Motor Vehicle Accident Lawyers in Mound City, Texas | Attorney911

If You’ve Been Injured in a Car Accident in Mound City, Texas, We’re Here to Help

Every year, thousands of Texans are injured in motor vehicle accidents—many right here in Mound City and Houston County. With dangerous intersections, heavy truck traffic on nearby highways, and drivers distracted by phones or impaired by alcohol, the roads in our community can be perilous. If you or a loved one has been hurt in a crash, you need more than just a lawyer—you need a legal emergency response team that understands Mound City’s roads, courts, and insurance landscape.

At Attorney911, we’ve been fighting for accident victims in Mound City and across Texas for over 25 years. Our founder, Ralph Manginello, is a board-certified personal injury attorney with deep roots in Texas and a track record of securing multi-million dollar settlements for clients facing life-altering injuries. But what truly sets us apart is our insider knowledge of how insurance companies operate. Our team includes Lupe Peña, a former insurance defense attorney who spent years working for the very companies that now try to minimize your claim. He knows their tactics because he used them—and now he uses that knowledge to fight for you.

Whether you were rear-ended on FM 230, sideswiped by a distracted driver on Highway 21, or injured in a collision with an 18-wheeler near the Houston County Courthouse, we’re here to help. Call our legal emergency line at 1-888-ATTY-911 for a free consultation. We don’t get paid unless we win your case.

Why Mound City Drivers Trust Attorney911 After an Accident

Mound City may be a small community, but the legal challenges after a car accident are anything but simple. Insurance companies don’t care about your recovery—they care about protecting their profits. That’s why you need a law firm that knows Mound City inside and out and isn’t afraid to take on the big insurance companies.

Here’s What Makes Attorney911 Different:

We Know the Insurance Playbook Because We Wrote It
Lupe Peña spent years working for a national insurance defense firm, where he learned how adjusters calculate claims, deploy delay tactics, and use surveillance to undermine victims. Now, he uses that insider knowledge to anticipate and counter their strategies. When insurance companies see his name on a claim, they know they’re dealing with someone who understands their playbook—and how to beat it.
Proven Results in Mound City and Across Texas
We don’t just talk about results—we prove them. Our firm has recovered millions for clients facing catastrophic injuries, including:
- A multi-million dollar settlement for a client who suffered a traumatic brain injury with vision loss after a logging accident.
- A seven-figure settlement for a client whose leg was injured in a car accident, leading to complications and a partial amputation.
- Millions recovered for families in trucking-related wrongful death cases, including cases where negligent drivers and trucking companies tried to avoid responsibility.
These aren’t just numbers—they’re lives rebuilt after devastating accidents.
Federal Court Experience for Complex Cases
Ralph Manginello is admitted to practice in the U.S. District Court for the Southern District of Texas, which covers Mound City and the surrounding region. This is critical for cases involving federal regulations, such as trucking accidents governed by FMCSA rules, or when corporations like Amazon or Tesla are involved. We’ve also been involved in high-stakes litigation, including the BP Texas City explosion case, where we took on one of the world’s largest corporations and secured justice for victims. If your case requires federal court expertise, we’re ready.
Personal Attention from Start to Finish
At Attorney911, you’re not just another case number. You’ll work directly with Ralph Manginello or Lupe Peña, not a rotating team of paralegals. Our clients consistently praise our communication and care:
- “Leonor reached out to me when I felt I had no hope or direction. She took all the weight of my worries off my shoulders.” — Stephanie H., Mound City
- “You are NOT a pest to them, and you are NOT just some client. You are FAMILY to them.” — Chad H., Crockett
- “Ralph Manginello guided me through the whole process with great expertise. He was tenacious, accessible, and determined.” — Jamin M., Grapeland
When you call 1-888-ATTY-911, you’re calling a team that treats you like family.
No Fee Unless We Win
We know that after an accident, the last thing you need is another bill. That’s why we work on a contingency fee basis—you pay nothing upfront, and we only get paid if we recover compensation for you. There’s no risk, no hidden costs, and no pressure. We believe in our ability to win, and we’re willing to put our money where our mouth is.

The Most Common Types of Motor Vehicle Accidents in Mound City

Motor vehicle accidents in Mound City can happen anywhere—on quiet rural roads, busy highways, or even in parking lots. Here’s a closer look at the most common types of accidents we handle and how we fight for victims like you.

