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Palestine Car & Truck Accident Attorneys | 18-Wheelers, Commercial Trucks, Rideshare & Hit-and-Run | Former Insurance Defense — We Know Their Playbook | $2.5M Case Results | Attorney911 — The Firm Insurers Fear | US-79, US-84 & All East Texas Highways | Se Habla Español | 1-888-ATTY-911

Motor Vehicle Accident Lawyers in Palestine, Texas

If you’ve been injured in a car accident in Palestine, Texas, you’re not alone. Every year, thousands of Texans suffer injuries in motor vehicle crashes—many right here in Anderson County. At Attorney911, we understand the physical, emotional, and financial toll an accident can take. Our experienced team, led by Ralph Manginello with over 25 years of legal expertise, is here to fight for the compensation you deserve.

The Reality of Car Accidents in Palestine, Texas

Texas sees a motor vehicle crash every 57 seconds, resulting in one injury every 2 minutes and 5 seconds. In 2024 alone, over 251,977 people were injured in Texas crashes. Here in Palestine and Anderson County, accidents happen on our local roads, highways, and even in parking lots. Whether you were rear-ended on Loop 256, involved in a collision at the intersection of FM 321 and US-287, or struck by a distracted driver on FM 1990, you need an attorney who knows Palestine and understands Texas law.

Common Causes of Accidents in Palestine, Texas

  • Distracted driving (texting, phone use, eating)
  • Speeding and reckless driving
  • Failure to yield right of way
  • Drunk or drugged driving
  • Poor weather conditions
  • Vehicle malfunctions
  • Fatigued driving

Why Choose Attorney911 for Your Palestine, Texas Accident Case?

At Attorney911, we’re more than just lawyers—we’re your neighbors and advocates. Our firm includes Lupe Peña, a former insurance defense attorney who knows exactly how insurance companies operate. This insider knowledge gives us a unique advantage in fighting for maximum compensation for our clients.

Our Palestine, Texas Car Accident Services

  • Comprehensive Case Evaluation: We’ll review your accident details and explain your legal options.
  • Insurance Negotiation: We handle all communications with insurance companies to protect your rights.
  • Medical Documentation: We work with local healthcare providers to document your injuries.
  • Evidence Collection: From police reports to witness statements, we gather all necessary evidence.
  • Legal Representation: If needed, we’ll file a lawsuit and represent you in Anderson County courts.

Common Injuries in Palestine, Texas Car Accidents

Car accidents can result in a wide range of injuries, from minor to life-altering. Some of the most common injuries we see in Palestine accident cases include:

  • Whiplash and neck injuries
  • Back injuries, including herniated discs
  • Broken bones and fractures
  • Traumatic brain injuries (TBI)
  • Spinal cord injuries and paralysis
  • Internal organ damage
  • Cuts, bruises, and lacerations
  • Emotional trauma, including PTSD

The Importance of Immediate Medical Attention

After an accident in Palestine, it’s crucial to seek medical attention right away, even if you feel fine. Many injuries, such as whiplash or internal bleeding, may not show symptoms immediately. Delaying treatment can not only harm your health but also weaken your legal case. Insurance companies often use gaps in treatment to argue that injuries aren’t serious.

What to Do After a Car Accident in Palestine, Texas

Immediate Steps to Protect Your Rights

  1. Call 911: Report the accident and request medical assistance if needed.
  2. Document the Scene: Take photos of vehicle damage, injuries, and road conditions.
  3. Exchange Information: Get the other driver’s name, contact information, and insurance details.
  4. Talk to Witnesses: Collect names and contact information from any witnesses.
  5. Seek Medical Attention: Visit Palestine Regional Medical Center or your primary care physician.
  6. Call Attorney911: Before speaking to any insurance company, call 1-888-ATTY-911.

The 48-Hour Evidence Preservation Protocol

At Attorney911, we understand that evidence disappears quickly after an accident. That’s why we implement our 48-hour evidence preservation protocol for every Palestine case:

  • Surveillance Footage: We send preservation letters to local businesses to secure video evidence before it’s deleted (typically within 7-30 days).
  • Witness Statements: We interview witnesses while memories are fresh.
  • Vehicle Inspection: We document vehicle damage before repairs begin.
  • Accident Reconstruction: We work with experts to reconstruct the accident scene.

Understanding Texas Car Accident Laws

Texas Statute of Limitations

In Texas, you have 2 years from the date of your accident to file a personal injury lawsuit. This deadline is strict, and missing it could mean losing your right to compensation forever. Don’t wait—contact Attorney911 today.

