY – within 24-48 hours if possible. Critical evidence in trucking cases (black box data, ELD records, dashcam footage) can be destroyed or overwritten quickly. We send spoliation letters within hours of being retained to preserve this evidence before it’s lost forever.

What is a spoliation letter and why is it important?

A spoliation letter is a legal notice demanding that the trucking company preserve all evidence related to the accident. This includes ECM/black box data, ELD logs, maintenance records, driver files, and more. Sending this letter immediately puts the trucking company on notice that destroying evidence will result in serious legal consequences.

Who can I sue after an 18-wheeler accident in Bell County?

Multiple parties may be liable in trucking accidents:

• The truck driver
• The trucking company/motor carrier
• The cargo owner or shipper
• The company that loaded the cargo
• Truck or parts manufacturers
• Maintenance companies
• Freight brokers
• The truck owner (if different from carrier)
• Government entities (for road defects)

We investigate every possible defendant to maximize your recovery.

Is the trucking company responsible even if the driver caused the accident?

Usually YES. Under the doctrine of respondeat superior, employers are liable for employees’ negligent acts within the scope of employment. Additionally, trucking companies can be directly liable for:

• Negligent hiring (hiring unqualified drivers)
• Negligent training (inadequate safety training)
• Negligent supervision (failing to monitor driver behavior)
• Negligent maintenance (poor vehicle upkeep)

What if the truck driver says the accident was my fault?

Texas uses a modified comparative negligence system. Even if you were partially at fault, you may still recover compensation. Our job is to investigate thoroughly, gather evidence (especially ECM and ELD data), and prove what really happened. Drivers often lie to protect their jobs – the data tells the true story.

What is an owner-operator and does that affect my case?

An owner-operator is a driver who owns their own truck and contracts with trucking companies. This can complicate liability, but both the owner-operator and the contracting company may be liable. We investigate all relationships and insurance policies to ensure you can recover from the responsible parties.

How do I find out if the trucking company has a bad safety record?

FMCSA maintains public safety data at safer.fmcsa.dot.gov. We obtain the carrier’s:

• CSA (Compliance, Safety, Accountability) scores
• Inspection history and out-of-service rates
• Crash history
• Safety rating

A poor safety record can prove the company knew it was putting dangerous drivers on the road.

What is a truck’s “black box” and how does it help my case?

Commercial trucks have Electronic Control Modules (ECM) and Event Data Recorders (EDR) that record operational data – similar to airplane black boxes. This data can show:

• Speed before and during the crash
• Brake application timing
• Engine RPM and throttle position
• Whether cruise control was engaged
• GPS location

This objective data often contradicts what drivers claim happened.

What is an ELD and why is it important?

Electronic Logging Devices (ELDs) are federally mandated devices that record driver hours of service. ELD data proves whether the driver violated federal rest requirements and was driving while fatigued. Hours of service violations are among the most common causes of trucking accidents.

How long does the trucking company keep black box and ELD data?

ECM data can be overwritten within 30 days or with new driving events. FMCSA only requires 6 months retention for ELD data. This is why we send spoliation letters immediately – once we notify them of litigation, they must preserve everything.

What records should my attorney get from the trucking company?

We pursue:

• ECM/Black box data
• ELD records
• Driver Qualification File
• Maintenance records
• Inspection reports
• Dispatch logs
• Drug and alcohol test results
• Training records
• Cell phone records
• Insurance policies
• The physical truck and trailer

Can the trucking company destroy evidence?

Once they’re on notice of potential litigation, destroying evidence is spoliation – a serious legal violation. Courts can:

• Instruct juries to assume destroyed evidence was unfavorable
• Impose monetary sanctions
• Enter default judgment in extreme cases
• Award punitive damages

What are hours of service regulations and how do violations cause accidents?

FMCSA regulations limit how long truck drivers can operate:

• Maximum 11 hours driving after 10 hours off duty
• Cannot drive beyond 14th consecutive hour on duty
• 30-minute break required after 8 hours of driving
• 60/70-hour weekly limits

Fatigued driving causes approximately 31% of fatal truck crashes. Drivers who violate these rules are too tired to react safely.

What FMCSA regulations are most commonly violated in accidents?

The top violations we find:

• Hours of service violations (driving too long)
• False log entries (lying about driving time)
• Brake system deficiencies
• Cargo securement failures
• Unqualified drivers (no valid CDL or medical certificate)
• Drug/alcohol violations
• Mobile phone use
• Failure to inspect vehicles
• Improper lighting
• Negligent hiring

What is a Driver Qualification File and why does it matter?

FMCSA requires trucking companies to maintain a file for every driver containing:

• Employment application
• Driving record check
• Previous employer verification
• Medical certification
• Drug test results
• Training documentation

Missing or incomplete files prove negligent hiring.