1. Car Accidents in Mound City: What You Need to Know

Car accidents are the most common type of motor vehicle crash in Texas, and Mound City is no exception. In 2024 alone, there were 251,977 injuries from car accidents across the state, with crashes occurring every 57 seconds. In Houston County, distracted driving, speeding, and failure to yield are leading causes of collisions on roads like Highway 21, FM 230, and the intersections near the Houston County Courthouse.

Common Causes of Car Accidents in Mound City:

Distracted driving: Texting, using apps like TikTok, or adjusting the radio can take your eyes off the road for seconds—long enough to cause a crash. In 2024, distracted driving caused 380 deaths in Texas.
Speeding: Excessive speed reduces reaction time and increases the severity of injuries. Speeding is a factor in nearly 30% of all fatal crashes in Texas.
Failure to yield: Many accidents at intersections like FM 230 and Highway 21 occur when drivers fail to yield the right of way.
Drunk driving: Alcohol-impaired driving remains a leading cause of accidents, with 1,053 deaths in Texas in 2024.
Running red lights: Red-light running is a common cause of T-bone collisions, which often result in severe injuries.
Following too closely: Tailgating can lead to rear-end collisions, especially on highways where sudden stops are common.

Common Injuries in Car Accidents:

Car accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries we see include:

Whiplash and soft tissue injuries: These injuries can cause chronic pain and may not appear immediately after the accident.
Herniated discs: A herniated disc in the neck or back can require surgery and months of rehabilitation.
Broken bones: Fractures in the arms, legs, ribs, or pelvis can require surgery and long-term recovery.
Traumatic brain injuries (TBI): Even a mild TBI can cause cognitive impairments, memory loss, and personality changes.
Spinal cord injuries: These can result in partial or complete paralysis, requiring lifelong care.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening if not treated immediately.

Why You Need an Attorney After a Car Accident in Mound City:

Insurance companies will try to minimize your claim from the moment the accident happens. They may:

Offer a quick, lowball settlement before you know the full extent of your injuries.
Pressure you to give a recorded statement that they’ll use against you.
Blame you for the accident, even if the other driver was clearly at fault.
Delay your claim in the hopes that you’ll accept less money out of desperation.

At Attorney911, we know how to counter these tactics. Lupe Peña’s experience as an insurance defense attorney gives us an unfair advantage—we know how they value claims, which doctors they use to minimize injuries, and how to negotiate for the maximum compensation you deserve. And if they refuse to offer a fair settlement, we’re not afraid to take your case to trial.

Real Results for Car Accident Victims:

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.”

This isn’t just a result—it’s a life changed. Our client faced mounting medical bills, lost wages, and the uncertainty of living with a permanent disability. The insurance company tried to lowball their offer, but we fought for every dollar they deserved.

What Our Clients Say:

“Leonor got me into the doctor the same day of my accident. She kept me updated throughout the entire process, and it only took 6 months to get amazing results!” — Chavodrian M., Mound City

“I was rear-ended and the team got right to work. I also got a very nice settlement. Thank you, Attorney911!” — MONGO S., Crockett

2. 18-Wheeler and Trucking Accidents: Why These Cases Are Different

Trucking accidents are among the most devastating on Mound City’s roads. With major highways like I-45 and Highway 21 running through Houston County, our community sees more than its share of collisions involving 18-wheelers, delivery trucks, and commercial vehicles. In 2024, Texas led the nation in fatal truck crashes, with 39,393 commercial motor vehicle crashes resulting in 608 deaths and 1,601 serious injuries. Mound City’s proximity to major trucking routes means these accidents are a real risk for local drivers.

Why Trucking Accidents Are More Dangerous:

Size and weight disparity: An 18-wheeler can weigh up to 80,000 pounds, while the average passenger car weighs just 4,000 pounds. This size difference means that even a minor collision can cause catastrophic injuries.
Multiple liable parties: In a trucking accident, you may be able to hold multiple parties accountable, including:
- The truck driver (for negligent operation, fatigue, or impairment).
- The trucking company (for negligent hiring, inadequate training, or pressuring drivers to violate hours-of-service rules).
- The cargo loader (for improperly securing cargo, leading to instability).
- The vehicle manufacturer (for defective parts like brakes or tires).
- The maintenance company (for failing to properly inspect or repair the truck).
More liable parties mean more insurance policies to pursue for compensation.
Federal regulations: Truck drivers and trucking companies must comply with strict Federal Motor Carrier Safety Administration (FMCSA) regulations, including:
- Hours of Service (HOS) rules: Drivers are limited to 11 hours of driving after 10 consecutive hours off duty and cannot drive beyond the 14th consecutive hour on duty. Violations of these rules can establish negligence per se, making it easier to prove liability.
- Electronic Logging Devices (ELDs): These devices record driving hours, vehicle movement, and miles driven. ELD data can be critical evidence in a trucking case, but it can be deleted in as little as 30 days if not preserved.
- Drug and alcohol testing: Commercial drivers are subject to random drug testing and must undergo testing after an accident. A positive test can be powerful evidence of negligence.
- Driver qualification rules: Trucking companies must conduct background checks, verify commercial driver’s licenses (CDLs), and ensure drivers are medically certified.

Common Causes of Trucking Accidents in Mound City:

Driver fatigue: Despite HOS regulations, many truck drivers are pressured to meet tight deadlines, leading to drowsy driving. Fatigued drivers have slower reaction times and are more likely to cause accidents.
Distracted driving: Truck drivers may use their phones, GPS devices, or even watch videos while driving. Distracted driving is a leading cause of trucking accidents.
Improper loading: Overloaded or improperly secured cargo can cause a truck to become unstable, leading to rollovers or jackknife accidents.
Mechanical failures: Brake failures, tire blowouts, and other mechanical issues can cause a truck driver to lose control.
Speeding: Trucks require more distance to stop than passenger vehicles. Speeding reduces this distance and increases the severity of accidents.
Driving under the influence: Despite strict drug and alcohol testing, some truck drivers operate their vehicles while impaired, putting everyone on the road at risk.

Common Injuries in Trucking Accidents:

Due to the size and force of commercial trucks, injuries in these accidents are often severe and life-altering. Some of the most common injuries include:

Traumatic brain injuries (TBI): Even a mild TBI can cause cognitive impairments, memory loss, and personality changes. Severe TBIs can result in permanent disability.
Spinal cord injuries: These injuries can cause partial or complete paralysis, requiring lifelong care and assistance.
Amputations: Crush injuries or severe trauma can lead to the loss of limbs, requiring prosthetics and extensive rehabilitation.
Broken bones: Fractures in the arms, legs, ribs, or pelvis are common in trucking accidents and may require surgery.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening and require emergency surgery.
Burns: Truck accidents involving fuel spills or fires can cause severe burns, leading to permanent scarring and disfigurement.
Wrongful death: Tragically, many trucking accidents result in fatalities. Families left behind may be entitled to compensation for their loss.

Why You Need an Attorney After a Trucking Accident:

Trucking accidents are complex, and the stakes are high. Insurance companies and trucking companies will do everything they can to avoid liability, including:

Destroying evidence: ELD data, driver logs, and maintenance records can be deleted or altered if not preserved immediately.
Blaming the victim: Insurance adjusters may argue that you were partially at fault for the accident, even if the truck driver was clearly negligent.
Lowballing settlements: Trucking companies often have multi-million dollar insurance policies, but they’ll try to settle your claim for as little as possible.
Delaying your claim: The longer they delay, the more desperate you may become—and the more likely you are to accept a lowball offer.

At Attorney911, we know how to counter these tactics. We send preservation letters to trucking companies immediately to ensure critical evidence like ELD data and driver logs is not destroyed. We work with accident reconstruction experts to prove liability and medical experts to document the full extent of your injuries. And with Lupe Peña’s insider knowledge of how insurance companies value claims, we know how to negotiate for the maximum compensation you deserve.

Real Results for Trucking Accident Victims:

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.”

This isn’t just a result—it’s justice for families who lost loved ones due to negligent truck drivers and trucking companies. We’ve taken on some of the largest trucking companies in the country and won.

What Our Clients Say:

“They took over my case from another lawyer and got to working on my case. The results were amazing!” — Greg G., Crockett

3. Drunk Driving Accidents: Holding Drunk Drivers and Bars Accountable

Drunk driving is a preventable tragedy that claims lives every year in Mound City and across Texas. In 2024, 1,053 people were killed in alcohol-impaired driving crashes in Texas, accounting for 25.37% of all traffic fatalities. In Houston County, drunk driving remains a leading cause of accidents, particularly on weekends and holidays.

