Cresson, Texas Motor Vehicle Accident Guide: The Definitive Resource for Hood County Injury Claims
If you have been injured in a motor vehicle accident on US-377 or Hwy 171 in Cresson, your life likely changed in an instant. Perhaps you were heading toward the MotorSport Ranch or commuting north toward Fort Worth when a distracted driver or an overloaded commercial truck upended your world. In the confusing hours and days following a crash in Cresson, you are suddenly forced to confront a barrage of medical bills, insurance adjusters, and legal deadlines that you never asked for.
At Attorney 911 / The Manginello Law Firm, we recognize the physical pain and financial stress you are under. We know the reality of the Cresson bypass and the high-speed intersections where Hood and Johnson counties meet. Since 1998, Ralph Manginello has fought for injured Texans, bringing more than 27 years of trial-tested experience and federal court admission to every case we handle. Our managing partner, Ralph Manginello, has secured multi-million-dollar recoveries for families facing the most catastrophic circumstances—from traumatic brain injuries to wrongful death.
While other firms might view your Cresson accident as just another file, we view it as a battle against an insurance industry that is structurally built to underpay you. We have a secret weapon that most firms in Cresson cannot match: Lupe Peña. As an associate attorney at our firm, Lupe used to work on the other side of the table as an insurance defense lawyer. He knows the internal protocols, the “MIST” (Minor Impact Soft Tissue) triage systems, and the settlement algorithms carriers use to lowball you because he helped implement them. Now, we use that insider knowledge to break their playbook and maximize your recovery.
Whether you were involved in a fender bender near the Cresson intersection or a multi-vehicle pile-up involving a commercial fleet, we are ready to take on the world’s largest corporations. Our team has successfully litigated against giants like BP after the Texas City refinery explosion and currently handles high-stakes litigation like the $10 million University of Houston hazing lawsuit. We bring that same Fortune 500 litigation grit to every Cresson client we represent.
You pay us nothing unless we win. We advance all investigation costs—reconstruction experts, medical retrievals, and black-box downloads—so that the financial power of the insurance carrier cannot be used to starve you out of your claim. If you are hurting in Cresson, do not navigate this alone. Call us 24/7 at 1-888-ATTY-911. Hablamos Español.
The Reality of Driving in Cresson: A Growing Risk
Cresson sits at a critical junction of Texas freight and commuter traffic. As the gateway between Granbury and Fort Worth, the US-377 corridor through Cresson carries a massive volume of passenger cars, oilfield service trucks, and 18-wheelers daily. For years, the intersection in Cresson was one of the most notorious traffic bottlenecks in North Texas. Even with the completion of the Cresson Bypass, the physics of high-speed travel on Hood County roads remain unforgiving.
According to TxDOT District 02 data, the frequency of crashes in Hood County remains a significant concern for local families. In Cresson, the most common accident profiles we see involve high-speed rear-ends during sudden traffic backups, failure-to-yield collisions at rural intersections, and catastrophic interactions with commercial vehicles. When an 80,000-pound truck impacts a 4,000-pound passenger car on a Cresson highway, the laws of physics dictate the outcome before a single person can react.
We understand the local landscape. We know that if you are seriously injured in Cresson, EMS will likely transport you to Lake Granbury Medical Center or, for more severe trauma, air-lift you toward the Level I trauma centers in Fort Worth, such as JPS Health Network or Texas Health Harris Methodist. Our firm has integrated with medical providers across North Texas to ensure our clients’ injuries are documented with the precision required to survive a defense attorney’s scrutiny in a Hood County courtroom.
Why the Insurance Industry Targets Cresson Claimants
The moment your accident is reported in Cresson, the at-fault driver’s insurance carrier initiates a triage protocol. If the visible damage to your bumper looks minor, they will likely code your file as a “MIST” claim. Programs like Allstate’s CCPR (Casualty Claim Process Re-engineering) or State Farm’s ACE protocol are designed to deny or minimize any claim that doesn’t “look” like a major crash.
They want you to settle before you realize that a 5-mph impact can generate 4.5G of force on your cervical spine—enough to cause a C5-C6 disc herniation that requires surgery. They want a recorded statement from you in Cresson before you’ve seen a doctor, hoping you’ll say you “feel okay” while your body is still pumped with adrenaline.