Texas Comparative Negligence Rule

Texas follows a modified comparative negligence rule. This means:

  • If you’re 50% or less at fault, you can recover damages (reduced by your percentage of fault).
  • If you’re 51% or more at fault, you cannot recover any damages.

Insurance companies often try to assign maximum fault to victims. Our experienced Palestine car accident lawyers know how to counter these tactics and protect your rights.

Texas Minimum Insurance Requirements

Texas law requires drivers to carry minimum insurance coverage:

  • $30,000 for bodily injury per person
  • $60,000 for bodily injury per accident
  • $25,000 for property damage

However, many drivers carry only the minimum coverage, which may not be enough to cover your damages. That’s why uninsured/underinsured motorist (UM/UIM) coverage is so important.

Types of Motor Vehicle Accidents We Handle in Palestine, Texas

Car Accidents

Car accidents are the most common type of motor vehicle accident in Palestine. Whether it’s a rear-end collision on Loop 256, a T-bone accident at the intersection of US-79 and FM 322, or a single-vehicle crash on FM 1990, we can help.

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

Client Testimonial:

“I was rear-ended and the team got right to work…I also got a very nice settlement.” – MONGO SLADE

18-Wheeler and Trucking Accidents

Trucking accidents often result in catastrophic injuries due to the size and weight of commercial vehicles. Palestine is located near major highways like US-287 and I-45, making trucking accidents a significant concern for our community.

Texas Trucking Accident Statistics (2024):

  • 39,393 commercial motor vehicle crashes
  • 608 trucking fatalities
  • 1,601 serious injuries
  • Texas accounts for 11% of all fatal truck crashes nationwide

Why Trucking Cases Are Different:

  • Multiple liable parties (driver, trucking company, cargo loader, manufacturer)
  • Higher insurance limits ($750,000 to $5,000,000+)
  • Federal regulations (FMCSA) apply
  • Complex evidence (ELD data, black boxes, driver logs)

“At Attorney911, our personal injury attorneys have helped numerous injured individuals and families facing trucking-related wrongful death cases recover millions of dollars in compensation.” – Attorney911 Case Result

Drunk Driving Accidents

Drunk driving is a serious problem in Texas. In 2024, alcohol-impaired driving caused 1,053 deaths—25.37% of all traffic fatalities in the state.

Texas Dram Shop Law (TABC § 2.02):
Bars, restaurants, and other establishments can be held liable if they serve alcohol to an obviously intoxicated person who then causes an accident. Signs of obvious intoxication include:

  • Slurred speech
  • Bloodshot or glassy eyes
  • Unsteady gait or stumbling
  • Impaired coordination
  • Aggressive or erratic behavior

Our Experience with Drunk Driving Cases:
Ralph Manginello’s membership in the Harris County Criminal Lawyers Association (HCCLA) gives us unique insight into both the criminal and civil aspects of drunk driving cases. We’ve successfully handled numerous DWI-related accident cases, including those with dram shop liability claims.

Motorcycle Accidents

Motorcycle accidents often result in severe injuries due to the lack of protection for riders. In 2024, Texas saw 585 motorcyclist fatalities, with 37% of those killed not wearing helmets.

Texas Motorcycle Helmet Law:

  • Required for all riders under 21
  • Riders 21+ may ride without a helmet if they:
    • Have completed an approved motorcycle safety course, OR
    • Have at least $10,000 in medical insurance coverage

Common Causes of Motorcycle Accidents in Palestine:

  • Failure to yield right of way
  • Driver inattention or distraction
  • Unsafe lane changes
  • Left-turn accidents
  • Speeding or reckless driving

Insurance Company Tactics in Motorcycle Cases:
Insurance companies often try to blame motorcyclists for accidents. Lupe Peña, our former insurance defense attorney, knows these tactics inside and out. He spent years making these arguments for insurance companies—now he uses that knowledge to fight for victims.

Pedestrian Accidents

Pedestrians are among the most vulnerable road users. In 2024, Texas saw 6,095 pedestrian crashes, resulting in 768 fatalities. While pedestrians account for only 1% of all crashes, they represent 19% of all roadway deaths.

Pedestrian Right-of-Way in Texas:
Pedestrians always have the right-of-way at intersections, even at unmarked crosswalks. This is a critical point that many drivers—and insurance companies—don’t understand.

Common Injuries in Pedestrian Accidents:

  • Traumatic brain injuries
  • Spinal cord injuries and paralysis
  • Broken pelvis and legs
  • Internal organ damage
  • Fatalities

Rideshare Accidents (Uber/Lyft)

Rideshare accidents present unique legal challenges due to the complex insurance coverage involved. The amount of coverage available depends on what the rideshare driver was doing at the time of the accident.

