Springfield Wyndham Hotel Property Damage Lawsuit: Attorney911 Fights for Policyholders Against Insurance Bad Faith & Alleged Arson Denials — Ralph Manginello’s 27+ Years of Federal-Court Trial Practice, Lupe Peña the Former Insurance-Defense Insider Who Knows How the Claims Machine Values and Denies Multi-Million-Dollar Commercial Losses, We Secure Fire Marshal Reports & Financial Records Before They Disappear, Illinois Section 155 Penalties for Vexatious Delay, the Firm Has Recovered Millions in High-Stakes Insurance Disputes — Free 24/7 Consultation, No Fee Unless We Win, Hablamos Español, 1-888-ATTY-911
Your Insurance Carrier Just Accused You of Burning Down Your Own Hotel. Here Is What You Do Next. You bought a commercial property policy. You paid the premiums. You did what every responsible hotel owner does. Then a fire — or a water loss, or a collapse, or some other event — tore through your building, and you made the call you had been promised would be there. You filed the claim. And the insurance company came back with something that was not a check. It came back with a letter that, in plain English, calls you a criminal. The denial cites the intentional loss exclusion or the fraud exclusion in your own policy, and the adjuster’s notes say the damage was “not accidental” — which in the insurance industry’s vocabulary is a one-word accusation: arson. The adjuster may already be talking to the State Fire Marshal. Your banker is calling. Your franchise brand is asking questions. And you are sitting at a kitchen table wondering whether the policy you paid for is the same one that’s about to be used as the company’s excuse to walk away from a seven-figure loss. You are not guilty of anything. You are the victim of the most aggressive move in the insurance playbook — the arson allegation used to convert a covered commercial claim into a denied claim. It is a move we have seen over and over. The insurance company is betting that the accusation alone will be enough to make…