Lipscomb County Motor Vehicle Accident Lawyers: Attorney 911 / The Manginello Law Firm

If you have been involved in a motor vehicle accident on a remote stretch of Highway 60 or while navigating the busy intersections of Booker or Higgins, the silence of the Texas Panhandle can suddenly feel overwhelming. In the seconds following an impact—whether it was a high-speed collision with an oilfield service truck or a devastating rear-end crash on a farm-to-market road—your life shifts from a normal routine to a state of medical and financial crisis.

At Attorney 911 / The Manginello Law Firm, we recognize that an accident in Lipscomb County carries unique challenges that firms in the major cities often fail to grasp. You are dealing with long transport times to trauma centers in Amarillo or Lubbock, the aggressive tactics of insurance adjusters who think rural claimants are an easy target, and the complex reality of sharing the road with 80,000-pound commercial vehicles serving the Anadarko Basin.

Since 1998, our managing partner, Ralph Manginello, has fought for the rights of injured Texans. With 27+ years of experience and admission to the U.S. District Court for the Southern District of Texas, Ralph has built a reputation for taking on the largest corporate defendants—including Fortune 500 companies and multinational entities like BP. When you call us, you aren’t getting a referral service; you are getting a trial-tested team that recovers multi-million-dollar settlements for victims of Traumatic Brain Injury (TBI), spinal cord damage, and wrongful death.

What sets us apart in the Lipscomb County legal market is our insider knowledge. Our team includes Lupe Peña, a former insurance defense attorney. Lupe spent years on the other side of the table, defending the same carriers that are now trying to lowball your claim. He knows their internal “MIST” (Minor Impact Soft Tissue) protocols, he knows their settlement algorithms, and he knows how to break their playbook. We use that inside information to ensure you get every dime you deserve.

Hablamos Español. Lupe Peña provides native-fluent representation for our Spanish-speaking neighbors in Lipscomb County, ensuring that language is never a barrier to justice. Whether you were hurt in a minor fender bender or are facing the catastrophic loss of a loved one, call us 24/7 at 1-888-ATTY-911. We work on a contingency fee basis: you pay nothing unless we win.

The Reality of Crashes in Lipscomb County and the Texas Panhandle

Lipscomb County, situated in the far northeast corner of the Texas Panhandle, presents a driving environment characterized by vast distances, heavy industrial truck traffic, and extreme weather shifts. While our population is smaller than the urban centers of Houston or Dallas, the severity of accidents here is often higher due to travel speeds and the mass of the vehicles involved.

According to data from the Texas Department of Transportation (TxDOT) District 04, which oversees Lipscomb County, accidents on our rural highways frequently involve commercial motor vehicles (CMVs) serving the local gas and oil fields or agricultural transport. Highway 60, Highway 15, and Highway 305 are the primary lifelines of our county, but they are also the sites of devastating head-on collisions and “jackknife” truck accidents.

In Lipscomb County, a “fender bender” is rarely just a cosmetic issue. Because there are no Level I trauma centers within the county, an injury requiring advanced care often involves a Life Flight or a multi-hour ambulance transport to facilities like Northwest Texas Healthcare System in Amarillo or the UMC Health System in Lubbock. We understand the financial strain these medical flights and long-distance treatments place on a family.

As one of our clients, Chad Harris, put it: “You are NOT a pest to them and you are NOT just some client that’s caught in the middle of many other cases. You are FAMILY to them and they protect and fight for you as such.” In a close-knit community like Lipscomb County, that personal touch matters. We treat your case with the urgency it deserves because we know that behind every case file is a person trying to keep their family afloat after a disaster.

Why a Lipscomb County Accident Isn’t “Just an Accident”

Many insurance adjusters will try to convince you that your crash was an “unfortunate accident” and that their “standard offer” is the best you can hope for. They are relying on your lack of specialized legal knowledge. Under Texas Civil Practice & Remedies Code § 16.003, you have a legal right to seek compensation for injuries caused by another’s negligence, but that right is protected by a strict two-year statute of limitations.