Rideshare Insurance Phases:

Phase Driver Status Coverage Available
Period 0 – Offline App off, personal use Personal insurance only (TX minimum: 30/60/25)
Period 1 – Waiting App on, no ride request Contingent coverage: $50K/$100K/$25K
Period 2 – Accepted Ride accepted, en route to pickup Full commercial: $1,000,000 liability
Period 3 – Transporting Passenger in vehicle Full commercial: $1,000,000 liability

Who Can Be Injured in Rideshare Accidents:

  • 21% Riders
  • 21% Drivers
  • 58% Third parties (other drivers, pedestrians)

Hit and Run Accidents

Hit and run accidents are unfortunately common. Nationally, someone is involved in a hit-and-run accident every 43 seconds. In Texas, hit and run can result in serious criminal penalties:

Severity Charge Penalty
Death 2nd Degree Felony 2-20 years prison, up to $10K fine
Serious Bodily Injury 3rd Degree Felony 2-10 years prison, up to $10K fine
Minor Injury State Jail Felony Up to 5 years, up to $5K fine
Property Damage ≥$200 Class B Misdemeanor Up to 6 months jail, up to $2K fine

UM/UIM Coverage is Critical:
If you’re the victim of a hit and run in Palestine, your own Uninsured Motorist (UM) coverage can compensate you when the at-fault driver is unidentified.

Other Types of Accidents We Handle

  • Bicycle Accidents: 78 cyclist fatalities in Texas in 2024
  • Bus Accidents: 1,110 bus accidents in Texas in 2024
  • Work Zone Accidents: Nearly 28,000 crashes in Texas work zones in 2024
  • Distracted Driving Accidents: 380 deaths in Texas in 2024
  • Weather-Related Accidents: Rain, ice, and fog contribute to many accidents
  • Intersection Accidents: 1,050 deaths at intersections in Texas
  • E-Scooter/E-Bike Accidents: Growing concern in Texas communities

Proving Liability in Your Palestine, Texas Accident Case

To win your case, we must prove that the other party was negligent. This requires establishing four elements:

  1. Duty of Care: The other driver had a legal obligation to operate their vehicle safely.
  2. Breach of Duty: The other driver violated that duty through action or inaction.
  3. Causation: The breach of duty directly caused your injuries.
  4. Damages: You suffered actual harm (physical, financial, emotional).

Types of Evidence We Use

  • Physical Evidence: Vehicle damage, skid marks, road conditions
  • Documentary Evidence: Police reports, medical records, witness statements
  • Electronic Evidence: ELD data, black box recordings, GPS data
  • Testimonial Evidence: Witness statements, expert testimony

Multiple Liable Parties

In many cases, more than one party may be responsible for your injuries. For example:

  • In trucking accidents: the driver, trucking company, cargo loader, and manufacturer
  • In rideshare accidents: the driver, rideshare company, and other at-fault drivers
  • In drunk driving accidents: the driver, bar/restaurant, and liquor store

More liable parties mean more insurance policies available to compensate you.

Damages You Can Recover in a Palestine, Texas Accident Case

Economic Damages (No Cap in Texas)

  • Medical Expenses (Past and Future): Hospital bills, doctor visits, physical therapy, medications, medical equipment
  • Lost Wages: Income lost from the date of the accident to the present
  • Lost Earning Capacity: Reduced ability to earn income in the future
  • Property Damage: Vehicle repair or replacement, personal property
  • Out-of-Pocket Expenses: Transportation to medical appointments, home modifications, household help

Non-Economic Damages (No Cap Except Medical Malpractice)

  • Pain and Suffering: Physical pain from injuries, both past and future
  • Mental Anguish: Emotional distress, anxiety, depression, fear, PTSD
  • Physical Impairment: Loss of physical function, disability, limitations
  • Disfigurement: Scarring, permanent visible injuries affecting appearance
  • Loss of Consortium: Impact on marriage/family relationships
  • Loss of Enjoyment of Life: Inability to participate in activities you previously enjoyed

Punitive/Exemplary Damages (Capped)

Available for gross negligence, fraud, or malice. Common in drunk driving cases. Capped at the greater of:

  • $200,000, OR
  • 2x economic damages + 1x non-economic damages (capped at $750,000 for non-economic portion)

Insurance Company Tactics and How We Counter Them

Insurance companies are not on your side. Their goal is to pay you as little as possible. Lupe Peña, our former insurance defense attorney, knows all their tactics because he used them for years. Now, he uses that knowledge to fight for you.