At Attorney911, we don’t just hold drunk drivers accountable—we also pursue claims against the bars, restaurants, and other establishments that over-served them. Under Texas Alcoholic Beverage Code § 2.02, known as the dram shop law, establishments can be held liable if they serve alcohol to someone who is obviously intoxicated and that person later causes an accident.

Why Drunk Driving Cases Are Different:

Punitive damages: Because drunk driving is considered gross negligence, victims may be entitled to punitive damages in addition to compensatory damages. Punitive damages are designed to punish the defendant and deter similar behavior in the future.
Multiple liable parties: In addition to the drunk driver, you may be able to hold the following parties accountable:
- Bars and nightclubs: If they served the driver while they were obviously intoxicated.
- Restaurants: If they continued to serve alcohol to a visibly drunk patron.
- Liquor stores: If they sold alcohol to someone who was clearly intoxicated.
- Event venues: If they served alcohol at a concert, festival, or sporting event.
- Social hosts: In limited circumstances, private individuals who serve alcohol to minors or obviously intoxicated guests may be held liable.
Criminal and civil liability: Drunk driving is a crime in Texas, and a conviction can strengthen your civil case. Our firm has experience handling both criminal and civil cases, including DWI defense, which gives us unique insight into how to build a strong case against drunk drivers.

Signs of Obvious Intoxication:

To hold an establishment liable under the dram shop law, you must prove that the patron was obviously intoxicated at the time they were served. Signs of obvious intoxication include:

Slurred speech
Bloodshot or glassy eyes
Unsteady gait or stumbling
Impaired coordination (e.g., difficulty counting money or opening doors)
Aggressive or erratic behavior
Strong odor of alcohol

If an establishment served a patron despite these signs, they may be held liable for the damages caused by the drunk driver.

Common Injuries in Drunk Driving Accidents:

Drunk driving accidents often occur at high speeds and can result in catastrophic injuries, including:

Traumatic brain injuries (TBI): Even a mild TBI can cause cognitive impairments, memory loss, and personality changes.
Spinal cord injuries: These injuries can cause partial or complete paralysis, requiring lifelong care.
Broken bones: Fractures in the arms, legs, ribs, or pelvis are common and may require surgery.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening.
Burns: Drunk driving accidents involving fires can cause severe burns, leading to permanent scarring.
Wrongful death: Tragically, many drunk driving accidents result in fatalities. Families left behind may be entitled to compensation for their loss.

Why You Need an Attorney After a Drunk Driving Accident:

Drunk driving cases are complex, and insurance companies will try to minimize your claim. They may:

Argue that the establishment did not serve the driver while they were obviously intoxicated.
Blame you for the accident, even if the drunk driver was clearly at fault.
Offer a quick, lowball settlement before you know the full extent of your injuries.
Delay your claim in the hopes that you’ll accept less money out of desperation.

At Attorney911, we know how to counter these tactics. We work with toxicology experts to prove the driver’s level of intoxication and investigators to gather evidence from the establishment, such as surveillance footage and witness statements. We also have experience handling criminal DWI cases, which gives us unique insight into how to build a strong civil case.

Ralph Manginello’s DWI Defense Experience:

Ralph Manginello is a member of the Harris County Criminal Lawyers Association (HCCLA), an elite organization of criminal defense attorneys. His experience handling DWI cases gives him a unique advantage in drunk driving accident cases. For example:

In one case, our client was charged with drunk driving based on a breath test. Our investigation revealed that a police department employee was not properly maintaining the breathalyzer machines. The charges were dismissed.
In another case, our client was charged with DUI/DWI after hitting a curb and rolling his car. We learned that the police conducted no breath or blood test, EMS didn’t note intoxication, and nurse notes from the hospital were missing. The case was dismissed on the day of trial.
In a third case, our client was charged with DUI/DWI based on a video field sobriety test. We succeeded in having the case dismissed because our client did not appear drunk in the video.

This experience gives us a unique advantage in drunk driving accident cases, where we can use our knowledge of DWI defense to strengthen your civil claim.

Real Results for Drunk Driving Victims:

While we can’t guarantee specific results, our firm has a track record of securing significant compensation for victims of drunk driving accidents. For example, we’ve recovered millions of dollars for clients injured by drunk drivers, including cases where bars and restaurants were held liable for over-serving patrons.

