If a Car Accident Turned Your Life Upside Down in Falls City, We’re Here to Stand With You
When that pickup truck ran the stop sign on US-181 and slammed into your driver’s side door, everything changed in a heartbeat. Maybe you were on your way to work at the uranium processing plant. Maybe you were picking up groceries in Kenedy. Maybe you were just trying to get home to your family after a long day. Now you’re sitting in a hospital room in San Antonio, or stuck at home in Runge with injuries that aren’t healing, while the medical bills pile up and the insurance adjuster keeps calling.
We see you. We understand what you’re going through. And we’re here to tell you something important: You don’t have to face this alone.
At Attorney911, we’ve spent 27+ years fighting for injured people across Texas. We’ve seen how a single moment on a rural highway can change a family’s life forever. We’ve seen how insurance companies — even the ones that seem friendly — work tirelessly to pay you as little as possible. And we know exactly how to fight back, because our firm includes a former insurance defense attorney who spent years learning their playbook from the inside.
If you’ve been hurt in a car accident in Falls City, in Karnes County, or anywhere in South Texas, we want you to know three things right now:
- We don’t get paid unless we win your case. No upfront fees. No risk.
- We answer our phones 24/7 at 1-888-ATTY-911. That’s not a marketing line — it’s a legal emergency line.
- We know Karnes County. We know the courts, the insurance adjusters who cover this region, and the specific challenges that rural Texas accident victims face.
The Reality of Car Accidents in Falls City and Rural Texas
You might think a small town like Falls City — population around 600 — would be safe from serious accidents. But the numbers tell a different story. In 2024, Texas had 4,150 people killed in traffic crashes, and while we’ll use statewide numbers for Karnes County since it’s outside the top 20 most populous counties, the patterns affecting rural Texas are crystal clear.
Rural crashes are 2.66 times more likely to be fatal than urban crashes, even though they represent far fewer total accidents. Why? Higher speeds on two-lane highways like TX-72 and FM-1147. Longer EMS response times when every minute counts. Less access to Level I trauma centers — the nearest to Falls City being in San Antonio, over an hour away. And the harsh reality that when a crash happens on a dark, unlit Farm-to-Market road at 10 PM, there’s often no one nearby to call for help immediately.
The Texas Department of Transportation data shows us that “Failed to Drive in Single Lane” caused 800 fatal crashes statewide in 2024 — making it the single deadliest factor. On the winding rural roads around the San Miguel Creek bottoms, a moment of distraction, a swerve to avoid a deer, or a driver who’s had one too many beers after fishing can lead to a single-vehicle run-off-road crash that kills instantly.
DUI crashes killed 1,053 Texans in 2024 — one every 8.3 hours. Peak time? 2:00-2:59 AM Sunday morning, right when bars close. In Karnes County, where the nearest hospital is 30+ minutes away and the sheriff’s department is stretched thin, a drunk driving crash on US-181 can be a death sentence before help even arrives.
And here’s something most people don’t realize: 14% of Texas drivers are uninsured. In rural areas like Karnes County, that number can be even higher. When you’re hit by someone with no insurance — or worse, someone who flees the scene — your own uninsured motorist coverage becomes your lifeline. But insurance companies don’t advertise that your own policy can protect you even when you’re not driving. Most people don’t know this. We make sure you do.
The Insurance Company Is Not Your Friend — And We Know Their Playbook Because Lupe Was On Their Side
This is the most important thing you need to understand right now: The insurance adjuster who keeps calling to “check on you” is not trying to help you. They have one job: minimize what their company pays you. And they’re very good at it.
Lupe Peña, one of our associate attorneys, knows this better than anyone. For years, he worked at a national defense firm where his job was to learn firsthand how large insurance companies value claims. He sat in the rooms where adjusters decided how little they could offer. He helped select the “independent” medical exam doctors who minimize injuries. He calculated settlement ranges using the same software they still use today.
Now he uses that insider knowledge to fight FOR you, not against you. Here’s what the insurance companies do — and how we stop them:
Tactic #1: The Friendly “Check-In” Call (Days 1-3)
They call while you’re still in shock, maybe on pain medication, and ask how you’re feeling. Then they slip in: “Let me just record this for accuracy.” That recorded statement will be used against you. If you say “I’m feeling a little better today,” they’ll argue your injuries weren’t serious. If you say “I think it was partly my fault,” you’ve destroyed your case.
Our Counter: The moment you hire us, all communication goes through Attorney911. We become your voice. We know the questions they’re going to ask because Lupe asked them for years. We protect you from saying anything that can be twisted.
Tactic #2: The Quick Lowball Settlement (Weeks 1-3)
You’re scared. Bills are piling up. You can’t work. They offer $3,500 to “help you move on.” It feels like a lifeline. But here’s the trap: that settlement requires signing a release that says you can NEVER seek more money, even if you discover hidden injuries later.
We’ve seen victims take $5,000 on week two, then week six discover they need a $100,000 spinal surgery. That release is permanent and final. You’re on the hook for $95,000 out of pocket.
Our Counter: We know the true value of cases. Lupe calculated them for years. We NEVER let you settle before reaching Maximum Medical Improvement (MMI). We make sure you understand what your case is really worth — often 10-20x what they’re offering initially.
Tactic #3: The “Independent” Medical Exam (Months 2-6)
They send you to “their” doctor for an “independent” evaluation. This doctor is paid $2,000-$5,000 by the insurance company and is selected because they consistently give insurance-favorable reports. After a 10-minute exam, they write: “Patient exaggerating symptoms,” “Pre-existing degenerative changes,” “Treatment excessive.”
Lupe’s Insider Knowledge: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life — they’re building ammunition against you.”
Our Counter: We know these specific doctors and their biases. We challenge biased reports with our own independent experts. We prepare you for what’s coming because Lupe orchestrated these same exams from the other side.
Tactic #4: Delay Until You’re Desperate (Months 6-12+)
Insurance has unlimited time and resources. You have mounting medical bills, no income, and creditors calling. By month 12, you’ll take $20,000 just to make the stress stop, even if your case is worth $200,000.
