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Comal County Premier 18-Wheeler Trucking and Car Accident Attorneys at Attorney911 Featuring Ralph Manginello with 27+ Years Experience and Former Insurance Defense Counsel Lupe Peña Using Insider Secrets to Beat Geico and State Farm for $50M+ Recovered including $5M TBI Case Results and $3.8M Amputation Settlements; Dominating Litigation for Catastrophic I-35 Highway Pileups, Amazon Box Trucks, FedEx Vans, Uber/Lyft $1M Policy Limits, Drunk Driving Dram Shop Liability, and 80,000-Pound Commercial Jackknifes through Samsara ELD Data Extraction, ECM Downloads, and FMCSA 49 CFR Federal Regulation Mastery; Protecting Families After Wrongful Death, T-Bone Collisions, and Motorcycle Tragedies with 24/7 Rapid Response, Free Consultations, and No Fee Unless We Win calling 1-888-ATTY-911

May 7, 2026 30 min read
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Comal County Motor Vehicle Accident Law: The Comprehensive Guide to Texas Injury Claims

If you or a loved one has been involved in a motor vehicle accident in Comal County, the minutes following the crash were likely a blur of adrenaline, confusion, and fear. Whether you were rear-ended while navigating the stop-and-go traffic on I-35 through New Braunfels, sideswiped by a distracted tourist near the Comal River, or involved in a catastrophic collision with an 18-wheeler on US 281 near Spring Branch, your life changed the moment of impact.

At Attorney 911 / The Manginello Law Firm, we’ve spent decades helping people throughout Comal County and Central Texas navigate the wreckage of these events. We aren’t a high-volume “settlement mill.” We are a trial-litigation firm led by Ralph Manginello, who brings over 27 years of experience and is admitted to federal court in the Southern District of Texas. Since 1998, Ralph has fought against some of the largest corporations in the world—including multinational oil giants like BP—and has recovered multi-million-dollar settlements for families facing traumatic brain injuries (TBI) and wrongful death.

What sets us apart in the Comal County legal market isn’t just our track record of multi-million-dollar results, which routinely fall in the $1.5M to $9.8M range for catastrophic injuries. It’s our team’s insider knowledge. Our associate attorney, Lupe Peña, used to work on the other side. He defended the insurance companies. He knows the secret codes they use to triage your claim into a “lowball” bucket. He knows the algorithms they use to deny valid medical bills. Today, he uses those internal playbooks against them to protect Comal County families.

Texas law is designed to be complex, and the insurance industry spends billions of dollars every year ensuring it stays that way. If you’ve been hurt, you aren’t just fighting a “driver”—you’re fighting a multi-billion-dollar insurance carrier that views your injury as a line-item expense to be minimized. You need a team that knows the physics of the crash, the biology of your injury, and the specific statutes that govern the Lone Star State.

The Reality of Driving in Comal County: A Growing Danger

Comal County is one of the fastest-growing regions in the United States. While this growth brings vibrant new communities to places like Bulverde, Garden Ridge, and the Canyon Lake area, it has also turned our local roadways into hazardous corridors.

The I-35 corridor through New Braunfels serves as a primary NAFTA trade route, meaning Comal County drivers share the road with thousands of 80,000-pound commercial trucks every day. When an 18-wheeler traveling at 65 mph impacts a passenger car, the physics are unforgiving. A fully-loaded truck carries 16.5 times the destructive kinetic energy of a standard car at the same speed.

Beyond the heavy commercial traffic, Comal County faces unique seasonal risks. During the summer “tubing” season, traffic surges on Loop 337, FM 306, and River Road. This brings an influx of out-of-town drivers who are unfamiliar with local intersections and, unfortunately, a spike in alcohol-related incidents near our rivers and downtown Gruene.

When crashes happen here, the medical consequences are immediate. Serious trauma victims in Comal County are often stabilized at Resolute Health Hospital or Christus Santa Rosa Hospital – New Braunfels before being airlifted by Life Flight to Level I trauma centers like University Hospital or San Antonio Military Medical Center (SAMMC). We have worked closely with these trauma teams, understanding how to read their charts to prove the severity of your injuries to a jury.

