Understanding Your Rights After a Motor Vehicle Accident in Smithville, Texas: The Comprehensive Guide to Recovery

If you are reading this in your home in Smithville, or perhaps from a hospital bed at St. David’s Bastrop or Dell Seton in Austin, we know exactly the kind of weight you are carrying. The shock of a car crash on TX-71, the confusion of dealing with the Bastrop County Sheriff’s Office, and the sudden, overwhelming pressure from insurance adjusters can make it feel like your life has been derailed.

At Attorney 911 / The Manginello Law Firm, we’ve spent more than two decades standing between injured Texans and the multi-billion-dollar insurance corporations that profit by underpaying claims. Our managing partner, Ralph Manginello, has been trying cases since 1998. He is admitted to the U.S. District Court for the Southern District of Texas, and he has a track record of multi-million-dollar results that most “fender-bender” firms simply cannot match. With 27+ years of experience, Ralph hasn’t just seen the insurance company’s playbook—he’s beaten it in front of Texas juries hundreds of times.

But we have an even more specific advantage for the people of Smithville. Our team includes Lupe Peña, a former insurance defense attorney. Lupe used to be the guy the big carriers called to protect their profits. He knows their internal software, their bonus structures, and the exact “lowball” percentages they use to test whether you’re desperate enough to settle for pennies. Today, Lupe uses that insider knowledge for us—and for you. We don’t guess what the other side is thinking; we know, because we’ve been in the room where those decisions are made.

If you’ve been hurt in Smithville, you don’t need a lawyer who wants to “settle your case.” You need a trial team that is ready to litigate it. Whether you were rear-ended at a stoplight on Loop 230 or lost a loved one in a catastrophic 18-wheeler collision on the outskirts of town, we are here to fight for every dime you deserve.

The Reality of Traffic and Crashes in Smithville and Bastrop County

Smithville is known for its historic charm and quiet streets, but the reality for local drivers is often defined by the high-speed transit corridors that slice through our community. TX-71 is a major artery connecting Austin to the Texas Gulf Coast, and it is a known danger zone. We see a disproportionate number of high-speed rear-end collisions and intersection T-bones where TX-71 meets local roads like TX-95 and Main Street.

According to TxDOT District 14 data, Bastrop County sees thousands of crashes annually, with a significant concentration occurring on the stretches of road where speed limits drop as commuters enter Smithville city limits. Many of these are simple “fender benders” on paper, but the physics of a 70-mph vehicle impacting a slowed car near the Loop 230 interchange is never simple for the human body.

When a crash occurs here, survivors are often transported to St. David’s Bastrop or Ascension Seton Bastrop. For catastrophic cases, Life Flight often routes patients to Level I trauma centers like Dell Seton Medical Center at the University of Texas in Austin or the specialized units in San Antonio. We have worked extensively with the medical-record departments at these facilities, and we know how to coordinate with your treating physicians to document the true extent of your injuries before the insurance company can claim your pain was “pre-existing.”

Smithville Demographic and Cultural Context

Smithville is a diverse community. With a Hispanic population of approximately 20% and many multi-generational families who have called Bastrop County home for decades, we understand the local values: hard work, family, and a suspicion of anyone who tries to take advantage of their neighbors.

We also recognize that for many in our community, English is a second language. Hablamos Español. Lupe Peña provides native-fluent Spanish representation. In our firm, you don’t talk to an interpreter; you talk directly to your attorney. We also understand the sensitivities surrounding immigration status that sometimes make people afraid to seek legal help. Let us be clear: Texas tort law, specifically as clarified in cases like Republic Waste Services v. Martinez, does not condition your right to recovery on your immigration status. If you are hurt in Smithville, you have rights, and we protect them.

The Anatomy of an Impact: How Smithville Crashes Happen

Most people call us saying they were in a “fender bender.” But “fender bender” is an insurance-industry term designed to make your pain sound minor. We prefer to look at the physics of the impact.

Rear-End Collision Mechanics on TX-71

The most common crash in Smithville is the stop-and-go rear-end. You’re slowing for traffic or a signal on TX-71, and the driver behind you is distracted by their phone or failing to maintain an “assured clear distance” as required by Tex. Transp. Code § 545.062 [https://statutes.capitol.texas.gov/Docs/TN/htm/TN.545.htm#545.062].