What Our Clients Say:

“Ralph Manginello is the best attorney I’ve ever had. He got me an off-docket dismissal on my first case, and only 10 months probation on my second. He gets the job done right!” — Cassie W., Houston

4. Motorcycle Accidents: Fighting for Riders in Mound City

Motorcycle accidents are some of the most devastating crashes on Mound City’s roads. In 2024, 585 motorcyclists were killed in Texas, and 37% of those killed were not wearing helmets. In Houston County, motorcycle accidents are a growing concern, particularly on highways like I-45 and FM 230, where riders are vulnerable to distracted or reckless drivers.

At Attorney911, we understand the unique challenges faced by motorcycle riders. We’ve represented riders injured in collisions with cars, trucks, and even other motorcycles, and we know how to fight for the compensation they deserve.

Why Motorcycle Accidents Are Different:

No protection: Unlike drivers in cars, motorcycle riders have no physical protection in a crash. This means that even a minor collision can result in catastrophic injuries.
Bias against riders: Insurance companies and juries often assume that motorcycle riders are reckless or at fault for accidents. We know how to counter these biases and prove that the other driver was negligent.
Comparative negligence: Texas uses a modified comparative negligence system with a 51% bar rule. This means that if you are found to be 51% or more at fault for the accident, you cannot recover any compensation. Insurance companies will try to blame you for the accident, even if the other driver was clearly at fault. Lupe Peña’s experience as an insurance defense attorney gives us an advantage in countering these arguments.

Texas Helmet Law:

In Texas, helmets are required for all riders under 21. Riders over 21 may ride without a helmet if they:

Have completed an approved motorcycle safety course, OR
Have at least $10,000 in medical insurance coverage.

However, even if you were not wearing a helmet at the time of the accident, you may still be entitled to compensation. A helmet may reduce the severity of a head injury, but it does not prevent all injuries, and it does not absolve negligent drivers of liability.

Common Causes of Motorcycle Accidents in Mound City:

Failure to yield: Many motorcycle accidents occur when drivers fail to yield the right of way to riders, particularly at intersections.
Driver inattention: Distracted drivers may not see motorcycles, leading to collisions.
Unsafe lane changes: Drivers who change lanes without checking their blind spots can sideswipe motorcycles.
Left-turn accidents: These are among the most common types of motorcycle accidents. A driver turning left may not see an oncoming motorcycle or misjudge its speed, leading to a T-bone collision.
Speeding and reckless driving: Excessive speed reduces a driver’s ability to react to motorcycles and increases the severity of accidents.

Common Injuries in Motorcycle Accidents:

Motorcycle accidents often result in severe injuries, including:

Traumatic brain injuries (TBI): Even with a helmet, riders can suffer TBIs in a crash. These injuries can cause cognitive impairments, memory loss, and personality changes.
Spinal cord injuries: These injuries can cause partial or complete paralysis, requiring lifelong care.
Broken bones: Fractures in the arms, legs, ribs, or pelvis are common and may require surgery.
Road rash: This occurs when a rider’s skin scrapes against the road, causing severe abrasions that can lead to infection and permanent scarring.
Amputations: Crush injuries or severe trauma can lead to the loss of limbs.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening.
Wrongful death: Tragically, many motorcycle accidents result in fatalities. Families left behind may be entitled to compensation for their loss.

Why You Need an Attorney After a Motorcycle Accident:

Insurance companies will try to minimize your claim, arguing that:

You were partially at fault for the accident.
Your injuries are not as severe as you claim.
You should have been wearing a helmet (even if Texas law did not require it).
You were speeding or engaging in reckless behavior.

At Attorney911, we know how to counter these tactics. We work with accident reconstruction experts to prove liability and medical experts to document the full extent of your injuries. We also understand the biases that motorcycle riders face, and we know how to present your case in a way that maximizes your compensation.

Real Results for Motorcycle Accident Victims:

While we can’t guarantee specific results, our firm has a track record of securing significant compensation for motorcycle accident victims. For example, we’ve recovered six-figure settlements for riders injured in collisions with negligent drivers.

What Our Clients Say:

“They make you feel like family, and communication with you every step of the way. That’s how you know you’re in good hands.” — Kiwi P., Houston

5. Pedestrian Accidents: Protecting the Most Vulnerable Road Users

Pedestrian accidents are a growing concern in Mound City and across Texas. In 2024, there were 6,095 pedestrian crashes in Texas, resulting in 768 deaths. Pedestrians account for just 1% of all crashes but 19% of all roadway fatalities, making them the most vulnerable road users.

