Your Lifeline After a Motor Vehicle Accident in Early, Texas: The Definitive Resource from Attorney 911

A motor vehicle accident on the busy corridors of Early doesn’t just damage your car; it interrupts your life, your livelihood, and your peace of mind. Whether you were rear-ended while slowing down for the US-67/US-377 split or were involved in a serious collision near Early High School, the path forward is often cluttered with aggressive insurance adjusters, confusing medical terminology, and a ticking legal clock.

We are Attorney 911 / The Manginello Law Firm. For over 27 years, we have served as the shield and the sword for injured Texans. Led by our managing partner, Ralph Manginello—who is admitted to federal court in the Southern District of Texas and has gone toe-to-toe with Fortune 500 giants like BP—our firm brings a level of trial-tested firepower that most “settlement mill” firms simply cannot match. We don’t just process files; we build cases for trial.

We understand that you may be reading this from a hospital bed at Hendrick Medical Center Brownwood or while sitting at your kitchen table in Early, staring at a mounting pile of medical bills. We know you are being pressured by insurance adjusters to give a recorded statement. Our advice is simple: Don’t sign anything, don’t record anything, and don’t settle for less than your case is worth. We provide this exhaustive resource to help you understand the specific Texas laws that govern your recovery and the tactics the insurance industry will use to try and take it from you.

The Reality of Driving in Early and Brown County

Early serves as a critical junction for Central Texas. With the convergence of US-377, US-67, US-84, and TX-183, our streets see a heavy mix of local commuters, agricultural transport, and long-haul commercial trucks. This high-traffic density, particularly around the Business 377 retail corridors and the intersections near Early Town Center, creates a significant risk for various types of collisions.

According to data from the Texas Department of Transportation (TxDOT) District 23, Brown County regularly sees hundreds of reportable crashes annually. In a small, tight-knit community like Early, these aren’t just statistics; they are our neighbors, our coworkers, and our families.

When an accident happens here, the local police or the Brown County Sheriff’s Office will generate a Texas Peace Officer’s Crash Report (CR-3). We pull these reports immediately for our clients because they contain the first layer of evidence we need to establish liability. If your accident involved an 18-wheeler on the highway stretches outside of town, we also immediately look for federal regulatory violations that could expand the value of your claim.

Why Experience and “Inside Knowledge” Matter

Why should you choose us? It comes down to two specific advantages that most other firms cannot offer.

First, Ralph Manginello has spent more than a quarter-century litigating complex personal injury and wrongful death cases. From the multi-billion-dollar BP Texas City refinery litigation to individual traumatic brain injury (TBI) cases resulting in recoveries between $1.5 million and $9.8 million, Ralph knows how to project value to a jury. When the insurance company’s lawyers see our firm’s name on a petition, they know they aren’t dealing with a lawyer who is afraid of a courtroom.

Second, we have a secret weapon on our team: Lupe Peña. Before he joined us to fight for the injured, Lupe worked as an insurance defense attorney. He sat in the rooms where the carriers built their playbooks. He knows exactly how they calculate “lowball” offers and how they use software like Allstate’s CCPR or State Farm’s ACE protocol to triage claims and minimize payouts. Now, he uses that insider knowledge to deconstruct their defenses for our clients. Hablamos Español—Lupe provides native-fluent Spanish representation to the Early community, ensuring that language is never a barrier to justice.

1. THE SPECTRUM OF ACCIDENTS IN EARLY

Every crash is unique, but the legal strategies we use to win depend heavily on the specific physics and circumstances of the impact.

1.1 Rear-End Collisions (The “Fender Bender”)

Rear-end accidents are the most common type of MVA in Early, especially at the stoplights along Early Blvd. Texas law is very clear here. Under Tex. Transp. Code § 545.062 (https://statutes.capitol.texas.gov/Docs/TN/htm/TN.545.htm#545.062), every driver has a duty to maintain an “assured clear distance” from the vehicle in front of them. If someone hits you from behind, they have almost certainly breached this duty.

However, the insurance carrier will likely try to run their MIST (Minor Impact Soft Tissue) protocol. They will look at the photos of your bumper, see only a scratch, and argue that it is “physically impossible” for you to have a disc herniation or a concussion from such a small tap. This is where Lupe Peña’s background is vital. We know their “minor impact” argument is a lie based on junk science. We use biomechanical principles to prove that even a low-speed impact can transfer massive forces to the human spine.