In a rear-end hit, the seat accelerates your torso forward while your head lags behind. This creates what we call the “S-curve” in your neck—the four-phase mechanism of whiplash. Phase 1 happens in the first 50 milliseconds; before you even realize you’ve been hit, your cervical spine is already being loaded with forces that exceed the human injury threshold. Even a 5-mph impact can generate 4.5G of force on your neck. That is why you might feel “fine” at the scene but wake up 48 hours later unable to turn your head. Your body hasn’t just been “tapped”; it hasn’t been “bumped.” It has been subjected to a violent biomechanical event.

Intersection and T-Bone Crashes

Intersections like those along TX-95 are high-risk areas in Smithville. A T-bone or side-impact collision is often more dangerous than a rear-end because vehicles have less “crumple zone” on the sides. When a driver runs a red light or fails to yield right-of-way under Tex. Transp. Code § 545.151, the impact is delivered inches from your body. These crashes often result in traumatic brain injuries (TBI), fractured hips, and internal organ damage.

Commercial Vehicle and 18-Wheeler Collisions

Because TX-71 is a freight corridor, 18-wheelers are a constant presence. When an 80,000-pound truck impacts a 4,000-pound passenger car, the physics are devastating. The mass ratio is 20:1. At 65 mph, a fully loaded truck carries 16.5 times the destructive energy of your car. These cases are not governed by standard rules; they trigger the Federal Motor Carrier Safety Administration (FMCSA) framework under 49 CFR § 390 et seq.

We know how to look for the “black box” data (EDR) and the Electronic Logging Device (ELD) records that show if a driver was fatigued or operating over their hours-of-service limits. Ralph Manginello has gone toe-to-toe with the world’s largest corporate fleets—Walmart, Amazon, FedEx—and won. We send a formal spoliation letter within 7 days of being retained to ensure the trucking company doesn’t “accidentally” delete the data that proves they are at fault.

The Medical Reality: Why “Minor” Crashes Cause Major Pain

The insurance company’s favorite tactic is the MIST (Minor Impact Soft Tissue) protocol. Every major carrier, from State Farm to Allstate, uses some version of this. If the bumper damage to your car is less than $1,000, their software automatically flags your claim for denial or a nuisance-value offer.

They want you to believe that if your car isn’t crushed, you can’t be hurt. We know this is a lie. As Lupe Peña can tell you from his days in insurance defense, the stiffness of a modern car’s bumper often means that more energy is transferred directly to the occupants rather than being absorbed by the vehicle’s frame.

Cervical and Lumbar Disc Injuries

Your spine is a delicate stack of vertebrae cushioned by discs. In an accident on a Smithville road, those discs can bulge or herniate. A C5-C6 herniation can cause radiating pain, numbness, or weakness in your arms. An L4-L5 herniation can affect your ability to walk or stand.

The insurance company will call this “degenerative disc disease.” They will say you were already old and your back already hurt. We counter this with the Coates v. Whittington “eggshell plaintiff” doctrine. Under Texas law, we take the plaintiff as we find them. If you had a pre-existing condition that was asymptomatic (didn’t hurt) before the crash, and the crash made it symptomatic, the at-fault driver is responsible for 100% of that symptomatic worsening.

Traumatic Brain Injury (TBI) and Concussion

You do not have to hit your head or lose consciousness to have a brain injury. The “coup-contrecoup” mechanism means your brain can strike the inside of your skull just from the force of the whipping motion. If you are experiencing “brain fog,” irritability, light sensitivity, or memory loss after a crash in Smithville, you may have an mTBI (mild Traumatic Brain Injury). These injuries are often invisible on a standard CT scan at the ER, which is why we work with specialized neurologists and neuropsychologists who use standardized batteries like ImPACT or C3 Logix to document the functional damage to your brain.

The Legal Framework: How Texas Law Protects You

Texas law provides a specific roadmap for how you get paid after an accident, but there are traps everywhere for the unwary.

The Two-Year Deadline (Statute of Limitations)

Under Tex. Civ. Prac. & Rem. Code § 16.003 [https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm#16.003], you generally have two years from the date of the crash to file a formal lawsuit. If you miss that window, your right to recover is gone forever. This is why you cannot afford to “wait and see” if your neck gets better.

