Navigating the Aftermath: Your Comprehensive Guide to Motor Vehicle Accidents in Collin County

An unexpected motor vehicle accident in Collin County can instantly overturn your life. One moment, you’re driving along U.S. 75 in Plano or commuting on the Sam Rayburn Tollway through Frisco, and the next, you’re facing painful injuries, mounting medical bills, lost wages, and the daunting prospect of battling an insurance company. We understand this overwhelming experience because we’ve guided countless individuals and families in Collin County and throughout Texas through these challenging times. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we focus our practice on providing immediate, expert legal assistance to accident victims. With over 25 years of experience, our managing partner, Ralph Manginello, has dedicated his career to fighting for the rights of the injured, including those in Collin County, ensuring they receive the full compensation they deserve.

We know the fear, uncertainty, and physical pain you’re enduring. In Texas, a reportable crash occurs every 57 seconds, and someone is injured every 2 minutes and 5 seconds. These aren’t just statistics; they represent real people in Collin County whose lives are forever changed. Our Houston, Austin, and Beaumont offices strategically position us to serve all of Texas, including our neighbors in Collin County. We’re ready to bring our aggressive, insider knowledge to your corner, protecting your rights from the moment you call. Your journey to recovery starts here, and we’re prepared to walk with you every step of the way. If you have been injured in an accident in Collin County, call us immediately at 1-888-ATTY-911.

Your First 48 Hours After a Collin County Accident: A Critical Action Plan

The moments immediately following an accident in Collin County are chaotic, but your actions during this critical 48-hour window can significantly impact the outcome of your personal injury claim. Evidence disappears quickly, and insurance companies are already working to minimize their payout. Our 48-hour protocol is designed to protect your rights and preserve crucial evidence before it’s too late.

Hour 1-6: Immediate Crisis Response

Your safety and well-being are paramount after any incident in Collin County.

• Safety First: If it’s safe to move, get yourself and any others involved to a secure location away from ongoing traffic. This could mean pulling over to the shoulder of U.S. 75 or moving to a nearby parking lot in McKinney.
• Call 911: Report the accident immediately. Request medical assistance, even for seemingly minor injuries. Adrenaline can mask pain, and what feels like minor discomfort could be a sign of a serious underlying injury. Police reports are critical evidence for your claim in Collin County.
• Seek Medical Attention: Do not delay. Go to the nearest emergency room, whether it’s Medical City Plano or Baylor Scott & White Medical Center – Centennial. Establishing a clear link between the accident and your injuries in your medical records, starting from the day of the crash, is vital.
• Document Everything: Use your cell phone to take extensive photos and videos. This includes:
  • Vehicle Damage: Capture all angles of damage to both vehicles.
  • Accident Scene: Photograph road conditions, traffic signals, skid marks, debris, and any relevant landmarks around the site in Collin County.
  • Visible Injuries: Document any cuts, bruises, or other visible signs of injury.
  • Internal Communication: Screenshot any messages or calls on your phone related to the incident and do NOT delete anything.
• Exchange Information: Obtain the other driver’s name, phone number, address, insurance company, policy number, driver’s license number, and vehicle details (make, model, color, license plate).
• Witnesses: Ask any bystanders if they saw what happened. Get their names, phone numbers, and a brief statement of what they witnessed. Their testimony can be invaluable in proving liability in your Collin County accident.
• Call Attorney911: For immediate legal guidance, dial 1-888-ATTY-911 before speaking to any insurance company. We can advise you on your next steps and protect you from common insurance tactics right away.

Hour 6-24: Evidence Preservation & Initial Steps

As the initial shock subsides, securing all available evidence becomes paramount.

• Digital Preservation: All texts, calls, photos, and videos related to the accident should be preserved and backed up. Do not delete anything from your phone. Email copies to yourself or upload them to cloud storage.
• Physical Evidence: Keep any damaged clothing, glasses, or personal items involved in the crash. Retain receipts for all accident-related expenses, such as towing, rental cars, or over-the-counter medications. Do not repair your vehicle until it has been thoroughly inspected.
• Medical Records: Request copies of all ER and hospital records, including discharge paperwork. Schedule a follow-up appointment with your primary care physician or a specialist within 24-48 hours. Consistent medical care is crucial.
• Insurance Communications: Note any calls from insurance companies. Do NOT give a recorded statement at this stage – you are not legally required to. Do NOT sign any documents or accept any settlement offers. If an adjuster calls, simply state, “I need to speak with my attorney first” and provide them with our contact information, 1-888-ATTY-911.

Hour 24-48: Strategic Decisions & Legal Consultation

This window is your opportunity to build a strong foundation for your case.

• Legal Consultation: Use this time to speak with an experienced motor vehicle accident attorney. Contact Attorney911 for a free, no-obligation consultation at 1-888-ATTY-911. Be prepared with all the documentation you’ve collected.
• Refer Insurers to Your Attorney: Once we represent you, we handle all communication with insurance companies. They will no longer contact you directly, allowing you to focus on your recovery in Collin County.
• Decline Early Offers: Early settlement offers are almost always lowball attempts by insurance companies to resolve cases quickly and cheaply, before the full extent of your injuries and losses is known.
• Evidence Backup: Upload all accident-related photos, videos, and documents to a secure cloud server or email them to a trusted family member. Create a detailed written timeline of events while your memory is fresh.

The Immediate Urgency: Why Every Second Counts

Evidence disappears on a predictable schedule and delays can severely undermine your claim in Collin County.

• Day 1-7: Witness memories begin to fade immediately. Physical evidence like skid marks or debris on roads like FM 423 in Frisco or Highway 380 in Denton County (bordering Collin County) can be cleared quickly.
• Day 7-30: Crucial surveillance footage from gas stations, retail stores, and traffic cameras is typically deleted. Once gone, it’s gone forever. Attorney911 sends preservation letters to secure this evidence before it’s lost.
• Month 1-2: Insurance companies solidify their defense position against you. Vehicle damage, a crucial piece of evidence, may be repaired before proper inspection.
• Month 2-6: For trucking accidents in Collin County, Electronic Logging Device (ELD) data and black box information can be overwritten or deleted. This critical data proves driver hours-of-service violations.
• Month 6-12: Medical complications might arise, and treatment gaps due to financial strain or difficulty accessing care can be used by insurance companies to argue your injuries are not accident-related.
• Month 12-24: As you approach Texas’s two-year statute of limitations, evidence is severely degraded, and your case’s value may be diminished.

Within 24 hours of retention, we send preservation letters to all relevant parties—including trucking companies, business owners with surveillance cameras, and other drivers’ insurance providers—legally requiring them to preserve evidence. This proactive approach ensures critical data from your Collin County accident is secured before it vanishes.

Every day you wait, evidence that could make or break your case is lost. Protect your rights and your future. Call Attorney911 now at 1-888-ATTY-911.

Comprehensive Coverage: Motor Vehicle Accidents in Collin County

Collin County, a hub of rapid growth and vibrant communities like Plano, Frisco, McKinney, and Allen, experiences its share of diverse motor vehicle accidents. From busy intersections along the Sam Rayburn Tollway to residential streets, accidents can happen anywhere, anytime. At Attorney911, we have dedicated over 25 years to aggressively representing accident victims across Texas. Under Ralph Manginello’s leadership, our firm brings vast experience, including federal court admission and involvement in complex litigation like the BP explosion cases, to every client in Collin County. Our team, which includes former insurance defense attorney Lupe Peña, leverages insider knowledge to secure maximum compensation for our clients. Whether you were involved in a fender-bender on Preston Road or a catastrophic 18-wheeler collision on U.S. 75, we have the expertise to fight for you.

We understand the unique challenges and traffic patterns of Collin County. Our proven track record of multi-million dollar results speaks to our commitment to justice for our clients. Every case is unique, and past results do not guarantee future outcomes. We are equipped to handle a wide range of motor vehicle accident claims, ensuring that residents of Plano, Frisco, McKinney, Allen, and other Collin County communities receive the highest caliber of legal representation.

Car Accidents in Collin County: The Everyday Hazard

Car accidents are unfortunately a routine occurrence in Collin County, impacting residents, commuters, and families daily. These incidents range from minor fender-benders on residential streets to severe multi-vehicle collisions on major highways like U.S. 75 and State Highway 121. While many seem minor, even low-impact crashes can result in significant, debilitating injuries.

In 2024, Texas reported an astonishing 251,977 people injured in motor vehicle crashes, with a collision occurring every 57 seconds. Collin County contributes to these statistics, with its growing population and busy roadways. Our growing communities, from the bustling shops in Plano to the expanding residential areas of Celina, mean more vehicles on the road, increasing the potential for accidents.

Common Causes of Car Accidents in Collin County:

• Distracted Driving: This remains a leading cause, resulting in 380 deaths in Texas in 2024 alone. Drivers on their phones, watching videos, or simply not paying attention contribute to countless preventable crashes in cities like Frisco and McKinney.
• Speeding: Exceeding speed limits, especially in areas like the Dallas North Tollway Extension, reduces reaction time and increases accident severity.
• Failure to Yield: Intersections throughout Collin County, including those on Preston Road, often see collisions due to drivers failing to yield the right-of-way.
• Running Red Lights: Rushing through intersections on busy roadways like Eldorado Parkway can lead to devastating T-bone collisions.
• Following Too Closely: Tailgating, particularly during rush hour traffic around business parks in Plano, leaves insufficient braking distance.
• DUI/DWI: Sadly, impaired driving continues to cause tragic accidents across Collin County.

Common Injuries from Car Accidents:
We see a wide range of injuries in car accident cases from Collin County, including:

• Whiplash and Soft Tissue Injuries: Often underestimated but can lead to chronic pain.
• Herniated Discs: Spinal injuries requiring extensive medical intervention.
• Broken Bones and Fractures: Varying from simple to complex, often requiring surgery.
• Traumatic Brain Injuries (TBI): Ranging from concussions with lasting cognitive effects to severe, life-altering brain damage.
• Spinal Cord Injuries: Potentially resulting in permanent paralysis.
• Internal Organ Damage: Requires immediate medical attention and can be life-threatening.
• Psychological Injuries: PTSD, anxiety, and depression are common after traumatic crashes.

Our Commitment to Collin County Car Accident Victims:
We pride ourselves on our relentless pursuit of justice. As client MONGO SLADE stated, “I was rear-ended and the team got right to work…I also got a very nice settlement.” We prepare every car accident case as if it’s going to trial, giving us the leverage needed to negotiate significant settlements with insurance companies. In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions, underscoring our capability to handle catastrophic injury claims.