Our Counter: We file lawsuits to force deadlines. We push for trial dates. Lupe understands delay tactics because he used them strategically for years. Now we use that knowledge to accelerate your case.
Tactic #5: Surveillance & Social Media
They hire private investigators to follow you. They monitor every Facebook post, Instagram photo, TikTok video. One picture of you at your niece’s birthday party where you’re smiling = proof you’re not really injured.
Our 7 Rules for Clients: Make all profiles private, never post about the accident or your injuries, don’t post activities or locations, tell friends not to tag you, don’t accept friend requests from strangers, the best rule is to stay off social media entirely, and assume EVERYTHING is being watched.
Our Counter: We assume surveillance is happening and prepare accordingly. We help you live your life authentically while protecting your case.
Tactic #6-9: Fault Arguments, Medical Authorization Traps, Gaps in Treatment, Policy Limit Bluffs
Every tactic has a counter, and every counter is stronger because we know what they’re doing before they do it. Lupe’s years inside the insurance defense machine means we anticipate their moves, not just react to them.
What You’re Actually Up Against: Texas Car Accident Data That Matters to Your Case
When we tell you that your case is serious, we don’t just mean your injuries — we mean the legal landscape you’re navigating. Here are the numbers that shape every decision we make:
Speed is the Silent Killer: In Texas, speed-related factors caused 131,978 crashes in 2024, including 513 fatal crashes from “Failed to Control Speed” alone. On roads like US-181 where the posted limit is 75 mph but traffic often moves at 85+, a moment of distraction becomes catastrophic.
DUI is Everywhere: 1,053 people died in DUI-alcohol crashes in 2024 in Texas, and peak time is 2:00-2:59 AM Sunday — right when bars close at 2 AM under TABC rules. That means every single 2 AM DUI crash involves a bar that potentially overserved the driver. That’s not just a criminal case against the driver; it’s a Dram Shop claim against the establishment with a $1M+ commercial policy.
The Uninsured Crisis: With 14% of Texas drivers uninsured, your own UM/UIM coverage is more critical than ever. And here’s what most lawyers don’t tell you: Your UM/UIM policy covers you even if you’re a pedestrian, cyclist, or passenger in someone else’s car. We’ve recovered millions for clients who didn’t realize their own insurance was their best avenue for recovery.
Rural Roads Are Deadly: Single-vehicle run-off-road crashes killed 1,353 Texans in 2024 — 32.6% of all traffic deaths. On the FM roads around Karnes County, where shoulders are narrow and lighting is nonexistent, these crashes are far too common. But that doesn’t mean no one is liable. We’ve pursued claims against TxDOT for defective road design, against tire manufacturers for blowouts, and against employers who sent fatigued workers on dangerous commutes.
Pedestrians Face Extreme Risk: Pedestrians represent just 1% of crashes but 19% of all roadway deaths. A pedestrian hit by a car is 28.8 times more likely to die than two cars colliding. In a town like Falls City where people walk along rural shoulders, this risk is constant.
Trucking is a Different Beast: Texas leads the nation in truck accidents with 39,393 commercial vehicle crashes in 2024 that killed 608 people. The 97/3 Rule is stark: when a car and truck collide, 97% of those killed are in the passenger vehicle. These cases require federal court experience, FMCSA regulation knowledge, and the resources to take on billion-dollar corporations. We have all three.
The Many Ways Karnes County Accidents Happen — And Who’s Really Responsible
Every accident is different, but the patterns are consistent. Here are the most common types we see affecting Falls City families, with the complete liability breakdown that insurance companies hope you never see:
Rear-End Collisions (Tier 1 Coverage for Karnes County)
Rear-ends are among the LEAST defensible accidents in Texas law. When someone hits you from behind, liability is presumed under Texas Transportation Code § 545.062. The only real defenses are chain reactions, sudden lane changes, or mechanical failure — and those are rare.
Why This Matters to You: If you’re stopped at the US-181 intersection waiting to turn toward Kenedy and a distracted driver slams into you, your case is strong. But here’s the escalation factor: Many “minor” rear-ends develop into major injuries. We’ve had clients who felt “okay” after a low-speed impact, only to discover herniated discs requiring spinal fusion surgery 6 months later. That settlement jumps from $15,000 to $175,000-$500,000+ once surgery is documented.
Liable Parties Table:
- Trailing driver (direct negligence — following too closely, inattention, speed)
- Trailing driver’s employer (respondeat superior if they were on the clock)
- Vehicle manufacturer (product liability if brakes failed, tire blew)
- Government entity (TX Tort Claims Act if road defect contributed)
Case Result Reference: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” This shows how “simple” car accidents can become catastrophic.
Testimonial: MONGO SLADE said, “I was rear-ended and the team got right to work…I also got a very nice settlement.” Chavodrian Miles added, “Leonor got me into the doctor the same day…it only took 6 months amazing.”
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Single-Vehicle / Run-Off-Road / Rollover (Tier 1 for Rural Texas)
This is the #1 killer factor in Texas at 800 fatal crashes per year. In Karnes County’s ranch and oil country, these happen when drivers hit loose gravel on FM-1147, swerve to avoid livestock, or lose control on curves near the San Miguel Creek.
But “single-vehicle” doesn’t mean “no one is liable.” This is where many lawyers give up, but we dig deeper:
The Complete Liable Parties Table:
- TxDOT or County Government (TX Tort Claims Act): Missing guardrails, shoulder drop-offs, inadequate signage, potholes that caused loss of control
- Vehicle/Tire Manufacturer (strict product liability): Tire blowout, steering failure, brake failure, roof crush in rollover
- Maintenance Provider: Failed inspection, faulty repair
- Employer: Fatigued employee in company vehicle, poorly maintained fleet vehicle
- Phantom Driver (UM claim): Forced off road by hit-and-run driver
Key Strategy: PRESERVE THE VEHICLE. Don’t let it be towed to a salvage yard and destroyed. The vehicle contains critical evidence — tire marks, damage patterns, potential mechanical defects. We send preservation letters immediately to prevent spoliation.
TxDOT Data Point: Failed to Drive in Single Lane caused 42,588 crashes and 800 deaths in 2024 — the highest fatality volume of any factor.