Modified Comparative Fault (The 51% Rule)

Texas follows a “modified” comparative fault rule under Tex. Civ. Prac. & Rem. Code § 33.001 [https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm#33.001]. If a jury finds you were 51% or more at fault for the crash, you recover zero. If you were 50% or less at fault, you recover your damages, but they are reduced by your percentage of fault. The insurance company will always try to put 10 or 20 percent of the blame on you just to save themselves money. We fight those apportionments using accident reconstruction and traffic-camera evidence.

The “Paid or Incurred” Trap (The Haygood Rule)

One of the most unfair laws in Texas is Tex. Civ. Prac. & Rem. Code § 41.0105, interpreted by the Texas Supreme Court in Haygood v. de Escabedo. This rule says you can only recover the amount of medical bills “actually paid or incurred.”

Example: If your hospital bill is $50,000, but your health insurance has a contract with the hospital and only pays them $15,000, you can only ask the jury for $15,000. The insurance company for the at-fault driver gets the “benefit” of your health insurance discounts. This is why we are so meticulous about how we document and bill your care—to ensure you aren’t leaving money on the table that should be going to your recovery.

How We Win Your Case: The Attorney 911 Strategy

We don’t settle for “fair” offers. We demand maximum value. Here is the strategy we deploy for every Smithville client.

Step 1: Investigation and Evidence Lock-Down

Within 48 hours of you hiring us, we are moving to preserve evidence. We identify every witness. We pull the CR-3 crash report from TxDOT’s C.R.I.S. system. We send preservation letters to any business nearby that might have surveillance camera footage.

Step 2: Breaking the MIST Framework

When the carrier tells us “the bumper wasn’t even dented,” we don’t back down. We show the jury the delta-V calculations. We explain that your car’s safety features didn’t engage because the impact was absorbed by you, the human being inside. We use Lupe Peña’s knowledge of carrier-side biomechanical defense to impeach their “hired gun” experts.

Step 3: The Stowers Demand

Since 1929, Texas has recognized the Stowers Doctrine (G.A. Stowers Furniture Co. v. American Indemnity Co.). This is our most powerful hammer. We send a demand letter to the insurance company that is so detailed and so well-supported by medical evidence that a “reasonably prudent insurer” would have no choice but to pay. If they reject our demand and we later win a verdict that exceeds their policy limits, the insurance company may become responsible for the entire amount of the judgment—even the part that goes over their policy cap. This creates massive pressure on them to settle with you fairly and quickly.

Step 4: Multi-Pathway Compensation

Most firms just look at the other driver’s policy. We look at everything.

• Third-Party Liability: The other driver’s insurance.
• UM/UIM (Uninsured/Underinsured Motorist): Your own policy, if the other driver had no insurance or not enough.
• PIP (Personal Injury Protection): Your own no-fault medical and wage-loss coverage.
• Commercial/Excess Layers: If the driver was working, we go after the employer.
• Product Liability: If your airbag failed to fire or your seatbelt unlatched, we sue the vehicle manufacturer.

Money Math: What is a Smithville Case Worth?

We believe in transparency. While every case is unique and past results do not guarantee future outcomes, we want you to understand the ranges.

• Traumatic Brain Injury (TBI): Settlements typically fall between $1.5M and $9.8M depending on severity and defendant identity.
• Amputation or Permanent Loss of Limb: Results often range from $1.9M to $8.6M.
• Wrongful Death: Recoveries for surviving families in Texas routinely fall between $1.9M and $9.5M.
• Herniated Discs with Surgery: Depending on the venue (Bastrop vs. Harris or Travis County), these can range from $250,000 to over $1M.

18% Prompt Pay Interest

Under Tex. Ins. Code § 542.060, if your own insurance company delays paying a valid claim (like UM/UIM or PIP), they owe you 18% per-annum penalty interest plus your attorney’s fees. Most Texans never collect this because their lawyers don’t know how to trigger the clock. We do.

Frequently Asked Questions

1. Do I really need a lawyer for a “minor” fender bender in Smithville?

If you have any pain at all, yes. The insurance carrier’s goal is to close your file for the lowest possible amount. Once you sign their release, your case is over. If you realize two weeks from now that you have a herniated disc, you cannot go back for more money. We ensure you get a full diagnosis before any settlement offers are even considered.