How do pre-trip inspections relate to my accident case?

Drivers must inspect their trucks before every trip. If they failed to conduct inspections or ignored known defects (bad brakes, worn tires, lighting problems), both the driver and company may be liable for negligence.

What injuries are common in 18-wheeler accidents in Bell County?

Due to the massive size and weight disparity, trucking accidents often cause catastrophic injuries:

• Traumatic brain injury (TBI)
• Spinal cord injuries and paralysis
• Amputations
• Severe burns
• Internal organ damage
• Multiple fractures
• Wrongful death

How much are 18-wheeler accident cases worth in Bell County?

Case values depend on many factors:

• Severity of injuries
• Medical expenses (past and future)
• Lost income and earning capacity
• Pain and suffering
• Degree of defendant’s negligence
• Insurance coverage available

Trucking companies carry higher insurance ($750,000 minimum, often $1-5 million), allowing for larger recoveries than typical car accidents. We’ve seen verdicts ranging from hundreds of thousands to hundreds of millions.

What if my loved one was killed in a trucking accident in Bell County?

Bell County allows wrongful death claims by surviving family members. You may recover:

• Lost future income and benefits
• Loss of companionship and guidance
• Mental anguish and emotional suffering
• Funeral and burial expenses
• Punitive damages if gross negligence

Time limits apply – contact us immediately to protect your rights.

How long do I have to file an 18-wheeler accident lawsuit in Bell County?

The statute of limitations in Texas is 2 years from the date of the accident. However, you should never wait. Evidence disappears quickly in trucking cases. The sooner you contact us, the stronger your case will be.

How long do trucking accident cases take to resolve?

Timelines vary:

• Simple cases with clear liability: 6-12 months
• Complex cases with multiple parties: 1-3 years
• Cases that go to trial: 2-4 years

We work to resolve cases as quickly as possible while maximizing your recovery.

Will my trucking accident case go to trial?

Most cases settle before trial, but we prepare every case as if it’s going to trial. Insurance companies know which lawyers are willing to go to court – and they offer better settlements to clients with trial-ready attorneys. We have the resources and experience to take your case all the way if necessary.

Do I need to pay anything upfront to hire your firm?

NO. We work on contingency – you pay nothing unless we win your case. We advance all costs of investigation and litigation. You never receive a bill from us. When we win, our fee comes from the recovery, not your pocket.

How much insurance do trucking companies carry?

Federal law requires minimum liability coverage:

• $750,000 for non-hazardous freight
• $1,000,000 for oil, large equipment
• $5,000,000 for hazardous materials

Many carriers in Bell County carry $1-5 million or more. This higher coverage means catastrophic injuries can actually be compensated.

What if multiple insurance policies apply to my accident?

Trucking cases often involve multiple policies:

• Motor carrier’s liability policy
• Trailer interchange coverage
• Cargo insurance
• Owner-operator’s policy
• Excess/umbrella coverage

We identify all available coverage to maximize your recovery.

Will the trucking company’s insurance try to settle quickly?

Often yes – and that’s a red flag. Quick settlement offers are designed to pay you far less than your case is worth before you understand the full extent of your injuries. Never accept any settlement without consulting an experienced trucking accident attorney first.

What damages can I recover in a Bell County trucking accident case?

Economic Damages:

• Medical expenses (past, present, and future)
• Lost wages
• Lost earning capacity
• Property damage
• Out-of-pocket expenses

Non-Economic Damages:

• Pain and suffering
• Mental anguish
• Loss of enjoyment of life
• Disfigurement
• Loss of consortium

Punitive Damages:
Available when the trucking company acted with gross negligence or willful misconduct.

What is a nuclear verdict and why do they happen?

Nuclear verdicts are jury awards that significantly exceed typical expectations. In trucking cases, they happen when juries find:

• Trucking company knowingly hired dangerous drivers
• Company ignored safety violations for profit
• Evidence was destroyed (spoliation)
• Falsified hours-of-service logs
• Pattern of similar violations
• Corporate culture prioritizing profit over safety
• Egregious disregard for human life

Recent nuclear verdicts in trucking cases have exceeded $1 billion.

What if I was partially at fault for the accident?

Texas follows a modified comparative negligence rule. You can recover damages as long as you’re not more than 50% at fault. Your recovery will be reduced by your percentage of fault. For example, if you’re 20% at fault, you recover 80% of damages.

What if the truck driver was an independent contractor?

Even if the driver was an independent contractor, the trucking company may still be liable for:

• Negligent hiring
• Negligent training
• Negligent supervision
• Negligent maintenance
• Vicarious liability under certain circumstances

We investigate all relationships to identify all potentially liable parties.

What if the trucking company goes bankrupt?

Many trucking companies carry excess or umbrella insurance policies that provide additional coverage. We also investigate whether other parties (cargo owners, brokers, manufacturers) share liability. In some cases, we can pursue claims against the company’s assets or individual owners.