1.2 Intersection and T-Bone Collisions

Intersections are the most dangerous points on Early roads. Whether it’s a failure to yield at a stop sign or a driver running a red light on G-59, the resulting “T-bone” impact often causes catastrophic side-impact injuries. In these cases, we move fast to preserve signal-phase data and any surveillance footage from nearby businesses. If the other driver claims they had a green light, we don’t just take their word for it—we subpoena the digital records of the traffic control system.

1.3 Commercial Vehicle and 18-Wheeler Crashes

When an 80,000-pound truck collides with a 4,000-pound passenger car, the results are rarely minor. Commercial trucking cases involve a massive “tower” of insurance coverage and a complex web of federal regulations. We look for violations of 49 CFR § 395 (Hours of Service) to see if the driver was fatigued, or 49 CFR § 382 regarding drug and alcohol testing.

Within seven days of being retained, we send formal “spoliation” letters to the trucking company. Why? Because under federal law, many Electronic Logging Device (ELD) records can be purged after six months, and some companies “accidentally” lose them much sooner. We lock that evidence down so they can’t hide the truth.

1.4 Hit-and-Run and Uninsured Motorist Claims

It is a harsh reality that many drivers in Texas are either uninsured or carry only the state minimum “30/60/25” policy. If you are hit by a driver who flees, or someone who doesn’t have enough insurance to cover your $100,000 hospital bill, we turn to your own policy. We help you navigate Uninsured/Underinsured Motorist (UM/UIM) claims. We also handle Tex. Transp. Code § 550.021 (Failure to Stop and Render Aid) issues, pursuing hit-and-run drivers through both civil and criminal evidence channels.

2. THE BIOMECHANICS OF INJURY: WHY YOU HURT DAYS LATER

It is very common for people in Early to walk away from a crash feeling “shaken up” but fine, only to wake up 48 hours later unable to move their neck. This isn’t your imagination; it’s biology.

2.1 The Adrenaline Mask

Immediately following a crash on the highway, your body is flooded with adrenaline and cortisol. This is a survival mechanism that masks pain. As those hormone levels drop over the next 24 to 72 hours, the actual inflammatory response begins. This is why we tell every resident of Early: See a doctor within 72 hours of any crash. If you wait two weeks, the insurance company will argue that your injury didn’t happen in the crash, but rather that you “tripped on your porch” ten days later.

2.2 Whiplash and CAD (Cervical Acceleration-Deceleration)

The physics of a rear-end collision happen in less than 300 milliseconds—faster than you can blink. Your torso is accelerated forward by the car seat, while your head stays stationary for a split second before being whipped back and then forward. This “S-curve” motion causes micro-tears in the ligaments and tendons of the neck and can lead to C5-C6 cervical disc herniations. We work with leading orthopedists and neurologists to document these objective injuries so the carrier cannot call them “just a sore neck.”

2.3 Traumatic Brain Injury (TBI) and Concussions

You do not have to hit your head to suffer a brain injury. The rapid “sloshing” of the brain inside the skull during an impact causes axonal shearing—microscopic damage to the brain’s wiring. If you are experiencing “brain fog,” irritability, light sensitivity, or memory loss after an accident in Early, you may have a concussion. We have recovered settlements in the $1.5M to $9.8M range for TBI victims, depending on the severity and long-term care needs.

3. UNDERSTANDING TEXAS LAW: THE RULES OF THE GAME

If you have a case in Early, it will likely be governed by the laws found in the Texas Civil Practice and Remedies Code. Here are the most important sections you need to know.

3.1 The Two-Year Deadline (Statute of Limitations)

Under Tex. Civ. Prac. & Rem. Code § 16.003 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm#16.003), you generally have exactly two years from the date of the accident to file a lawsuit. If you miss that day by even 24 hours, your right to recover is gone forever. While two years sounds like a long time, building a multi-million-dollar case against an 18-wheeler company requires months of investigation and discovery. Do not wait until the last minute.