2. How much does it cost to hire Attorney 911?

Zero dollars upfront. We work on a contingency fee basis. This means we advance all the costs of the investigation, the experts, and the court filings. We don’t get paid a penny unless we win your case. Our standard fee is 33⅓% if we settle before a lawsuit is filed, and 40% if we have to go to trial. This structure aligns our interests perfectly with yours: we only win when you win.

3. What is the “Brainard Rule” and why does it matter for my UM/UIM claim?

Under the Texas Supreme Court case Brainard v. Trinity Universal, your own insurance company doesn’t have to pay your UIM claim until you have “legally established” that the other driver was at fault and what your damages are. This is a delay tactic carriers love. We know how to navigate this by filing suit and getting a judgment or a stipulation that forces them to pay.

4. What if I was hit by a Smithville city bus or a state vehicle?

This triggers the Texas Tort Claims Act (TTCA). You have a massive hurdle here: you must give formal notice to the governmental unit within 6 months (under § 101.101), but many city charters require notice in as little as 30 to 90 days. Missing this notice deadline kills your case instantly. You need an attorney who can handle the sovereign immunity defense immediately.

5. Can a hospital put a lien on my settlement?

Yes. Under Tex. Prop. Code Ch. 55, a hospital that treats you within 72 hours of an accident can file a statutory lien. However, these liens are often filed for “chargemaster” amounts that are 5 times higher than what they should be. We negotiate these liens aggressively, usually reducing them by 30% to 60%, so more of your settlement stays in your pocket.

6. What happens if the other driver fled the scene?

This is a “Phantom Vehicle” case under your UM (Uninsured Motorist) coverage. To win, Texas law requires corroboration. You need an independent witness or physical evidence (like paint transfer) that proves the other vehicle existed. We move fast to find that evidence.

7. Should I give a recorded statement to the other driver’s insurance?

NEVER. Anything you say can and will be used to reduce your payout. They will ask leading questions like “Were you feeling any pain immediately?” If you say no because of the adrenaline, they will use that to deny your claim later. Tell them to call your lawyer.

8. Is the “black box” in my car important?

Crucial. Most cars built after 2013 have an Event Data Recorder (EDR). It captures your speed, brake application, and seatbelt status for the 5 seconds before impact. In a rear-end or intersection crash, this data is the “silent witness” that tells no lies.

9. How do I prove my “Pain and Suffering” damages?

We don’t just rely on your testimony. We use “Day in the Life” videos, testimony from your family and neighbors in Smithville, and medical documentation of your functional limitations. If you can no longer play with your grandkids or walk through the Smithville Historic District without pain, the law says you must be compensated for that loss of enjoyment of life.

10. Does Lupe Peña handle my case personally?

We are a boutique firm by choice. You aren’t shuffled off to a paralegal. Ralph Manginello and Lupe Peña are personally involved in every case strategy. As Chad Harris, one of our clients, put it: “You are NOT a pest to them and you are NOT just some client… You are FAMILY to them.”

Your Next Steps in Smithville

If you’ve been injured, the clock is already ticking.

1. Preserve the Scene: If you have photos of the cars at their resting points, save them.
2. Seek Medical Care: Even if you feel “fine,” go to St. David’s Bastrop or your PCP. Adrenaline is a masking agent.
3. Do NOT Sign Anything: The “release” the insurance company sends you is a legal trap.
4. Call 1-888-ATTY-911: We are available 24/7.

When you hire us, we send the FMCSA spoliation letter to the trucking company. We send the preservation letter to the toll authority and TranStar for camera footage. We file the Ch. 542 notice to your insurer to start the clock on that 18% penalty interest.

You pay us nothing until we win. No upfront fees. No retainer. Just the fiercest legal advocacy in Texas.

Attorney 911 / The Manginello Law Firm
Principal Office: Houston, Texas
1-888-ATTY-911
(888) 288-9911
Hablamos Español. Su consulta es gratis.

—SPANISH VERSION FOLLOWS—

Entendiendo Sus Derechos Después de un Accidente de Vehículo en Smithville, Texas: La Guía Completa para su Recuperación

Si está leyendo esto en su casa en Smithville, o tal vez desde una cama de hospital en St. David’s Bastrop o Dell Seton en Austin, sabemos exactamente el peso que lleva encima. El impacto de un accidente en la carretera TX-71 no solo daña su vehículo; altera su vida, su familia y su seguridad financiera.