How do you prove the driver was fatigued?

We use multiple sources of evidence:

• ELD data showing hours of service violations
• Dispatch records showing unrealistic schedules
• Cell phone records showing late-night communications
• Witness testimony about driver behavior
• Truck stop receipts showing activity patterns
• Medical records showing sleep disorders

What if the truck’s brakes failed?

Brake failures cause 29% of truck accidents. We investigate:

• Maintenance records for brake inspections
• Brake adjustment records
• Out-of-service orders for brake violations
• Parts purchase and installation records
• Post-crash brake system analysis
• Driver vehicle inspection reports (DVIRs)

If the trucking company failed to maintain proper records or deferred maintenance, they’re liable for negligence.

What if the cargo was improperly secured?

Cargo securement violations are among the top 10 most common FMCSA violations. We investigate:

• Cargo securement inspection photos
• Bill of lading and cargo manifest
• Loading company records
• Tiedown specifications and condition
• Driver training on cargo securement
• 49 CFR 393 compliance documentation

Improper securement can cause rollovers, jackknifes, and spills that endanger other drivers.

What if the trucking company falsified log books?

Falsifying hours-of-service records is a serious violation. We prove falsification through:

• ELD data showing actual driving time
• GPS records showing route and timing
• Fuel receipts and toll records
• Truck stop and weigh station records
• Cell phone records showing activity patterns
• Dispatch records showing unrealistic schedules

Falsification demonstrates a pattern of safety violations and corporate misconduct.

What if the trucking company pressured the driver to meet an unrealistic schedule?

Trucking companies often pressure drivers to violate hours of service regulations. We prove this through:

• Dispatch records showing tight schedules
• Driver communications showing pressure
• ELD data showing violations
• Company safety policies vs. actual practices
• Driver testimony about company culture
• Previous violations and disciplinary records

This evidence can support punitive damage claims.

What if the trucking company hired a driver with a bad safety record?

Negligent hiring is a powerful claim. We prove it through:

• Driver Qualification File (or lack thereof)
• Employment application showing omissions
• Driving record showing violations
• Previous employer verification showing accidents
• Company hiring policies vs. actual practices
• Background check procedures

Hiring a driver with a known safety problem demonstrates conscious disregard for safety.

What if the trucking company didn’t properly train the driver?

Negligent training claims require showing the company failed to provide adequate training. We prove this through:

• Training records and curricula
• Company training policies
• Driver testimony about training received
• Comparison to industry standards
• Analysis of driver’s knowledge and skills

Inadequate training that contributes to an accident creates liability.

What if the trucking company didn’t properly supervise the driver?

Negligent supervision claims require showing the company failed to monitor driver performance. We prove this through:

• Supervision policies and procedures
• Driver performance records
• ELD compliance monitoring
• Previous violations and disciplinary records
• Driver testimony about supervision received

Failure to monitor driver behavior creates liability.

What if the trucking company didn’t properly maintain the truck?

Negligent maintenance claims require showing the company failed to maintain the vehicle in safe condition. We prove this through:

• Maintenance records (or lack thereof)
• Inspection reports showing violations
• Out-of-service orders
• Driver vehicle inspection reports (DVIRs)
• Parts purchase and installation records
• Post-crash vehicle analysis

Systematic maintenance failures demonstrate a pattern of negligence.

What if the trucking company destroyed evidence?

Spoliation of evidence is a serious violation. If evidence is destroyed after we send a preservation letter, we can ask the court to:

• Instruct the jury to assume the destroyed evidence was unfavorable
• Impose monetary sanctions
• Enter default judgment in extreme cases
• Award punitive damages

What if the trucking company lied about what happened?

False statements by the trucking company or driver can support punitive damage claims. We prove lies through:

• Contradictions between statements and evidence
• Inconsistencies in driver accounts
• Contradictions between driver and company statements
• Evidence showing knowledge of the truth

Intentional misrepresentation demonstrates conscious disregard for the truth.

What if the trucking company has a history of safety violations?

A pattern of safety violations can support punitive damage claims. We prove this through:

• FMCSA safety records
• Inspection history
• Out-of-service rates
• Previous accident history
• Company safety policies vs. actual practices

A history of violations demonstrates conscious disregard for safety.

What if the trucking company is based in another state?

Trucking accidents often involve interstate commerce. Our federal court experience allows us to handle cases against out-of-state trucking companies. We can file suit in:

• Federal court (if diversity of citizenship exists)
• State court in Bell County
• State court in the company’s home state

What if the accident happened in another state?

We handle trucking accident cases throughout the United States. The FMCSA regulations apply nationwide, and our experience with interstate trucking gives us the knowledge to handle cases in any jurisdiction.