Tactic #1: Quick Contact & Recorded Statement

What They Do:
Within hours of your accident, insurance adjusters will contact you—often while you’re still in the hospital or on pain medication. They’ll act friendly and helpful, saying things like:

  • “We just want to help you”
  • “We need your side of the story”
  • “This is routine, everyone does this”
  • “It’ll only take a few minutes”

What They’re Really Doing:
They’re building a case against you with leading questions designed to minimize your injuries and shift blame.

How We Counter:
We handle all communications with insurance companies. You don’t have to talk to them at all. We know their questions because Lupe asked them for years.

Tactic #2: Quick Settlement Offer

What They Do:
Within days or weeks, insurance companies often offer quick money—typically $2,000-$5,000. They create artificial urgency, saying things like:

  • “This offer expires in 48 hours”
  • “I can only get approval for this amount right now”
  • “Take it or leave it”

The Trap:
You don’t know the full extent of your injuries yet. If you accept their offer and later need surgery, you can’t go back for more money.

How We Counter:
We never settle before you’ve reached Maximum Medical Improvement (MMI). We know these offers are always lowball—Lupe calculated them for years.

Tactic #3: “Independent” Medical Exam (IME)

What They Call It:
“Independent Medical Examination” (IME)

What It Really Is:
An exam by a doctor hired and paid by the insurance company to minimize your injuries.

How They Choose IME Doctors:
Insurance companies select doctors based on who gives them favorable reports, not who’s most qualified.

What Happens at the IME:

  • 10-15 minute “examination”
  • Rarely review your complete medical records
  • Ask questions designed to elicit “I’m feeling better” responses
  • Look for any reason to minimize your injuries

Common IME Doctor Findings:

  • “Patient has pre-existing degenerative changes”
  • “Injuries consistent with minor trauma”
  • “Patient can return to full duty work”
  • “Treatment has been excessive”
  • “Subjective complaints out of proportion to objective findings”

How We Counter:

  • We prepare you extensively before the exam
  • We send complete medical records to the IME doctor first
  • We challenge biased IME reports with our own medical experts
  • Lupe knows these specific doctors and their biases—he hired them for years

Tactic #4: Delay and Financial Pressure

What They Do:
They drag out your case, saying things like:

  • “Still investigating your claim”
  • “Waiting for medical records”
  • “Reviewing your file”
  • “Need additional information”

Why Delay Works:
While they delay, you face mounting bills, no income, and financial desperation. This pressure makes you more likely to accept a lowball offer.

How We Counter:

  • We file lawsuits to force deadlines
  • We set depositions to compel them to produce witnesses
  • We prepare for trial to show we’re serious
  • Lupe understands delay tactics because he used them

Tactic #5: Surveillance and Social Media Monitoring

What They Do:
Insurance companies hire private investigators to:

  • Video you doing daily activities
  • Film you at home, stores, and appointments
  • Monitor all your social media accounts
  • Look for any activity that contradicts your injury claims

What They Monitor:

  • Facebook: Posts, photos, check-ins, comments
  • Instagram: Stories, reels, posts, tagged photos
  • TikTok: Videos showing activity levels
  • LinkedIn: Employment status changes
  • Twitter/X: Tweets and activity
  • YouTube: Videos you post
  • Snapchat: Saved stories, public content

Advanced Techniques:

  • Facial recognition to find photos you’re tagged in
  • Geotagging data to track your location
  • Fake profiles to send friend requests
  • Archive services to preserve deleted content
  • Subpoenas to obtain “private” content

7 Rules for Our Clients:

  1. Make all social media profiles private immediately
  2. Don’t post about your accident, injuries, or activities
  3. Don’t check in anywhere
  4. Tell friends and family not to tag or post about you
  5. Don’t accept friend requests from strangers
  6. Stay off social media entirely during your case
  7. Assume everything is being monitored

“I’ve reviewed hundreds of surveillance videos and social media posts as a defense attorney. Here’s the truth: Insurance companies take innocent activity out of context. They freeze ONE frame of you moving ‘normally’ and ignore the 10 minutes of you struggling before and after. They’re not documenting your life—they’re building ammunition against you.” – Lupe Peña, Former Insurance Defense Attorney

Tactic #6: Comparative Fault Arguments

What They Do:
They try to assign you maximum fault to reduce their payment, saying things like:

  • “You were speeding”
  • “You weren’t paying attention”
  • “You could have avoided this”
  • “You were distracted”
  • “You contributed to this accident”

Why They Do This:
Texas’ 51% bar rule means:

  • If you’re 51% or more at fault, you get nothing
  • If you’re 50% or less at fault, your damages are reduced by your percentage

How We Counter:

  • We conduct thorough accident reconstructions
  • We interview witnesses to support your version
  • We analyze police reports for citations against the other driver
  • Lupe knows their fault arguments because he made them for years

Colossus: How Insurance Companies Really Value Your Claim

What Is Colossus?