En Attorney 911 / The Manginello Law Firm, hemos pasado más de dos décadas defendiendo a los texanos lesionados frente a las corporaciones de seguros multimillonarias que obtienen ganancias pagando lo menos posible por los reclamos. Nuestro socio administrador, Ralph Manginello, ha estado litigando casos desde 1998. Está admitido en la Corte de Distrito de los Estados Unidos para el Distrito Sur de Texas, y tiene un historial de resultados de varios millones de dólares. Con más de 27 años de experiencia, Ralph no solo ha visto el libro de estrategias de las compañías de seguros; lo ha derrotado frente a jurados de Texas cientos de veces.

Pero tenemos una ventaja aún más específica para la gente de Smithville. Nuestro equipo incluye a Lupe Peña, un exabogado de defensa de seguros. Lupe solía ser quien protegía las ganancias de las grandes compañías. Él conoce sus sistemas internos, sus estructuras de bonificación y los porcentajes exactos de “oferta baja” que utilizan para probar si usted está lo suficientemente desesperado como para aceptar una miseria. Hoy, Lupe usa ese conocimiento interno para nosotros, y para usted.

Si se ha lesionado en Smithville, no necesita un abogado que quiera “llegar a un acuerdo” rápido. Necesita un equipo de litigio que esté listo para llegar a juicio. Ya sea que haya sido chocado por detrás (un “choque por atrás”) en la Loop 230 o haya perdido a un ser querido en una colisión catastrófica con un camión de 18 ruedas en las afueras de la ciudad, estamos aquí para luchar por cada centavo que merece.

La Realidad de los Accidentes en Smithville y el Condado de Bastrop

Smithville es conocida por su encanto histórico, pero para los conductores locales, la realidad está definida por los corredores de alta velocidad como la TX-71. Según los datos del Distrito 14 de TxDOT, el condado de Bastrop registra miles de choques anualmente. Muchos de estos son simples “choques menores” en papel, pero la física de un vehículo a 70 mph impactando a un auto lento nunca es simple para el cuerpo humano.

Hablamos Español. Lupe Peña ofrece representación bilingüe nativa. En nuestra firma, usted no habla con un intérprete; habla directamente con su abogado. También entendemos las preocupaciones sobre el estatus migratorio. Permítanos ser claros: la ley de Texas, según casos como Republic Waste Services v. Martinez, no condiciona su derecho de recuperación a su estatus migratorio. Si se lesiona en Smithville, tiene derechos.

La Anatomía de un Impacto: ¿Por qué Duele Tanto?

La táctica favorita de las aseguradoras es el protocolo MIST (Impacto Menor en Tejidos Blandos). Si el daño al parachoques de su auto es de menos de $1,000, su sistema niega automáticamente su reclamo.

Quieren que crea que si su auto no está destrozado, usted no puede estar herido. Esto es mentira. Como puede decirle Lupe Peña de su tiempo defendiendo aseguradoras, la rigidez de los autos modernos a menudo significa que más energía se transfiere directamente a las personas dentro del vehículo.

Lesiones de Disco Cervical y Lumbar

Su columna es delicada. En un accidente, los discos pueden herniarse. El seguro dirá que es “enfermedad degenerativa” o que es por su edad. Nosotros respondemos con la doctrina del “huevo de gallina” (eggshell plaintiff) de Coates v. Whittington. Bajo la ley de Texas, el conductor culpable es responsable del 100% del empeoramiento de sus síntomas, incluso si ya tenía un problema anterior que no le dolía antes del choque.

El Marco Legal de Texas: Protegiendo sus Intereses

La ley de Texas tiene reglas específicas, y hay trampas en todas partes.

El Plazo de Dos Años (Prescripción)

Conforme al Tex. Civ. Prac. & Rem. Code § 16.003 [https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm#16.003] (que establece el plazo de prescripción de dos años para reclamos de lesiones personales en Texas), generalmente tiene dos años desde la fecha del accidente para presentar una demanda formal. Si pierde ese plazo, su derecho se pierde para siempre.