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T-Bone / Intersection Accidents (Tier 1 for Karnes County)
US-181 and TX-72 intersect with multiple county roads, and drivers run stop signs. Intersection crashes killed 1,050 Texans in 2024. Side-impact collisions are especially deadly because there’s minimal protection between the other vehicle and your body.
Why These Are Least Defensible: A police citation for running a stop sign or red light is negligence per se — automatic liability. If there’s traffic camera footage or dashcam video, the case is functionally over on liability.
Liable Parties:
- The driver who violated right-of-way (negligence per se)
- Their employer (if working)
- Alcohol provider (if driver was intoxicated – Dram Shop claim)
- Vehicle manufacturer (if side airbags failed)
Case Result Reference: Our multi-million dollar settlement for a brain injury with vision loss shows the severity of these impacts.
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DUI / Drunk Driving Accidents (Tier 1 Cross-Cutting)
In 2024, 1,053 people died in DUI crashes in Texas. In Karnes County, where social life often revolves around local gatherings and the nearest bar might be in Kenedy or Three Rivers, DUI is a constant threat.
The Maximum Recovery Stack: DUI cases offer the most comprehensive collection opportunities:
- Defendant’s auto policy (usually $30K minimum)
- Dram Shop claim against the bar/restaurant that overserved them ($1M+ commercial policy)
- Plaintiff’s UM/UIM coverage (often $100K-$500K+)
- Punitive damages — NO CAP if charged as felony under Texas law
- Defendant’s personal assets
CRITICAL LEGAL POINT: Under Texas Penal Code, Intoxication Assault (causing serious injury while DUI) and Intoxication Manslaughter are felonies. Under Texas Civil Practice & Remedies Code § 41.003, punitive damages caps DO NOT APPLY to felonies. This means a jury can award unlimited punitive damages, and those damages cannot be discharged in bankruptcy.
Case Results: Ralph’s criminal defense victories show our dual capability:
- DWI #1: Charges dismissed when we proved breathalyzer machines weren’t properly maintained
- DWI #2: Case dismissed when police conducted no breath/blood test and hospital records were missing
- DWI #3: Case dismissed when video showed client didn’t appear intoxicated
This matters because we understand both the criminal AND civil aspects of DUI cases. When you’re hit by a drunk driver, we know how to leverage the criminal case to strengthen your civil claim.
Testimonial: Greg Garcia told us, “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.” We take cases other attorneys reject.
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Commercial Truck / 18-Wheeler Accidents (Tier 1 for Industrial South Texas)
Karnes County sits in the heart of the Eagle Ford Shale oil field. Every day, massive commercial trucks haul equipment, chemicals, and oil on US-181, TX-72, and FM roads. These trucks weigh 80,000 pounds. Your car weighs 3,000-4,000 pounds. When they collide, physics is brutal.
Texas had 39,393 commercial vehicle accidents in 2024, killing 608 people. In Karnes County, with its intense oilfield traffic, the risk is multiplied.
The 97/3 Rule: In car-vs-truck crashes, 97% of those killed are in the passenger vehicle. Car occupants are 36.5 times more likely to die.
Federal Regulations (FMCSR) That Make These Cases Winnable:
- Hours of Service: Drivers limited to 11 hours driving, 14-hour duty day, 30-minute breaks
- ELD Mandate: Electronic logs track driving time (data must be preserved 6 months)
- Drug Testing: Pre-employment, random, post-accident
- Pre-Trip Inspections: Must inspect vehicle before each trip
- BAC Limit: 0.04% (half normal limit)
When these rules are violated, it’s negligence per se.
The Deep Pocket Chain (Why Truck Cases Settle High):
- Truck driver (personal policy, usually minimal)
- Motor carrier/trucking company (commercial policy $750K-$5M+)
- Freight broker (negligent selection of carrier)
- Cargo shipper/loader (improper loading)
- Maintenance provider (failed inspections)
- Vehicle/parts manufacturer (defective brakes, tires)
- Government entity (road defects)
- MCS-90 Endorsement: Federal law requires carriers to guarantee payment to injured third parties EVEN IF their policy excludes coverage
Case Result: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”
Federal Court Experience: Both Ralph Manginello and Lupe Peña are admitted to the U.S. District Court, Southern District of Texas. Trucking cases often belong in federal court because of diversity jurisdiction or federal regulations. This experience is critical.
Testimonial: Hannah Garcia told us, “Mariela and Zulema have done such a fantastic job…gone above and beyond to get my case settled quickly!” When you’re facing a trucking company, speed and aggression matter.
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Motorcycle Accidents (Tier 2 for Karnes County)
South Texas has beautiful riding weather, and you’ll see motorcycles on the highways around Falls City. But the statistics are sobering: 585 riders died in Texas in 2024, with 42% of fatal motorcycle crashes caused by cars turning left in front of the bike.
The Left-Turn Problem: This is the signature motorcycle case. A driver in Kenedy pulls out of a side street, “doesn’t see” the motorcycle, and turns left directly into its path. It’s almost always the car driver’s fault for failure to yield right-of-way.
Jury Bias & How We Overcome It: Insurance defense exploits the “reckless biker” stereotype. We counter by:
- Humanizing the rider (family man, veteran, community member)
- Documenting clean riding history
- Framing it as the car driver’s visibility/attention failure
- Emphasizing the rider had no chance to avoid the collision
Underinsurance Crisis: Motorcycle injuries are catastrophic ($200K-$7M+ medical costs), but at-fault car drivers often have only $30,000 in coverage. Your UM/UIM on your motorcycle policy is critical. Stacking with your auto policy may be available.
Case Result: Our multi-million dollar results for catastrophic injuries apply directly to motorcycle TBI and spinal cases.
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Delivery Vehicle Accidents (Tier 2 for Growing Texas)
Amazon, FedEx, and UPS are everywhere now, even delivering to Falls City addresses. These crashes are increasing rapidly, and they’re complex.
Amazon DSP Piercing Strategy: Amazon uses “Delivery Service Partners” (DSPs) — supposedly independent contractors. But we can pierce this shield by documenting Amazon’s control:
- Delivery quotas and routing software
- Branded uniforms and vehicles
- Surveillance cameras (“Driveri”) monitoring drivers
- Driver scorecards and deactivation power
- Uniforms, training, and performance metrics
When we prove Amazon exercises sufficient control, they’re liable as a de facto employer.