Why Your “Minor” Crash Isn’t Minor

One of the most common mistakes Comal County residents make is dismissing a “fender bender” because the vehicles only have cosmetic damage. The insurance carrier will run their MIST (Minor Impact Soft Tissue) protocol on your case the moment they see photos of a scuffed bumper.

But biology doesn’t care about your car’s bumper. At Attorney 911, we understand the biomechanics of whiplash, formally known as Cervical Acceleration-Deceleration (CAD). In a rear-end collision at just 15 mph, your head can experience G-forces that exceed the 4.5G threshold for cervical spine injury. Your head, weighing roughly 11 pounds, whips back and forward in a four-phase mechanism that takes less than 300 milliseconds—faster than you can blink. This force frequently causes C5-C6 disc herniations that may not show up as pain for 48 to 72 hours.

As one of our clients, Mongo Slade, put it: “I was rear-ended and the team got right to work with my medical issues and the repair of my vehicle… I also got a very nice settlement.” We don’t let the insurance adjuster tell you “it was just a scratch.” We prove the injury through science.

The Insurance Industry’s Secret Playbook in Texas

Why would an insurance carrier with $80 billion in annual revenue pay you what your case is actually worth? They won’t—unless they are forced to.

If you are a Comal County driver dealing with a carrier like State Farm, Progressive, Geico, or Allstate, you need to understand that their adjusters are trained on specific protocols designed to save the company money.

MIST and “Minor Impact” Triage

If your crash occurred in a parking lot at The Landing or a slow-speed backup on SH 46, the carrier will likely flag your file as a MIST case. They use programs like Allstate’s CCPR (Casualty Claim Process Re-engineering) to automatically lowball these claims. They will hire a biomechanical expert to testify that the “delta-v” (the change in velocity) was too low to cause a human injury.

Lupe Peña, our former insurance-defense insider, has seen these tactics from the inside. He knows how to cross-examine their “hired gun” experts. We use the Robinson / Daubert standard under Texas law (E.I. du Pont de Nemours & Co. v. Robinson, 923 S.W.2d 549) to challenge the reliability of their experts. If their “science” isn’t peer-reviewed or based on the specific facts of your Comal County crash, we fight to have it thrown out of court.

The Recorded Statement Trap

Within 24 hours of your crash in Bulverde or New Braunfels, you will likely get a call from a friendly sounding adjuster. They will ask to “just get your side of the story on tape” so they can “process the claim faster.”

Do not do it.

Under Texas law, you have no legal obligation to give a recorded statement to the other driver’s insurance company. They are looking for one thing: an inconsistency. If you say “I feel okay” today because your adrenaline is still masking the pain, and then you discover a disc herniation three days later, they will use that recording to call you a liar in front of a Comal County jury.

Detailed Impact Subtypes: How Your Collision Happened

The way your vehicle was hit dictates the legal presumptions that apply to your case. In Texas, we look at specific Statutes to determine fault.

Rear-End Collisions and the Assured Clear Distance

Rear-end crashes are the most common type of collision on the higher-traffic stretches of Comal County. Whether it’s a distracted driver on FM 306 or a chain-reaction pile-up on I-35, the law is often on your side.

Tex. Transp. Code § 545.062 requires every driver to maintain an “assured clear distance” ahead. When someone hits you from behind, they have almost certainly violated this statute. In Texas, we rely on the Wright v. McAdams Lumber Co. presumption, which creates an inference of negligence against the rear driver.

However, carriers will fight back with the “Sudden Emergency” defense. They will claim you braked for no reason or that a “phantom vehicle” cut them off. We counter this by pulling the EDR (Event Data Recorder) or “black box” data from the vehicles. We can prove exactly how fast the defendant was going and that they never hit the brakes until the moment of impact.

Intersection and Failure-to-Yield Crashes

Navigating the intersections of Hwy 46 and 281 or the busy streets of downtown New Braunfels requires constant vigilance. Many Comal County crashes involve a driver failing to yield the right-of-way.