Colossus is a claim valuation software used by major insurance companies like Allstate, State Farm, Liberty Mutual, and others. Adjusters input:

  • Injury codes
  • Treatment types
  • Medical costs
  • Lost wages
  • Jurisdiction

The software then outputs a recommended settlement range.

How Insurance Companies Manipulate Colossus

Injury Coding:
The same injury can be coded different ways:

  • “Soft tissue strain” (minor code) vs. “disc herniation” (serious code)
  • Same injury, different code = 50-100% difference in valuation

Why Lupe’s Experience Matters:

  • He knows how to present medical records to show true injury severity
  • He knows which medical terms trigger higher valuations
  • He knows when Colossus valuation is artificially low
  • He calculated these multipliers for years

Medical Knowledge: Understanding Your Injuries

Traumatic Brain Injury (TBI)

Immediate Symptoms:

  • Loss of consciousness
  • Confusion and disorientation
  • Vomiting and nausea
  • Seizures
  • Severe headache
  • Slurred speech

Delayed Symptoms:

  • Worsening headaches
  • Repeated vomiting
  • Seizures developing days later
  • Personality changes
  • Sleep disturbances
  • Sensitivity to light and noise

Severity Classifications:

  • Mild TBI / Concussion: Brief LOC, GCS 13-15
  • Moderate TBI: LOC minutes to hours, GCS 9-12
  • Severe TBI: Extended unconsciousness or coma, GCS 3-8

Long-Term Complications:

  • Chronic Traumatic Encephalopathy (CTE)
  • Post-Concussive Syndrome
  • Increased dementia risk
  • Personality and mood disorders
  • Seizure disorders

Spinal Cord Injury

Injury Levels and Impact:

Injury Level Characteristics
C1-C4 (High Cervical) Quadriplegia, possible ventilator dependence, 24/7 care required
C5-C8 (Low Cervical) Quadriplegia with some arm/hand function, wheelchair dependent
Thoracic (T1-T12) Paraplegia, wheelchair dependent, trunk control varies
Lumbar (L1-L5) Varying degrees of leg weakness/paralysis, may walk with assistive devices

ASIA Impairment Scale:

Grade Classification Prognosis
A Complete No motor or sensory function below injury
B Sensory Incomplete Sensory function but no motor function
C Motor Incomplete Motor function but most muscles <3/5 strength
D Motor Incomplete Motor function with most muscles ≥3/5 strength
E Normal Full motor and sensory function (recovered)

Secondary Complications:

  • Pressure sores
  • Respiratory complications (pneumonia)
  • Bowel and bladder dysfunction
  • Sexual dysfunction
  • Autonomic dysreflexia (life-threatening blood pressure crisis)
  • Depression

Amputation

Types:

  • Traumatic Amputation: Limb severed at accident scene
  • Surgical Amputation: Due to crush injuries or infections

Levels:

  • Above-Knee: More difficult, less mobility, more expensive prosthetics
  • Below-Knee: Better mobility potential
  • Upper Extremity: Arm, hand, fingers
  • Multiple Limbs: Exponentially more challenging

Phantom Limb Pain:

  • 80% of amputees experience phantom pain
  • Feeling pain in a limb that’s no longer there
  • Often permanent condition
  • Requires lifetime pain management

“In a recent case, our client’s leg was injured in a car accident. Staff infections during treatment led to a partial amputation. This case settled in the millions.” – Attorney911 Case Result

Why Choose Attorney911 for Your Palestine, Texas Accident Case?

1. Insurance Defense Insider Advantage

“Lupe Peña worked for a number of years at a national defense firm, learning firsthand how large insurance companies value claims.”

What This Means for Your Case:

  • We know their tactics because Lupe used them
  • We anticipate their strategies before they deploy them
  • We know how they value claims internally
  • We know which IME doctors they favor
  • We know how to beat their algorithms
  • We speak their language

No other firm in Palestine has this advantage.

2. Multi-Million Dollar Results

Attorney911 has recovered millions for victims of:

  • Brain injuries: “Multi-million dollar settlement for client who suffered brain injury with vision loss”
  • Amputations: “This case settled in the millions”
  • Trucking wrongful death: “Recovered millions of dollars in compensation”
  • Maritime injuries: “Significant cash settlement”

Our results prove we don’t settle cheap.

3. Federal Court Experience

Ralph Manginello is admitted to the U.S. District Court, Southern District of Texas.