From protecting you against insurance company tactics to meticulously gathering evidence, Attorney911 stands ready to champion your rights. As client Kiimarii Yup shared, “I lost everything… my car was at a total loss and because of Attorney Manginello and my case worker Leonor… 1 year later I have gained so much in return plus a brand new truck.” We fight for every dollar you deserve, ensuring you can focus on healing and rebuilding your life in Collin County.

Don’t let an insurance company dictate your future. If you’ve been injured in a car accident in Collin County, call us today for a free consultation at 1-888-ATTY-911. We don’t get paid unless we win your case.

18-Wheeler & Truck Accidents in Collin County: Facing the Giants

18-wheeler and commercial truck accidents represent some of the most devastating collisions on our roadways, particularly on major thoroughfares crossing Collin County like U.S. 75, State Highway 121, and the Sam Rayburn Tollway. When an 80,000-pound commercial truck collides with a 4,000-pound passenger car, the disparity in size often leads to catastrophic injuries and wrongful death.

Alarming Statistics for Trucking Accidents in Texas:
In 2024, Texas recorded 39,393 commercial motor vehicle crashes, resulting in 608 trucking fatalities and 1,601 serious injuries. Tragically, Texas alone accounts for 11% of all fatal truck crashes nationwide, making our state an epicenter for these devastating incidents. These numbers highlight the extreme danger posed by negligent truck drivers and trucking companies on Collin County’s heavily trafficked roads.

Complex Regulations and Multiple Liable Parties:
Trucking accidents are inherently complex, governed by a maze of federal and state regulations, primarily the Federal Motor Carrier Safety Administration (FMCSA) rules. These regulations cover:

• Hours of Service (HOS): Drivers are limited to 11 hours of driving after 10 hours off-duty and cannot drive beyond the 14th consecutive hour on duty. Many companies push drivers to violate these limits, leading to fatigue-related crashes in Collin County.
• Electronic Logging Devices (ELDs): Mandatory since 2017, ELDs track driver hours, and tampering is a federal crime. This data is crucial but can be overwritten in 30-180 days if not preserved.
• Driver Qualifications: Strict rules regarding Commercial Driver’s Licenses (CDLs), medical certifications, and drug/alcohol testing. (Commercial drivers have a BAC limit of 0.04% – half that of regular drivers).
• Vehicle Maintenance: Regulations mandate pre-trip inspections, systematic maintenance, and brake checks.

Proving liability in a trucking accident often extends beyond the driver. Multiple parties can be held responsible, including:

• The truck driver (for negligence, fatigue, distraction)
• The trucking company (for negligent hiring, training, supervision, or maintenance)
• The cargo loader (for improper loading)
• The vehicle manufacturer (for defective parts)
• The maintenance company (for improper repairs)

Nuclear Verdicts and Leveraging Experience:
Insurance policies for commercial trucks typically carry $750,000 to $5,000,000+ in liability coverage. This means the stakes are higher, and so is the fight. We leverage the threat of “nuclear verdicts” – jury awards exceeding $10 million – which the insurance industry fears. Notable Texas nuclear verdicts include the 2024 Oncor Electric $37.5 million verdict for a distracted truck driver, and the 2024 Lopez v. All Points 360 (Amazon) $105 million verdict. These cases highlight the significant liability trucking companies face when negligence leads to tragedy.

Attorney911 has a proven track record, having helped numerous families facing tragic trucking-related wrongful death cases recover millions of dollars in compensation. Ralph Manginello’s federal court admission (U.S. District Court, Southern District of Texas) is critical for these cases, as FMCSA regulations often place them in federal jurisdiction. Our involvement in complex litigation like the BP explosion lawsuit further demonstrates our capability to take on massive corporations.

The evidence in trucking accidents, particularly ELD and black box data, is highly time-sensitive. It can be automatically overwritten very quickly. If you or a loved one has been involved in an 18-wheeler accident in Collin County, do not delay. Call Attorney911 immediately at 1-888-ATTY-911 so we can send preservation letters and secure critical evidence. We don’t get paid unless we win your case.

Drunk Driving Accidents in Collin County: Fighting for Justice

Drunk driving accidents are 100% preventable tragedies that continue to plague roads across Collin County and all of Texas. The decision to get behind the wheel while impaired is a conscious act of negligence, often leading to severe injuries and wrongful deaths. In 2024, Texas reported 1,053 alcohol-impaired driving deaths, comprising over 25% of all roadway fatalities. With more than 24,000 DWI-related crashes in Texas in 2023, the scope of this preventable crisis is staggering.

Punishable Offense, Punitive Damages:
Under Texas Penal Code § 49.04, a driver is legally intoxicated with a Blood Alcohol Content (BAC) of 0.08% or higher. For our clients in Collin County, we pursue not only compensation for their economic and non-economic damages but also punitive damages. These damages are designed to punish the drunk driver for their gross negligence and deter similar reckless behavior by others.

Dram Shop Liability: Holding Bars Accountable:
In addition to suing the drunk driver, Texas law (Texas Alcoholic Beverage Code § 2.02) allows victims to hold bars, restaurants, and other establishments accountable if they over-served an obviously intoxicated person who then caused the accident. This is known as “dram shop liability.”

To prove a dram shop claim, we must show:

1. The establishment served alcohol to a patron who was obviously intoxicated at the time of service. Signs of obvious intoxication, such as slurred speech, bloodshot eyes, unsteady gait, or aggressive behavior, are crucial.
2. The over-service was a proximate cause of the accident and damages.

Potentially liable parties in Collin County could include popular breweries in Plano, bustling restaurants in Frisco, or lively bars in McKinney. If a driver was over-served at a local establishment, then caused your accident on Sam Rayburn Tollway, we will investigate the possibility of a dram shop claim, opening up another avenue for significant recovery.

Why Attorney911 Is Your Ally:
Ralph Manginello’s membership in the HCCLA (Harris County Criminal Lawyers Association) highlights our firm’s deep understanding of both the civil and criminal aspects of these cases. Our firm has a strong track record, including three documented DWI dismissal cases that demonstrate our meticulous investigative skills and ability to uncover crucial evidence:

• In one instance, our client’s DWI charge based on a breath test was dismissed after our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines.
• Another client, involved in a rollover accident, saw charges dismissed on the day of trial because police failed to conduct breath or blood tests, EMS noted no intoxication, and critical hospital notes were missing.
• A third client’s DUI/DWI charge, based on video field sobriety tests, was dismissed when we successfully argued that our client did not appear drunk in the video.

These criminal defense victories underscore our firm’s ability to scrutinize evidence and challenge assumptions, translating directly to how we build your personal injury claim. We investigate every angle, including dram shop liability, to maximize your compensation and seek justice. If a drunk driver caused your injuries in Collin County, you deserve a firm that will fight tirelessly for you. Call Attorney911 at 1-888-ATTY-911 for a free consultation.

Motorcycle Accidents in Collin County: Challenging Bias

Motorcycle accidents in Collin County often carry a unique challenge: the pervasive, unfair bias against riders. Insurance companies frequently try to shift blame to the motorcyclist, even when the accident was clearly caused by a negligent driver. In 2024, Texas saw 585 motorcyclist fatalities, and statistics show that 37% of those killed were not wearing helmets, a fact insurance companies often exploit to minimize claims.

Motorcyclists are highly vulnerable, and even minor collisions with larger vehicles can result in severe injuries or fatalities. Common causes of motorcycle accidents are often attributed to other drivers:

• Failure to Yield Right of Way: This is the most common cause, with drivers simply not seeing motorcycles, especially when making left turns across traffic on roads like Lebanon Road in Frisco.
• Driver Inattention/Distraction: Drivers engrossed in their phones or not paying attention often make unsafe lane changes or merge into motorcycles.
• Unsafe Lane Changes: Drivers may not check blind spots or properly signal, leading to side-swipes.

The 51% Bar Rule and Insurance Tactics:
Texas’s modified comparative negligence rule, known as the 51% bar rule, is critically important here. If a motorcyclist is found 51% or more at fault, they recover nothing. Insurance companies aggressively use this rule against riders, looking for any possible way to assign fault. Our attorney, Lupe Peña, worked for years at a national defense firm, making these very arguments about comparative fault. Now, he uses that insider knowledge to anticipate and defeat these tactics when fighting for our clients in Collin County.

If you’ve been injured in a motorcycle accident anywhere in Collin County, from the winding roads near Lake Lavon to the busy streets of Plano, don’t let unfair stereotypes or aggressive insurance adjusters deny you the compensation you deserve. We will fight to prove the other driver’s negligence and protect your rights. Call Attorney911 today at 1-888-ATTY-911 for a free consultation.

Pedestrian Accidents in Collin County: Advocating for the Vulnerable

Pedestrian accidents in Collin County are tragically common and underscore the profound vulnerability of individuals on foot navigating our crosswalks, sidewalks, and streets. While pedestrians account for only 1% of all crashes in Texas, they tragically represent 19% of all roadway deaths. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. Even in rapidly developing communities like Frisco or the bustling downtowns of McKinney and Plano, the design of our roads often prioritizes vehicles over pedestrians, creating dangerous conditions.

Critical Legal Right-of-Way:
Many drivers are unaware of a critical legal fact: pedestrians in Texas ALWAYS have the right-of-way at intersections, even at unmarked crosswalks. As we often explain, “Anytime there’s an intersection of two streets, the distance between them is a crosswalk,” regardless of painted lines. Insurance companies will rarely volunteer this information, often attempting to blame the pedestrian. We fight to prove driver negligence and uphold pedestrian rights.

Devastating Injuries:
Pedestrians, with no protection against the force of a vehicle, often suffer catastrophic injuries, including:

• Traumatic Brain Injuries (TBI)
• Spinal Cord Injuries
• Multiple Broken Bones, especially to the pelvis and legs
• Internal Organ Damage
• Wrongful Death

These injuries often require extensive, long-term medical care, rehabilitation, and can lead to permanent disability. If you or a loved one has been hit by a car while walking in Collin County, whether crossing a street in Allen or walking along a sidewalk in Celina, you need an attorney who understands the unique legal and medical aspects of pedestrian accident claims. Call Attorney911 immediately at 1-888-ATTY-911. Evidence, particularly surveillance footage from nearby businesses, can be deleted in a matter of days.

Rideshare Accidents (Uber/Lyft) in Collin County: Navigating Complex Insurance

Rideshare services like Uber and Lyft have become an integral part of transportation in Collin County, from commuting to downtown Dallas from Plano to enjoying an evening in Frisco. However, when an accident involving a rideshare vehicle occurs, things become incredibly complex due to the varying insurance policies that apply depending on the driver’s “phase” of activity.