Backing Accidents: TxDOT shows “Backed Without Safety” caused 8,950 crashes statewide. Delivery trucks backing into driveways in Falls City neighborhoods create unique risks.
Case Results: Recent verdicts include $105M against Amazon DSP, $16.2M in Georgia, and $44.1M for a FedEx pileup.
SEO Targets: Falls City delivery truck accident, Amazon driver hit me Karnes County, UPS truck crash Texas
Rideshare Accidents (Tier 3 for Rural Areas)
While Uber and Lyft aren’t as common in Falls City as in Houston, they do operate here, especially for trips to San Antonio or Corpus Christi. These cases are statistically invisible (TxDOT doesn’t break them out), making them a massive competitive gap.
Three-Tier Insurance System:
- Period 0 (app off): Personal insurance only
- Period 1 (app on, waiting): $50K/$100K/$25K contingent
- Period 2/3 (accepted ride/passenger): $1,000,000 commercial coverage
The key is determining the driver’s exact status at crash time. We obtain app activity logs through legal discovery.
Who Gets Hurt: 58% are third parties (other drivers, pedestrians), not passengers. You might not realize the $1M policy applies to you.
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Pedestrian Accidents (Tier 3 for Low-Volume Rural)
While fewer pedestrians walk along US-181, any pedestrian crash is catastrophic. Texas had 768 pedestrian deaths in 2024. Pedestrians are 1% of crashes but 19% of deaths — 28.8x more likely to be fatal.
Critical Legal Point: Pedestrians ALWAYS have right-of-way at intersections in Texas, even at unmarked crosswalks.
The $30K Problem: The driver’s minimum $30K policy is useless for catastrophic injuries. Collection must look beyond:
- Your own UM/UIM (covers you as pedestrian — CRITICALLY UNDERUTILIZED)
- Dram shop claim (driver was drunk)
- Government entity (road design: no crosswalk, inadequate lighting)
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What You Can Recover: The Complete Picture of Texas Damages
After an accident in Falls City, you’re entitled to compensation for every way this crash has harmed your life. Here’s what Texas law allows:
Economic Damages (No Cap)
- Medical expenses (past and future): ER visits, surgery, hospital stays, physical therapy, medications, medical equipment, future surgeries, lifetime care
- Lost wages (past and future): Income from missed work, reduced earning capacity if you can’t return to your job
- Property damage: Vehicle repair/replacement, personal property destroyed
- Out-of-pocket: Transportation to doctors, home modifications, household help
Non-Economic Damages (No Cap)
- Pain and suffering: Physical pain from injuries
- Mental anguish: Emotional distress, anxiety, PTSD, depression
- Physical impairment: Loss of function, disability
- Disfigurement: Scarring, visible injuries
- Loss of consortium: Impact on marriage/family relationships
- Loss of enjoyment: Can’t do activities you loved
Punitive/Exemplary Damages (Special Rules)
Standard cap: Greater of $200K OR (2x economic damages) + non-economic damages (capped at $750K for that portion)
⚠️ CRITICAL EXCEPTION: No cap applies if the act is a FELONY. This includes:
- DWI causing serious bodily injury (Intoxication Assault)
- DWI causing death (Intoxication Manslaughter)
Punitive damages from felony DWI are also NOT dischargeable in bankruptcy and ARE taxable income (unlike compensatory damages for physical injuries).
Why This Matters: A DUI case with $2M economic damages and $3M non-economic damages normally caps at $4.75M in punitives. But with felony DWI? The jury decides with NO limit. We’ve seen juries award $10M, $20M, $50M+ in these cases.
Settlement Range Reality Check
| Injury | Typical Settlement Range |
|---|---|
| Soft tissue (whiplash) | $15,000 – $60,000 |
| Simple fracture | $35,000 – $95,000 |
| Surgical fracture | $132,000 – $328,000 |
| Herniated disc (surgery) | $346,000 – $1,205,000 |
| Moderate TBI | $1,548,000 – $9,838,000 |
| Spinal cord (paraplegia) | $4,770,000 – $25,880,000 |
| Amputation | $1,945,000 – $8,630,000 |
| Wrongful death (working adult) | $1,910,000 – $9,520,000 |
The Multiplier Method: Settlement = (Medical Expenses × Multiplier 1.5-5) + Lost Wages + Property Damage. The multiplier depends on severity and permanency.
Lupe’s Advantage: Lupe calculated these multipliers for years using insurance software like Colossus. He knows when the algorithm is undervaluing your case and how to push for maximum multiplier.
The 48-Hour Protocol: What to Do Right Now After a Falls City Accident
We can’t say this strongly enough: What you do in the next 48 hours can make or break your case. Evidence disappears. Witnesses forget. Insurance companies build their defense.
HOURS 1-6: IMMEDIATE CRISIS
✅ Safety First: Get to a safe location off US-181 or TX-72
✅ Call 911: Report the accident, request medical
✅ Medical Attention: Go to ER immediately — adrenaline masks injuries. Falls City has no hospital; you’ll likely go to Connally Memorial in Kenedy or be airlifted to San Antonio. Go anyway.