3.2 Modified Comparative Fault (The 51% Rule)

Texas uses a “proportionate responsibility” system under Tex. Civ. Prac. & Rem. Code § 33.001 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm#33.001). This means you can still recover money even if you were partially at fault for the accident—as long as your fault is not more than 50%. If a jury decides you were 20% at fault for speeding but the other driver was 80% at fault for running a stop sign, your $100,000 award would be reduced by 20% to $80,000. If you are 51% at fault, you get nothing. The insurance company will fight tooth and nail to push your fault percentage to 51%. We fight back to keep it at zero.

3.3 The “Paid-or-Incurred” Rule (Haygood)

This is a quirky and often unfair Texas rule based on the case Haygood v. de Escabedo. Under Tex. Civ. Prac. & Rem. Code § 41.0105 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm#41.0105), you can only recover the amount of medical expenses actually “paid or incurred.” If your hospital bill was $50,000, but your health insurance had a contract to pay only $10,000, the jury is only allowed to see the $10,000 figure. This is why your choice of medical providers and how your bills are handled is a critical part of your legal strategy.

3.4 The Eggshell Plaintiff Doctrine

The insurance company loves to say, “You already had a bad back before this crash.” Under the Texas “Eggshell Plaintiff” doctrine (established in cases like Coates v. Whittington), a defendant is responsible for all the damage they cause, even if the plaintiff was more fragile than a “normal” person. If you had a lingering back ache that the accident turned into an agonizing disc protrusion, they are responsible for the aggravation of that condition.

4. HOW THE INSURANCE COMPANY WILL FIGHT YOU

Large carriers like State Farm, Allstate, and Progressive are not in the business of paying out fair claims; they are in the business of protecting their multi-billion-dollar bottom lines. Having Lupe Peña on our team—an attorney who used to work for them—gives us a massive edge.

4.1 The Recorded Statement Trap

Within 48 hours of your accident in Early, a “friendly” adjuster will call. They’ll say they just want to “get your side of the story.” This is a trap. They are looking for you to say something like “I’m okay” or “I didn’t see him until the last second.” They will use those words against you later to deny your claim. Never give a recorded statement without your attorney present.

4.2 The “Quick Cash” Lowball

They may offer you $2,000 or $5,000 to “settle things right now” before you’ve even seen a specialist or had an MRI. Once you sign that release, your case is over. If it turns out you need a $60,000 neck surgery three months from now, you cannot go back and ask for more.

4.3 The Stowers Doctrine: Our Biggest Hammer

In Texas, we have a powerful tool called a “Stowers Demand” (named after G.A. Stowers Furniture Co. v. American Indemnity Co.). If the other driver has a $50,000 policy, and we send a formal demand for that $50,000 supported by clear evidence of liability and damages, the insurance company has a duty to accept it. If they unreasonably refuse, and we go to trial and win a $500,000 verdict, the insurance company may be forced to pay the entire $500,000 themselves, even though the policy was only for $50,000. This threat of “extracontractual” liability is often what forces carriers to settle for fair value.

5. MONEY MATH: WHAT IS YOUR CASE ACTUALLY WORTH?

When people ask, “What is my case worth?” they usually want a single number. In reality, a settlement is the sum of several distinct “buckets” of damages.

Economic Damages: These are the hard numbers. Past medical bills (the paid-or-incurred amount), future medical bills (based on a Life Care Plan), past lost wages, and future “loss of earning capacity” if you can no longer work your regular job at the plant or in the field.
Non-Economic Damages: This is for the human impact. Pain and suffering, mental anguish (depression, PTSD, anxiety), physical impairment (unable to play with your kids or go hunting), and disfigurement (scarring).
Punitive Damages: In rare cases of “gross negligence”—like a drunk driver or a trucking company that knowingly forced a driver to break safety rules—Texas law under § 41.008 allows for exemplary damages meant to punish the defendant.

A Worked Example:

Medical Bills (Paid/Incurred): $40,000
- Lost Wages: $10,000
- Future Medicals: $50,000
- Pain and Suffering Multiplier (e.g., 3x economic): $300,000
- Total Potential Value: $400,000

(Note: Every case is unique. Past results do not guarantee future outcomes. Our TBI settlements have ranged from $1.5 million to $9.8 million because the lifetime care needs are massive.)

6. FREQUENTLY ASKED QUESTIONS (FAQ) FOR EARLY RESIDENTS

Q: Do I need a lawyer for a minor fender bender in Early?
A: Not always, but the consultation is free. If you have any physical pain at all, you should talk to us. Insurers are experts at turning “minor” claims into denials.