La Regla de la Culpa Comparativa (Regla del 51%)

Texas sigue la regla del 51% bajo el Tex. Civ. Prac. & Rem. Code § 33.001 [https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm#33.001]. Si un jurado decide que usted tuvo el 51% o más de la culpa, no recupera nada. Si tuvo el 50% o menos, recupera sus daños, pero se reducen por su porcentaje de culpa.

La Trampa de “Pagado o Incurrido” (Regla Haygood)

El Tex. Civ. Prac. & Rem. Code § 41.0105, interpretado por el caso Haygood v. de Escabedo, dice que solo puede recuperar la cantidad de facturas médicas “realmente pagadas o incurridas”. Si su cuenta de hospital es de $50,000 pero su seguro de salud solo paga $15,000, solo puede reclamar $15,000. Por eso somos tan meticulosos con la documentación de sus gastos.

Cómo Ganamos su Caso: La Estrategia de Attorney 911

No aceptamos ofertas “justas”. Exigimos el valor máximo.

1. Investigación Inmediata: Preservamos videos de cámaras de seguridad y reportes de la policía de Smithville.
2. Rompemos el Marco MIST: Usamos expertos para demostrar que la falta de daño al auto no significa falta de daño a su cuerpo.
3. La Demanda Stowers: Usamos la doctrina Stowers para presionar a la aseguradora. Si rechazan una oferta razonable dentro de sus límites y luego ganamos más en el juicio, ellos deben pagar todo, incluso por encima del límite de la póliza.

¿Cuánto Vale un Caso en Smithville?

Aunque cada caso es único y los resultados pasados no garantizan los futuros, estos son algunos rangos:

• Lesión Cerebral Traumática (TBI): Típicamente entre $1.5M y $9.8M.
• Amputación: Típicamente entre $1.9M y $8.6M.
• Muerte Injusta: Típicamente entre $1.9M y $9.5M.

Además, bajo el Tex. Ins. Code § 542.060, si su propia compañía de seguros retrasa el pago de un reclamo válido (como UM/UIM), le deben un 18% de interés anual de penalidad más los honorarios de su abogado.

Preguntas Frecuentes

1. ¿Necesito un abogado para un choque “menor” en Smithville?

Si tiene dolor, sí. Una vez que firma el documento de la aseguradora, su caso termina. Si descubre en dos semanas que tiene un disco herniado, ya no podrá pedir más dinero.

2. ¿Cuánto cuesta contratar a Attorney 911?

Nada por adelantado. Trabajamos bajo un sistema de honorarios de contingencia. No nos paga ni un centavo a menos que ganemos su caso. Nosotros pagamos todos los gastos de investigación y expertos.

3. ¿Qué pasa si me chocó un vehículo de la ciudad de Smithville o del estado?

Esto activa la Ley de Reclamos por Agravios de Texas (TTCA). Debe dar un aviso formal por escrito bajo el Tex. Civ. Prac. & Rem. Code § 101.101 en un plazo de 6 meses (y a veces el estatuto de la ciudad da solo 30 a 90 días). Si falta ese aviso, su caso muere legalmente.

4. ¿Qué es un gravamen de hospital (Lien)?

Bajo el Tex. Prop. Code Ch. 55, un hospital puede poner un gravamen sobre su acuerdo. Nosotros negociamos agresivamente con hospitales como St. David’s para reducir estas deudas en un 30% a 60%.

5. ¿Debo dar una declaración grabada al seguro del otro conductor?

NUNCA. Todo lo que diga será usado para pagarle menos. Dígales que llamen a su abogado.

Sus Próximos Pasos en Smithville

Si se ha lesionado, el tiempo está corriendo.

1. Guarde evidencia: Fotos del lugar y de los autos.
2. Busque atención médica: Vaya al hospital o a su médico en menos de 72 horas.
3. No firme nada: Esa “liberación” que le manda el seguro es una trampa.
4. Llame al 1-888-ATTY-911: Estamos disponibles las 24 horas.

Usted no nos paga nada hasta que ganemos. Sin cargos iniciales. Solo la defensa legal más feroz de Texas.

Attorney 911 / The Manginello Law Firm
Oficina Principal: Houston, Texas
1-888-ATTY-911
(888) 288-9911
Hablamos Español. Su consulta es gratis.