The Critical Rideshare Insurance Phases:
We break down the insurance coverage available based on whether the Uber or Lyft driver’s app was offline, on, or engaged in a ride:

• Period 0 – App Off (Offline): The driver is using their vehicle for personal use. Only their personal auto insurance applies. Texas minimum liability coverage is 30/60/25 ($30,000 per person bodily injury, $60,000 per accident bodily injury, $25,000 property damage). This is often insufficient for serious injuries.
• Period 1 – App On (Waiting for a Request): The driver is logged into the app, waiting for a ride request, but has not yet accepted one. The rideshare company’s contingent coverage applies: typically $50,000 bodily injury per person, $100,000 bodily injury per accident, and $25,000 property damage. This coverage is still relatively low.
• Period 2 – Accepted a Ride (En Route to Pickup): The driver has accepted a ride request and is on their way to pick up the passenger. The rideshare company’s full commercial insurance policy activates, usually providing $1,000,000 in liability coverage.
• Period 3 – Passenger in Vehicle (Transporting): The passenger is in the vehicle. The rideshare company’s full commercial insurance policy remains active, providing $1,000,000 in liability coverage.

Who Gets Injured? Statistics show that third parties (drivers and passengers in other vehicles, pedestrians) account for 58% of all rideshare accident victims, while rideshare drivers and riders each account for 21%.

Our Insider Advantage:
Our attorney, Lupe Peña, having worked for years at a national defense firm, possesses crucial insider knowledge of how large insurance companies, including those covering rideshare services, value and attempt to minimize claims. He understands the intricacies of these “phases” and how to properly identify and leverage the correct insurance policy to maximize recovery for our clients in Collin County. We help you navigate this maze to ensure you access the full $1,000,000 coverage when applicable.

If you’ve been involved in a rideshare accident in Plano, Frisco, or anywhere in Collin County, whether as a passenger, another driver, or a pedestrian, the insurance implications are highly complex. Do not face these corporate giants alone. Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win.

Hit and Run Accidents in Collin County: When the Driver Flees

Being a victim of a hit and run accident in Collin County adds immense stress to an already traumatic event. Not only are you injured and facing the aftermath of a collision, but the at-fault driver has fled the scene, leaving you without crucial insurance information. This criminal act, which occurs every 43 seconds nationally, leaves victims feeling abandoned and desperate.

Serious Criminal Penalties:
Fleeing the scene of an accident in Texas carries severe penalties under Texas Transportation Code § 550.021, particularly if injuries or fatalities are involved:

• Death: A second-degree felony, punishable by 2-20 years in prison and up to a $10,000 fine.
• Serious Bodily Injury: A third-degree felony, with 2-10 years in prison and up to a $10,000 fine.
• Minor Injury: A state jail felony, with up to 5 years imprisonment and a $5,000 fine.

These stringent penalties highlight the seriousness of leaving an accident scene.

Uninsured Motorist (UM) Coverage: Your Lifeline:
When the at-fault driver is unknown, your own Uninsured Motorist (UM) insurance coverage becomes your primary recourse for compensation. UM coverage is designed to pay for injuries and damages when the other driver is uninsured or cannot be identified. Texas allows for “inter-policy stacking,” meaning you might be able to combine UM coverage from multiple vehicles on your policy or even from other policies you hold. Learn more by watching our video, “Uninsured & Underinsured Motorists,” at https://www.youtube.com/watch?v=kWcNFyb-Yq8.

The Urgent Need for Evidence:
In hit and run cases, obtaining crucial evidence like surveillance footage is paramount. Cameras from businesses, traffic signals, and even home security systems in areas like Prestonwood in Plano or downtown McKinney can capture the fleeing vehicle’s license plate or description. However, this footage is extremely time-sensitive, often deleted within 7-30 days. Our firm immediately sends preservation letters to all potential sources to secure this vital evidence.

If you’ve been the victim of a hit and run accident in Collin County, time is absolutely critical. Do not lose hope or assume you have no options. Call Attorney911 immediately at 1-888-ATTY-911. We will launch an investigation, pursue all available evidence, and fight to secure the compensation you deserve through your UM policy or other avenues.

Bicycle Accidents in Collin County: Vulnerability on Two Wheels

Collin County’s expanding network of bike lanes and trails, particularly around places like Legacy Trail in Plano or the Mountain Bike Trail at Erwin Park in McKinney, encourages cycling as a sport and mode of transport. However, this also increases the risk of serious bicycle accidents. Cyclists, like pedestrians, are incredibly vulnerable to negligent drivers, leading to severe injuries.

In 2024, Texas reported 78 cyclist fatalities, a decrease from the previous year, but every fatality is a tragedy. Drivers often fail to see cyclists, especially in busy traffic or at dusk, leading to collisions where the cyclist bears the brunt of the impact. The “I didn’t see them” excuse is all too common, but it’s rarely a valid defense.

Fighting Comparative Negligence:
Just as with motorcycle accidents, insurance companies frequently attempt to place a high percentage of fault on the cyclist using Texas’s 51% comparative negligence rule. They may argue the cyclist was not visible, violated a traffic law, or was not wearing safety gear. Our attorney, Lupe Peña, having worked for years for insurance defense firms, has made these arguments himself. Now, he uses that invaluable insider perspective to defend our clients and counteract these blame-shifting tactics, ensuring cyclists in Collin County are not unfairly penalized.

Common injuries suffered by cyclists include traumatic brain injuries, spinal cord injuries, fractures, and road rash. These can lead to long-term medical needs and lost income. If you’ve been injured in a bicycle accident in Collin County, Attorney911 will vigorously protect your rights against responsible parties and their insurance companies. Call us for a free consultation at 1-888-ATTY-911.

Bus Accidents in Collin County: Protecting Passengers and Commuters

Bus accidents in Collin County, whether involving public transit, school buses, or commercial tour buses, can lead to widespread injuries due to the sheer number of passengers involved. In 2024, Texas led all states with 1,110 bus accidents, including 17 fatal crashes and 549 injury crashes. School bus crashes are particularly concerning, with 2,523 incidents in 2023, resulting in 11 deaths and 63 serious injuries. Many children rely on these buses for daily transportation in communities like Allen ISD or Wylie ISD.

Multiple parties can be held liable in bus accidents:

• The Bus Driver: For fatigue, distraction, or impairment.
• The Bus Operator/Company: For negligent hiring, inadequate training, poor maintenance, or encouraging unsafe schedules.
• The Bus Manufacturer: For defects in the vehicle’s design or parts.
• Other Drivers: For causing a collision with the bus.
• Government Entities: If poor road design, signage, or other infrastructure defects contribute to the accident. However, claims against government entities have special notice requirements, usually within six months – much shorter than the standard two-year statute of limitations.

If you or a loved one has been injured in a bus accident in Collin County, including incidents involving public transit around Plano or school buses in McKinney, it is crucial to act quickly. Identifying all liable parties and navigating the complex legal landscape requires experienced counsel. Call Attorney911 immediately at 1-888-ATTY-911 for a free consultation.

Commercial Vehicle Accidents in Collin County: Beyond the 18-Wheeler

Beyond 18-wheelers, Collin County’s growing business landscape means a proliferation of other commercial vehicles on our roads—from delivery vans and utility trucks to construction vehicles and landscaping trucks. Accidents involving these vehicles carry a heightened level of danger compared to passenger cars. These vehicles are generally larger, heavier, and often operated by drivers under commercial pressures, leading to catastrophic accidents on thoroughfares like the Dallas North Tollway or Sam Rayburn Tollway.

Liability in commercial vehicle accidents often involves more than just the driver. The employing company, the vehicle owner, and potentially maintenance contractors can also be held responsible under the legal principle of respondeat superior (employer liability for employee actions). These companies are required to carry higher insurance limits—often $1M or more—which means the potential for compensation is greater, but so is the complexity and resistance from corporate insurance teams. Our firm, with its experience fighting against major corporations in the BP explosion litigation and our multi-million dollar results against commercial entities, is uniquely positioned to take on these powerful defendants in Collin County. Call Attorney911 at 1-888-ATTY-911.

Construction Zone Accidents in Collin County: Danger in Progress

Construction zones are a constant feature of Collin County’s rapid development, from highway expansions like those on U.S. 380 to new residential and commercial projects. While vital for growth, these zones are inherently dangerous. Nearly 28,000 crashes occurred in Texas work zones in 2024, resulting in 215 deaths—a 12% increase over the previous year. Nationally, work zone fatalities have increased by 50% over the last decade.

Many of these accidents, like the tragic case of college student Katrina Bond who was killed on I-35 near Fort Worth by a distracted driver in a work zone, are caused by drivers failing to slow down, pay attention, or follow signage. However, liability can also extend to construction companies for inadequate signage, poor traffic control, or unsafe work practices. If you or a loved one has been injured in a construction zone accident in Collin County, it’s essential to investigate all potential sources of negligence. Call Attorney911 at 1-888-ATTY-911 for guidance.

Distracted Driving Accidents in Collin County: A Modern Epidemic

Despite increasing awareness and hands-free laws, distracted driving remains a pervasive and deadly problem in Collin County. Whether it’s texting, talking on the phone, eating, or even applying makeup, any activity that takes a driver’s eyes, hands, or mind off the road dramatically increases accident risk. In 2024, distracted driving was a factor in 380 deaths in Texas. On busy Collin County roads like Preston Road or State Highway 121, a split-second glance at a phone can lead to devastating consequences.

Proving distracted driving often requires meticulous investigation, including subpoenaing cell phone records and witness testimony. Our experienced legal team knows how to gather this crucial evidence and build a strong case against negligent distracted drivers in Collin County. If a distracted driver has caused you harm, contact Attorney911 at 1-888-ATTY-911.

Weather-Related Accidents in Collin County: The Unpredictable Element

Collin County can experience a range of weather conditions, from torrential rains and flash flooding to sudden ice storms and dense fog. While most drivers exercise caution, some fail to adjust their driving to hazardous conditions, leading to preventable accidents. Hydroplaning on a wet Legacy Drive or losing control on unexpected black ice are common scenarios.

While weather is a factor, driver negligence often plays a role. If a driver fails to reduce speed, maintain a safe following distance, or use headlights in inclement weather, they can still be held liable for an accident. Our team understands how to investigate contributing factors beyond just the weather, helping victims of weather-related collisions in Collin County secure the compensation they deserve. Call Attorney911 at 1-888-ATTY-911.

Intersection Accidents in Collin County: Where Collisions Converge

Intersections in Collin County, such as those on Preston Road in Plano or Eldorado Parkway in Frisco, are high-risk zones where different traffic flows converge. In Texas, 1,050 deaths occurred at intersections in 2024, highlighting the dangers of these areas. Common types of intersection accidents include T-bones, left-turn collisions, and rear-end crashes due to sudden stops.