Q: What if I was partially at fault for the crash on US-377?
A: Under § 33.001, as long as you were not more than 50% at fault, you can still recover. We fight to prove the other driver’s negligence was the primary cause.

Q: Can I still sue if the accident was six months ago?
A: Yes. In Texas, you generally have two years. However, waiting makes it harder to gather evidence, so call sooner rather than later.

Q: How much does it cost to hire Attorney 911?
A: Zero upfront. We work on a contingency fee basis. We advance all the costs of the investigation, the experts, and the court filings. If we don’t recover money for you, you owe us nothing.

Q: The insurance company said they are waiting for the “CR-3.” What is that?
A: That is the official Texas Peace Officer’s Crash Report. We pull these electronically for our clients as soon as they are filed with TxDOT.

Q: What if I was hit by an 18-wheeler that doesn’t belong to a Texas company?
A: Ralph Manginello is admitted to federal court and has vast experience dealing with interstate motor carriers. We hold them to the strict standards of the FMCSA, regardless of where they are headquartered.

Q: I’m worried about my immigration status—can I still file a claim?
A: Yes. Texas law does not care about your immigration status when it comes to personal injury. You have the same rights to a safe roadway as anyone else. Lupe Peña handles these conversations with total confidentiality and native Spanish fluency.

Q: Will my case go to trial at the courthouse in Brownwood?
A: Most cases settle before trial, but we prepare every case as if it’s going to the 35th District Court. When the insurance company knows we are ready for trial, they are much more likely to offer a fair settlement.

Q: What is a “Letter of Protection” (LOP)?
A: If you don’t have health insurance or can’t afford your deductible, we can sometimes issue an LOP. This is a contract where a medical provider agrees to treat you now and wait for payment until your case settles.

Q: Why is the adjuster being so nice to me?
A: Because their goal is to keep you from calling us. They want to settle your claim for pennies before you realize the true extent of your injuries. Their “friendliness” is a financial tactic.

YOUR ACTION PLAN: 6 STEPS TO TAKE RIGHT NOW

If you’ve been hurt in Early, the first 72 hours are critical.

Report the Crash: Ensure the police or sheriff came to the scene and filed a report.
Preserve the Scene: If you can, take photos of the vehicles, the skid marks, and the surrounding intersection.
Seek Medical Care: Go to the ER or an urgent care in Brownwood or Early. Mention every single pain point, no matter how small.
Do Not Speak to the Adjuster: If they call, tell them you are in the process of hiring an attorney and they should call back later.
Call 1-888-ATTY-911: We are available 24/7. Your consultation is free.
The Spoliation Letter: If a commercial truck was involved, we need to send a preservation letter immediately to stop them from destroying “black box” and ELD data.

As one of our clients, Chad Harris, put it: “You are NOT just some client that’s caught in the middle of many other cases. You are FAMILY to them and they protect and fight for you as such.”

At Attorney 911 / The Manginello Law Firm, we don’t just “handle” cases. We fight for people. We fight for Early.

Call us today at 1-888-ATTY-911 or (713) 528-9070. Hablamos Español. Your lifeline is waiting.

—SPANISH VERSION FOLLOWS—

Su Apoyo Vital Después de un Accidente de Vehículo Motorizado en Early, Texas: El Recurso Definitivo de Attorney 911

Un accidente de vehículo en los corredores concurridos de Early no solo daña su automóvil; interrumpe su vida, su sustento y su tranquilidad. Ya sea que lo hayan chocado por detrás (rear-ended) mientras reducía la velocidad para el cruce de US-67/US-377 o que haya estado involucrado en una colisión grave cerca de Early High School, el camino a seguir a menudo está lleno de ajustadores de seguros agresivos, terminología médica confusa y un reloj legal que no se detiene.

Somos Attorney 911 / The Manginello Law Firm. Durante más de 27 años, hemos servido como el escudo y la espada para los texanos lesionados. Dirigidos por nuestro socio gerente, Ralph Manginello—quien está admitido en la corte federal del Distrito Sur de Texas y se ha enfrentado cara a cara con gigantes de Fortune 500 como BP—nuestra firma aporta un nivel de potencia probada en juicios que la mayoría de las firmas de “fábrica de acuerdos” simplemente no pueden igualar. No solo procesamos archivos; construimos casos para juicio.