What if I can’t afford medical treatment?

We can help you get the medical care you need:

• Connect you with doctors who will treat you on a lien basis
• Help you access medical payment coverage from your auto policy
• Work with your health insurance
• Explore other funding options

Your health comes first – don’t delay treatment because of cost concerns.

What if I can’t work because of my injuries?

You may be entitled to compensation for:

• Lost wages from time off work
• Lost earning capacity if you can’t return to your previous job
• Vocational rehabilitation costs
• Disability accommodations

We work with vocational experts to calculate your economic losses.

What if my injuries are permanent?

Permanent injuries significantly increase case value. You may be entitled to compensation for:

• Future medical expenses
• Future lost wages
• Loss of earning capacity
• Pain and suffering
• Loss of enjoyment of life
• Disfigurement
• Physical impairment

We work with life care planners to calculate the full impact of your injuries.

What if I need future medical care?

Future medical expenses are compensable. We work with:

• Medical experts to project future care needs
• Life care planners to develop comprehensive care plans
• Economists to calculate present value of future expenses

What if I need home modifications?

If your injuries require home modifications (ramps, bathroom renovations, etc.), we include these costs in your claim. We work with:

• Occupational therapists to assess your needs
• Contractors to estimate modification costs
• Economists to calculate present value

What if I need a wheelchair or other assistive devices?

Assistive devices are compensable. We include costs for:

• Wheelchairs and mobility devices
• Prosthetics
• Home medical equipment
• Vehicle modifications
• Replacement devices throughout your lifetime

What if I need in-home care?

If your injuries require in-home care, we include these costs in your claim. We work with:

• Home health agencies to assess your needs
• Life care planners to develop care plans
• Economists to calculate present value of care costs

What if I can’t perform household chores?

If your injuries prevent you from performing household chores, we include compensation for:

• Housekeeping services
• Yard work
• Home maintenance
• Childcare

What if my spouse or children are affected by my injuries?

Your family may be entitled to compensation for:

• Loss of consortium (spousal relationship)
• Loss of parental guidance (for children)
• Emotional distress
• Increased household responsibilities

What if I’m in pain every day?

Pain and suffering are compensable. We work with:

• Medical experts to document your pain
• Vocational experts to assess impact on daily life
• Economists to calculate fair compensation

What if I can’t enjoy my hobbies anymore?

Loss of enjoyment of life is compensable. We document how your injuries affect:

• Sports and recreational activities
• Hobbies and interests
• Social activities
• Family relationships

What if I’m depressed or anxious because of my injuries?

Mental anguish is compensable. We work with:

• Mental health professionals to document your condition
• Vocational experts to assess impact on daily life
• Economists to calculate fair compensation

What if I’m disfigured because of my injuries?

Disfigurement is compensable. We document:

• Scarring
• Burns
• Amputations
• Other visible injuries
• Impact on self-esteem and social interactions

What if I can’t have intimate relations with my spouse?

Loss of consortium is compensable. We document:

• Impact on your marital relationship
• Loss of companionship
• Loss of affection
• Loss of sexual relations

What if I’m permanently disabled?

Permanent disability significantly increases case value. You may be entitled to compensation for:

• Future medical expenses
• Future lost wages
• Loss of earning capacity
• Pain and suffering
• Loss of enjoyment of life
• Disfigurement
• Physical impairment

What if the trucking company offers me a quick settlement?

Quick settlement offers are designed to pay you far less than your case is worth. They often come before you understand:

• The full extent of your injuries
• Your future medical needs
• Your long-term prognosis
• The true value of your case

Never accept any settlement without consulting an experienced trucking accident attorney first.

How do I know if a settlement offer is fair?

We evaluate settlement offers by:

• Calculating your economic damages (medical bills, lost wages)
• Estimating your non-economic damages (pain and suffering)
• Assessing the strength of your liability case
• Considering the defendant’s ability to pay
• Comparing to similar cases and verdicts
• Evaluating the risks of going to trial

What if the insurance company denies my claim?

If your claim is denied, we can:

• File an appeal with the insurance company
• File a complaint with the Texas Department of Insurance
• File a lawsuit to pursue your claim in court

Insurance companies often deny claims hoping victims will give up. Don’t.

What if the trucking company blames me for the accident?

Even if you share some fault, you may still recover compensation. Texas follows a modified comparative negligence rule – you can recover as long as you’re not more than 50% at fault. Your recovery will be reduced by your percentage of fault.

What if I don’t have health insurance?

We can help you get the medical care you need:

• Connect you with doctors who will treat you on a lien basis
• Help you access medical payment coverage from your auto policy
• Explore other funding options

Your health comes first – don’t delay treatment because of insurance concerns.

What if I’m undocumented?

Your immigration status does not affect your right to compensation. We have represented many undocumented clients and understand how to protect their rights while pursuing their cases.