✅ Document Everything: Photos of ALL damage (every angle), scene, road conditions, injuries, messages
✅ Exchange Info: Name, phone, address, insurance, DL, plate, vehicle info
✅ Witnesses: Names, phone numbers — locals know these roads
✅ CALL ATTORNEY911: 1-888-ATTY-911 before speaking to ANY insurance company
HOURS 6-24: EVIDENCE PRESERVATION
✅ Digital Preserve: Keep all texts/calls/photos, email copies to yourself
✅ Physical Preserve: Secure damaged clothing/items, keep receipts, DON’T repair vehicle yet
✅ Medical Records: Request ER copies, keep discharge papers
✅ Insurance Silence: Note calls, DON’T give recorded statements, DON’T sign anything, say “I need to speak with my attorney”
✅ Social Media Lockdown: Make ALL profiles private, DON’T post anything, tell friends not to tag you
HOURS 24-48: STRATEGIC DECISIONS
✅ Legal Consultation: Call 1-888-ATTY-911 with documentation ready
✅ Refer All Calls: Send insurance to us
✅ Decline Settlements: Do NOT accept or sign anything
✅ Create Timeline: Write down what happened while memory is fresh
Evidence Deterioration Timeline — This is URGENT:
- Day 7-14: Surveillance footage from gas stations or businesses gets DELETED
- Day 30: Most retail/traffic camera footage is gone forever
- Day 30-180: Truck ELD/black box data is overwritten
- Month 6-12: Witnesses move away or forget details
- 2 Years: Statute of limitations expires — case barred forever
When you hire Attorney911, we move NOW. Within 24 hours, we send preservation letters to every party that might have evidence. These letters LEGALLY REQUIRE them to preserve evidence before it’s automatically deleted. We don’t wait for insurance to “investigate” — we conduct our own investigation immediately.
The Texas Legal Framework That Protects Falls City Accident Victims
Texas law is powerful for injured people — if you know how to use it. Here’s what applies to your case:
Modified Comparative Negligence (51% Bar)
Under Texas Civil Practice & Remedies Code § 33.001, you can recover damages as long as you’re 50% or less at fault. Your recovery is reduced by your fault percentage. At 51% fault, you get $0.
Example: If you’re awarded $100,000 but found 20% at fault, you receive $80,000.
Insurance Strategy: They’ll ALWAYS try to assign you maximum fault to reduce payment. Even 10% fault on a $100K case costs you $10,000. Lupe spent years making these fault arguments for insurance companies. Now he knows exactly how to defeat them.
The Stowers Doctrine — Our Nuclear Option
Under G.A. Stowers Furniture Co. v. American Indem. Co., if we send a settlement demand within the defendant’s policy limits, and the insurer unreasonably refuses, the insurer becomes liable for the ENTIRE verdict — even amounts exceeding policy limits.
Example: Defendant has $30K policy. We send Stowers demand for $30K with clear liability proof (like a rear-end). Insurance refuses. Jury awards $500K. Insurance must pay the full $500K, not just $30K.
When We Use This: Rear-end collisions, DUI cases (negligence perse), intersection violations. Clear liability = Stowers leverage.
Texas Dram Shop Act — Adding Deep Pockets
Texas Alcoholic Beverage Code § 2.02 allows us to sue bars, restaurants, and liquor stores that served an obviously intoxicated person who then caused your accident.
Signs of Obvious Intoxication: Slurred speech, bloodshot eyes, unsteady gait, fumbling with money, aggressive behavior
Why This Matters: In Karnes County, where there may be only 1-2 bars within 30 miles, each DUI crash likely involves a commercial establishment. Their commercial policies are $1M+, dramatically increasing your recovery potential.
TX Tort Claims Act — Suing the Government
If a road defect (pothole, missing guardrail, inadequate drainage) contributed to your crash on a state highway or county road, we can sue TxDOT or Karnes County. 6-month notice requirement (much shorter than 2-year SOL).
Punitive Damages — The Felony Exception
Standard cap: Greater of $200K OR (2x economic damages) + non-economic damages (capped at $750K for that portion)
EXCEPTION: No cap if underlying act is a felony (DWI causing injury/death). And not dischargeable in bankruptcy.
UM/UIM Coverage — Your Hidden Safety Net
Texas Insurance Code § 1952.101 requires insurers to OFFER uninsured/underinsured coverage. Critically, UM/UIM covers pedestrians, cyclists, and passengers — not just drivers. Most people don’t know this. We make sure you do.
Statute of Limitations
2 years from accident date for personal injury and property damage. 6 months for government claims. Miss the deadline = case barred forever.
Proving Liability: The Evidence That Wins Cases
Insurance companies don’t just roll over. We build ironclad cases with:
Physical Evidence
- Vehicle damage photos from every angle
- Skid marks and debris at the scene
- Damaged personal property
- Tire remnants (in blowout cases)
Documentary Evidence
- Police crash reports
- 911 call recordings
- Traffic/surveillance footage (we obtain within 7-30 days before deletion)
- Medical records (past and future treatment plans)
- Employment records (lost wages)
- Cell phone records (to prove texting while driving)
Electronic Evidence
- Vehicle EDR/black box: Speed, brake application, steering input
- Truck ELD data: Hours of service, compliance with FMCSA rules
- GPS/telematics: Location, speed, route
- Rideshare app logs: Driver status at crash time
- Social media archives: What the defendant posted
Testimonial Evidence
- Eyewitness statements (obtained before memories fade)
- Accident reconstruction experts
- Medical experts (to link injuries to crash)
- Economic experts (to calculate lifetime losses)
- Vocational experts (to prove disability)
- Human factors experts (to prove driver error)
The Medical Knowledge That Proves Your Injuries Aren’t “Minor”
Insurance companies love to call injuries “minor” or “pre-existing.” We use medical expertise to prove otherwise.
Traumatic Brain Injury (TBI)
Immediate: Loss of consciousness, vomiting, seizures, severe headache
Delayed (hours to days): Worsening headaches, personality changes, memory problems, sleep disturbances, light/noise sensitivity
Long-term: CTE, doubled dementia risk, depression (40-50%), seizure disorders
Legal Challenge: Insurance claims delayed symptoms aren’t from accident. We use medical experts to explain this is NORMAL progression.
Spinal Cord Injury
- C1-C4: Quadriplegia, possible ventilator — lifetime cost $6M-$13M+
- C5-C8: Some arm function — $3.7M-$6.1M+
- T1-L5: Paraplegia — $2.5M-$5.25M+
Complications: Pressure sores (leading cause of death), respiratory issues, bowel/bladder dysfunction, depression (40-60%), shortened life expectancy (5-15 years)
Amputation
Traumatic (severed at scene) vs Surgical (infection after injury, as in our documented case)
Phantom limb pain: 80% of amputees
Prosthetic costs: $500K-$2M lifetime
Herniated Disc
Treatment progression: Acute care → Physical therapy → Epidural injections → Surgery ($50K-$120K)
Permanent restrictions often prevent return to physical labor
Soft Tissue Injuries
Insurance undervalues these, but 15-20% develop chronic pain. Proper documentation is CRITICAL.