Lupe Peña, our former insurance insider, saw how these carriers train adjusters to offer “fast-cash” settlements of $500 or $1,000 to families who haven’t yet realized their medical bills will eventually top $50,000. When you hire us, we shut that door. We stop the predatory calls to your Cresson home and ensure the carrier knows they are dealing with Ralph Manginello and a team that understands their strategy better than they do.
KEY CONCEPTS § 1: COLLISION SUBTYPES IN CRESSON
Every crash in Cresson is unique, but most fall into recognizable patterns that trigger specific Texas statutes.
Rear-End Collisions on US-377
Under Tex. Transp. Code § 545.062 (statutes.capitol.texas.gov), every driver in Cresson has a duty to maintain an “assured clear distance” ahead. When a driver rear-ends you in Cresson, Texas law—established in the landmark case Wright v. McAdams Lumber Co.—creates a presumption of negligence. The trailing driver must prove they were not at fault, which is a steep mountain to climb. We use EDR (Event Data Recorder) downloads to prove the defendant was speeding or distracted by a phone in the seconds before they hit you.
Intersection and Failure-to-Yield Crashes
The expansion of Cresson has created complex new right-of-way scenarios. Under Tex. Transp. Code § 545.151, drivers must yield at stop signs and and when enterring throughways. If you were hit at a signal light in Cresson, we investigate signal timing data and witness statements to prove a red-light violation occurred. These side-impact or “T-bone” collisions often result in severe internal shearing because the side of your car lacks the massive crumple zones found in the front and rear.
Commercial Vehicle Impacts
Because Cresson is a hub for oilfield and logistics traffic, 18-wheelers are a constant presence. These cases involve the Federal Motor Carrier Safety Administration (FMCSA) regulations. Under 49 CFR § 395, truck drivers are limited in their hours of service. If a drowsy trucker caused your crash in Cresson, we subpoena their Electronic Logging Device (ELD) data immediately. Ralph Manginello knows that truck companies often “accidentally” purge this data after 6 months; we send formal spoliation letters within 7 days of being hired to lock that evidence in place.
KEY CONCEPTS § 2: BIOMECHANICS AND MEDICAL REALITY
In Cresson, when we talk about a “fender bender,” the insurance company wants the jury to think it was harmless. Physics tells a different story.
The Physics of Impact
Kinetic energy is calculated as KE = ½mv². Because energy squares with velocity, a car traveling 40 mph through Cresson has four times the destructive energy of one traveling 20 mph. When an 80,000-pound commercial truck is involved, the mass differential is 20:1 compared to your car. At highway speeds on the Cresson Bypass, that truck carries over 24 million joules of energy. Your body is the softest object in that equation.
Whiplash and the S-Curve Mechanism
Whiplash is not just a sore neck. Formally known as Cervical Acceleration-Deceleration (CAD), it occurs in less than 300 milliseconds. During a rear-end in Cresson, your torso is shoved forward by the seat while your head stays in place. This creates an “S-curve” in your neck, stretching ligaments and potentially tearing the annulus fibrosus of your spinal discs. We use the Quebec Task Force WAD I-IV grading system to objectively prove the severity of your neck injury to Hood County juries.
Traumatic Brain Injury (TBI)
You do not have to hit your head to have a brain injury in a Cresson accident. Coup-contrecoup mechanism occurs when the brain strikes the inside of the skull during rapid deceleration. This causes diffuse axonal injury (DAI)—microscopic shearing of nerve fibers. If you have headaches, “brain fog,” or irritability after a crash in Cresson, you may be suffering from a concussion that the ER CT-scan missed (as CT scans rarely show mild TBI). Our firm has recovered multi-million dollar TBI settlements, often in the $1.5M to $9.8M range, by working with top neurologists to document these functional deficits.
KEY CONCEPTS § 5: THE TEXAS LEGAL FRAMEWORK
Texas law is a minefield for the unrepresented. We navigate these statutes every day at The Manginello Law Firm.
The Two-Year Deadline
Under Tex. Civ. Prac. & Rem. Code § 16.003 (statutes.capitol.texas.gov), you generally have two years from the date of the accident in Cresson to file a lawsuit. If you miss this by even one day, your claim is barred forever. However, if the at-fault vehicle belonged to a government entity—like a City of Cresson utility truck or a Hood County Sheriff vehicle—the Texas Tort Claims Act (§ 101.101) requires a formal notice of claim within 6 months. Some city charters require notice in as little as 30 to 90 days.