Liability in intersection accidents often hinges on who had the right-of-way, sometimes complicated by yellow lights, drivers running red lights, or distracted behavior. Traffic camera footage, witness statements, and accident reconstruction can be critical in proving fault. Attorney911 has extensive experience investigating intersection accidents in Collin County, fighting to ensure negligent drivers are held accountable. Contact us at 1-888-ATTY-911.

Delivery Vehicle Accidents in Collin County: The Rise of the Gig Economy

The proliferation of online shopping and food delivery services has led to a surge in delivery vehicles on Collin County roads, from Amazon and FedEx vans to Grubhub and DoorDash drivers. These drivers, often working on tight schedules with pressure to complete deliveries quickly, contribute to a new category of accident risk. Recent landmark cases, like a 2024 Georgia case where Amazon was found 85% responsible for a $16.2 million verdict after a child was struck by a delivery van, and a $105 million verdict against an Amazon DSP (delivery service partner), highlight growing liability concerns.

Liability can be complex, involving the individual driver, the delivery company (like Amazon, FedEx, or a third-party DSP), or even the app company (Grubhub, DoorDash) if their business model encourages distracted driving. We actively investigate the true employer and corporate structure to ensure all liable parties are pursued. If you’ve been hit by a delivery vehicle in Collin County, call Attorney911 at 1-888-ATTY-911.

Tesla/Autopilot/FSD Accidents in Collin County: The Frontier of Liability

The increasing presence of Tesla vehicles equipped with advanced driver-assistance systems (ADAS) like Autopilot and Full Self-Driving (FSD) introduces a new frontier in accident liability in Collin County. While promising enhanced safety, these technologies are not flawless and have been implicated in serious crashes. In 2025, a landmark $240 million jury verdict against Tesla in Miami, FL, underscored the profound liability for such accidents.

Notable fatal crashes, like Joshua Brown’s 2016 death where Autopilot failed to detect an 18-wheeler, and Apple engineer Walter Huang’s 2018 fatality, reveal critical system limitations. NHTSA data shows Tesla Autopilot accounts for 70% of driver-assist crashes reported to the agency. Key liability arguments often center on:

• Tesla’s marketing of FSD/Autopilot as safer than human drivers, fostering driver overconfidence.
• Known system defects, such as the inability to detect certain obstacles or stationary emergency vehicles.
• Over-the-air software updates being used in lieu of comprehensive safety recalls.

Attorney911 has the experience to handle complex product liability claims, with Ralph Manginello’s federal court admission and our firm’s involvement in the BP explosion litigation demonstrating our capability to take on major corporations. If you’ve been involved in an accident with a Tesla using Autopilot or FSD in Collin County, you need legal representation that understands these emerging technologies and their legal implications. Call Attorney911 at 1-888-ATTY-911.

E-Scooter & E-Bike Accidents in Collin County: Emerging Risks

E-scooters and e-bikes have become popular in communities like Plano and Frisco, offering convenient and eco-friendly transportation. However, they also introduce new accident risks for riders and pedestrians alike. While Texas classifies e-bikes to distinguish them from motor vehicles, with specific speed and motor limits, accidents still happen.

Common causes include:

• Negligent motorists failing to see e-scooter/e-bike riders.
• Rider inexperience or reckless behavior.
• Product defects, such as battery fires or brake failures.
• Poorly maintained roads or pathways.

In October 2024, a $1.6 million verdict was awarded to an e-bike rider struck by an SUV in Portland, demonstrating the compensable nature of these injuries. Liability can involve motorists, manufacturers, and even property owners. If you’ve been injured in an e-scooter or e-bike accident in Collin County, Attorney911 can help you understand your rights and pursue compensation. Call us at 1-888-ATTY-911.

Ambulance & Emergency Vehicle Accidents in Collin County: Complex Liability

Emergency vehicles, including ambulances, police cars, and fire trucks, play a vital role in public safety in Collin County. While they often operate with special privileges (such as running red lights or speeding) during emergencies, these privileges do not grant them immunity from negligence. When an ambulance accident occurs, liability can be complex, often involving governmental immunity defenses and specific, short notice requirements for filing claims.

Proving negligence in these cases requires demonstrating that the emergency vehicle driver acted with “reckless disregard” for the safety of others, not just simple negligence. This high bar makes these cases challenging and requires seasoned legal counsel. If you or a loved one has been involved in an accident with an emergency vehicle in Collin County, it is crucial to consult with an attorney experienced in governmental liability immediately. Call Attorney911 at 1-888-ATTY-911 because the window for notice is often as short as six months.

Parking Lot Accidents in Collin County: More Than Fender Benders

Parking lots in Collin County, from the bustling shops at Legacy West in Plano to the various retail centers in Frisco and Allen, are frequent sites of seemingly minor accidents that can still result in significant injuries and damages. While insurance companies often try to label parking lot accidents as “50/50 fault,” this is a tactic to avoid paying. Fault can, and should, be determined.

Common causes include:

• Drivers failing to stop at stop signs or yield to pedestrians.
• Distracted driving (using phones while looking for parking).
• Reversing without checking for oncoming traffic or pedestrians.
• Speeding through parking areas.

Evidence like surveillance camera footage (often deleted quickly), witness statements, and paint transfer analysis can be crucial in proving who was at fault. If you’ve been injured in a parking lot accident in Collin County, don’t let insurance adjusters tell you blame can’t be assigned. Attorney911 will fight to ensure you receive the compensation you deserve. Call us at 1-888-ATTY-911.

Boat and Maritime Accidents in Collin County: Recreational Risks

While far from the coast, Collin County residents often enjoy recreational boating on local lakes such as Lake Lavon or Lake Ray Hubbard (partially in Collin County). Accidents on these waterways, involving personal watercraft (jet skis), fishing boats, or motorboats, can lead to severe personal injuries. Causes often include operator negligence (e.g., boating while intoxicated), excessive speed, reckless operation, or defective equipment.

Determining jurisdiction (state vs. federal maritime law) and liability can be complex. We have experience with maritime claims, including a recent case where our client injured his back lifting cargo on a ship. Our investigation revealed he should have been assisted, leading to a significant cash settlement. If you’ve been injured in a boating accident on Lake Lavon or anywhere in Collin County, Attorney911 can help you understand your rights under maritime law. Contact us at 1-888-ATTY-911.

When the Verdict is Catastrophic: Wrongful Death Cases in Collin County

The loss of a loved one due to someone else’s negligence in Collin County is an unimaginable tragedy. While no amount of money can ever replace a life, a wrongful death claim can provide essential financial support and a sense of justice for grieving families. A drunk driving incident on U.S. 75, a speeding commercial truck on State Highway 121, or a distracted driver on a residential street in McKinney can shatter a family in an instant.

Attorney911 has a deep understanding of Texas wrongful death and survival action laws. We help families pursue claims for:

• Economic Damages: Lost financial support, lost inheritance, funeral and burial expenses.
• Non-Economic Damages: Loss of companionship, mental anguish, and loss of advice and counsel to the surviving family members.
• Survival Action: Damages the deceased would have recovered if they had lived, including pain & suffering before death and medical expenses.

Our firm has a proven track record. “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” We also leverage Ralph Manginello’s federal court admission and our firm’s experience in complex cases, like the BP explosion litigation, to handle even the most challenging wrongful death claims in Collin County. We ensure that families who have suffered such a profound loss receive the fullest possible compensation and that negligent parties are held accountable. If your family has experienced a wrongful death in Collin County, call Attorney911 at 1-888-ATTY-911 for compassionate, expert legal guidance.

Texas Motor Vehicle Law Framework: Your Rights in Collin County

Navigating the legal landscape after a motor vehicle accident in Collin County requires a clear understanding of Texas law. Attorney911 is dedicated to ensuring you know your rights and responsibilities so you can make informed decisions about your case. Whether you’re in Plano, Frisco, McKinney, or any other community in Collin County, the legal framework governing accidents is the same across our great state.

The Critical Texas Statute of Limitations

One of the most crucial elements of any personal injury claim in Texas is the Statute of Limitations, outlined in Texas Civil Practice & Remedies Code § 16.003. This law sets a strict deadline for initiating legal action:

• Personal Injury: You have two years from the date of your accident to file a lawsuit.
• Wrongful Death: You have two years from the date of your loved one’s death to file a lawsuit.
• Property Damage: You have two years from the date your property was damaged.
• Claims Against Government Entities: Critically, claims against cities, counties, or state agencies often have a mandatory six-month notice requirement, significantly shorter than the standard two years.

Missing this deadline, even by one day, means you permanently lose your right to pursue compensation. There are very limited exceptions, such as the “discovery rule” if an injury wasn’t immediately apparent, or if the injured party was a minor (the clock generally starts ticking on their 18th birthday). However, these are rare, and it’s essential to act swiftly. For Collin County residents, this means no delay. Call Attorney911 at 1-888-ATTY-911 as soon as possible after your accident to protect your legal options.

Texas’s “51% Bar Rule”: Modified Comparative Negligence

Texas operates under a “modified comparative negligence” system, commonly known as the “51% Bar Rule,” defined in Texas Civil Practice & Remedies Code § 33.001. This rule dictates how compensation is awarded when both parties share some degree of fault for an accident:

• If you are found 50% or less at fault: You can still recover damages, but your award will be reduced by your percentage of fault. For example, if you are awarded $100,000 but found 10% at fault, you would receive $90,000.
• If you are found 51% or more at fault: You are completely barred from recovering any damages from the other party.

Why This Matters Immensely:
Insurance companies in Collin County and across Texas will aggressively try to assign as much fault as possible to you. Even a small percentage can significantly reduce your compensation. Our attorney, Lupe Peña, spent years at a national defense firm arguing for maximum client fault to minimize payouts. Now, he uses that invaluable insider perspective to defend our clients in Collin County, anticipating and defeating these comparative fault arguments. He knows their playbook and how to protect your right to full recovery.

Texas Minimum Auto Insurance Requirements

To legally operate a vehicle in Texas, drivers must carry minimum liability insurance coverage, often expressed as 30/60/25:

• $30,000 for bodily injury per person
• $60,000 for total bodily injury per accident
• $25,000 for property damage per accident

Unfortunately, these minimums are often insufficient for serious injuries or property damage, especially with today’s rising medical and vehicle repair costs in Collin County. This is where your own Uninsured/Underinsured Motorist (UM/UIM) coverage becomes critical, protecting you when the at-fault driver has little to no insurance.