Why This Matters:

  • Complex cases often end up in federal court
  • FMCSA trucking regulations are federal
  • Diversity jurisdiction for out-of-state defendants
  • Federal court requires different skills than state court

BP Explosion Litigation: “Our firm is one of the few firms in Texas to be involved in BP explosion litigation”

4. Personal Attention

What Clients Say:

“You are NOT a pest to them and you are NOT just some client…You are FAMILY to them.” – Chad Harris

“I never felt like ‘just another case’ they were working on.” – Ambur Hamilton

“Ralph reached out personally.” – Dame Haskett

“Consistent communication and not one time did i call and not get a clear answer.” – Dame Haskett

You work directly with Ralph or Lupe, not a case manager assembly line.

5. Contingency Fee – No Risk

“We don’t get paid unless we win your case.”

  • Free consultation
  • No upfront costs
  • No hourly billing
  • We advance all case costs
  • You pay nothing unless we recover for you

Frequently Asked Questions About Car Accidents in Palestine, Texas

Immediate After Accident

1. What should I do immediately after a car accident in Palestine, Texas?

If you’ve been in an accident in Palestine:

  • Call 911 and report the accident
  • Seek medical attention even if you feel fine (adrenaline masks injuries)
  • Document everything: photos of damage, injuries, scene
  • Exchange information with the other driver
  • Get witness names and phone numbers
  • Do NOT give a recorded statement to any insurance company
  • Call Attorney911: 1-888-ATTY-911

2. Should I call the police even for a minor accident?

Yes. Always call police. The police report is critical evidence. In Texas, you must report accidents with injuries, deaths, or property damage over $1,000.

3. Should I seek medical attention if I don’t feel hurt?

ABSOLUTELY. Many serious injuries don’t show symptoms immediately:

  • Traumatic brain injuries can take days to manifest
  • Internal bleeding may not be obvious
  • Herniated discs may not cause pain for weeks
  • Adrenaline masks pain at the scene

Insurance companies use delays in treatment against you. Get checked immediately.

4. What information should I collect at the scene?

  • Other driver: name, phone, address, driver’s license, insurance
  • Vehicle: make, model, color, license plate
  • Witnesses: names and phone numbers
  • Photos: all vehicle damage, injuries, road conditions, traffic signals
  • Police: officer name, badge number, report number

5. Should I talk to the other driver or admit fault?

  • Exchange information only
  • Do NOT discuss fault
  • Do NOT apologize or say “I’m sorry” (can be used as admission)
  • Do NOT give your opinion on what happened
  • Stick to facts only

6. How do I obtain a copy of the accident report?

In Palestine, you can obtain the police report from the Palestine Police Department or through the Texas Department of Transportation’s Crash Records Information System (CRIS).

Dealing with Insurance

7. Should I give a recorded statement to insurance?

To the other driver’s insurance: NO. Not without an attorney.
To your own insurance: You have a duty to cooperate, but call Attorney911 first. We can advise you.

8. What if the other driver’s insurance contacts me?

Say: “I need to speak with my attorney first.” Give only basic information (name, date of accident). Do NOT give a recorded statement. Do NOT discuss injuries or fault.

9. Do I have to accept the insurance company’s estimate?

No. Their estimate is just an offer. It’s usually far below actual value. Attorney911 fights for what your case is really worth.

10. Should I accept a quick settlement offer?

NEVER accept a settlement before knowing the full extent of your injuries. Once you sign a release, you cannot get more money even if you need surgery later.

11. What if the other driver is uninsured/underinsured?

Your own UM/UIM coverage can compensate you. Watch our video: “Uninsured & Underinsured Motorists” at https://www.youtube.com/watch?v=kWcNFyb-Yq8

12. Why does insurance want me to sign a medical authorization?

They want unlimited access to your ENTIRE medical history to find pre-existing conditions to use against you. Never sign without attorney review.

Legal Process

13. Do I have a personal injury case?

You may have a case if:

  • Someone else was at fault (even partially)
  • You suffered injuries or damages
  • There is insurance to recover from

Watch our video: “Do I Have a Good Case?” at https://www.youtube.com/watch?v=j-PMMP5Jims

14. When should I hire a car accident lawyer?

Immediately. Evidence disappears daily. Insurance companies start building their defense against you from day one. Call Attorney911: 1-888-ATTY-911

15. How much time do I have to file (statute of limitations)?

In Texas: 2 years from the date of the accident for personal injury, 2 years from the date of death for wrongful death. Miss it = case barred forever.

16. What is comparative negligence and how does it affect me?

Texas uses the 51% bar rule. If you’re 50% or less at fault, you can recover (reduced by your fault %). If 51%+ at fault, you get nothing.