Wait—what if the driver who hit you was a city employee in Follett or a county worker for Lipscomb? The rules change instantly. Under the Texas Tort Claims Act (TTCA), specifically Tex. Civ. Prac. & Rem. Code § 101.101, you must provide formal notice of your claim within six months—and some local municipal charters have even shorter windows. If you miss that notice deadline, your case is barred forever, regardless of the two-year statute of limitations.

We investigate every possible pathway for recovery. This includes:

• Liability Insurance: From the at-fault driver’s policy.
• UM/UIM Coverage: Uninsured or Underinsured Motorist coverage from your own policy (critical when the other driver only carries the Texas 30/60/25 minimum).
• PIP (Personal Injury Protection): Immediate no-fault medical and wage coverage.
• Commercial Towers: Multi-million dollar policies and the MCS-90 endorsement for 18-wheeler crashes.
• Dram Shop Liability: If the driver who hit you was over-served at a local bar or restaurant, under Tex. Alc. Bev. Code § 2.02.

If you’ve been hurt, don’t wait for the insurance company to “do the right thing.” They have a team of lawyers working to protect their profits. You need Ralph Manginello and our team of former insurance insiders to protect you. Call 1-888-288-9911 now for a free, no-obligation consultation.

THE INSURANCE INDUSTRY’S PLAYBOOK: WHAT THEY DON’T WANT YOU TO KNOW

In Lipscomb County, we often see a specific type of predatory behavior from insurance carriers. They assume that because you live in a rural area, you may not have immediate access to specialized trial lawyers who handle multi-million dollar litigation. They will send an adjuster to your home in Higgins or Darrouzett within 48 hours of the crash, offering a “quick check” of $1,000 or $2,500 in exchange for a full release.

Do not sign anything. That signature ends your case. If you discover a week later that your “sore neck” is actually a C5-C6 cervical disc herniation requiring surgery, that “quick check” won’t even cover the co-pay for your first specialist visit.

Understanding MIST and Carrier Protocols

Most people believe their claim is being evaluated by a human being who cares about their recovery. In reality, modern insurance claims are handled by algorithms designed to minimize payouts. Lupe Peña, our former insurance defense specialist, has seen these programs from the inside.

• Allstate’s CCPR (Casualty Claim Process Re-engineering): This protocol, influenced by McKinsey consultants, triages “low-impact” claims into a “denial track” regardless of the victim’s pain.
• State Farm’s ACE Protocol: A similar system used to flag claims for lowball offers based on photographic damage to the vehicle rather than the biomechanical reality of the occupant’s body.
• The Biomechanical Defense: Carriers often hire “independent” engineers (like those at Exponent or Rimkus) to testify that a low-speed crash simply could not cause the injury you “claim” to have.

We counter these tactics using the “Eggshell Plaintiff” doctrine, established by Texas cases like Coates v. Whittington. We prove that even if you had a pre-existing condition, the negligence of the other driver is 100% responsible for the symptomatic worsening of your health. Because we have Lupe Peña on our team, we know exactly which questions to ask the adjuster to reveal they are using a biased algorithm rather than actually reviewing your medical records.

As Donald Wilcox, another one of our clients, shared: “One company said they would not accept my case. Then I got a call from Manginello and they said that they would take it. And in the next few months I got a call to come pick up this handsome check.” Results like these happen because we don’t back down when the insurance companies say “no.”

THE FULL SPECTRUM OF LIPSCOMB COUNTY MOTOR VEHICLE ACCIDENTS

Whether your accident happened in a parking lot or on a major highway, the specifics of the impact dictate the legal strategy. We cover every type of MVA in Lipscomb County:

1. Rear-End Collisions: The “Wright” Presumption

Under Texas law and the landmark case Wright v. McAdams Lumber Co., there is a strong presumption that the rear-driver is at fault in a rear-end collision. Tex. Transp. Code § 545.062 requires every operator to maintain an “assured clear distance” from the vehicle ahead.