Modified Comparative Fault (The 51% Rule)
Texas uses a “proportionate responsibility” system under Tex. Civ. Prac. & Rem. Code § 33.001. If you are found more than 50% at fault for your crash in Cresson, you recover zero. If you are 20% at fault, your damages are reduced by 20%. The insurance carrier will always try to push your fault toward that 51% bar. Because Ralph Manginello and Lupe Peña understand their tactics, we build a liability wall that keeps the blame where it belongs: on the negligent driver.
The Haygood “Paid-or-Incurred” Trap
The most unfair law in Texas for Cresson injury victims is Tex. Civ. Prac. & Rem. Code § 41.0105, interpreted by the Supreme Court in Haygood v. de Escabedo. This law prevents you from showing a jury the full amount of your medical bills. If your Cresson hospital bills you $50,000 but your health insurance pays $12,000, you can only recover $12,000. This is why we help our clients navigate treatment options that preserve the value of their claim while ensuring they get the best care in the DFW metroplex.
MONEY MATH: WHAT IS YOUR CRESSON CASE WORTH?
When a client in Cresson asks, “What is my case worth?”, we look at both economic and non-economic damages.
- Economic Damages: These are objective. Past and future medical expenses (paid-or-incurred), past and future lost wages, and property damage.
- Non-Economic Damages: Physical pain, mental anguish, physical impairment, and disfigurement.
- Punitive Damages: Under Tex. Civ. Prac. & Rem. Code § 41.003, if we prove the other driver was “grossly negligent” (like a drunk driver heading through Cresson), we can seek exemplary damages designed to punish them.
Worked Example:
Imagine a Cresson resident is hit by an Amazon delivery driver on US-377.
Medical Bills (Actually Incurred): $40,000
Lost Wages (3 months): $15,000
Pain and Suffering Multiplier (3x): $165,000
Total Settlement Potential: $220,000.
Depending on insurance limits and commercial fleet policies, this number can climb significantly higher for surgical cases or permanent disabilities. Ralph Manginello’s history includes amputation recoveries in the $1.9M to $8.6M range.
STATUTE STACKING: THE MANGINELLO ADVANTAGE
We don’t just cite laws; we stack them to build leverage.
- Prompt Pay Stacking: Under Tex. Ins. Code § 542.060, if an insurer in Cresson fails to pay your first-party claim (like PIP or UIM) within 60 days of having all the info, they owe you 18% interest plus your attorney fees.
- Stowers Stacking: We use the G.A. Stowers Furniture Co. v. American Indemnity Co. doctrine. If we send a demand to settle within policy limits and the carrier refuses a reasonable offer for your Cresson claim, they may be on the hook for the entire verdict at trial—even if it’s 10x higher than the policy they originally wrote.
- DTPA Stacking: If the insurance company lies to you about your coverage in Cresson, we can often trigger the Deceptive Trade Practices Act (§ 17.46), which allows for treble (triple) damages.
CLIENT VOICES: REAL RESULTS FOR REAL PEOPLE
We treat every Cresson client like family. As Chad Harris, one of our clients, stated: “You are NOT a pest to them and you are NOT just some client that’s caught in the middle of many other cases. You are FAMILY to them and they protect and fight for you as such.”
Another client, Donald Wilcox, came to us after another firm rejected him: “One company said they would not accept my case. Then I got a call from Manginello and they said that they would take it. And in the next few months I got a call to come pick up this handsome check.”
These results come from our refusal to back down. Whether you have a neck strain from a rear-end in a Cresson parking lot or a spinal cord injury from an 18-wheeler, we apply the same aggressive litigation standards.
FREQUENTLY ASKED QUESTIONS (FAQ) – CRESSON MVA
1. Do I need a lawyer for a minor fender-bender in Cresson?
Yes. Modern vehicles and insurance “MIST” protocols are designed to hide the true cost of your injuries. A minor scuff on your bumper does not mean your spine wasn’t damaged. Lupe Peña knows how adjusters use small repair estimates to justify zero-dollar medical offers. We stop that.
2. How long do I have to see a doctor after a crash in Cresson?
Insurance carriers weaponize “gaps in treatment.” If you wait more than 72 hours, their software (like Mitchell Decision Point) flag your file for denial, claiming your pain must have come from something else. See a doctor immediately.