Texas Legal Terms Dictionary

Navigating a personal injury claim in Collin County involves understanding specific legal terminology:

• Negligence: Failure to act with the reasonable care a prudent person would exercise, leading to injury.
• Duty of Care: The legal obligation to act responsibly (e.g., drivers must obey traffic laws).
• Breach of Duty: Violation of that duty (e.g., distracted driving).
• Causation: The direct link between the breach of duty and your injuries.
• Damages: The losses you suffered due to the accident (medical bills, lost wages, pain and suffering).
• Economic Damages: Quantifiable financial losses (medical bills, lost wages). NO CAP in Texas.
• Non-Economic Damages: Intangible losses (pain and suffering, mental anguish). NO CAP in Texas (except medical malpractice).
• Punitive Damages: Awarded to punish gross negligence or malice (e.g., drunk driving). Capped by statute.
• Dram Shop Liability: Bars/restaurants liable for over-serving obviously intoxicated patrons causing accidents (Texas Alcoholic Beverage Code § 2.02).
• Respondeat Superior: Employer is liable for employee negligence within their scope of employment (important for trucking, commercial, delivery vehicle accidents).
• UM/UIM Coverage: Your own insurance pays when the at-fault driver is uninsured or underinsured. Texas allows inter-policy stacking.

Understanding these terms is vital. Attorney911 serves Collin County by translating complex legal jargon into clear, actionable advice. If you have questions about Texas law and your car accident claim, call us at 1-888-ATTY-911 for a free consultation.

Proving Liability & Building Your Case in Collin County

After a motor vehicle accident in Collin County, proving liability is the cornerstone of securing the compensation you deserve. It’s not enough to simply claim the other driver was at fault; we must meticulously gather and present evidence that demonstrates their negligence. Attorney911 follows a rigorous process to build an ironclad case for you.

The Four Elements of Negligence

To successfully prove negligence in a Texas personal injury claim, we must establish four key elements:

1. Duty of Care: Every driver on the roads of Collin County has a legal obligation to operate their vehicle safely and obey traffic laws. Commercial truck drivers, for example, have an even higher duty of care due to federal FMCSA regulations.
2. Breach of Duty: The other driver violated this duty of care. This could be running a red light on Plano Parkway, speeding on the Dallas North Tollway, texting while driving through Frisco, or driving under the influence in McKinney.
3. Causation: The other driver’s breach of duty directly caused your injuries. We use the “but for” test: “But for the defendant’s actions, you would not have been injured.” We ensure your injuries are a foreseeable result of their negligent conduct.
4. Damages: You must have suffered actual harm—physical, financial, or emotional—as a result of the accident. This includes medical bills, lost wages, pain and suffering, and property damage.

Crucial Evidence Types and Sources

Building your case against a negligent driver in Collin County requires a wide array of evidence:

• Physical Evidence: Photographs of vehicle damage (all angles), skid marks, vehicle debris, road damage, traffic signals, and any visible injuries.
• Documentary Evidence: The official police accident report, 911 call recordings, traffic camera footage from intersections, surveillance footage from nearby businesses (gas stations, stores, Ring doorbells), your medical records and bills, employment records (to prove lost wages), and cell phone records (to prove distracted driving).
• Electronic Evidence: For trucking accidents, this can include Electronic Logging Device (ELD) data, black box/Event Data Recorder (EDR) data from vehicles, and GPS/telematics data.
• Testimonial Evidence: Statements from eyewitnesses, depositions from involved parties, and expert witness testimony (medical, accident reconstruction, vocational).

The Urgency of Evidence:
Many critical pieces of evidence, especially surveillance footage from businesses in Collin County, are deleted within 7-30 days. Trucking ELD data can be overwritten in 30-180 days. Witness memories fade quickly. This is why immediate action is pivotal. Attorney911 sends preservation letters to all relevant parties within 24 hours of being retained, legally requiring them to preserve this precious evidence.

Multiple Liable Parties: Expanding Your Recovery Options

While the at-fault driver is usually the primary defendant, complex accidents in Collin County can involve multiple liable parties, opening up more avenues for compensation.

• Trucking Accidents: The truck driver, trucking company, cargo loader, vehicle manufacturer, and maintenance company can all be held responsible.
• Rideshare Accidents: The rideshare driver, Uber/Lyft (depending on the “phase”), and potentially other drivers.
• Drunk Driving Accidents: The drunk driver and potentially the bar or restaurant that over-served them under Texas’s dram shop laws.

Identifying all liable parties is key, as more liable parties often mean more insurance policies to recover from, increasing your potential for a full settlement in Collin County.

Expert Witnesses: Strengthening Your Case

In complex personal injury cases, expert witnesses are invaluable. Attorney911 works with a network of highly qualified experts who can provide critical testimony:

• Accident Reconstructionists: Recreate the crash scene, determine impact forces, speeds, and who was at fault.
• Medical Experts: Detail the extent of your injuries, future treatment needs, and permanent impairments.
• Life Care Planners: Project the lifetime cost of care for catastrophic injuries.
• Vocational Experts: Assess lost earning capacity and ability to return to work.
• Economists: Calculate the present value of future losses and lost wages.

By leveraging every possible piece of evidence and expert testimony, Attorney911 builds a compelling case designed to secure maximum compensation for our clients in Collin County. Call us for a free consultation at 1-888-ATTY-911.

Damages & Compensation: Recovering Your Losses in Collin County

When you’re injured in a motor vehicle accident in Collin County, securing fair compensation is crucial for your physical, emotional, and financial recovery. At Attorney911, we fight to ensure all your losses are accounted for, from immediate medical bills to long-term pain and suffering. Texas law allows for several categories of damages, all of which we meticulously pursue for our clients in Plano, Frisco, McKinney, and across the county.

Types of Damages You Can Recover

The compensation you receive typically falls into three main categories:

Economic Damages (No Cap in Texas)

These are quantifiable financial losses related to your accident.

• Past Medical Expenses: Includes emergency room visits at Medical City Plano, hospital stays at Baylor Scott & White Medical Center, surgeon fees, doctor’s appointments, physical therapy, medications, and medical equipment.
• Future Medical Expenses: Covers ongoing treatment, future surgeries, long-term rehabilitation, and lifelong medication needs, especially for catastrophic injuries.
• Lost Wages (Past): All income lost from the time of the accident until you can return to work.
• Lost Earning Capacity (Future): Compensation for your reduced ability to earn income in the future due, if your injuries prevent you from performing your previous job or working at full capacity.
• Property Damage: Costs to repair or replace your vehicle and any personal property damaged in the accident.
• Out-of-Pocket Expenses: Includes transportation to medical appointments, home modifications for disability access, and reimbursement for household help you needed due to your injuries.

Non-Economic Damages (No Cap in Texas, Except Medical Malpractice)

These are intangible losses that significantly impact your quality of life but don’t come with a direct bill.

• Pain and Suffering: Compensation for the physical pain you experience, both past and future.
• Mental Anguish: Addresses the emotional distress, anxiety, depression, fear, and even PTSD resulting from the accident.
• Physical Impairment: Accounts for the loss of physical function, disability, limitations on mobility, and chronic pain.
• Disfigurement: Compensation for scarring, permanent visible injuries, or alterations to your appearance.
• Loss of Consortium: Addresses the negative impact of your injuries on marital relationships or family relationships, including loss of companionship.
• Loss of Enjoyment of Life: Compensates for your inability to participate in hobbies, recreational activities, or daily pleasures you once enjoyed.

Punitive/Exemplary Damages (Capped in Texas)

These damages are not intended to compensate you but to punish the defendant for particularly egregious conduct and deter similar actions in the future.

• Available for cases involving gross negligence, fraud, or malice.
• Drunk driving accidents are a common example where punitive damages may be applicable due to the conscious disregard for safety.
• In Texas, punitive damages are capped at the greater of $200,000 OR (2 times economic damages + a maximum of $750,000 for non-economic damages).

Nuclear Verdicts Trend: The Power of Trial Readiness

Insurance companies fear “nuclear verdicts” – jury awards exceeding $10 million – and this fear significantly impacts settlement values for all serious injury cases, even those that don’t go to trial. Texas is #1 nationally for nuclear verdicts, with 207 verdicts ($10M+) totaling over $45 billion from 2009-2023. This trend reinforces the critical importance of selecting a law firm that is truly trial-ready. Recent Texas motor vehicle nuclear verdicts include:

• A 2024 case with an $81.72 million award for a wrongful death car accident.
• A $105 million verdict against an Amazon DSP in 2024.
• A $44.1 million verdict related to an I-35 pileup involving six deaths in 2024.

Attorney911’s track record of multi-million dollar results and our commitment to preparing every case as if it’s going to trial gives us significant leverage in negotiations, compelling insurance companies to offer fairer settlements to our clients in Collin County.

Settlement Multiplier Method: How Cases Are Valued

Insurance companies often use a “multiplier method” to calculate a starting point for non-economic damages, particularly for less catastrophic injuries. This formula typically works as: Total Settlement = (Medical Expenses × Multiplier) + Lost Wages + Property Damage.

The “multiplier” ranges from 1.5 for minor soft tissue injuries to 5 or more for severe, life-altering injuries. Our attorney, Lupe Peña, calculated these figures for years while working for national defense firms. He knows precisely how these systems work, what factors increase the multiplier, and when the multiplier method severely undervalues a case, allowing us to push for the maximum possible settlement for our clients in Collin County.

Maximizing Your Case Value: What Attorney911 Does

At Attorney911, we proactively identify and develop factors that enhance your case’s value:

• Clear Liability: We meticulously gather evidence like traffic camera footage, witness statements, and police reports to establish clear fault on the other driver.
• Severe Injuries: We document the full extent of your injuries—from surgery requirements and permanent disability to scarring, TBI, or spinal cord injuries—and connect them directly to the accident.
• High Medical Bills: We ensure all medical expenses are documented, including future costs, and may bring in life care planners for catastrophic injuries.
• Significant Lost Wages: We work with vocational experts and economists to quantify lost past wages and future earning capacity.
• Sympathetic Plaintiff: We tell your story humanly, highlighting how the accident has impacted your life.
• Egregious Defendant Conduct: If the other driver was drunk, texting, or fled the scene, we pursue punitive damages.
• Strong Evidence: We secure all available evidence, including video, electronic data, and expert testimony, before it’s lost.

The value of your claim depends on numerous factors, and we delve into every detail to ensure you receive comprehensive compensation. As client Glenda Walker stated, “They fought for me to get every dime I deserved.” If you’ve been injured in an accident in Collin County, let Attorney911 fight for you. Call us for a free case evaluation at 1-888-ATTY-911.

Insurance Counter-Intelligence System: Exposing Their Playbook in Collin County

After a motor vehicle accident in Collin County, you might assume the insurance company is on your side, especially your own. The truth, however, is often far different. Insurance companies are for-profit businesses whose primary goal is to pay out as little as possible on every claim. They use a well-honed playbook of tactics to minimize their payouts, and they start working against you the moment your accident is reported.

