personal injury attorney

The Ultimate Guide to Car Accident Settlements

If you've been injured in a car crash due to the negligence of another driver then you're entitled to compensation for your injuries through a car accident settlement. This settlement will be paid by either your insurance company or the other driver's insurer. Negotiating and securing fair compensation can be challenging and confusing.  And insurance companies are known for taking advantage of claimants without attorneys. As a personal injury law firm, we've helped our clients secure thousands of car accident settlements over the years. We've also obtained more than our fair share of knowledge about the process. So, we decided to create an ultimate guide to car accident settlements to help people dealing with insurance companies for the first time. https://www.youtube.com/watch?v=subYAvjsgk4&feature=youtu.be What is a car accident insurance settlement? A car accident insurance settlement is a payment an insurance company gives you to settle your claim after a car accident. When you file an insurance claim, a claims adjuster reviews the facts, the law, the medical records, and other circumstances surrounding the accident and offers you an initial settlement to close the case.  Here's an insider tip: the first settlement offer is always a lowball bid. Insurance adjusters often approach victims…

The Definitive Guide to MCS 90 Auto Endorsements

Unless you're a commercial truck driver, you've probably never heard of MCS 90 auto endorsements. And even if you have, you might not know what an MCS endorsement on a commercial truck driver's insurance means to you as a driver. As personal injury attorneys, we've had to learn all the nitty-gritty details about MCS 90 auto endorsements and how they can impact your ability to receive damages. If you've been injured in an accident involving a commercial motor vehicle, keep reading! We'll explain everything you need to know. https://www.youtube.com/watch?v=auB5NWcwyag&feature=youtu.be What is an MCS 90 endorsement for a motor carrier? To legally operate a commercial vehicle that crosses over state lines, trucking companies must register with the Federal Motor Carrier Safety Administration (FMCSA). Part of the registration process requires proving the company has the financial means to cover ANY damage caused by one of their drivers, even if their standard insurance policy doesn't cover the damage. They often provide evidence of financial responsibility by adding an MCS 90 endorsement to their insurance policy. The word "endorsement" is just insurance company lingo for an addition to a standard insurance policy. So, the MCS 90 is an insurance add-on that makes sure that…

How to Negotiate a Car Accident Settlement

If you've been in a crash and are trying to get the insurance company to offer you what you deserve, it can be challenging to negotiate a car accident settlement. Insurance companies are notorious for paying you less than what you need to compensate for your injuries and taking advantage of injured people who are not represented by lawyers.  As legal emergency personal injury lawyers, we deal with insurance companies every day.  While they are trying to minimize your damages, we fight to maximize your recovery. https://www.youtube.com/watch?v=OV0VC5-1CJ8&feature=youtu.be What is a car accident insurance settlement? A car accident insurance settlement is simply the amount of money you agree to accept from an insurance to pay you for your injuries. What normally happens is after you file an insurance claim a claims adjuster will offer you a settlement amount to pay your damages and close the case.  It is usually a very low amount, like $500.  Once you receive an initial offer, you will have to decide whether to accept it or attempt to negotiate a better settlement. While it's completely understandable why some people just want to take the initial offer, the first settlement the insurance company offers is always a…

How Do Car Insurance Companies Calculate Pain and Suffering?

Car accident victims are not only entitled to reimbursement for their tangible monetary losses, such as medical bills and property damage, but they are also owed compensation for pain and suffering. But how do car insurance companies assign a dollar amount to something abstract like pain and suffering?  At Attorney911, we have years of experience helping people injured in car accidents get paid. So, we decided to create this guide on how car insurance companies calculate settlement offers for pain and suffering to help people even more. https://www.youtube.com/watch?v=5EE9AWT12Kg&feature=youtu.be What is pain and suffering? First things first, what does “pain and suffering” actually mean?  In addition to reimbursement for your medical expenses and damage to your vehicle, car accident victims are entitled to compensation for the physical and emotional agony the accident caused them. Money paid to compensate for the physical pain caused by your injuries is called "pain and suffering," and payment for mental, emotional, and psychological harm, like anxiety or depression, is called "mental anguish."  Almost any sort of physical, emotional, mental, or psychological harm caused by the crash can qualify as pain and suffering. Victims can be paid for both the pain and suffering they already endured and…

Can I Get a PTSD Payout After a Car Accident?