3. What if the at-fault driver has no insurance?
We look for Uninsured/Underinsured Motorist (UM/UIM) coverage on your policy. Under Tex. Ins. Code § 1952.151, we can stack your own policy benefits onto the recovery. Because of the Brainard v. Trinity Universal case, these claims are procedurally complex—never try to handle a UIM claim without an attorney.
4. Can I sue the bar that over-served a drunk driver in Cresson?
Yes. Under the Texas Dram Shop Act (Tex. Alc. Bev. Code § 2.02), if a TABC-permitted establishment served an “obviously intoxicated” person who then hit you in Cresson, the bar is partially liable. This opens a separate $1M+ insurance layer for your recovery.
5. How much does Attoney 911 cost?
Zero upfront. We operate on a contingency fee (33.3% pre-trial). If we don’t recover money for you, you owe us nothing—not even the costs we spent on experts or filing fees.
ACTION PLAN FOR CRESSON ACCIDENTS
If you’ve been hit in Cresson, follow these steps:
- Call 911: Ensure a Texas Peace Officer’s Crash Report (CR-3) is generated. This is your primary evidence of fault.
- Scene Evidence: If safe, photograph the tire marks, vehicle resting positions, and the defendant’s license plate.
- Decline Recorded Statements: The other driver’s Progressive or State Farm adjuster is not your friend. Their job is to find a reason to pay you zero. Tell them: “Talk to my lawyer.”
- Send the Spoliation Letter: Don’t let the trucking company delete their GPS or dashcam data.
- Call Attorney 911: Every day you wait is a day evidence disappears.
Call 1-888-ATTY-911 or 713-528-9070 right now. We serve Cresson with offices in Houston, Austin, and meeting locations in Beaumont. Let Ralph Manginello, Lupe Peña, and our entire team put 27 years of grit and insider knowledge to work for you. Principal Office: Houston, Texas. Past results do not guarantee future outcomes.
—SPANISH VERSION FOLLOWS—
Guía de Accidentes de Vehículos Motorizados en Cresson, Texas: El Recurso Definitivo para Reclamos por Lesiones en el Condado de Hood
Si usted ha resultado lesionado en un accidente de vehículo motorizado en la US-377 o la autopista 171 en Cresson, su vida probablemente cambió en un instante. Tal vez se dirigía hacia el MotorSport Ranch o viajaba diariamente hacia el norte, a Fort Worth, cuando un conductor distraído o un camión comercial sobrecargado trastornó su mundo. En las confusas horas y días posteriores a un choque en Cresson, se ve obligado repentinamente a enfrentar un aluvión de facturas médicas, ajustadores de seguros y plazos legales que nunca pidió.
En Attorney 911 / The Manginello Law Firm, reconocemos el dolor físico y el estrés financiero por el que está pasando. Conocemos la realidad del desvío de Cresson y las intersecciones de alta velocidad donde se encuentran los condados de Hood y Johnson. Desde 1998, Ralph Manginello ha luchado por los tejanos lesionados, aportando más de 27 años de experiencia probada en juicios y admisión a tribunales federales a cada caso que manejamos. Nuestro socio gerente, Ralph Manginello, ha obtenido recuperaciones multimillonarias para familias que enfrentan las circunstancias más catastróficas, desde lesiones cerebrales traumáticas hasta muertes por negligencia.
Mientras que otras firmas podrían ver su accidente en Cresson como un archivo más, nosotros lo vemos como una batalla contra una industria de seguros que está construida estructuralmente para pagarle de menos. Tenemos un arma secreta que la mayoría de las firmas en Cresson no pueden igualar: Lupe Peña. Como abogado asociado en nuestra firma, Lupe solía trabajar del otro lado de la mesa como abogado de defensa de seguros. Conoce los protocolos internos, los sistemas de clasificación “MIST” (Minor Impact Soft Tissue – Tejido Blando de Impacto Menor) y los algoritmos de liquidación que las aseguradoras usan para ofrecerle poco dinero porque él ayudó a implementarlos. Ahora, usamos ese conocimiento interno para romper su manual de estrategias y maximizar su recuperación.