Psychological Injuries (PTSD)
32-45% of MVA victims develop PTSD symptoms — driving anxiety, panic attacks, nightmares, flashbacks. Compensable under mental anguish.
Why Falls City Families Choose Attorney911 Over “The Other Guys”
You have choices for legal representation. Here’s what makes us different:
1. Lupe’s Insurance Defense Advantage
This is our nuclear weapon. Lupe Peña spent years working for insurance companies, calculating claim values, selecting IME doctors, and developing delay tactics. Now he uses that insider knowledge for YOU. We know their playbook because he wrote it.
What This Means: When an adjuster says, “This is our final offer,” Lupe knows if they’re bluffing. When they send you to “their” doctor, Lupe knows that doctor’s bias. When they delay, Lupe knows which buttons to push to force action.
Client Proof: Donald Wilcox told us, “One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.” They take cases others reject because they see the angles others miss.
2. Ralph Manginello’s 27+ Years of Results
Ralph has been licensed in Texas since 1998. He’s admitted to federal court. He handled the BP Texas City Refinery explosion litigation — a $2.1 billion case that killed 15 workers and injured 180+. He’s taken on multinational corporations and won.
BP Experience Matters: That case required federal court expertise, mass tort coordination, and going toe-to-toe with Fortune 500 companies. When you’re hit by a commercial truck or dealing with a corporate defendant, that experience is irreplaceable.
Memberships: Harris County Criminal Lawyers Association, Texas Trial Lawyers Association, Trial Lawyers Achievement Association (Million Dollar Member required $1M+ verdict), Pro Bono College of the State Bar of Texas
Journalism Background: Ralph’s UT Austin degree in Journalism means he knows how to tell your story to a jury. Facts matter, but narrative wins cases.
Personal Touch: Ralph personally involves himself. Dame Haskett said, “Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.” Jamin Marroquin told us Ralph was “tenacious, accessible, and determined throughout the 19 months.”
3. Multi-Million Dollar Track Record
We don’t just promise results — we prove them:
- Multi-million dollar settlement for brain injury with vision loss (logging accident)
- Multi-million dollar settlement for partial amputation after car accident complications
- Millions recovered in trucking wrongful death cases
- $10 million active lawsuit against University of Houston and Pi Kappa Phi fraternity (shows current trial readiness)
- $81.7 million 2024 car wrongful death verdict (national context)
Every case result includes the required disclaimer: Every case is unique, and past results do not guarantee future outcomes.
4. Federal Court Ready
Both attorneys admitted to U.S. District Court, Southern District of Texas. This jurisdiction includes Houston, Galveston, and Corpus Christi — covering all of South Texas. Complex cases (trucking, product liability, multi-state defendants) require federal experience. We have it.
5. Bilingual Services — Hablamos Español
Karnes County has a significant Hispanic population. Luque Peña is fluent in Spanish, and staff members like Zulema provide translation services. Maria Ramirez told us, “The support provided at Manginello Law Firm was excellent…They worked hard to do their best.” Celia Dominguez added, “Especially Miss Zulema, who is always very kind and always translates.”
6. 24/7 Live Staff, Not an Answering Service
When you call 1-888-ATTY-911 at 2 AM from a hospital in San Antonio, a real person answers. Not a machine. Not an answering service. Our team includes dedicated case managers like Leonor (80+ review mentions), Leo Lopez (20+ mentions), Melani, Amanda, and Zulema.
What Clients Say About Our Staff:
- Stephanie Hernandez: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”
- Kelly Hunsicker: “Leonor and Amanda were amazing, they walked me through everything with my car accident.”
- Chad Harris: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
- Ambur Hamilton: “I never felt like ‘just another case’ they were working on.”
7. Cases Others Reject
Multiple testimonials mention we took cases dropped by other attorneys:
- Greg Garcia: “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.”
- CON3531: “They took over my case from another lawyer and got to working on my case.”
- Angel Walle: “They solved in a couple of months what others did nothing about in two years.”
Why? We see angles others miss. We know the law deeper. We have the resources to litigate complex cases.
8. Community Roots & Trust
Ralph grew up in Memorial Houston, moved to Texas at age 5, attended UT Austin, coached basketball, volunteers with Big Brothers/Big Sisters. He’s a family man with three children. He’s one of us.
Celebrity Endorsement: Trae Tha Truth, Houston hip-hop artist and activist, publicly recommended us. Jacqueline Johnson said, “One of Houston’s Great Men Trae Tha Truth has recommended this law firm. So if he is vouching for them then I know they do good work.” Erica Perales added, “You know if TraeAbn tells you it’s the right way to go best attorney out here you can’t go wrong.”
The Medical Treatment & Documentation Process
We work with your doctors or help you find appropriate specialists. We handle the paperwork so you can focus on healing.
Types of Treatment We Document for Maximum Value:
- Emergency care (ER, trauma center)
- Orthopedic surgery
- Neurology (TBI specialists)
- Pain management (epidural injections)
- Physical therapy
- Chiropractic care (when appropriate)
- Psychological counseling (PTSD, anxiety)
- Vocational rehabilitation
- Life care planning (for permanent disabilities)
We use medical experts to establish:
- Causation (injuries caused by accident, not pre-existing)
- Severity and permanency
- Future medical needs and costs
- Impact on work capacity
- Need for assistive devices or home modifications
Lien Doctors: If you lack insurance or have high deductibles, we connect you with doctors who work on a lien basis — they get paid from your settlement, not upfront.
The Settlement vs. Trial Decision
Most cases settle (95%+), but we prepare EVERY case as if it’s going to trial. Why? Because insurance companies pay more when they know you’re ready to fight.
Factors Influencing Settlement:
- Clear liability (rear-end, DUI, violation caught on video)
- Severe, documented injuries
- High medical costs
- Strong evidence
- Our trial readiness and track record
Factors Leading to Trial:
- Disputed liability (both sides blame each other)
- Insurance refuses reasonable settlement
- Punitive damages potential (DWI, gross negligence)
- Client wants their day in court
Client Control: YOU decide whether to settle or go to trial. We give you our professional recommendation, but it’s your choice. We’re prepared for either path.