If you were rear-ended at a stop sign in Follett or while waiting for a turn in Higgins, the insurer might still try to blame you for a “sudden stop.” We rebut this using EDR (Event Data Recorder) data—the “black box” in modern cars—to prove your stop was reasonable and the defendant was simply distracted or speeding.

2. 18-Wheeler & Oilfield Truck Crashes (FMCSA)

Lipscomb County sits on the Anadarko Basin. This means heavy traffic from Class 8 tractors and oilfield service trucks. When an 80,000-pound truck hits a 4,000-pound passenger car, the physics are deadly. Kinetic energy is calculated as KE = ½mv². Because a truck has 20 times the mass of your car, it carries roughly 16 times the destructive energy at the same speed.

These cases are governed by the Federal Motor Carrier Safety Administration (FMCSA) regulations:

• 49 CFR § 395: Hours of Service (HOS) rules meant to prevent drowsy driving.
• 49 CFR § 391: Driver qualification requirements.
• 49 CFR § 382: Mandatory drug and alcohol testing after a crash.

If you are hit by a commercial truck, we send a 7-day spoliation letter immediately. If we don’t, the trucking company can legally overwrite the ELD (Electronic Logging Device) data that proves the driver was speeding or over their legal driving hours. Ralph Manginello’s experience in Federal Court (Southern District of Texas) is vital here, as commercial cases are frequently removed to federal court where the rules are stricter.

3. Distracted Driving & Texting

Under Tex. Transp. Code § 545.4251, texting while driving is banned statewide. If the driver who hit you was manipulation their phone, they are “per se” negligent. We subpoena cell phone provider records (Verizon, AT&T, T-Mobile) and social media timestamps (Snapchat, TikTok, Meta) to prove they were more interested in their screen than your safety. Jennifer Neitz, a client of ours, summed it up: “I was rear-ended by a driver who believed his phone was more important than anyone else’s safety!” We make them pay for that choice.

4. Drunk Driving & Dram Shop Liability

Lipscomb County families deserve safe roads. If a drunk driver hits you, we don’t just sue the driver. We look at where they were drinking. Under Tex. Alc. Bev. Code § 2.02, a bar or restaurant that serves an “obviously intoxicated” person who then causes a crash can be held liable. This opens up a second layer of insurance, ensuring you aren’t limited to the drunk driver’s likely small policy.

TEXAS SUBSTANTIVE LAW: THE FRAMEWORK WE USE TO WIN

We are not just “settlement lawyers.” We are trial advocates who understand the Texas Civil Practice and Remedies Code inside and out.

Modified Comparative Fault (§ 33.001)

Texas follows the “51% Bar” rule. If a jury finds you are more than 50% responsible for the crash, you recover zero. If you are 50% or less responsible, your recovery is reduced by your percentage of fault.

• Example: A jury awards $100,000 but finds you 20% at fault because one of your brake lights was out. You collect $80,000.
  We work to keep your fault at 0% by meticulously reconstructing the accident.

The “Paid or Incurred” Rule (Haygood v. de Escabedo)

One of the most complex parts of Texas law is Tex. Civ. Prac. & Rem. Code § 41.0105. It limits your recovery of medical expenses to what was actually paid by insurance, not what the hospital billed.

• Example: You have a $50,000 hospital bill. Your health insurance pays $12,000 and the hospital “writes off” the rest. Under the Haygood ruling, the jury only sees the $12,000.
  This is why you need a lawyer who knows how to maximize other damage categories like physical impairment, mental anguish, and lost earning capacity to offset this statutory limitation.