Attorney911 has a unique, potent weapon in this fight: our attorney, Lupe Peña. He worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims and defend against them. He knows their playbook inside and out because he used to run it. Now, Lupe deploys that invaluable insider knowledge to fight FOR you, turning their tactics against them and ensuring you receive the maximum compensation you deserve in Collin County.

Tactic #1: The Quick Contact & Recorded Statement Trap (Days 1-3)

Their Move: Insurance adjusters will contact you almost immediately after your accident in Collin County—often while you’re still recovering, possibly on pain medication, emotionally vulnerable, and overwhelmed. They’ll sound friendly and helpful, saying things like, “We just want to help you,” or “We need to get your side of the story to process your claim.”

Their Real Goal: To get a recorded statement from you, which will be used to build a case against you. They’ll ask leading questions designed to elicit responses that minimize your injuries, shift blame to you, or create inconsistencies. For example, “You’re feeling better now, right?” or “It wasn’t that bad of an impact, was it?” Every word is documented and can be used to deny or devalue your claim later.

Our Counter: You are NOT legally required to give a recorded statement to the other driver’s insurance company. And even with your own insurance, it’s best to consult with us first. With Attorney911 on your side, you don’t talk to adjusters. We become your voice. Once you hire us, all communications go through our office. We know their questions because Lupe asked them for years; now he ensures you’re protected.

Tactic #2: The Quick “Lowball” Settlement Offer (Weeks 1-3)

Their Move: Within days or weeks of your accident, the insurance company might offer you a seemingly generous “quick settlement”—perhaps $2,000 to $5,000, sometimes more. They’ll often create artificial urgency, claiming the offer “expires in 48 hours” or is “their final offer.”

Their Real Goal: To get you to sign a release for pennies on the dollar before you understand the true extent of your injuries. Many serious injuries, like herniated discs or traumatic brain injuries, don’t fully manifest for weeks or even months after a crash. If you sign away your rights for a few thousand dollars and then discover you need $100,000 worth of surgery, you’re out of luck. A release is permanent and final.

Our Counter: NEVER accept a settlement until you have reached Maximum Medical Improvement (MMI). MMI means your condition won’t get any better with further medical treatment. It could take months or even a year or two. We know early offers are always lowball attempts because Lupe, having valued these claims from the inside, understands they represent a fraction of your case’s real worth. We fight until your injuries are fully assessed and appropriately compensated in Collin County.

Tactic #3: The “Independent” Medical Examination (IME) (Months 2-6)

Their Move: The insurance company may ask you to undergo an “Independent Medical Examination” (IME). This sounds official and unbiased.

Their Real Goal: To send you to a doctor they pay, who often consistently generates reports that minimize injuries, attribute them to “pre-existing conditions,” or declare you fit to return to work, even if your personal doctor says otherwise. Lupe knows how these IME doctors are selected—not for their independence, but for their tendency to side with the insurance company. They get paid thousands for these exams, and giving “insurance-favorable” reports ensures repeat business.

Our Counter: We extensively prepare you for any IME and challenge biased reports with our own medical experts. Lupe’s experience is invaluable here; he knows these specific doctors and their biases because he used to hire them for the defense.

Tactic #4: Delay and Financial Pressure (Months 6-12+)

Their Move: Insurance companies often drag out the claims process, hoping that mounting medical bills and lost wages will make you desperate enough to accept a low settlement. They’ll “investigate,” “review,” or “need additional information,” taking weeks to respond to simple inquiries.

Their Real Goal: To apply financial pressure. While they have unlimited time and resources, earning interest on your settlement money, you’re likely struggling financially. Your desperation increases, making even a low offer seem appealing.

Our Counter: We actively push back against delay tactics. We don’t hesitate to file a lawsuit to impose deadlines, conduct depositions, and prepare for trial. Lupe understands these delay strategies because he used them himself. Now, he knows precisely when and how to apply pressure, ensuring your case moves forward efficiently in Collin County.

Tactic #5: Surveillance & Social Media Monitoring

Their Move: Insurance companies often hire private investigators to conduct surveillance (filming you from public places like your driveway or local stores in Plano) and meticulously monitor all your social media accounts (Facebook, Instagram, TikTok, etc.). They screenshot posts, photos, check-ins, and comments.

Their Real Goal: To find any activity that can be taken out of context to contradict your injury claims. A photo of you smiling at a family dinner, a post about a minor outing, or a video of you walking your dog could be used to argue you’re not as injured as you claim. As Lupe Peña states: “I’ve reviewed hundreds of surveillance videos and social media posts as defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life – they’re building ammunition against you.”

Our Counter: We advise all our clients in Collin County to immediately make all social media profiles private, avoid posting about their accident or activities, and instruct friends and family not to tag them. We fight back against biased surveillance by presenting a complete picture of your daily struggles and medical documentation.

Tactic #6: The Medical Authorization Trap

Their Move: The insurance company might ask you to sign a broad medical authorization form, claiming they need it “to process your claim.”

Their Real Goal: To gain unlimited access to your ENTIRE medical history, often spanning decades. They’re looking for any “pre-existing conditions”—an old back injury from 2005, a prior car accident, or even a childhood ailment—that they can use to argue your current injuries are not actually from the most recent accident.

Our Counter: Never sign any medical authorization without attorney review. We limit authorizations to accident-related records, specific date ranges, and relevant providers, protecting your privacy. We proactively address pre-existing conditions by demonstrating how your recent accident aggravated them, making them worse (the “eggshell plaintiff” rule). Lupe knows exactly what they’re looking for and how to shut down this insidious tactic.

The Colossus System: Their Secret Weapon

Insurance companies, including major carriers like Allstate and State Farm, use software like “Colossus” to calculate settlement offers. Lupe Peña, having analyzed claims with these systems, understands their inner workings. Colossus takes in injury codes, treatment types, and costs, then spits out a recommended settlement range. The problem? It’s often programmed to undervalue serious injuries. Adjusters can manipulate the system by using the lowest possible injury codes (e.g., “soft tissue strain” instead of “disc herniation”) to significantly reduce your claim’s valuation. We know how to present your medical records in a way that forces proper coding and a higher valuation within the system, or we know when to reject the Colossus valuation entirely and prepare for trial.

This is why having Attorney911 on your side is a game-changer for accident victims in Collin County. We know their tactics because Lupe used them. Now that insider knowledge is your unfair advantage. Don’t go up against these giants alone. Call us at 1-888-ATTY-911 for a free consultation.

Medical Knowledge Encyclopedia: Understanding Your Injuries in Collin County

After a motor vehicle accident in Collin County, understanding your injuries is just as crucial as understanding your legal rights. Insurance companies often try to downplay the severity of injuries or attribute them to other causes. At Attorney911, our deep medical knowledge allows us to effectively advocate for your recovery, ensuring that your injuries are properly documented and that you receive compensation for the full extent of your harm. We routinely assist clients from Plano, Frisco, McKinney, and across Collin County with a wide range of accident-related injuries.

Traumatic Brain Injury (TBI)

A Traumatic Brain Injury (TBI) is one of the most serious consequences of a motor vehicle accident, often resulting from a sudden jolt or blow to the head. These injuries can range from concussions (mild TBIs) to severe, life-altering damage.

Immediate vs. Delayed Symptoms:
It’s crucial to understand that TBI symptoms can be delayed, sometimes for hours or days after an accident.

• Immediate: Loss of consciousness (even brief), confusion, nausea, seizures, severe headache, slurred speech.
• Delayed: Worsening headaches, repeated vomiting, personality changes, mood swings, sleep disturbances, sensitivity to light/noise, and memory problems. Insurance companies often claim delayed symptoms aren’t accident-related, but we use medical experts to prove otherwise.

Severity Classifications:

• Mild TBI/Concussion: Brief loss of consciousness, may seem “fine” but can have lasting cognitive and emotional effects (post-concussive syndrome).
• Moderate TBI: Longer loss of consciousness, persistent cognitive impairment, often requires hospitalization.
• Severe TBI: Extended unconsciousness or coma, likely permanent disability, requiring lifetime care.

Long-Term Complications:
TBIs can significantly impact a victim’s life in Collin County and lead to:

• Chronic headaches, dizziness, and fatigue.
• Increased risk of dementia or progressive brain degeneration (CTE).
• Personality changes, depression (affecting 40-50% of TBI patients), anxiety, and irritability.
• Seizure disorders that can develop years later.
• Significant cognitive impairment, affecting memory, concentration, and processing speed.

Our firm has a proven track record fighting for TBI victims. We secured a “multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.” This demonstrates our commitment to securing justice for those suffering horrific brain injuries. If you believe you’ve suffered any form of TBI in a Collin County accident, contact 1-888-ATTY-911 immediately.

Spinal Cord Injury (SCI)

Spinal Cord Injuries (SCI) are among the most catastrophic injuries sustained in motor vehicle accidents, often leading to partial or complete paralysis. The impact on a victim’s life is profound and permanent.

Injury Levels and Impact:
The level of injury determines the extent of paralysis:

• Cervical Spine (C1-C8, Neck):
  • C1-C4 (High Cervical): Quadriplegia (paralysis of all four limbs), often requiring ventilator dependence and 24/7 care.
  • C5-C8 (Low Cervical): Quadriplegia with some arm/hand function, but still wheelchair-dependent.
• Thoracic Spine (T1-T12, Mid-Back): Paraplegia (paralysis of the lower body), requiring a wheelchair.
• Lumbar Spine (L1-L5, Lower Back): Varying degrees of leg weakness or paralysis, with bowel/bladder dysfunction common.

Secondary Complications:
Beyond paralysis, SCI victims face numerous ongoing challenges, including:

• Life-threatening pressure sores, urinary tract infections, and respiratory complications.
• Autonomic dysreflexia (a dangerous spike in blood pressure).
• Profound psychological impacts, including depression and anxiety.
  These complications require a lifetime of specialized medical care and often shorten life expectancy.

Amputation

Amputation is a life-altering injury that can result directly from severe accident trauma (traumatic amputation) or indirectly due to secondary complications like infection following a severe crush injury. We handled a case where, “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions,” highlighting the devastating impact and high value of such claims.

Phantom Limb Pain:
Most amputees experience phantom limb pain—the sensation of pain in the missing limb. This pain can be chronic, severe, and requires lifelong management. The costs associated with prosthetics, revisions, and rehabilitation are immense, often requiring millions of dollars over a lifetime.

Burn Injuries

Serious burn injuries can occur in motor vehicle accidents due to vehicle fires, chemical spills, or friction with the road. These injuries require specialized treatment and can lead to permanent disfigurement, scarring, and psychological trauma.