In Houston County, pedestrian accidents are particularly common near busy intersections, shopping centers, and residential areas. At Attorney911, we’ve represented pedestrians injured in collisions with cars, trucks, and even bicycles, and we know how to fight for the compensation they deserve.

Why Pedestrian Accidents Are Different:

No protection: Pedestrians have no physical protection in a crash, which means that even a low-speed collision can result in catastrophic injuries.
Right-of-way laws: In Texas, pedestrians always have the right of way at intersections, even if there is no marked crosswalk. This means that drivers must yield to pedestrians crossing the street, whether at a marked crosswalk or an unmarked intersection.
Comparative negligence: Insurance companies will try to blame pedestrians for accidents, arguing that they were jaywalking, distracted, or not paying attention. However, under Texas law, pedestrians are not required to yield to vehicles unless they are crossing outside of a crosswalk or against a traffic signal.

Common Causes of Pedestrian Accidents in Mound City:

Driver inattention: Distracted drivers may not see pedestrians, particularly at night or in low-visibility conditions.
Failure to yield: Many pedestrian accidents occur when drivers fail to yield the right of way at crosswalks or intersections.
Speeding: Excessive speed reduces a driver’s ability to react to pedestrians and increases the severity of accidents.
Drunk driving: Alcohol-impaired drivers are more likely to strike pedestrians, particularly at night.
Left-turn accidents: Drivers turning left may not see pedestrians crossing the street, leading to collisions.
Backing up: Drivers backing out of parking spaces or driveways may not see pedestrians behind them.

Common Injuries in Pedestrian Accidents:

Pedestrian accidents often result in severe injuries, including:

Traumatic brain injuries (TBI): Even a low-speed collision can cause a TBI, leading to cognitive impairments, memory loss, and personality changes.
Spinal cord injuries: These injuries can cause partial or complete paralysis, requiring lifelong care.
Broken bones: Fractures in the legs, pelvis, arms, or ribs are common and may require surgery.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening.
Soft tissue injuries: Sprains, strains, and bruises can cause chronic pain and require physical therapy.
Wrongful death: Tragically, many pedestrian accidents result in fatalities. Families left behind may be entitled to compensation for their loss.

Why You Need an Attorney After a Pedestrian Accident:

Insurance companies will try to minimize your claim, arguing that:

You were partially at fault for the accident (e.g., jaywalking or not paying attention).
Your injuries are not as severe as you claim.
You should have been more careful when crossing the street.

At Attorney911, we know how to counter these tactics. We work with accident reconstruction experts to prove liability and medical experts to document the full extent of your injuries. We also understand the unique challenges faced by pedestrians, and we know how to present your case in a way that maximizes your compensation.

Real Results for Pedestrian Accident Victims:

While we can’t guarantee specific results, our firm has a track record of securing significant compensation for pedestrian accident victims. For example, we’ve recovered six-figure settlements for pedestrians injured in collisions with negligent drivers.

What Our Clients Say:

“They went above and beyond! Special thank you to Ralph and Leonor for fighting for me to get every dime I deserved.” — Glenda W., Livingston

6. Rideshare Accidents: Navigating the Insurance Maze

Rideshare services like Uber and Lyft have transformed transportation in Mound City, making it easier than ever to get around. However, rideshare accidents are becoming increasingly common, and they come with unique legal challenges. If you’ve been injured in an accident involving an Uber or Lyft driver, you need an attorney who understands the complex insurance landscape and knows how to maximize your compensation.

At Attorney911, we’ve handled rideshare accident cases across Texas, and we know how to navigate the insurance maze to get you the compensation you deserve.

Why Rideshare Accidents Are Different:

Rideshare accidents are unique because the insurance coverage available depends on what the driver was doing at the time of the accident. Uber and Lyft provide different levels of coverage based on the driver’s status:

Phase	Driver Status	Coverage Available
Period 0 – Offline	App off, personal use	Personal insurance only (Texas minimum: $30,000 per person, $60,000 per accident, $25,000 property damage)
Period 1 – Waiting	App on, no ride request	Contingent coverage: $50,000 per person, $100,000 per accident, $25,000 property damage
Period 2 – Accepted	Ride accepted, en route to pickup	Full commercial coverage: $1,000,000 liability
Period 3 – Transporting	Passenger in vehicle	Full commercial coverage: $1,000,000 liability

This means that if you’re injured in an accident with a rideshare driver, the amount of insurance coverage available depends on whether the driver was:

Offline (using their car for personal reasons).
Online but waiting for a ride request.
En route to pick up a passenger.
Transporting a passenger.