  • Left-Turns: Under Tex. Transp. Code § 545.152, a driver turning left must yield to oncoming traffic. This is one of the most litigated areas of fault in Texas.
  • Stop Signs: Tex. Transp. Code § 545.151 governs who goes first at our local 4-way stops. If someone ran a stop sign and hit you, it is Negligence Per Se—they violated a safety law, and that violation caused your injury.

Commercial Vehicle and 18-Wheeler Crashes

When you are hit by a commercial vehicle—whether it’s an 18-wheeler, an Amazon delivery van, or an oilfield truck—the case shifts from basic Texas law to a massive federal framework. These companies are governed by the Federal Motor Carrier Safety Administration (FMCSA).

We look for violations of 49 CFR § 395, the Hours-of-Service rules. Was the driver fatigued? Had they been on the road for 14 hours straight? We also look at 49 CFR § 382 regarding drug and alcohol testing.

In these cases, we move fast. ELD (Electronic Logging Device) records often auto-purge after 6 months under 49 CFR § 395.8(k), but many companies delete them much sooner. Our firm typically sends a formal spoliation / preservation letter within 7 days of being retained to lock those records down. Ralph Manginello has been trying these complex commercial cases for over two decades; he knows that the “smoking gun” is often hidden in the driver’s qualification file.

Biomechanics of Injury: Proven Science vs. Adjuster Myths

If you have been injured in Comal County, the insurance company will try to tell you that your pain is just “soreness” or “age-related.” We use medical literature and the facts of your specific case to prove them wrong.

The Cervical Spine (Neck)

The most frequent injury in a New Braunfels fender bender is the C5-C6 herniation. This is the “apex” of your neck’s curve. When your head snaps back, the jelly-like center of the disc can burst through the outer ring (annular tear), impinging on the nerve. This causes the shooting pain and numbness you feel in your arms.

We grade these using the Quebec Task Force WAD I-IV scale. A WAD III injury involving neurological signs like numbness or weakness is a serious medical event that can require Radiofrequency Ablation (RFA) or even an Anterior Cervical Discectomy and Fusion (ACDF) surgery.

Traumatic Brain Injury (TBI) and Concussion

If you “saw stars,” felt confused, or had a headache that wouldn’t go away after your crash on US-281, you likely suffered a concussion—which is a Mild Traumatic Brain Injury (mTBI).

Don’t let the word “mild” fool you. In litigation, we know that a brain injury is never mild for the person living it. You may be experiencing Persistent Post-Concussive Syndrome (PPCS), affecting your memory, your mood, and your ability to work. We utilize neurocognitive testing, such as ImPACT or C3 Logix, and work with neurologists at places like University Health to document the microscopic shearing of brain fibers known as Diffuse Axonal Injury (DAI).

Our firm has recovered multi-million dollar results (ranging from $1.5M to $9.8M) for Comal County clients facing these permanent life changes.

Understanding Your Recovery: The “Money Math” of Texas Law

How much is your Comal County accident case worth? It’s one of the most common questions we hear. In Texas, your recovery is split into several categories, and each one is governed by a different set of rules.

1. The Haygood “Paid-or-Incurred” Rule

This is the single most important math rule you need to know. Under Tex. Civ. Prac. & Rem. Code § 41.0105, and the landmark case of Haygood v. de Escabedo (Tex. 2011), you can only recover the medical expenses that were “actually paid or incurred.”

If a hospital in New Braunfels bills you $50,000, but your health insurance has a “contracted rate” that pays it off for $12,000, you can only ask the jury for $12,000 in past medicals. The insurance company gets the benefit of your health insurance discounts. This is why we work strategically to coordinate your care, ensuring your medical damages are appropriately documented under the law.

2. Multi-Policy Stacking

Most Comal County drivers carry the minimum liability insurance required by Tex. Transp. Code § 601.072: $30,000 per person and $60,000 per accident. In a serious injury case, $30,000 doesn’t even cover the first night in the ER.

We look for every possible dollar. This includes:

  • UM/UIM (Uninsured/Underinsured Motorist): Your own policy that kicks in when the other driver didn’t have enough.
  • PIP (Personal Injury Protection): No-fault medical coverage on your own policy.
  • Corporate Umbrella: If the driver was working, we can often tap into million-dollar commercial towers.
  • Dram Shop Liability: If a bar in Gruene served an “obviously intoxicated” person who then hit you, the bar may be liable under Tex. Alc. Bev. Code § 2.02.

