insurance claims

What Does a Car Accident Lawyer Do?

After a car crash, the at-fault driver usually can be held financially responsible for injuries caused by the auto accident. Car accident attorneys help victims pursue reimbursement from the responsible driver for the damages caused by the accident. In this article, we've summarized some of the most important things you need to know about car accident lawyers. https://www.youtube.com/watch?v=0GmMPKsR590&feature=youtu.be What is a car accident lawyer? Car accident lawyers are also called personal injury lawyers. Personal injury attorneys provide legal services to people who have been injured by the actions of another person, a company, or any other legal entity. Car accidents are by far the most common type of personal injury claim handled by personal injury lawyers in the United States. A study conducted by the U.S. Department of Justice Bureau of Justice Statistics found that car accident trials accounted for 57% of all personal injury trials and 35% of all civil trials in 2005. What does a car accident lawyer do? When you first hire a car accident lawyer, they will let the insurance companies involved know that you are represented by a lawyer now and that all communication regarding the claim should be directed to them. Then they will…

The Definitive Guide to Commercial Truck Accidents

Commercial truck accidents injured 151,000 people and killed another 4,951 in 2018, according to the National Highway Traffic Safety Administration (NHTSA). In these fatal crashes, only 18 percent of the fatalities were the truck drivers themselves. That means over 4,000 other drivers, pedestrians, and bicyclists were killed in commercial trucking accidents, and many more were injured. Commercial trucks can be dangerous, and when accidents occur, it’s usually the drivers in passenger vehicles who get hurt. In this definitive guide, we’ve answered a handful of questions that people frequently ask us about commercial truck accidents and how to get  the compensation you deserve for your injuries. https://www.youtube.com/watch?v=iEEeZf-k8Ao&feature=youtu.be What Is a Commercial Truck Accident? In the United States, a motor vehicle is designated as a commercial vehicle when it is titled or registered to a company.  Commercial truck classifications are determined according to weight, using what is called the “gross vehicle weight rating”, or GVWR. There are eight different classes of commercial trucks, ranging from Class 1 (0 to 6,000 pounds) to Class 8 (above 33,000 pounds). Some common examples of commercial trucks include: Tractor Trailers (also called Big Rigs or Eighteen Wheelers)Heavy HaulersFlatbed TrucksRefrigerator TrucksDump TrucksCement MixersGarbage TruckTankers The Federal Motor…

Can an Insurance Company Refuse to Pay a Claim?

Yes, insurance companies do refuse to pay claims. So, what happens when an insurance company unfairly denies your claim, or offers far less than what you truly deserve? It’s time to contact a personal injury attorney. Whether your accident was with a standard vehicle or an 18-wheeler semi-truck, working with an attorney can spare you the headache of fighting the insurance company, so you can focus on healing and getting back to your life. Here’s a quick guide. https://www.youtube.com/watch?v=9wiMHLgvcDs&feature=youtu.be Do I file a claim with my own car insurance or the other driver’s? You should always file a claim with your own insurance company after an accident. But whether and how much your own insurer will have to pay will depend on your degree of fault in the accident, and whether you live in a “no fault” state or a “fault” state. In a “fault” state, like Texas, the driver judged to be less responsible for causing the accident will recover insurance money from the at-fault driver’s policy. This is why it is always vital to exchange contact and insurance information with the other driver after an accident.  Can I file an insurance claim after a car accident if I’m…