Most people already know that an insurance company will reimburse you for a physical injury after a motor vehicle accident. But you might not be aware that the law does allow for compensation for mental or psychological injuries. You are entitled to money damages for psychological injuries such as PTSD caused by the car crash.  The issue is documentation.  An insurance company, or a jury, is not going to pay you any money for PTSD if we can’t back it up with documentation from a doctor, psychologist, or licensed therapist.  They are not going to just take your word for it.  We have to prove it with documentation. As personal injury lawyers, we have devoted years to understanding the intricacies of car accident cases. Relying on our substantial experience, we've compiled some useful information on PTSD payouts that can help you understand your rights. https://www.youtube.com/watch?v=9803X_jnR4A&feature=youtu.be What is PTSD? PTSD (short for Post-traumatic Stress Disorder) is a psychiatric disorder that affects people who have experienced, witnessed, or been exposed to an upsetting or traumatic event. Some common examples of traumatic incidents that trigger PTSD include: Being involved in a bad accidentSuffering severe injuries in an accidentLong-term physical pain and sufferingOr even…

Raccoon Eyes Brain Injuries and When to Hire a Lawyer

Raccoon eyes brain injuries can result from many different types of accidents, including motor vehicle accidents, severe falls, sports injuries, and accidents at work. After a severe brain injury, you may lose consciousness for minutes, hours, or sometimes even months. Even if you do not lose consciousness, you will likely feel confused, disoriented, overwhelmed, and terrified. On top of all that, brain injuries are incredibly expensive to treat and can take a long time to heal. In this guide to raccoon eyes brain injuries, we'll explain how the injury works, what reimbursement you can receive, and when you need to hire a lawyer. What is a raccoon eyes brain injury? A raccoon eyes brain injury is a type of traumatic brain injury. “Raccoon eyes”, or “periorbital ecchymosis” in medical terminology, are dark purple or blue bruises that develop under your eyes and resemble the dark circles under a raccoon's eyes. Raccoon eyes are a symptom of a specific traumatic brain injury called basilar skull fracture and are caused by blood from the fracture seeping into the soft tissue that surrounds the eyes.  Basilar skull fractures, also referred to as a skull base fracture, are typically caused by substantial blunt force…

How Much Does a Car Accident Lawyer Cost?

A car accident lawyer can help you fight with the insurance companies and receive compensation for your injuries after a car accident. If you've been injured in a car crash, you probably know that a car accident lawyer can help you, but you might be worried about how much it will cost you and if you can afford it. Here's a guide. https://www.youtube.com/watch?v=DfOP9juChCg&feature=youtu.be What is a car accident lawyer? A car accident lawyer, also known as a personal injury lawyer, represents car crash victims and pursues full compensation for their injuries. When the other driver is at fault, you are entitled to be financially reimbursed for your medical expenses, damage to your car, lost wages, pain and suffering, mental anguish, and more. A car accident attorney can help you obtain this compensation from the responsible driver and their insurance company. Car accidents are by far the most common type of personal injury case. In 2018 alone, over 2.7 million people were injured in car crashes in the United States. Auto insurance companies rarely offer to pay victims the compensation they truly deserve. Instead, they try to settle claims for the lowest amount you will accept. A car accident attorney's job…

What to Do After a Dog Bite and When to Hire a Lawyer

It can be difficult to know what to do after a dog bite and when to hire a lawyer. Approximately 4.5 million people in the United States are bitten by dogs on an annual basis, and while most dog bites do not require medical attention, thousands of dog bite injuries are treated in emergency rooms and hospitals each year. In fact, about 1,000 U.S. citizens receive emergency care for serious dog bite injuries every day. Dog bites can result in severe injuries, especially when the victim is a child. Here's a guide. https://www.youtube.com/watch?v=hqAGrcavFZw&feature=youtu.be What is considered a dog bite? Any bite wound inflicted by a dog is considered a dog bite. Dogs’ jaws can create a tremendous amount of pressure when biting, which can cause substantial damage to bones, muscles, tendons, blood vessels, and nerves. The main medical issues caused by dog bites are: Skin damage.Injuries to body tissues under the skin.The significant potential for infection of the wound.Permanent impairment.Permanent disfigurement. While many states have specific statutes addressing dog bite liability.  Texas generally goes by the “one bite” rule, which means a dog owner may not be liable if this was the first time their dog has bitten someone.  However, there…