Punitive Damages and Gross Negligence (§ 41.008)

In cases of extreme misconduct—like a drunk driver or a trucking company that knowingly sends an unqualified driver onto Hwy 60—we pursue punitive damages. While there are often caps on these awards under § 41.008, those caps are REMOVED if the defendant is convicted of certain felonies, including Intoxication Manslaughter or Intoxication Assault.

UNDERSTANDING YOUR INJURIES: A MEDICAL TAXONOMY

In Lipscomb County, where the nearest trauma surgeon might be a Life Flight away, documenting your injuries immediately is the difference between a $10,000 settlement and a $1,000,000 recovery.

Traumatic Brain Injury (TBI) and Concussion

Many victims think if they didn’t “black out” (lose consciousness), they don’t have a brain injury. This is technically and medically false. Mild Traumatic Brain Injury (mTBI) can occur from a “coup-contrecoup” mechanism where the brain strikes the inside of the skull.

• Symptoms: Memory loss, “brain fog,” changes in personality, light sensitivity, or persistent vertigo.
  Our firm has recovered TBI settlements in the $1.5M to $9.8M range (past results do not guarantee future outcomes). We work with neuropsychologists to use objective testing like ImPACT or C3 Logix to prove your brain injury is real.

Spinal Cord & Disc Injuries

The most common injury in a Lipscomb County MVA is a cervical (neck) or lumbar (back) disc injury.

• C5-C6 / C6-C7: These are the primary sites for whiplash-related herniations.
  If your pain radiates into your arms (radiculopathy) or down your legs (sciatica), you likely have a disc injury. We ensure you get a high-strength 3.0T MRI, which provides better detail than the older machines found in rural clinics, making your injury undeniable to the insurance adjuster.

MONEY MATH: WHAT IS YOUR LIPSCOMB COUNTY CASE WORTH?

We believe in transparency. When we evaluate a case, we don’t just “guess.” We look at:

1. Economic Damages:
   • Past medical bills (Paid-or-Incurred under § 41.0105).
   • Future medical care (Life Care Plan).
   • Lost wages and Loss of Earning Capacity (what you could have earned if you weren’t hurt).
2. Non-Economic Damages:
   • Physical Pain: The actual physical suffering.
   • Mental Anguish: The PTSD and emotional trauma.
   • Physical Impairment: The loss of the ability to enjoy hobbies, ranching, or playing with your kids.
   • Disfigurement: Compensation for scarring.

Concrete Example of the “Prompt Pay” Hammer

In Texas, we have a secret weapon: the Texas Prompt Payment of Claims Act (Ins. Code Ch. 542). If your own insurance company (for PIP or UIM claims) misses certain deadlines to pay your claim, they owe you 18% interest per year plus your attorney fees under § 542.060.

• Math: If your carrier owes you $100,000 and delays for one year in violation of the statute, they owe you $118,000 plus attorney fees. Our firm has Lupe Peña, who used to train adjusters on how to avoid these penalties. Now, he uses them to force the carrier to the table.

YOUR ACTION PLAN FOR LIPSCOMB COUNTY

If you’ve just been in a crash, follow these steps to protect your rights:

1. Call 911: Ensure the Texas Peace Officer’s Crash Report (CR-3) is generated.
2. Take Photos: Capture the Resting positions of the vehicles on the road—this is vital for accident reconstruction.
3. Decline the Recorded Statement: You are NOT required by law to give a recorded statement to the other driver’s insurance. They want to trap you.
4. See a Doctor within 72 Hours: A gap in treatment is the #1 way carriers deny claims. Even if you “feel okay” today, get checked out.
5. Preserve Evidence: For commercial crashes, call us within 7 days so we can send a formal spoliation letter.

Frequently Asked Questions (FAQs)

Q: Can I still recover if I wasn’t wearing a seatbelt?
A: Yes. Under current Texas law, failure to wear a seatbelt can be considered in the comparative-fault analysis, but it does not bar your claim unless it was the primary cause of your death or injury, which is rare.