3. Non-Economic Damages

This is where the “Multiplier Method” usually comes in. This covers your Pain and Suffering, Mental Anguish, and Physical Impairment. How do you value a year of not being able to pick up your kids or play golf at Landa Park? We use “Day in the Life” videos and testimony from your family to show the jury the true cost of the crash.

The “Insider” Advantage: Why Lupe Peña Matters to Your Case

Most personal injury firms can read a police report. Very few have an attorney who has sat in the same rooms as the insurance adjusters they are now suing.

When Lupe Peña reviews your file, he isn’t just looking at medical bills. He’s looking for the carrier’s vulnerability.

  • He knows how State Farm’s ACE protocol triages your concussion as “merely subjective.”
  • He knows the exact percentage of “nuisance value” they are authorized to offer before you hire a lawyer.
  • He knows how their defense attorneys will try to use your prior medical history from five years ago to claim your current back pain was “pre-existing.”

We don’t get intimidated by big carrier names. Whether it’s USAA, Allstate, GEICO, or Fred Loya, we’ve seen their playbook. We know how to break it.

Comal County Civil Courts and the Local Legal Landscape

If we cannot reach a fair settlement, your case will be filed in the Comal County District Courts in New Braunfels. Comal County is part of the 3rd and 22nd Judicial Districts.

Venue matters. The jury pool in Comal County is known for its “common sense” approach, but it can be more conservative than urban centers like San Antonio. You need a trial lawyer like Ralph Manginello, who has specifically handled federal cases in the Southern District of Texas and understands how to present technical evidence to a local jury.

Under Tex. Civ. Prac. & Rem. Code § 15.002, we generally file suit where the accident happened or where the defendant lives. If you were hit by a corporate truck headquartered elsewhere, we perform a strategic venue analysis to ensure your case is heard in the court most likely to deliver a just result.

Multiple Pathways to Compensation: No Stone Unturned

We don’t just look for an auto policy; we look for every source of fault. A single crash on Highway 46 might trigger three different legal claims:

  1. A Negligence Claim against the driver who hit you.
  2. A Product Liability Claim if your airbag failed to deploy or your seatbelt “submarined,” causing enhanced injuries (Tex. Civ. Prac. & Rem. Code Ch. 82).
  3. A Workers’ Comp Third-Party Claim if you were driving for work at the time. We can recover from the at-fault driver while ensuring your workers’ comp lien is negotiated down under Tex. Lab. Code § 417.003, putting more money in your pocket.

Hablamos Español: Native-Fluent Representation

In Comal County, approximately 30% of our neighbors are Hispanic, and many of our families are more comfortable discussing these sensitive matters in Spanish. This is not just a marketing slogan for us.

Lupe Peña is native-fluent. There are no interpreters and no “translators” between you and your attorney. We understand the unique concerns our community faces, including the fear that calling a lawyer might affect immigration status.

En Texas, sus derechos legales no dependen de su estatus migratorio. Si usted está herido, tiene derecho a una compensación. Hablamos su idioma y conocemos sus derechos.

What to Do Right Now: The 7-Day Window

If the accident happened in the last few days, you are currently in a high-risk window for your evidence.

  1. The 7-Day Spoliation Rule: If a commercial vehicle was involved, they can and will overwrite dashcam and GPS data. We need to get a preservation letter out this week.
  2. The 72-Hour Medical Rule: Insurance adjusters love “gaps in treatment.” If you wait more than three days to see a doctor, they will argue you weren’t actually hurt. Even if you feel “just a little stiff,” get an MRI.
  3. The 6-Month TTCA Deadline: If you were hit by a City of New Braunfels truck, a Comal County deputy, or an ISD bus, you must give formal notice within 6 months under Tex. Civ. Prac. & Rem. Code § 101.101, or your claim is dead.

Detailed Frequently Asked Questions (FAQ) for Comal County Claimants

Q: I feel fine, but my car is totaled. Should I still go to the doctor?