Ya sea que haya estado involucrado en un choque leve cerca de la intersección de Cresson o en una colisión de múltiples vehículos que involucre a una flota comercial, estamos listos para enfrentarnos a las corporaciones más grandes del mundo. Nuestro equipo ha litigado con éxito contra gigantes como BP después de la explosión de la refinería de Texas City y actualmente maneja litigios de alto perfil como la demanda de 10 millones de dólares por novatadas en la Universidad de Houston. Llevamos esa misma determinación de litigio de Fortune 500 a cada cliente de Cresson que representamos.
Usted no nos paga nada a menos que ganemos. Adelantamos todos los costos de investigación (expertos en reconstrucción, recuperaciones médicas y descargas de cajas negras) para que el poder financiero de la compañía de seguros no pueda ser usado para asfixiar su reclamo. Si está sufriendo en Cresson, no navegue por esto solo. Llámenos las 24 horas del día, los 7 días de la semana al 1-888-ATTY-911. Hablamos Español.
La Realidad de Conducir en Cresson: Un Riesgo Creciente
Cresson se encuentra en una intersección crítica del tráfico de carga y de cercanías de Texas. Como puerta de entrada entre Granbury y Fort Worth, el corredor de la US-377 a través de Cresson transporta diariamente un volumen masivo de automóviles de pasajeros, camiones de servicio de campos petroleros y vehículos de 18 ruedas. Durante años, la intersección en Cresson fue uno de los cuellos de botella de tráfico más notorios del norte de Texas. Incluso con la finalización del desvío de Cresson, la física de los viajes a alta velocidad en las carreteras del condado de Hood sigue siendo implacable.
Según los datos del Distrito 02 de TxDOT, la frecuencia de choques en el condado de Hood sigue siendo una preocupación significativa para las familias locales. En Cresson, los perfiles de accidentes más comunes que vemos involucran choques traseros a alta velocidad durante embotellamientos repentinos, colisiones por falta de ceder el paso en intersecciones rurales e interacciones catastróficas con vehículos comerciales. Cuando un camión de 80,000 libras impacta a un automóvil de pasajeros de 4,000 libras en una carretera de Cresson, las leyes de la física dictan el resultado antes de que una sola persona pueda reaccionar.
Entendemos el panorama local. Sabemos que si usted resulta gravemente herido en Cresson, los servicios de emergencia probablemente lo transportarán al Lake Granbury Medical Center o, para traumas más graves, lo trasladarán en helicóptero hacia los centros de trauma de Nivel I en Fort Worth, como JPS Health Network o Texas Health Harris Methodist. Nuestra firma se ha integrado con proveedores médicos en todo el norte de Texas para asegurar que las lesiones de nuestros clientes se documenten con la precisión requerida para sobrevivir al escrutinio de un abogado defensor en un tribunal del condado de Hood.
CONCEPTOS CLAVE § 5: EL MARCO LEGAL DE TEXAS
La ley de Texas es un campo minado para quienes no tienen representación. Navegamos por estos estatutos todos los días en The Manginello Law Firm.
El Plazo de Dos Años
Conforme al Tex. Civ. Prac. & Rem. Code § 16.003 (que establece el plazo de prescripción de dos años para reclamos de lesiones personales en Texas, contados desde la fecha del accidente), generalmente usted tiene dos años desde la fecha del accidente en Cresson para presentar una demanda. Si pierde este plazo por un solo día, su reclamo queda bloqueado para siempre. Sin embargo, si el vehículo culpable pertenecía a una entidad gubernamental, como un camión de servicios públicos de la Ciudad de Cresson o un vehículo del Sheriff del Condado de Hood, la Ley de Reclamos por Agravios de Texas (§ 101.101) requiere un aviso formal de reclamo dentro de los 6 meses. Algunos estatutos municipales requieren aviso en tan solo 30 a 90 días.
Culpa Comparativa Modificada (La Regla del 51%)
Texas utiliza un sistema de “responsabilidad proporcionada” bajo el Tex. Civ. Prac. & Rem. Code § 33.001. Si se determina que usted tiene más del 50% de la culpa de su choque en Cresson, no recupera nada. Si tiene un 20% de la culpa, sus daños se reducen en un 20%. La aseguradora siempre intentará empujar su culpa hacia esa barrera del 51%. Debido a que Ralph Manginello y Lupe Peña entienden sus tácticas, construimos un muro de responsabilidad que mantiene la culpa donde pertenece: en el conductor negligente.