Watch our video: “What Is Comparative Negligence?” at https://www.youtube.com/watch?v=agzHKY_v9l4

17. What happens if I was partially at fault?

You can still recover if you were 50% or less at fault. Your recovery is reduced by your percentage of fault.

18. Will my case go to trial?

Most cases settle before trial. But Attorney911 prepares every case AS IF it’s going to trial. That’s what gives us leverage.

Watch our video: “Will Your Case Go to Trial?” at https://www.youtube.com/watch?v=2Ed5AnmCMcc

19. How long will my case take to settle?

Depends on injury severity. We don’t settle until you’ve reached maximum medical improvement (MMI). Could be 6 months for minor injuries, 18-24 months for serious injuries.

20. What is the legal process step-by-step?

  1. Investigation and evidence gathering
  2. Medical treatment to MMI
  3. Demand letter to insurance
  4. Negotiation
  5. Lawsuit if necessary
  6. Discovery
  7. Mediation
  8. Trial if needed

Watch our video: “What Is the Process for a Personal Injury Claim?” at https://www.youtube.com/watch?v=XwzYymneDVs

Compensation

21. What is my case worth?

Depends on: injury severity, medical costs, lost wages, permanent impairment, pain and suffering, insurance available. Cases range from $15,000 (soft tissue) to millions (catastrophic injury).

22. What types of damages can I recover?

  • Medical expenses (past and future)
  • Lost wages and earning capacity
  • Pain and suffering
  • Mental anguish
  • Physical impairment
  • Disfigurement
  • Loss of enjoyment of life
  • Property damage

23. Can I get compensation for pain and suffering?

Yes. Pain and suffering is a significant component of personal injury cases in Texas. There is NO CAP on pain and suffering (except medical malpractice).

24. What if I have a pre-existing condition?

You can still recover if the accident aggravated or worsened your pre-existing condition. This is called the “eggshell plaintiff” rule.

25. Will I have to pay taxes on my settlement?

Generally, compensation for physical injuries is NOT taxable. Punitive damages ARE taxable. Consult a tax professional.

26. How is the value of my claim determined?

Based on: medical bills, future treatment costs, lost income, permanent impairment rating, comparable verdicts, severity of injuries, impact on daily life.

Attorney Relationship

27. How much do car accident lawyers cost?

Attorney911 works on a contingency fee basis: 33.33% before trial, 40% if trial. You pay nothing upfront. We don’t get paid unless we win.

Watch our video: “How Do Contingency Fees Work?” at https://www.youtube.com/watch?v=upcI_j6F7Nc

28. What does “no fee unless we win” mean?

You pay zero unless we recover money for you. If we don’t win, you owe us nothing. We advance all case costs.

29. How often will I get updates?

Attorney911 provides regular updates. As client Dame Haskett said: “Consistent communication and not one time did i call and not get a clear answer.”

30. Who will actually handle my case?

At Attorney911, you work directly with Ralph Manginello and Lupe Peña, not just paralegals. As Chad Harris said: “You are NOT just some client…You are FAMILY to them.”

31. What if I already hired another attorney?

You can switch. As client Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.”

Mistakes to Avoid

32. What common mistakes can hurt my case?

  • Giving a recorded statement without an attorney
  • Accepting a quick settlement
  • Delaying medical treatment
  • Gaps in treatment
  • Posting on social media
  • Signing releases or authorizations
  • Not documenting everything

Watch our video: “Client Mistakes That Can Ruin Your Case” at https://www.youtube.com/watch?v=r3IYsoxOSxY

33. Should I post about my accident on social media?

NO. Make all profiles private. Don’t post about the accident, injuries, or activities. Insurance monitors everything.

34. Why shouldn’t I sign anything without a lawyer?

Releases are PERMANENT. Medical authorizations give unlimited access. Settlement offers are binding. Once signed, you can’t undo it.

35. What if I didn’t see a doctor right away?

See one NOW. Explain you didn’t realize the severity of your injuries. Delayed symptoms are common. We can still help.

Additional Questions

36. What if I have a pre-existing condition?

You can still recover. If the accident AGGRAVATED your pre-existing condition, you’re entitled to compensation for the aggravation. The “eggshell plaintiff” rule means the defendant takes you as they find you. For example, if you had mild occasional back pain and the accident caused a herniated disc requiring surgery, you recover for the NEW injury, not just the pre-existing pain. We hire medical experts to prove the difference. Lupe knows how insurance attacks pre-existing conditions—he used this defense for years.

37. Can I switch attorneys if I’m unhappy with my current lawyer?

YES. You can fire your attorney at any time. If your attorney isn’t communicating, isn’t fighting for you, or is pushing you to settle cheap, you have the right to switch. Attorney911 has taken over many cases from other attorneys. As Greg Garcia said: “In the beginning I had another attorney but he dropped my case although Mangiello law firm were able to help me out.” Call 1-888-ATTY-911 to discuss switching.