Insurance companies will try to argue that the driver was in a lower-coverage phase to minimize your claim. At Attorney911, we know how to investigate the driver’s status at the time of the accident and ensure that you have access to the maximum available coverage.

Who Can Be Injured in a Rideshare Accident:

Rideshare accidents can injure a variety of people, including:

Riders (21%): Passengers in the rideshare vehicle.
Drivers (21%): The rideshare driver themselves.
Third parties (58%): Other drivers, pedestrians, or cyclists involved in the accident.

If you’re a third party injured by a rideshare driver, you may be able to pursue a claim against the driver’s personal insurance, the rideshare company’s insurance, or both.

Common Causes of Rideshare Accidents in Mound City:

Driver distraction: Rideshare drivers may be distracted by their phones, GPS devices, or the rideshare app itself.
Fatigue: Many rideshare drivers work long hours to make ends meet, leading to drowsy driving.
Speeding: Drivers may speed to complete more rides and earn more money.
Improper vehicle maintenance: Some rideshare drivers neglect to maintain their vehicles, leading to mechanical failures.
Inexperienced drivers: Rideshare companies have lower hiring standards than traditional taxi companies, which means some drivers may lack experience or training.

Common Injuries in Rideshare Accidents:

Rideshare accidents can result in a wide range of injuries, from minor to catastrophic. Some of the most common injuries include:

Whiplash and soft tissue injuries: These injuries can cause chronic pain and may not appear immediately after the accident.
Herniated discs: A herniated disc in the neck or back can require surgery and months of rehabilitation.
Broken bones: Fractures in the arms, legs, ribs, or pelvis can require surgery and long-term recovery.
Traumatic brain injuries (TBI): Even a mild TBI can cause cognitive impairments, memory loss, and personality changes.
Spinal cord injuries: These injuries can cause partial or complete paralysis, requiring lifelong care.
Internal injuries: Damage to organs like the liver, spleen, or lungs can be life-threatening.
Wrongful death: Tragically, some rideshare accidents result in fatalities. Families left behind may be entitled to compensation for their loss.

Why You Need an Attorney After a Rideshare Accident:

Rideshare accidents are complex, and insurance companies will try to minimize your claim. They may:

Argue that the driver was in a lower-coverage phase to reduce their liability.
Blame you for the accident, even if the rideshare driver was clearly at fault.
Offer a quick, lowball settlement before you know the full extent of your injuries.
Delay your claim in the hopes that you’ll accept less money out of desperation.

At Attorney911, we know how to counter these tactics. We investigate the driver’s status at the time of the accident, gather evidence to prove liability, and negotiate with the insurance companies to maximize your compensation. And with Lupe Peña’s insider knowledge of how insurance companies value claims, we know how to get you the best possible result.

Real Results for Rideshare Accident Victims:

While we can’t guarantee specific results, our firm has a track record of securing significant compensation for rideshare accident victims. For example, we’ve recovered six-figure settlements for clients injured in accidents with Uber and Lyft drivers.

What Our Clients Say:

“Mariela and Zulema have done such a fantastic job. They went above and beyond to get my case settled quickly!” — Hannah G., Houston

What to Do After a Motor Vehicle Accident in Mound City

If you’ve been injured in a motor vehicle accident in Mound City, the steps you take in the first 48 hours can make or break your case. Evidence disappears quickly, and insurance companies start building their defense against you from the moment the accident happens. Here’s what you need to do to protect your rights and maximize your compensation.

Hour 1-6: Immediate Crisis Response

1. Safety First

If you can move safely, get to a secure location away from traffic. Turn on your hazard lights and use flares or warning triangles if you have them.

2. Call 911

Report the accident and request medical assistance if anyone is injured. Even if you feel fine, adrenaline can mask injuries—some symptoms don’t appear for hours or even days.

3. Seek Medical Attention

If you’re injured, go to the nearest emergency room or urgent care center. In Mound City, options include:

CHI St. Luke’s Health Memorial Livingston (Level IV Trauma Center)
Memorial Medical Center Livingston
Huntsville Memorial Hospital (for residents near the Walker County line)

Tell the medical staff that you were in