A: Yes. Under the adrenaline of a crash on I-35, your body is flooded with cortisol and endorphins that mask pain. Inflammation typically peaks 24 to 72 hours post-impact. If you don’t document your symptoms now, the carrier will use that gap to deny your claim later.

Q: Does the “51% Rule” (Modified Comparative Fault) mean I get nothing if I was speeding?

A: Not necessarily. Under Tex. Civ. Prac. & Rem. Code § 33.001, you can still recover as long as you were 50% or less at fault. If you were 20% at fault for speeding, but the other driver was 80% at fault for running a red light, your total settlement is just reduced by 20%. We fight to keep your percentage of fault as low as possible.

Q: What is a “Stowers Demand” and why is it important in Comal County?

A: A Stowers demand (named after the 1929 case G.A. Stowers Furniture Co. v. American Indemnity Co.) is a legal letter we send to the insurance company. It says: “Accept the policy limits now, or if we go to trial and the jury awards more than the policy, you (the insurance company) are on the hook for the whole thing.” It is the single most powerful tool we have to force an insurance company to pay fair value.

Q: How does the 18% interest penalty work under the Prompt Pay Act?

A: Under Tex. Ins. Code § 542.060, if your own insurance carrier (like for a PIP or UIM claim) misses their deadlines to pay, they owe you the claim amount plus 18% per-annum interest and your attorney’s fees. Most firms don’t bother to calculate this interest; we do. For a $50,000 claim delayed six months, that’s thousands of extra dollars for you.

Q: Can a hospital in New Braunfels put a lien on my settlement?

A: Yes. Under Tex. Prop. Code Ch. 55, if you were admitted to a hospital within 72 hours of a crash, the hospital can file a statutory lien. However, these liens must be perfected and are often for the full “chargemaster” rate—not the fair rate. We negotiate these liens down, often by 30-60%, to ensure you keep the bulk of your settlement.

Contact Attorney 911 / The Manginello Law Firm Today

You have two years to file a lawsuit under Tex. Civ. Prac. & Rem. Code § 16.003, but the evidence in your Comal County case is disappearing right now.

We take these cases on a contingency fee basis—which means you pay nothing unless we win. No upfront costs, no hourly bills, and zero financial risk to your family. We advance all the costs of the investigation, the experts, and the court filings.

As Chad Harris, one of our clients, said: “You are NOT a pest to them and you are NOT just some client that’s caught in the middle of many other cases. You are FAMILY to them and they protect and fight for you as such.”

Call us 24/7 at 1-888-ATTY-911 or locally in Houston at (713) 528-9070. You can also email Ralph Manginello directly at ralph@atty911.com or Lupe Peña at lupe@atty911.com.

We have offices in Houston, Austin, and Beaumont, and we travel to meet with Comal County families in their homes or at the hospital.

Don’t let an insurance carrier running a 30-year-old playbook decide the value of your future. Let us use their playbook against them.

1-888-ATTY-911 | attorney911.com
Principal Office: Houston, Texas. Past results do not guarantee future outcomes.

—SPANISH VERSION FOLLOWS—

Ley de Accidentes de Vehículos Motorizados en el Condado de Comal: La Guía Completa de Reclamos por Lesiones en Texas

Si usted o un ser querido ha estado involucrado en un accidente de vehículo motorizado en el Condado de Comal, es probable que los minutos posteriores al choque hayan sido un torbellino de adrenalina, confusión y miedo. Ya sea que lo hayan chocado por detrás mientras navegaba por el tráfico interrumpido de la I-35 en New Braunfels, que un turista distraído lo haya golpeado de lado cerca del Río Comal, o que haya estado involucrado en una colisión catastrófica con un camión de 18 ruedas en la US 281 cerca de Spring Branch, su vida cambió en el momento del impacto.

En Attorney 911 / The Manginello Law Firm, hemos pasado décadas ayudando a personas en todo el Condado de Comal y el centro de Texas a navegar por los restos de estos eventos. No somos una firma de “fábrica de acuerdos” de alto volumen. Somos una firma de litigio de juicios dirigida por Ralph Manginello, quien aporta más de 27 años de experiencia y está admitido en la corte federal en el Distrito Sur de Texas. Desde 1998, Ralph ha luchado contra algunas de las corporaciones más grandes del mundo—incluyendo gigantes petroleros multinacionales como BP—y ha recuperado acuerdos multimillonarios para familias que enfrentan lesiones cerebrales traumáticas (TBI) y muerte por negligencia.