What if I was working at the time of the accident?

If you were working when the accident occurred, you may have:

• A workers’ compensation claim
• A third-party personal injury claim against the trucking company
• A claim against your employer if they contributed to the accident

We can help you navigate these complex claims.

What if I was in a company vehicle at the time of the accident?

If you were in a company vehicle, you may have:

• A workers’ compensation claim
• A third-party personal injury claim against the trucking company
• A claim against your employer if they contributed to the accident

We can help you understand your options.

What if I was a passenger in the truck?

If you were a passenger in the truck, you may have claims against:

• The truck driver
• The trucking company
• Other at-fault parties

We can help you pursue these claims.

What if I was a pedestrian or cyclist?

Pedestrians and cyclists are particularly vulnerable in trucking accidents. You may have claims against:

• The truck driver
• The trucking company
• Other at-fault parties

We have experience representing vulnerable road users.

What if the truck was carrying hazardous materials?

Hazmat accidents create additional dangers and legal complexities. You may have claims for:

• Physical injuries
• Exposure to toxic substances
• Property contamination
• Emotional distress

We have experience handling hazmat cases.

What if the truck was oversized or overweight?

Oversize/overweight loads create additional hazards. You may have claims against:

• The trucking company
• The cargo owner
• The permitting agency
• Other parties involved in the oversize load

We investigate all aspects of oversize load accidents.

What if the truck was a government vehicle?

Accidents involving government vehicles have special rules and shorter deadlines. You may have claims against:

• The government entity
• The driver
• Other at-fault parties

We have experience handling claims against government entities.

What if the truck was a military vehicle?

Military vehicle accidents have special rules. You may have claims against:

• The military branch
• The driver
• Other at-fault parties

We understand the unique aspects of military vehicle cases.

What if the accident happened at a railroad crossing?

Railroad crossing accidents often involve multiple parties. You may have claims against:

• The trucking company
• The railroad company
• The crossing signal maintainer
• The government entity responsible for the crossing

We investigate all aspects of railroad crossing accidents.

What if the accident happened in a construction zone?

Construction zone accidents often involve multiple parties. You may have claims against:

• The trucking company
• The construction company
• The government entity responsible for the zone
• Other at-fault parties

We investigate all aspects of construction zone accidents.

What if the accident was caused by a road defect?

Road defect accidents may involve government liability. You may have claims against:

• The government entity responsible for the road
• The trucking company
• Other at-fault parties

We investigate all aspects of road defect accidents.

What if the accident was caused by poor weather conditions?

Even in poor weather, trucking companies have a duty to operate safely. You may have claims for:

• Failure to adjust speed for conditions
• Failure to maintain proper following distance
• Failure to use appropriate equipment (chains, snow tires)
• Failure to properly train drivers for weather conditions

What if the truck driver was under the influence?

Driving under the influence is a serious violation. You may have claims for:

• Negligence
• Gross negligence
• Punitive damages

We investigate all aspects of DUI trucking accidents.

What if the truck driver was distracted?

Distracted driving is a serious violation. You may have claims for:

• Negligence
• Gross negligence
• Punitive damages

We investigate all aspects of distracted driving accidents.

What if the truck driver fell asleep?

Falling asleep at the wheel is a serious violation. You may have claims for:

• Negligence
• Gross negligence
• Punitive damages

We investigate all aspects of fatigue-related accidents.

What if the truck driver had a medical emergency?

Medical emergencies may not excuse negligence. You may have claims for:

• Negligent hiring (if the company knew of medical issues)
• Negligent supervision
• Other violations

We investigate all aspects of medical emergency cases.

What if the truck driver was speeding?

Speeding is a serious violation. You may have claims for:

• Negligence
• Gross negligence
• Punitive damages

We investigate all aspects of speeding-related accidents.

What if the truck driver was following too closely?

Following too closely is a serious violation. You may have claims for:

• Negligence
• Gross negligence

We investigate all aspects of rear-end trucking accidents.

What if the truck driver made an improper lane change?

Improper lane changes are a common cause of accidents. You may have claims for:

• Negligence
• Gross negligence

We investigate all aspects of lane change accidents.

What if the truck driver failed to yield?

Failure to yield is a serious violation. You may have claims for:

• Negligence
• Gross negligence

We investigate all aspects of failure to yield accidents.

What if the truck driver ran a red light?

Running red lights is a serious violation. You may have claims for:

• Negligence
• Gross negligence

We investigate all aspects of intersection accidents.

What if the truck driver was making a wide turn?

Wide turn accidents are common with large trucks. You may have claims for:

• Negligence
• Failure to properly signal
• Failure to check blind spots

We investigate all aspects of wide turn accidents.

What if the truck driver was in a blind spot?