Entendemos que puede estar leyendo esto desde una cama de hospital en el Hendrick Medical Center Brownwood o sentado en la mesa de su cocina en Early, mirando una montaña de facturas médicas. Sabemos que los ajustadores de seguros lo presionan para que dé una declaración grabada. Nuestro consejo es simple: no firme nada, no grabe nada y no se conforme con menos de lo que vale su caso. Proporcionamos este recurso exhaustivo para ayudarlo a comprender las leyes específicas de Texas que rigen su recuperación y las tácticas que la industria de seguros utilizará para tratar de quitársela.

La Realidad de Conducir en Early y el Condado de Brown

Early sirve como un cruce crítico para el centro de Texas. Con la convergencia de US-377, US-67, US-84 y TX-183, nuestras calles ven una mezcla pesada de viajeros locales, transporte agrícola y camiones comerciales de larga distancia. Esta alta densidad de tráfico, particularmente alrededor de los corredores comerciales de Early Blvd y las intersecciones cerca del Early Town Center, crea un riesgo significativo de varios tipos de colisiones.

Cuando ocurre un accidente aquí, la policía local o la Oficina del Sheriff del Condado de Brown generarán un Reporte de Accidente del Oficial de Paz de Texas (CR-3). Obtenemos estos informes de inmediato para nuestros clientes porque contienen la primera capa de evidencia que necesitamos para establecer la responsabilidad. Si su accidente involucró un camión de 18 ruedas en los tramos de carretera fuera de la ciudad, también buscamos de inmediato violaciones de las regulaciones federales (FMCSA) que podrían expandir el valor de su reclamación.

Por Qué el Conocimiento “Desde Adentro” es Importante

¿Por qué debería elegirnos? Se reduce a dos ventajas específicas que la mayoría de las otras firmas no pueden ofrecer.

Primero, Ralph Manginello ha pasado más de un cuarto de siglo litigando casos complejos de lesiones personales y muerte injusta (wrongful death). Desde el litigio multimillonario de la refinería BP Texas City hasta casos individuales de lesiones cerebrales traumáticas (TBI) que resultaron en recuperaciones entre $1.5 millones y $9.8 millones, Ralph sabe cómo proyectar el valor a un jurado. Ralph ha pasado 27 años en salas de audiencias de Texas.

Segundo, tenemos un arma secreta en nuestro equipo: Lupe Peña. Antes de unirse a nosotros para luchar por los heridos, Lupe trabajó como abogado de defensa de seguros. Estuvo en las salas donde las aseguradoras construyeron sus libros de jugadas (playbooks). Sabe exactamente cómo calculan las ofertas bajas y cómo usan el conocimiento interno para minimizar los pagos. Ahora, utiliza ese conocimiento para desarmar sus defensas. Hablamos Español—Lupe brinda representación nativa en español a la comunidad de Early, asegurando que el idioma nunca sea una barrera para la justicia.

1. EL ESPECTRO DE ACCIDENTES EN EARLY

1.1 Choques por Detrás (El “Choque Menor”)

Los accidentes por detrás son el tipo más común de accidentes en Early. Conforme al Tex. Transp. Code § 545.062 (https://statutes.capitol.texas.gov/Docs/TN/htm/TN.545.htm#545.062) (que establece el deber de mantener una distancia segura), cada conductor tiene el deber de mantener una “distancia libre asegurada”.

Sin embargo, la compañía de seguros probablemente intentará aplicar su protocolo MIST (Minor Impact Soft Tissue). Argumentarán que, debido a que el daño al parachoques es mínimo, no es posible que usted esté lesionado. Es una mentira. Usamos principios biomecánicos para demostrar que incluso un impacto a baja velocidad puede causar hernias de disco.

1.2 Accidentes en Intersecciones

Ya sea una falta de ceder el paso en una señal de alto o un conductor que se pasa un semáforo en rojo en Early Blvd, el impacto resultante a menudo causa lesiones catastróficas. Nos movemos rápido para preservar los datos de los semáforos y cualquier grabación de vigilancia de los negocios cercanos.