Lo que nos diferencia en el mercado legal del Condado de Comal no es solo nuestro historial de resultados multimillonarios, que rutinariamente caen en el rango de $1.5M a $9.8M para lesiones catastróficas. Es el conocimiento interno de nuestro equipo. Nuestro abogado asociado, Lupe Peña, solía trabajar del otro lado. Él defendía a las compañías de seguros. Él conoce los códigos secretos que usan para clasificar su reclamo en un cubo de “oferta baja”. Él conoce los algoritmos que usan para negar facturas médicas válidas. Hoy, él usa esos manuales internos contra ellos para proteger a las familias del Condado de Comal.

La ley de Texas está diseñada para ser compleja, y la industria de seguros gasta miles de millones de dólares cada año asegurándose de que siga siendo así. Si usted ha resultado herido, no solo está luchando contra un “conductor”—está luchando contra una compañía de seguros de miles de millones de dólares que ve su lesión como un gasto de línea que debe minimizarse. Necesita un equipo que conozca la física del choque, la biología de su lesión y los estatutos específicos que rigen el Estado de la Estrella Solitaria.

La Realidad de Conducir en el Condado de Comal: Un Peligro Creciente

El Condado de Comal es una de las regiones de más rápido crecimiento en los Estados Unidos. Si bien este crecimiento trae nuevas comunidades vibrantes a lugares como Bulverde, Garden Ridge y el área de Canyon Lake, también ha convertido nuestras carreteras locales en corredores peligrosos.

El corredor de la I-35 a través de New Braunfels sirve como una ruta comercial principal del TLCAN, lo que significa que los conductores del Condado de Comal comparten la carretera con miles de camiones comerciales de 80,000 libras todos los días. Cuando un camión de 18 ruedas que viaja a 65 mph impacta un automóvil de pasajeros, la física es implacable. Un camión completamente cargado lleva 16.5 veces la energía cinética destructiva de un automóvil estándar a la misma velocidad.

Más allá del tráfico comercial pesado, el Condado de Comal enfrenta riesgos estacionales únicos. Durante la temporada de “tubing” en el verano, el tráfico aumenta en la Loop 337, la FM 306 y River Road. Esto trae una afluencia de conductores de fuera de la ciudad que no están familiarizados con las intersecciones locales y, desafortunadamente, un aumento en los incidentes relacionados con el alcohol cerca de nuestros ríos y el centro de Gruene.

Cuando ocurren choques aquí, las consecuencias médicas son inmediatas. Las víctimas de traumas graves en el Condado de Comal a menudo son estabilizadas en el Resolute Health Hospital o el Christus Santa Rosa Hospital – New Braunfels antes de ser transportadas en helicóptero por Life Flight a centros de trauma de Nivel I como el University Hospital o el San Antonio Military Medical Center (SAMMC). Hemos trabajado estrechamente con estos equipos de trauma, entendiendo cómo leer sus informes para demostrar la gravedad de sus lesiones ante un jurado.

¿Por Qué Su Choque “Menor” No Es Menor?

Uno de los errores más comunes que cometen los residentes del Condado de Comal es descartar un “choque de defensa” porque los vehículos solo tienen daños cosméticos. La aseguradora ejecutará su protocolo MIST (Minor Impact Soft Tissue – Impacto Menor en Tejidos Blandos) en su caso en el momento en que vean fotos de una defensa rayada.

Pero a la biología no le importa la defensa de su auto. En Attorney 911, entendemos la biomecánica del latigazo cervical, formalmente conocido como Aceleración-Deceleración Cervical (CAD). En una colisión por detrás a solo 15 mph, su cabeza puede experimentar fuerzas G que exceden el umbral de 4.5G para lesiones de la columna cervical. Su cabeza, que pesa aproximadamente 11 libras, se mueve hacia atrás y hacia adelante en un mecanismo de cuatro fases que toma menos de 300 milisegundos—más rápido de lo que puede parpadear. Esta fuerza frecuentemente causa hernias de disco en C5-C6 que pueden no manifestarse como dolor durante 48 a 72 horas.