Blind spot accidents are common with large trucks. You may have claims for:

• Negligence
• Failure to properly check mirrors
• Failure to properly signal

We investigate all aspects of blind spot accidents.

What if the truck’s tires blew out?

Tire blowouts are a common cause of trucking accidents. You may have claims against:

• The trucking company (for maintenance failures)
• The tire manufacturer (for defects)
• The tire retailer (for improper installation)

We investigate all aspects of tire blowout accidents.

What if the truck’s brakes failed?

Brake failures cause 29% of truck accidents. You may have claims against:

• The trucking company (for maintenance failures)
• The brake manufacturer (for defects)
• The brake service provider (for improper repairs)

We investigate all aspects of brake failure accidents.

What if the truck’s cargo shifted?

Cargo shift accidents are common and dangerous. You may have claims against:

• The trucking company
• The cargo loading company
• The cargo owner
• Other parties involved in cargo securement

We investigate all aspects of cargo shift accidents.

What if the truck’s cargo spilled?

Cargo spill accidents create additional hazards. You may have claims for:

• Physical injuries
• Property damage
• Environmental contamination
• Emotional distress

We investigate all aspects of cargo spill accidents.

What if the truck’s underride guard failed?

Underride guard failures are particularly deadly. You may have claims against:

• The trucking company (for maintenance failures)
• The trailer manufacturer (for design defects)
• The guard manufacturer (for manufacturing defects)

We investigate all aspects of underride accidents.

What if the truck’s lights weren’t working?

Improper lighting creates visibility hazards. You may have claims for:

• Negligence
• Maintenance failures
• Equipment violations

We investigate all aspects of lighting-related accidents.

What if the truck’s coupling device failed?

Coupling device failures can cause trailers to detach. You may have claims against:

• The trucking company (for maintenance failures)
• The coupling manufacturer (for defects)
• The service provider (for improper repairs)

We investigate all aspects of coupling device failures.

What if the truck was overloaded?

Overloaded trucks create additional hazards. You may have claims against:

• The trucking company
• The cargo owner
• The cargo loading company
• The weigh station that allowed the overload

We investigate all aspects of overload accidents.

What if the truck was improperly loaded?

Improper loading creates stability hazards. You may have claims against:

• The trucking company
• The cargo loading company
• The cargo owner

We investigate all aspects of improper loading accidents.

What if the truck’s load was unbalanced?

Unbalanced loads create rollover hazards. You may have claims against:

• The trucking company
• The cargo loading company
• The cargo owner

We investigate all aspects of unbalanced load accidents.

What if the truck was carrying hazardous materials?

Hazmat accidents create additional dangers. You may have claims for:

• Physical injuries
• Exposure to toxic substances
• Property contamination
• Emotional distress

We have experience handling hazmat cases.

What if the truck was carrying oversize loads?

Oversize load accidents create additional hazards. You may have claims against:

• The trucking company
• The cargo owner
• The permitting agency
• Other parties involved in the oversize load

We investigate all aspects of oversize load accidents.

What if the truck was a tanker?

Tanker accidents create additional hazards. You may have claims for:

• Physical injuries
• Exposure to hazardous substances
• Environmental contamination
• Emotional distress

We have experience handling tanker accidents.

What if the truck was a flatbed?

Flatbed accidents create additional cargo securement hazards. You may have claims against:

• The trucking company
• The cargo loading company
• The cargo owner
• Other parties involved in cargo securement

We investigate all aspects of flatbed accidents.

What if the truck was a refrigerated trailer?

Refrigerated trailer accidents create additional mechanical hazards. You may have claims against:

• The trucking company
• The refrigeration unit manufacturer
• The service provider

We investigate all aspects of refrigerated trailer accidents.

What if the truck was a car carrier?

Car carrier accidents create additional cargo securement hazards. You may have claims against:

• The trucking company
• The cargo loading company
• The cargo owner
• Other parties involved in cargo securement

We investigate all aspects of car carrier accidents.

What if the truck was a dump truck?

Dump truck accidents create additional hazards. You may have claims against:

• The trucking company
• The cargo owner
• The cargo loading company
• Other parties involved in the operation

We investigate all aspects of dump truck accidents.

What if the truck was a garbage truck?

Garbage truck accidents create additional hazards. You may have claims against:

• The trucking company
• The municipality (if it’s a city truck)
• The service provider
• Other parties involved in the operation

We investigate all aspects of garbage truck accidents.

What if the truck was a concrete mixer?

Concrete mixer accidents create additional hazards. You may have claims against:

• The trucking company
• The concrete company
• The service provider
• Other parties involved in the operation

We investigate all aspects of concrete mixer accidents.

What if the truck was a tow truck?

Tow truck accidents create additional hazards. You may have claims against:

• The tow truck company
• The service provider
• The vehicle owner
• Other parties involved in the operation

We investigate all aspects of tow truck accidents.