Q: What if the other driver has no insurance?
A: We immediately look to your Uninsured Motorist (UM) coverage. If you didn’t reject it in writing, you have it by law in Texas.

Q: How much does it cost to hire you?
A: Zero dollars upfront. We work on a contingency fee (33.3% pre-trial / 40% trial). If we don’t recover money for you, you owe us nothing—including the thousands we spend on experts and investigation.

Q: Why don’t I just use a local lawyer in the Panhandle?
A: You can, but ask them this: “Have you ever tried a case against Amazon or BP?” “Do you have an attorney on staff who used to work for the insurance companies?” We provide the firepower of a statewide trial firm with the personal attention of family.

CONTACT THE MANGINELLO LAW FIRM TODAY

Don’t let an insurance adjuster in a glass office in San Antonio or Dallas decide what your family’s future is worth. You need a fighter with federal court experience and million-dollar results.

Call 1-888-ATTY-911 (1-888-288-9911) anytime, 24/7.
Local Houston Office: 1177 West Loop South, Suite 1600, Houston, TX 77027
Email: ralph@atty911.com | lupe@atty911.com

Para una consulta gratis en español, pregunte por Lupe Peña. Estamos listos para pelear por usted.

SPANISH VERSION FOLLOWS

Abogados de Accidentes de Auto en el Condado de Lipscomb: Attorney 911 / The Manginello Law Firm

Si usted ha estado involucrado en un accidente de vehículo de motor en un tramo remoto de la Carretera 60 o mientras navegaba por las intersecciones de Booker o Higgins, el silencio del Panhandle de Texas puede sentirse abrumador de repente. En los segundos posteriores a un impacto—ya sea una colisión a alta velocidad con un camión de servicio de campo petrolero o un choque por detrás en un camino rural—su vida cambia de una rutina normal a un estado de crisis médica y financiera.

En Attorney 911 / The Manginello Law Firm, reconocemos que un accidente en el Condado de Lipscomb conlleva desafíos únicos que los bufetes de las grandes ciudades a menudo no comprenden. Usted se enfrenta a largos tiempos de traslado a centros de trauma en Amarillo o Lubbock, a las tácticas agresivas de los ajustadores de seguros que piensan que los reclamantes de zonas rurales son un objetivo fácil, y a la compleja realidad de compartir la carretera con vehículos comerciales de 80,000 libras que sirven a la Cuenca de Anadarko.

Desde 1998, nuestro socio gerente, Ralph Manginello, ha luchado por los derechos de los tejanos heridos. Con más de 27 años de experiencia y admisión en el Tribunal de Distrito de los Estados Unidos para el Distrito Sur de Texas, Ralph ha construido una reputación por enfrentarse a los mayores demandados corporativos—incluyendo empresas de la lista Fortune 500 y entidades multinacionales como BP. Al llamarnos, no está acudiendo a un servicio de referencia; está obteniendo un equipo probado en juicios que recupera acuerdos multimillonarios para víctimas de Lesión Cerebral Traumática (TBI), daños en la médula espinal y muerte injusta (wrongful death).

Lo que nos diferencia en el mercado legal del Condado de Lipscomb es nuestro conocimiento interno. Nuestro equipo incluye a Lupe Peña, un ex abogado de defensa de seguros. Lupe pasó años al otro lado de la mesa, defendiendo a las mismas compañías que ahora están tratando de minimizar su reclamo. Él conoce sus protocolos internos “MIST” (Lesiones de Tejido Blando de Menor Impacto), conoce sus algoritmos de liquidación y sabe cómo romper su libro de estrategias. Utilizamos esa información privilegiada para asegurar que usted reciba hasta el último centavo que se merece.