Recent Nuclear Verdicts (Why Insurance Fears Us):
- Hatch v. Jones (car wrongful death): $81.7M
- Lopez v. All Points 360 (Amazon): $105M
- New Prime I-35 pileup: $44.1M
- Oncor Electric (trucking): $37.5M
Insurance companies know we’re trial-ready. This increases settlement offers across ALL cases.
Comprehensive FAQ for Falls City Accident Victims
Immediate After Accident
What should I do immediately after a car accident in Falls City?
Get to safety, call 911, seek medical attention even if you feel okay, document everything with photos, exchange information, get witness names, and call Attorney911 at 1-888-ATTY-911 before speaking to any insurance company. Don’t admit fault or give recorded statements.
Should I seek medical attention if I don’t feel hurt?
Absolutely. Adrenaline masks pain. Serious injuries like internal bleeding, TBI, or herniated discs may not show symptoms for hours or days. Getting checked at Connally Memorial or in San Antonio creates documentation critical to your case.
What information should I collect at the scene?
Names, phone numbers, addresses, insurance cards, driver’s licenses, license plates, vehicle makes/models. Take photos of everything — damage, skid marks, road conditions, injuries. Get witness contact info. This is especially crucial on rural Karnes County roads where evidence clears quickly.
Dealing With Insurance
Should I give a recorded statement to insurance?
NO. You are NOT required to give a recorded statement to the other driver’s insurance. Anything you say can be twisted. Call us first. The adjuster’s job is to minimize your claim. Stephanie Hernandez learned, “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.” Let us handle communication.
What if the other driver is uninsured?
About 14% of Texas drivers have no insurance. Your own UM/UIM coverage can protect you. We’ve recovered millions using clients’ own policies. Most people don’t realize UM/UIM covers pedestrians and cyclists too.
Why does insurance want me to sign a medical authorization?
To dig through your entire medical history looking for pre-existing conditions they can blame. We limit authorizations to accident-related records only. Don’t sign anything without us reviewing it.
Legal Process
How much time do I have to file a lawsuit?
2 years from the accident date in Texas. If a government entity is involved (TxDOT, county vehicle), you have 6 months to provide notice. Miss these deadlines and your case is barred forever. Don’t wait.
What is comparative negligence?
Texas uses a 51% bar. If you’re 50% or less at fault, you recover reduced by your fault percentage. At 51% fault, you get $0. Insurance will try to assign you maximum blame. Lupe knows how to defeat these arguments because he made them for years.
Will my case go to trial?
Probably not. 95% of cases settle. But we prepare every case for trial because that preparation increases settlement value. If insurance won’t be reasonable, we’re ready to fight in court. Nina Graeter said, “Highly recommend! They moved fast and handled my case very efficiently.” We’re prepared for either path.
Compensation
What is my case worth?
Depends on: injury severity, clear liability, medical costs, lost wages, permanent disability, insurance limits, and our ability to find additional coverage. Soft tissue cases settle for $15K-$60K; surgical fracture cases for $132K-$328K; catastrophic injuries reach millions. We don’t guess — we calculate.
What if I have a pre-existing condition?
Texas’ eggshell plaintiff rule says defendants take victims as they find them. If the accident worsened your condition, you’re entitled to compensation for the worsening. Insurance can’t deny your claim just because you had prior back problems.
How is pain and suffering calculated?
We use the multiplier method (medical costs × multiplier 1.5-5 based on severity) plus lost wages. Lupe’s insider knowledge of how insurance software like Colossus calculates these values lets us push for maximum multipliers.
Attorney Relationship
How much do car accident lawyers cost?
Contingency fee: We don’t get paid unless we win. Our fee is 33.33% if settled before trial, 40% if we go to trial. You may still be responsible for court costs and case expenses. But you pay $0 upfront. Kiimarii Yup told us, “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.”
Who will actually handle my case?
Ralph Manginello oversees every case. Luque Peña handles many directly. You’ll also work with dedicated case managers like Leonor, who clients consistently praise. Kelly Hunsicker said, “Leonor and Amanda were amazing, they walked me through everything with my car accident.”
What if I already hired another attorney?
We take over cases from other lawyers. Greg Garcia told us, “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.” If your current lawyer isn’t communicating, calls you a pest, or dropped your case, call us. We’ll review it for free.
Mistakes to Avoid
What common mistakes can hurt my case?
- Giving recorded statements to insurance
- Posting on social media (even innocent posts)
- Accepting quick settlements
- Gaps in medical treatment
- Not hiring a lawyer quickly (evidence disappears)
- Signing medical authorizations without attorney review
Should I post about my accident on social media?
NO. Make profiles private immediately. Don’t post about injuries, activities, or the accident. Tell friends not to tag you. Insurance monitors everything. Lupe warned: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney…they take innocent activity out of context.”
Why Falls City Families Trust Attorney911 — In Their Own Words
We could tell you we’re different, but our clients say it better:
On Communication & Care:
- Brian Butchee: “Melanie was excellent. She kept me informed and when she said she would call me back, she did. I got to speak with Ralph Manginello once and knew quickly the way his Firm was ran.”
- Stephanie Hernandez: “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”
- Chelsea Martinez: “Special thank you to my attorney, Mr. Pena, for your kindness and patience with my repeated questions.”
- Chad Harris: “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.”
On Results & Speed:
- Donald Wilcox: “One company said they would not except my case. Then I got a call from Manginello…I got a call to come pick up this handsome check.”
- Tymesha Galloway: “Leonor is the best!!! She was able to assist me with my case within 6 months.”
- Nina Graeter: “Highly recommend! They moved fast and handled my case very efficiently.”
- Tracey White: “She had received a offer but she told me to give her one more week because she knew she could get a better offer.”
- Chavodrian Miles: “Leonor got me into the doctor the same day…it only took 6 months amazing.”
On Taking Rejected Cases:
- Greg Garcia: “In the beginning I had another attorney but he dropped my case although Manginello law firm were able to help me out.”
- CON3531: “They took over my case from another lawyer and got to working on my case.”