Classification by Degree:

• First-degree: Superficial, like a sunburn.
• Second-degree: Blistering, painful, may scar.
• Third-degree: Full-thickness, destroying all skin layers, always scars, often requires skin grafting.
• Fourth-degree: Extends to muscle and bone, potentially requiring amputation.

The percentage of your body affected by burns also dictates the severity and required treatment, with anything over 20% often requiring care in specialized burn centers like the one at Parkland Memorial Hospital in Dallas, serving severe burn victims from Collin County. Our firm’s experience in complex litigation, including the BP explosion cases, involved deep understanding of burn injuries and related compensation.

Herniated Disc

Herniated discs are a common injury in car accidents, resulting from the force of impact pushing a spinal disc out of its normal alignment, often compressing nerves. These injuries can cause significant pain, numbness, tingling, and weakness in the extremities.

Treatment Continuum:

• Conservative: Rest, pain medication, physical therapy (often 3-6 months), chiropractic care.
• Interventional: Epidural steroid injections if conservative treatment fails.
• Surgical: Microdiscectomy or spinal fusion for severe, persistent cases that don’t respond to other treatments.

A herniated disc, especially one requiring surgery, can lead to permanent restrictions, an inability to return to physically demanding jobs, and chronic pain, significantly impacting earning capacity and quality of life in Collin County.

Soft Tissue Injuries

Soft tissue injuries (whiplash, sprains, strains) are frequently sustained in car accidents in Collin County. While often underestimated by insurance companies because they don’t appear on X-rays, they can be debilitating. Insurance adjusters often try to minimize these claims, arguing they are “subjective” or “minor.”

However, 15-20% of soft tissue injury victims develop chronic pain. Whiplash, for example, can cause long-term pain, stiffness, and restricted movement. Proper documentation, consistent medical treatment (avoiding gaps), and MRI scans to uncover underlying issues are critical to substantiating these claims against dismissive insurance companies. Lupe Peña knows precisely how insurance companies attack soft tissue claims and how to build strong evidence to counter them.

Psychological Injuries

The trauma of a motor vehicle accident extends beyond physical injuries. Many victims in Collin County suffer significant psychological injuries.

• PTSD (Post-Traumatic Stress Disorder): Affects 32-45% of accident victims, causing anxiety about driving, panic attacks, nightmares, flashbacks, and avoidance behaviors.
• Mental Anguish: Intense emotional distress, fear, and worry.
• Depression and Anxiety: Often debilitating, impacting daily life and relationships.

These psychological damages are compensable under Texas law. We work with mental health professionals to ensure these non-economic damages are properly documented and factored into your claim, recognizing their profound impact on your life.

From diagnosis at Medical City Plano to long-term rehabilitation in the Dallas-Fort Worth Metroplex, our firm has the medical knowledge to fully understand your injuries and the legal expertise to secure the compensation you need to heal. If you or a loved one in Collin County has suffered any injury in a motor vehicle accident, call Attorney911 at 1-888-ATTY-911 for a free consultation.

Why Choose Attorney911: Your Unfair Advantage in Collin County

When your life is turned upside down by a motor vehicle accident in Collin County, selecting the right legal team can make all the difference. You need more than just a lawyer; you need an advocate with a proven track record, insider knowledge, and an unwavering commitment to your recovery. At Attorney911, a trade name of The Manginello Law Firm, PLLC, we believe our unique advantages provide Collin County residents with precisely that: your unfair advantage against powerful insurance companies. From Plano to Frisco, McKinney to Allen, clients trust us to fight for every dollar they deserve.

Advantage 1: Our Insider Expertise – A Former Insurance Defense Attorney Fighting FOR You

This is our most powerful differentiator, setting us apart from nearly every other firm in Collin County. Our attorney, Lupe Peña, spent years working for a national defense firm, learning firsthand how large insurance companies operate. He valued claims, determined settlement authority, selected “independent” medical examiners (IMEs), and deployed delay tactics—all to minimize payouts to accident victims.

What This Means for YOUR Case:

• We know their playbook: We anticipate every move the insurance company will make because Lupe used to make them.
• We speak their language: We understand their internal valuation systems, like Colossus, and how to challenge artificially low offers.
• We defeat their tactics: From recorded statements to surveillance to pre-existing condition arguments, we know exactly how to protect you because Lupe knows how these tactics were designed and executed.
• We uncover hidden policies: Lupe understands how insurance companies structure multi-layered coverage and where additional policies might be hidden—something many other attorneys miss.

As Chad Harris powerfully stated, “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” This family principle applies to our firm leveraging Lupe’s insider knowledge to protect you as if you were our own.

Advantage 2: A Proven Track Record of Multi-Million Dollar Results

Our results speak for themselves. We don’t just “fight for compensation”; we secure multi-million dollar settlements and verdicts for our clients. These outcomes prove our capability and provide serious leverage against insurance companies in Collin County that know we don’t back down. Every case is unique, and past results do not guarantee future outcomes.

• Catastrophic Brain Injury: We secured a “multi-million dollar settlement for client who suffered brain injury with vision loss when log dropped on him at logging company.”
• Life-Altering Amputation: “In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”
• Tragic Wrongful Death: “At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

These results demonstrate that we are not afraid to take on the toughest cases and fight against the largest corporations. As Donald Wilcox remarked after his previous firm dropped his case, “Then I got a call from Manginello…I got a call to come pick up this handsome check.”

Advantage 3: Federal Court Experience & Taking on Goliath

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas, a credential many personal injury attorneys in Collin County do not possess.

Why Federal Court Experience Matters for YOU:

• Complex Cases: Many high-stakes cases, especially those involving commercial trucking (FMCSA regulations) or product liability (e.g., Tesla Autopilot failures), can end up in federal court.
• Major Corporations: Federal court admission allows us to pursue claims against large, out-of-state corporate defendants that might otherwise be beyond the reach of state courts.
• BP Explosion Litigation: Our firm was one of the few in Texas involved in the BP explosion litigation, demonstrating our capability to successfully take on billion-dollar corporations in massive, complex cases. This elite experience distinguishes our firm in Collin County.

Advantage 4: Genuine Personal Attention & Relentless Communication

We are not a settlement mill where you’re just a case number. When you choose Attorney911, you work directly with Ralph Manginello or Lupe Peña. We prioritize consistent, personal communication throughout your journey.

• As Stephanie Hernandez shared, “When I felt I had no hope or direction, Leonor reached out to me…She took all the weight of my worries off my shoulders.”
• Dame Haskett noted, “Consistent communication and not one time did i call and not get a clear answer…Ralph reached out personally.”
• Ambur Hamilton confirmed, “I never felt like ‘just another case’ they were working on.”

We believe in treating our clients like family, providing the support and updates you need while we handle the legal complexities.

Advantage 5: Contingency Fee Basis – No Risk to You

We operate on a contingency fee basis, meaning:

• Free Consultation: Your initial call to discuss your accident in Collin County is always free and comes with no obligation.
• No Upfront Costs: You pay absolutely nothing out-of-pocket to retain our services. We advance all case-related expenses, from investigations to expert witness fees.
• We Don’t Get Paid Unless YOU Win: Our fee is a percentage of your final settlement or verdict. If we don’t recover money for you, you owe us nothing. You may still be responsible for court costs and case expenses regardless of outcome. This eliminates financial risk and allows you to access top-tier legal representation without added stress.

Choosing Attorney911 means choosing a firm that combines aggressive legal strategy, insider insurance knowledge, a track record of multi-million dollar results, and genuine personal attention. If you’ve been injured in an accident in Collin County, call us today at 1-888-ATTY-911—your legal emergency solution.

Comprehensive FAQ: Your Questions About Motor Vehicle Accidents in Collin County

Facing the aftermath of an accident in Collin County can bring up countless questions. At Attorney911, we believe that informed clients are empowered clients. Here, we answer some of the most common questions our clients from Plano, Frisco, McKinney, and other Collin County communities ask.

Immediate After an Accident (Questions 1-6)

1. What should I do immediately after a car accident in Collin County?
If you’ve been in an accident in Collin County, first ensure your safety and that of others. Call 911 to report the incident and request medical assistance. Even if you feel fine, seek medical attention promptly as adrenaline can mask injuries. Document everything by taking photos of vehicle damage, the scene, and your injuries. Exchange information with the other driver but do not admit fault. Most importantly, do not give a recorded statement to any insurance company without speaking to an attorney. Call Attorney911 at 1-888-ATTY-911 for immediate guidance.

2. Should I call the police even for a minor accident?
Yes, always call the police. The police report is a crucial piece of evidence for your claim. In Texas, it is legally required to report accidents involving injuries, fatalities, or property damage exceeding $1,000. For any accident in Collin County, a police report provides an official record of the incident.

3. Should I seek medical attention if I don’t feel hurt?
Absolutely. Many serious injuries, such as traumatic brain injuries or whiplash, can have delayed symptoms, manifesting days or even weeks after an accident. Internal bleeding may not be immediately obvious. Insurance companies often use any delay in seeking medical treatment to argue that your injuries are not accident-related or are less severe. Get checked by a doctor at a clinic like those in Plano or Frisco immediately.

4. What information should I collect at the scene?
Collect the other driver’s name, phone, address, driver’s license number, and insurance information. Obtain contact details for any witnesses. Take comprehensive photos of both vehicles’ damage, the accident scene, road conditions, and any visible injuries. Note the police officer’s name, badge number, and report number.

5. Should I talk to the other driver or admit fault?
You should only exchange necessary contact and insurance information. Do NOT discuss who was at fault, offer apologies, or give your opinion on what happened. Anything you say can be used against you later by insurance companies.

6. How do I obtain a copy of the accident report?
For accidents in Collin County, you can typically obtain the police report from the responding law enforcement agency (e.g., Plano Police Department, Frisco Police Department) or through the Texas Department of Transportation’s Crash Records Information System (CRIS) online.

Dealing with Insurance (Questions 7-12)

7. Should I give a recorded statement to insurance?
To the other driver’s insurance: No. Not without consulting Attorney911 first. To your own insurance: While you have a duty to cooperate, it is best to call us at 1-888-ATTY-911 before giving any statement. We can advise you on what to say and protect you from detrimental questions.

8. What if the other driver’s insurance contacts me?
Simply state, “I need to speak with my attorney first,” and provide them with our contact information. Do not discuss your injuries, the accident details, or fault. Any information you provide can impact your claim negatively.

9. Do I have to accept the insurance company’s estimate?
No. An insurance company’s estimate, whether for vehicle damage or injury compensation, is just an offer and is often far below what your case is truly worth. Attorney911 fights to ensure you receive a fair and full settlement.