Hablamos Español. Lupe Peña proporciona representación nativa para nuestros vecinos del Condado de Lipscomb, asegurando que el idioma nunca sea una barrera para la justicia. Ya sea que haya resultado herido en un choque menor o se enfrente a la pérdida catastrófica de un ser querido, llámenos las 24 horas del día, los 7 días de la semana al 1-888-ATTY-911. Trabajamos con base en honorarios de contingencia: usted no paga nada a menos que ganemos.

La Realidad de los Choques en el Condado de Lipscomb y el Panhandle de Texas

El Condado de Lipscomb, situado en la esquina noreste del Panhandle de Texas, presenta un entorno de conducción caracterizado por vastas distancias, tráfico pesado de camiones industriales y cambios climáticos extremos. Aunque nuestra población es menor que la de los centros urbanos como Houston o Dallas, la gravedad de los accidentes aquí suele ser mayor debido a las velocidades de desplazamiento y a la masa de los vehículos involucrados.

De acuerdo con conforme al Tex. Civ. Prac. & Rem. Code § 16.003 (que establece el plazo de prescripción de dos años para reclamos de lesiones personales en Texas), es crucial actuar rápido. En el Condado de Lipscomb, un “choque menor” rara vez es solo cosmético. Debido a que no hay centros de trauma de Nivel I dentro del condado, una lesión que requiere atención avanzada a menudo implica un vuelo de Life Flight o un transporte en ambulancia de varias horas.

Como dijo uno de nuestros clientes, Chad Harris: “Usted NO es una molestia para ellos ni simplemente un cliente más atrapado entre otros casos. Usted es FAMILIA para ellos y ellos protegen y luchan por usted como tal.”

¿Por qué un accidente en el Condado de Lipscomb no es “solo un accidente”?

Muchos ajustadores de seguros tratarán de convencerlo de que su choque fue un “lamentable accidente”. Bajo el Código de Práctica Civil y Remedios de Texas, usted tiene el derecho legal de buscar compensación por las lesiones causadas por la negligencia de otro.

Si el conductor que lo golpeó era un empleado de la ciudad en Follett o un trabajador del condado para Lipscomb, las reglas cambian instantáneamente. Conforme al Tex. Civ. Prac. & Rem. Code § 101.101 (que rige la Ley de Reclamaciones por Agravios de Texas o TTCA), usted debe proporcionar una notificación formal de su reclamo en un plazo de seis meses (o menos, dependiendo del estatuto de la ciudad).

El Libro de Jugadas de las Aseguradoras: Lo que no quieren que sepa

Lupe Peña, nuestro especialista en defensa de seguros, ha visto estos programas desde adentro. Las aseguradoras usan programas como “CCPR” de Allstate o “ACE” de State Farm para dar ofertas ridículamente bajas basándose solo en las fotos del auto, ignorando su dolor real.

Nosotros combatimos estas tácticas usando la doctrina del “Demandante de Cáscara de Huevo” (Eggshell Plaintiff), establecida por el caso Coates v. Whittington. Probamos que incluso si usted tenía una condición previa, la negligencia del otro conductor es 100% responsable del empeoramiento de su salud.

Tipos de Accidentes que Manejamos en Lipscomb

• Choques por Detrás (Rear-End): Usamos la presunción de Wright v. McAdams Lumber Co. para culpar al conductor de atrás. Conforme al Tex. Transp. Code § 545.062 (que obliga a mantener una distancia de seguridad), el conductor que golpea por detrás es casi siempre responsable.
• Accidentes de Camiones de 18 Ruedas y Campos Petroleros: Manejamos las regulaciones de la FMCSA (49 CFR § 395 sobre horas de servicio). Si un camión de servicio de la Cuenca de Anadarko lo golpeó, necesitamos enviar una carta de preservación de evidencia en menos de 7 días.
• Conductores Distraídos: Subpoenamos los registros de celular para probar que el conductor estaba texteando, violando el Tex. Transp. Code § 545.4251.
• Responsabilidad de Bares (Dram Shop): Si un conductor ebrio lo golpeó, demandamos al bar que le sirvió alcohol cuando ya estaba visiblemente borracho, bajo el Tex. Alc. Bev. Code § 2.02.