La Trampa de “Pagado o Incurrido” de Haygood
La ley más injusta en Texas para las víctimas de lesiones en Cresson es el Tex. Civ. Prac. & Rem. Code § 41.0105, interpretado por la Corte Suprema en Haygood v. de Escabedo. Esta ley impide que usted muestre a un jurado el monto total de sus facturas médicas. Si su hospital en Cresson le factura $50,000 pero su seguro de salud paga $12,000, usted solo puede recuperar $12,000. Por eso ayudamos a nuestros clientes a navegar las opciones de tratamiento que preserven el valor de su reclamo mientras se aseguran de recibir la mejor atención en el área metropolitana de DFW.
SUMA DE ESTATUTOS: LA VENTAJA DE MANGINELLO
No solo citamos leyes; las acumulamos para generar influencia.
- Intereses por Pago Puntual: Bajo el Tex. Ins. Code § 542.060, si una aseguradora en Cresson no paga su reclamo de primera parte (como PIP o UIM) dentro de los 60 días posteriores a tener toda la información, le deben un 18% de interés anual sobre el monto no pagado, más los honorarios de su abogado.
- Doctrina Stowers: Utilizamos la doctrina del caso G.A. Stowers Furniture Co. v. American Indemnity Co. Si enviamos una demanda para liquidar dentro de los límites de la póliza y la aseguradora rechaza una oferta razonable por su reclamo en Cresson, pueden ser responsables de la totalidad del veredicto en el juicio, incluso si es 10 veces superior a la póliza que escribieron originalmente.
- Ley DTPA: Si la compañía de seguros le miente sobre su cobertura en Cresson, a menudo podemos activar la Ley de Prácticas Comerciales Engañosas (§ 17.46), que permite daños triples.
PREGUNTAS FRECUENTES (FAQ) – CRESSON MVA
1. ¿Necesito un abogado para un choque leve en Cresson?
Sí. Los vehículos modernos y los protocolos de seguros “MIST” están diseñados para ocultar el costo real de sus lesiones. Un rasguño menor en su parachoques no significa que su columna vertebral no haya sufrido daños. Lupe Peña sabe cómo los ajustadores usan estimaciones de reparación pequeñas para justificar ofertas médicas de cero dólares. Nosotros detenemos eso.
2. ¿Cuánto tiempo tengo para ver a un médico después de un choque en Cresson?
Las compañías de seguros utilizan las “brechas en el tratamiento” como arma. Si espera más de 72 horas, su software (como Mitchell Decision Point) marcará su archivo para rechazo, alegando que su dolor debe haber provenido de otra cosa. Vea a un médico de inmediato.
3. ¿Qué pasa si el conductor culpable no tiene seguro?
Buscamos cobertura de Motorista Sin Seguro o con Seguro Insuficiente (UM/UIM) en su propia póliza. Conforme al Tex. Ins. Code § 1952.151, podemos sumar los beneficios de su propia póliza a la recuperación. Debido al caso Brainard v. Trinity Universal, estos reclamos son procedimentalmente complejos; nunca intente manejar un reclamo de UIM sin un abogado.
4. ¿Puedo demandar al bar que sirvió alcohol en exceso a un conductor ebrio en Cresson?
Sí. Bajo la Ley de Bares de Texas (Dram Shop Act – Tex. Alc. Bev. Code § 2.02), si un establecimiento con permiso de la TABC sirvió a una persona “obviamente intoxicada” que luego lo golpeó en Cresson, el bar es parcialmente responsable. Esto abre una capa de seguro de responsabilidad general de más de $1 millón para su recuperación.
5. ¿Cuánto cuesta Attorney 911?
Cero por adelantado. Operamos con una tarifa de contingencia (33.3% antes del juicio). Si no recuperamos dinero para usted, no nos debe nada, ni siquiera los costos que gastamos en expertos o tarifas de presentación.
Llamé al 1-888-ATTY-911 o al 713-528-9070 ahora mismo. Servimos a Cresson con oficinas en Houston, Austin y lugares de reunión en Beaumont. Permita que Ralph Manginello, Lupe Peña y todo nuestro equipo pongan 27 años de determinación y conocimiento interno a trabajar para usted. Oficina Principal: Houston, Texas. Los resultados pasados no garantizan resultados futuros.