Estamos aquí para probar la lesión a través de la ciencia, no solo de lo que se ve por fuera.

Cómo Acumular los Estatutos de Texas: La compensación Máxima

En Texas, no solo miramos una ley; miramos cómo interactúan entre sí. Por ejemplo:

  1. Falla del Seguro: Si la aseguradora no paga dentro de los 60 días de haber aceptado un reclamo, el Tex. Ins. Code § 542.060 (que establece sanciones por falta de pago puntual de reclamaciones) impone un interés legal del 18% anual sobre el monto no pagado. Esto se suma al monto de su reclamo.
  2. Leyes de Responsabilidad Proporcional: Bajo el Tex. Civ. Prac. & Rem. Code § 33.001 (que establece la regla de la responsabilidad proporcional de Texas), usted puede recuperar daños siempre que no sea más del 50% responsable. Si el otro conductor fue el 80% responsable de chocarlo en la SH 46, usted recupera el 80% de sus daños.
  3. Límites de Gastos Médicos: El Tex. Civ. Prac. & Rem. Code § 41.0105 (conocido como la regla de “pagado o incurrido” resultado del caso Haygood) limita lo que usted puede recuperar a lo que realmente se pagó a los doctores, no a lo que ellos facturaron originalmente.

Nuestro equipo domina estas leyes. Lupe Peña, nuestro abogado que solía trabajar para las aseguradoras, sabe exactamente qué leyes están tratando de ignorar para no pagarle.

Preguntas Frecuentes (FAQ) para el Condado de Comal

P: ¿Puedo demandar si el otro conductor no tenía seguro o huyó de la escena?

A: Sí. En Texas, si usted tiene cobertura de UM/UIM (Automovilista sin Seguro o con Seguro Insuficiente), su propia póliza paga por sus lesiones. Sin embargo, bajo el caso de la Corte Suprema de Texas Brainard v. Trinity Universal Ins. Co., el proceso para obtener este dinero es complicado y a menudo requiere una demanda formal. Nosotros manejamos todo este proceso por usted.

P: ¿Qué pasa si me chocó un vehículo del gobierno o un autobús escolar?

A: Estos casos son muy difíciles porque el gobierno tiene “inmunidad soberana”. Usted debe enviar una notificación formal de reclamo bajo el Tex. Civ. Prac. & Rem. Code § 101.101 (la Ley de Reclamos por Agravios de Texas) dentro de los 6 meses posteriores al accidente. Si se pasa de este plazo, pierde su derecho a demandar para siempre.

P: ¿Tienen que hablar mi idioma?

A: ¡Claro que sí! Hablamos Español. Lupe Peña es nativo y manejará su caso directamente. No usamos intérpretes. Usted hablará directamente con su abogado en su propio idioma.

Contacte a Attorney 911 / The Manginello Law Firm Hoy

Usted tiene dos años para presentar una demanda bajo el Tex. Civ. Prac. & Rem. Code § 16.003 (el estatuto de limitaciones de Texas), pero la evidencia en su caso del Condado de Comal está desapareciendo en este momento.

Manejamos estos casos bajo una cuota de contingencia, lo que significa que usted no paga nada a menos que ganemos. No hay costos iniciales, ni facturas por hora, y no hay riesgo financiero para su familia. Nosotros adelantamos todos los costos de la investigación, los expertos y las presentaciones ante la corte.

Llame las 24 horas del día, los 7 días de la semana al 1-888-ATTY-911 o localmente en Houston al (713) 528-9070. También puede enviar un correo electrónico a Ralph Manginello directamente a ralph@atty911.com o a Lupe Peña a lupe@atty911.com.

No deje que una aseguradora decida el valor de su futuro. Permítanos usar su propio manual contra ellos.

1-888-ATTY-911 | attorney911.com
Oficina Principal: Houston, Texas. Los resultados pasados no garantizan resultados futuros.

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