What if the truck was a bus?

Bus accidents create additional passenger liability issues. You may have claims against:

• The bus company
• The driver
• Other at-fault parties

We have experience handling bus accident cases.

What if the truck was a delivery van?

Delivery van accidents often involve last-mile carriers. You may have claims against:

• The delivery company
• The driver
• The retailer (in some cases)
• Other at-fault parties

We investigate all aspects of delivery van accidents.

What if the truck was an Amazon delivery vehicle?

Amazon delivery accidents create unique liability issues. You may have claims against:

• The delivery service provider
• Amazon (in some cases)
• The driver
• Other at-fault parties

We have experience handling Amazon delivery accident cases.

What if the truck was a Walmart truck?

Walmart truck accidents create unique liability issues. You may have claims against:

• Walmart
• The driver
• Other at-fault parties

We have experience handling Walmart truck accident cases.

What if the truck was a FedEx truck?

FedEx truck accidents create unique liability issues. You may have claims against:

• FedEx
• The driver
• Other at-fault parties

We have experience handling FedEx truck accident cases.

What if the truck was a UPS truck?

UPS truck accidents create unique liability issues. You may have claims against:

• UPS
• The driver
• Other at-fault parties

We have experience handling UPS truck accident cases.

What if the truck was a Coca-Cola truck?

Coca-Cola truck accidents create unique liability issues. You may have claims against:

• Coca-Cola
• The driver
• Other at-fault parties

We have experience handling Coca-Cola truck accident cases.

What if the truck was a beer delivery truck?

Beer delivery truck accidents create unique liability issues. You may have claims against:

• The beer distributor
• The driver
• Other at-fault parties

We investigate all aspects of beer delivery truck accidents.

What if the truck was a fuel tanker?

Fuel tanker accidents create additional fire and explosion hazards. You may have claims for:

• Physical injuries
• Burns
• Property damage
• Emotional distress

We have experience handling fuel tanker accidents.

What if the truck was a livestock hauler?

Livestock hauler accidents create unique hazards. You may have claims against:

• The trucking company
• The livestock owner
• Other parties involved in the operation

We investigate all aspects of livestock hauler accidents.

What if the truck was a logging truck?

Logging truck accidents create additional cargo securement hazards. You may have claims against:

• The trucking company
• The logging company
• Other parties involved in the operation

We investigate all aspects of logging truck accidents.

What if the truck was a farm equipment hauler?

Farm equipment hauler accidents create unique hazards. You may have claims against:

• The trucking company
• The farm equipment owner
• Other parties involved in the operation

We investigate all aspects of farm equipment hauler accidents.

What if the truck was a military convoy?

Military convoy accidents create unique liability issues. You may have claims against:

• The military branch
• The convoy operator
• Other at-fault parties

We understand the unique aspects of military convoy cases.

What if the accident happened on I-35?

I-35 is one of the busiest trucking corridors in Texas. Accidents on I-35 often involve:

• High-speed collisions
• Multi-vehicle pileups
• Fatigued drivers
• Distracted drivers
• Improper lane changes

We have extensive experience with I-35 trucking accidents.

What if the accident happened on Highway 190?

Highway 190 sees heavy truck traffic serving Fort Cavazos. Accidents often involve:

• Military logistics vehicles
• Oversize loads
• Construction equipment
• Agricultural shipments

We understand the unique aspects of Highway 190 trucking accidents.

What if the accident happened on Highway 95?

Highway 95 is a critical route for local and regional freight. Accidents often involve:

• Delivery trucks
• Agricultural vehicles
• Construction equipment
• Local commuter traffic

We investigate all aspects of Highway 95 trucking accidents.

What if the accident happened in Killeen?

Killeen’s urban environment creates unique trucking hazards:

• Heavy traffic
• Pedestrians and cyclists
• Construction zones
• School zones
• Military traffic

We have experience with Killeen trucking accidents.

What if the accident happened in Temple?

Temple’s mix of urban and rural roads creates unique trucking hazards:

• Hospital traffic
• Rail crossings
• Construction zones
• Agricultural vehicles

We investigate all aspects of Temple trucking accidents.

What if the accident happened in Belton?

Belton’s growing community creates unique trucking hazards:

• New development traffic
• School zones
• Construction zones
• Agricultural vehicles

We investigate all aspects of Belton trucking accidents.

What if the accident happened in Harker Heights?

Harker Heights’ proximity to Fort Cavazos creates unique trucking hazards:

• Military logistics traffic
• Commuters
• Construction zones
• School zones

We investigate all aspects of Harker Heights trucking accidents.

What if the accident happened in Nolanville?

Nolanville’s rural roads create unique trucking hazards:

• Narrow roads
• Limited visibility
• Agricultural vehicles
• Livestock crossings

We investigate all aspects of Nolanville trucking accidents.