1.3 Choques de Camiones de 18 Ruedas

Los casos de camiones comerciales involucran una torre masiva de cobertura de seguro. Buscamos violaciones de 49 CFR § 395 (Horas de Servicio) para ver si el conductor estaba fatigado. Lupe Peña y Ralph Manginello envían cartas de “expoliación” para asegurar que los registros electrónicos (ELD) no sean borrados por la empresa de camiones.

2. BIOMECÁNICA DE LAS LESIONES: POR QUÉ DUELE DÍAS DESPUÉS

2.1 La Máscara de Adrenalina

Inmediatamente después de un choque, su cuerpo se inunda de adrenalina. Esto oculta el dolor. A medida que esos niveles bajan en las siguientes 24 a 72 horas, comienza la verdadera respuesta inflamatoria. Por eso decimos a todos en Early: Vea a un médico dentro de las 72 horas posteriores a cualquier choque.

2.2 Latigazo Cervical y Hernia de Disco

El movimiento de “curva en S” del cuello durante un impacto causa microdesgarros en los ligamentos y puede provocar hernias en los niveles C5-C6. Trabajamos con especialistas para documentar estas lesiones de manera objetiva.

3. COMPRENDIENDO LA LEY DE TEXAS

3.1 El Plazo de Dos Años (Estatuto de Limitaciones)

Conforme al Tex. Civ. Prac. & Rem. Code § 16.003 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm#16.003) (que establece el plazo de prescripción de dos años para reclamos de lesiones personales en Texas), usted generalmente tiene exactamente dos años para presentar una demanda. No espere hasta el último minuto.

3.2 Responsabilidad Proporcional (La Regla del 51%)

Texas utiliza un sistema de “culpa comparativa” según el Tex. Civ. Prac. & Rem. Code § 33.001 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm#33.001). Usted puede recuperar dinero siempre que su culpa no sea superior al 50%. Si tiene el 51% de la culpa, no recibe nada.

3.3 La Regla de “Pagado o Incurrido” (Haygood)

Conforme al Tex. Civ. Prac. & Rem. Code § 41.0105 (https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm#41.0105), usted solo puede recuperar el monto de los gastos médicos realmente “pagados o incurridos”, no lo que el hospital facturó inicialmente. Esto afecta drásticamente su liquidación final.

4. ¿CUÁNTO VALE SU CASO REALMENTE?

Un acuerdo es la suma de varios conceptos:

Daños Económicos: Facturas médicas pagadas (según § 41.0105), salarios perdidos y pérdida de capacidad de ganancia futura.
Daños No Económicos: Dolor y sufrimiento, angustia mental y pérdida de consorcio (relación familiar).
Daños Punitivos: Disponibles en casos de “negligencia grave” (gross negligence) según § 41.001.

Nuestra firma ha recuperado entre $1.9 y $9.5 millones en casos de muerte injusta (wrongful death) y cifras similares para lesiones catastróficas. (Aviso: los resultados pasados no garantizan resultados futuros).

PREGUNTAS FRECUENTES (FAQ)

P: ¿Qué pasa si el conductor ebrio venía de un bar en Early?
R: Conforme al Tex. Alc. Bev. Code § 2.02 (Dram Shop Act), el bar puede ser responsable si sirvió a una persona “obviamente intoxicada”.

P: ¿Qué pasa si me chocó un vehículo de la ciudad de Early?
R: Se aplica la Ley de Reclamaciones por Agravios de Texas (TTCA). Conforme al Tex. Civ. Prac. & Rem. Code § 101.101, usted debe dar una notificación formal dentro de los 6 meses (a veces menos, según la ley local).

P: ¿Tengo que pagar por la primera consulta?
R: No. Es gratis. Tampoco pagará nada a menos que ganemos su caso.

P: ¿Qué es la doctrina Stowers?
R: Es una regla que obliga a la aseguradora a actuar de buena fe. Si rechazan una oferta razonable dentro de los límites de la póliza, pueden ser responsables de pagar todo el veredicto del jurado, incluso si supera el límite de la póliza.

SU PLAN DE ACCIÓN: 1-888-ATTY-911

Si ha resultado herido, no hable con el ajustador. No firme nada. Llame a Ralph Manginello y Lupe Peña hoy mismo. Somos su familia en el sistema legal.

Llame al 1-888-ATTY-911 o al (713) 528-9070. Su consulta es gratis. Hablamos Español.