38. What if the insurance company is my own insurance (UM/UIM claim)?

Uninsured/Underinsured Motorist claims are against YOUR insurance when the other driver has no insurance or insufficient insurance. Your insurance company will fight your claim just like the other driver’s insurance would. You need attorney representation. Texas allows inter-policy stacking (combining multiple UM policies). Lupe’s insurance knowledge is critical for maximizing UM/UIM recovery.

39. How do you calculate pain and suffering?

Most commonly using the multiplier method: Medical expenses × multiplier (1.5 to 5) = pain & suffering. The multiplier depends on: injury severity, permanency, impact on life, clear liability. For example: $100,000 medical × 4 multiplier = $400,000 pain and suffering. Lupe calculated these for years—he knows how to justify higher multipliers.

40. What if I was hit by a government vehicle (city bus, police car, etc.)?

Government claims have special rules. You must file notice within 6 months (much shorter than the 2-year statute of limitations). Sovereign immunity protects government entities. Damage caps may apply. These cases are complex—you need an experienced attorney. Ralph’s 25+ years includes government litigation. Call 1-888-ATTY-911 immediately—the 6-month deadline is strict.

41. What if the other driver fled the scene (hit and run)?

File a police report immediately (hit and run is a criminal offense). Your Uninsured Motorist (UM) coverage applies. Surveillance footage is CRITICAL—gas stations, businesses, Ring doorbells, traffic cameras. Most footage is deleted within 7-30 days. We send preservation letters immediately. Texas allows UM stacking. We’ve recovered substantial settlements in hit and run cases through UM claims.

42. What if I’m an undocumented immigrant—can I still file a claim?

YES. Immigration status does NOT affect your right to compensation for injuries. You’re entitled to full recovery regardless of immigration status. Your case is confidential. We’ve successfully represented clients of all immigration statuses. Lupe is fluent in Spanish. Call 1-888-ATTY-911—we protect your rights and your privacy.

43. What if the accident happened in a parking lot?

Parking lot accidents are fully compensable. Insurance companies love to argue that “parking lot accidents are always 50/50 fault” (which is a lie). We prove fault through: surveillance video, witness statements, damage analysis, and traffic patterns. Texas comparative negligence rules apply. We’ve won many parking lot cases with clear liability findings.

44. What if I was a passenger in the at-fault vehicle?

You can sue the driver even if you were riding with them (friend, family member, Uber driver). You’re an innocent victim. The driver’s insurance covers passengers. There are no comparative fault issues (you weren’t driving). These cases often settle quickly because liability is clear. We handle the difficult conversation so you don’t have to.

45. What if the other driver died in the accident?

You can still pursue a claim against the deceased driver’s estate and insurance. Death doesn’t eliminate liability. The insurance policy still applies. The estate may have assets. Wrongful death laws protect both sides. These cases are emotionally complex but legally straightforward. We handle them with sensitivity while protecting your rights.

Palestine, Texas: Our Community Commitment

At Attorney911, we’re proud to serve the Palestine community. Located in the heart of East Texas, Palestine is known for its rich history, beautiful downtown, and strong sense of community. Whether you’re visiting the Texas State Railroad, exploring the historic downtown square, or commuting to work at the local hospitals or manufacturing plants, we understand the unique challenges faced by Palestine residents after an accident.

Local Resources for Accident Victims

  • Medical Care: Palestine Regional Medical Center, local clinics, and specialists
  • Law Enforcement: Palestine Police Department, Anderson County Sheriff’s Office
  • Courts: Anderson County Courthouse, local justice of the peace courts
  • Support Services: Local physical therapy clinics, counseling services

Common Accident Locations in Palestine

  • Loop 256: A busy loop around the city with frequent accidents
  • US-287: A major highway running through Palestine
  • US-79: Another key highway in the area
  • FM 321: Connects Palestine to nearby communities
  • FM 1990: A busy route with frequent accidents
  • Intersection of Loop 256 and US-287: A known high-accident area
  • Downtown Palestine: Pedestrian and vehicle interactions

Contact Attorney911 Today

If you or a loved one has been injured in a motor vehicle accident in Palestine, Texas, don’t wait. Evidence disappears daily, and the insurance company is already building their case against you.

Call 1-888-ATTY-911 (1-888-288-9911) now for a free consultation.

We don’t get paid unless we win your case. Our team is ready to fight for the compensation you deserve.

Se habla español. Lupe Peña and our bilingual staff are here to help.

Attorney911 – Your Legal Emergency Line