- Angel Walle: “They solved in a couple of months what others did nothing about in two years.”
On Ralph’s Personal Involvement:
- S M: “Attorney Manginello is so knowledgeable but straight to the point…responded quickly even while he was away.”
- Ken Taylor: “He listened intently heard my concerns and issues and immediately began working to protect my rights.”
- AMAZIAH A.T: “Ralph Manginello is indeed the best attorney I ever had..He cares greatly about his results.”
- Cassie Wright: “Ralph is an AMAZING ATTORNEY. I have used him 2 TIMES…He gets the JOB DONE RIGHT!!!!”
On Spanish Services:
- Maria Ramirez: “The support provided at Manginello Law Firm was excellent…They worked hard to do their best.”
- Celia Dominguez: “Especially Miss Zulema, who is always very kind and always translates.”
Overall Excellence:
- Dean Jones: “Best lawyers in the city…fast return..and they really care about their clients.”
- Ernest Cano: “Mr. Maginello and his firm are first class. Will fight tooth and nail for you.”
- Glenda Walker: “They make you feel like family and…fought for me to get every dime I deserved.”
The Geography That Shapes Karnes County Accident Cases
Falls City is located in Karnes County, Texas, at the intersection of US-181 and FM-1147, about 70 miles southeast of San Antonio. The county seat is Kenedy, population around 3,400. This is rural, working-class Texas — oilfield country, ranching country, small-town country.
The Highways That Define Risk:
- US-181: The main artery through Karnes County, connecting to Kenedy and Beeville. Speed limit 75 mph, heavy oilfield truck traffic, frequent DUIs
- TX-72: Runs east-west through the southern part of the county, connecting to Three Rivers and Cuero
- FM-1147: Connects Falls City to Kenedy, narrow shoulders, no lighting, dangerous at night
- FM-792: Rural ranch roads with loose gravel, livestock crossings
The Adjacent Counties We Also Serve:
- Atascosa County to the west (Pleasanton, Jourdanton)
- Wilson County to the north (Floresville)
- Live Oak County to the south (Three Rivers)
- Bee County to the southwest (Beeville)
- Goliad County to the east (Goliad)
Our Office Zones:
- Zone 1 (Local): We regularly handle cases from Karnes County through our Houston and Austin offices. We know the local courts and travel to you.
- Zone 2 (Regional): We serve all of South Texas — from the Eagle Ford Shale to the Gulf Coast
- Zone 3 (Statewide): For complex cases, we represent clients across Texas
Trauma Centers:
- Level I: University Hospital in San Antonio (70+ miles)
- Level II: Connally Memorial in Kenedy (15 miles), Christus Santa Rosa in San Antonio
- Air ambulance: Critical for life-threatening injuries in rural areas
Local Economic Factors:
- Oilfield wages (higher than average, impacts lost earning capacity calculations)
- Ranching/agricultural work (physical labor, impacts disability assessments)
- Limited local healthcare (requires travel for specialist treatment)
Our Service Promise to Falls City Families
When you call Attorney911 after an accident in Falls City, here’s exactly what happens:
Step 1: Immediate Response (Day 1)
- Real person answers 24/7 at 1-888-ATTY-911
- Free consultation — we listen to your story
- If we take your case, we send preservation letters within 24 hours to prevent evidence deletion
- We help you find medical treatment if needed
Step 2: Investigation (Week 1)
- We obtain police reports, 911 calls, witness statements
- We locate and secure surveillance footage before it’s deleted (7-30 day window)
- We inspect your vehicle before repairs
- We identify ALL liable parties and insurance policies
Step 3: Treatment & Documentation (Months 1-6)
- You focus on medical treatment
- We collect medical records, bills, expert opinions
- We calculate damages, build demand package
- We handle all insurance communication
Step 4: Demand & Negotiation (Months 3-9)
- We send settlement demand with Stowers leverage if applicable
- Negotiate from position of strength
- Lupe’s insider knowledge ensures we know true claim value
- We present structured, documented case insurance can’t ignore
Step 5: Settlement or Trial (Months 6-18)
- Most cases settle after demand
- If insurance won’t be reasonable, we file lawsuit
- We prepare for trial while continuing negotiation
- Trial if necessary — we’re ready
Timeline: Case length varies. Simple cases may settle in 6 months. Complex cases (trucking, catastrophic injury) may take 12-24 months. Tymesha Galloway’s case settled in 6 months. Chavodrian Miles’ case took 6 months. Some cases require patience for maximum value.
The Bottom Line for Falls City Accident Victims
You’ve been through something traumatic. You didn’t ask for this. You’re dealing with pain, medical bills, lost income, and an insurance company that’s not on your side.
You have two choices:
-
Go it alone. Accept whatever insurance offers. Hope they treat you fairly. Risk saying something that kills your case. Miss critical deadlines. Settle for 10-20% of what your case is worth.
-
Call Attorney911. Get Ralph Manginello’s 27+ years of experience. Get Lupe Peña’s insider insurance defense knowledge. Get a team that treats you like family, moves fast, and has recovered millions for people just like you.
The Consultation Is Free. The Call Is Free. The Advice Is Free.
We Don’t Get Paid Unless We Win.
We Answer 24/7 at 1-888-ATTY-911.
Hablamos Español.
One Person Dies Every 2 Hours on Texas Roads. Falls City Isn’t Immune.
Don’t Let the Insurance Company Make You Their Next Victim.
Call Attorney911 Now. We’re Ready to Fight for You.
📞 Legal Emergency Line: 1-888-ATTY-911
🌐 Website: https://attorney911.com
📧 Email: ralph@atty911.com | lupe@atty911.com
📍 Houston Office: 1177 West Loop S, Suite 1600, Houston, TX 77027
📍 Austin Office | Beaumont Office
Serving All of Texas Including Karnes County, Atascosa County, Wilson County, Live Oak County, Bee County, Goliad County
Contingency Fee Disclaimer: We work on a contingency fee basis. Our fee is 33.33% if settled before trial, 40% if case goes to trial. You may still be responsible for court costs and case expenses. Results vary — every case is unique.
Licensed in Texas and New York. Admitted to U.S. District Court, Southern District of Texas.