10. Should I accept a quick settlement offer?
Never accept an early settlement offer before you fully understand the extent of your injuries and their long-term impact. Once you sign a release, you cannot seek further compensation, even if your medical condition worsens years later. Lupe Peña, our attorney with insider insurance knowledge, warns these offers are always lowball.

11. What if the other driver is uninsured/underinsured?
In Collin County, if the at-fault driver has no insurance or insufficient coverage, your own Uninsured/Underinsured Motorist (UM/UIM) coverage can provide compensation. It’s a critical protection. You can learn more by watching our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?
They seek broad access to your entire medical history, spanning years, hoping to find pre-existing conditions to deny or minimize your claim. Never sign any medical authorization without having your attorney review and limit its scope.

Legal Process (Questions 13-20)

13. Do I have a personal injury case?
You likely have a case if another party’s negligence caused your accident, resulting in injuries or damages, and there is an insurance policy or assets to recover from. We offer a free consultation to assess your potential claim. You can also watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?
Immediately. Evidence disappears daily, witness memories fade, and insurance companies begin building their defense against you from day one. The sooner you call, the better we can preserve vital evidence from your Collin County accident. Call Attorney911 at 1-888-ATTY-911.

15. How much time do I have to file (statute of limitations)?
In Texas, the statute of limitations for most personal injury and wrongful death claims is two years from the date of the accident or death. Missing this deadline means you forfeit your legal right to compensation forever.

16. What is comparative negligence and how does it affect me?
Texas follows the 51% Bar Rule. If you are found 50% or less at fault for an accident, you can still recover damages, reduced by your percentage of fault. However, if you are 51% or more at fault, you recover nothing. Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?
As explained above, you can still recover if your fault is 50% or less. Insurance companies will aggressively try to assign maximum fault to you. Lupe Peña’s insider knowledge of these tactics is crucial in challenging such claims for our clients in Collin County.

18. Will my case go to trial?
Most personal injury cases settle out of court, but Attorney911 prepares every case as if it’s going to trial. This trial readiness gives us the leverage needed to negotiate for maximum compensation. Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?
The timeline varies widely, dependent on injury severity. We do not settle until you reach Maximum Medical Improvement (MMI). This could be 6 months for minor injuries or 18-24 months, or even longer, for catastrophic injuries to ensure you are fully compensated.

20. What is the legal process step-by-step?
Generally, the process includes initial investigation, medical treatment until MMI, sending a demand letter to the insurance company, negotiations, and if necessary, filing a lawsuit which involves discovery, mediation, and potentially a trial. Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation (Questions 21-26)

21. What is my case worth?
The value of your case depends on many factors, including the severity of your injuries, medical costs, lost wages, permanent impairment, pain and suffering, and available insurance coverage. Claims can range from tens of thousands for soft tissue injuries to millions for catastrophic injuries.

22. What types of damages can I recover?
You can recover economic damages (medical expenses, lost wages, property damage) and non-economic damages (pain and suffering, mental anguish, physical impairment, disfigurement, loss of enjoyment of life). In some cases, punitive damages may also be sought.

23. Can I get compensation for pain and suffering?
Yes. Compensation for pain and suffering is a significant part of personal injury claims in Texas, and there is no cap on these non-economic damages (except in medical malpractice cases).

24. What if I have a pre-existing condition?
You can still recover. If the accident aggravated or worsened a pre-existing condition, you are entitled to compensation for that aggravation. This is known as the “eggshell plaintiff” rule—you are taken as you are found. Lupe Peña knows how insurance companies attack pre-existing conditions and how to counter these claims.

25. Will I have to pay taxes on my settlement?
Generally, compensation for physical injuries and related non-economic damages is not taxable. However, punitive damages and compensation for lost wages are typically taxable. Consult a tax professional for specific advice.

26. How is the value of my claim determined?
It’s determined by a thorough assessment of your medical bills (past and future), lost income (past and future), the extent of permanent impairment, comparable verdicts in Collin County, and the overall impact of your injuries on your life.

Attorney Relationship (Questions 27-31)

27. How much do car accident lawyers cost?
At Attorney911, we work on a contingency fee basis. This means you pay nothing upfront, and we only get paid if we win your case. Our fee is typically 33.33% of the recovery before trial and 40% if the case goes to trial. You may still be responsible for court costs and case expenses regardless of outcome. Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?
It means you won’t pay any attorney fees out-of-pocket. We cover all the costs of litigation, and if we don’t secure a settlement or verdict for you, you owe us nothing for our legal services.

29. How often will I get updates?
Communication is a cornerstone of our service. As client Dame Haskett said, “Consistent communication and not one time did i call and not get a clear answer.” We ensure you are kept informed throughout your case.

30. Who will actually handle my case?
At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals or junior associates. We believe in providing personal attention, as client Chad Harris so beautifully put it: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?
You have the right to switch attorneys if you are unhappy with your current representation. As client Greg Garcia attested, “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” If your current lawyer isn’t communicating or fighting for you, call us to discuss your options.

Mistakes to Avoid (Questions 32-35)

32. What common mistakes can hurt my case?
Common mistakes include giving recorded statements without legal counsel, accepting quick settlements, delaying medical treatment, lapses in treatment, posting on social media, and signing documents or releases without attorney review. We discuss these in our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?
No. Make all your social media profiles private immediately. Do not post anything about your accident, injuries, or daily activities. Insurance companies actively monitor social media and will use anything they find against your claim.

34. Why shouldn’t I sign anything without a lawyer?
Releases are permanent, medical authorizations can grant unlimited access to your private health information, and settlement offers are binding. Once you sign these documents, you forfeit important rights and may not be able to undo the consequences.

35. What if I didn’t see a doctor right away?
See a doctor now, without delay. While it’s best to seek immediate medical attention, delayed symptoms are very common, and you can still pursue a claim. Be sure to inform your doctor about the accident and the onset of your symptoms.

At Attorney911, we are committed to providing clarity and aggressive advocacy for all motor vehicle accident victims in Collin County. If you have any further questions or need legal assistance, do not hesitate to call us at 1-888-ATTY-911 for a free consultation. The Manginello Law Firm, PLLC | Principal Office: Houston, Texas

Why Choose Attorney911 for Your Collin County Accident: We Are Your Legal Emergency Lawyers™

When a motor vehicle accident shatters your life in Collin County, you need more than just legal counsel; you need a powerful advocate who understands the local landscape, penetrates the insurance industry’s defenses, and delivers real results. At Attorney911, a trade name of The Manginello Law Firm, PLLC, led by Ralph Manginello, we are precisely that firm. We serve residents across Collin County, from Plano to Frisco, McKinney to Allen, providing seasoned and aggressive legal representation.

We understand that you are in a legal emergency. That’s why we answer at 1-888-ATTY-911. It’s not just a memorable number; it’s a direct line to protection and justice when you need it most.

Our Unmatched Insider Advantage in Collin County

Our firm’s most potent weapon in every case is attorney Lupe Peña. Lupe worked for a national defense firm for years, gaining an invaluable, firsthand understanding of how large insurance companies operate, strategize, and value claims. He knows their playbooks because he helped write them. Now, he uses that insider knowledge to meticulously dismantle their defenses and secure maximum compensation for our clients in Collin County.

This means we:

• Anticipate their every move – from lowball offers to requests for recorded statements and biased “independent” medical exams (IMEs).
• Challenge their Colossus-driven valuations with precise medical evidence that Lupe knows will trigger higher payouts.
• Expose their delay tactics and aggressively push for resolution.
• Uncover hidden layers of insurance coverage that other firms often miss.

When we say we know how to fight insurance companies, it’s not a boast; it’s an undeniable fact backed by years of experience on both sides of the courtroom.

A Proven Track Record of Multi-Million Dollar Results

Our commitment to our Collin County clients is backed by a history of substantial settlements and verdicts. We don’t settle for less than you deserve. While every case is unique and past results do not guarantee future outcomes, our documented successes highlight our capability:

• We secured a multi-million dollar settlement for a brain injury victim with vision loss after a logging accident.
• We resolved a car accident case for millions where our client suffered a partial amputation due to post-accident staff infections.
• We’ve helped families facing tragic trucking-related wrongful death cases recover millions of dollars in compensation.

These results are a testament to our aggressive trial preparation, our detailed investigation, and our refusal to back down from the largest and most challenging cases.

Deep Texas Roots, Statewide Reach, and Federal Court Power

Ralph Manginello, a third-generation Texan who embodies Texas grit and determination, brings over 25 years of experience to every case. He is admitted to federal court in the U.S. District Court, Southern District of Texas. This federal court admission is crucial when dealing with complex cases involving commercial trucking regulations (FMCSA) or large corporate defendants, ensuring Collin County clients have the highest level of representation regardless of jurisdiction. Our firm also boasts experience in high-profile litigation, including the BP explosion cases, underscoring our capability to tackle monumental legal battles.

Personal Attention: You’re Part of Our Family

Unlike large, impersonal law firms or high-volume “settlement mills” that prioritize quantity over quality, Attorney911 treats every client with the personal attention they deserve. When you call us, you’re not a case number; you’re family.

• “You are NOT a pest to them and you are NOT just some client…You are FAMILY to them,” shared client Chad Harris.
• Ambur Hamilton noted, “I never felt like ‘just another case’ they were working on.”
• Our dedicated staff, including Leonor and Melani, are consistently praised by clients like Brian Butchee for their excellent communication and care.

No Fee Unless We Win: Your Risk-Free Legal Emergency Solution

We understand the financial strain an accident can cause. That’s why we operate on a contingency fee basis:

• Your initial consultation is absolutely free.
• You pay no upfront costs, and we advance all litigation expenses.
• We only get paid if we successfully recover compensation for you. If we don’t win, you owe us nothing for our legal services. (You may still be responsible for court costs and case expenses regardless of outcome.)

This arrangement means you can access top-tier legal representation from an experienced Collin County car accident lawyer without any financial barrier.

Hablamos Español: No Language Barrier to Justice

Our commitment to serving the diverse communities of Collin County includes ensuring that language is never a barrier to justice. Our attorney Lupe Peña is fluent in Spanish, and our bilingual staff, including Zulema, are ready to assist. As client Celia Dominguez shares, “Especially Miss Zulema, who is always very kind and always translates.” Whether you prefer to communicate in English or Spanish, we ensure clear, compassionate, and effective representation.

When you’re facing a legal emergency after a motor vehicle accident in Collin County, don’t settle for less than the best. Attorney911 is your trusted ally, providing the aggressive, knowledgeable, and compassionate representation you need. Call us today at 1-888-ATTY-911 for a free consultation. Let us fight for the justice and compensation you deserve. The Manginello Law Firm, PLLC | Principal Office: Houston, Texas