What if the accident happened in Salado?

Salado’s historic district creates unique trucking hazards:

• Narrow streets
• Pedestrians
• Tourist traffic
• Historic preservation restrictions

We investigate all aspects of Salado trucking accidents.

What if the accident happened in Little River-Academy?

Little River-Academy’s rural roads create unique trucking hazards:

• Narrow roads
• Limited visibility
• Agricultural vehicles
• Livestock crossings

We investigate all aspects of Little River-Academy trucking accidents.

What if the accident happened in Morgan’s Point Resort?

Morgan’s Point Resort’s lake access creates unique trucking hazards:

• Tourist traffic
• Recreational vehicles
• Narrow roads
• Limited visibility

We investigate all aspects of Morgan’s Point Resort trucking accidents.

What if the accident happened in Fort Cavazos?

Fort Cavazos creates unique trucking hazards:

• Military convoys
• Security restrictions
• High-security areas
• Military vehicle operations

We understand the unique aspects of Fort Cavazos trucking accidents.

The Attorney911 Difference

When you choose Attorney911 for your Bell County trucking accident case, you’re getting more than just legal representation – you’re getting a team that will fight for your rights with the experience, resources, and determination to take on the trucking industry.

25+ Years of Trucking Litigation Experience

Our managing partner, Ralph Manginello, has been fighting for truck accident victims since 1998. With over 25 years of courtroom experience, he has:

• Recovered multi-million dollar settlements and verdicts for trucking accident victims
• Federal court admission to the U.S. District Court, Southern District of Texas
• Experience in BP explosion litigation against multinational corporations
• Deep familiarity with Bell County trucking corridors, weigh stations, and distribution centers
• Comprehensive understanding of FMCSA regulations (49 CFR Parts 390-399)

Insider Knowledge of Insurance Company Tactics

Our firm includes Lupe Peña, a former insurance defense attorney who spent years working for a national defense firm. He knows exactly how insurance companies:

• Evaluate claims
• Train adjusters to minimize payouts
• Use recorded statements against victims
• Deny legitimate claims
• Undervalue pain and suffering

This insider knowledge gives us a significant advantage in building your case and negotiating with insurance companies.

Proven Track Record of Results

We’ve recovered millions for Bell County trucking accident victims, including:

• $5+ Million – Logging brain injury settlement
• $3.8+ Million – Car accident amputation settlement (relevant experience)
• $2.5+ Million – Truck crash recovery
• $2+ Million – Maritime back injury settlement (relevant experience)

Our case results demonstrate our ability to handle complex, high-value cases against major corporations.

Comprehensive Bell County Knowledge

We know Bell County’s:

• Trucking Corridors: I-35, Highway 190, Highway 95, and other major freight routes
• Distribution Centers: Major warehouses and logistics hubs serving Central Texas
• Military Logistics: Fort Cavazos operations and their impact on local traffic
• Courts: Bell County courts, judges, and procedures
• Juries: What resonates with Bell County jurors

This local knowledge gives us a significant advantage in building your case.

Aggressive Litigation Approach

We prepare every case as if it’s going to trial. This approach:

• Creates maximum leverage in settlement negotiations
• Forces insurance companies to take your case seriously
• Demonstrates our willingness to go the distance
• Results in higher settlements for our clients

Compassionate Client Service

We understand the physical, emotional, and financial toll a catastrophic trucking accident takes on victims and their families. We treat every client with:

• Respect and dignity
• Personal attention
• Clear communication
• 24/7 availability

You’re not just a case number to us – you’re a person who deserves justice.

Bilingual Services

Many trucking accident victims in Bell County speak Spanish as their primary language. Our associate attorney Lupe Peña is fluent in Spanish and provides direct representation without interpreters.

Hablamos Español. Llame al 1-888-ATTY-911.

What to Do Next

If you or a loved one has been injured in an 18-wheeler accident in Bell County, time is critical. Evidence disappears quickly, and the trucking company has lawyers working to protect their interests – not yours.

Call Attorney911 now at 1-888-ATTY-911 for a free, confidential consultation.

We’ll:

• Evaluate your case at no cost
• Explain your legal options
• Send preservation letters to protect critical evidence
• Begin building your case immediately
• Fight for the maximum compensation you deserve

Remember:

• You pay nothing unless we win your case
• We advance all costs of investigation and litigation
• Your consultation is completely free
• We’re available 24/7 to help

Don’t let the trucking company take advantage of you. Call Attorney911 now at 1-888-ATTY-911 and let us fight for your rights.

“The trucking company is hoping you don’t know your rights. Let’s change that.” – Ralph Manginello

“We’ve seen what trucking companies do after an accident. And we know how to stop them.” – Lupe Peña

“You’re not just another case number—you’re family.” – Attorney911 Client Testimonial