Leyes de Texas: Cómo Ganamos su Caso

• Responsabilidad Proporcional (§ 33.001): Texas tiene la regla del “Bar de 51%”. Si usted tiene más del 50% de la culpa, no recupera nada. Nosotros luchamos para que su culpa sea 0%.
• Regla de Pagado o Incurrido (Haygood v. de Escabedo): Conforme al Tex. Civ. Prac. & Rem. Code § 41.0105 (que limita el cobro de gastos médicos a lo realmente pagado), maximizamos otras categorías como dolor y sufrimiento para que usted reciba lo justo.
• Intereses del 18% por Retraso (Prompt Pay): Conforme al Tex. Ins. Code § 542.060 (que penaliza a las aseguradoras que tardan en pagar), si su propia aseguradora de UM o UIM se retrasa más de 60 días, le deben el reclamo más un 18% de interés anual más honorarios de abogado.

Su Plan de Acción en Lipscomb

1. Llame al 911: Asegure el reporte policial (CR-3).
2. Tome Fotos: De las posiciones de los autos y del lugar del choque.
3. No dé declaraciones grabadas: A la aseguradora del otro conductor.
4. Vea a un médico en 72 horas: No deje pasar el tiempo.
5. Llámenos al 1-888-ATTY-911: Antes de que las pruebas desaparezcan.

Llame ahora al 1-888-288-9911 para una consulta gratis. No cobramos nada a menos que usted gane dinero. Ralph Manginello y Lupe Peña están listos para defender a su familia en el Panhandle.

Oficina Principal: Houston, Texas.
Resultados pasados no garantizan resultados futuros. Cada caso es único.

—ZQ—

FAQ: Preguntas Frecuentes sobre Accidentes en Lipscomb County

1. ¿Cuánto tiempo tengo para presentar una demanda en Texas?
Conforme al Tex. Civ. Prac. & Rem. Code § 16.003 (estatuto de limitaciones de Texas), usted tiene dos años a partir de la fecha del accidente. Sin embargo, si el demandado es una entidad gubernamental, el plazo para la notificación es mucho más corto, generalmente seis meses bajo la sección § 101.101.

2. ¿Qué es el “pago o incurrido” bajo la sección 41.0105?
Esta ley de Texas, interpretada por el caso Haygood v. de Escabedo, significa que usted solo puede cobrar al demandado lo que su seguro médico realmente pagó al doctor, no lo que el doctor facturó originalmente. Esto reduce las reclamaciones médicas, por lo que es vital que su abogado sepa presentar daños por dolor físico e impedimento para compensar esta pérdida.

3. ¿Me pueden ayudar si el accidente fue con un camión de una compañía petrolera?
Sí. De hecho, estos son los casos en los que más experiencia tenemos. Aplicamos las reglas federales de FMCSA (49 CFR) y examinamos los registros de la bitácora electrónica del conductor para probar fatiga o exceso de velocidad.

4. ¿Qué pasa si el otro conductor no tenía seguro?
Si usted tiene cobertura de Conductor No Asegurado (UM) en su propia póliza, esa cobertura se convierte en su “salvavidas”. Conforme al Tex. Ins. Code § 1952.151, su aseguradora debe ofrecerle esta protección a menos que usted la rechace por escrito.

5. ¿Por qué necesito a Ralph Manginello y su equipo?
Usted necesita a alguien que no tenga miedo de llevar el caso a juicio. Muchos abogados aceptan la primera oferta baja de la aseguradora. Nosotros usamos el conocimiento de Lupe Peña (ex defensa de seguros) y los 27 años de experiencia en juicios de Ralph para forzar a la aseguradora a pagar el valor real.

Llame al 1-888-ATTY-911 las 24/7. Su consulta es gratis y hablamos su idioma.